Countrywide Kb Home Loans Mortgage Lending & HMDA Data, 2006

In 2006, Countrywide Kb Home Loans of Los Angeles, CA reported 42,254 mortgage applications totaling $7.9 billion. The average application was for $187,261, and applicants reported an average income of $87,007. 51% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Houston-Sugar Land-Baytown, TX (4,626), Las Vegas-Paradise, NV (4,245) and San Antonio, TX (3,544) (applications in parentheses).

Mortgage Company & Address Countrywide Kb Home Loans
10990 Wilshire Blvd. 7th Flr
Los Angeles, CA 90024
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  
Total Number of Mortgage Applications 42,254
Total Mortgage Loan Application Amount $7,912,539,000
Average Mortgage Loan Application Amount $187,261
Highest Mortgage Loan Application Amount $1,468,000
Average Applicant Income $87,007
Highest Applicant Income $3,480,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Countrywide Kb Home Loans filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Countrywide Kb Home Loans by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Clark, Nevada 4,245 $ 1,050,125,000 $ 247,379 $ 102,000
Harris, Texas 4,154 $ 352,193,000 $ 84,784 $ 72,000
Bexar, Texas 3,269 $ 329,724,000 $ 100,863 $ 69,000
Maricopa, Arizona 2,127 $ 388,536,000 $ 182,668 $ 79,000
Riverside, California 1,943 $ 675,301,000 $ 347,555 $ 136,000
Pima, Arizona 1,320 $ 259,946,000 $ 196,928 $ 96,000
Dallas, Texas 1,206 $ 117,308,000 $ 97,270 $ 59,000
Los Angeles, California 1,101 $ 352,703,000 $ 320,347 $ 121,000
Wake, North Carolina 1,091 $ 153,310,000 $ 140,522 $ 78,000
Orange, Florida 1,071 $ 293,116,000 $ 273,684 $ 90,000
San Bernardino, California 1,061 $ 343,119,000 $ 323,392 $ 127,000
Travis, Texas 920 $ 95,005,000 $ 103,266 $ 72,000
Osceola, Florida 798 $ 173,354,000 $ 217,235 $ 89,000
Mecklenburg, North Carolina 757 $ 102,589,000 $ 135,520 $ 72,000
Williamson, Texas 750 $ 87,030,000 $ 116,040 $ 78,000
Duval, Florida 704 $ 121,675,000 $ 172,833 $ 75,000
Tarrant, Texas 675 $ 71,494,000 $ 105,917 $ 69,000
Hillsborough, Florida 603 $ 110,583,000 $ 183,388 $ 73,000
Sacramento, California 494 $ 119,881,000 $ 242,674 $ 97,000
Pinal, Arizona 450 $ 77,552,000 $ 172,337 $ 78,000
Contra Costa, California 427 $ 194,060,000 $ 454,473 $ 155,000
Santa Clara, California 423 $ 209,548,000 $ 495,385 $ 160,000
Pasco, Florida 403 $ 83,614,000 $ 207,478 $ 77,000
Montgomery, Texas 394 $ 35,463,000 $ 90,007 $ 62,000
Fulton, Georgia 383 $ 54,452,000 $ 142,172 $ 77,000
