Countybank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Countybank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Countybank 425 Main Street Greenwood, SC 29646 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 1,669 |
| Total Mortgage Loan Application Amount | $372,025,000 |
| Average Mortgage Loan Application Amount | $185,000 |
| Highest Mortgage Loan Application Amount | $1,625,000 |
| Average Applicant Income | $116,600 |
| Highest Applicant Income | $2,376,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Countybank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Countybank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Countybank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Countybank serves its applicants.
Each category highlights the total number of mortgage applications processed by Countybank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Countybank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Greenville County South Carolina | 687 | $ 162,885,000 | $ 237,000 | $ 118,000 |
| Greenwood County South Carolina | 214 | $ 35,090,000 | $ 163,000 | $ 100,000 |
| Knox County Tennessee | 176 | $ 40,690,000 | $ 231,000 | $ 97,000 |
| Spartanburg County South Carolina | 127 | $ 27,435,000 | $ 216,000 | $ 87,000 |
| Anderson County South Carolina | 119 | $ 25,745,000 | $ 216,000 | $ 103,000 |
| Laurens County South Carolina | 37 | $ 7,085,000 | $ 191,000 | $ 91,000 |
| Pickens County South Carolina | 36 | $ 5,810,000 | $ 161,000 | $ 129,000 |
| Abbeville County South Carolina | 22 | $ 3,000,000 | $ 136,000 | $ 65,000 |
| Oconee County South Carolina | 21 | $ 3,895,000 | $ 185,000 | $ 115,000 |
| Loudon County Tennessee | 21 | $ 5,075,000 | $ 241,000 | $ 80,000 |
| Blount County Tennessee | 16 | $ 3,560,000 | $ 222,000 | $ 94,000 |
| Williamson County Tennessee | 15 | $ 6,045,000 | $ 403,000 | $ 171,000 |
| Charleston County South Carolina | 12 | $ 3,460,000 | $ 288,000 | $ 183,000 |
| Anderson County Tennessee | 10 | $ 1,870,000 | $ 187,000 | $ 74,000 |
| Davidson County Tennessee | 10 | $ 3,400,000 | $ 340,000 | $ 133,000 |
| Roane County Tennessee | 10 | $ 2,460,000 | $ 246,000 | $ 75,000 |
| Wilson County Tennessee | 8 | $ 2,940,000 | $ 367,000 | $ 113,000 |
| Mecklenburg County North Carolina | 7 | $ 2,685,000 | $ 383,000 | $ 154,000 |
| Morgan County Tennessee | 6 | $ 610,000 | $ 101,000 | $ 38,000 |
| Horry County South Carolina | 5 | $ 855,000 | $ 171,000 | $ 134,000 |
| Newberry County South Carolina | 5 | $ 2,155,000 | $ 431,000 | $ 198,000 |
| Richland County South Carolina | 5 | $ 1,325,000 | $ 265,000 | $ 95,000 |
| McMinn County Tennessee | 5 | $ 775,000 | $ 155,000 | $ 52,000 |
| Jefferson County Tennessee | 4 | $ 700,000 | $ 175,000 | $ 57,000 |
| Jefferson County Alabama | 3 | $ 455,000 | $ 151,000 | $ 69,000 |
| Beaufort County South Carolina | 3 | $ 935,000 | $ 311,000 | $ 229,000 |
| Lexington County South Carolina | 3 | $ 975,000 | $ 325,000 | $ 88,000 |
| Saluda County South Carolina | 3 | $ 425,000 | $ 141,000 | $ 66,000 |
| Bradley County Tennessee | 3 | $ 725,000 | $ 241,000 | $ 106,000 |
| Campbell County Tennessee | 3 | $ 875,000 | $ 291,000 | $ 188,000 |
| Monroe County Tennessee | 3 | $ 455,000 | $ 151,000 | $ 54,000 |
| Sevier County Tennessee | 3 | $ 555,000 | $ 185,000 | $ 53,000 |
| Garland County Arkansas | 2 | $ 270,000 | $ 135,000 | $ 52,000 |
| Forsyth County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 55,000 |
| Berkeley County South Carolina | 2 | $ 600,000 | $ 300,000 | $ 84,000 |
| Cherokee County South Carolina | 2 | $ 290,000 | $ 145,000 | $ 138,000 |
| Dorchester County South Carolina | 2 | $ 360,000 | $ 180,000 | $ 35,000 |
| York County South Carolina | 2 | $ 490,000 | $ 245,000 | $ 84,000 |
| Hamilton County Tennessee | 2 | $ 570,000 | $ 285,000 | $ 57,000 |
| Denton County Texas | 2 | $ 820,000 | $ 410,000 | $ 123,000 |
| Baldwin County Alabama | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Tuscaloosa County Alabama | 1 | $ 215,000 | $ 215,000 | $ 364,000 |
| Fairfield County Connecticut | 1 | $ 595,000 | $ 595,000 | $ 460,000 |
| Hillsborough County Florida | 1 | $ 185,000 | $ 185,000 | $ 105,000 |
| Lee County Florida | 1 | $ 255,000 | $ 255,000 | $ 83,000 |
| Manatee County Florida | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| Nassau County Florida | 1 | $ 265,000 | $ 265,000 | $ 125,000 |
| Orange County Florida | 1 | $ 185,000 | $ 185,000 | $ 198,000 |
| Pinellas County Florida | 1 | $ 325,000 | $ 325,000 | $ 109,000 |
| Polk County Florida | 1 | $ 245,000 | $ 245,000 | $ 71,000 |
| Sarasota County Florida | 1 | $ 175,000 | $ 175,000 | $ 180,000 |
| St. Lucie County Florida | 1 | $ 295,000 | $ 295,000 | $ 90,000 |
| Volusia County Florida | 1 | $ 395,000 | $ 395,000 | $ 127,000 |
| Walton County Florida | 1 | $ 405,000 | $ 405,000 | $ 550,000 |
| Clarke County Georgia | 1 | $ 225,000 | $ 225,000 | $ 65,000 |
| Cobb County Georgia | 1 | $ 415,000 | $ 415,000 | $ 190,000 |
| DeKalb County Georgia | 1 | $ 385,000 | $ 385,000 | $ 189,000 |
| Elbert County Georgia | 1 | $ 95,000 | $ 95,000 | $ 67,000 |
