Countrywide Kb Home Loans 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Countrywide Kb Home Loans 10990 Wilshire Blvd. 7Th Flr Los Angeles, CA 90024 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 |
| Total Number of Mortgage Applications | 39,168 |
| Total Mortgage Loan Application Amount | $7,260,043,000 |
| Average Mortgage Loan Application Amount | $192,333 |
| Highest Mortgage Loan Application Amount | $2,400,000 |
| Average Applicant Income | $101,000 |
| Highest Applicant Income | $1,224,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Countrywide Kb Home Loans. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Countrywide Kb Home Loans's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Countrywide Kb Home Loans's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Countrywide Kb Home Loans serves its applicants.
Each category highlights the total number of mortgage applications processed by Countrywide Kb Home Loans, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Countrywide Kb Home Loans's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Clark County Nevada | 3,232 | $ 648,826,000 | $ 200,000 | $ 85,000 |
| Bexar County Texas | 2,616 | $ 324,143,000 | $ 123,000 | $ 69,000 |
| Harris County Texas | 2,315 | $ 240,393,000 | $ 103,000 | $ 59,000 |
| Maricopa County Arizona | 2,035 | $ 353,464,000 | $ 173,000 | $ 69,000 |
| Riverside County California | 1,967 | $ 555,149,000 | $ 282,000 | $ 115,000 |
| Pima County Arizona | 1,334 | $ 233,570,000 | $ 175,000 | $ 70,000 |
| Los Angeles County California | 1,316 | $ 345,105,000 | $ 262,000 | $ 100,000 |
| Wake County North Carolina | 1,129 | $ 179,892,000 | $ 159,000 | $ 81,000 |
| Orange County Florida | 1,076 | $ 227,025,000 | $ 210,000 | $ 87,000 |
| San Bernardino County California | 986 | $ 272,892,000 | $ 276,000 | $ 118,000 |
| Travis County Texas | 946 | $ 132,564,000 | $ 140,000 | $ 73,000 |
| Santa Clara County California | 873 | $ 349,839,000 | $ 400,000 | $ 134,000 |
| Hillsborough County Florida | 852 | $ 142,223,000 | $ 166,000 | $ 72,000 |
| Mecklenburg County North Carolina | 816 | $ 122,464,000 | $ 150,000 | $ 72,000 |
| Duval County Florida | 716 | $ 126,019,000 | $ 176,000 | $ 66,000 |
| Osceola County Florida | 700 | $ 138,111,000 | $ 197,000 | $ 96,000 |
| St. Johns County Florida | 681 | $ 111,876,000 | $ 164,000 | $ 68,000 |
| Williamson County Texas | 661 | $ 89,747,000 | $ 135,000 | $ 77,000 |
| Dallas County Texas | 634 | $ 73,329,000 | $ 115,000 | $ 60,000 |
| Pinal County Arizona | 542 | $ 75,819,000 | $ 139,000 | $ 65,000 |
| Fulton County Georgia | 510 | $ 85,098,000 | $ 166,000 | $ 72,000 |
| Bernalillo County New Mexico | 479 | $ 76,544,000 | $ 159,000 | $ 74,000 |
| Contra Costa County California | 410 | $ 162,393,000 | $ 396,000 | $ 133,000 |
| Pasco County Florida | 392 | $ 70,136,000 | $ 178,000 | $ 70,000 |
| Montgomery County Texas | 388 | $ 37,237,000 | $ 95,000 | $ 53,000 |
| Sacramento County California | 363 | $ 72,246,000 | $ 199,000 | $ 92,000 |
| Berkeley County South Carolina | 354 | $ 58,942,000 | $ 166,000 | $ 73,000 |
| Polk County Florida | 312 | $ 64,840,000 | $ 207,000 | $ 83,000 |
