Countrywide Kb Home Loans
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007

Countrywide Kb Home Loans 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Countrywide Kb Home Loans
10990 Wilshire Blvd. 7Th Flr
Los Angeles, CA 90024
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  
Total Number of Mortgage Applications 39,168
Total Mortgage Loan Application Amount $7,260,043,000
Average Mortgage Loan Application Amount $192,333
Highest Mortgage Loan Application Amount $2,400,000
Average Applicant Income $101,000
Highest Applicant Income $1,224,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Countrywide Kb Home Loans. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Countrywide Kb Home Loans's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2007 breaks down Countrywide Kb Home Loans's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Countrywide Kb Home Loans serves its applicants.

Each category highlights the total number of mortgage applications processed by Countrywide Kb Home Loans, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Countrywide Kb Home Loans's mortgage activity for 2007.

Mortgage Loan Application Totals for Countrywide Kb Home Loans by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Clark County Nevada 3,232 $ 648,826,000 $ 200,000 $ 85,000
Bexar County Texas 2,616 $ 324,143,000 $ 123,000 $ 69,000
Harris County Texas 2,315 $ 240,393,000 $ 103,000 $ 59,000
Maricopa County Arizona 2,035 $ 353,464,000 $ 173,000 $ 69,000
Riverside County California 1,967 $ 555,149,000 $ 282,000 $ 115,000
Pima County Arizona 1,334 $ 233,570,000 $ 175,000 $ 70,000
Los Angeles County California 1,316 $ 345,105,000 $ 262,000 $ 100,000
Wake County North Carolina 1,129 $ 179,892,000 $ 159,000 $ 81,000
Orange County Florida 1,076 $ 227,025,000 $ 210,000 $ 87,000
San Bernardino County California 986 $ 272,892,000 $ 276,000 $ 118,000
Travis County Texas 946 $ 132,564,000 $ 140,000 $ 73,000
Santa Clara County California 873 $ 349,839,000 $ 400,000 $ 134,000
Hillsborough County Florida 852 $ 142,223,000 $ 166,000 $ 72,000
Mecklenburg County North Carolina 816 $ 122,464,000 $ 150,000 $ 72,000
Duval County Florida 716 $ 126,019,000 $ 176,000 $ 66,000
Osceola County Florida 700 $ 138,111,000 $ 197,000 $ 96,000
St. Johns County Florida 681 $ 111,876,000 $ 164,000 $ 68,000
Williamson County Texas 661 $ 89,747,000 $ 135,000 $ 77,000
Dallas County Texas 634 $ 73,329,000 $ 115,000 $ 60,000
Pinal County Arizona 542 $ 75,819,000 $ 139,000 $ 65,000
Fulton County Georgia 510 $ 85,098,000 $ 166,000 $ 72,000
Bernalillo County New Mexico 479 $ 76,544,000 $ 159,000 $ 74,000
Contra Costa County California 410 $ 162,393,000 $ 396,000 $ 133,000
Pasco County Florida 392 $ 70,136,000 $ 178,000 $ 70,000
Montgomery County Texas 388 $ 37,237,000 $ 95,000 $ 53,000
Sacramento County California 363 $ 72,246,000 $ 199,000 $ 92,000
Berkeley County South Carolina 354 $ 58,942,000 $ 166,000 $ 73,000
Polk County Florida 312 $ 64,840,000 $ 207,000 $ 83,000
Denver County Colorado 297 $ 43,187,000 $ 145,000 $ 74,000
Washoe County Nevada 295 $ 71,793,000 $ 243,000 $ 105,000
Tarrant County Texas 286 $ 33,227,000 $ 116,000 $ 72,000
Seminole County Florida 273 $ 46,843,000 $ 171,000 $ 70,000
Fresno County California 269 $ 60,481,000 $ 224,000 $ 71,000
Kern County California 261 $ 51,899,000 $ 198,000 $ 88,000
Collin County Texas 254 $ 35,706,000 $ 140,000 $ 93,000
