Continental Home Loans Inc. 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Continental Home Loans Inc. 175 Pinelawn Road, Suite 303 Melville, NY 11747 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 3,473 |
| Total Mortgage Loan Application Amount | $1,002,780,000 |
| Average Mortgage Loan Application Amount | $247,666 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $78,333 |
| Highest Applicant Income | $1,260,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Continental Home Loans Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Continental Home Loans Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Continental Home Loans Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Continental Home Loans Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Continental Home Loans Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Continental Home Loans Inc.'s mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk County New York | 1,053 | $ 325,217,000 | $ 308,000 | $ 112,000 |
| Nassau County New York | 414 | $ 143,349,000 | $ 346,000 | $ 115,000 |
| Queens County New York | 223 | $ 84,545,000 | $ 379,000 | $ 99,000 |
| Kings County New York | 146 | $ 59,472,000 | $ 407,000 | $ 109,000 |
| Cook County Illinois | 103 | $ 22,405,000 | $ 217,000 | $ 75,000 |
| Bronx County New York | 95 | $ 35,343,000 | $ 372,000 | $ 104,000 |
| Hartford County Connecticut | 74 | $ 15,125,000 | $ 204,000 | $ 77,000 |
| New Haven County Connecticut | 61 | $ 12,834,000 | $ 210,000 | $ 74,000 |
| Orange County New York | 49 | $ 12,156,000 | $ 248,000 | $ 84,000 |
| Richmond County New York | 46 | $ 16,198,000 | $ 352,000 | $ 120,000 |
| Westchester County New York | 45 | $ 16,223,000 | $ 360,000 | $ 109,000 |
| Fairfield County Connecticut | 39 | $ 13,384,000 | $ 343,000 | $ 129,000 |
| New London County Connecticut | 29 | $ 6,136,000 | $ 211,000 | $ 79,000 |
| Essex County New Jersey | 28 | $ 8,365,000 | $ 298,000 | $ 98,000 |
| Ocean County New Jersey | 27 | $ 11,036,000 | $ 408,000 | $ 161,000 |
| Los Angeles County California | 25 | $ 7,133,000 | $ 285,000 | $ 89,000 |
| Middlesex County New Jersey | 24 | $ 7,124,000 | $ 296,000 | $ 93,000 |
| Monmouth County New Jersey | 22 | $ 6,747,000 | $ 306,000 | $ 97,000 |
| Tolland County Connecticut | 19 | $ 3,844,000 | $ 202,000 | $ 76,000 |
| Will County Illinois | 19 | $ 4,712,000 | $ 248,000 | $ 79,000 |
| Palm Beach County Florida | 18 | $ 4,374,000 | $ 243,000 | $ 134,000 |
| Broward County Florida | 17 | $ 3,266,000 | $ 192,000 | $ 67,000 |
| Miami-Dade County Florida | 16 | $ 4,051,000 | $ 253,000 | $ 136,000 |
| Bergen County New Jersey | 16 | $ 5,390,000 | $ 336,000 | $ 111,000 |
| Orange County Florida | 15 | $ 3,303,000 | $ 220,000 | $ 82,000 |
| Albany County New York | 15 | $ 2,682,000 | $ 178,000 | $ 72,000 |
| Dutchess County New York | 15 | $ 4,423,000 | $ 294,000 | $ 113,000 |
| Erie County New York | 15 | $ 1,807,000 | $ 120,000 | $ 60,000 |
| Prince George's County Maryland | 14 | $ 3,562,000 | $ 254,000 | $ 74,000 |
| New York County New York | 14 | $ 7,824,000 | $ 558,000 | $ 308,000 |
| San Bernardino County California | 13 | $ 3,264,000 | $ 251,000 | $ 74,000 |
| Horry County South Carolina | 13 | $ 1,909,000 | $ 146,000 | $ 69,000 |
