Continental Home Loans Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Continental Home Loans Inc. 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Continental Home Loans Inc. 175 Pinelawn Road, Suite 303 Melville, NY 11747 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 4,883 |
| Total Mortgage Loan Application Amount | $1,444,316,000 |
| Average Mortgage Loan Application Amount | $294,000 |
| Highest Mortgage Loan Application Amount | $1,840,000 |
| Average Applicant Income | $95,500 |
| Highest Applicant Income | $2,473,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Continental Home Loans Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Continental Home Loans Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Continental Home Loans Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Continental Home Loans Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Continental Home Loans Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Continental Home Loans Inc.'s mortgage activity for 2012.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NASSAU-SUFFOLK, NY | 2,835 | $ 862,014,000 | $ 304,000 | $ 105,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 1,172 | $ 399,504,000 | $ 301,000 | $ 86,500 |
| ALBANY-SCHENECTADY-TROY, NY | 162 | $ 30,650,000 | $ 189,000 | $ 78,000 |
| BOSTON-QUINCY, MA | 86 | $ 24,448,000 | $ 284,000 | $ 104,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 63 | $ 13,473,000 | $ 213,000 | $ 90,000 |
| PEABODY, MA | 62 | $ 12,484,000 | $ 201,000 | $ 68,000 |
| EDISON-NEW BRUNSWICK, NJ | 53 | $ 14,659,000 | $ 276,000 | $ 89,000 |
| CAMDEN, NJ | 49 | $ 10,652,000 | $ 217,000 | $ 69,000 |
| NEWARK-UNION, NJ-PA | 41 | $ 11,206,000 | $ 273,000 | $ 88,000 |
| GLENS FALLS, NY | 19 | $ 2,712,000 | $ 142,000 | $ 41,000 |
| PHILADELPHIA, PA | 18 | $ 3,650,000 | $ 202,000 | $ 56,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 15 | $ 3,762,000 | $ 250,000 | $ 54,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 12 | $ 6,051,000 | $ 504,000 | $ 240,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 10 | $ 2,256,000 | $ 236,000 | $ 71,500 |
| KINGSTON, NY | 9 | $ 1,490,000 | $ 165,000 | $ 58,000 |
| ROCHESTER, NY | 9 | $ 745,000 | $ 82,000 | $ 26,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 9 | $ 1,381,000 | $ 153,000 | $ 80,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 8 | $ 1,720,000 | $ 215,000 | $ 41,000 |
| NEW HAVEN-MILFORD, CT | 8 | $ 1,962,000 | $ 245,000 | $ 41,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 8 | $ 1,387,000 | $ 173,000 | $ 74,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 8 | $ 1,050,000 | $ 131,000 | $ 77,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 8 | $ 1,619,000 | $ 202,000 | $ 70,000 |
| BUFFALO-NIAGARA FALLS, NY | 6 | $ 716,000 | $ 119,000 | $ 48,000 |
| WILMINGTON, DE-MD-NJ | 6 | $ 1,047,000 | $ 174,500 | $ 18,500 |
| BINGHAMTON, NY | 5 | $ 770,000 | $ 154,000 | $ 73,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 5 | $ 1,385,000 | $ 277,000 | $ 126,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 5 | $ 371,000 | $ 74,000 | $ 8,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 5 | $ 1,154,000 | $ 208,500 | $ 77,500 |
| WILMINGTON, NC | 5 | $ 1,292,000 | $ 258,000 | $ 169,000 |
| BARNSTABLE TOWN, MA | 4 | $ 1,016,000 | $ 254,000 | $ 50,000 |
| CAPE CORAL-FORT MYERS, FL | 4 | $ 678,000 | $ 169,000 | $ 112,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 4 | $ 1,108,000 | $ 277,000 | $ 90,000 |
