Continental Home Loans Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Continental Home Loans Inc. 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Continental Home Loans Inc. 175 Pinelawn Road, Suite 303 Melville, NY 11747 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 4,883 |
| Total Mortgage Loan Application Amount | $1,444,316,000 |
| Average Mortgage Loan Application Amount | $294,000 |
| Highest Mortgage Loan Application Amount | $1,840,000 |
| Average Applicant Income | $95,500 |
| Highest Applicant Income | $2,473,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Continental Home Loans Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Continental Home Loans Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Continental Home Loans Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Continental Home Loans Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Continental Home Loans Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Continental Home Loans Inc.'s mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk County New York | 2,010 | $ 582,782,000 | $ 289,000 | $ 100,000 |
| Nassau County New York | 825 | $ 279,232,000 | $ 338,000 | $ 116,000 |
| Queens County New York | 443 | $ 153,290,000 | $ 346,000 | $ 87,000 |
| Kings County New York | 261 | $ 96,762,000 | $ 370,000 | $ 92,000 |
| Richmond County New York | 185 | $ 58,384,000 | $ 315,000 | $ 105,000 |
| Westchester County New York | 111 | $ 36,169,000 | $ 325,000 | $ 110,000 |
| Bronx County New York | 81 | $ 27,972,000 | $ 345,000 | $ 79,000 |
| Essex County Massachusetts | 62 | $ 12,484,000 | $ 201,000 | $ 68,000 |
| Albany County New York | 57 | $ 11,329,000 | $ 198,000 | $ 86,000 |
| Saratoga County New York | 41 | $ 8,939,000 | $ 218,000 | $ 78,000 |
| Suffolk County Massachusetts | 40 | $ 11,706,000 | $ 292,000 | $ 95,000 |
| Orange County New York | 38 | $ 8,098,000 | $ 213,000 | $ 92,000 |
| Rensselaer County New York | 36 | $ 6,164,000 | $ 171,000 | $ 77,000 |
| Norfolk County Massachusetts | 34 | $ 9,876,000 | $ 290,000 | $ 125,000 |
| Bergen County New Jersey | 29 | $ 7,857,000 | $ 270,000 | $ 83,000 |
| Dutchess County New York | 25 | $ 5,375,000 | $ 215,000 | $ 86,000 |
| New York County New York | 22 | $ 8,302,000 | $ 377,000 | $ 202,000 |
| Schenectady County New York | 22 | $ 3,451,000 | $ 156,000 | $ 66,000 |
| Camden County New Jersey | 21 | $ 4,811,000 | $ 229,000 | $ 81,000 |
| Ocean County New Jersey | 20 | $ 5,022,000 | $ 251,000 | $ 108,000 |
| Burlington County New Jersey | 17 | $ 3,633,000 | $ 213,000 | $ 44,000 |
| Rockland County New York | 17 | $ 4,950,000 | $ 291,000 | $ 106,000 |
| Middlesex County Massachusetts | 15 | $ 3,762,000 | $ 250,000 | $ 54,000 |
| Middlesex County New Jersey | 15 | $ 4,424,000 | $ 294,000 | $ 72,000 |
| Monmouth County New Jersey | 14 | $ 3,976,000 | $ 284,000 | $ 79,000 |
| Union County New Jersey | 14 | $ 3,740,000 | $ 267,000 | $ 97,000 |
| Washington County New York | 13 | $ 1,646,000 | $ 126,000 | $ 45,000 |
| Fairfield County Connecticut | 12 | $ 6,051,000 | $ 504,000 | $ 240,000 |
| Plymouth County Massachusetts | 12 | $ 2,866,000 | $ 238,000 | $ 75,000 |
| Essex County New Jersey | 11 | $ 2,385,000 | $ 216,000 | $ 99,000 |
| Gloucester County New Jersey | 11 | $ 2,208,000 | $ 200,000 | $ 85,000 |
| Morris County New Jersey | 11 | $ 3,513,000 | $ 319,000 | $ 92,000 |
| Putnam County New York | 10 | $ 2,760,000 | $ 276,000 | $ 101,000 |
| Ulster County New York | 9 | $ 1,490,000 | $ 165,000 | $ 58,000 |
| New Haven County Connecticut | 8 | $ 1,962,000 | $ 245,000 | $ 41,000 |