| Hudson County New Jersey | 12 | $ 3,105,000 | $ 258,000 | $ 88,000 |
| Putnam County New York | 12 | $ 2,760,000 | $ 230,000 | $ 103,000 |
| Burlington County New Jersey | 11 | $ 2,471,000 | $ 224,000 | $ 59,000 |
| Somerset County New Jersey | 11 | $ 3,064,000 | $ 278,000 | $ 93,000 |
| Union County New Jersey | 11 | $ 3,295,000 | $ 299,000 | $ 114,000 |
| Ulster County New York | 11 | $ 2,458,000 | $ 223,000 | $ 78,000 |
| Richland County South Carolina | 11 | $ 1,418,000 | $ 128,000 | $ 54,000 |
| Harris County Texas | 11 | $ 1,386,000 | $ 126,000 | $ 68,000 |
| Stanislaus County California | 10 | $ 2,225,000 | $ 222,000 | $ 78,000 |
| Monroe County New York | 10 | $ 1,268,000 | $ 126,000 | $ 71,000 |
| Forsyth County North Carolina | 10 | $ 1,261,000 | $ 126,000 | $ 56,000 |
| Guilford County North Carolina | 10 | $ 1,764,000 | $ 176,000 | $ 61,000 |
| Allegheny County Pennsylvania | 10 | $ 1,808,000 | $ 180,000 | $ 67,000 |
| Baltimore City County Maryland | 9 | $ 1,725,000 | $ 191,000 | $ 98,000 |
| Sullivan County New York | 9 | $ 1,716,000 | $ 190,000 | $ 81,000 |
| Mecklenburg County North Carolina | 9 | $ 1,532,000 | $ 170,000 | $ 51,000 |
| Riverside County California | 8 | $ 2,364,000 | $ 295,000 | $ 73,000 |
| Osceola County Florida | 8 | $ 1,362,000 | $ 170,000 | $ 52,000 |
| Volusia County Florida | 8 | $ 1,261,000 | $ 157,000 | $ 53,000 |
| Rockland County New York | 8 | $ 2,804,000 | $ 350,000 | $ 120,000 |
| Philadelphia County Pennsylvania | 8 | $ 1,275,000 | $ 159,000 | $ 57,000 |
| Berkeley County South Carolina | 8 | $ 1,332,000 | $ 166,000 | $ 58,000 |
| Fort Bend County Texas | 8 | $ 993,000 | $ 124,000 | $ 44,000 |
| Merced County California | 7 | $ 1,249,000 | $ 178,000 | $ 58,000 |
| Middlesex County Connecticut | 7 | $ 1,691,000 | $ 241,000 | $ 61,000 |
| Hillsborough County Florida | 7 | $ 1,420,000 | $ 202,000 | $ 73,000 |
| Marion County Florida | 7 | $ 974,000 | $ 139,000 | $ 56,000 |
| DuPage County Illinois | 7 | $ 2,015,000 | $ 287,000 | $ 114,000 |
| Passaic County New Jersey | 7 | $ 2,114,000 | $ 302,000 | $ 113,000 |
| Onondaga County New York | 7 | $ 1,013,000 | $ 144,000 | $ 67,000 |
| Wake County North Carolina | 7 | $ 1,385,000 | $ 197,000 | $ 76,000 |
| Brevard County Florida | 6 | $ 1,466,000 | $ 244,000 | $ 123,000 |
| Pinellas County Florida | 6 | $ 1,129,000 | $ 188,000 | $ 62,000 |
| Lake County Illinois | 6 | $ 1,099,000 | $ 183,000 | $ 68,000 |
| McHenry County Illinois | 6 | $ 1,323,000 | $ 220,000 | $ 90,000 |
| Cumberland County New Jersey | 6 | $ 1,097,000 | $ 182,000 | $ 52,000 |
| Mercer County New Jersey | 6 | $ 1,174,000 | $ 195,000 | $ 75,000 |
| Rensselaer County New York | 6 | $ 955,000 | $ 159,000 | $ 76,000 |
| Brunswick County North Carolina | 6 | $ 1,230,000 | $ 205,000 | $ 64,000 |
| Sacramento County California | 5 | $ 1,088,000 | $ 217,000 | $ 65,000 |
| Windham County Connecticut | 5 | $ 1,057,000 | $ 211,000 | $ 79,000 |
| Seminole County Florida | 5 | $ 1,032,000 | $ 206,000 | $ 65,000 |
| Hancock County Maine | 5 | $ 838,000 | $ 167,000 | $ 59,000 |
| Sussex County New Jersey | 5 | $ 1,298,000 | $ 259,000 | $ 80,000 |
| Saratoga County New York | 5 | $ 1,312,000 | $ 262,000 | $ 80,000 |
