Continental Home Loans Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008

Continental Home Loans Inc. 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Continental Home Loans Inc.
175 Pinelawn Road, Suite 303
Melville, NY 11747
Tel #: available with data download
Federal Regulator * available with data download
Years 2014  2013  2012  2011  2010  2009  2008  2007  2006  
Total Number of Mortgage Applications 3,473
Total Mortgage Loan Application Amount $1,002,780,000
Average Mortgage Loan Application Amount $247,666
Highest Mortgage Loan Application Amount $2,000,000
Average Applicant Income $78,333
Highest Applicant Income $1,260,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Continental Home Loans Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Continental Home Loans Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2008 breaks down Continental Home Loans Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Continental Home Loans Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by Continental Home Loans Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Continental Home Loans Inc.'s mortgage activity for 2008.

Mortgage Loan Application Totals for Continental Home Loans Inc. by Metropolitan Area in 2008

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
NASSAU-SUFFOLK, NY 1,467 $ 468,566,000 $ 319,000 $ 113,000
NEW YORK-WHITE PLAINS-WAYNE, NY-NJ 624 $ 235,778,000 $ 342,500 $ 107,000
CHICAGO-NAPERVILLE-JOLIET, IL 141 $ 31,812,000 $ 225,000 $ 78,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 100 $ 20,660,000 $ 206,000 $ 76,000
EDISON-NEW BRUNSWICK, NJ 84 $ 27,971,000 $ 332,000 $ 116,000
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY 64 $ 16,579,000 $ 259,000 $ 91,000
NEW HAVEN-MILFORD, CT 61 $ 12,834,000 $ 210,000 $ 74,000
NEWARK-UNION, NJ-PA 50 $ 14,765,000 $ 252,500 $ 76,000
BRIDGEPORT-STAMFORD-NORWALK, CT 39 $ 13,384,000 $ 343,000 $ 129,000
ORLANDO-KISSIMMEE, FL 31 $ 6,446,000 $ 207,000 $ 74,000
ALBANY-SCHENECTADY-TROY, NY 29 $ 5,353,000 $ 184,000 $ 72,000
NORWICH-NEW LONDON, CT 29 $ 6,136,000 $ 211,000 $ 79,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 25 $ 7,133,000 $ 285,000 $ 89,000
HOUSTON-SUGAR LAND-BAYTOWN, TX 22 $ 3,255,000 $ 147,000 $ 63,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 21 $ 5,628,000 $ 268,000 $ 74,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 18 $ 4,374,000 $ 243,000 $ 134,000
BUFFALO-NIAGARA FALLS, NY 17 $ 2,040,000 $ 120,000 $ 61,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 17 $ 3,266,000 $ 192,000 $ 67,000
ROCHESTER, NY 17 $ 2,308,000 $ 135,000 $ 68,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 17 $ 3,204,000 $ 188,000 $ 63,000
MIAMI-MIAMI BEACH-KENDALL, FL 16 $ 4,051,000 $ 253,000 $ 136,000
BALTIMORE-TOWSON, MD 15 $ 3,062,000 $ 204,000 $ 76,000
CAMDEN, NJ 15 $ 3,243,000 $ 216,000 $ 61,000
CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC 15 $ 2,256,000 $ 150,000 $ 54,000
CHARLOTTE-GASTONIA-CONCORD, NC-SC 15 $ 2,330,000 $ 156,500 $ 53,500
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 15 $ 3,895,000 $ 259,000 $ 74,000
