Countrywide Kb Home Loans
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Countrywide Kb Home Loans 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Countrywide Kb Home Loans 10990 Wilshire Blvd. 7Th Flr Los Angeles, CA 90024 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 |
| Total Number of Mortgage Applications | 42,254 |
| Total Mortgage Loan Application Amount | $7,912,539,000 |
| Average Mortgage Loan Application Amount | $177,333 |
| Highest Mortgage Loan Application Amount | $1,468,000 |
| Average Applicant Income | $83,666 |
| Highest Applicant Income | $3,480,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Countrywide Kb Home Loans. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Countrywide Kb Home Loans's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Countrywide Kb Home Loans's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Countrywide Kb Home Loans serves its applicants.
Each category highlights the total number of mortgage applications processed by Countrywide Kb Home Loans, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Countrywide Kb Home Loans's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Clark County Nevada | 4,245 | $ 1,050,125,000 | $ 247,000 | $ 102,000 |
| Harris County Texas | 4,154 | $ 352,193,000 | $ 84,000 | $ 72,000 |
| Bexar County Texas | 3,269 | $ 329,724,000 | $ 100,000 | $ 69,000 |
| Maricopa County Arizona | 2,127 | $ 388,536,000 | $ 182,000 | $ 79,000 |
| Riverside County California | 1,943 | $ 675,301,000 | $ 347,000 | $ 136,000 |
| Pima County Arizona | 1,320 | $ 259,946,000 | $ 196,000 | $ 96,000 |
| Dallas County Texas | 1,206 | $ 117,308,000 | $ 97,000 | $ 59,000 |
| Los Angeles County California | 1,101 | $ 352,703,000 | $ 320,000 | $ 121,000 |
| Wake County North Carolina | 1,091 | $ 153,310,000 | $ 140,000 | $ 78,000 |
| Orange County Florida | 1,071 | $ 293,116,000 | $ 273,000 | $ 90,000 |
| San Bernardino County California | 1,061 | $ 343,119,000 | $ 323,000 | $ 127,000 |
| Travis County Texas | 920 | $ 95,005,000 | $ 103,000 | $ 72,000 |
| Osceola County Florida | 798 | $ 173,354,000 | $ 217,000 | $ 89,000 |
| Mecklenburg County North Carolina | 757 | $ 102,589,000 | $ 135,000 | $ 72,000 |
| Williamson County Texas | 750 | $ 87,030,000 | $ 116,000 | $ 78,000 |
| Duval County Florida | 704 | $ 121,675,000 | $ 172,000 | $ 75,000 |
| Tarrant County Texas | 675 | $ 71,494,000 | $ 105,000 | $ 69,000 |
| Hillsborough County Florida | 603 | $ 110,583,000 | $ 183,000 | $ 73,000 |
| Sacramento County California | 494 | $ 119,881,000 | $ 242,000 | $ 97,000 |
| Pinal County Arizona | 450 | $ 77,552,000 | $ 172,000 | $ 78,000 |
| Contra Costa County California | 427 | $ 194,060,000 | $ 454,000 | $ 155,000 |
| Santa Clara County California | 423 | $ 209,548,000 | $ 495,000 | $ 160,000 |
| Pasco County Florida | 403 | $ 83,614,000 | $ 207,000 | $ 77,000 |
