Countrywide Real Estate Fin Mortgage Lending & HMDA Data, 2007

In 2007, Countrywide Real Estate Fin of Calabasas, CA reported 522 mortgage applications totaling $2.2 billion, up 265% from 2006. The average application was for $4,158,312, and applicants reported an average income of $0. 81% of its applications resulted in an originated loan and 6% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (95), Los Angeles-Long Beach-Glendale, CA (89) and Oakland-Fremont-Hayward, CA (33) (applications in parentheses).

Mortgage Company & Address Countrywide Real Estate Fin
4500 Park Granada Ms Ch-143
Calabasas, CA 91302
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  
Total Number of Mortgage Applications 522
Total Mortgage Loan Application Amount $2,170,639,000
Average Mortgage Loan Application Amount $4,158,312
Highest Mortgage Loan Application Amount $72,000,000
Average Applicant Income $0
Highest Applicant Income $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Countrywide Real Estate Fin filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Countrywide Real Estate Fin by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 89 $ 229,198,000 $ 2,575,258 $ 0
Kings, New York 65 $ 82,225,000 $ 1,265,000 $ 0
Alameda, California 28 $ 46,655,000 $ 1,666,250 $ 0
San Diego, California 24 $ 50,664,000 $ 2,111,000 $ 0
King, Washington 23 $ 57,485,000 $ 2,499,347 $ 0
Denver, Colorado 22 $ 58,500,000 $ 2,659,090 $ 0
Cook, Illinois 9 $ 17,098,000 $ 1,899,777 $ 0
Bronx, New York 8 $ 11,720,000 $ 1,465,000 $ 0
Orange, California 7 $ 20,910,000 $ 2,987,142 $ 0
New York, New York 7 $ 28,575,000 $ 4,082,142 $ 0
Multnomah, Oregon 7 $ 8,190,000 $ 1,170,000 $ 0
Richmond City, Virginia 7 $ 29,312,000 $ 4,187,428 $ 0
New Haven, Connecticut 6 $ 20,575,000 $ 3,429,166 $ 0
Hillsborough, Florida 6 $ 47,640,000 $ 7,940,000 $ 0
Westchester, New York 6 $ 6,578,000 $ 1,096,333 $ 0
Contra Costa, California 5 $ 14,788,000 $ 2,957,600 $ 0
Jefferson, Colorado 5 $ 6,950,000 $ 1,390,000 $ 0
Larimer, Colorado 5 $ 22,095,000 $ 4,419,000 $ 0
Marion, Indiana 5 $ 49,250,000 $ 9,850,000 $ 0
Queens, New York 5 $ 6,345,000 $ 1,269,000 $ 0
Harris, Texas 5 $ 39,909,000 $ 7,981,800 $ 0
Maricopa, Arizona 4 $ 33,667,000 $ 8,416,750 $ 0
Sonoma, California 4 $ 12,380,000 $ 3,095,000 $ 0
Bexar, Texas 4 $ 39,400,000 $ 9,850,000 $ 0
Riverside, California 3 $ 23,750,000 $ 7,916,666 $ 0
San Francisco, California 3 $ 4,420,000 $ 1,473,333 $ 0
Santa Barbara, California 3 $ 6,645,000 $ 2,215,000 $ 0
Santa Clara, California 3 $ 7,055,000 $ 2,351,666 $ 0
Adams, Colorado 3 $ 3,544,000 $ 1,181,333 $ 0
Fulton, Georgia 3 $ 16,700,000 $ 5,566,666 $ 0
Baltimore City, Maryland 3 $ 19,540,000 $ 6,513,333 $ 0
Clark, Nevada 3 $ 31,000,000 $ 10,333,333 $ 0
Collin, Texas 3 $ 114,400,000 $ 38,133,333 $ 0
Hidalgo, Texas 3 $ 17,115,000 $ 5,705,000 $ 0
Spokane, Washington 3 $ 7,200,000 $ 2,400,000 $ 0
Tuscaloosa, Alabama 2 $ 49,100,000 $ 24,550,000 $ 0
Marin, California 2 $ 4,300,000 $ 2,150,000 $ 0
Sacramento, California 2 $ 8,950,000 $ 4,475,000 $ 0
San Bernardino, California 2 $ 15,925,000 $ 7,962,500 $ 0