| Wayne County New York | 5 | $ 869,000 | $ 173,000 | $ 78,000 |
| Cumberland County North Carolina | 5 | $ 489,000 | $ 97,000 | $ 67,000 |
| Monroe County Pennsylvania | 5 | $ 963,000 | $ 192,000 | $ 80,000 |
| Charleston County South Carolina | 5 | $ 531,000 | $ 106,000 | $ 40,000 |
| Fresno County California | 4 | $ 639,000 | $ 159,000 | $ 60,000 |
| Solano County California | 4 | $ 1,056,000 | $ 264,000 | $ 78,000 |
| Citrus County Florida | 4 | $ 643,000 | $ 160,000 | $ 80,000 |
| Lee County Florida | 4 | $ 611,000 | $ 152,000 | $ 118,000 |
| Broome County New York | 4 | $ 613,000 | $ 153,000 | $ 75,000 |
| Shelby County Tennessee | 4 | $ 412,000 | $ 103,000 | $ 48,000 |
| Tarrant County Texas | 4 | $ 505,000 | $ 126,000 | $ 51,000 |
| Alameda County California | 3 | $ 1,499,000 | $ 499,000 | $ 171,000 |
| Contra Costa County California | 3 | $ 536,000 | $ 178,000 | $ 57,000 |
| Duval County Florida | 3 | $ 350,000 | $ 116,000 | $ 42,000 |
| Flagler County Florida | 3 | $ 413,000 | $ 137,000 | $ 77,000 |
| Hernando County Florida | 3 | $ 470,000 | $ 156,000 | $ 43,000 |
| Lake County Florida | 3 | $ 749,000 | $ 249,000 | $ 109,000 |
| Polk County Florida | 3 | $ 589,000 | $ 196,000 | $ 103,000 |
| Kane County Illinois | 3 | $ 736,000 | $ 245,000 | $ 87,000 |
| Baltimore County Maryland | 3 | $ 734,000 | $ 244,000 | $ 39,000 |
| Montgomery County Maryland | 3 | $ 1,333,000 | $ 444,000 | $ 136,000 |
| St. Mary's County Maryland | 3 | $ 640,000 | $ 213,000 | $ 57,000 |
| Hampden County Massachusetts | 3 | $ 445,000 | $ 148,000 | $ 65,000 |
| Hampshire County Massachusetts | 3 | $ 496,000 | $ 165,000 | $ 78,000 |
| St. Charles County Missouri | 3 | $ 535,000 | $ 178,000 | $ 51,000 |
| St. Louis County Missouri | 3 | $ 402,000 | $ 134,000 | $ 48,000 |
| Atlantic County New Jersey | 3 | $ 503,000 | $ 167,000 | $ 55,000 |
| Morris County New Jersey | 3 | $ 992,000 | $ 330,000 | $ 82,000 |
| Franklin County New York | 3 | $ 365,000 | $ 121,000 | $ 143,000 |
| Herkimer County New York | 3 | $ 378,000 | $ 126,000 | $ 87,000 |
| Madison County New York | 3 | $ 479,000 | $ 159,000 | $ 65,000 |
| Schenectady County New York | 3 | $ 404,000 | $ 134,000 | $ 52,000 |
| Warren County New York | 3 | $ 319,000 | $ 106,000 | $ 142,000 |
| Davidson County North Carolina | 3 | $ 421,000 | $ 140,000 | $ 72,000 |
| Durham County North Carolina | 3 | $ 467,000 | $ 155,000 | $ 84,000 |
| Hoke County North Carolina | 3 | $ 571,000 | $ 190,000 | $ 52,000 |
| Iredell County North Carolina | 3 | $ 569,000 | $ 189,000 | $ 85,000 |
| Onslow County North Carolina | 3 | $ 621,000 | $ 207,000 | $ 129,000 |
| Randolph County North Carolina | 3 | $ 445,000 | $ 148,000 | $ 65,000 |
| Bucks County Pennsylvania | 3 | $ 937,000 | $ 312,000 | $ 128,000 |
| Northampton County Pennsylvania | 3 | $ 725,000 | $ 241,000 | $ 72,000 |
| Lexington County South Carolina | 3 | $ 439,000 | $ 146,000 | $ 62,000 |
| Davidson County Tennessee | 3 | $ 315,000 | $ 105,000 | $ 42,000 |
| Hawkins County Tennessee | 3 | $ 294,000 | $ 98,000 | $ 56,000 |
| Rutherford County Tennessee | 3 | $ 507,000 | $ 169,000 | $ 53,000 |
| Dallas County Texas | 3 | $ 457,000 | $ 152,000 | $ 51,000 |
| Kern County California | 2 | $ 507,000 | $ 253,000 | $ 71,000 |