| Montgomery County Texas | 394 | $ 35,463,000 | $ 90,000 | $ 62,000 |
| Fulton County Georgia | 383 | $ 54,452,000 | $ 142,000 | $ 77,000 |
| Denver County Colorado | 377 | $ 54,900,000 | $ 145,000 | $ 84,000 |
| St. Johns County Florida | 368 | $ 74,275,000 | $ 201,000 | $ 75,000 |
| Hidalgo County Texas | 347 | $ 29,479,000 | $ 84,000 | $ 73,000 |
| Lee County Florida | 287 | $ 63,251,000 | $ 220,000 | $ 75,000 |
| Cherokee County Georgia | 283 | $ 29,663,000 | $ 104,000 | $ 62,000 |
| Arapahoe County Colorado | 273 | $ 39,490,000 | $ 144,000 | $ 77,000 |
| Gwinnett County Georgia | 270 | $ 38,356,000 | $ 142,000 | $ 74,000 |
| Douglas County Colorado | 267 | $ 33,648,000 | $ 126,000 | $ 63,000 |
| Collin County Texas | 260 | $ 26,953,000 | $ 103,000 | $ 71,000 |
| San Joaquin County California | 256 | $ 87,457,000 | $ 341,000 | $ 122,000 |
| Yolo County California | 255 | $ 79,912,000 | $ 313,000 | $ 104,000 |
| Polk County Florida | 254 | $ 54,472,000 | $ 214,000 | $ 97,000 |
| Bernalillo County New Mexico | 254 | $ 34,850,000 | $ 137,000 | $ 77,000 |
| Hays County Texas | 247 | $ 23,096,000 | $ 93,000 | $ 63,000 |
| Adams County Colorado | 245 | $ 36,266,000 | $ 148,000 | $ 79,000 |
| Durham County North Carolina | 239 | $ 31,689,000 | $ 132,000 | $ 71,000 |
| Sutter County California | 238 | $ 50,898,000 | $ 213,000 | $ 98,000 |
| Paulding County Georgia | 221 | $ 27,213,000 | $ 123,000 | $ 59,000 |
| Kern County California | 220 | $ 54,246,000 | $ 246,000 | $ 91,000 |
| Nassau County Florida | 220 | $ 38,401,000 | $ 174,000 | $ 72,000 |
| Marion County Indiana | 216 | $ 25,581,000 | $ 118,000 | $ 53,000 |
| Lake County Florida | 213 | $ 55,795,000 | $ 261,000 | $ 74,000 |
| St. Lucie County Florida | 211 | $ 41,626,000 | $ 197,000 | $ 88,000 |
| Volusia County Florida | 209 | $ 50,634,000 | $ 242,000 | $ 106,000 |
| San Diego County California | 197 | $ 86,391,000 | $ 438,000 | $ 147,000 |
| Weld County Colorado | 196 | $ 21,835,000 | $ 111,000 | $ 59,000 |
| Fresno County California | 191 | $ 48,820,000 | $ 255,000 | $ 91,000 |
| Charlotte County Florida | 191 | $ 40,549,000 | $ 212,000 | $ 118,000 |
| Hendricks County Indiana | 157 | $ 18,996,000 | $ 120,000 | $ 60,000 |
| Flagler County Florida | 151 | $ 29,459,000 | $ 195,000 | $ 125,000 |
| Union County North Carolina | 150 | $ 19,426,000 | $ 129,000 | $ 72,000 |
| Sandoval County New Mexico | 149 | $ 26,305,000 | $ 176,000 | $ 89,000 |
| Bell County Texas | 142 | $ 17,741,000 | $ 124,000 | $ 71,000 |
| Yuba County California | 140 | $ 32,374,000 | $ 231,000 | $ 104,000 |
| Indian River County Florida | 139 | $ 29,601,000 | $ 212,000 | $ 90,000 |
| Brevard County Florida | 131 | $ 22,909,000 | $ 174,000 | $ 90,000 |
| Kendall County Texas | 128 | $ 11,272,000 | $ 88,000 | $ 82,000 |
| Douglas County Georgia | 114 | $ 15,450,000 | $ 135,000 | $ 64,000 |
| Forsyth County Georgia | 111 | $ 13,692,000 | $ 123,000 | $ 75,000 |