| Denver County Colorado | 297 | $ 43,187,000 | $ 145,000 | $ 74,000 |
| Washoe County Nevada | 295 | $ 71,793,000 | $ 243,000 | $ 105,000 |
| Tarrant County Texas | 286 | $ 33,227,000 | $ 116,000 | $ 72,000 |
| Seminole County Florida | 273 | $ 46,843,000 | $ 171,000 | $ 70,000 |
| Fresno County California | 269 | $ 60,481,000 | $ 224,000 | $ 71,000 |
| Kern County California | 261 | $ 51,899,000 | $ 198,000 | $ 88,000 |
| Collin County Texas | 254 | $ 35,706,000 | $ 140,000 | $ 93,000 |
| Volusia County Florida | 253 | $ 49,085,000 | $ 194,000 | $ 85,000 |
| Alameda County California | 245 | $ 81,252,000 | $ 331,000 | $ 123,000 |
| Lee County Florida | 239 | $ 42,143,000 | $ 176,000 | $ 69,000 |
| Hays County Texas | 221 | $ 26,165,000 | $ 118,000 | $ 63,000 |
| Arapahoe County Colorado | 216 | $ 31,575,000 | $ 146,000 | $ 83,000 |
| Hidalgo County Texas | 210 | $ 22,664,000 | $ 107,000 | $ 73,000 |
| Lake County Florida | 205 | $ 46,726,000 | $ 227,000 | $ 70,000 |
| Pinellas County Florida | 198 | $ 28,993,000 | $ 146,000 | $ 66,000 |
| Durham County North Carolina | 195 | $ 30,573,000 | $ 156,000 | $ 67,000 |
| Yolo County California | 192 | $ 48,627,000 | $ 253,000 | $ 104,000 |
| Denton County Texas | 187 | $ 23,189,000 | $ 124,000 | $ 94,000 |
| Gwinnett County Georgia | 186 | $ 27,308,000 | $ 146,000 | $ 64,000 |
| Orange County California | 182 | $ 79,555,000 | $ 437,000 | $ 183,000 |
| Weld County Colorado | 175 | $ 20,669,000 | $ 118,000 | $ 59,000 |
| San Joaquin County California | 172 | $ 44,865,000 | $ 260,000 | $ 98,000 |
| Union County North Carolina | 171 | $ 25,628,000 | $ 149,000 | $ 69,000 |
| Lexington County South Carolina | 168 | $ 26,758,000 | $ 159,000 | $ 85,000 |
| San Diego County California | 157 | $ 56,032,000 | $ 356,000 | $ 127,000 |
| Yuba County California | 154 | $ 28,556,000 | $ 185,000 | $ 77,000 |
| Kendall County Texas | 154 | $ 23,325,000 | $ 151,000 | $ 82,000 |
| Nassau County Florida | 152 | $ 28,020,000 | $ 184,000 | $ 69,000 |
| Cherokee County Georgia | 152 | $ 24,018,000 | $ 158,000 | $ 92,000 |
| Marion County Indiana | 150 | $ 17,335,000 | $ 115,000 | $ 87,000 |
| Manatee County Florida | 139 | $ 20,308,000 | $ 146,000 | $ 77,000 |
| Iredell County North Carolina | 138 | $ 17,493,000 | $ 126,000 | $ 79,000 |
| McHenry County Illinois | 133 | $ 24,555,000 | $ 184,000 | $ 74,000 |
| Adams County Colorado | 125 | $ 15,960,000 | $ 127,000 | $ 76,000 |
| Paulding County Georgia | 124 | $ 14,692,000 | $ 118,000 | $ 62,000 |
| Hamilton County Indiana | 122 | $ 17,456,000 | $ 143,000 | $ 89,000 |
| Douglas County Colorado | 121 | $ 14,156,000 | $ 116,000 | $ 63,000 |
| Hendricks County Indiana | 116 | $ 14,606,000 | $ 125,000 | $ 65,000 |
| Richland County South Carolina | 114 | $ 18,391,000 | $ 161,000 | $ 70,000 |
| Douglas County Georgia | 113 | $ 15,243,000 | $ 134,000 | $ 60,000 |
| Beaufort County South Carolina | 111 | $ 15,903,000 | $ 143,000 | $ 107,000 |
| Clay County Florida | 109 | $ 20,242,000 | $ 185,000 | $ 74,000 |
| Lancaster County South Carolina | 107 | $ 16,084,000 | $ 150,000 | $ 76,000 |
| Merced County California | 105 | $ 24,279,000 | $ 231,000 | $ 86,000 |
