Constant Investments, Inc Mortgage Lending & HMDA Data, 2021

In 2021, Constant Investments, Inc of La Mirada, CA reported 862 mortgage applications totaling $339.9 million, down 13% from 2020. The average application was for $394,327, and applicants reported an average income of $120,990. 90% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (188), Sacramento--Roseville--Arden-Arcade, CA (176) and Anaheim-Santa Ana-Irvine, CA (172) (applications in parentheses).

Mortgage Company & Address Constant Investments, Inc
14241 Firestone Blvd Suite 210
La Mirada, CA 90638
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  
Total Number of Mortgage Applications 862
Total Mortgage Loan Application Amount $339,910,000
Average Mortgage Loan Application Amount $394,327
Highest Mortgage Loan Application Amount $1,405,000
Average Applicant Income $120,990
Highest Applicant Income $823,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Constant Investments, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Constant Investments, Inc by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 188 $ 89,390,000 $ 475,478 $ 140,000
Orange, California 172 $ 79,420,000 $ 461,744 $ 138,000
Sacramento, California 162 $ 56,100,000 $ 346,296 $ 101,000
Clark, Nevada 47 $ 14,025,000 $ 298,404 $ 124,000
San Bernardino, California 29 $ 11,305,000 $ 389,827 $ 160,000
Riverside, California 24 $ 9,560,000 $ 398,333 $ 181,000
Collin, Texas 19 $ 5,315,000 $ 279,736 $ 98,000
Tarrant, Texas 18 $ 4,710,000 $ 261,666 $ 86,000
San Joaquin, California 11 $ 3,595,000 $ 326,818 $ 100,000
Dallas, Texas 10 $ 2,190,000 $ 219,000 $ 63,000
Denton, Texas 9 $ 2,935,000 $ 326,111 $ 103,000
Harris, Texas 9 $ 2,165,000 $ 240,555 $ 89,000
Placer, California 8 $ 3,000,000 $ 375,000 $ 89,000
Arapahoe, Colorado 8 $ 3,010,000 $ 376,250 $ 90,000
Kern, California 6 $ 1,660,000 $ 276,666 $ 111,000
San Diego, California 6 $ 2,360,000 $ 393,333 $ 102,000
Williamson, Texas 6 $ 2,110,000 $ 351,666 $ 81,000
Yolo, California 5 $ 1,745,000 $ 349,000 $ 108,000
York, Virginia 5 $ 1,575,000 $ 315,000 $ 73,000
Contra Costa, California 4 $ 1,710,000 $ 427,500 $ 115,000
Ventura, California 4 $ 1,530,000 $ 382,500 $ 141,000
Fort Bend, Texas 4 $ 860,000 $ 215,000 $ 103,000
Sonoma, California 3 $ 1,045,000 $ 348,333 $ 89,000
Newport News, Virginia 3 $ 645,000 $ 215,000 $ 58,000
Alameda, California 2 $ 1,090,000 $ 545,000 $ 171,000
Butte, California 2 $ 300,000 $ 150,000 $ 48,000
Merced, California 2 $ 320,000 $ 160,000 $ 119,000
Santa Clara, California 2 $ 720,000 $ 360,000 $ 74,000
Solano, California 2 $ 660,000 $ 330,000 $ 86,000
Stanislaus, California 2 $ 620,000 $ 310,000 $ 157,000
Jefferson, Colorado 2 $ 590,000 $ 295,000 $ 83,000
Cobb, Georgia 2 $ 340,000 $ 170,000 $ 168,000
Lincoln, Nevada 2 $ 340,000 $ 170,000 $ 55,000
Kaufman, Texas 2 $ 460,000 $ 230,000 $ 104,000
Hampton, Virginia 2 $ 400,000 $ 200,000 $ 78,000
Virginia Beach, Virginia 2 $ 440,000 $ 220,000 $ 88,000
King, Washington 2 $ 930,000 $ 465,000 $ 97,000
Snohomish, Washington 2 $ 570,000 $ 285,000 $ 97,000
Thurston, Washington 2 $ 600,000 $ 300,000 $ 42,000
El Dorado, California 1 $ 345,000 $ 345,000 $ 61,000
Lake, California 1 $ 255,000 $ 255,000 $ 135,000
Madera, California 1 $ 285,000 $ 285,000 $ 107,000
Napa, California 1 $ 535,000 $ 535,000 $ 210,000
San Francisco, California 1 $ 305,000 $ 305,000 $ 200,000
San Luis Obispo, California 1 $ 515,000 $ 515,000 $ 92,000
San Mateo, California 1 $ 775,000 $ 775,000 $ 196,000
Shasta, California 1 $ 355,000 $ 355,000 $ 225,000
Tulare, California 1 $ 425,000 $ 425,000 $ 86,000
Tuolumne, California 1 $ 245,000 $ 245,000 $ 88,000
Douglas, Colorado 1 $ 555,000 $ 555,000 $ 142,000
El Paso, Colorado 1 $ 485,000 $ 485,000 $ 180,000
Forsyth, Georgia 1 $ 475,000 $ 475,000 $ 175,000
Gwinnett, Georgia 1 $ 405,000 $ 405,000 $ 220,000
Jefferson, Louisiana 1 $ 135,000 $ 135,000 $ 110,000
Orleans, Louisiana 1 $ 185,000 $ 185,000 $ 33,000
Nye, Nevada 1 $ 195,000 $ 195,000 $ 80,000
Multnomah, Oregon 1 $ 275,000 $ 275,000 $ 62,000
Bexar, Texas 1 $ 265,000 $ 265,000 $ 58,000
Ellis, Texas 1 $ 435,000 $ 435,000 $ 133,000
Galveston, Texas 1 $ 545,000 $ 545,000 $ 240,000
Johnson, Texas 1 $ 245,000 $ 245,000 $ 69,000
Rockwall, Texas 1 $ 465,000 $ 465,000 $ 99,000
Smith, Texas 1 $ 245,000 $ 245,000 $ 157,000
Travis, Texas 1 $ 325,000 $ 325,000 $ 72,000
Wichita, Texas 1 $ 125,000 $ 125,000 $ 37,000
Chesapeake, Virginia 1 $ 225,000 $ 225,000 $ 62,000
Chesterfield, Virginia 1 $ 205,000 $ 205,000 $ 42,000
Fairfax, Virginia 1 $ 165,000 $ 165,000 $ 54,000
Isle of Wight, Virginia 1 $ 245,000 $ 245,000 $ 56,000
Suffolk, Virginia 1 $ 145,000 $ 145,000 $ 59,000
Pierce, Washington 1 $ 515,000 $ 515,000 $ 85,000