| Jefferson County Colorado | 110 | $ 19,838,000 | $ 180,000 | $ 90,000 |
| Denton County Texas | 110 | $ 11,326,000 | $ 102,000 | $ 84,000 |
| Guadalupe County Texas | 110 | $ 13,498,000 | $ 122,000 | $ 85,000 |
| Richland County South Carolina | 96 | $ 13,271,000 | $ 138,000 | $ 63,000 |
| Merced County California | 93 | $ 34,724,000 | $ 373,000 | $ 115,000 |
| Cobb County Georgia | 81 | $ 14,834,000 | $ 183,000 | $ 74,000 |
| Dorchester County South Carolina | 74 | $ 10,890,000 | $ 147,000 | $ 77,000 |
| Alameda County California | 72 | $ 33,866,000 | $ 470,000 | $ 161,000 |
| Charleston County South Carolina | 71 | $ 10,353,000 | $ 145,000 | $ 67,000 |
| Lexington County South Carolina | 68 | $ 11,333,000 | $ 166,000 | $ 100,000 |
| Spartanburg County South Carolina | 68 | $ 7,236,000 | $ 106,000 | $ 65,000 |
| Imperial County California | 67 | $ 16,109,000 | $ 240,000 | $ 101,000 |
| Orange County California | 67 | $ 32,385,000 | $ 483,000 | $ 157,000 |
| Gaston County North Carolina | 67 | $ 7,680,000 | $ 114,000 | $ 62,000 |
| Berkeley County South Carolina | 63 | $ 9,005,000 | $ 142,000 | $ 74,000 |
| McHenry County Illinois | 60 | $ 10,728,000 | $ 178,000 | $ 69,000 |
| Pinellas County Florida | 58 | $ 10,194,000 | $ 175,000 | $ 51,000 |
| Coweta County Georgia | 57 | $ 8,740,000 | $ 153,000 | $ 72,000 |
| Beaufort County South Carolina | 57 | $ 7,069,000 | $ 124,000 | $ 78,000 |
| Lancaster County South Carolina | 57 | $ 9,377,000 | $ 164,000 | $ 79,000 |
| Washoe County Nevada | 56 | $ 14,934,000 | $ 266,000 | $ 107,000 |
| Kenosha County Wisconsin | 56 | $ 11,736,000 | $ 209,000 | $ 99,000 |
| Kaufman County Texas | 53 | $ 4,613,000 | $ 87,000 | $ 58,000 |
| Will County Illinois | 51 | $ 11,303,000 | $ 221,000 | $ 82,000 |
| York County South Carolina | 50 | $ 8,668,000 | $ 173,000 | $ 89,000 |
| Hamilton County Indiana | 48 | $ 7,855,000 | $ 163,000 | $ 79,000 |
| Fort Bend County Texas | 48 | $ 5,012,000 | $ 104,000 | $ 58,000 |
| Johnson County Indiana | 43 | $ 4,874,000 | $ 113,000 | $ 51,000 |
| Greenville County South Carolina | 40 | $ 5,371,000 | $ 134,000 | $ 64,000 |
| Johnston County North Carolina | 38 | $ 4,491,000 | $ 118,000 | $ 66,000 |
| Morgan County Indiana | 37 | $ 4,963,000 | $ 134,000 | $ 61,000 |
| Comal County Texas | 37 | $ 3,507,000 | $ 94,000 | $ 66,000 |
| Madera County California | 36 | $ 10,616,000 | $ 294,000 | $ 85,000 |
| Iredell County North Carolina | 35 | $ 5,254,000 | $ 150,000 | $ 79,000 |
| Bastrop County Texas | 34 | $ 2,705,000 | $ 79,000 | $ 68,000 |
| Brazoria County Texas | 28 | $ 3,024,000 | $ 108,000 | $ 104,000 |
| Johnson County Texas | 27 | $ 2,544,000 | $ 94,000 | $ 65,000 |
| Sarasota County Florida | 22 | $ 7,559,000 | $ 343,000 | $ 122,000 |
| Manatee County Florida | 20 | $ 4,598,000 | $ 229,000 | $ 78,000 |
| Rockdale County Georgia | 18 | $ 1,573,000 | $ 87,000 | $ 53,000 |
| Ellis County Texas | 14 | $ 1,297,000 | $ 92,000 | $ 62,000 |
