Consumer Loan Services, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Consumer Loan Services, Llc 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Consumer Loan Services, Llc 811 Monitor Street La Crosse, WI 54603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 1,242 |
| Total Mortgage Loan Application Amount | $162,359,000 |
| Average Mortgage Loan Application Amount | $130,333 |
| Highest Mortgage Loan Application Amount | $720,000 |
| Average Applicant Income | $70,000 |
| Highest Applicant Income | $780,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Consumer Loan Services, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Consumer Loan Services, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Consumer Loan Services, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Consumer Loan Services, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Consumer Loan Services, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Consumer Loan Services, Llc's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Polk County Iowa | 193 | $ 26,248,000 | $ 136,000 | $ 69,000 |
| La Crosse County Wisconsin | 111 | $ 14,546,000 | $ 131,000 | $ 61,000 |
| St. Louis County Minnesota | 62 | $ 8,002,000 | $ 129,000 | $ 81,000 |
| Fond du Lac County Wisconsin | 55 | $ 6,215,000 | $ 113,000 | $ 63,000 |
| Olmsted County Minnesota | 40 | $ 7,623,000 | $ 190,000 | $ 106,000 |
| Monroe County Wisconsin | 37 | $ 4,927,000 | $ 133,000 | $ 65,000 |
| Dubuque County Iowa | 32 | $ 4,277,000 | $ 133,000 | $ 55,000 |
| Marquette County Michigan | 29 | $ 3,010,000 | $ 103,000 | $ 55,000 |
| Dallas County Iowa | 24 | $ 4,260,000 | $ 177,000 | $ 80,000 |
| Scott County Iowa | 24 | $ 2,746,000 | $ 114,000 | $ 63,000 |
| Milwaukee County Wisconsin | 24 | $ 3,024,000 | $ 126,000 | $ 70,000 |
| Wapello County Iowa | 22 | $ 2,378,000 | $ 108,000 | $ 56,000 |
| Warren County Iowa | 21 | $ 2,377,000 | $ 113,000 | $ 67,000 |
| Vernon County Wisconsin | 21 | $ 2,357,000 | $ 112,000 | $ 55,000 |
| Eau Claire County Wisconsin | 18 | $ 2,537,000 | $ 140,000 | $ 76,000 |
| Sauk County Wisconsin | 18 | $ 1,895,000 | $ 105,000 | $ 48,000 |
| Juneau County Wisconsin | 17 | $ 1,671,000 | $ 98,000 | $ 60,000 |
| Waukesha County Wisconsin | 17 | $ 3,932,000 | $ 231,000 | $ 78,000 |
| Stephenson County Illinois | 14 | $ 1,167,000 | $ 83,000 | $ 61,000 |
| Cottonwood County Minnesota | 14 | $ 1,115,000 | $ 79,000 | $ 42,000 |
| Winnebago County Illinois | 13 | $ 933,000 | $ 71,000 | $ 49,000 |
| Rock Island County Illinois | 12 | $ 1,257,000 | $ 104,000 | $ 54,000 |
| Fillmore County Minnesota | 12 | $ 1,779,000 | $ 148,000 | $ 59,000 |
| Rock County Wisconsin | 12 | $ 1,108,000 | $ 92,000 | $ 66,000 |
| Madison County Iowa | 11 | $ 1,496,000 | $ 136,000 | $ 79,000 |
| Webster County Iowa | 11 | $ 941,000 | $ 85,000 | $ 114,000 |
| Freeborn County Minnesota | 11 | $ 871,000 | $ 79,000 | $ 45,000 |
