Countybank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Countybank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Countybank 425 Main Street Greenwood, SC 29646 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 2,718 |
| Total Mortgage Loan Application Amount | $650,990,000 |
| Average Mortgage Loan Application Amount | $237,400 |
| Highest Mortgage Loan Application Amount | $1,015,000 |
| Average Applicant Income | $112,600 |
| Highest Applicant Income | $1,823,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Countybank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Countybank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Countybank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Countybank serves its applicants.
Each category highlights the total number of mortgage applications processed by Countybank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Countybank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Greenville County South Carolina | 1,105 | $ 270,365,000 | $ 244,000 | $ 117,000 |
| Knox County Tennessee | 272 | $ 70,400,000 | $ 258,000 | $ 116,000 |
| Greenwood County South Carolina | 271 | $ 52,365,000 | $ 193,000 | $ 103,000 |
| Spartanburg County South Carolina | 222 | $ 46,260,000 | $ 208,000 | $ 95,000 |
| Anderson County South Carolina | 179 | $ 38,895,000 | $ 217,000 | $ 98,000 |
| Pickens County South Carolina | 68 | $ 13,970,000 | $ 205,000 | $ 106,000 |
| Laurens County South Carolina | 51 | $ 9,075,000 | $ 177,000 | $ 61,000 |
| Charleston County South Carolina | 43 | $ 16,735,000 | $ 389,000 | $ 163,000 |
| Oconee County South Carolina | 41 | $ 14,785,000 | $ 360,000 | $ 223,000 |
| Blount County Tennessee | 33 | $ 8,705,000 | $ 263,000 | $ 116,000 |
| Loudon County Tennessee | 32 | $ 6,810,000 | $ 212,000 | $ 74,000 |
| Abbeville County South Carolina | 27 | $ 4,745,000 | $ 175,000 | $ 132,000 |
| Davidson County Tennessee | 21 | $ 6,625,000 | $ 315,000 | $ 150,000 |
| York County South Carolina | 17 | $ 4,535,000 | $ 266,000 | $ 116,000 |
| Sevier County Tennessee | 16 | $ 3,760,000 | $ 235,000 | $ 96,000 |
| Richland County South Carolina | 15 | $ 3,515,000 | $ 234,000 | $ 104,000 |
| Williamson County Tennessee | 14 | $ 5,230,000 | $ 373,000 | $ 250,000 |
| Wilson County Tennessee | 14 | $ 4,930,000 | $ 352,000 | $ 100,000 |
| Anderson County Tennessee | 12 | $ 3,120,000 | $ 260,000 | $ 92,000 |
| Beaufort County South Carolina | 10 | $ 2,980,000 | $ 298,000 | $ 151,000 |
| Roane County Tennessee | 10 | $ 2,220,000 | $ 222,000 | $ 67,000 |
| Lexington County South Carolina | 9 | $ 2,265,000 | $ 251,000 | $ 130,000 |
| Monroe County Tennessee | 9 | $ 2,115,000 | $ 235,000 | $ 129,000 |
| Wake County North Carolina | 8 | $ 2,850,000 | $ 356,000 | $ 129,000 |
| Berkeley County South Carolina | 8 | $ 2,140,000 | $ 267,000 | $ 117,000 |
| Horry County South Carolina | 8 | $ 1,990,000 | $ 248,000 | $ 204,000 |
| Jefferson County Tennessee | 8 | $ 1,440,000 | $ 180,000 | $ 56,000 |
| Mecklenburg County North Carolina | 7 | $ 1,485,000 | $ 212,000 | $ 177,000 |
| Polk County North Carolina | 7 | $ 1,315,000 | $ 187,000 | $ 144,000 |
| Cobb County Georgia | 6 | $ 1,940,000 | $ 323,000 | $ 131,000 |
| Georgetown County South Carolina | 6 | $ 2,120,000 | $ 353,000 | $ 112,000 |
| Newberry County South Carolina | 5 | $ 1,155,000 | $ 231,000 | $ 89,000 |
| Campbell County Tennessee | 5 | $ 1,315,000 | $ 263,000 | $ 130,000 |
| Gwinnett County Georgia | 4 | $ 1,120,000 | $ 280,000 | $ 131,000 |
| Aiken County South Carolina | 4 | $ 1,000,000 | $ 250,000 | $ 125,000 |
| Dorchester County South Carolina | 4 | $ 800,000 | $ 200,000 | $ 76,000 |
| Fulton County Georgia | 3 | $ 1,405,000 | $ 468,000 | $ 157,000 |
| Forsyth County North Carolina | 3 | $ 745,000 | $ 248,000 | $ 247,000 |
| Gaston County North Carolina | 3 | $ 615,000 | $ 205,000 | $ 141,000 |
| Iredell County North Carolina | 3 | $ 1,075,000 | $ 358,000 | $ 261,000 |
| Rutherford County North Carolina | 3 | $ 755,000 | $ 251,000 | $ 82,000 |
| Cherokee County South Carolina | 3 | $ 445,000 | $ 148,000 | $ 68,000 |
| Florence County South Carolina | 3 | $ 815,000 | $ 271,000 | $ 89,000 |
| McCormick County South Carolina | 3 | $ 635,000 | $ 211,000 | $ 249,000 |
| Union County South Carolina | 3 | $ 795,000 | $ 265,000 | $ 57,000 |
| Bradley County Tennessee | 3 | $ 675,000 | $ 225,000 | $ 77,000 |
| Hamilton County Tennessee | 3 | $ 1,015,000 | $ 338,000 | $ 210,000 |
| Maury County Tennessee | 3 | $ 685,000 | $ 228,000 | $ 60,000 |