Denver, Colorado 377 $ 54,900,000 $ 145,623 $ 84,000
St. Johns, Florida 368 $ 74,275,000 $ 201,834 $ 75,000
Hidalgo, Texas 347 $ 29,479,000 $ 84,953 $ 73,000
Lee, Florida 287 $ 63,251,000 $ 220,386 $ 75,000
Cherokee, Georgia 283 $ 29,663,000 $ 104,816 $ 62,000
Arapahoe, Colorado 273 $ 39,490,000 $ 144,652 $ 77,000
Gwinnett, Georgia 270 $ 38,356,000 $ 142,059 $ 74,000
Douglas, Colorado 267 $ 33,648,000 $ 126,022 $ 63,000
Collin, Texas 260 $ 26,953,000 $ 103,665 $ 71,000
San Joaquin, California 256 $ 87,457,000 $ 341,628 $ 122,000
Yolo, California 255 $ 79,912,000 $ 313,380 $ 104,000
Polk, Florida 254 $ 54,472,000 $ 214,456 $ 97,000
Bernalillo, New Mexico 254 $ 34,850,000 $ 137,204 $ 77,000
Hays, Texas 247 $ 23,096,000 $ 93,506 $ 63,000
Adams, Colorado 245 $ 36,266,000 $ 148,024 $ 79,000
Durham, North Carolina 239 $ 31,689,000 $ 132,589 $ 71,000
Sutter, California 238 $ 50,898,000 $ 213,857 $ 98,000
Paulding, Georgia 221 $ 27,213,000 $ 123,135 $ 59,000
Kern, California 220 $ 54,246,000 $ 246,572 $ 91,000
Nassau, Florida 220 $ 38,401,000 $ 174,550 $ 72,000
Marion, Indiana 216 $ 25,581,000 $ 118,430 $ 53,000
Lake, Florida 213 $ 55,795,000 $ 261,948 $ 74,000
St. Lucie, Florida 211 $ 41,626,000 $ 197,279 $ 88,000
Volusia, Florida 209 $ 50,634,000 $ 242,267 $ 106,000
San Diego, California 197 $ 86,391,000 $ 438,532 $ 147,000
Weld, Colorado 196 $ 21,835,000 $ 111,403 $ 59,000
Fresno, California 191 $ 48,820,000 $ 255,602 $ 91,000
Charlotte, Florida 191 $ 40,549,000 $ 212,298 $ 118,000
Hendricks, Indiana 157 $ 18,996,000 $ 120,993 $ 60,000
Flagler, Florida 151 $ 29,459,000 $ 195,092 $ 125,000
Union, North Carolina 150 $ 19,426,000 $ 129,506 $ 72,000
Sandoval, New Mexico 149 $ 26,305,000 $ 176,543 $ 89,000
Bell, Texas 142 $ 17,741,000 $ 124,936 $ 71,000
Yuba, California 140 $ 32,374,000 $ 231,242 $ 104,000
Indian River, Florida 139 $ 29,601,000 $ 212,956 $ 90,000
Brevard, Florida 131 $ 22,909,000 $ 174,877 $ 90,000
Kendall, Texas 128 $ 11,272,000 $ 88,062 $ 82,000
Douglas, Georgia 114 $ 15,450,000 $ 135,526 $ 64,000
Forsyth, Georgia 111 $ 13,692,000 $ 123,351 $ 75,000
Jefferson, Colorado 110 $ 19,838,000 $ 180,345 $ 90,000
Denton, Texas 110 $ 11,326,000 $ 102,963 $ 84,000
Guadalupe, Texas 110 $ 13,498,000 $ 122,709 $ 85,000
Richland, South Carolina 96 $ 13,271,000 $ 138,239 $ 63,000
Merced, California 93 $ 34,724,000 $ 373,376 $ 115,000
Cobb, Georgia 81 $ 14,834,000 $ 183,135 $ 74,000
Dorchester, South Carolina 74 $ 10,890,000 $ 147,162 $ 77,000
Alameda, California 72 $ 33,866,000 $ 470,361 $ 161,000