| San Joaquin County California | 2 | $ 442,000 | $ 221,000 | $ 72,000 |
| Ventura County California | 2 | $ 725,000 | $ 362,000 | $ 114,000 |
| Kent County Delaware | 2 | $ 426,000 | $ 213,000 | $ 68,000 |
| Escambia County Florida | 2 | $ 321,000 | $ 160,000 | $ 70,000 |
| St. Lucie County Florida | 2 | $ 247,000 | $ 123,000 | $ 39,000 |
| Cobb County Georgia | 2 | $ 198,000 | $ 99,000 | $ 76,000 |
| DeKalb County Illinois | 2 | $ 467,000 | $ 233,000 | $ 81,000 |
| Carroll County Maryland | 2 | $ 265,000 | $ 132,000 | $ 42,000 |
| Middlesex County Massachusetts | 2 | $ 880,000 | $ 440,000 | $ 49,000 |
| Clark County Nevada | 2 | $ 603,000 | $ 301,000 | $ 100,000 |
| Camden County New Jersey | 2 | $ 370,000 | $ 185,000 | $ 58,000 |
| Cape May County New Jersey | 2 | $ 830,000 | $ 415,000 | $ 239,000 |
| Gloucester County New Jersey | 2 | $ 402,000 | $ 201,000 | $ 78,000 |
| Warren County New Jersey | 2 | $ 208,000 | $ 104,000 | $ 45,000 |
| Chenango County New York | 2 | $ 180,000 | $ 90,000 | $ 39,000 |
| Columbia County New York | 2 | $ 422,000 | $ 211,000 | $ 113,000 |
| Essex County New York | 2 | $ 233,000 | $ 116,000 | $ 61,000 |
| Niagara County New York | 2 | $ 233,000 | $ 116,000 | $ 71,000 |
| Oneida County New York | 2 | $ 224,000 | $ 112,000 | $ 51,000 |
| Oswego County New York | 2 | $ 242,000 | $ 121,000 | $ 69,000 |
| Gaston County North Carolina | 2 | $ 231,000 | $ 115,000 | $ 61,000 |
| Harnett County North Carolina | 2 | $ 335,000 | $ 167,000 | $ 80,000 |
| New Hanover County North Carolina | 2 | $ 262,000 | $ 131,000 | $ 40,000 |
| Orange County North Carolina | 2 | $ 474,000 | $ 237,000 | $ 81,000 |
| Union County North Carolina | 2 | $ 249,000 | $ 124,000 | $ 48,000 |
| Tulsa County Oklahoma | 2 | $ 369,000 | $ 184,000 | $ 59,000 |
| Beaver County Pennsylvania | 2 | $ 381,000 | $ 190,000 | $ 79,000 |
| Delaware County Pennsylvania | 2 | $ 366,000 | $ 183,000 | $ 83,000 |
| Lancaster County Pennsylvania | 2 | $ 528,000 | $ 264,000 | $ 82,000 |
| Lehigh County Pennsylvania | 2 | $ 525,000 | $ 262,000 | $ 165,000 |
| Pike County Pennsylvania | 2 | $ 415,000 | $ 207,000 | $ 53,000 |
| Wayne County Pennsylvania | 2 | $ 258,000 | $ 129,000 | $ 62,000 |
| Providence County Rhode Island | 2 | $ 437,000 | $ 218,000 | $ 81,000 |
| Anderson County South Carolina | 2 | $ 232,000 | $ 116,000 | $ 48,000 |
| Darlington County South Carolina | 2 | $ 295,000 | $ 147,000 | $ 89,000 |
| Dorchester County South Carolina | 2 | $ 393,000 | $ 196,000 | $ 73,000 |
| York County South Carolina | 2 | $ 318,000 | $ 159,000 | $ 55,000 |
| Bedford County Tennessee | 2 | $ 272,000 | $ 136,000 | $ 49,000 |
| Sumner County Tennessee | 2 | $ 357,000 | $ 178,000 | $ 57,000 |
| Tipton County Tennessee | 2 | $ 357,000 | $ 178,000 | $ 60,000 |
| Denton County Texas | 2 | $ 447,000 | $ 223,000 | $ 100,000 |
| Montgomery County Texas | 2 | $ 702,000 | $ 351,000 | $ 113,000 |
| Virginia Beach County Virginia | 2 | $ 430,000 | $ 215,000 | $ 110,000 |
| Mendocino County California | 1 | $ 256,000 | $ 256,000 | $ 51,000 |
| Monterey County California | 1 | $ 204,000 | $ 204,000 | $ 81,000 |
| Orange County California | 1 | $ 321,000 | $ 321,000 | $ 99,000 |
| Placer County California | 1 | $ 191,000 | $ 191,000 | $ 71,000 |