| Broward County Florida | 8 | $ 1,720,000 | $ 215,000 | $ 41,000 |
| Palm Beach County Florida | 8 | $ 1,619,000 | $ 202,000 | $ 70,000 |
| Hudson County New Jersey | 8 | $ 1,999,000 | $ 249,000 | $ 66,000 |
| Monroe County New York | 7 | $ 602,000 | $ 86,000 | $ 28,000 |
| Erie County New York | 6 | $ 716,000 | $ 119,000 | $ 48,000 |
| Schoharie County New York | 6 | $ 767,000 | $ 127,000 | $ 54,000 |
| Warren County New York | 6 | $ 1,066,000 | $ 177,000 | $ 32,000 |
| Hartford County Connecticut | 5 | $ 1,385,000 | $ 277,000 | $ 126,000 |
| Passaic County New Jersey | 5 | $ 1,059,000 | $ 211,000 | $ 64,000 |
| Broome County New York | 5 | $ 770,000 | $ 154,000 | $ 73,000 |
| Monroe County Pennsylvania | 5 | $ 700,000 | $ 140,000 | $ 164,000 |
| Philadelphia County Pennsylvania | 5 | $ 1,013,000 | $ 202,000 | $ 91,000 |
| Lake County Florida | 4 | $ 481,000 | $ 120,000 | $ 86,000 |
| Lee County Florida | 4 | $ 678,000 | $ 169,000 | $ 112,000 |
| Manatee County Florida | 4 | $ 891,000 | $ 222,000 | $ 88,000 |
| Sarasota County Florida | 4 | $ 496,000 | $ 124,000 | $ 59,000 |
| Barnstable County Massachusetts | 4 | $ 1,016,000 | $ 254,000 | $ 50,000 |
| Somerset County New Jersey | 4 | $ 1,237,000 | $ 309,000 | $ 96,000 |
| Warren County New Jersey | 4 | $ 1,163,000 | $ 290,000 | $ 99,000 |
| Greene County New York | 4 | $ 877,000 | $ 219,000 | $ 70,000 |
| Montgomery County New York | 4 | $ 462,000 | $ 115,000 | $ 47,000 |
| Brunswick County North Carolina | 4 | $ 985,000 | $ 246,000 | $ 165,000 |
| Delaware County Pennsylvania | 4 | $ 860,000 | $ 215,000 | $ 57,000 |
| Montgomery County Pennsylvania | 4 | $ 753,000 | $ 188,000 | $ 45,000 |
| Northampton County Pennsylvania | 4 | $ 847,000 | $ 211,000 | $ 46,000 |
| Alameda County California | 3 | $ 943,000 | $ 314,000 | $ 120,000 |
| New Castle County Delaware | 3 | $ 534,000 | $ 178,000 | $ 0 |
| Hillsborough County Florida | 3 | $ 299,000 | $ 99,000 | $ 46,000 |
| Miami-Dade County Florida | 3 | $ 176,000 | $ 58,000 | $ 0 |
| Orange County Florida | 3 | $ 374,000 | $ 124,000 | $ 61,000 |
| Pasco County Florida | 3 | $ 557,000 | $ 185,000 | $ 160,000 |
| Cook County Illinois | 3 | $ 563,000 | $ 187,000 | $ 0 |
| Bristol County Massachusetts | 3 | $ 958,000 | $ 319,000 | $ 155,000 |
| Mercer County New Jersey | 3 | $ 626,000 | $ 208,000 | $ 104,000 |
| Salem County New Jersey | 3 | $ 513,000 | $ 171,000 | $ 37,000 |
| Sussex County New Jersey | 3 | $ 655,000 | $ 218,000 | $ 0 |
| Columbia County New York | 3 | $ 600,000 | $ 200,000 | $ 77,000 |
| Delaware County New York | 3 | $ 409,000 | $ 136,000 | $ 126,000 |
| Wake County North Carolina | 3 | $ 637,000 | $ 212,000 | $ 116,000 |
| Bucks County Pennsylvania | 3 | $ 424,000 | $ 141,000 | $ 28,000 |
| Orange County California | 2 | $ 462,000 | $ 231,000 | $ 0 |
| Riverside County California | 2 | $ 264,000 | $ 132,000 | $ 0 |
| Kent County Delaware | 2 | $ 630,000 | $ 315,000 | $ 0 |
| Sussex County Delaware | 2 | $ 224,000 | $ 112,000 | $ 0 |
| Brevard County Florida | 2 | $ 439,000 | $ 219,000 | $ 0 |
| Collier County Florida | 2 | $ 391,000 | $ 195,000 | $ 845,000 |
| Duval County Florida | 2 | $ 209,000 | $ 104,000 | $ 26,000 |
| Pinellas County Florida | 2 | $ 395,000 | $ 197,000 | $ 35,000 |
| Polk County Florida | 2 | $ 90,000 | $ 45,000 | $ 0 |
| St. Lucie County Florida | 2 | $ 369,000 | $ 184,000 | $ 83,000 |
| Volusia County Florida | 2 | $ 385,000 | $ 192,000 | $ 83,000 |
| Hampden County Massachusetts | 2 | $ 184,000 | $ 92,000 | $ 26,000 |
| Atlantic County New Jersey | 2 | $ 388,000 | $ 194,000 | $ 0 |
