Continental Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Continental Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Continental Bank 620 W. Germantown Pike Plymouth Meeting, PA 19462 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 269 |
| Total Mortgage Loan Application Amount | $45,540,000 |
| Average Mortgage Loan Application Amount | $195,333 |
| Highest Mortgage Loan Application Amount | $3,800,000 |
| Average Applicant Income | $131,666 |
| Highest Applicant Income | $1,776,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Continental Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Continental Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Continental Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Continental Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Continental Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Continental Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Pennsylvania | 21 | $ 5,516,000 | $ 262,000 | $ 141,000 |
| Philadelphia County Pennsylvania | 15 | $ 2,739,000 | $ 182,000 | $ 128,000 |
| Kent County Delaware | 13 | $ 537,000 | $ 41,000 | $ 47,000 |
| Chester County Pennsylvania | 10 | $ 9,231,000 | $ 923,000 | $ 337,000 |
| Anne Arundel County Maryland | 7 | $ 2,145,000 | $ 306,000 | $ 135,000 |
| Cape May County New Jersey | 7 | $ 11,805,000 | $ 1,686,000 | $ 708,000 |
| Clinton County New York | 7 | $ 479,000 | $ 68,000 | $ 39,000 |
| Sussex County Delaware | 5 | $ 203,000 | $ 40,000 | $ 39,000 |
| Lancaster County Pennsylvania | 5 | $ 150,000 | $ 30,000 | $ 38,000 |
| Perry County Kentucky | 4 | $ 211,000 | $ 52,000 | $ 50,000 |
| Columbiana County Ohio | 4 | $ 256,000 | $ 64,000 | $ 47,000 |
| York County Pennsylvania | 4 | $ 233,000 | $ 58,000 | $ 52,000 |
| Howard County Maryland | 3 | $ 117,000 | $ 39,000 | $ 52,000 |
| St. Lawrence County New York | 3 | $ 171,000 | $ 57,000 | $ 44,000 |
| Sullivan County New York | 3 | $ 196,000 | $ 65,000 | $ 79,000 |
| Adams County Pennsylvania | 3 | $ 122,000 | $ 40,000 | $ 38,000 |
| Bucks County Pennsylvania | 3 | $ 2,441,000 | $ 813,000 | $ 299,000 |
| Cumberland County Pennsylvania | 3 | $ 121,000 | $ 40,000 | $ 48,000 |
| Dauphin County Pennsylvania | 3 | $ 71,000 | $ 23,000 | $ 29,000 |
| Grant County Kentucky | 2 | $ 37,000 | $ 18,000 | $ 21,000 |
| Henderson County Kentucky | 2 | $ 107,000 | $ 53,000 | $ 47,000 |
| Cecil County Maryland | 2 | $ 136,000 | $ 68,000 | $ 42,000 |
| Washington County Maryland | 2 | $ 114,000 | $ 57,000 | $ 39,000 |
| Broome County New York | 2 | $ 153,000 | $ 76,000 | $ 57,000 |
| Genesee County New York | 2 | $ 116,000 | $ 58,000 | $ 54,000 |
| Ontario County New York | 2 | $ 170,000 | $ 85,000 | $ 36,000 |
| Saratoga County New York | 2 | $ 26,000 | $ 13,000 | $ 57,000 |
| Ulster County New York | 2 | $ 75,000 | $ 37,000 | $ 40,000 |
| Belmont County Ohio | 2 | $ 72,000 | $ 36,000 | $ 35,000 |
| Clinton County Ohio | 2 | $ 35,000 | $ 17,000 | $ 30,000 |
| Stark County Ohio | 2 | $ 69,000 | $ 34,000 | $ 40,000 |
| Wood County Ohio | 2 | $ 85,000 | $ 42,000 | $ 58,000 |
| Berks County Pennsylvania | 2 | $ 97,000 | $ 48,000 | $ 49,000 |