| Hennepin County Minnesota | 11 | $ 2,501,000 | $ 227,000 | $ 130,000 |
| Crawford County Wisconsin | 11 | $ 1,940,000 | $ 176,000 | $ 79,000 |
| Allamakee County Iowa | 10 | $ 1,080,000 | $ 108,000 | $ 60,000 |
| Carlton County Minnesota | 10 | $ 1,864,000 | $ 186,000 | $ 82,000 |
| Houston County Minnesota | 10 | $ 1,576,000 | $ 157,000 | $ 83,000 |
| Brown County Wisconsin | 10 | $ 917,000 | $ 91,000 | $ 64,000 |
| Trempealeau County Wisconsin | 10 | $ 1,180,000 | $ 118,000 | $ 40,000 |
| Dodge County Wisconsin | 9 | $ 1,209,000 | $ 134,000 | $ 69,000 |
| Jo Daviess County Illinois | 8 | $ 945,000 | $ 118,000 | $ 54,000 |
| Ogle County Illinois | 8 | $ 773,000 | $ 96,000 | $ 52,000 |
| Muscatine County Iowa | 8 | $ 849,000 | $ 106,000 | $ 94,000 |
| Mahaska County Iowa | 7 | $ 689,000 | $ 98,000 | $ 46,000 |
| Nobles County Minnesota | 7 | $ 892,000 | $ 127,000 | $ 51,000 |
| Oconto County Wisconsin | 7 | $ 929,000 | $ 132,000 | $ 58,000 |
| Walworth County Wisconsin | 7 | $ 1,275,000 | $ 182,000 | $ 75,000 |
| Clinton County Iowa | 6 | $ 491,000 | $ 81,000 | $ 46,000 |
| Dodge County Minnesota | 6 | $ 1,208,000 | $ 201,000 | $ 59,000 |
| Jackson County Minnesota | 6 | $ 677,000 | $ 112,000 | $ 58,000 |
| Winona County Minnesota | 6 | $ 1,005,000 | $ 167,000 | $ 110,000 |
| Grant County Wisconsin | 6 | $ 600,000 | $ 100,000 | $ 48,000 |
| Linn County Iowa | 5 | $ 859,000 | $ 171,000 | $ 81,000 |
| Jackson County Wisconsin | 5 | $ 1,073,000 | $ 214,000 | $ 98,000 |
| Washington County Wisconsin | 5 | $ 884,000 | $ 176,000 | $ 93,000 |
| Winnebago County Wisconsin | 5 | $ 652,000 | $ 130,000 | $ 57,000 |
| Wood County Wisconsin | 5 | $ 546,000 | $ 109,000 | $ 46,000 |
| Clayton County Iowa | 4 | $ 238,000 | $ 59,000 | $ 31,000 |
| Henry County Iowa | 4 | $ 442,000 | $ 110,000 | $ 43,000 |
| Jackson County Iowa | 4 | $ 343,000 | $ 85,000 | $ 47,000 |
| Jefferson County Iowa | 4 | $ 350,000 | $ 87,000 | $ 45,000 |
| Lucas County Iowa | 4 | $ 363,000 | $ 90,000 | $ 37,000 |
| Lake County Minnesota | 4 | $ 223,000 | $ 55,000 | $ 36,000 |
| Adams County Wisconsin | 4 | $ 607,000 | $ 151,000 | $ 98,000 |
| Chippewa County Wisconsin | 4 | $ 556,000 | $ 139,000 | $ 84,000 |
| Douglas County Wisconsin | 4 | $ 369,000 | $ 92,000 | $ 58,000 |
| Henry County Illinois | 3 | $ 333,000 | $ 111,000 | $ 76,000 |
| Lee County Illinois | 3 | $ 282,000 | $ 94,000 | $ 55,000 |
| Jones County Iowa | 3 | $ 330,000 | $ 110,000 | $ 46,000 |
| Pottawattamie County Iowa | 3 | $ 304,000 | $ 101,000 | $ 74,000 |
| Columbia County Wisconsin | 3 | $ 336,000 | $ 112,000 | $ 62,000 |
| Green Lake County Wisconsin | 3 | $ 195,000 | $ 65,000 | $ 61,000 |
| Jefferson County Wisconsin | 3 | $ 474,000 | $ 158,000 | $ 71,000 |
| Marathon County Wisconsin | 3 | $ 608,000 | $ 202,000 | $ 178,000 |
| Portage County Wisconsin | 3 | $ 296,000 | $ 98,000 | $ 41,000 |
| Richland County Wisconsin | 3 | $ 205,000 | $ 68,000 | $ 56,000 |
