Connexus Credit Union Mortgage Lending & HMDA Data, 2017

In 2017, Connexus Credit Union of Wausau, WI reported 1,023 mortgage applications totaling $120.4 million, up 20% from 2016. The average application was for $117,711, and applicants reported an average income of $115,331. 43% of its applications resulted in an originated loan and 28% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (140), Wausau, WI (97) and Naples-Immokalee-Marco Island, FL (18) (applications in parentheses).

Mortgage Company & Address Connexus Credit Union
2600 Pine Ridge
Wausau, WI 54401
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,023
Total Mortgage Loan Application Amount $120,419,000
Average Mortgage Loan Application Amount $117,711
Highest Mortgage Loan Application Amount $1,400,000
Average Applicant Income $115,331
Highest Applicant Income $1,086,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Connexus Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Connexus Credit Union by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Marathon, Wisconsin 97 $ 8,690,000 $ 89,587 $ 78,000
Hennepin, Minnesota 73 $ 8,194,000 $ 112,246 $ 125,000
Miami-Dade, Florida 49 $ 2,400,000 $ 48,979 $ 148,000
Broward, Florida 18 $ 689,000 $ 38,277 $ 115,000
Collier, Florida 18 $ 2,251,000 $ 125,055 $ 386,000
Riverside, California 15 $ 1,593,000 $ 106,200 $ 225,000
Anoka, Minnesota 15 $ 1,002,000 $ 66,800 $ 166,000
Los Angeles, California 12 $ 1,233,000 $ 102,750 $ 207,000
Cook, Illinois 12 $ 805,000 $ 67,083 $ 181,000
Rockingham, New Hampshire 12 $ 1,670,000 $ 139,166 $ 135,000
Dakota, Minnesota 11 $ 724,000 $ 65,818 $ 164,000
Ramsey, Minnesota 9 $ 873,000 $ 97,000 $ 148,000
Scott, Minnesota 9 $ 638,000 $ 70,888 $ 193,000
Wright, Minnesota 8 $ 244,000 $ 30,500 $ 91,000
Lake, Illinois 7 $ 779,000 $ 111,285 $ 271,000
Hamilton, Ohio 7 $ 581,000 $ 83,000 $ 113,000
Maricopa, Arizona 6 $ 204,000 $ 34,000 $ 115,000
Orange, California 6 $ 628,000 $ 104,666 $ 217,000
Lee, Florida 6 $ 579,000 $ 96,500 $ 206,000
Washington, Minnesota 6 $ 539,000 $ 89,833 $ 216,000
Strafford, New Hampshire 6 $ 1,375,000 $ 229,166 $ 153,000
Lincoln, Wisconsin 6 $ 161,000 $ 26,833 $ 92,000
San Diego, California 5 $ 591,000 $ 118,200 $ 192,000
Carver, Minnesota 5 $ 193,000 $ 38,600 $ 186,000
Butler, Ohio 5 $ 826,000 $ 165,200 $ 108,000
DuPage, Illinois 4 $ 329,000 $ 82,250 $ 194,000
Norfolk, Massachusetts 4 $ 358,000 $ 89,500 $ 238,000
King, Washington 4 $ 214,000 $ 53,500 $ 166,000
Alameda, California 3 $ 348,000 $ 116,000 $ 176,000
Contra Costa, California 3 $ 327,000 $ 109,000 $ 195,000
San Bernardino, California 3 $ 167,000 $ 55,666 $ 113,000
Manatee, Florida 3 $ 349,000 $ 116,333 $ 177,000
Palm Beach, Florida 3 $ 190,000 $ 63,333 $ 131,000
Sarasota, Florida 3 $ 117,000 $ 39,000 $ 156,000