| PITTSBURGH, PA | 4 | $ 842,000 | $ 210,000 | $ 74,000 |
| RALEIGH-CARY, NC | 4 | $ 686,000 | $ 171,000 | $ 87,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 3 | $ 478,000 | $ 159,000 | $ 37,000 |
| BALTIMORE-TOWSON, MD | 3 | $ 573,000 | $ 191,000 | $ 28,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 3 | $ 563,000 | $ 187,000 | $ 0 |
| GREENSBORO-HIGH POINT, NC | 3 | $ 198,000 | $ 66,000 | $ 0 |
| JACKSONVILLE, FL | 3 | $ 458,000 | $ 152,000 | $ 46,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 3 | $ 176,000 | $ 58,000 | $ 0 |
| RICHMOND, VA | 3 | $ 305,000 | $ 101,000 | $ 0 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 3 | $ 455,000 | $ 151,000 | $ 0 |
| TRENTON-EWING, NJ | 3 | $ 626,000 | $ 208,000 | $ 104,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 3 | $ 890,000 | $ 296,000 | $ 145,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 2 | $ 388,000 | $ 194,000 | $ 0 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 2 | $ 458,000 | $ 229,000 | $ 82,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 2 | $ 374,000 | $ 187,000 | $ 32,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 2 | $ 88,000 | $ 44,000 | $ 0 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 2 | $ 385,000 | $ 192,000 | $ 83,000 |
| DOVER, DE | 2 | $ 630,000 | $ 315,000 | $ 0 |
| LAKELAND-WINTER HAVEN, FL | 2 | $ 90,000 | $ 45,000 | $ 0 |
| LEBANON, PA | 2 | $ 363,000 | $ 181,000 | $ 82,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 2 | $ 204,000 | $ 102,000 | $ 80,000 |
| NAPLES-MARCO ISLAND, FL | 2 | $ 391,000 | $ 195,000 | $ 845,000 |
| OCEAN CITY, NJ | 2 | $ 395,000 | $ 197,000 | $ 67,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 2 | $ 439,000 | $ 219,000 | $ 0 |
| PORT ST. LUCIE, FL | 2 | $ 369,000 | $ 184,000 | $ 83,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 2 | $ 462,000 | $ 231,000 | $ 0 |
| SPRINGFIELD, MA | 2 | $ 184,000 | $ 92,000 | $ 26,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 2 | $ 203,000 | $ 101,000 | $ 0 |
| WILLIAMSPORT, PA | 2 | $ 255,000 | $ 127,000 | $ 34,000 |
| YORK-HANOVER, PA | 2 | $ 186,000 | $ 93,000 | $ 27,000 |
| AKRON, OH | 1 | $ 67,000 | $ 67,000 | $ 0 |
| ALTOONA, PA | 1 | $ 85,000 | $ 85,000 | $ 0 |
| ASHEVILLE, NC | 1 | $ 297,000 | $ 297,000 | $ 0 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 81,000 | $ 81,000 | $ 0 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 1 | $ 116,000 | $ 116,000 | $ 0 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 65,000 | $ 65,000 | $ 54,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 54,000 | $ 54,000 | $ 0 |
| CHARLOTTESVILLE, VA | 1 | $ 77,000 | $ 77,000 | $ 0 |
| COLUMBIA, SC | 1 | $ 289,000 | $ 289,000 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 1 | $ 54,000 | $ 54,000 | $ 0 |
| GAINESVILLE, FL | 1 | $ 192,000 | $ 192,000 | $ 0 |
| JOHNSTOWN, PA | 1 | $ 153,000 | $ 153,000 | $ 0 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 1 | $ 67,000 | $ 67,000 | $ 0 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1 | $ 388,000 | $ 388,000 | $ 0 |
| MACON, GA | 1 | $ 71,000 | $ 71,000 | $ 0 |
| MANCHESTER-NASHUA, NH | 1 | $ 141,000 | $ 141,000 | $ 37,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 1 | $ 64,000 | $ 64,000 | $ 0 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 125,000 | $ 125,000 | $ 0 |
| READING, PA | 1 | $ 117,000 | $ 117,000 | $ 37,000 |
| ROANOKE, VA | 1 | $ 53,000 | $ 53,000 | $ 0 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1 | $ 234,000 | $ 234,000 | $ 52,000 |