Charleston, South Carolina 71 $ 10,353,000 $ 145,816 $ 67,000
Lexington, South Carolina 68 $ 11,333,000 $ 166,661 $ 100,000
Spartanburg, South Carolina 68 $ 7,236,000 $ 106,411 $ 65,000
Imperial, California 67 $ 16,109,000 $ 240,432 $ 101,000
Orange, California 67 $ 32,385,000 $ 483,358 $ 157,000
Gaston, North Carolina 67 $ 7,680,000 $ 114,626 $ 62,000
Berkeley, South Carolina 63 $ 9,005,000 $ 142,936 $ 74,000
McHenry, Illinois 60 $ 10,728,000 $ 178,800 $ 69,000
Pinellas, Florida 58 $ 10,194,000 $ 175,758 $ 51,000
Coweta, Georgia 57 $ 8,740,000 $ 153,333 $ 72,000
Beaufort, South Carolina 57 $ 7,069,000 $ 124,017 $ 78,000
Lancaster, South Carolina 57 $ 9,377,000 $ 164,508 $ 79,000
Washoe, Nevada 56 $ 14,934,000 $ 266,678 $ 107,000
Kenosha, Wisconsin 56 $ 11,736,000 $ 209,571 $ 99,000
Kaufman, Texas 53 $ 4,613,000 $ 87,037 $ 58,000
Will, Illinois 51 $ 11,303,000 $ 221,627 $ 82,000
York, South Carolina 50 $ 8,668,000 $ 173,360 $ 89,000
Hamilton, Indiana 48 $ 7,855,000 $ 163,645 $ 79,000
Fort Bend, Texas 48 $ 5,012,000 $ 104,416 $ 58,000
Johnson, Indiana 43 $ 4,874,000 $ 113,348 $ 51,000
Greenville, South Carolina 40 $ 5,371,000 $ 134,275 $ 64,000
Johnston, North Carolina 38 $ 4,491,000 $ 118,184 $ 66,000
Morgan, Indiana 37 $ 4,963,000 $ 134,135 $ 61,000
Comal, Texas 37 $ 3,507,000 $ 94,783 $ 66,000
Madera, California 36 $ 10,616,000 $ 294,888 $ 85,000
Iredell, North Carolina 35 $ 5,254,000 $ 150,114 $ 79,000
Bastrop, Texas 34 $ 2,705,000 $ 79,558 $ 68,000
Brazoria, Texas 28 $ 3,024,000 $ 108,000 $ 104,000
Johnson, Texas 27 $ 2,544,000 $ 94,222 $ 65,000
Sarasota, Florida 22 $ 7,559,000 $ 343,590 $ 122,000
Manatee, Florida 20 $ 4,598,000 $ 229,900 $ 78,000
Rockdale, Georgia 18 $ 1,573,000 $ 87,388 $ 53,000
Ellis, Texas 14 $ 1,297,000 $ 92,642 $ 62,000
Anderson, South Carolina 13 $ 1,156,000 $ 88,923 $ 59,000
DeSoto, Florida 10 $ 3,148,000 $ 314,800 $ 92,000
Henry, Georgia 10 $ 1,286,000 $ 128,600 $ 42,000
Larimer, Colorado 9 $ 1,417,000 $ 157,444 $ 65,000
Hancock, Indiana 9 $ 957,000 $ 106,333 $ 62,000
Cook, Illinois 8 $ 2,803,000 $ 350,375 $ 146,000
Prince George's, Maryland 8 $ 2,716,000 $ 339,500 $ 129,000
Miami-Dade, Florida 7 $ 1,149,000 $ 164,142 $ 114,000
Madison, Alabama 6 $ 1,031,000 $ 171,833 $ 61,000
Stanislaus, California 6 $ 2,001,000 $ 333,500 $ 320,000
Seminole, Florida 6 $ 1,267,000 $ 211,166 $ 214,000
Burnet, Texas 6 $ 565,000 $ 94,166 $ 121,000
Salt Lake, Utah 6 $ 1,371,000 $ 228,500 $ 78,000
Utah, Utah 6 $ 988,000 $ 164,666 $ 80,000