| Cape May County New Jersey | 2 | $ 395,000 | $ 197,000 | $ 67,000 |
| Hunterdon County New Jersey | 2 | $ 913,000 | $ 456,000 | $ 78,000 |
| Cayuga County New York | 2 | $ 95,000 | $ 47,000 | $ 39,000 |
| Chautauqua County New York | 2 | $ 338,000 | $ 169,000 | $ 94,000 |
| Clinton County New York | 2 | $ 317,000 | $ 158,000 | $ 69,000 |
| Essex County New York | 2 | $ 188,000 | $ 94,000 | $ 23,000 |
| Jefferson County New York | 2 | $ 201,000 | $ 100,000 | $ 50,000 |
| Steuben County New York | 2 | $ 195,000 | $ 97,000 | $ 25,000 |
| Wayne County New York | 2 | $ 143,000 | $ 71,000 | $ 22,000 |
| Dare County North Carolina | 2 | $ 445,000 | $ 222,000 | $ 180,000 |
| Harnett County North Carolina | 2 | $ 162,000 | $ 81,000 | $ 0 |
| Cuyahoga County Ohio | 2 | $ 88,000 | $ 44,000 | $ 0 |
| Chester County Pennsylvania | 2 | $ 600,000 | $ 300,000 | $ 32,000 |
| Columbia County Pennsylvania | 2 | $ 353,000 | $ 176,000 | $ 50,000 |
| Fayette County Pennsylvania | 2 | $ 413,000 | $ 206,000 | $ 71,000 |
| Lebanon County Pennsylvania | 2 | $ 363,000 | $ 181,000 | $ 82,000 |
| Lycoming County Pennsylvania | 2 | $ 255,000 | $ 127,000 | $ 34,000 |
| Wayne County Pennsylvania | 2 | $ 388,000 | $ 194,000 | $ 247,000 |
| York County Pennsylvania | 2 | $ 186,000 | $ 93,000 | $ 27,000 |
| Providence County Rhode Island | 2 | $ 196,000 | $ 98,000 | $ 0 |
| Horry County South Carolina | 2 | $ 204,000 | $ 102,000 | $ 80,000 |
| Galveston County Texas | 2 | $ 184,000 | $ 92,000 | $ 0 |
| Harris County Texas | 2 | $ 176,000 | $ 88,000 | $ 20,000 |
| Contra Costa County California | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Los Angeles County California | 1 | $ 388,000 | $ 388,000 | $ 0 |
| San Bernardino County California | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Litchfield County Connecticut | 1 | $ 272,000 | $ 272,000 | $ 63,000 |
| Alachua County Florida | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Bay County Florida | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Escambia County Florida | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Gadsden County Florida | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Hernando County Florida | 1 | $ 130,000 | $ 130,000 | $ 31,000 |
| Nassau County Florida | 1 | $ 249,000 | $ 249,000 | $ 87,000 |
| Osceola County Florida | 1 | $ 195,000 | $ 195,000 | $ 90,000 |
| Bulloch County Georgia | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Forsyth County Georgia | 1 | $ 203,000 | $ 203,000 | $ 111,000 |
| Fulton County Georgia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Henry County Georgia | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Jones County Georgia | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Douglas County Illinois | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Sangamon County Illinois | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Oxford County Maine | 1 | $ 410,000 | $ 410,000 | $ 152,000 |
| Anne Arundel County Maryland | 1 | $ 231,000 | $ 231,000 | $ 86,000 |
| Baltimore City County Maryland | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Frederick County Maryland | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Howard County Maryland | 1 | $ 289,000 | $ 289,000 | $ 0 |
| Montgomery County Maryland | 1 | $ 384,000 | $ 384,000 | $ 165,000 |
| Worcester County Massachusetts | 1 | $ 267,000 | $ 267,000 | $ 131,000 |
| Hillsborough County New Hampshire | 1 | $ 141,000 | $ 141,000 | $ 37,000 |
| Rockingham County New Hampshire | 1 | $ 234,000 | $ 234,000 | $ 52,000 |
| Cumberland County New Jersey | 1 | $ 259,000 | $ 259,000 | $ 0 |