COLUMBIA, SC 14 $ 1,857,000 $ 132,000 $ 56,000
PHILADELPHIA, PA 14 $ 2,898,000 $ 207,000 $ 77,000
PITTSBURGH, PA 14 $ 2,587,000 $ 184,000 $ 67,000
GREENSBORO-HIGH POINT, NC 13 $ 2,209,000 $ 169,000 $ 62,000
MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC 13 $ 1,909,000 $ 146,000 $ 69,000
SYRACUSE, NY 12 $ 1,734,000 $ 144,000 $ 67,000
KINGSTON, NY 11 $ 2,458,000 $ 223,000 $ 78,000
WINSTON-SALEM, NC 11 $ 1,372,000 $ 124,000 $ 56,000
MODESTO, CA 10 $ 2,225,000 $ 222,000 $ 78,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 9 $ 1,438,000 $ 159,000 $ 54,000
RALEIGH-CARY, NC 9 $ 1,757,000 $ 195,000 $ 80,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 8 $ 1,646,000 $ 171,500 $ 73,500
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 8 $ 1,261,000 $ 157,000 $ 53,000
FAYETTEVILLE, NC 8 $ 1,060,000 $ 132,000 $ 61,000
WILMINGTON, NC 8 $ 1,492,000 $ 186,000 $ 58,000
DALLAS-PLANO-IRVING, TX 7 $ 1,164,000 $ 166,000 $ 73,000
MERCED, CA 7 $ 1,249,000 $ 178,000 $ 58,000
OCALA, FL 7 $ 974,000 $ 139,000 $ 56,000
DURHAM, NC 6 $ 1,064,000 $ 177,000 $ 77,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 6 $ 1,099,000 $ 183,000 $ 68,000
MEMPHIS, TN-MS-AR 6 $ 769,000 $ 128,000 $ 52,000
OAKLAND-FREMONT-HAYWARD, CA 6 $ 2,035,000 $ 339,000 $ 114,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 6 $ 1,466,000 $ 244,000 $ 123,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 6 $ 1,279,000 $ 213,000 $ 66,000
SPRINGFIELD, MA 6 $ 941,000 $ 156,000 $ 71,000
ST. LOUIS, MO-IL 6 $ 937,000 $ 156,000 $ 49,000
TRENTON-EWING, NJ 6 $ 1,174,000 $ 195,000 $ 75,000
VINELAND-MILLVILLE-BRIDGETON, NJ 6 $ 1,097,000 $ 182,000 $ 52,000
BINGHAMTON, NY 5 $ 726,000 $ 145,000 $ 66,000
UTICA-ROME, NY 5 $ 602,000 $ 120,000 $ 73,000
CAPE CORAL-FORT MYERS, FL 4 $ 611,000 $ 152,000 $ 118,000
FORT WORTH-ARLINGTON, TX 4 $ 505,000 $ 126,000 $ 51,000
FRESNO, CA 4 $ 639,000 $ 159,000 $ 60,000
JACKSONVILLE, FL 4 $ 531,000 $ 132,000 $ 44,000
VALLEJO-FAIRFIELD, CA 4 $ 1,056,000 $ 264,000 $ 78,000
ATLANTIC CITY-HAMMONTON, NJ 3 $ 503,000 $ 167,000 $ 55,000
BETHESDA-FREDERICK-GAITHERSBURG, MD 3 $ 1,333,000 $ 444,000 $ 136,000
GLENS FALLS, NY 3 $ 319,000 $ 106,000 $ 142,000
JACKSONVILLE, NC 3 $ 621,000 $ 207,000 $ 129,000
KANSAS CITY, MO-KS 3 $ 398,000 $ 132,000 $ 52,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 3 $ 294,000 $ 98,000 $ 56,000
LAKELAND-WINTER HAVEN, FL 3 $ 589,000 $ 196,000 $ 103,000
PALM COAST, FL 3 $ 413,000 $ 137,000 $ 77,000
PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA 3 $ 740,000 $ 246,000 $ 105,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 3 $ 572,000 $ 190,000 $ 105,000
ANDERSON, SC 2 $ 232,000 $ 116,000 $ 48,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 2 $ 198,000 $ 99,000 $ 76,000
BAKERSFIELD, CA 2 $ 507,000 $ 253,000 $ 71,000
BEAUMONT-PORT ARTHUR, TX 2 $ 197,000 $ 98,000 $ 47,000
BRADENTON-SARASOTA-VENICE, FL 2 $ 318,000 $ 159,000 $ 91,000
BURLINGTON-SOUTH BURLINGTON, VT 2 $ 449,000 $ 224,000 $ 123,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 2 $ 880,000 $ 440,000 $ 49,000
DENVER-AURORA, CO 2 $ 551,000 $ 275,000 $ 91,000
