Consumer Loan Services, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Consumer Loan Services, Llc 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Consumer Loan Services, Llc 811 Monitor Street La Crosse, WI 54603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 342 |
| Total Mortgage Loan Application Amount | $45,872,000 |
| Average Mortgage Loan Application Amount | $131,000 |
| Highest Mortgage Loan Application Amount | $424,000 |
| Average Applicant Income | $75,666 |
| Highest Applicant Income | $2,261,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Consumer Loan Services, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Consumer Loan Services, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Consumer Loan Services, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Consumer Loan Services, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Consumer Loan Services, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Consumer Loan Services, Llc's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Polk County Iowa | 104 | $ 14,974,000 | $ 143,000 | $ 71,000 |
| La Crosse County Wisconsin | 25 | $ 2,646,000 | $ 105,000 | $ 52,000 |
| St. Louis County Minnesota | 15 | $ 2,065,000 | $ 137,000 | $ 67,000 |
| Dallas County Iowa | 14 | $ 2,566,000 | $ 183,000 | $ 79,000 |
| Brown County Wisconsin | 12 | $ 1,335,000 | $ 111,000 | $ 243,000 |
| Fond du Lac County Wisconsin | 10 | $ 1,030,000 | $ 103,000 | $ 73,000 |
| Wapello County Iowa | 9 | $ 742,000 | $ 82,000 | $ 48,000 |
| Nobles County Minnesota | 9 | $ 1,350,000 | $ 150,000 | $ 54,000 |
| Warren County Iowa | 8 | $ 1,388,000 | $ 173,000 | $ 71,000 |
| Freeborn County Minnesota | 8 | $ 680,000 | $ 85,000 | $ 47,000 |
| Trempealeau County Wisconsin | 7 | $ 927,000 | $ 132,000 | $ 68,000 |
| Cottonwood County Minnesota | 6 | $ 627,000 | $ 104,000 | $ 39,000 |
| Hennepin County Minnesota | 6 | $ 1,698,000 | $ 283,000 | $ 108,000 |
| Rock County Wisconsin | 6 | $ 610,000 | $ 101,000 | $ 69,000 |
| Winnebago County Illinois | 5 | $ 477,000 | $ 95,000 | $ 55,000 |
| Scott County Iowa | 5 | $ 504,000 | $ 100,000 | $ 70,000 |
| Story County Iowa | 5 | $ 651,000 | $ 130,000 | $ 48,000 |
| Winneshiek County Iowa | 5 | $ 873,000 | $ 174,000 | $ 85,000 |
| Monroe County Wisconsin | 5 | $ 888,000 | $ 177,000 | $ 78,000 |
| Stephenson County Illinois | 4 | $ 325,000 | $ 81,000 | $ 69,000 |
| Houston County Minnesota | 4 | $ 637,000 | $ 159,000 | $ 79,000 |
| Jackson County Minnesota | 4 | $ 504,000 | $ 126,000 | $ 74,000 |
| Eau Claire County Wisconsin | 4 | $ 515,000 | $ 128,000 | $ 75,000 |
| Green Lake County Wisconsin | 4 | $ 442,000 | $ 110,000 | $ 38,000 |
| Whiteside County Illinois | 3 | $ 228,000 | $ 76,000 | $ 55,000 |
| Fillmore County Minnesota | 3 | $ 273,000 | $ 91,000 | $ 55,000 |
| Jackson County Wisconsin | 3 | $ 353,000 | $ 117,000 | $ 92,000 |
| Waukesha County Wisconsin | 3 | $ 808,000 | $ 269,000 | $ 148,000 |
| Waushara County Wisconsin | 3 | $ 239,000 | $ 79,000 | $ 49,000 |
| Rock Island County Illinois | 2 | $ 167,000 | $ 83,000 | $ 40,000 |
| Cerro Gordo County Iowa | 2 | $ 190,000 | $ 95,000 | $ 73,000 |
| Jasper County Iowa | 2 | $ 270,000 | $ 135,000 | $ 53,000 |
| Madison County Iowa | 2 | $ 489,000 | $ 244,000 | $ 131,000 |
| Muscatine County Iowa | 2 | $ 125,000 | $ 62,000 | $ 35,000 |
| Washington County Minnesota | 2 | $ 431,000 | $ 215,000 | $ 175,000 |
| Crawford County Wisconsin | 2 | $ 362,000 | $ 181,000 | $ 39,000 |
| Juneau County Wisconsin | 2 | $ 340,000 | $ 170,000 | $ 70,000 |
| Manitowoc County Wisconsin | 2 | $ 171,000 | $ 85,000 | $ 93,000 |
| Marinette County Wisconsin | 2 | $ 114,000 | $ 57,000 | $ 91,000 |
| Milwaukee County Wisconsin | 2 | $ 214,000 | $ 107,000 | $ 61,000 |
| Appanoose County Iowa | 1 | $ 220,000 | $ 220,000 | $ 86,000 |
| Clayton County Iowa | 1 | $ 122,000 | $ 122,000 | $ 133,000 |
| Davis County Iowa | 1 | $ 81,000 | $ 81,000 | $ 29,000 |