| Sheboygan County Wisconsin | 3 | $ 453,000 | $ 151,000 | $ 56,000 |
| Kane County Illinois | 2 | $ 657,000 | $ 328,000 | $ 183,000 |
| Appanoose County Iowa | 2 | $ 92,000 | $ 46,000 | $ 30,000 |
| Calhoun County Iowa | 2 | $ 140,000 | $ 70,000 | $ 33,000 |
| Cedar County Iowa | 2 | $ 221,000 | $ 110,000 | $ 34,000 |
| Clarke County Iowa | 2 | $ 170,000 | $ 85,000 | $ 45,000 |
| Davis County Iowa | 2 | $ 137,000 | $ 68,000 | $ 76,000 |
| Delaware County Iowa | 2 | $ 228,000 | $ 114,000 | $ 76,000 |
| Guthrie County Iowa | 2 | $ 206,000 | $ 103,000 | $ 50,000 |
| Iowa County Iowa | 2 | $ 230,000 | $ 115,000 | $ 82,000 |
| Poweshiek County Iowa | 2 | $ 322,000 | $ 161,000 | $ 58,000 |
| Story County Iowa | 2 | $ 380,000 | $ 190,000 | $ 92,000 |
| Winneshiek County Iowa | 2 | $ 168,000 | $ 84,000 | $ 53,000 |
| Carver County Minnesota | 2 | $ 644,000 | $ 322,000 | $ 232,000 |
| Itasca County Minnesota | 2 | $ 253,000 | $ 126,000 | $ 61,000 |
| Mower County Minnesota | 2 | $ 172,000 | $ 86,000 | $ 57,000 |
| Scott County Minnesota | 2 | $ 549,000 | $ 274,000 | $ 117,000 |
| Wabasha County Minnesota | 2 | $ 518,000 | $ 259,000 | $ 102,000 |
| Clark County Wisconsin | 2 | $ 200,000 | $ 100,000 | $ 35,000 |
| Dane County Wisconsin | 2 | $ 186,000 | $ 93,000 | $ 73,000 |
| Iowa County Wisconsin | 2 | $ 246,000 | $ 123,000 | $ 56,000 |
| Oneida County Wisconsin | 2 | $ 241,000 | $ 120,000 | $ 75,000 |
| Ozaukee County Wisconsin | 2 | $ 892,000 | $ 446,000 | $ 113,000 |
| Vilas County Wisconsin | 2 | $ 276,000 | $ 138,000 | $ 74,000 |
| Boone County Illinois | 1 | $ 102,000 | $ 102,000 | $ 63,000 |
| Carroll County Illinois | 1 | $ 360,000 | $ 360,000 | $ 162,000 |
| Cass County Illinois | 1 | $ 133,000 | $ 133,000 | $ 47,000 |
| Cook County Illinois | 1 | $ 148,000 | $ 148,000 | $ 139,000 |
| DeKalb County Illinois | 1 | $ 148,000 | $ 148,000 | $ 85,000 |
| Kendall County Illinois | 1 | $ 125,000 | $ 125,000 | $ 121,000 |
| McHenry County Illinois | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Will County Illinois | 1 | $ 140,000 | $ 140,000 | $ 60,000 |
| Black Hawk County Iowa | 1 | $ 69,000 | $ 69,000 | $ 38,000 |
| Boone County Iowa | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Cass County Iowa | 1 | $ 129,000 | $ 129,000 | $ 62,000 |
| Cerro Gordo County Iowa | 1 | $ 129,000 | $ 129,000 | $ 82,000 |
| Chickasaw County Iowa | 1 | $ 133,000 | $ 133,000 | $ 48,000 |
| Floyd County Iowa | 1 | $ 53,000 | $ 53,000 | $ 33,000 |
| Franklin County Iowa | 1 | $ 70,000 | $ 70,000 | $ 59,000 |
| Greene County Iowa | 1 | $ 81,000 | $ 81,000 | $ 53,000 |
| Hamilton County Iowa | 1 | $ 189,000 | $ 189,000 | $ 54,000 |
| Hardin County Iowa | 1 | $ 103,000 | $ 103,000 | $ 81,000 |
| Harrison County Iowa | 1 | $ 56,000 | $ 56,000 | $ 28,000 |
| Howard County Iowa | 1 | $ 77,000 | $ 77,000 | $ 36,000 |
| Humboldt County Iowa | 1 | $ 40,000 | $ 40,000 | $ 29,000 |