DOVER, DE 2 $ 426,000 $ 213,000 $ 68,000
FLORENCE, SC 2 $ 295,000 $ 147,000 $ 89,000
JEFFERSON CITY, MO 2 $ 382,000 $ 191,000 $ 78,000
KNOXVILLE, TN 2 $ 223,000 $ 111,000 $ 46,000
LANCASTER, PA 2 $ 528,000 $ 264,000 $ 82,000
LAS VEGAS-PARADISE, NV 2 $ 603,000 $ 301,000 $ 100,000
OCEAN CITY, NJ 2 $ 830,000 $ 415,000 $ 239,000
OKLAHOMA CITY, OK 2 $ 326,000 $ 163,000 $ 57,000
OXNARD-THOUSAND OAKS-VENTURA, CA 2 $ 725,000 $ 362,000 $ 114,000
PENSACOLA-FERRY PASS-BRENT, FL 2 $ 321,000 $ 160,000 $ 70,000
PORT ST. LUCIE, FL 2 $ 247,000 $ 123,000 $ 39,000
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 2 $ 781,000 $ 390,000 $ 97,000
STOCKTON, CA 2 $ 442,000 $ 221,000 $ 72,000
TULSA, OK 2 $ 369,000 $ 184,000 $ 59,000
ASHEVILLE, NC 1 $ 130,000 $ 130,000 $ 33,000
AUGUSTA-RICHMOND COUNTY, GA-SC 1 $ 169,000 $ 169,000 $ 80,000
AUSTIN-ROUND ROCK, TX 1 $ 146,000 $ 146,000 $ 61,000
BANGOR, ME 1 $ 102,000 $ 102,000 $ 82,000
BILLINGS, MT 1 $ 177,000 $ 177,000 $ 117,000
BROWNSVILLE-HARLINGEN, TX 1 $ 74,000 $ 74,000 $ 18,000
BURLINGTON, NC 1 $ 114,000 $ 114,000 $ 47,000
CHAMPAIGN-URBANA, IL 1 $ 130,000 $ 130,000 $ 43,000
CHATTANOOGA, TN-GA 1 $ 115,000 $ 115,000 $ 43,000
CLARKSVILLE, TN-KY 1 $ 138,000 $ 138,000 $ 45,000
CLEVELAND, TN 1 $ 274,000 $ 274,000 $ 66,000
COLORADO SPRINGS, CO 1 $ 293,000 $ 293,000 $ 100,000
COLUMBUS, OH 1 $ 186,000 $ 186,000 $ 168,000
DANVILLE, IL 1 $ 114,000 $ 114,000 $ 48,000
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 1 $ 54,000 $ 54,000 $ 42,000
DES MOINES-WEST DES MOINES, IA 1 $ 125,000 $ 125,000 $ 68,000
EL PASO, TX 1 $ 196,000 $ 196,000 $ 72,000
ERIE, PA 1 $ 125,000 $ 125,000 $ 61,000
FLINT, MI 1 $ 101,000 $ 101,000 $ 30,000
FORT WALTON BEACH-CRESTVIEW-DESTIN, FL 1 $ 125,000 $ 125,000 $ 30,000
GOLDSBORO, NC 1 $ 154,000 $ 154,000 $ 42,000
GREELEY, CO 1 $ 69,000 $ 69,000 $ 32,000
GREENVILLE-MAULDIN-EASLEY, SC 1 $ 124,000 $ 124,000 $ 92,000
HAGERSTOWN-MARTINSBURG, MD-WV 1 $ 291,000 $ 291,000 $ 66,000
HARRISBURG-CARLISLE, PA 1 $ 220,000 $ 220,000 $ 88,000
HICKORY-LENOIR-MORGANTON, NC 1 $ 112,000 $ 112,000 $ 34,000
INDIANAPOLIS-CARMEL, IN 1 $ 123,000 $ 123,000 $ 38,000
IOWA CITY, IA 1 $ 71,000 $ 71,000 $ 23,000
JACKSON, TN 1 $ 100,000 $ 100,000 $ 33,000
JOHNSON CITY, TN 1 $ 53,000 $ 53,000 $ 19,000
JOHNSTOWN, PA 1 $ 104,000 $ 104,000 $ 73,000
KANKAKEE-BRADLEY, IL 1 $ 170,000 $ 170,000 $ 102,000
LONGVIEW, TX 1 $ 82,000 $ 82,000 $ 42,000
OMAHA-COUNCIL BLUFFS, NE-IA 1 $ 146,000 $ 146,000 $ 54,000
PEABODY, MA 1 $ 261,000 $ 261,000 $ 60,000
PEORIA, IL 1 $ 213,000 $ 213,000 $ 76,000
PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME 1 $ 222,000 $ 222,000 $ 70,000
PUEBLO, CO 1 $ 158,000 $ 158,000 $ 54,000
READING, PA 1 $ 143,000 $ 143,000 $ 48,000
RICHMOND, VA 1 $ 133,000 $ 133,000 $ 66,000
ROANOKE, VA 1 $ 168,000 $ 168,000 $ 28,000
ROCKFORD, IL 1 $ 95,000 $ 95,000 $ 36,000
ROCKY MOUNT, NC 1 $ 163,000 $ 163,000 $ 58,000
SALINAS, CA 1 $ 204,000 $ 204,000 $ 81,000
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 1 $ 275,000 $ 275,000 $ 84,000
SANTA ANA-ANAHEIM-IRVINE, CA 1 $ 321,000 $ 321,000 $ 99,000
SANTA BARBARA-SANTA MARIA-GOLETA, CA 1 $ 709,000 $ 709,000 $ 152,000