| Anderson County South Carolina | 13 | $ 1,156,000 | $ 88,000 | $ 59,000 |
| DeSoto County Florida | 10 | $ 3,148,000 | $ 314,000 | $ 92,000 |
| Henry County Georgia | 10 | $ 1,286,000 | $ 128,000 | $ 42,000 |
| Larimer County Colorado | 9 | $ 1,417,000 | $ 157,000 | $ 65,000 |
| Hancock County Indiana | 9 | $ 957,000 | $ 106,000 | $ 62,000 |
| Cook County Illinois | 8 | $ 2,803,000 | $ 350,000 | $ 146,000 |
| Prince George's County Maryland | 8 | $ 2,716,000 | $ 339,000 | $ 129,000 |
| Miami-Dade County Florida | 7 | $ 1,149,000 | $ 164,000 | $ 114,000 |
| Madison County Alabama | 6 | $ 1,031,000 | $ 171,000 | $ 61,000 |
| Stanislaus County California | 6 | $ 2,001,000 | $ 333,000 | $ 320,000 |
| Seminole County Florida | 6 | $ 1,267,000 | $ 211,000 | $ 214,000 |
| Burnet County Texas | 6 | $ 565,000 | $ 94,000 | $ 121,000 |
| Salt Lake County Utah | 6 | $ 1,371,000 | $ 228,000 | $ 78,000 |
| Utah County Utah | 6 | $ 988,000 | $ 164,000 | $ 80,000 |
| Baldwin County Alabama | 5 | $ 1,240,000 | $ 248,000 | $ 114,000 |
| Collier County Florida | 5 | $ 1,215,000 | $ 243,000 | $ 104,000 |
| Atlantic County New Jersey | 5 | $ 1,007,000 | $ 201,000 | $ 121,000 |
| Yavapai County Arizona | 4 | $ 725,000 | $ 181,000 | $ 97,000 |
| Placer County California | 4 | $ 1,350,000 | $ 337,000 | $ 145,000 |
| Solano County California | 4 | $ 1,681,000 | $ 420,000 | $ 153,000 |
| Ventura County California | 4 | $ 1,266,000 | $ 316,000 | $ 114,000 |
| Okaloosa County Florida | 4 | $ 1,018,000 | $ 254,000 | $ 98,000 |
| Palm Beach County Florida | 4 | $ 580,000 | $ 145,000 | $ 95,000 |
| DeKalb County Georgia | 4 | $ 656,000 | $ 164,000 | $ 84,000 |
| Orleans County Louisiana | 4 | $ 1,013,000 | $ 253,000 | $ 679,000 |
| Onslow County North Carolina | 4 | $ 1,022,000 | $ 255,000 | $ 86,000 |
| Williamson County Tennessee | 4 | $ 560,000 | $ 140,000 | $ 99,000 |
| Webb County Texas | 4 | $ 669,000 | $ 167,000 | $ 46,000 |
| Loudoun County Virginia | 4 | $ 893,000 | $ 223,000 | $ 402,000 |
| Prince William County Virginia | 4 | $ 438,000 | $ 109,000 | $ 92,000 |
| Snohomish County Washington | 4 | $ 384,000 | $ 96,000 | $ 86,000 |
| Broward County Florida | 3 | $ 652,000 | $ 217,000 | $ 32,000 |
| Lake County Illinois | 3 | $ 1,069,000 | $ 356,000 | $ 196,000 |
| East Baton Rouge County Louisiana | 3 | $ 386,000 | $ 128,000 | $ 66,000 |
| Wagoner County Oklahoma | 3 | $ 963,000 | $ 321,000 | $ 105,000 |
| Jefferson County Alabama | 2 | $ 332,000 | $ 166,000 | $ 52,000 |
| Tulare County California | 2 | $ 354,000 | $ 177,000 | $ 97,000 |
| El Paso County Colorado | 2 | $ 359,000 | $ 179,000 | $ 55,000 |
| Summit County Colorado | 2 | $ 270,000 | $ 135,000 | $ 123,000 |
| Kent County Delaware | 2 | $ 477,000 | $ 238,000 | $ 77,000 |
| Clay County Florida | 2 | $ 536,000 | $ 268,000 | $ 108,000 |
| Hernando County Florida | 2 | $ 936,000 | $ 468,000 | $ 139,000 |