| Allegany County New York | 1 | $ 129,000 | $ 129,000 | $ 56,000 |
| Cattaraugus County New York | 1 | $ 191,000 | $ 191,000 | $ 107,000 |
| Fulton County New York | 1 | $ 222,000 | $ 222,000 | $ 99,000 |
| Hamilton County New York | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Oneida County New York | 1 | $ 85,000 | $ 85,000 | $ 68,000 |
| Oswego County New York | 1 | $ 230,000 | $ 230,000 | $ 103,000 |
| Otsego County New York | 1 | $ 243,000 | $ 243,000 | $ 63,000 |
| Seneca County New York | 1 | $ 234,000 | $ 234,000 | $ 161,000 |
| Sullivan County New York | 1 | $ 224,000 | $ 224,000 | $ 389,000 |
| Gaston County North Carolina | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Henderson County North Carolina | 1 | $ 297,000 | $ 297,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Johnston County North Carolina | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| New Hanover County North Carolina | 1 | $ 307,000 | $ 307,000 | $ 186,000 |
| Randolph County North Carolina | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Rockingham County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Portage County Ohio | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 333,000 | $ 333,000 | $ 104,000 |
| Berks County Pennsylvania | 1 | $ 117,000 | $ 117,000 | $ 37,000 |
| Blair County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Cambria County Pennsylvania | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Carbon County Pennsylvania | 1 | $ 78,000 | $ 78,000 | $ 28,000 |
| Centre County Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 124,000 |
| Lehigh County Pennsylvania | 1 | $ 168,000 | $ 168,000 | $ 54,000 |
| Northumberland County Pennsylvania | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Washington County Pennsylvania | 1 | $ 96,000 | $ 96,000 | $ 51,000 |
| Wyoming County Pennsylvania | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Aiken County South Carolina | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Lexington County South Carolina | 1 | $ 289,000 | $ 289,000 | $ 0 |
| Marlboro County South Carolina | 1 | $ 53,000 | $ 53,000 | $ 0 |
| McCormick County South Carolina | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Bell County Texas | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Brazoria County Texas | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Cameron County Texas | 1 | $ 65,000 | $ 65,000 | $ 54,000 |
| Duval County Texas | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Grayson County Texas | 1 | $ 156,000 | $ 156,000 | $ 0 |
| McCulloch County Texas | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Parker County Texas | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Tyler County Texas | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Williamson County Texas | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Bennington County Vermont | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Essex County Vermont | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Franklin County Vermont | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Windham County Vermont | 1 | $ 255,000 | $ 255,000 | $ 114,000 |
| Windsor County Vermont | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Arlington County Virginia | 1 | $ 412,000 | $ 412,000 | $ 260,000 |
| Augusta County Virginia | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Buena Vista County Virginia | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Charles City County Virginia | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Fairfax County Virginia | 1 | $ 352,000 | $ 352,000 | $ 177,000 |