Volusia County Florida 253 $ 49,085,000 $ 194,000 $ 85,000
Alameda County California 245 $ 81,252,000 $ 331,000 $ 123,000
Lee County Florida 239 $ 42,143,000 $ 176,000 $ 69,000
Hays County Texas 221 $ 26,165,000 $ 118,000 $ 63,000
Arapahoe County Colorado 216 $ 31,575,000 $ 146,000 $ 83,000
Hidalgo County Texas 210 $ 22,664,000 $ 107,000 $ 73,000
Lake County Florida 205 $ 46,726,000 $ 227,000 $ 70,000
Pinellas County Florida 198 $ 28,993,000 $ 146,000 $ 66,000
Durham County North Carolina 195 $ 30,573,000 $ 156,000 $ 67,000
Yolo County California 192 $ 48,627,000 $ 253,000 $ 104,000
Denton County Texas 187 $ 23,189,000 $ 124,000 $ 94,000
Gwinnett County Georgia 186 $ 27,308,000 $ 146,000 $ 64,000
Orange County California 182 $ 79,555,000 $ 437,000 $ 183,000
Weld County Colorado 175 $ 20,669,000 $ 118,000 $ 59,000
San Joaquin County California 172 $ 44,865,000 $ 260,000 $ 98,000
Union County North Carolina 171 $ 25,628,000 $ 149,000 $ 69,000
Lexington County South Carolina 168 $ 26,758,000 $ 159,000 $ 85,000
San Diego County California 157 $ 56,032,000 $ 356,000 $ 127,000
Yuba County California 154 $ 28,556,000 $ 185,000 $ 77,000
Kendall County Texas 154 $ 23,325,000 $ 151,000 $ 82,000
Nassau County Florida 152 $ 28,020,000 $ 184,000 $ 69,000
Cherokee County Georgia 152 $ 24,018,000 $ 158,000 $ 92,000
Marion County Indiana 150 $ 17,335,000 $ 115,000 $ 87,000
Manatee County Florida 139 $ 20,308,000 $ 146,000 $ 77,000
Iredell County North Carolina 138 $ 17,493,000 $ 126,000 $ 79,000
McHenry County Illinois 133 $ 24,555,000 $ 184,000 $ 74,000
Adams County Colorado 125 $ 15,960,000 $ 127,000 $ 76,000
Paulding County Georgia 124 $ 14,692,000 $ 118,000 $ 62,000
Hamilton County Indiana 122 $ 17,456,000 $ 143,000 $ 89,000
Douglas County Colorado 121 $ 14,156,000 $ 116,000 $ 63,000
Hendricks County Indiana 116 $ 14,606,000 $ 125,000 $ 65,000
Richland County South Carolina 114 $ 18,391,000 $ 161,000 $ 70,000
Douglas County Georgia 113 $ 15,243,000 $ 134,000 $ 60,000
Beaufort County South Carolina 111 $ 15,903,000 $ 143,000 $ 107,000
Clay County Florida 109 $ 20,242,000 $ 185,000 $ 74,000
Lancaster County South Carolina 107 $ 16,084,000 $ 150,000 $ 76,000
Merced County California 105 $ 24,279,000 $ 231,000 $ 86,000
Johnston County North Carolina 103 $ 16,170,000 $ 156,000 $ 60,000
Cobb County Georgia 96 $ 16,623,000 $ 173,000 $ 89,000
Sutter County California 94 $ 17,990,000 $ 191,000 $ 90,000
East Baton Rouge County Louisiana 92 $ 15,213,000 $ 165,000 $ 74,000
Guadalupe County Texas 90 $ 15,270,000 $ 169,000 $ 81,000
Dorchester County South Carolina 89 $ 14,117,000 $ 158,000 $ 72,000
Charleston County South Carolina 87 $ 14,777,000 $ 169,000 $ 66,000
Indian River County Florida 85 $ 13,665,000 $ 160,000 $ 161,000
Bell County Texas 84 $ 12,133,000 $ 144,000 $ 68,000
Madera County California 83 $ 16,566,000 $ 199,000 $ 68,000
York County South Carolina 81 $ 14,110,000 $ 174,000 $ 79,000
Sandoval County New Mexico 76 $ 12,200,000 $ 160,000 $ 79,000
Kenosha County Wisconsin 75 $ 17,019,000 $ 226,000 $ 89,000
El Paso County Colorado 71 $ 10,429,000 $ 146,000 $ 60,000
Charlotte County Florida 71 $ 11,110,000 $ 156,000 $ 85,000
Jefferson County Colorado 68 $ 11,755,000 $ 172,000 $ 96,000
Galveston County Texas 67 $ 8,952,000 $ 133,000 $ 78,000
Placer County California 62 $ 16,366,000 $ 263,000 $ 116,000
Brazoria County Texas 59 $ 7,494,000 $ 127,000 $ 65,000