| Troup County Georgia | 2 | $ 373,000 | $ 186,000 | $ 66,000 |
| Hawaii County Hawaii | 2 | $ 344,000 | $ 172,000 | $ 116,000 |
| Kane County Illinois | 2 | $ 198,000 | $ 99,000 | $ 58,000 |
| Wayne County Kentucky | 2 | $ 319,000 | $ 159,000 | $ 79,000 |
| Jefferson County Louisiana | 2 | $ 452,000 | $ 226,000 | $ 64,000 |
| Howard County Maryland | 2 | $ 480,000 | $ 240,000 | $ 46,000 |
| Montgomery County Maryland | 2 | $ 431,000 | $ 215,000 | $ 78,000 |
| Wayne County Michigan | 2 | $ 637,000 | $ 318,000 | $ 115,000 |
| Scott County Minnesota | 2 | $ 232,000 | $ 116,000 | $ 156,000 |
| DeSoto County Mississippi | 2 | $ 436,000 | $ 218,000 | $ 162,000 |
| St. Charles County Missouri | 2 | $ 553,000 | $ 276,000 | $ 132,000 |
| Cumberland County New Jersey | 2 | $ 395,000 | $ 197,000 | $ 133,000 |
| Rowan County North Carolina | 2 | $ 270,000 | $ 135,000 | $ 124,000 |
| Butler County Ohio | 2 | $ 356,000 | $ 178,000 | $ 29,000 |
| Franklin County Ohio | 2 | $ 620,000 | $ 310,000 | $ 63,000 |
| Galveston County Texas | 2 | $ 194,000 | $ 97,000 | $ 52,000 |
| Lubbock County Texas | 2 | $ 390,000 | $ 195,000 | $ 97,000 |
| Parker County Texas | 2 | $ 239,000 | $ 119,000 | $ 58,000 |
| James City County Virginia | 2 | $ 397,000 | $ 198,000 | $ 65,000 |
| King County Washington | 2 | $ 192,000 | $ 96,000 | $ 53,000 |
| Pierce County Washington | 2 | $ 442,000 | $ 221,000 | $ 81,000 |
| Whatcom County Washington | 2 | $ 360,000 | $ 180,000 | $ 63,000 |
| Lee County Alabama | 1 | $ 420,000 | $ 420,000 | $ 125,000 |
| Mobile County Alabama | 1 | $ 180,000 | $ 180,000 | $ 84,000 |
| Anchorage County Alaska | 1 | $ 58,000 | $ 58,000 | $ 82,000 |
| Benton County Arkansas | 1 | $ 565,000 | $ 565,000 | $ 168,000 |
| Crittenden County Arkansas | 1 | $ 170,000 | $ 170,000 | $ 59,000 |
| Pope County Arkansas | 1 | $ 182,000 | $ 182,000 | $ 45,000 |
| Washington County Arkansas | 1 | $ 180,000 | $ 180,000 | $ 90,000 |
| Marin County California | 1 | $ 148,000 | $ 148,000 | $ 51,000 |
| Monterey County California | 1 | $ 315,000 | $ 315,000 | $ 112,000 |
| Santa Barbara County California | 1 | $ 52,000 | $ 52,000 | $ 84,000 |
| Shasta County California | 1 | $ 338,000 | $ 338,000 | $ 126,000 |
| Eagle County Colorado | 1 | $ 800,000 | $ 800,000 | $ 192,000 |
| Elbert County Colorado | 1 | $ 385,000 | $ 385,000 | $ 206,000 |
| Sussex County Delaware | 1 | $ 268,000 | $ 268,000 | $ 120,000 |
| Alachua County Florida | 1 | $ 232,000 | $ 232,000 | $ 61,000 |
| Marion County Florida | 1 | $ 429,000 | $ 429,000 | $ 234,000 |
| Monroe County Florida | 1 | $ 176,000 | $ 176,000 | $ 66,000 |
| Barrow County Georgia | 1 | $ 40,000 | $ 40,000 | $ 48,000 |
| Clayton County Georgia | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Effingham County Georgia | 1 | $ 285,000 | $ 285,000 | $ 84,000 |
| Gordon County Georgia | 1 | $ 178,000 | $ 178,000 | $ 56,000 |
| Laurens County Georgia | 1 | $ 80,000 | $ 80,000 | $ 53,000 |