Baldwin, Alabama 5 $ 1,240,000 $ 248,000 $ 114,000
Collier, Florida 5 $ 1,215,000 $ 243,000 $ 104,000
Atlantic, New Jersey 5 $ 1,007,000 $ 201,400 $ 121,000
Yavapai, Arizona 4 $ 725,000 $ 181,250 $ 97,000
Placer, California 4 $ 1,350,000 $ 337,500 $ 145,000
Solano, California 4 $ 1,681,000 $ 420,250 $ 153,000
Ventura, California 4 $ 1,266,000 $ 316,500 $ 114,000
Okaloosa, Florida 4 $ 1,018,000 $ 254,500 $ 98,000
Palm Beach, Florida 4 $ 580,000 $ 145,000 $ 95,000
DeKalb, Georgia 4 $ 656,000 $ 164,000 $ 84,000
Orleans, Louisiana 4 $ 1,013,000 $ 253,250 $ 679,000
Onslow, North Carolina 4 $ 1,022,000 $ 255,500 $ 86,000
Williamson, Tennessee 4 $ 560,000 $ 140,000 $ 99,000
Webb, Texas 4 $ 669,000 $ 167,250 $ 46,000
Loudoun, Virginia 4 $ 893,000 $ 223,250 $ 402,000
Prince William, Virginia 4 $ 438,000 $ 109,500 $ 92,000
Snohomish, Washington 4 $ 384,000 $ 96,000 $ 86,000
Broward, Florida 3 $ 652,000 $ 217,333 $ 32,000
Lake, Illinois 3 $ 1,069,000 $ 356,333 $ 196,000
East Baton Rouge, Louisiana 3 $ 386,000 $ 128,666 $ 66,000
Wagoner, Oklahoma 3 $ 963,000 $ 321,000 $ 105,000
Jefferson, Alabama 2 $ 332,000 $ 166,000 $ 52,000
Tulare, California 2 $ 354,000 $ 177,000 $ 97,000
El Paso, Colorado 2 $ 359,000 $ 179,500 $ 55,000
Summit, Colorado 2 $ 270,000 $ 135,000 $ 123,000
Kent, Delaware 2 $ 477,000 $ 238,500 $ 77,000
Clay, Florida 2 $ 536,000 $ 268,000 $ 108,000
Hernando, Florida 2 $ 936,000 $ 468,000 $ 139,000
Troup, Georgia 2 $ 373,000 $ 186,500 $ 66,000
Hawaii, Hawaii 2 $ 344,000 $ 172,000 $ 116,000
Kane, Illinois 2 $ 198,000 $ 99,000 $ 58,000
Wayne, Kentucky 2 $ 319,000 $ 159,500 $ 79,000
Jefferson, Louisiana 2 $ 452,000 $ 226,000 $ 64,000
Howard, Maryland 2 $ 480,000 $ 240,000 $ 46,000
Montgomery, Maryland 2 $ 431,000 $ 215,500 $ 78,000
Wayne, Michigan 2 $ 637,000 $ 318,500 $ 115,000
Scott, Minnesota 2 $ 232,000 $ 116,000 $ 156,000
DeSoto, Mississippi 2 $ 436,000 $ 218,000 $ 162,000
St. Charles, Missouri 2 $ 553,000 $ 276,500 $ 132,000
Cumberland, New Jersey 2 $ 395,000 $ 197,500 $ 133,000
Rowan, North Carolina 2 $ 270,000 $ 135,000 $ 124,000
Butler, Ohio 2 $ 356,000 $ 178,000 $ 29,000
Franklin, Ohio 2 $ 620,000 $ 310,000 $ 63,000
Galveston, Texas 2 $ 194,000 $ 97,000 $ 52,000
Lubbock, Texas 2 $ 390,000 $ 195,000 $ 97,000
Parker, Texas 2 $ 239,000 $ 119,500 $ 58,000
James City, Virginia 2 $ 397,000 $ 198,500 $ 65,000
King, Washington 2 $ 192,000 $ 96,000 $ 53,000
Pierce, Washington 2 $ 442,000 $ 221,000 $ 81,000
Whatcom, Washington 2 $ 360,000 $ 180,000 $ 63,000
Lee, Alabama 1 $ 420,000 $ 420,000 $ 125,000