| San Diego County California | 1 | $ 275,000 | $ 275,000 | $ 84,000 |
| San Francisco County California | 1 | $ 397,000 | $ 397,000 | $ 62,000 |
| San Mateo County California | 1 | $ 384,000 | $ 384,000 | $ 132,000 |
| Santa Barbara County California | 1 | $ 709,000 | $ 709,000 | $ 152,000 |
| Denver County Colorado | 1 | $ 312,000 | $ 312,000 | $ 75,000 |
| Eagle County Colorado | 1 | $ 1,500,000 | $ 1,500,000 | $ 448,000 |
| El Paso County Colorado | 1 | $ 293,000 | $ 293,000 | $ 100,000 |
| Jefferson County Colorado | 1 | $ 239,000 | $ 239,000 | $ 108,000 |
| Las Animas County Colorado | 1 | $ 158,000 | $ 158,000 | $ 87,000 |
| Morgan County Colorado | 1 | $ 184,000 | $ 184,000 | $ 41,000 |
| Pueblo County Colorado | 1 | $ 158,000 | $ 158,000 | $ 54,000 |
| Weld County Colorado | 1 | $ 69,000 | $ 69,000 | $ 32,000 |
| New Castle County Delaware | 1 | $ 246,000 | $ 246,000 | $ 59,000 |
| Columbia County Florida | 1 | $ 154,000 | $ 154,000 | $ 76,000 |
| Indian River County Florida | 1 | $ 300,000 | $ 300,000 | $ 90,000 |
| Jackson County Florida | 1 | $ 213,000 | $ 213,000 | $ 56,000 |
| Leon County Florida | 1 | $ 156,000 | $ 156,000 | $ 42,000 |
| Manatee County Florida | 1 | $ 235,000 | $ 235,000 | $ 77,000 |
| Monroe County Florida | 1 | $ 168,000 | $ 168,000 | $ 42,000 |
| Okaloosa County Florida | 1 | $ 125,000 | $ 125,000 | $ 30,000 |
| Pasco County Florida | 1 | $ 185,000 | $ 185,000 | $ 64,000 |
| Putnam County Florida | 1 | $ 102,000 | $ 102,000 | $ 21,000 |
| Sarasota County Florida | 1 | $ 83,000 | $ 83,000 | $ 106,000 |
| St. Johns County Florida | 1 | $ 181,000 | $ 181,000 | $ 50,000 |
| Champaign County Illinois | 1 | $ 130,000 | $ 130,000 | $ 43,000 |
| Edgar County Illinois | 1 | $ 113,000 | $ 113,000 | $ 83,000 |
| Jackson County Illinois | 1 | $ 268,000 | $ 268,000 | $ 176,000 |
| Kankakee County Illinois | 1 | $ 170,000 | $ 170,000 | $ 102,000 |
| Kendall County Illinois | 1 | $ 154,000 | $ 154,000 | $ 57,000 |
| LaSalle County Illinois | 1 | $ 124,000 | $ 124,000 | $ 45,000 |
| Peoria County Illinois | 1 | $ 213,000 | $ 213,000 | $ 76,000 |
| Rock Island County Illinois | 1 | $ 54,000 | $ 54,000 | $ 42,000 |
| Vermilion County Illinois | 1 | $ 114,000 | $ 114,000 | $ 48,000 |
| Winnebago County Illinois | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Hendricks County Indiana | 1 | $ 123,000 | $ 123,000 | $ 38,000 |
| Polk County Iowa | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Pottawattamie County Iowa | 1 | $ 146,000 | $ 146,000 | $ 54,000 |
| Union County Iowa | 1 | $ 298,000 | $ 298,000 | $ 70,000 |
| Washington County Iowa | 1 | $ 71,000 | $ 71,000 | $ 23,000 |
| Penobscot County Maine | 1 | $ 102,000 | $ 102,000 | $ 82,000 |
| Somerset County Maine | 1 | $ 148,000 | $ 148,000 | $ 77,000 |
| Waldo County Maine | 1 | $ 204,000 | $ 204,000 | $ 64,000 |
| Washington County Maine | 1 | $ 81,000 | $ 81,000 | $ 23,000 |
| York County Maine | 1 | $ 222,000 | $ 222,000 | $ 70,000 |
| Charles County Maryland | 1 | $ 333,000 | $ 333,000 | $ 74,000 |
| Howard County Maryland | 1 | $ 338,000 | $ 338,000 | $ 60,000 |
| Washington County Maryland | 1 | $ 291,000 | $ 291,000 | $ 66,000 |
| Essex County Massachusetts | 1 | $ 261,000 | $ 261,000 | $ 60,000 |