| Fayette County Georgia | 1 | $ 355,000 | $ 355,000 | $ 132,000 |
| Forsyth County Georgia | 1 | $ 445,000 | $ 445,000 | $ 125,000 |
| Gwinnett County Georgia | 1 | $ 225,000 | $ 225,000 | $ 179,000 |
| Hall County Georgia | 1 | $ 255,000 | $ 255,000 | $ 76,000 |
| Muscogee County Georgia | 1 | $ 55,000 | $ 55,000 | $ 22,000 |
| Rabun County Georgia | 1 | $ 205,000 | $ 205,000 | $ 40,000 |
| York County Maine | 1 | $ 245,000 | $ 245,000 | $ 115,000 |
| Anne Arundel County Maryland | 1 | $ 235,000 | $ 235,000 | $ 59,000 |
| Middlesex County Massachusetts | 1 | $ 355,000 | $ 355,000 | $ 80,000 |
| Ashe County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 120,000 |
| Buncombe County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 71,000 |
| Catawba County North Carolina | 1 | $ 445,000 | $ 445,000 | $ 105,000 |
| Davidson County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 95,000 |
| Gaston County North Carolina | 1 | $ 475,000 | $ 475,000 | $ 263,000 |
| Graham County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 72,000 |
| Johnston County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 422,000 |
| Madison County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| Union County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 153,000 |
| Yancey County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 81,000 |
| Beaver County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Chester County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 59,000 |
| Darlington County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Georgetown County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 190,000 |
| Lancaster County South Carolina | 1 | $ 355,000 | $ 355,000 | $ 164,000 |
| Cocke County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 30,000 |
| Maury County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 80,000 |
| Rhea County Tennessee | 1 | $ 455,000 | $ 455,000 | $ 144,000 |
| Rutherford County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 109,000 |
| Unicoi County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Union County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 176,000 |
| Washington County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 85,000 |
| Alexandria County Virginia | 1 | $ 385,000 | $ 385,000 | $ 135,000 |
| Arlington County Virginia | 1 | $ 245,000 | $ 245,000 | $ 135,000 |
Mortgage Loan Application Detail Totals for Countybank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 924 | $201,500,000 | $218,000 | $975,000 | $101,000 | $1,452,000 |
| Refinancing | 445 | $111,145,000 | $249,000 | $1,625,000 | $125,000 | $1,784,000 |
| Cash-out Refinancing | 263 | $54,895,000 | $208,000 | $1,205,000 | $110,000 | $2,376,000 |
| Other Purpose | 28 | $3,280,000 | $117,000 | $405,000 | $111,000 | $492,000 |
| Home Improvement | 9 | $1,205,000 | $133,000 | $255,000 | $136,000 | $304,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,508 | $335,400,000 | $222,000 | $1,205,000 | $107,000 | $2,376,000 |
| Black or African American | 49 | $9,735,000 | $198,000 | $545,000 | $115,000 | $690,000 |
| Not Provided | 36 | $9,220,000 | $256,000 | $605,000 | $113,000 | $320,000 |
| Hispanic | 32 | $6,210,000 | $194,000 | $345,000 | $85,000 | $195,000 |
| Asian | 30 | $6,870,000 | $229,000 | $465,000 | $157,000 | $1,102,000 |
| Not applicable | 10 | $2,170,000 | $217,000 | $605,000 | $0 | $0 |
| American Indian or Alaskan Native | 2 | $530,000 | $265,000 | $355,000 | $83,000 | $132,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,379 | $314,455,000 | $228,000 | $1,625,000 | $116,000 | $2,376,000 |
| FHA-insured (Federal Housing Administration) | 159 | $27,565,000 | $173,000 | $325,000 | $65,000 | $183,000 |
| VA-guaranteed (Veterans Administration) | 94 | $24,870,000 | $264,000 | $935,000 | $87,000 | $255,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 37 | $5,135,000 | $138,000 | $235,000 | $45,000 | $79,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,282 | $287,840,000 | $224,000 | $1,625,000 | $107,000 | $1,452,000 |
| Application Withdrawn By Applicant | 299 | $68,265,000 | $228,000 | $1,205,000 | $124,000 | $2,376,000 |
| Application Denied By Financial Institution | 77 | $13,785,000 | $179,000 | $885,000 | $66,000 | $480,000 |
| Application Approved But Not Accepted | 11 | $2,135,000 | $194,000 | $425,000 | $74,000 | $144,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,592 | $358,240,000 | $225,000 | $1,625,000 | $110,000 | $2,376,000 |
| Credit History | 32 | $4,360,000 | $136,000 | $485,000 | $79,000 | $480,000 |
| Debt-To-Income Ratio | 28 | $5,370,000 | $191,000 | $505,000 | $62,000 | $187,000 |
| Collateral | 13 | $3,545,000 | $272,000 | $885,000 | $52,000 | $75,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $415,000 | $138,000 | $165,000 | $43,000 | $51,000 |
| Other | 1 | $95,000 | $95,000 | $95,000 | $27,000 | $27,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Countybank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Countybank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.