Shasta, California 2 $ 15,140,000 $ 7,570,000 $ 0
Arapahoe, Colorado 2 $ 4,120,000 $ 2,060,000 $ 0
El Paso, Colorado 2 $ 2,325,000 $ 1,162,500 $ 0
Fairfield, Connecticut 2 $ 4,350,000 $ 2,175,000 $ 0
Duval, Florida 2 $ 28,150,000 $ 14,075,000 $ 0
DeKalb, Georgia 2 $ 17,238,000 $ 8,619,000 $ 0
Lake, Illinois 2 $ 17,360,000 $ 8,680,000 $ 0
Hendricks, Indiana 2 $ 7,700,000 $ 3,850,000 $ 0
East Baton Rouge, Louisiana 2 $ 19,250,000 $ 9,625,000 $ 0
Kalamazoo, Michigan 2 $ 4,145,000 $ 2,072,500 $ 0
Washtenaw, Michigan 2 $ 2,650,000 $ 1,325,000 $ 0
Madison, Mississippi 2 $ 35,115,000 $ 17,557,500 $ 0
Carson City, Nevada 2 $ 9,260,000 $ 4,630,000 $ 0
Essex, New Jersey 2 $ 4,080,000 $ 2,040,000 $ 0
Hudson, New Jersey 2 $ 1,780,000 $ 890,000 $ 0
Monroe, New York 2 $ 30,730,000 $ 15,365,000 $ 0
Richmond, New York 2 $ 4,670,000 $ 2,335,000 $ 0
Franklin, Ohio 2 $ 5,200,000 $ 2,600,000 $ 0
Greenville, South Carolina 2 $ 22,950,000 $ 11,475,000 $ 0
Brazos, Texas 2 $ 13,556,000 $ 6,778,000 $ 0
Petersburg, Virginia 2 $ 5,685,000 $ 2,842,500 $ 0
Kitsap, Washington 2 $ 3,400,000 $ 1,700,000 $ 0
Pierce, Washington 2 $ 2,875,000 $ 1,437,500 $ 0
Snohomish, Washington 2 $ 3,250,000 $ 1,625,000 $ 0
Monongalia, West Virginia 2 $ 2,018,000 $ 1,009,000 $ 0
Jefferson, Alabama 1 $ 2,800,000 $ 2,800,000 $ 0
Madison, Alabama 1 $ 20,000,000 $ 20,000,000 $ 0
Mobile, Alabama 1 $ 15,000,000 $ 15,000,000 $ 0
Montgomery, Alabama 1 $ 24,200,000 $ 24,200,000 $ 0
Benton, Arkansas 1 $ 30,400,000 $ 30,400,000 $ 0
Pulaski, Arkansas 1 $ 3,000,000 $ 3,000,000 $ 0
Fresno, California 1 $ 13,514,000 $ 13,514,000 $ 0
Kern, California 1 $ 7,166,000 $ 7,166,000 $ 0
Monterey, California 1 $ 26,000,000 $ 26,000,000 $ 0
Napa, California 1 $ 12,500,000 $ 12,500,000 $ 0
San Mateo, California 1 $ 7,160,000 $ 7,160,000 $ 0
Yolo, California 1 $ 990,000 $ 990,000 $ 0
Yuba, California 1 $ 7,200,000 $ 7,200,000 $ 0
Weld, Colorado 1 $ 1,950,000 $ 1,950,000 $ 0
Lee, Florida 1 $ 7,850,000 $ 7,850,000 $ 0
Orange, Florida 1 $ 2,550,000 $ 2,550,000 $ 0
Pinellas, Florida 1 $ 3,360,000 $ 3,360,000 $ 0
Seminole, Florida 1 $ 5,800,000 $ 5,800,000 $ 0
Camden, Georgia 1 $ 12,745,000 $ 12,745,000 $ 0
Clarke, Georgia 1 $ 2,950,000 $ 2,950,000 $ 0
Clayton, Georgia 1 $ 23,300,000 $ 23,300,000 $ 0
Cobb, Georgia 1 $ 5,800,000 $ 5,800,000 $ 0
Houston, Georgia 1 $ 1,680,000 $ 1,680,000 $ 0
Lowndes, Georgia 1 $ 9,400,000 $ 9,400,000 $ 0
Kootenai, Idaho 1 $ 2,800,000 $ 2,800,000 $ 0
Delaware, Indiana 1 $ 6,732,000 $ 6,732,000 $ 0
Fayette, Indiana 1 $ 5,000,000 $ 5,000,000 $ 0
Monroe, Indiana 1 $ 12,000,000 $ 12,000,000 $ 0
Polk, Iowa 1 $ 1,560,000 $ 1,560,000 $ 0
Pottawattamie, Iowa 1 $ 1,228,000 $ 1,228,000 $ 0
Johnson, Kansas 1 $ 26,500,000 $ 26,500,000 $ 0
Kenton, Kentucky 1 $ 5,000,000 $ 5,000,000 $ 0
Warren, Kentucky 1 $ 22,000,000 $ 22,000,000 $ 0
Lincoln, Louisiana 1 $ 3,050,000 $ 3,050,000 $ 0
Carroll, Maryland 1 $ 12,000,000 $ 12,000,000 $ 0
Ingham, Michigan 1 $ 2,480,000 $ 2,480,000 $ 0
Ottawa, Michigan 1 $ 11,900,000 $ 11,900,000 $ 0
Wayne, Michigan 1 $ 34,130,000 $ 34,130,000 $ 0