| Johnston County North Carolina | 103 | $ 16,170,000 | $ 156,000 | $ 60,000 |
| Cobb County Georgia | 96 | $ 16,623,000 | $ 173,000 | $ 89,000 |
| Sutter County California | 94 | $ 17,990,000 | $ 191,000 | $ 90,000 |
| East Baton Rouge County Louisiana | 92 | $ 15,213,000 | $ 165,000 | $ 74,000 |
| Guadalupe County Texas | 90 | $ 15,270,000 | $ 169,000 | $ 81,000 |
| Dorchester County South Carolina | 89 | $ 14,117,000 | $ 158,000 | $ 72,000 |
| Charleston County South Carolina | 87 | $ 14,777,000 | $ 169,000 | $ 66,000 |
| Indian River County Florida | 85 | $ 13,665,000 | $ 160,000 | $ 161,000 |
| Bell County Texas | 84 | $ 12,133,000 | $ 144,000 | $ 68,000 |
| Madera County California | 83 | $ 16,566,000 | $ 199,000 | $ 68,000 |
| York County South Carolina | 81 | $ 14,110,000 | $ 174,000 | $ 79,000 |
| Sandoval County New Mexico | 76 | $ 12,200,000 | $ 160,000 | $ 79,000 |
| Kenosha County Wisconsin | 75 | $ 17,019,000 | $ 226,000 | $ 89,000 |
| El Paso County Colorado | 71 | $ 10,429,000 | $ 146,000 | $ 60,000 |
| Charlotte County Florida | 71 | $ 11,110,000 | $ 156,000 | $ 85,000 |
| Jefferson County Colorado | 68 | $ 11,755,000 | $ 172,000 | $ 96,000 |
| Galveston County Texas | 67 | $ 8,952,000 | $ 133,000 | $ 78,000 |
| Placer County California | 62 | $ 16,366,000 | $ 263,000 | $ 116,000 |
| Brazoria County Texas | 59 | $ 7,494,000 | $ 127,000 | $ 65,000 |
| DeKalb County Georgia | 58 | $ 7,574,000 | $ 130,000 | $ 53,000 |
| Cook County Illinois | 50 | $ 20,999,000 | $ 419,000 | $ 159,000 |
| Montgomery County Maryland | 46 | $ 11,309,000 | $ 245,000 | $ 108,000 |
| Sarasota County Florida | 45 | $ 7,360,000 | $ 163,000 | $ 88,000 |
| Flagler County Florida | 44 | $ 7,699,000 | $ 174,000 | $ 80,000 |
| Coweta County Georgia | 44 | $ 5,672,000 | $ 128,000 | $ 65,000 |
| Kershaw County South Carolina | 44 | $ 5,456,000 | $ 124,000 | $ 60,000 |
| Charles County Maryland | 41 | $ 12,742,000 | $ 310,000 | $ 121,000 |
| Forsyth County Georgia | 37 | $ 4,068,000 | $ 109,000 | $ 72,000 |
| Loudoun County Virginia | 36 | $ 13,704,000 | $ 380,000 | $ 192,000 |
| St. Tammany County Louisiana | 35 | $ 4,987,000 | $ 142,000 | $ 81,000 |
| Imperial County California | 34 | $ 8,119,000 | $ 238,000 | $ 86,000 |
| Brevard County Florida | 33 | $ 5,032,000 | $ 152,000 | $ 71,000 |
| Will County Illinois | 31 | $ 7,386,000 | $ 238,000 | $ 86,000 |
| Gaston County North Carolina | 28 | $ 3,436,000 | $ 122,000 | $ 70,000 |
| Johnson County Texas | 27 | $ 2,467,000 | $ 91,000 | $ 64,000 |
| St. Lucie County Florida | 22 | $ 3,732,000 | $ 169,000 | $ 56,000 |
| Hancock County Indiana | 21 | $ 1,974,000 | $ 94,000 | $ 67,000 |
| Orleans County Louisiana | 21 | $ 4,772,000 | $ 227,000 | $ 177,000 |
| Prince George's County Maryland | 21 | $ 8,200,000 | $ 390,000 | $ 130,000 |
| Spartanburg County South Carolina | 21 | $ 2,624,000 | $ 124,000 | $ 82,000 |
| Greenville County South Carolina | 18 | $ 2,060,000 | $ 114,000 | $ 56,000 |
| Kaufman County Texas | 17 | $ 1,334,000 | $ 78,000 | $ 68,000 |
| DeSoto County Florida | 16 | $ 2,440,000 | $ 152,000 | $ 74,000 |