| Worcester County Massachusetts | 1 | $ 265,000 | $ 265,000 | $ 76,000 |
| Genesee County Michigan | 1 | $ 101,000 | $ 101,000 | $ 30,000 |
| Callaway County Missouri | 1 | $ 264,000 | $ 264,000 | $ 124,000 |
| Cape Girardeau County Missouri | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| Cass County Missouri | 1 | $ 122,000 | $ 122,000 | $ 50,000 |
| Clay County Missouri | 1 | $ 190,000 | $ 190,000 | $ 50,000 |
| Cole County Missouri | 1 | $ 118,000 | $ 118,000 | $ 32,000 |
| Jackson County Missouri | 1 | $ 86,000 | $ 86,000 | $ 57,000 |
| Mercer County Missouri | 1 | $ 107,000 | $ 107,000 | $ 35,000 |
| Pettis County Missouri | 1 | $ 170,000 | $ 170,000 | $ 49,000 |
| Randolph County Missouri | 1 | $ 188,000 | $ 188,000 | $ 52,000 |
| Ripley County Missouri | 1 | $ 106,000 | $ 106,000 | $ 27,000 |
| Mineral County Montana | 1 | $ 225,000 | $ 225,000 | $ 116,000 |
| Park County Montana | 1 | $ 315,000 | $ 315,000 | $ 114,000 |
| Ravalli County Montana | 1 | $ 191,000 | $ 191,000 | $ 40,000 |
| Yellowstone County Montana | 1 | $ 177,000 | $ 177,000 | $ 117,000 |
| Hunterdon County New Jersey | 1 | $ 400,000 | $ 400,000 | $ 102,000 |
| Chautauqua County New York | 1 | $ 126,000 | $ 126,000 | $ 44,000 |
| Cortland County New York | 1 | $ 102,000 | $ 102,000 | $ 52,000 |
| Delaware County New York | 1 | $ 126,000 | $ 126,000 | $ 138,000 |
| Fulton County New York | 1 | $ 94,000 | $ 94,000 | $ 64,000 |
| Greene County New York | 1 | $ 125,000 | $ 125,000 | $ 129,000 |
| Livingston County New York | 1 | $ 81,000 | $ 81,000 | $ 21,000 |
| Orleans County New York | 1 | $ 90,000 | $ 90,000 | $ 41,000 |
| Otsego County New York | 1 | $ 135,000 | $ 135,000 | $ 49,000 |
| Seneca County New York | 1 | $ 174,000 | $ 174,000 | $ 58,000 |
| St. Lawrence County New York | 1 | $ 138,000 | $ 138,000 | $ 88,000 |
| Tioga County New York | 1 | $ 113,000 | $ 113,000 | $ 31,000 |
| Alamance County North Carolina | 1 | $ 114,000 | $ 114,000 | $ 47,000 |
| Buncombe County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 33,000 |
| Caldwell County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 34,000 |
| Carteret County North Carolina | 1 | $ 157,000 | $ 157,000 | $ 84,000 |
| Chatham County North Carolina | 1 | $ 123,000 | $ 123,000 | $ 45,000 |
| Columbus County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 45,000 |
| Davie County North Carolina | 1 | $ 111,000 | $ 111,000 | $ 55,000 |
| Franklin County North Carolina | 1 | $ 188,000 | $ 188,000 | $ 125,000 |
| Halifax County North Carolina | 1 | $ 91,000 | $ 91,000 | $ 37,000 |
| Johnston County North Carolina | 1 | $ 184,000 | $ 184,000 | $ 63,000 |
| Nash County North Carolina | 1 | $ 163,000 | $ 163,000 | $ 58,000 |
| Rowan County North Carolina | 1 | $ 86,000 | $ 86,000 | $ 37,000 |
| Surry County North Carolina | 1 | $ 99,000 | $ 99,000 | $ 27,000 |
| Wayne County North Carolina | 1 | $ 154,000 | $ 154,000 | $ 42,000 |
| Fairfield County Ohio | 1 | $ 186,000 | $ 186,000 | $ 168,000 |
| Trumbull County Ohio | 1 | $ 104,000 | $ 104,000 | $ 62,000 |
| Lincoln County Oklahoma | 1 | $ 136,000 | $ 136,000 | $ 41,000 |
| Oklahoma County Oklahoma | 1 | $ 190,000 | $ 190,000 | $ 73,000 |
| Pontotoc County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Berks County Pennsylvania | 1 | $ 143,000 | $ 143,000 | $ 48,000 |
