Constructive Loans, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Constructive Loans, Llc 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Constructive Loans, Llc 1801 S Meyers Rd Dover, DE 60181 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 |
| Total Number of Mortgage Applications | 732 |
| Total Mortgage Loan Application Amount | $219,390,000 |
| Average Mortgage Loan Application Amount | $304,333 |
| Highest Mortgage Loan Application Amount | $1,855,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Constructive Loans, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Constructive Loans, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Constructive Loans, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Constructive Loans, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Constructive Loans, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Constructive Loans, Llc's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Essex County New Jersey | 157 | $ 79,575,000 | $ 506,000 | $ 0 |
| Philadelphia County Pennsylvania | 89 | $ 15,295,000 | $ 171,000 | $ 0 |
| Passaic County New Jersey | 34 | $ 15,680,000 | $ 461,000 | $ 0 |
| Brevard County Florida | 30 | $ 2,560,000 | $ 85,000 | $ 0 |
| Mercer County New Jersey | 26 | $ 3,880,000 | $ 149,000 | $ 0 |
| New Haven County Connecticut | 21 | $ 5,525,000 | $ 263,000 | $ 0 |
| Cuyahoga County Ohio | 19 | $ 2,065,000 | $ 108,000 | $ 0 |
| Cook County Illinois | 13 | $ 2,445,000 | $ 188,000 | $ 0 |
| Monmouth County New Jersey | 13 | $ 5,845,000 | $ 449,000 | $ 0 |
| Camden County New Jersey | 12 | $ 1,860,000 | $ 155,000 | $ 0 |
| Union County New Jersey | 12 | $ 5,270,000 | $ 439,000 | $ 0 |
| Cumberland County New Jersey | 11 | $ 1,465,000 | $ 133,000 | $ 0 |
| Delaware County Pennsylvania | 11 | $ 1,845,000 | $ 167,000 | $ 0 |
| Hartford County Connecticut | 10 | $ 3,050,000 | $ 305,000 | $ 0 |
| Wayne County Michigan | 10 | $ 1,500,000 | $ 150,000 | $ 0 |
| Baltimore City County Maryland | 9 | $ 2,395,000 | $ 266,000 | $ 0 |
| New Castle County Delaware | 8 | $ 1,300,000 | $ 162,000 | $ 0 |
| Broward County Florida | 8 | $ 3,480,000 | $ 435,000 | $ 0 |
| Butler County Ohio | 8 | $ 1,000,000 | $ 125,000 | $ 0 |
| Luzerne County Pennsylvania | 8 | $ 980,000 | $ 122,000 | $ 0 |
| Pinellas County Florida | 7 | $ 3,045,000 | $ 435,000 | $ 0 |
| Atlantic County New Jersey | 6 | $ 1,350,000 | $ 225,000 | $ 0 |
| Ocean County New Jersey | 6 | $ 1,880,000 | $ 313,000 | $ 0 |
| Rockland County New York | 6 | $ 3,670,000 | $ 611,000 | $ 0 |
| Cumberland County North Carolina | 6 | $ 790,000 | $ 131,000 | $ 0 |
| Litchfield County Connecticut | 5 | $ 1,355,000 | $ 271,000 | $ 0 |
| Burlington County New Jersey | 5 | $ 915,000 | $ 183,000 | $ 0 |
| Hudson County New Jersey | 5 | $ 1,935,000 | $ 387,000 | $ 0 |
| Kings County New York | 5 | $ 4,755,000 | $ 951,000 | $ 0 |
| Orange County New York | 5 | $ 1,585,000 | $ 317,000 | $ 0 |
| Sullivan County New York | 5 | $ 1,085,000 | $ 217,000 | $ 0 |
| Tulsa County Oklahoma | 5 | $ 575,000 | $ 115,000 | $ 0 |
| Allegheny County Pennsylvania | 5 | $ 945,000 | $ 189,000 | $ 0 |
| Dallas County Texas | 5 | $ 2,855,000 | $ 571,000 | $ 0 |
| District of Columbia County District Of Columbia | 4 | $ 5,750,000 | $ 1,437,000 | $ 0 |
| Duval County Florida | 4 | $ 490,000 | $ 122,000 | $ 0 |
| Middlesex County New Jersey | 4 | $ 1,440,000 | $ 360,000 | $ 0 |
| Onondaga County New York | 4 | $ 530,000 | $ 132,000 | $ 0 |
| Oklahoma County Oklahoma | 4 | $ 990,000 | $ 247,000 | $ 0 |
| Chester County Pennsylvania | 4 | $ 570,000 | $ 142,000 | $ 0 |
| Lackawanna County Pennsylvania | 4 | $ 650,000 | $ 162,000 | $ 0 |
| Tarrant County Texas | 4 | $ 800,000 | $ 200,000 | $ 0 |
| Miami-Dade County Florida | 3 | $ 1,605,000 | $ 535,000 | $ 0 |
| Palm Beach County Florida | 3 | $ 795,000 | $ 265,000 | $ 0 |
| Volusia County Florida | 3 | $ 525,000 | $ 175,000 | $ 0 |
| St. Clair County Illinois | 3 | $ 215,000 | $ 71,000 | $ 0 |
| Baltimore County Maryland | 3 | $ 535,000 | $ 178,000 | $ 0 |
| Prince George's County Maryland | 3 | $ 525,000 | $ 175,000 | $ 0 |
| Kalamazoo County Michigan | 3 | $ 255,000 | $ 85,000 | $ 0 |
| Mecklenburg County North Carolina | 3 | $ 425,000 | $ 141,000 | $ 0 |
| Spartanburg County South Carolina | 3 | $ 1,185,000 | $ 395,000 | $ 0 |
| Weld County Colorado | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Hillsborough County Florida | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Lee County Florida | 2 | $ 1,020,000 | $ 510,000 | $ 0 |
| Osceola County Florida | 2 | $ 2,080,000 | $ 1,040,000 | $ 0 |
| Madison County Indiana | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Jefferson County Kentucky | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Oakland County Michigan | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Bergen County New Jersey | 2 | $ 770,000 | $ 385,000 | $ 0 |
| Gloucester County New Jersey | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Salem County New Jersey | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Chemung County New York | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Nassau County New York | 2 | $ 950,000 | $ 475,000 | $ 0 |