| Johnson County Indiana | 15 | $ 1,314,000 | $ 87,000 | $ 64,000 |
| Fort Bend County Texas | 13 | $ 3,055,000 | $ 235,000 | $ 138,000 |
| Livingston County Louisiana | 8 | $ 1,042,000 | $ 130,000 | $ 39,000 |
| Stanislaus County California | 6 | $ 1,438,000 | $ 239,000 | $ 93,000 |
| Boone County Indiana | 6 | $ 969,000 | $ 161,000 | $ 114,000 |
| Jefferson County Louisiana | 4 | $ 608,000 | $ 152,000 | $ 74,000 |
| Ellis County Texas | 4 | $ 376,000 | $ 94,000 | $ 76,000 |
| Mohave County Arizona | 3 | $ 315,000 | $ 105,000 | $ 29,000 |
| Miami-Dade County Florida | 3 | $ 787,000 | $ 262,000 | $ 56,000 |
| Butte County California | 2 | $ 531,000 | $ 265,000 | $ 69,000 |
| Monterey County California | 2 | $ 166,000 | $ 83,000 | $ 75,000 |
| Henry County Georgia | 2 | $ 195,000 | $ 97,000 | $ 83,000 |
| Elko County Nevada | 2 | $ 102,000 | $ 51,000 | $ 44,000 |
| Orange County North Carolina | 2 | $ 400,000 | $ 200,000 | $ 78,000 |
| Cameron County Texas | 2 | $ 1,350,000 | $ 675,000 | $ 752,000 |
| Comal County Texas | 2 | $ 613,000 | $ 306,000 | $ 208,000 |
| Kings County California | 1 | $ 202,000 | $ 202,000 | $ 38,000 |
| Pueblo County Colorado | 1 | $ 167,000 | $ 167,000 | $ 84,000 |
| Palm Beach County Florida | 1 | $ 103,000 | $ 103,000 | $ 42,000 |
| Hall County Georgia | 1 | $ 768,000 | $ 768,000 | $ 600,000 |
| Spalding County Georgia | 1 | $ 206,000 | $ 206,000 | $ 43,000 |
| Knox County Illinois | 1 | $ 275,000 | $ 275,000 | $ 249,000 |
| Henry County Indiana | 1 | $ 166,000 | $ 166,000 | $ 93,000 |
| Morgan County Indiana | 1 | $ 114,000 | $ 114,000 | $ 55,000 |
| Meade County Kentucky | 1 | $ 106,000 | $ 106,000 | $ 70,000 |
| Tangipahoa County Louisiana | 1 | $ 200,000 | $ 200,000 | $ 90,000 |
| Bristol County Massachusetts | 1 | $ 160,000 | $ 160,000 | $ 180,000 |
| Nye County Nevada | 1 | $ 187,000 | $ 187,000 | $ 61,000 |
| Burke County North Carolina | 1 | $ 78,000 | $ 78,000 | $ 44,000 |
| Cabarrus County North Carolina | 1 | $ 312,000 | $ 312,000 | $ 90,000 |
| Granville County North Carolina | 1 | $ 129,000 | $ 129,000 | $ 30,000 |
| Tulsa County Oklahoma | 1 | $ 158,000 | $ 158,000 | $ 138,000 |
| Lake County Oregon | 1 | $ 240,000 | $ 240,000 | $ 198,000 |
| Anderson County South Carolina | 1 | $ 126,000 | $ 126,000 | $ 30,000 |
| Cherokee County South Carolina | 1 | $ 120,000 | $ 120,000 | $ 48,000 |
| Williamson County Tennessee | 1 | $ 16,000 | $ 16,000 | $ 116,000 |
| Angelina County Texas | 1 | $ 114,000 | $ 114,000 | $ 78,000 |
| Bandera County Texas | 1 | $ 224,000 | $ 224,000 | $ 81,000 |
| Bastrop County Texas | 1 | $ 112,000 | $ 112,000 | $ 40,000 |
| Grayson County Texas | 1 | $ 130,000 | $ 130,000 | $ 65,000 |
| Liberty County Texas | 1 | $ 128,000 | $ 128,000 | $ 64,000 |
| Lubbock County Texas | 1 | $ 52,000 | $ 52,000 | $ 45,000 |
| Navarro County Texas | 1 | $ 70,000 | $ 70,000 | $ 30,000 |
| Nueces County Texas | 1 | $ 116,000 | $ 116,000 | $ 61,000 |
| Randall County Texas | 1 | $ 129,000 | $ 129,000 | $ 38,000 |
| Uvalde County Texas | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Fairfax County Virginia | 1 | $ 417,000 | $ 417,000 | $ 248,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 39,062 | $7,235,578,000 | $185,000 | $2,400,000 | $82,000 | $1,224,000 |