Mobile, Alabama 1 $ 180,000 $ 180,000 $ 84,000
Anchorage, Alaska 1 $ 58,000 $ 58,000 $ 82,000
Benton, Arkansas 1 $ 565,000 $ 565,000 $ 168,000
Crittenden, Arkansas 1 $ 170,000 $ 170,000 $ 59,000
Pope, Arkansas 1 $ 182,000 $ 182,000 $ 45,000
Washington, Arkansas 1 $ 180,000 $ 180,000 $ 90,000
Marin, California 1 $ 148,000 $ 148,000 $ 51,000
Monterey, California 1 $ 315,000 $ 315,000 $ 112,000
Santa Barbara, California 1 $ 52,000 $ 52,000 $ 84,000
Shasta, California 1 $ 338,000 $ 338,000 $ 126,000
Eagle, Colorado 1 $ 800,000 $ 800,000 $ 192,000
Elbert, Colorado 1 $ 385,000 $ 385,000 $ 206,000
Sussex, Delaware 1 $ 268,000 $ 268,000 $ 120,000
Alachua, Florida 1 $ 232,000 $ 232,000 $ 61,000
Marion, Florida 1 $ 429,000 $ 429,000 $ 234,000
Monroe, Florida 1 $ 176,000 $ 176,000 $ 66,000
Barrow, Georgia 1 $ 40,000 $ 40,000 $ 48,000
Clayton, Georgia 1 $ 124,000 $ 124,000 $ 0
Effingham, Georgia 1 $ 285,000 $ 285,000 $ 84,000
Gordon, Georgia 1 $ 178,000 $ 178,000 $ 56,000
Laurens, Georgia 1 $ 80,000 $ 80,000 $ 53,000
Pike, Georgia 1 $ 222,000 $ 222,000 $ 0
Walton, Georgia 1 $ 187,000 $ 187,000 $ 0
Ada, Idaho 1 $ 270,000 $ 270,000 $ 65,000
Bonneville, Idaho 1 $ 201,000 $ 201,000 $ 54,000
Twin Falls, Idaho 1 $ 328,000 $ 328,000 $ 122,000
DuPage, Illinois 1 $ 282,000 $ 282,000 $ 103,000
Putnam, Indiana 1 $ 25,000 $ 25,000 $ 78,000
Black Hawk, Iowa 1 $ 375,000 $ 375,000 $ 156,000
Worth, Iowa 1 $ 317,000 $ 317,000 $ 95,000
Campbell, Kentucky 1 $ 144,000 $ 144,000 $ 91,000
Grant, Kentucky 1 $ 190,000 $ 190,000 $ 70,000
Jefferson, Kentucky 1 $ 345,000 $ 345,000 $ 74,000
Kenton, Kentucky 1 $ 41,000 $ 41,000 $ 60,000
Meade, Kentucky 1 $ 92,000 $ 92,000 $ 135,000
Rowan, Kentucky 1 $ 494,000 $ 494,000 $ 192,000
St. Tammany, Louisiana 1 $ 203,000 $ 203,000 $ 51,000
Anne Arundel, Maryland 1 $ 68,000 $ 68,000 $ 92,000
Baltimore City, Maryland 1 $ 29,000 $ 29,000 $ 332,000
Calvert, Maryland 1 $ 313,000 $ 313,000 $ 185,000
St. Mary's, Maryland 1 $ 300,000 $ 300,000 $ 101,000
Berkshire, Massachusetts 1 $ 240,000 $ 240,000 $ 0
Oakland, Michigan 1 $ 122,000 $ 122,000 $ 50,000
Beltrami, Minnesota 1 $ 469,000 $ 469,000 $ 196,000
Polk, Minnesota 1 $ 169,000 $ 169,000 $ 69,000
Jackson, Mississippi 1 $ 194,000 $ 194,000 $ 53,000
Lamar, Mississippi 1 $ 123,000 $ 123,000 $ 96,000
Tate, Mississippi 1 $ 65,000 $ 65,000 $ 70,000
Cooper, Missouri 1 $ 183,000 $ 183,000 $ 0
Hickory, Missouri 1 $ 367,000 $ 367,000 $ 98,000
Phelps, Missouri 1 $ 312,000 $ 312,000 $ 144,000
Stone, Missouri 1 $ 49,000 $ 49,000 $ 58,000
