Cnb Bank And Trust, N.A.
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for Cnb Bank And Trust, N.A..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Cnb Bank And Trust, N.A. 450 W. Side Square Carlinville, IL 62626 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,048 |
| Total Mortgage Loan Application Amount | $175,420,000 |
| Average Mortgage Loan Application Amount | $138,400 |
| Highest Mortgage Loan Application Amount | $10,865,000 |
| Average Applicant Income | $82,000 |
| Highest Applicant Income | $803,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Morgan County Illinois | 183 | $ 17,995,000 | $ 98,000 | $ 81,000 |
| Macoupin County Illinois | 172 | $ 19,610,000 | $ 114,000 | $ 77,000 |
| Madison County Illinois | 148 | $ 26,150,000 | $ 176,000 | $ 95,000 |
| Christian County Illinois | 78 | $ 9,730,000 | $ 124,000 | $ 76,000 |
| Jersey County Illinois | 75 | $ 8,315,000 | $ 110,000 | $ 69,000 |
| Montgomery County Illinois | 66 | $ 7,470,000 | $ 113,000 | $ 79,000 |
| Cook County Illinois | 51 | $ 34,015,000 | $ 666,000 | $ 109,000 |
| Greene County Illinois | 35 | $ 3,775,000 | $ 107,000 | $ 70,000 |
| Sangamon County Illinois | 34 | $ 5,470,000 | $ 160,000 | $ 100,000 |
| Pike County Illinois | 29 | $ 3,065,000 | $ 105,000 | $ 90,000 |
| St. Louis County Missouri | 25 | $ 6,125,000 | $ 245,000 | $ 87,000 |
| St. Louis City County Missouri | 21 | $ 8,205,000 | $ 390,000 | $ 126,000 |
| Will County Illinois | 18 | $ 4,400,000 | $ 244,000 | $ 160,000 |
| Scott County Illinois | 15 | $ 1,225,000 | $ 81,000 | $ 62,000 |
| Cass County Illinois | 7 | $ 685,000 | $ 97,000 | $ 48,000 |
| St. Charles County Missouri | 7 | $ 1,305,000 | $ 186,000 | $ 116,000 |
| Bond County Illinois | 5 | $ 675,000 | $ 135,000 | $ 74,000 |
| Macon County Illinois | 5 | $ 535,000 | $ 107,000 | $ 77,000 |
| Camden County Missouri | 5 | $ 905,000 | $ 181,000 | $ 88,000 |
| Lee County Florida | 3 | $ 1,025,000 | $ 341,000 | $ 131,000 |
| Brown County Illinois | 3 | $ 375,000 | $ 125,000 | $ 81,000 |
| McLean County Illinois | 3 | $ 515,000 | $ 171,000 | $ 204,000 |
| Monroe County Illinois | 3 | $ 505,000 | $ 168,000 | $ 93,000 |
| Mason County Michigan | 3 | $ 1,155,000 | $ 385,000 | $ 120,000 |
| Jefferson County Missouri | 3 | $ 565,000 | $ 188,000 | $ 165,000 |
| Collier County Florida | 2 | $ 1,010,000 | $ 505,000 | $ 270,000 |
| Pasco County Florida | 2 | $ 1,090,000 | $ 545,000 | $ 259,000 |
| Pinellas County Florida | 2 | $ 300,000 | $ 150,000 | $ 71,000 |
| Adams County Illinois | 2 | $ 390,000 | $ 195,000 | $ 101,000 |
| Fayette County Illinois | 2 | $ 290,000 | $ 145,000 | $ 71,000 |
| Logan County Illinois | 2 | $ 100,000 | $ 50,000 | $ 54,000 |
| McHenry County Illinois | 2 | $ 560,000 | $ 280,000 | $ 128,000 |
| Shelby County Illinois | 2 | $ 540,000 | $ 270,000 | $ 140,000 |
| St. Clair County Illinois | 2 | $ 1,070,000 | $ 535,000 | $ 45,000 |
| Williamson County Illinois | 2 | $ 290,000 | $ 145,000 | $ 55,000 |
| Porter County Indiana | 2 | $ 270,000 | $ 135,000 | $ 45,000 |
| Allegan County Michigan | 2 | $ 310,000 | $ 155,000 | $ 169,000 |
| Baldwin County Alabama | 1 | $ 255,000 | $ 255,000 | $ 92,000 |
| Marion County Florida | 1 | $ 155,000 | $ 155,000 | $ 101,000 |
| Sarasota County Florida | 1 | $ 135,000 | $ 135,000 | $ 112,000 |
| Calhoun County Illinois | 1 | $ 125,000 | $ 125,000 | $ 144,000 |
| Clinton County Illinois | 1 | $ 205,000 | $ 205,000 | $ 106,000 |
| De Witt County Illinois | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| DuPage County Illinois | 1 | $ 155,000 | $ 155,000 | $ 109,000 |
| Grundy County Illinois | 1 | $ 215,000 | $ 215,000 | $ 82,000 |
| Johnson County Illinois | 1 | $ 35,000 | $ 35,000 | $ 145,000 |
| Kane County Illinois | 1 | $ 205,000 | $ 205,000 | $ 126,000 |
| Kankakee County Illinois | 1 | $ 205,000 | $ 205,000 | $ 52,000 |