| Pike County Georgia | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Walton County Georgia | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Ada County Idaho | 1 | $ 270,000 | $ 270,000 | $ 65,000 |
| Bonneville County Idaho | 1 | $ 201,000 | $ 201,000 | $ 54,000 |
| Twin Falls County Idaho | 1 | $ 328,000 | $ 328,000 | $ 122,000 |
| DuPage County Illinois | 1 | $ 282,000 | $ 282,000 | $ 103,000 |
| Putnam County Indiana | 1 | $ 25,000 | $ 25,000 | $ 78,000 |
| Black Hawk County Iowa | 1 | $ 375,000 | $ 375,000 | $ 156,000 |
| Worth County Iowa | 1 | $ 317,000 | $ 317,000 | $ 95,000 |
| Campbell County Kentucky | 1 | $ 144,000 | $ 144,000 | $ 91,000 |
| Grant County Kentucky | 1 | $ 190,000 | $ 190,000 | $ 70,000 |
| Jefferson County Kentucky | 1 | $ 345,000 | $ 345,000 | $ 74,000 |
| Kenton County Kentucky | 1 | $ 41,000 | $ 41,000 | $ 60,000 |
| Meade County Kentucky | 1 | $ 92,000 | $ 92,000 | $ 135,000 |
| Rowan County Kentucky | 1 | $ 494,000 | $ 494,000 | $ 192,000 |
| St. Tammany County Louisiana | 1 | $ 203,000 | $ 203,000 | $ 51,000 |
| Anne Arundel County Maryland | 1 | $ 68,000 | $ 68,000 | $ 92,000 |
| Baltimore City County Maryland | 1 | $ 29,000 | $ 29,000 | $ 332,000 |
| Calvert County Maryland | 1 | $ 313,000 | $ 313,000 | $ 185,000 |
| St. Mary's County Maryland | 1 | $ 300,000 | $ 300,000 | $ 101,000 |
| Berkshire County Massachusetts | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Oakland County Michigan | 1 | $ 122,000 | $ 122,000 | $ 50,000 |
| Beltrami County Minnesota | 1 | $ 469,000 | $ 469,000 | $ 196,000 |
| Polk County Minnesota | 1 | $ 169,000 | $ 169,000 | $ 69,000 |
| Jackson County Mississippi | 1 | $ 194,000 | $ 194,000 | $ 53,000 |
| Lamar County Mississippi | 1 | $ 123,000 | $ 123,000 | $ 96,000 |
| Tate County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 70,000 |
| Cooper County Missouri | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Hickory County Missouri | 1 | $ 367,000 | $ 367,000 | $ 98,000 |
| Phelps County Missouri | 1 | $ 312,000 | $ 312,000 | $ 144,000 |
| Stone County Missouri | 1 | $ 49,000 | $ 49,000 | $ 58,000 |
| McPherson County Nebraska | 1 | $ 104,000 | $ 104,000 | $ 111,000 |
| Bergen County New Jersey | 1 | $ 135,000 | $ 135,000 | $ 80,000 |
| Burlington County New Jersey | 1 | $ 60,000 | $ 60,000 | $ 102,000 |
| Gloucester County New Jersey | 1 | $ 162,000 | $ 162,000 | $ 100,000 |
| Mercer County New Jersey | 1 | $ 93,000 | $ 93,000 | $ 115,000 |
| Passaic County New Jersey | 1 | $ 196,000 | $ 196,000 | $ 103,000 |
| Nassau County New York | 1 | $ 45,000 | $ 45,000 | $ 136,000 |
| Sullivan County New York | 1 | $ 417,000 | $ 417,000 | $ 108,000 |
| Washington County New York | 1 | $ 332,000 | $ 332,000 | $ 110,000 |
| Davidson County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 80,000 |