Oakland, Michigan 3 $ 214,000 $ 71,333 $ 154,000
Fresno, California 2 $ 135,000 $ 67,500 $ 226,000
Ventura, California 2 $ 193,000 $ 96,500 $ 141,000
Brevard, Florida 2 $ 296,000 $ 148,000 $ 116,000
Pinellas, Florida 2 $ 267,000 $ 133,500 $ 296,000
St. Johns, Florida 2 $ 224,000 $ 112,000 $ 243,000
Gwinnett, Georgia 2 $ 119,000 $ 59,500 $ 225,000
Will, Illinois 2 $ 55,000 $ 27,500 $ 123,000
Ouachita, Louisiana 2 $ 120,000 $ 60,000 $ 166,000
Plymouth, Massachusetts 2 $ 185,000 $ 92,500 $ 96,000
Livingston, Michigan 2 $ 85,000 $ 42,500 $ 136,000
Sherburne, Minnesota 2 $ 95,000 $ 47,500 $ 86,000
Clark, Nevada 2 $ 115,000 $ 57,500 $ 175,000
Hillsborough, New Hampshire 2 $ 63,000 $ 31,500 $ 137,000
Iredell, North Carolina 2 $ 110,000 $ 55,000 $ 183,000
Mecklenburg, North Carolina 2 $ 115,000 $ 57,500 $ 146,000
Fairfax, Virginia 2 $ 70,000 $ 35,000 $ 55,000
Prince William, Virginia 2 $ 94,000 $ 47,000 $ 178,000
Clark, Washington 2 $ 97,000 $ 48,500 $ 122,000
Marinette, Wisconsin 2 $ 89,000 $ 44,500 $ 105,000
Milwaukee, Wisconsin 2 $ 94,000 $ 47,000 $ 77,000
Oneida, Wisconsin 2 $ 93,000 $ 46,500 $ 47,000
Waukesha, Wisconsin 2 $ 99,000 $ 49,500 $ 133,000
Elmore, Alabama 1 $ 69,000 $ 69,000 $ 169,000
Mohave, Arizona 1 $ 37,000 $ 37,000 $ 89,000
El Dorado, California 1 $ 100,000 $ 100,000 $ 132,000
Kern, California 1 $ 25,000 $ 25,000 $ 68,000
San Luis Obispo, California 1 $ 82,000 $ 82,000 $ 109,000
Solano, California 1 $ 51,000 $ 51,000 $ 93,000
Tulare, California 1 $ 128,000 $ 128,000 $ 255,000
Adams, Colorado 1 $ 43,000 $ 43,000 $ 129,000
Arapahoe, Colorado 1 $ 50,000 $ 50,000 $ 89,000
Denver, Colorado 1 $ 55,000 $ 55,000 $ 173,000
Douglas, Colorado 1 $ 50,000 $ 50,000 $ 75,000
Jefferson, Colorado 1 $ 150,000 $ 150,000 $ 223,000
Hartford, Connecticut 1 $ 148,000 $ 148,000 $ 323,000
New London, Connecticut 1 $ 70,000 $ 70,000 $ 132,000
Sussex, Delaware 1 $ 77,000 $ 77,000 $ 393,000
Citrus, Florida 1 $ 12,000 $ 12,000 $ 104,000
Franklin, Florida 1 $ 175,000 $ 175,000 $ 268,000
Highlands, Florida 1 $ 75,000 $ 75,000 $ 42,000
Hillsborough, Florida 1 $ 22,000 $ 22,000 $ 43,000
Martin, Florida 1 $ 245,000 $ 245,000 $ 303,000
Orange, Florida 1 $ 35,000 $ 35,000 $ 72,000
St. Lucie, Florida 1 $ 60,000 $ 60,000 $ 169,000
Cherokee, Georgia 1 $ 10,000 $ 10,000 $ 106,000
Jackson, Georgia 1 $ 25,000 $ 25,000 $ 141,000
Pike, Georgia 1 $ 18,000 $ 18,000 $ 50,000
Kane, Illinois 1 $ 60,000 $ 60,000 $ 277,000
Kendall, Illinois 1 $ 61,000 $ 61,000 $ 135,000
McLean, Illinois 1 $ 123,000 $ 123,000 $ 539,000
Hamilton, Indiana 1 $ 12,000 $ 12,000 $ 217,000
St. Joseph, Indiana 1 $ 20,000 $ 20,000 $ 58,000
Vanderburgh, Indiana 1 $ 30,000 $ 30,000 $ 103,000
White, Indiana 1 $ 114,000 $ 114,000 $ 158,000
Dickinson, Iowa 1 $ 75,000 $ 75,000 $ 174,000