| McMinn County Tennessee | 3 | $ 345,000 | $ 115,000 | $ 75,000 |
| Tuscaloosa County Alabama | 2 | $ 450,000 | $ 225,000 | $ 216,000 |
| Brevard County Florida | 2 | $ 340,000 | $ 170,000 | $ 95,000 |
| Hernando County Florida | 2 | $ 370,000 | $ 185,000 | $ 39,000 |
| Pinellas County Florida | 2 | $ 490,000 | $ 245,000 | $ 37,000 |
| Cherokee County Georgia | 2 | $ 700,000 | $ 350,000 | $ 98,000 |
| Coweta County Georgia | 2 | $ 500,000 | $ 250,000 | $ 346,000 |
| DeKalb County Georgia | 2 | $ 900,000 | $ 450,000 | $ 187,000 |
| Hart County Georgia | 2 | $ 410,000 | $ 205,000 | $ 88,000 |
| Paulding County Georgia | 2 | $ 250,000 | $ 125,000 | $ 58,000 |
| Oldham County Kentucky | 2 | $ 470,000 | $ 235,000 | $ 90,000 |
| Caddo County Louisiana | 2 | $ 250,000 | $ 125,000 | $ 58,000 |
| Buncombe County North Carolina | 2 | $ 380,000 | $ 190,000 | $ 67,000 |
| Franklin County North Carolina | 2 | $ 290,000 | $ 145,000 | $ 98,000 |
| Haywood County North Carolina | 2 | $ 360,000 | $ 180,000 | $ 56,000 |
| Jackson County North Carolina | 2 | $ 670,000 | $ 335,000 | $ 100,000 |
| Transylvania County North Carolina | 2 | $ 570,000 | $ 285,000 | $ 106,000 |
| Union County North Carolina | 2 | $ 720,000 | $ 360,000 | $ 159,000 |
| Fairfield County South Carolina | 2 | $ 520,000 | $ 260,000 | $ 224,000 |
| Sumter County South Carolina | 2 | $ 290,000 | $ 145,000 | $ 54,000 |
| Shelby County Tennessee | 2 | $ 450,000 | $ 225,000 | $ 93,000 |
| Washington County Tennessee | 2 | $ 280,000 | $ 140,000 | $ 123,000 |
| Kanawha County West Virginia | 2 | $ 330,000 | $ 165,000 | $ 88,000 |
| Baldwin County Alabama | 1 | $ 285,000 | $ 285,000 | $ 60,000 |
| Arapahoe County Colorado | 1 | $ 345,000 | $ 345,000 | $ 48,000 |
| Denver County Colorado | 1 | $ 855,000 | $ 855,000 | $ 126,000 |
| Fairfield County Connecticut | 1 | $ 505,000 | $ 505,000 | $ 400,000 |
| Highlands County Florida | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| Indian River County Florida | 1 | $ 105,000 | $ 105,000 | $ 91,000 |
| Okaloosa County Florida | 1 | $ 215,000 | $ 215,000 | $ 106,000 |
| Osceola County Florida | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Pasco County Florida | 1 | $ 445,000 | $ 445,000 | $ 140,000 |
| St. Johns County Florida | 1 | $ 335,000 | $ 335,000 | $ 120,000 |
| Volusia County Florida | 1 | $ 225,000 | $ 225,000 | $ 136,000 |
| Walton County Florida | 1 | $ 385,000 | $ 385,000 | $ 550,000 |
| Banks County Georgia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Chatham County Georgia | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| Coffee County Georgia | 1 | $ 235,000 | $ 235,000 | $ 325,000 |
| Columbia County Georgia | 1 | $ 325,000 | $ 325,000 | $ 106,000 |
| Gilmer County Georgia | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| Hall County Georgia | 1 | $ 175,000 | $ 175,000 | $ 76,000 |
| Lee County Georgia | 1 | $ 135,000 | $ 135,000 | $ 65,000 |
| Madison County Georgia | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Rabun County Georgia | 1 | $ 225,000 | $ 225,000 | $ 192,000 |
| Richmond County Georgia | 1 | $ 105,000 | $ 105,000 | $ 120,000 |
| Cook County Illinois | 1 | $ 325,000 | $ 325,000 | $ 331,000 |
| Dearborn County Indiana | 1 | $ 115,000 | $ 115,000 | $ 226,000 |
| Marion County Indiana | 1 | $ 395,000 | $ 395,000 | $ 227,000 |
| Boone County Kentucky | 1 | $ 415,000 | $ 415,000 | $ 180,000 |
| Orleans County Louisiana | 1 | $ 255,000 | $ 255,000 | $ 157,000 |
| York County Maine | 1 | $ 245,000 | $ 245,000 | $ 119,000 |
| Middlesex County Massachusetts | 1 | $ 345,000 | $ 345,000 | $ 80,000 |
| Grand Traverse County Michigan | 1 | $ 365,000 | $ 365,000 | $ 332,000 |
| Ocean County New Jersey | 1 | $ 615,000 | $ 615,000 | $ 588,000 |
| Alamance County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 153,000 |
| Ashe County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 120,000 |
| Burke County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 55,000 |
| Davidson County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 65,000 |
| Guilford County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 83,000 |
| Harnett County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 95,000 |
| Henderson County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 87,000 |
| Johnston County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| McDowell County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 69,000 |