| Jasper County Iowa | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Kossuth County Iowa | 1 | $ 121,000 | $ 121,000 | $ 72,000 |
| Lee County Iowa | 1 | $ 98,000 | $ 98,000 | $ 58,000 |
| Louisa County Iowa | 1 | $ 99,000 | $ 99,000 | $ 43,000 |
| Monroe County Iowa | 1 | $ 148,000 | $ 148,000 | $ 37,000 |
| O'Brien County Iowa | 1 | $ 134,000 | $ 134,000 | $ 67,000 |
| Osceola County Iowa | 1 | $ 80,000 | $ 80,000 | $ 384,000 |
| Union County Iowa | 1 | $ 90,000 | $ 90,000 | $ 58,000 |
| Worth County Iowa | 1 | $ 138,000 | $ 138,000 | $ 74,000 |
| Alger County Michigan | 1 | $ 143,000 | $ 143,000 | $ 63,000 |
| Delta County Michigan | 1 | $ 92,000 | $ 92,000 | $ 24,000 |
| Anoka County Minnesota | 1 | $ 157,000 | $ 157,000 | $ 227,000 |
| Chisago County Minnesota | 1 | $ 184,000 | $ 184,000 | $ 89,000 |
| Dakota County Minnesota | 1 | $ 114,000 | $ 114,000 | $ 49,000 |
| Faribault County Minnesota | 1 | $ 117,000 | $ 117,000 | $ 37,000 |
| Martin County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 63,000 |
| McLeod County Minnesota | 1 | $ 140,000 | $ 140,000 | $ 310,000 |
| Mille Lacs County Minnesota | 1 | $ 83,000 | $ 83,000 | $ 72,000 |
| Morrison County Minnesota | 1 | $ 148,000 | $ 148,000 | $ 68,000 |
| Pipestone County Minnesota | 1 | $ 146,000 | $ 146,000 | $ 96,000 |
| Ramsey County Minnesota | 1 | $ 160,000 | $ 160,000 | $ 62,000 |
| Rice County Minnesota | 1 | $ 147,000 | $ 147,000 | $ 88,000 |
| Roseau County Minnesota | 1 | $ 131,000 | $ 131,000 | $ 175,000 |
| Sherburne County Minnesota | 1 | $ 277,000 | $ 277,000 | $ 174,000 |
| Steele County Minnesota | 1 | $ 144,000 | $ 144,000 | $ 47,000 |
| Stutsman County North Dakota | 1 | $ 106,000 | $ 106,000 | $ 66,000 |
| Ashland County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 102,000 |
| Bayfield County Wisconsin | 1 | $ 108,000 | $ 108,000 | $ 69,000 |
| Buffalo County Wisconsin | 1 | $ 68,000 | $ 68,000 | $ 36,000 |
| Calumet County Wisconsin | 1 | $ 84,000 | $ 84,000 | $ 14,000 |
| Dunn County Wisconsin | 1 | $ 126,000 | $ 126,000 | $ 46,000 |
| Florence County Wisconsin | 1 | $ 57,000 | $ 57,000 | $ 76,000 |
| Green County Wisconsin | 1 | $ 101,000 | $ 101,000 | $ 40,000 |
| Iron County Wisconsin | 1 | $ 79,000 | $ 79,000 | $ 52,000 |
| Kenosha County Wisconsin | 1 | $ 242,000 | $ 242,000 | $ 89,000 |
| Langlade County Wisconsin | 1 | $ 186,000 | $ 186,000 | $ 54,000 |
| Manitowoc County Wisconsin | 1 | $ 76,000 | $ 76,000 | $ 70,000 |
| Outagamie County Wisconsin | 1 | $ 368,000 | $ 368,000 | $ 118,000 |
| Pierce County Wisconsin | 1 | $ 212,000 | $ 212,000 | $ 167,000 |
| Racine County Wisconsin | 1 | $ 128,000 | $ 128,000 | $ 107,000 |
| Sawyer County Wisconsin | 1 | $ 262,000 | $ 262,000 | $ 180,000 |
| Shawano County Wisconsin | 1 | $ 238,000 | $ 238,000 | $ 42,000 |
| Washburn County Wisconsin | 1 | $ 156,000 | $ 156,000 | $ 59,000 |