| Fluvanna County Virginia | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Henrico County Virginia | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Hopewell County Virginia | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Isle of Wight County Virginia | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Mathews County Virginia | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Roanoke City County Virginia | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Stafford County Virginia | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Tazewell County Virginia | 1 | $ 72,000 | $ 72,000 | $ 0 |
Mortgage Loan Application Detail Totals for Continental Home Loans Inc. in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,832 | $855,080,000 | $301,000 | $1,840,000 | $107,000 | $2,473,000 |
| Refinancing | 2,051 | $589,236,000 | $287,000 | $1,173,000 | $84,000 | $1,755,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,283 | $971,380,000 | $295,000 | $1,840,000 | $104,000 | $2,473,000 |
| Black or African American | 593 | $183,150,000 | $308,000 | $748,000 | $71,000 | $321,000 |
| Hispanic | 569 | $154,684,000 | $271,000 | $950,000 | $77,000 | $1,915,000 |
| Not Provided | 253 | $76,061,000 | $300,000 | $1,082,000 | $113,000 | $1,435,000 |
| Asian | 152 | $49,489,000 | $325,000 | $736,000 | $112,000 | $948,000 |
| Not applicable | 16 | $4,538,000 | $283,000 | $520,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 11 | $3,123,000 | $283,000 | $522,000 | $79,000 | $149,000 |
| American Indian or Alaskan Native | 6 | $1,891,000 | $315,000 | $382,000 | $116,000 | $218,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 2,419 | $726,013,000 | $300,000 | $1,173,000 | $71,000 | $530,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,256 | $653,399,000 | $289,000 | $1,840,000 | $128,000 | $2,473,000 |
| VA-guaranteed (Veterans Administration) | 205 | $64,340,000 | $313,000 | $625,000 | $74,000 | $283,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $564,000 | $188,000 | $219,000 | $61,000 | $77,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,131 | $1,234,306,000 | $298,000 | $1,770,000 | $100,000 | $2,473,000 |
| Application Withdrawn By Applicant | 288 | $86,978,000 | $302,000 | $1,840,000 | $90,000 | $1,435,000 |
| Application Denied By Financial Institution | 263 | $69,639,000 | $264,000 | $1,082,000 | $74,000 | $948,000 |
| Application Approved But Not Accepted | 185 | $48,855,000 | $264,000 | $743,000 | $84,000 | $388,000 |
| Loan Purchased By The Institution | 16 | $4,538,000 | $283,000 | $520,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 76 | $19,618,000 | $258,000 | $1,006,000 | $90,000 | $790,000 |
| Other | 54 | $13,070,000 | $242,000 | $610,000 | $64,000 | $244,000 |
| Debt-To-Income Ratio | 46 | $14,495,000 | $315,000 | $757,000 | $68,000 | $239,000 |
| Credit History | 28 | $7,708,000 | $275,000 | $398,000 | $65,000 | $144,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 26 | $5,765,000 | $221,000 | $556,000 | $43,000 | $118,000 |
| Unverifiable Information | 7 | $1,994,000 | $284,000 | $412,000 | $61,000 | $91,000 |
| Employment History | 7 | $1,815,000 | $259,000 | $370,000 | $83,000 | $135,000 |
| Mortgage Insurance Denied | 2 | $547,000 | $273,000 | $353,000 | $88,000 | $91,000 |
| Credit Application Incomplete | 1 | $119,000 | $119,000 | $119,000 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Continental Home Loans Inc.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Continental Home Loans Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.