DeKalb County Georgia 58 $ 7,574,000 $ 130,000 $ 53,000
Cook County Illinois 50 $ 20,999,000 $ 419,000 $ 159,000
Montgomery County Maryland 46 $ 11,309,000 $ 245,000 $ 108,000
Sarasota County Florida 45 $ 7,360,000 $ 163,000 $ 88,000
Flagler County Florida 44 $ 7,699,000 $ 174,000 $ 80,000
Coweta County Georgia 44 $ 5,672,000 $ 128,000 $ 65,000
Kershaw County South Carolina 44 $ 5,456,000 $ 124,000 $ 60,000
Charles County Maryland 41 $ 12,742,000 $ 310,000 $ 121,000
Forsyth County Georgia 37 $ 4,068,000 $ 109,000 $ 72,000
Loudoun County Virginia 36 $ 13,704,000 $ 380,000 $ 192,000
St. Tammany County Louisiana 35 $ 4,987,000 $ 142,000 $ 81,000
Imperial County California 34 $ 8,119,000 $ 238,000 $ 86,000
Brevard County Florida 33 $ 5,032,000 $ 152,000 $ 71,000
Will County Illinois 31 $ 7,386,000 $ 238,000 $ 86,000
Gaston County North Carolina 28 $ 3,436,000 $ 122,000 $ 70,000
Johnson County Texas 27 $ 2,467,000 $ 91,000 $ 64,000
St. Lucie County Florida 22 $ 3,732,000 $ 169,000 $ 56,000
Hancock County Indiana 21 $ 1,974,000 $ 94,000 $ 67,000
Orleans County Louisiana 21 $ 4,772,000 $ 227,000 $ 177,000
Prince George's County Maryland 21 $ 8,200,000 $ 390,000 $ 130,000
Spartanburg County South Carolina 21 $ 2,624,000 $ 124,000 $ 82,000
Greenville County South Carolina 18 $ 2,060,000 $ 114,000 $ 56,000
Kaufman County Texas 17 $ 1,334,000 $ 78,000 $ 68,000
DeSoto County Florida 16 $ 2,440,000 $ 152,000 $ 74,000
Johnson County Indiana 15 $ 1,314,000 $ 87,000 $ 64,000
Fort Bend County Texas 13 $ 3,055,000 $ 235,000 $ 138,000
Livingston County Louisiana 8 $ 1,042,000 $ 130,000 $ 39,000
Stanislaus County California 6 $ 1,438,000 $ 239,000 $ 93,000
Boone County Indiana 6 $ 969,000 $ 161,000 $ 114,000
Jefferson County Louisiana 4 $ 608,000 $ 152,000 $ 74,000
Ellis County Texas 4 $ 376,000 $ 94,000 $ 76,000
Mohave County Arizona 3 $ 315,000 $ 105,000 $ 29,000
Miami-Dade County Florida 3 $ 787,000 $ 262,000 $ 56,000
Butte County California 2 $ 531,000 $ 265,000 $ 69,000
Monterey County California 2 $ 166,000 $ 83,000 $ 75,000
Henry County Georgia 2 $ 195,000 $ 97,000 $ 83,000
Elko County Nevada 2 $ 102,000 $ 51,000 $ 44,000
Orange County North Carolina 2 $ 400,000 $ 200,000 $ 78,000
Cameron County Texas 2 $ 1,350,000 $ 675,000 $ 752,000
Comal County Texas 2 $ 613,000 $ 306,000 $ 208,000
Kings County California 1 $ 202,000 $ 202,000 $ 38,000
Pueblo County Colorado 1 $ 167,000 $ 167,000 $ 84,000
Palm Beach County Florida 1 $ 103,000 $ 103,000 $ 42,000
Hall County Georgia 1 $ 768,000 $ 768,000 $ 600,000
Spalding County Georgia 1 $ 206,000 $ 206,000 $ 43,000
Knox County Illinois 1 $ 275,000 $ 275,000 $ 249,000
Henry County Indiana 1 $ 166,000 $ 166,000 $ 93,000
Morgan County Indiana 1 $ 114,000 $ 114,000 $ 55,000
Meade County Kentucky 1 $ 106,000 $ 106,000 $ 70,000
Tangipahoa County Louisiana 1 $ 200,000 $ 200,000 $ 90,000
Bristol County Massachusetts 1 $ 160,000 $ 160,000 $ 180,000
Nye County Nevada 1 $ 187,000 $ 187,000 $ 61,000
Burke County North Carolina 1 $ 78,000 $ 78,000 $ 44,000
Cabarrus County North Carolina 1 $ 312,000 $ 312,000 $ 90,000
Granville County North Carolina 1 $ 129,000 $ 129,000 $ 30,000
Tulsa County Oklahoma 1 $ 158,000 $ 158,000 $ 138,000
Lake County Oregon 1 $ 240,000 $ 240,000 $ 198,000
Anderson County South Carolina 1 $ 126,000 $ 126,000 $ 30,000
Cherokee County South Carolina 1 $ 120,000 $ 120,000 $ 48,000
Williamson County Tennessee 1 $ 16,000 $ 16,000 $ 116,000