Mortgage Loan Application Detail Totals for Consumer Loan Services, Llc in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 663 | $84,355,000 | $127,000 | $720,000 | $65,000 | $780,000 |
| Refinancing | 415 | $57,047,000 | $137,000 | $404,000 | $73,000 | $441,000 |
| Home Improvement | 164 | $20,957,000 | $127,000 | $409,000 | $72,000 | $351,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,144 | $149,991,000 | $131,000 | $510,000 | $69,000 | $575,000 |
| Hispanic | 29 | $4,258,000 | $146,000 | $720,000 | $60,000 | $147,000 |
| Not Provided | 27 | $3,099,000 | $114,000 | $351,000 | $93,000 | $780,000 |
| Asian | 17 | $1,987,000 | $116,000 | $248,000 | $46,000 | $139,000 |
| Black or African American | 17 | $2,235,000 | $131,000 | $299,000 | $61,000 | $159,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $565,000 | $113,000 | $200,000 | $53,000 | $85,000 |
| American Indian or Alaskan Native | 3 | $224,000 | $74,000 | $92,000 | $40,000 | $51,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 893 | $120,468,000 | $134,000 | $720,000 | $74,000 | $780,000 |
| FHA-insured (Federal Housing Administration) | 209 | $24,385,000 | $116,000 | $296,000 | $55,000 | $172,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 82 | $8,095,000 | $98,000 | $351,000 | $43,000 | $100,000 |
| VA-guaranteed (Veterans Administration) | 58 | $9,411,000 | $162,000 | $510,000 | $75,000 | $212,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 545 | $72,712,000 | $133,000 | $417,000 | $67,000 | $402,000 |
| Application Denied By Financial Institution | 457 | $54,583,000 | $119,000 | $417,000 | $63,000 | $780,000 |
| Loan Purchased By The Institution | 126 | $19,768,000 | $156,000 | $404,000 | $93,000 | $575,000 |
| Application Withdrawn By Applicant | 96 | $12,752,000 | $132,000 | $720,000 | $71,000 | $310,000 |
| File Closed For Incompleteness | 15 | $2,164,000 | $144,000 | $510,000 | $68,000 | $147,000 |
| Application Approved But Not Accepted | 3 | $380,000 | $126,000 | $147,000 | $71,000 | $92,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 156 | $18,573,000 | $119,000 | $356,000 | $68,000 | $780,000 |
| Credit Application Incomplete | 99 | $12,003,000 | $121,000 | $417,000 | $72,000 | $351,000 |
| Debt-To-Income Ratio | 90 | $10,694,000 | $118,000 | $344,000 | $41,000 | $163,000 |
| Collateral | 65 | $8,117,000 | $124,000 | $409,000 | $74,000 | $367,000 |
| Other | 12 | $1,193,000 | $99,000 | $363,000 | $54,000 | $102,000 |
| Unverifiable Information | 12 | $1,614,000 | $134,000 | $260,000 | $52,000 | $98,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $1,137,000 | $103,000 | $209,000 | $74,000 | $115,000 |
| Employment History | 9 | $847,000 | $94,000 | $210,000 | $43,000 | $108,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Consumer Loan Services, Llc's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Consumer Loan Services, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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