| Guilford County North Carolina | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Vance County North Carolina | 1 | $ 154,000 | $ 154,000 | $ 94,000 |
| Lake County Ohio | 1 | $ 115,000 | $ 115,000 | $ 68,000 |
| Lorain County Ohio | 1 | $ 309,000 | $ 309,000 | $ 108,000 |
| Montgomery County Ohio | 1 | $ 286,000 | $ 286,000 | $ 95,000 |
| Cherokee County Oklahoma | 1 | $ 997,000 | $ 997,000 | $ 390,000 |
| Comanche County Oklahoma | 1 | $ 114,000 | $ 114,000 | $ 66,000 |
| Lane County Oregon | 1 | $ 520,000 | $ 520,000 | $ 90,000 |
| Berks County Pennsylvania | 1 | $ 176,000 | $ 176,000 | $ 50,000 |
| Bucks County Pennsylvania | 1 | $ 336,000 | $ 336,000 | $ 240,000 |
| Lehigh County Pennsylvania | 1 | $ 364,000 | $ 364,000 | $ 124,000 |
| Monroe County Pennsylvania | 1 | $ 139,000 | $ 139,000 | $ 40,000 |
| Montgomery County Pennsylvania | 1 | $ 169,000 | $ 169,000 | $ 66,000 |
| Aiken County South Carolina | 1 | $ 207,000 | $ 207,000 | $ 46,000 |
| Kershaw County South Carolina | 1 | $ 68,000 | $ 68,000 | $ 16,000 |
| Sumter County South Carolina | 1 | $ 140,000 | $ 140,000 | $ 70,000 |
| Pennington County South Dakota | 1 | $ 303,000 | $ 303,000 | $ 151,000 |
| Anderson County Tennessee | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Loudon County Tennessee | 1 | $ 363,000 | $ 363,000 | $ 136,000 |
| Sumner County Tennessee | 1 | $ 246,000 | $ 246,000 | $ 97,000 |
| Brazos County Texas | 1 | $ 78,000 | $ 78,000 | $ 75,000 |
| Cameron County Texas | 1 | $ 162,000 | $ 162,000 | $ 42,000 |
| Gonzales County Texas | 1 | $ 170,000 | $ 170,000 | $ 62,000 |
| McLennan County Texas | 1 | $ 234,000 | $ 234,000 | $ 120,000 |
| Rockwall County Texas | 1 | $ 221,000 | $ 221,000 | $ 60,000 |
| Davis County Utah | 1 | $ 100,000 | $ 100,000 | $ 55,000 |
| Kane County Utah | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Weber County Utah | 1 | $ 340,000 | $ 340,000 | $ 123,000 |
| Appomattox County Virginia | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Chesterfield County Virginia | 1 | $ 118,000 | $ 118,000 | $ 144,000 |
| Fauquier County Virginia | 1 | $ 356,000 | $ 356,000 | $ 130,000 |
| King George County Virginia | 1 | $ 118,000 | $ 118,000 | $ 68,000 |
| Warren County Virginia | 1 | $ 392,000 | $ 392,000 | $ 120,000 |
| Benton County Washington | 1 | $ 248,000 | $ 248,000 | $ 91,000 |
| Clark County Washington | 1 | $ 425,000 | $ 425,000 | $ 112,000 |
| Spokane County Washington | 1 | $ 613,000 | $ 613,000 | $ 216,000 |
| Thurston County Washington | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Yakima County Washington | 1 | $ 374,000 | $ 374,000 | $ 100,000 |
| Taylor County West Virginia | 1 | $ 344,000 | $ 344,000 | $ 0 |
| Brown County Wisconsin | 1 | $ 24,000 | $ 24,000 | $ 48,000 |
Mortgage Loan Application Detail Totals for Countrywide Kb Home Loans in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 42,241 | $7,908,829,000 | $187,000 | $1,468,000 | $87,000 | $3,480,000 |