| Cambria County Pennsylvania | 1 | $ 104,000 | $ 104,000 | $ 73,000 |
| Carbon County Pennsylvania | 1 | $ 188,000 | $ 188,000 | $ 67,000 |
| Chester County Pennsylvania | 1 | $ 320,000 | $ 320,000 | $ 65,000 |
| Columbia County Pennsylvania | 1 | $ 152,000 | $ 152,000 | $ 67,000 |
| Dauphin County Pennsylvania | 1 | $ 220,000 | $ 220,000 | $ 88,000 |
| Erie County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Lackawanna County Pennsylvania | 1 | $ 198,000 | $ 198,000 | $ 79,000 |
| Susquehanna County Pennsylvania | 1 | $ 355,000 | $ 355,000 | $ 70,000 |
| Washington County Pennsylvania | 1 | $ 266,000 | $ 266,000 | $ 74,000 |
| Westmoreland County Pennsylvania | 1 | $ 132,000 | $ 132,000 | $ 41,000 |
| York County Pennsylvania | 1 | $ 151,000 | $ 151,000 | $ 63,000 |
| Washington County Rhode Island | 1 | $ 303,000 | $ 303,000 | $ 154,000 |
| Barnwell County South Carolina | 1 | $ 179,000 | $ 179,000 | $ 117,000 |
| Beaufort County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 329,000 |
| Edgefield County South Carolina | 1 | $ 169,000 | $ 169,000 | $ 80,000 |
| Oconee County South Carolina | 1 | $ 126,000 | $ 126,000 | $ 68,000 |
| Orangeburg County South Carolina | 1 | $ 91,000 | $ 91,000 | $ 27,000 |
| Pickens County South Carolina | 1 | $ 124,000 | $ 124,000 | $ 92,000 |
| Spartanburg County South Carolina | 1 | $ 389,000 | $ 389,000 | $ 82,000 |
| Blount County Tennessee | 1 | $ 136,000 | $ 136,000 | $ 70,000 |
| Bradley County Tennessee | 1 | $ 274,000 | $ 274,000 | $ 66,000 |
| Carter County Tennessee | 1 | $ 53,000 | $ 53,000 | $ 19,000 |
| Chester County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 33,000 |
| Dyer County Tennessee | 1 | $ 149,000 | $ 149,000 | $ 58,000 |
| Haywood County Tennessee | 1 | $ 97,000 | $ 97,000 | $ 30,000 |
| Knox County Tennessee | 1 | $ 87,000 | $ 87,000 | $ 23,000 |
| Lauderdale County Tennessee | 1 | $ 88,000 | $ 88,000 | $ 39,000 |
| Marion County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 43,000 |
| Maury County Tennessee | 1 | $ 211,000 | $ 211,000 | $ 42,000 |
| Monroe County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 31,000 |
| Montgomery County Tennessee | 1 | $ 138,000 | $ 138,000 | $ 45,000 |
| Rhea County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Weakley County Tennessee | 1 | $ 141,000 | $ 141,000 | $ 85,000 |
| Wilson County Tennessee | 1 | $ 259,000 | $ 259,000 | $ 87,000 |
| Cameron County Texas | 1 | $ 74,000 | $ 74,000 | $ 18,000 |
| Collin County Texas | 1 | $ 103,000 | $ 103,000 | $ 52,000 |
| Colorado County Texas | 1 | $ 172,000 | $ 172,000 | $ 89,000 |
| El Paso County Texas | 1 | $ 196,000 | $ 196,000 | $ 72,000 |
| Galveston County Texas | 1 | $ 174,000 | $ 174,000 | $ 60,000 |
| Gregg County Texas | 1 | $ 82,000 | $ 82,000 | $ 42,000 |
| Jefferson County Texas | 1 | $ 103,000 | $ 103,000 | $ 40,000 |
| Kaufman County Texas | 1 | $ 157,000 | $ 157,000 | $ 107,000 |
| Leon County Texas | 1 | $ 120,000 | $ 120,000 | $ 107,000 |
| Orange County Texas | 1 | $ 94,000 | $ 94,000 | $ 55,000 |
| Williamson County Texas | 1 | $ 146,000 | $ 146,000 | $ 61,000 |
| Chittenden County Vermont | 1 | $ 200,000 | $ 200,000 | $ 188,000 |