| Refinancing | 100 | $23,523,000 | $235,000 | $850,000 | $111,000 | $1,200,000 |
| Home Improvement | 6 | $942,000 | $157,000 | $320,000 | $110,000 | $166,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 14,156 | $2,500,421,000 | $176,000 | $1,263,000 | $85,000 | $1,200,000 |
| Not Provided | 9,749 | $1,896,051,000 | $194,000 | $2,400,000 | $83,000 | $1,200,000 |
| Hispanic | 8,565 | $1,475,704,000 | $172,000 | $1,164,000 | $71,000 | $1,224,000 |
| Black or African American | 3,126 | $526,971,000 | $168,000 | $895,000 | $70,000 | $600,000 |
| Asian | 3,089 | $759,358,000 | $245,000 | $1,000,000 | $106,000 | $1,000,000 |
| Native Hawaiian or Other Pacific Islander | 343 | $74,636,000 | $217,000 | $1,000,000 | $92,000 | $720,000 |
| American Indian or Alaskan Native | 140 | $26,902,000 | $192,000 | $612,000 | $91,000 | $392,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 33,484 | $6,238,914,000 | $186,000 | $2,400,000 | $85,000 | $1,224,000 |
| FHA-insured (Federal Housing Administration) | 3,780 | $637,527,000 | $168,000 | $390,000 | $63,000 | $492,000 |
| VA-guaranteed (Veterans Administration) | 1,805 | $366,225,000 | $202,000 | $476,000 | $68,000 | $244,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 99 | $17,377,000 | $175,000 | $281,000 | $50,000 | $118,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 20,415 | $3,809,278,000 | $186,000 | $1,263,000 | $86,000 | $1,200,000 |
| Application Withdrawn By Applicant | 10,136 | $1,862,518,000 | $183,000 | $2,400,000 | $81,000 | $1,224,000 |
| Application Denied By Financial Institution | 6,108 | $1,085,868,000 | $177,000 | $1,000,000 | $73,000 | $1,200,000 |
| Application Approved But Not Accepted | 2,122 | $417,953,000 | $196,000 | $908,000 | $80,000 | $540,000 |
| File Closed For Incompleteness | 230 | $55,575,000 | $241,000 | $1,000,000 | $103,000 | $480,000 |
| Preapproval Denied by Financial Institution | 157 | $28,851,000 | $183,000 | $480,000 | $74,000 | $216,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 1,721 | $216,699,000 | $125,000 | $600,000 | $67,000 | $1,200,000 |
| Debt-To-Income Ratio | 1,417 | $272,405,000 | $192,000 | $768,000 | $64,000 | $478,000 |
| Other | 1,377 | $263,822,000 | $191,000 | $896,000 | $82,000 | $848,000 |
| Credit History | 603 | $120,210,000 | $199,000 | $894,000 | $76,000 | $540,000 |
| Unverifiable Information | 511 | $103,564,000 | $202,000 | $1,000,000 | $78,000 | $484,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 385 | $86,595,000 | $224,000 | $868,000 | $87,000 | $710,000 |
| Employment History | 185 | $36,491,000 | $197,000 | $621,000 | $78,000 | $360,000 |
| Collateral | 47 | $10,342,000 | $220,000 | $631,000 | $84,000 | $233,000 |
| Mortgage Insurance Denied | 19 | $4,591,000 | $241,000 | $714,000 | $54,000 | $150,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Countrywide Kb Home Loans's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Countrywide Kb Home Loans's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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