SCRANTON--WILKES-BARRE, PA 1 $ 198,000 $ 198,000 $ 79,000
SEBASTIAN-VERO BEACH, FL 1 $ 300,000 $ 300,000 $ 90,000
SPARTANBURG, SC 1 $ 389,000 $ 389,000 $ 82,000
TALLAHASSEE, FL 1 $ 156,000 $ 156,000 $ 42,000
WILMINGTON, DE-MD-NJ 1 $ 246,000 $ 246,000 $ 59,000
WORCESTER, MA 1 $ 265,000 $ 265,000 $ 76,000
YORK-HANOVER, PA 1 $ 151,000 $ 151,000 $ 63,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 1 $ 104,000 $ 104,000 $ 62,000

Mortgage Loan Application Detail Totals for Continental Home Loans Inc. in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,202 $654,482,000 $297,000 $2,000,000 $104,000 $1,260,000
Refinancing 1,270 $348,126,000 $274,000 $1,299,000 $91,000 $844,000
Home Improvement 1 $172,000 $172,000 $172,000 $40,000 $40,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,011 $583,888,000 $290,000 $2,000,000 $108,000 $1,260,000
Black or African American 655 $183,897,000 $280,000 $1,081,000 $84,000 $413,000
Hispanic 418 $125,692,000 $300,000 $975,000 $91,000 $473,000
Not Provided 291 $74,795,000 $257,000 $740,000 $84,000 $552,000
Asian 81 $29,877,000 $368,000 $706,000 $115,000 $305,000
Native Hawaiian or Other Pacific Islander 10 $3,044,000 $304,000 $742,000 $95,000 $240,000
American Indian or Alaskan Native 7 $1,587,000 $226,000 $385,000 $68,000 $96,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 2,044 $577,943,000 $282,000 $1,299,000 $88,000 $650,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,410 $419,315,000 $297,000 $2,000,000 $117,000 $1,260,000
VA-guaranteed (Veterans Administration) 18 $5,353,000 $297,000 $447,000 $93,000 $139,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $169,000 $169,000 $169,000 $49,000 $49,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,055 $587,014,000 $285,000 $1,079,000 $100,000 $948,000
Application Withdrawn By Applicant 899 $275,540,000 $306,000 $2,000,000 $104,000 $1,260,000
Application Denied By Financial Institution 437 $117,324,000 $268,000 $1,700,000 $86,000 $882,000
Application Approved But Not Accepted 51 $14,152,000 $277,000 $730,000 $101,000 $259,000
File Closed For Incompleteness 29 $8,172,000 $281,000 $528,000 $107,000 $204,000
Preapproval Approved but not Accepted 2 $578,000 $289,000 $405,000 $79,000 $80,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 61 $14,983,000 $245,000 $738,000 $86,000 $393,000
Debt-To-Income Ratio 59 $15,221,000 $257,000 $685,000 $70,000 $291,000
Credit History 42 $8,187,000 $194,000 $447,000 $66,000 $156,000
Unverifiable Information 28 $6,912,000 $246,000 $441,000 $92,000 $223,000
Other 21 $5,594,000 $266,000 $518,000 $98,000 $237,000
Employment History 20 $4,972,000 $248,000 $481,000 $79,000 $198,000
Insufficient Cash (Downpayment, Closing Cost) 6 $2,418,000 $403,000 $553,000 $105,000 $147,000
Mortgage Insurance Denied 5 $1,266,000 $253,000 $342,000 $87,000 $124,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Continental Home Loans Inc.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Continental Home Loans Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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