Johnson, Kansas 1 $ 67,000 $ 67,000 $ 200,000
Harrison, Kentucky 1 $ 15,000 $ 15,000 $ 160,000
York, Maine 1 $ 65,000 $ 65,000 $ 129,000
Baltimore, Maryland 1 $ 15,000 $ 15,000 $ 67,000
Baltimore City, Maryland 1 $ 80,000 $ 80,000 $ 375,000
Howard, Maryland 1 $ 50,000 $ 50,000 $ 100,000
Essex, Massachusetts 1 $ 40,000 $ 40,000 $ 190,000
Suffolk, Massachusetts 1 $ 135,000 $ 135,000 $ 480,000
Worcester, Massachusetts 1 $ 50,000 $ 50,000 $ 118,000
Berrien, Michigan 1 $ 42,000 $ 42,000 $ 924,000
Washtenaw, Michigan 1 $ 76,000 $ 76,000 $ 135,000
Chisago, Minnesota 1 $ 25,000 $ 25,000 $ 70,000
Kandiyohi, Minnesota 1 $ 45,000 $ 45,000 $ 140,000
Pine, Minnesota 1 $ 50,000 $ 50,000 $ 84,000
Rice, Minnesota 1 $ 25,000 $ 25,000 $ 61,000
Stearns, Minnesota 1 $ 56,000 $ 56,000 $ 72,000
Barry, Missouri 1 $ 94,000 $ 94,000 $ 57,000
Franklin, Missouri 1 $ 50,000 $ 50,000 $ 80,000
Greene, Missouri 1 $ 25,000 $ 25,000 $ 66,000
Jackson, Missouri 1 $ 20,000 $ 20,000 $ 104,000
Johnson, Missouri 1 $ 40,000 $ 40,000 $ 99,000
Lincoln, Missouri 1 $ 25,000 $ 25,000 $ 56,000
St. Charles, Missouri 1 $ 172,000 $ 172,000 $ 246,000
St. Louis, Missouri 1 $ 50,000 $ 50,000 $ 86,000
Washoe, Nevada 1 $ 97,000 $ 97,000 $ 340,000
Hunterdon, New Jersey 1 $ 90,000 $ 90,000 $ 233,000
Kings, New York 1 $ 400,000 $ 400,000 $ 690,000
Currituck, North Carolina 1 $ 36,000 $ 36,000 $ 120,000
Davidson, North Carolina 1 $ 17,000 $ 17,000 $ 54,000
Henderson, North Carolina 1 $ 30,000 $ 30,000 $ 100,000
Clermont, Ohio 1 $ 15,000 $ 15,000 $ 56,000
Cuyahoga, Ohio 1 $ 159,000 $ 159,000 $ 1,086,000
Geauga, Ohio 1 $ 26,000 $ 26,000 $ 248,000
Scioto, Ohio 1 $ 10,000 $ 10,000 $ 13,000
Warren, Ohio 1 $ 37,000 $ 37,000 $ 226,000
Deschutes, Oregon 1 $ 78,000 $ 78,000 $ 626,000
Tillamook, Oregon 1 $ 83,000 $ 83,000 $ 241,000
Lexington, South Carolina 1 $ 40,000 $ 40,000 $ 124,000
Shelby, Tennessee 1 $ 50,000 $ 50,000 $ 165,000
Williamson, Tennessee 1 $ 180,000 $ 180,000 $ 126,000
Wood, Texas 1 $ 10,000 $ 10,000 $ 114,000
Box Elder, Utah 1 $ 23,000 $ 23,000 $ 124,000
Orleans, Vermont 1 $ 75,000 $ 75,000 $ 132,000
Henrico, Virginia 1 $ 194,000 $ 194,000 $ 157,000
Loudoun, Virginia 1 $ 60,000 $ 60,000 $ 172,000
Kitsap, Washington 1 $ 75,000 $ 75,000 $ 156,000
Kittitas, Washington 1 $ 170,000 $ 170,000 $ 138,000
Pierce, Washington 1 $ 21,000 $ 21,000 $ 67,000
Snohomish, Washington 1 $ 10,000 $ 10,000 $ 72,000
Spokane, Washington 1 $ 19,000 $ 19,000 $ 55,000
Putnam, West Virginia 1 $ 20,000 $ 20,000 $ 124,000
Brown, Wisconsin 1 $ 20,000 $ 20,000 $ 143,000
Columbia, Wisconsin 1 $ 127,000 $ 127,000 $ 125,000
Dane, Wisconsin 1 $ 29,000 $ 29,000 $ 45,000
Dodge, Wisconsin 1 $ 35,000 $ 35,000 $ 61,000
Door, Wisconsin 1 $ 30,000 $ 30,000 $ 20,000