| Indiana County Pennsylvania | 2 | $ 140,000 | $ 70,000 | $ 36,000 |
| Lehigh County Pennsylvania | 2 | $ 1,014,000 | $ 507,000 | $ 587,000 |
| Halifax County Virginia | 2 | $ 150,000 | $ 75,000 | $ 30,000 |
| Tazewell County Virginia | 2 | $ 62,000 | $ 31,000 | $ 62,000 |
| Cabell County West Virginia | 2 | $ 89,000 | $ 44,000 | $ 27,000 |
| Henry County Indiana | 1 | $ 77,000 | $ 77,000 | $ 36,000 |
| Kosciusko County Indiana | 1 | $ 11,000 | $ 11,000 | $ 37,000 |
| Lake County Indiana | 1 | $ 11,000 | $ 11,000 | $ 19,000 |
| Union County Indiana | 1 | $ 78,000 | $ 78,000 | $ 52,000 |
| Boyd County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 17,000 |
| Breathitt County Kentucky | 1 | $ 53,000 | $ 53,000 | $ 35,000 |
| Green County Kentucky | 1 | $ 33,000 | $ 33,000 | $ 43,000 |
| Jefferson County Kentucky | 1 | $ 32,000 | $ 32,000 | $ 21,000 |
| Laurel County Kentucky | 1 | $ 84,000 | $ 84,000 | $ 68,000 |
| Lee County Kentucky | 1 | $ 43,000 | $ 43,000 | $ 38,000 |
| Letcher County Kentucky | 1 | $ 32,000 | $ 32,000 | $ 92,000 |
| McCreary County Kentucky | 1 | $ 39,000 | $ 39,000 | $ 41,000 |
| Pike County Kentucky | 1 | $ 88,000 | $ 88,000 | $ 97,000 |
| Rowan County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 47,000 |
| Whitley County Kentucky | 1 | $ 38,000 | $ 38,000 | $ 21,000 |
| Oxford County Maine | 1 | $ 6,000 | $ 6,000 | $ 16,000 |
| Waldo County Maine | 1 | $ 62,000 | $ 62,000 | $ 34,000 |
| Baltimore County Maryland | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
| Charles County Maryland | 1 | $ 59,000 | $ 59,000 | $ 57,000 |
| Queen Anne's County Maryland | 1 | $ 28,000 | $ 28,000 | $ 35,000 |
| Wicomico County Maryland | 1 | $ 94,000 | $ 94,000 | $ 31,000 |
| Bay County Michigan | 1 | $ 20,000 | $ 20,000 | $ 35,000 |
| Berrien County Michigan | 1 | $ 17,000 | $ 17,000 | $ 42,000 |
| Macomb County Michigan | 1 | $ 8,000 | $ 8,000 | $ 44,000 |
| Mecosta County Michigan | 1 | $ 16,000 | $ 16,000 | $ 27,000 |
| Monroe County Michigan | 1 | $ 25,000 | $ 25,000 | $ 44,000 |
| Oakland County Michigan | 1 | $ 8,000 | $ 8,000 | $ 26,000 |
| Saginaw County Michigan | 1 | $ 7,000 | $ 7,000 | $ 20,000 |
| Washtenaw County Michigan | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Coos County New Hampshire | 1 | $ 174,000 | $ 174,000 | $ 74,000 |
| Strafford County New Hampshire | 1 | $ 50,000 | $ 50,000 | $ 37,000 |
| Camden County New Jersey | 1 | $ 49,000 | $ 49,000 | $ 48,000 |
| Gloucester County New Jersey | 1 | $ 22,000 | $ 22,000 | $ 86,000 |
| Monmouth County New Jersey | 1 | $ 650,000 | $ 650,000 | $ 508,000 |
| Passaic County New Jersey | 1 | $ 368,000 | $ 368,000 | $ 84,000 |
| Allegany County New York | 1 | $ 53,000 | $ 53,000 | $ 40,000 |
| Cattaraugus County New York | 1 | $ 17,000 | $ 17,000 | $ 30,000 |
| Delaware County New York | 1 | $ 51,000 | $ 51,000 | $ 68,000 |
| Essex County New York | 1 | $ 156,000 | $ 156,000 | $ 56,000 |
| Livingston County New York | 1 | $ 12,000 | $ 12,000 | $ 36,000 |
| Oneida County New York | 1 | $ 79,000 | $ 79,000 | $ 66,000 |
| Otsego County New York | 1 | $ 52,000 | $ 52,000 | $ 33,000 |