Angelina County Texas 1 $ 114,000 $ 114,000 $ 78,000
Bandera County Texas 1 $ 224,000 $ 224,000 $ 81,000
Bastrop County Texas 1 $ 112,000 $ 112,000 $ 40,000
Grayson County Texas 1 $ 130,000 $ 130,000 $ 65,000
Liberty County Texas 1 $ 128,000 $ 128,000 $ 64,000
Lubbock County Texas 1 $ 52,000 $ 52,000 $ 45,000
Navarro County Texas 1 $ 70,000 $ 70,000 $ 30,000
Nueces County Texas 1 $ 116,000 $ 116,000 $ 61,000
Randall County Texas 1 $ 129,000 $ 129,000 $ 38,000
Uvalde County Texas 1 $ 50,000 $ 50,000 $ 0
Fairfax County Virginia 1 $ 417,000 $ 417,000 $ 248,000

Mortgage Loan Application Detail Totals for Countrywide Kb Home Loans in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 39,062 $7,235,578,000 $185,000 $2,400,000 $82,000 $1,224,000
Refinancing 100 $23,523,000 $235,000 $850,000 $111,000 $1,200,000
Home Improvement 6 $942,000 $157,000 $320,000 $110,000 $166,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 14,156 $2,500,421,000 $176,000 $1,263,000 $85,000 $1,200,000
Not Provided 9,749 $1,896,051,000 $194,000 $2,400,000 $83,000 $1,200,000
Hispanic 8,565 $1,475,704,000 $172,000 $1,164,000 $71,000 $1,224,000
Black or African American 3,126 $526,971,000 $168,000 $895,000 $70,000 $600,000
Asian 3,089 $759,358,000 $245,000 $1,000,000 $106,000 $1,000,000
Native Hawaiian or Other Pacific Islander 343 $74,636,000 $217,000 $1,000,000 $92,000 $720,000
American Indian or Alaskan Native 140 $26,902,000 $192,000 $612,000 $91,000 $392,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 33,484 $6,238,914,000 $186,000 $2,400,000 $85,000 $1,224,000
FHA-insured (Federal Housing Administration) 3,780 $637,527,000 $168,000 $390,000 $63,000 $492,000
VA-guaranteed (Veterans Administration) 1,805 $366,225,000 $202,000 $476,000 $68,000 $244,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 99 $17,377,000 $175,000 $281,000 $50,000 $118,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 20,415 $3,809,278,000 $186,000 $1,263,000 $86,000 $1,200,000
Application Withdrawn By Applicant 10,136 $1,862,518,000 $183,000 $2,400,000 $81,000 $1,224,000
Application Denied By Financial Institution 6,108 $1,085,868,000 $177,000 $1,000,000 $73,000 $1,200,000
Application Approved But Not Accepted 2,122 $417,953,000 $196,000 $908,000 $80,000 $540,000
File Closed For Incompleteness 230 $55,575,000 $241,000 $1,000,000 $103,000 $480,000
Preapproval Denied by Financial Institution 157 $28,851,000 $183,000 $480,000 $74,000 $216,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 1,721 $216,699,000 $125,000 $600,000 $67,000 $1,200,000
Debt-To-Income Ratio 1,417 $272,405,000 $192,000 $768,000 $64,000 $478,000
Other 1,377 $263,822,000 $191,000 $896,000 $82,000 $848,000
Credit History 603 $120,210,000 $199,000 $894,000 $76,000 $540,000
Unverifiable Information 511 $103,564,000 $202,000 $1,000,000 $78,000 $484,000
Insufficient Cash (Downpayment, Closing Cost) 385 $86,595,000 $224,000 $868,000 $87,000 $710,000
Employment History 185 $36,491,000 $197,000 $621,000 $78,000 $360,000
Collateral 47 $10,342,000 $220,000 $631,000 $84,000 $233,000
Mortgage Insurance Denied 19 $4,591,000 $241,000 $714,000 $54,000 $150,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Countrywide Kb Home Loans's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Countrywide Kb Home Loans's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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