| Franklin County Vermont | 1 | $ 249,000 | $ 249,000 | $ 59,000 |
| Windham County Vermont | 1 | $ 358,000 | $ 358,000 | $ 159,000 |
| Richmond City County Virginia | 1 | $ 133,000 | $ 133,000 | $ 66,000 |
| Roanoke City County Virginia | 1 | $ 168,000 | $ 168,000 | $ 28,000 |
| Suffolk County Virginia | 1 | $ 142,000 | $ 142,000 | $ 96,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,202 | $654,482,000 | $297,000 | $2,000,000 | $104,000 | $1,260,000 |
| Refinancing | 1,270 | $348,126,000 | $274,000 | $1,299,000 | $91,000 | $844,000 |
| Home Improvement | 1 | $172,000 | $172,000 | $172,000 | $40,000 | $40,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,011 | $583,888,000 | $290,000 | $2,000,000 | $108,000 | $1,260,000 |
| Black or African American | 655 | $183,897,000 | $280,000 | $1,081,000 | $84,000 | $413,000 |
| Hispanic | 418 | $125,692,000 | $300,000 | $975,000 | $91,000 | $473,000 |
| Not Provided | 291 | $74,795,000 | $257,000 | $740,000 | $84,000 | $552,000 |
| Asian | 81 | $29,877,000 | $368,000 | $706,000 | $115,000 | $305,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $3,044,000 | $304,000 | $742,000 | $95,000 | $240,000 |
| American Indian or Alaskan Native | 7 | $1,587,000 | $226,000 | $385,000 | $68,000 | $96,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 2,044 | $577,943,000 | $282,000 | $1,299,000 | $88,000 | $650,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,410 | $419,315,000 | $297,000 | $2,000,000 | $117,000 | $1,260,000 |
| VA-guaranteed (Veterans Administration) | 18 | $5,353,000 | $297,000 | $447,000 | $93,000 | $139,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $169,000 | $169,000 | $169,000 | $49,000 | $49,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,055 | $587,014,000 | $285,000 | $1,079,000 | $100,000 | $948,000 |
| Application Withdrawn By Applicant | 899 | $275,540,000 | $306,000 | $2,000,000 | $104,000 | $1,260,000 |
| Application Denied By Financial Institution | 437 | $117,324,000 | $268,000 | $1,700,000 | $86,000 | $882,000 |
| Application Approved But Not Accepted | 51 | $14,152,000 | $277,000 | $730,000 | $101,000 | $259,000 |
| File Closed For Incompleteness | 29 | $8,172,000 | $281,000 | $528,000 | $107,000 | $204,000 |
| Preapproval Approved but not Accepted | 2 | $578,000 | $289,000 | $405,000 | $79,000 | $80,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 61 | $14,983,000 | $245,000 | $738,000 | $86,000 | $393,000 |
| Debt-To-Income Ratio | 59 | $15,221,000 | $257,000 | $685,000 | $70,000 | $291,000 |
| Credit History | 42 | $8,187,000 | $194,000 | $447,000 | $66,000 | $156,000 |
| Unverifiable Information | 28 | $6,912,000 | $246,000 | $441,000 | $92,000 | $223,000 |
| Other | 21 | $5,594,000 | $266,000 | $518,000 | $98,000 | $237,000 |
| Employment History | 20 | $4,972,000 | $248,000 | $481,000 | $79,000 | $198,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $2,418,000 | $403,000 | $553,000 | $105,000 | $147,000 |
| Mortgage Insurance Denied | 5 | $1,266,000 | $253,000 | $342,000 | $87,000 | $124,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Continental Home Loans Inc.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Continental Home Loans Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.