| Queens County New York | 2 | $ 600,000 | $ 300,000 | $ 0 |
| Rensselaer County New York | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Hamilton County Ohio | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Lehigh County Pennsylvania | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Washington County Pennsylvania | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Westmoreland County Pennsylvania | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Shelby County Tennessee | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Bexar County Texas | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Harris County Texas | 2 | $ 630,000 | $ 315,000 | $ 0 |
| Wetzel County West Virginia | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Milwaukee County Wisconsin | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Mobile County Alabama | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Middlesex County Connecticut | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Windham County Connecticut | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Hernando County Florida | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Orange County Florida | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Seminole County Florida | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Coweta County Georgia | 1 | $ 275,000 | $ 275,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Kane County Illinois | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Winnebago County Illinois | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Allen County Indiana | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Kenton County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Caddo County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Franklin County Massachusetts | 1 | $ 865,000 | $ 865,000 | $ 0 |
| Genesee County Michigan | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Macomb County Michigan | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Jackson County Missouri | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Washington County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Somerset County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Santa Fe County New Mexico | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Bronx County New York | 1 | $ 905,000 | $ 905,000 | $ 0 |
| Richmond County New York | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Brunswick County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Edgecombe County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Gaston County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Halifax County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Nash County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Montgomery County Ohio | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Comanche County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Armstrong County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Berks County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 0 |
| York County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Berkeley County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Clarendon County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Richland County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Jefferson County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Johnson County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Montgomery County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Orange County Texas | 1 | $ 65,000 | $ 65,000 | $ 0 |
Mortgage Loan Application Detail Totals for Constructive Loans, Llc in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 310 | $113,400,000 | $365,000 | $1,775,000 | $0 | $0 |
| Cash-out Refinancing | 278 | $55,760,000 | $200,000 | $1,855,000 | $0 | $0 |
| Refinancing | 144 | $50,230,000 | $348,000 | $1,855,000 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 712 | $216,010,000 | $303,000 | $1,855,000 | $0 | $0 |
| Not Provided | 8 | $1,860,000 | $232,000 | $865,000 | $0 | $0 |
| White | 5 | $615,000 | $123,000 | $155,000 | $0 | $0 |
| Asian | 3 | $215,000 | $71,000 | $95,000 | $0 | $0 |
| Hispanic | 3 | $615,000 | $205,000 | $275,000 | $0 | $0 |
| Black or African American | 1 | $75,000 | $75,000 | $75,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 732 | $219,390,000 | $299,000 | $1,855,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 587 | $174,545,000 | $297,000 | $1,775,000 | $0 | $0 |
| Application Approved But Not Accepted | 110 | $27,710,000 | $251,000 | $1,075,000 | $0 | $0 |
| Application Withdrawn By Applicant | 34 | $16,980,000 | $499,000 | $1,855,000 | $0 | $0 |
| Application Denied By Financial Institution | 1 | $155,000 | $155,000 | $155,000 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 731 | $219,235,000 | $299,000 | $1,855,000 | $0 | $0 |
| Collateral | 1 | $155,000 | $155,000 | $155,000 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Constructive Loans, Llc's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Constructive Loans, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.