Pierce, Wisconsin 1 $ 35,000 $ 35,000 $ 82,000
Polk, Wisconsin 1 $ 70,000 $ 70,000 $ 59,000
Shawano, Wisconsin 1 $ 35,000 $ 35,000 $ 45,000
Sheboygan, Wisconsin 1 $ 62,000 $ 62,000 $ 44,000
Washburn, Wisconsin 1 $ 28,000 $ 28,000 $ 114,000
Waushara, Wisconsin 1 $ 48,000 $ 48,000 $ 98,000
Wood, Wisconsin 1 $ 50,000 $ 50,000 $ 138,000

Mortgage Loan Application Detail Totals for Connexus Credit Union in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 461 $55,178,000 $119,000 $850,000 $112,000 $1,086,000
Refinancing 349 $51,186,000 $146,000 $1,400,000 $112,000 $823,000
Home Improvement 213 $14,055,000 $65,000 $955,000 $128,000 $690,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 548 $66,270,000 $120,000 $1,400,000 $125,000 $964,000
Not Provided 201 $24,817,000 $123,000 $795,000 $170,000 $1,086,000
Not applicable 158 $14,570,000 $92,000 $263,000 $0 $0
Hispanic 55 $5,218,000 $94,000 $720,000 $134,000 $683,000
Black or African American 29 $4,808,000 $165,000 $616,000 $129,000 $325,000
Asian 26 $4,407,000 $169,000 $829,000 $121,000 $496,000
American Indian or Alaskan Native 5 $270,000 $54,000 $109,000 $195,000 $228,000
Native Hawaiian or Other Pacific Islander 1 $59,000 $59,000 $59,000 $105,000 $105,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,023 $120,419,000 $117,000 $1,400,000 $115,000 $1,086,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 442 $44,118,000 $99,000 $955,000 $166,000 $1,086,000
Application Denied By Financial Institution 282 $44,660,000 $158,000 $1,400,000 $106,000 $690,000
Loan Purchased By The Institution 158 $14,570,000 $92,000 $263,000 $0 $0
Preapproval Denied by Financial Institution 47 $7,445,000 $158,000 $400,000 $57,000 $227,000
Application Withdrawn By Applicant 33 $1,818,000 $55,000 $300,000 $117,000 $276,000
File Closed For Incompleteness 32 $5,344,000 $167,000 $512,000 $99,000 $223,000
Application Approved But Not Accepted 29 $2,464,000 $84,000 $287,000 $168,000 $356,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 107 $14,171,000 $132,000 $520,000 $102,000 $480,000
Debt-To-Income Ratio 97 $14,927,000 $153,000 $795,000 $70,000 $261,000
Collateral 52 $9,537,000 $183,000 $990,000 $106,000 $392,000
Other 19 $3,194,000 $168,000 $1,400,000 $197,000 $690,000
Employment History 6 $688,000 $114,000 $185,000 $173,000 $230,000
Unverifiable Information 4 $612,000 $153,000 $396,000 $93,000 $196,000
Insufficient Cash (Downpayment, Closing Cost) 2 $660,000 $330,000 $548,000 $157,000 $179,000
Credit Application Incomplete 1 $150,000 $150,000 $150,000 $120,000 $120,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Connexus Credit Union's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Connexus Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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