St. Louis, Minnesota 1 $ 1,010,000 $ 1,010,000 $ 0
Cascade, Montana 1 $ 500,000 $ 500,000 $ 0
Otero, New Mexico 1 $ 4,290,000 $ 4,290,000 $ 0
Erie, New York 1 $ 2,740,000 $ 2,740,000 $ 0
Niagara, New York 1 $ 4,100,000 $ 4,100,000 $ 0
Rensselaer, New York 1 $ 2,300,000 $ 2,300,000 $ 0
Cleveland, North Carolina 1 $ 7,850,000 $ 7,850,000 $ 0
Durham, North Carolina 1 $ 3,600,000 $ 3,600,000 $ 0
Forsyth, North Carolina 1 $ 5,000,000 $ 5,000,000 $ 0
Mecklenburg, North Carolina 1 $ 12,230,000 $ 12,230,000 $ 0
Wake, North Carolina 1 $ 6,800,000 $ 6,800,000 $ 0
Cuyahoga, Ohio 1 $ 4,700,000 $ 4,700,000 $ 0
Oklahoma, Oklahoma 1 $ 7,200,000 $ 7,200,000 $ 0
Tulsa, Oklahoma 1 $ 5,235,000 $ 5,235,000 $ 0
Clackamas, Oregon 1 $ 850,000 $ 850,000 $ 0
Washington, Oregon 1 $ 1,020,000 $ 1,020,000 $ 0
Yamhill, Oregon 1 $ 600,000 $ 600,000 $ 0
Greene, Pennsylvania 1 $ 4,500,000 $ 4,500,000 $ 0
Montgomery, Pennsylvania 1 $ 8,070,000 $ 8,070,000 $ 0
Richland, South Carolina 1 $ 1,984,000 $ 1,984,000 $ 0
York, South Carolina 1 $ 13,770,000 $ 13,770,000 $ 0
Carter, Tennessee 1 $ 3,200,000 $ 3,200,000 $ 0
Davidson, Tennessee 1 $ 2,700,000 $ 2,700,000 $ 0
Rutherford, Tennessee 1 $ 5,000,000 $ 5,000,000 $ 0
Shelby, Tennessee 1 $ 5,000,000 $ 5,000,000 $ 0
Brazoria, Texas 1 $ 18,600,000 $ 18,600,000 $ 0
Dallas, Texas 1 $ 7,800,000 $ 7,800,000 $ 0
Denton, Texas 1 $ 21,500,000 $ 21,500,000 $ 0
Ellis, Texas 1 $ 5,000,000 $ 5,000,000 $ 0
McLennan, Texas 1 $ 4,000,000 $ 4,000,000 $ 0
Potter, Texas 1 $ 2,450,000 $ 2,450,000 $ 0
Tarrant, Texas 1 $ 27,750,000 $ 27,750,000 $ 0
Travis, Texas 1 $ 8,520,000 $ 8,520,000 $ 0
Charlottesville, Virginia 1 $ 6,135,000 $ 6,135,000 $ 0
Hanover, Virginia 1 $ 1,000,000 $ 1,000,000 $ 0
Marathon, Wisconsin 1 $ 5,900,000 $ 5,900,000 $ 0
Albany, Wyoming 1 $ 17,290,000 $ 17,290,000 $ 0

Mortgage Loan Application Detail Totals for Countrywide Real Estate Fin in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 370 $1,379,631,000 $3,728,000 $30,400,000 $0 $0
Home Purchase 152 $791,008,000 $5,204,000 $72,000,000 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 522 $2,170,639,000 $4,158,000 $72,000,000 $0 $0
Not Provided 0 $0 $0 $0 $0 $0
White 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 522 $2,170,639,000 $4,158,000 $72,000,000 $0 $0
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 421 $1,669,197,000 $3,964,000 $34,130,000 $0 $0
Application Withdrawn By Applicant 68 $361,834,000 $5,321,000 $72,000,000 $0 $0
Application Denied By Financial Institution 33 $139,608,000 $4,230,000 $16,150,000 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 23 $62,028,000 $2,696,000 $13,800,000 $0 $0
Credit History 7 $66,660,000 $9,522,000 $16,150,000 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 3 $10,920,000 $3,640,000 $8,517,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Countrywide Real Estate Fin's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Countrywide Real Estate Fin's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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