| Tioga County New York | 1 | $ 80,000 | $ 80,000 | $ 56,000 |
| Warren County New York | 1 | $ 27,000 | $ 27,000 | $ 33,000 |
| Adams County Ohio | 1 | $ 22,000 | $ 22,000 | $ 27,000 |
| Carroll County Ohio | 1 | $ 40,000 | $ 40,000 | $ 44,000 |
| Coshocton County Ohio | 1 | $ 86,000 | $ 86,000 | $ 29,000 |
| Cuyahoga County Ohio | 1 | $ 26,000 | $ 26,000 | $ 27,000 |
| Franklin County Ohio | 1 | $ 27,000 | $ 27,000 | $ 22,000 |
| Fulton County Ohio | 1 | $ 35,000 | $ 35,000 | $ 20,000 |
| Hancock County Ohio | 1 | $ 11,000 | $ 11,000 | $ 23,000 |
| Henry County Ohio | 1 | $ 13,000 | $ 13,000 | $ 24,000 |
| Highland County Ohio | 1 | $ 18,000 | $ 18,000 | $ 43,000 |
| Hocking County Ohio | 1 | $ 37,000 | $ 37,000 | $ 35,000 |
| Huron County Ohio | 1 | $ 23,000 | $ 23,000 | $ 18,000 |
| Jackson County Ohio | 1 | $ 19,000 | $ 19,000 | $ 69,000 |
| Licking County Ohio | 1 | $ 15,000 | $ 15,000 | $ 14,000 |
| Lucas County Ohio | 1 | $ 8,000 | $ 8,000 | $ 29,000 |
| Mahoning County Ohio | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Marion County Ohio | 1 | $ 8,000 | $ 8,000 | $ 13,000 |
| Meigs County Ohio | 1 | $ 39,000 | $ 39,000 | $ 46,000 |
| Morrow County Ohio | 1 | $ 54,000 | $ 54,000 | $ 36,000 |
| Muskingum County Ohio | 1 | $ 18,000 | $ 18,000 | $ 65,000 |
| Ottawa County Ohio | 1 | $ 71,000 | $ 71,000 | $ 87,000 |
| Perry County Ohio | 1 | $ 23,000 | $ 23,000 | $ 17,000 |
| Pickaway County Ohio | 1 | $ 7,000 | $ 7,000 | $ 42,000 |
| Portage County Ohio | 1 | $ 153,000 | $ 153,000 | $ 44,000 |
| Scioto County Ohio | 1 | $ 16,000 | $ 16,000 | $ 17,000 |
| Summit County Ohio | 1 | $ 80,000 | $ 80,000 | $ 45,000 |
| Allegheny County Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 28,000 |
| Armstrong County Pennsylvania | 1 | $ 62,000 | $ 62,000 | $ 39,000 |
| Beaver County Pennsylvania | 1 | $ 123,000 | $ 123,000 | $ 67,000 |
| Blair County Pennsylvania | 1 | $ 162,000 | $ 162,000 | $ 57,000 |
| Butler County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 31,000 |
| Crawford County Pennsylvania | 1 | $ 33,000 | $ 33,000 | $ 51,000 |
| Delaware County Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 98,000 |
| Erie County Pennsylvania | 1 | $ 9,000 | $ 9,000 | $ 37,000 |
| Fayette County Pennsylvania | 1 | $ 18,000 | $ 18,000 | $ 31,000 |
| Lycoming County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 44,000 |
| Snyder County Pennsylvania | 1 | $ 26,000 | $ 26,000 | $ 37,000 |
| Somerset County Pennsylvania | 1 | $ 119,000 | $ 119,000 | $ 35,000 |
| Susquehanna County Pennsylvania | 1 | $ 39,000 | $ 39,000 | $ 25,000 |
| Washington County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 50,000 |
| Wayne County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 91,000 |
| Addison County Vermont | 1 | $ 104,000 | $ 104,000 | $ 24,000 |
| Chittenden County Vermont | 1 | $ 37,000 | $ 37,000 | $ 61,000 |
| Windsor County Vermont | 1 | $ 45,000 | $ 45,000 | $ 53,000 |
| Accomack County Virginia | 1 | $ 123,000 | $ 123,000 | $ 79,000 |
| Augusta County Virginia | 1 | $ 73,000 | $ 73,000 | $ 32,000 |
| Bland County Virginia | 1 | $ 101,000 | $ 101,000 | $ 38,000 |