| SCRANTON--WILKES-BARRE, PA | 1 | $ 72,000 | $ 72,000 | $ 0 |
| SHERMAN-DENISON, TX | 1 | $ 156,000 | $ 156,000 | $ 0 |
| SPRINGFIELD, IL | 1 | $ 37,000 | $ 37,000 | $ 0 |
| STATE COLLEGE, PA | 1 | $ 417,000 | $ 417,000 | $ 124,000 |
| SYRACUSE, NY | 1 | $ 230,000 | $ 230,000 | $ 103,000 |
| TALLAHASSEE, FL | 1 | $ 44,000 | $ 44,000 | $ 0 |
| UTICA-ROME, NY | 1 | $ 85,000 | $ 85,000 | $ 68,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 1 | $ 259,000 | $ 259,000 | $ 0 |
| WORCESTER, MA | 1 | $ 267,000 | $ 267,000 | $ 131,000 |
Mortgage Loan Application Detail Totals for Continental Home Loans Inc. in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,832 | $855,080,000 | $301,000 | $1,840,000 | $107,000 | $2,473,000 |
| Refinancing | 2,051 | $589,236,000 | $287,000 | $1,173,000 | $84,000 | $1,755,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,283 | $971,380,000 | $295,000 | $1,840,000 | $104,000 | $2,473,000 |
| Black or African American | 593 | $183,150,000 | $308,000 | $748,000 | $71,000 | $321,000 |
| Hispanic | 569 | $154,684,000 | $271,000 | $950,000 | $77,000 | $1,915,000 |
| Not Provided | 253 | $76,061,000 | $300,000 | $1,082,000 | $113,000 | $1,435,000 |
| Asian | 152 | $49,489,000 | $325,000 | $736,000 | $112,000 | $948,000 |
| Not applicable | 16 | $4,538,000 | $283,000 | $520,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 11 | $3,123,000 | $283,000 | $522,000 | $79,000 | $149,000 |
| American Indian or Alaskan Native | 6 | $1,891,000 | $315,000 | $382,000 | $116,000 | $218,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 2,419 | $726,013,000 | $300,000 | $1,173,000 | $71,000 | $530,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,256 | $653,399,000 | $289,000 | $1,840,000 | $128,000 | $2,473,000 |
| VA-guaranteed (Veterans Administration) | 205 | $64,340,000 | $313,000 | $625,000 | $74,000 | $283,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $564,000 | $188,000 | $219,000 | $61,000 | $77,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,131 | $1,234,306,000 | $298,000 | $1,770,000 | $100,000 | $2,473,000 |
| Application Withdrawn By Applicant | 288 | $86,978,000 | $302,000 | $1,840,000 | $90,000 | $1,435,000 |
| Application Denied By Financial Institution | 263 | $69,639,000 | $264,000 | $1,082,000 | $74,000 | $948,000 |
| Application Approved But Not Accepted | 185 | $48,855,000 | $264,000 | $743,000 | $84,000 | $388,000 |
| Loan Purchased By The Institution | 16 | $4,538,000 | $283,000 | $520,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 76 | $19,618,000 | $258,000 | $1,006,000 | $90,000 | $790,000 |
| Other | 54 | $13,070,000 | $242,000 | $610,000 | $64,000 | $244,000 |
| Debt-To-Income Ratio | 46 | $14,495,000 | $315,000 | $757,000 | $68,000 | $239,000 |
| Credit History | 28 | $7,708,000 | $275,000 | $398,000 | $65,000 | $144,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 26 | $5,765,000 | $221,000 | $556,000 | $43,000 | $118,000 |
| Unverifiable Information | 7 | $1,994,000 | $284,000 | $412,000 | $61,000 | $91,000 |
| Employment History | 7 | $1,815,000 | $259,000 | $370,000 | $83,000 | $135,000 |
| Mortgage Insurance Denied | 2 | $547,000 | $273,000 | $353,000 | $88,000 | $91,000 |
| Credit Application Incomplete | 1 | $119,000 | $119,000 | $119,000 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Continental Home Loans Inc.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Continental Home Loans Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.