| Moultrie County Illinois | 1 | $ 95,000 | $ 95,000 | $ 80,000 |
| Piatt County Illinois | 1 | $ 175,000 | $ 175,000 | $ 69,000 |
| Tazewell County Illinois | 1 | $ 185,000 | $ 185,000 | $ 134,000 |
| Lake County Indiana | 1 | $ 95,000 | $ 95,000 | $ 276,000 |
| Benton County Iowa | 1 | $ 275,000 | $ 275,000 | $ 143,000 |
| Lafayette County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 38,000 |
| Berrien County Michigan | 1 | $ 335,000 | $ 335,000 | $ 169,000 |
| Hennepin County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 113,000 |
| Cape Girardeau County Missouri | 1 | $ 245,000 | $ 245,000 | $ 128,000 |
| Crawford County Missouri | 1 | $ 485,000 | $ 485,000 | $ 803,000 |
| Lincoln County Missouri | 1 | $ 205,000 | $ 205,000 | $ 112,000 |
| Shelby County Missouri | 1 | $ 85,000 | $ 85,000 | $ 100,000 |
| Taney County Missouri | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| Cleveland County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 130,000 |
| Williamson County Tennessee | 1 | $ 395,000 | $ 395,000 | $ 66,000 |
| Williamsburg County Virginia | 1 | $ 375,000 | $ 375,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Cnb Bank And Trust, N.A. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 475 | $93,125,000 | $196,000 | $10,865,000 | $88,000 | $803,000 |
| Refinancing | 286 | $44,000,000 | $153,000 | $3,895,000 | $85,000 | $390,000 |
| Cash-out Refinancing | 216 | $30,990,000 | $143,000 | $415,000 | $91,000 | $386,000 |
| Home Improvement | 38 | $4,900,000 | $128,000 | $1,925,000 | $79,000 | $215,000 |
| Other Purpose | 33 | $2,405,000 | $72,000 | $255,000 | $67,000 | $230,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 872 | $111,440,000 | $127,000 | $705,000 | $85,000 | $803,000 |
| Not applicable | 94 | $48,750,000 | $518,000 | $10,865,000 | $0 | $0 |
| Not Provided | 54 | $10,040,000 | $185,000 | $565,000 | $97,000 | $293,000 |
| Black or African American | 10 | $1,170,000 | $117,000 | $305,000 | $156,000 | $495,000 |
| Asian | 8 | $2,380,000 | $297,000 | $545,000 | $141,000 | $328,000 |
| Hispanic | 6 | $800,000 | $133,000 | $245,000 | $102,000 | $163,000 |
| American Indian or Alaskan Native | 2 | $460,000 | $230,000 | $285,000 | $96,000 | $142,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,007 | $171,785,000 | $170,000 | $10,865,000 | $88,000 | $803,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 41 | $3,635,000 | $88,000 | $195,000 | $47,000 | $110,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 783 | $139,555,000 | $178,000 | $10,865,000 | $88,000 | $803,000 |
| Application Denied By Financial Institution | 170 | $20,580,000 | $121,000 | $475,000 | $70,000 | $215,000 |
| Application Withdrawn By Applicant | 80 | $13,550,000 | $169,000 | $565,000 | $109,000 | $494,000 |
| Application Approved But Not Accepted | 7 | $1,045,000 | $149,000 | $305,000 | $125,000 | $276,000 |
| File Closed For Incompleteness | 6 | $610,000 | $101,000 | $145,000 | $69,000 | $83,000 |
| Loan Purchased By The Institution | 2 | $80,000 | $40,000 | $55,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 878 | $154,840,000 | $176,000 | $10,865,000 | $91,000 | $803,000 |
| Debt-To-Income Ratio | 76 | $10,650,000 | $140,000 | $385,000 | $57,000 | $215,000 |
| Credit History | 46 | $4,250,000 | $92,000 | $275,000 | $74,000 | $189,000 |
| Other | 21 | $2,395,000 | $114,000 | $365,000 | $71,000 | $144,000 |
| Collateral | 15 | $1,415,000 | $94,000 | $175,000 | $83,000 | $185,000 |
| Credit Application Incomplete | 5 | $1,165,000 | $233,000 | $475,000 | $120,000 | $170,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $430,000 | $107,000 | $185,000 | $103,000 | $208,000 |
| Employment History | 2 | $120,000 | $60,000 | $75,000 | $60,000 | $78,000 |
| Unverifiable Information | 1 | $155,000 | $155,000 | $155,000 | $190,000 | $190,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.