| Botetourt County Virginia | 1 | $ 56,000 | $ 56,000 | $ 67,000 |
| Clarke County Virginia | 1 | $ 26,000 | $ 26,000 | $ 20,000 |
| Dinwiddie County Virginia | 1 | $ 49,000 | $ 49,000 | $ 49,000 |
| Frederick County Virginia | 1 | $ 21,000 | $ 21,000 | $ 27,000 |
| Nelson County Virginia | 1 | $ 43,000 | $ 43,000 | $ 46,000 |
| Spotsylvania County Virginia | 1 | $ 27,000 | $ 27,000 | $ 37,000 |
| Stafford County Virginia | 1 | $ 51,000 | $ 51,000 | $ 131,000 |
| Washington County Virginia | 1 | $ 53,000 | $ 53,000 | $ 34,000 |
| Wise County Virginia | 1 | $ 29,000 | $ 29,000 | $ 39,000 |
| Barbour County West Virginia | 1 | $ 70,000 | $ 70,000 | $ 54,000 |
| Boone County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 83,000 |
| Harrison County West Virginia | 1 | $ 33,000 | $ 33,000 | $ 40,000 |
| Kanawha County West Virginia | 1 | $ 40,000 | $ 40,000 | $ 61,000 |
| Mason County West Virginia | 1 | $ 39,000 | $ 39,000 | $ 30,000 |
| Mercer County West Virginia | 1 | $ 46,000 | $ 46,000 | $ 36,000 |
| Mingo County West Virginia | 1 | $ 54,000 | $ 54,000 | $ 51,000 |
| Wood County West Virginia | 1 | $ 16,000 | $ 16,000 | $ 25,000 |
| Wyoming County West Virginia | 1 | $ 34,000 | $ 34,000 | $ 28,000 |
Mortgage Loan Application Detail Totals for Continental Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 224 | $32,222,000 | $143,000 | $3,800,000 | $74,000 | $1,160,000 |
| Refinancing | 32 | $12,713,000 | $397,000 | $3,150,000 | $258,000 | $1,776,000 |
| Home Improvement | 13 | $605,000 | $46,000 | $200,000 | $63,000 | $107,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 247 | $38,893,000 | $157,000 | $3,800,000 | $92,000 | $1,776,000 |
| Black or African American | 11 | $578,000 | $52,000 | $123,000 | $42,000 | $79,000 |
| Hispanic | 6 | $619,000 | $103,000 | $368,000 | $52,000 | $84,000 |
| Not applicable | 2 | $5,400,000 | $2,700,000 | $3,150,000 | $909,000 | $1,264,000 |
| Not Provided | 2 | $27,000 | $13,000 | $22,000 | $109,000 | $112,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $23,000 | $23,000 | $23,000 | $56,000 | $56,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 269 | $45,540,000 | $169,000 | $3,800,000 | $95,000 | $1,776,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 231 | $42,317,000 | $183,000 | $3,800,000 | $98,000 | $1,776,000 |
| Loan Originated | 28 | $1,927,000 | $68,000 | $575,000 | $72,000 | $220,000 |
| Application Denied By Financial Institution | 8 | $959,000 | $119,000 | $368,000 | $67,000 | $112,000 |
| Application Withdrawn By Applicant | 1 | $120,000 | $120,000 | $120,000 | $98,000 | $98,000 |
| Application Approved But Not Accepted | 1 | $217,000 | $217,000 | $217,000 | $252,000 | $252,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 5 | $627,000 | $125,000 | $368,000 | $72,000 | $112,000 |
| Collateral | 2 | $327,000 | $163,000 | $287,000 | $68,000 | $96,000 |
| Credit History | 1 | $5,000 | $5,000 | $5,000 | $37,000 | $37,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Continental Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Continental Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.