Mortgage Loan Application Detail Totals for Constant Investments, Inc in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 851 $335,425,000 $394,000 $1,405,000 $121,000 $823,000
Refinancing 6 $3,020,000 $503,000 $775,000 $163,000 $369,000
Home Improvement 5 $1,465,000 $293,000 $545,000 $69,000 $124,000
Cash-out Refinancing 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Asian 699 $275,375,000 $393,000 $1,155,000 $123,000 $823,000
White 74 $28,630,000 $386,000 $825,000 $119,000 $351,000
Hispanic 57 $21,795,000 $382,000 $775,000 $104,000 $278,000
Not Provided 15 $7,665,000 $511,000 $1,405,000 $123,000 $444,000
Black or African American 11 $3,945,000 $358,000 $515,000 $124,000 $369,000
Native Hawaiian or Other Pacific Islander 2 $400,000 $200,000 $245,000 $94,000 $118,000
American Indian or Alaskan Native 2 $820,000 $410,000 $535,000 $85,000 $117,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 852 $336,400,000 $394,000 $1,405,000 $122,000 $823,000
FHA-insured (Federal Housing Administration) 6 $2,350,000 $391,000 $565,000 $88,000 $120,000
VA-guaranteed (Veterans Administration) 4 $1,160,000 $290,000 $435,000 $48,000 $170,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 775 $305,055,000 $393,000 $935,000 $124,000 $823,000
Application Withdrawn By Applicant 59 $25,245,000 $427,000 $1,405,000 $96,000 $444,000
File Closed For Incompleteness 19 $7,125,000 $375,000 $825,000 $98,000 $446,000
Application Approved But Not Accepted 5 $1,475,000 $295,000 $455,000 $92,000 $120,000
Application Denied By Financial Institution 4 $1,010,000 $252,000 $345,000 $55,000 $64,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 858 $338,900,000 $394,000 $1,405,000 $121,000 $823,000
Debt-To-Income Ratio 3 $665,000 $221,000 $255,000 $53,000 $64,000
Credit History 1 $345,000 $345,000 $345,000 $64,000 $64,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Constant Investments, Inc's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Constant Investments, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

Download the California Lender List