McPherson, Nebraska 1 $ 104,000 $ 104,000 $ 111,000
Bergen, New Jersey 1 $ 135,000 $ 135,000 $ 80,000
Burlington, New Jersey 1 $ 60,000 $ 60,000 $ 102,000
Gloucester, New Jersey 1 $ 162,000 $ 162,000 $ 100,000
Mercer, New Jersey 1 $ 93,000 $ 93,000 $ 115,000
Passaic, New Jersey 1 $ 196,000 $ 196,000 $ 103,000
Nassau, New York 1 $ 45,000 $ 45,000 $ 136,000
Sullivan, New York 1 $ 417,000 $ 417,000 $ 108,000
Washington, New York 1 $ 332,000 $ 332,000 $ 110,000
Davidson, North Carolina 1 $ 65,000 $ 65,000 $ 80,000
Guilford, North Carolina 1 $ 177,000 $ 177,000 $ 0
Vance, North Carolina 1 $ 154,000 $ 154,000 $ 94,000
Lake, Ohio 1 $ 115,000 $ 115,000 $ 68,000
Lorain, Ohio 1 $ 309,000 $ 309,000 $ 108,000
Montgomery, Ohio 1 $ 286,000 $ 286,000 $ 95,000
Cherokee, Oklahoma 1 $ 997,000 $ 997,000 $ 390,000
Comanche, Oklahoma 1 $ 114,000 $ 114,000 $ 66,000
Lane, Oregon 1 $ 520,000 $ 520,000 $ 90,000
Berks, Pennsylvania 1 $ 176,000 $ 176,000 $ 50,000
Bucks, Pennsylvania 1 $ 336,000 $ 336,000 $ 240,000
Lehigh, Pennsylvania 1 $ 364,000 $ 364,000 $ 124,000
Monroe, Pennsylvania 1 $ 139,000 $ 139,000 $ 40,000
Montgomery, Pennsylvania 1 $ 169,000 $ 169,000 $ 66,000
Aiken, South Carolina 1 $ 207,000 $ 207,000 $ 46,000
Kershaw, South Carolina 1 $ 68,000 $ 68,000 $ 16,000
Sumter, South Carolina 1 $ 140,000 $ 140,000 $ 70,000
Pennington, South Dakota 1 $ 303,000 $ 303,000 $ 151,000
Anderson, Tennessee 1 $ 123,000 $ 123,000 $ 0
Loudon, Tennessee 1 $ 363,000 $ 363,000 $ 136,000
Sumner, Tennessee 1 $ 246,000 $ 246,000 $ 97,000
Brazos, Texas 1 $ 78,000 $ 78,000 $ 75,000
Cameron, Texas 1 $ 162,000 $ 162,000 $ 42,000
Gonzales, Texas 1 $ 170,000 $ 170,000 $ 62,000
McLennan, Texas 1 $ 234,000 $ 234,000 $ 120,000
Rockwall, Texas 1 $ 221,000 $ 221,000 $ 60,000
Davis, Utah 1 $ 100,000 $ 100,000 $ 55,000
Kane, Utah 1 $ 240,000 $ 240,000 $ 0
Weber, Utah 1 $ 340,000 $ 340,000 $ 123,000
Appomattox, Virginia 1 $ 335,000 $ 335,000 $ 0
Chesterfield, Virginia 1 $ 118,000 $ 118,000 $ 144,000
Fauquier, Virginia 1 $ 356,000 $ 356,000 $ 130,000
King George, Virginia 1 $ 118,000 $ 118,000 $ 68,000
Warren, Virginia 1 $ 392,000 $ 392,000 $ 120,000
Benton, Washington 1 $ 248,000 $ 248,000 $ 91,000
Clark, Washington 1 $ 425,000 $ 425,000 $ 112,000
Spokane, Washington 1 $ 613,000 $ 613,000 $ 216,000
Thurston, Washington 1 $ 182,000 $ 182,000 $ 0
Yakima, Washington 1 $ 374,000 $ 374,000 $ 100,000
Taylor, West Virginia 1 $ 344,000 $ 344,000 $ 0
Brown, Wisconsin 1 $ 24,000 $ 24,000 $ 48,000