| Refinancing | 12 | $3,670,000 | $305,000 | $849,000 | $116,000 | $417,000 |
| Home Improvement | 1 | $40,000 | $40,000 | $40,000 | $48,000 | $48,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 13,612 | $2,500,199,000 | $183,000 | $1,313,000 | $93,000 | $3,480,000 |
| Not Provided | 11,790 | $2,270,569,000 | $192,000 | $1,468,000 | $89,000 | $1,133,000 |
| Hispanic | 9,691 | $1,691,332,000 | $174,000 | $1,200,000 | $76,000 | $900,000 |
| Black or African American | 3,305 | $508,094,000 | $153,000 | $1,291,000 | $75,000 | $1,251,000 |
| Asian | 3,205 | $786,583,000 | $245,000 | $1,200,000 | $103,000 | $2,960,000 |
| Native Hawaiian or Other Pacific Islander | 491 | $122,081,000 | $248,000 | $1,216,000 | $108,000 | $1,192,000 |
| American Indian or Alaskan Native | 160 | $33,681,000 | $210,000 | $1,265,000 | $89,000 | $374,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 39,241 | $7,415,105,000 | $188,000 | $1,468,000 | $89,000 | $3,480,000 |
| FHA-insured (Federal Housing Administration) | 1,945 | $290,124,000 | $149,000 | $361,000 | $58,000 | $559,000 |
| VA-guaranteed (Veterans Administration) | 1,068 | $207,310,000 | $194,000 | $417,000 | $67,000 | $199,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 21,449 | $3,746,652,000 | $174,000 | $1,291,000 | $90,000 | $2,960,000 |
| Application Withdrawn By Applicant | 11,423 | $2,251,235,000 | $197,000 | $1,313,000 | $85,000 | $3,480,000 |
| Application Denied By Financial Institution | 6,751 | $1,270,177,000 | $188,000 | $1,468,000 | $81,000 | $1,966,000 |
| Application Approved But Not Accepted | 2,071 | $509,516,000 | $246,000 | $1,100,000 | $91,000 | $960,000 |
| Preapproval Denied by Financial Institution | 317 | $48,405,000 | $152,000 | $684,000 | $89,000 | $325,000 |
| File Closed For Incompleteness | 243 | $86,554,000 | $356,000 | $1,200,000 | $122,000 | $520,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 1,842 | $345,978,000 | $187,000 | $909,000 | $91,000 | $1,966,000 |
| Debt-To-Income Ratio | 1,633 | $329,585,000 | $201,000 | $1,144,000 | $72,000 | $804,000 |
| Credit Application Incomplete | 1,593 | $250,014,000 | $156,000 | $739,000 | $81,000 | $1,200,000 |
| Credit History | 899 | $168,859,000 | $187,000 | $793,000 | $79,000 | $1,176,000 |
| Unverifiable Information | 440 | $85,910,000 | $195,000 | $1,468,000 | $90,000 | $804,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 388 | $82,553,000 | $212,000 | $750,000 | $80,000 | $360,000 |
| Employment History | 235 | $46,590,000 | $198,000 | $680,000 | $84,000 | $783,000 |
| Mortgage Insurance Denied | 22 | $6,138,000 | $279,000 | $468,000 | $30,000 | $175,000 |
| Collateral | 16 | $2,955,000 | $184,000 | $394,000 | $78,000 | $240,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Countrywide Kb Home Loans's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Countrywide Kb Home Loans's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.