| Greene County Iowa | 1 | $ 50,000 | $ 50,000 | $ 33,000 |
| Jefferson County Iowa | 1 | $ 86,000 | $ 86,000 | $ 45,000 |
| Lucas County Iowa | 1 | $ 57,000 | $ 57,000 | $ 37,000 |
| Osceola County Iowa | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Poweshiek County Iowa | 1 | $ 71,000 | $ 71,000 | $ 22,000 |
| Mower County Minnesota | 1 | $ 51,000 | $ 51,000 | $ 38,000 |
| Murray County Minnesota | 1 | $ 120,000 | $ 120,000 | $ 55,000 |
| Olmsted County Minnesota | 1 | $ 116,000 | $ 116,000 | $ 65,000 |
| Winona County Minnesota | 1 | $ 106,000 | $ 106,000 | $ 94,000 |
| Chippewa County Wisconsin | 1 | $ 229,000 | $ 229,000 | $ 66,000 |
| Dodge County Wisconsin | 1 | $ 112,000 | $ 112,000 | $ 57,000 |
| Kewaunee County Wisconsin | 1 | $ 120,000 | $ 120,000 | $ 81,000 |
| Oconto County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 24,000 |
| Ozaukee County Wisconsin | 1 | $ 200,000 | $ 200,000 | $ 38,000 |
| Pierce County Wisconsin | 1 | $ 238,000 | $ 238,000 | $ 98,000 |
| Racine County Wisconsin | 1 | $ 110,000 | $ 110,000 | $ 64,000 |
| Washington County Wisconsin | 1 | $ 138,000 | $ 138,000 | $ 78,000 |
| Winnebago County Wisconsin | 1 | $ 67,000 | $ 67,000 | $ 66,000 |
Mortgage Loan Application Detail Totals for Consumer Loan Services, Llc in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 182 | $25,683,000 | $141,000 | $424,000 | $66,000 | $300,000 |
| Home Improvement | 87 | $10,717,000 | $123,000 | $350,000 | $98,000 | $2,261,000 |
| Refinancing | 73 | $9,472,000 | $129,000 | $400,000 | $63,000 | $212,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 312 | $42,180,000 | $135,000 | $424,000 | $76,000 | $2,261,000 |
| Hispanic | 15 | $1,564,000 | $104,000 | $219,000 | $47,000 | $123,000 |
| Not Provided | 8 | $1,021,000 | $127,000 | $311,000 | $51,000 | $96,000 |
| Black or African American | 5 | $881,000 | $176,000 | $198,000 | $52,000 | $60,000 |
| Asian | 2 | $226,000 | $113,000 | $157,000 | $59,000 | $72,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 251 | $34,220,000 | $136,000 | $424,000 | $80,000 | $2,261,000 |
| FHA-insured (Federal Housing Administration) | 55 | $7,197,000 | $130,000 | $235,000 | $58,000 | $173,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 22 | $2,550,000 | $115,000 | $219,000 | $50,000 | $78,000 |
| VA-guaranteed (Veterans Administration) | 14 | $1,905,000 | $136,000 | $236,000 | $57,000 | $120,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 153 | $21,727,000 | $142,000 | $424,000 | $73,000 | $303,000 |
| Application Denied By Financial Institution | 138 | $17,490,000 | $126,000 | $423,000 | $74,000 | $2,261,000 |
| Application Withdrawn By Applicant | 28 | $3,892,000 | $139,000 | $400,000 | $75,000 | $258,000 |
| File Closed For Incompleteness | 22 | $2,589,000 | $117,000 | $288,000 | $74,000 | $271,000 |
| Application Approved But Not Accepted | 1 | $174,000 | $174,000 | $174,000 | $81,000 | $81,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 40 | $4,643,000 | $116,000 | $423,000 | $111,000 | $2,261,000 |
| Credit Application Incomplete | 36 | $4,817,000 | $133,000 | $350,000 | $72,000 | $300,000 |
| Debt-To-Income Ratio | 33 | $4,741,000 | $143,000 | $322,000 | $42,000 | $95,000 |
| Collateral | 10 | $1,121,000 | $112,000 | $193,000 | $55,000 | $95,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $541,000 | $90,000 | $157,000 | $45,000 | $67,000 |
| Unverifiable Information | 5 | $711,000 | $142,000 | $184,000 | $71,000 | $92,000 |
| Other | 3 | $341,000 | $113,000 | $164,000 | $96,000 | $133,000 |
| Employment History | 3 | $248,000 | $82,000 | $90,000 | $45,000 | $76,000 |
| Mortgage Insurance Denied | 1 | $107,000 | $107,000 | $107,000 | $53,000 | $53,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Consumer Loan Services, Llc's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Consumer Loan Services, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.