Mortgage Loan Application Detail Totals for Countrywide Kb Home Loans in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 42,241 $7,908,829,000 $187,000 $1,468,000 $87,000 $3,480,000
Refinancing 12 $3,670,000 $305,000 $849,000 $116,000 $417,000
Home Improvement 1 $40,000 $40,000 $40,000 $48,000 $48,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 13,612 $2,500,199,000 $183,000 $1,313,000 $93,000 $3,480,000
Not Provided 11,790 $2,270,569,000 $192,000 $1,468,000 $89,000 $1,133,000
Hispanic 9,691 $1,691,332,000 $174,000 $1,200,000 $76,000 $900,000
Black or African American 3,305 $508,094,000 $153,000 $1,291,000 $75,000 $1,251,000
Asian 3,205 $786,583,000 $245,000 $1,200,000 $103,000 $2,960,000
Native Hawaiian or Other Pacific Islander 491 $122,081,000 $248,000 $1,216,000 $108,000 $1,192,000
American Indian or Alaskan Native 160 $33,681,000 $210,000 $1,265,000 $89,000 $374,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 39,241 $7,415,105,000 $188,000 $1,468,000 $89,000 $3,480,000
FHA-insured (Federal Housing Administration) 1,945 $290,124,000 $149,000 $361,000 $58,000 $559,000
VA-guaranteed (Veterans Administration) 1,068 $207,310,000 $194,000 $417,000 $67,000 $199,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 21,449 $3,746,652,000 $174,000 $1,291,000 $90,000 $2,960,000
Application Withdrawn By Applicant 11,423 $2,251,235,000 $197,000 $1,313,000 $85,000 $3,480,000
Application Denied By Financial Institution 6,751 $1,270,177,000 $188,000 $1,468,000 $81,000 $1,966,000
Application Approved But Not Accepted 2,071 $509,516,000 $246,000 $1,100,000 $91,000 $960,000
Preapproval Denied by Financial Institution 317 $48,405,000 $152,000 $684,000 $89,000 $325,000
File Closed For Incompleteness 243 $86,554,000 $356,000 $1,200,000 $122,000 $520,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 1,842 $345,978,000 $187,000 $909,000 $91,000 $1,966,000
Debt-To-Income Ratio 1,633 $329,585,000 $201,000 $1,144,000 $72,000 $804,000
Credit Application Incomplete 1,593 $250,014,000 $156,000 $739,000 $81,000 $1,200,000
Credit History 899 $168,859,000 $187,000 $793,000 $79,000 $1,176,000
Unverifiable Information 440 $85,910,000 $195,000 $1,468,000 $90,000 $804,000
Insufficient Cash (Downpayment, Closing Cost) 388 $82,553,000 $212,000 $750,000 $80,000 $360,000
Employment History 235 $46,590,000 $198,000 $680,000 $84,000 $783,000
Mortgage Insurance Denied 22 $6,138,000 $279,000 $468,000 $30,000 $175,000
Collateral 16 $2,955,000 $184,000 $394,000 $78,000 $240,000

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