| Moore County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 63,000 |
| Onslow County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 83,000 |
| Pitt County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 153,000 |
| Franklin County Ohio | 1 | $ 275,000 | $ 275,000 | $ 184,000 |
| Lackawanna County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 163,000 |
| Chester County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 54,000 |
| Darlington County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 108,000 |
| Edgefield County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 115,000 |
| Jasper County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 51,000 |
| Cocke County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 30,000 |
| Cumberland County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Giles County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| Hamblen County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| Hawkins County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 60,000 |
| Johnson County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 192,000 |
| Montgomery County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| Morgan County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Robertson County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 150,000 |
| Rutherford County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 136,000 |
| Union County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Collin County Texas | 1 | $ 425,000 | $ 425,000 | $ 82,000 |
| Arlington County Virginia | 1 | $ 215,000 | $ 215,000 | $ 134,000 |
| Bedford County Virginia | 1 | $ 385,000 | $ 385,000 | $ 173,000 |
| Mercer County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for Countybank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,178 | $281,960,000 | $239,000 | $1,015,000 | $122,000 | $1,823,000 |
| Home Purchase | 1,061 | $259,515,000 | $244,000 | $975,000 | $110,000 | $906,000 |
| Cash-out Refinancing | 448 | $101,810,000 | $227,000 | $855,000 | $106,000 | $842,000 |
| Other Purpose | 22 | $5,760,000 | $261,000 | $1,005,000 | $130,000 | $656,000 |
| Home Improvement | 9 | $1,945,000 | $216,000 | $505,000 | $95,000 | $185,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,381 | $571,985,000 | $240,000 | $1,015,000 | $115,000 | $1,823,000 |
| Not Provided | 177 | $41,425,000 | $234,000 | $995,000 | $115,000 | $764,000 |
| Black or African American | 54 | $9,900,000 | $183,000 | $475,000 | $76,000 | $239,000 |
| Asian | 44 | $11,460,000 | $260,000 | $705,000 | $144,000 | $480,000 |
| Hispanic | 40 | $9,050,000 | $226,000 | $515,000 | $99,000 | $292,000 |
| Not applicable | 8 | $2,950,000 | $368,000 | $965,000 | $0 | $0 |
| American Indian or Alaskan Native | 6 | $1,230,000 | $205,000 | $355,000 | $111,000 | $197,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,465 | $595,085,000 | $241,000 | $1,015,000 | $119,000 | $1,823,000 |
| FHA-insured (Federal Housing Administration) | 116 | $21,220,000 | $182,000 | $335,000 | $64,000 | $178,000 |
| VA-guaranteed (Veterans Administration) | 96 | $28,280,000 | $294,000 | $995,000 | $86,000 | $227,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 41 | $6,405,000 | $156,000 | $295,000 | $52,000 | $86,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,089 | $512,445,000 | $245,000 | $1,005,000 | $117,000 | $1,823,000 |
| Application Withdrawn By Applicant | 498 | $112,040,000 | $224,000 | $1,015,000 | $110,000 | $906,000 |
| Application Denied By Financial Institution | 116 | $22,560,000 | $194,000 | $855,000 | $80,000 | $661,000 |
| Application Approved But Not Accepted | 15 | $3,945,000 | $263,000 | $515,000 | $144,000 | $411,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,602 | $628,430,000 | $241,000 | $1,015,000 | $116,000 | $1,823,000 |
| Debt-To-Income Ratio | 43 | $8,975,000 | $208,000 | $855,000 | $61,000 | $216,000 |
| Credit History | 37 | $7,385,000 | $199,000 | $435,000 | $106,000 | $661,000 |
| Collateral | 17 | $3,625,000 | $213,000 | $515,000 | $112,000 | $292,000 |
| Employment History | 10 | $1,060,000 | $106,000 | $185,000 | $40,000 | $58,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,310,000 | $163,000 | $315,000 | $57,000 | $122,000 |
| Other | 1 | $205,000 | $205,000 | $205,000 | $80,000 | $80,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Countybank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Countybank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.