Countybank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Countybank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Countybank 425 Main Street Greenwood, SC 29646 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 1,143 |
| Total Mortgage Loan Application Amount | $309,105,000 |
| Average Mortgage Loan Application Amount | $218,200 |
| Highest Mortgage Loan Application Amount | $2,305,000 |
| Average Applicant Income | $112,400 |
| Highest Applicant Income | $1,241,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Countybank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Countybank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Countybank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Countybank serves its applicants.
Each category highlights the total number of mortgage applications processed by Countybank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Countybank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Greenville County South Carolina | 437 | $ 126,645,000 | $ 289,000 | $ 120,000 |
| Greenwood County South Carolina | 173 | $ 32,455,000 | $ 187,000 | $ 100,000 |
| Knox County Tennessee | 110 | $ 31,460,000 | $ 286,000 | $ 106,000 |
| Spartanburg County South Carolina | 85 | $ 22,425,000 | $ 263,000 | $ 118,000 |
| Anderson County South Carolina | 67 | $ 17,235,000 | $ 257,000 | $ 117,000 |
| Laurens County South Carolina | 26 | $ 6,380,000 | $ 245,000 | $ 114,000 |
| Pickens County South Carolina | 23 | $ 5,195,000 | $ 225,000 | $ 76,000 |
| Abbeville County South Carolina | 14 | $ 2,530,000 | $ 180,000 | $ 91,000 |
| Loudon County Tennessee | 14 | $ 4,280,000 | $ 305,000 | $ 111,000 |
| Charleston County South Carolina | 13 | $ 5,045,000 | $ 388,000 | $ 185,000 |
| Blount County Tennessee | 11 | $ 2,305,000 | $ 209,000 | $ 109,000 |
| Roane County Tennessee | 10 | $ 2,430,000 | $ 243,000 | $ 120,000 |
| Oconee County South Carolina | 7 | $ 2,535,000 | $ 362,000 | $ 230,000 |
| Anderson County Tennessee | 7 | $ 1,355,000 | $ 193,000 | $ 70,000 |
| Davidson County Tennessee | 7 | $ 2,595,000 | $ 370,000 | $ 160,000 |
| McCormick County South Carolina | 6 | $ 770,000 | $ 128,000 | $ 58,000 |
| Horry County South Carolina | 5 | $ 1,125,000 | $ 225,000 | $ 107,000 |
| Campbell County Tennessee | 5 | $ 885,000 | $ 177,000 | $ 86,000 |
| Williamson County Tennessee | 5 | $ 2,685,000 | $ 537,000 | $ 193,000 |
| Beaufort County South Carolina | 4 | $ 1,490,000 | $ 372,000 | $ 127,000 |
| Richland County South Carolina | 4 | $ 1,020,000 | $ 255,000 | $ 154,000 |
| Jefferson County Tennessee | 4 | $ 890,000 | $ 222,000 | $ 68,000 |
| Sevier County Tennessee | 4 | $ 2,850,000 | $ 712,000 | $ 81,000 |
| Volusia County Florida | 3 | $ 1,505,000 | $ 501,000 | $ 149,000 |
| Fulton County Georgia | 3 | $ 1,145,000 | $ 381,000 | $ 176,000 |
| Dorchester County South Carolina | 3 | $ 525,000 | $ 175,000 | $ 49,000 |
| Cocke County Tennessee | 3 | $ 505,000 | $ 168,000 | $ 80,000 |
| Sumner County Tennessee | 3 | $ 1,385,000 | $ 461,000 | $ 407,000 |
| Wilson County Tennessee | 3 | $ 1,265,000 | $ 421,000 | $ 91,000 |
| Baldwin County Alabama | 2 | $ 690,000 | $ 345,000 | $ 91,000 |
| Mobile County Alabama | 2 | $ 610,000 | $ 305,000 | $ 140,000 |
| Adams County Colorado | 2 | $ 910,000 | $ 455,000 | $ 105,000 |
| Cobb County Georgia | 2 | $ 430,000 | $ 215,000 | $ 205,000 |
| DeKalb County Georgia | 2 | $ 510,000 | $ 255,000 | $ 191,000 |
| Forsyth County Georgia | 2 | $ 640,000 | $ 320,000 | $ 84,000 |
| Henderson County North Carolina | 2 | $ 1,120,000 | $ 560,000 | $ 148,000 |
| Mecklenburg County North Carolina | 2 | $ 870,000 | $ 435,000 | $ 185,000 |
| Cherokee County South Carolina | 2 | $ 440,000 | $ 220,000 | $ 56,000 |
| Lexington County South Carolina | 2 | $ 480,000 | $ 240,000 | $ 85,000 |
| Newberry County South Carolina | 2 | $ 840,000 | $ 420,000 | $ 165,000 |
| York County South Carolina | 2 | $ 390,000 | $ 195,000 | $ 45,000 |
| Bradley County Tennessee | 2 | $ 310,000 | $ 155,000 | $ 61,000 |
| Hamblen County Tennessee | 2 | $ 620,000 | $ 310,000 | $ 94,000 |
| Monroe County Tennessee | 2 | $ 740,000 | $ 370,000 | $ 111,000 |
| Scott County Tennessee | 2 | $ 270,000 | $ 135,000 | $ 34,000 |
| Cullman County Alabama | 1 | $ 505,000 | $ 505,000 | $ 225,000 |
| Jefferson County Alabama | 1 | $ 315,000 | $ 315,000 | $ 60,000 |
| Douglas County Colorado | 1 | $ 555,000 | $ 555,000 | $ 264,000 |
| Bay County Florida | 1 | $ 135,000 | $ 135,000 | $ 117,000 |
| Brevard County Florida | 1 | $ 505,000 | $ 505,000 | $ 115,000 |
| Broward County Florida | 1 | $ 445,000 | $ 445,000 | $ 53,000 |
| Charlotte County Florida | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| Manatee County Florida | 1 | $ 405,000 | $ 405,000 | $ 214,000 |
| Orange County Florida | 1 | $ 175,000 | $ 175,000 | $ 79,000 |
| Palm Beach County Florida | 1 | $ 295,000 | $ 295,000 | $ 115,000 |
| Pinellas County Florida | 1 | $ 175,000 | $ 175,000 | $ 71,000 |
| Polk County Florida | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Bartow County Georgia | 1 | $ 195,000 | $ 195,000 | $ 188,000 |
| Coweta County Georgia | 1 | $ 245,000 | $ 245,000 | $ 86,000 |
| Glynn County Georgia | 1 | $ 105,000 | $ 105,000 | $ 131,000 |
| Houston County Georgia | 1 | $ 65,000 | $ 65,000 | $ 43,000 |
| Paulding County Georgia | 1 | $ 195,000 | $ 195,000 | $ 188,000 |
| Walton County Georgia | 1 | $ 335,000 | $ 335,000 | $ 101,000 |
| Dearborn County Indiana | 1 | $ 375,000 | $ 375,000 | $ 257,000 |
| Allen County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 70,000 |
| Baltimore City County Maryland | 1 | $ 275,000 | $ 275,000 | $ 103,000 |
| Buncombe County North Carolina | 1 | $ 625,000 | $ 625,000 | $ 168,000 |
| Haywood County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 282,000 |
| Jackson County North Carolina | 1 | $ 555,000 | $ 555,000 | $ 148,000 |
| Transylvania County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 103,000 |
| Wayne County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| Fairfield County Ohio | 1 | $ 355,000 | $ 355,000 | $ 261,000 |
| Franklin County Ohio | 1 | $ 625,000 | $ 625,000 | $ 187,000 |
| Lancaster County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 154,000 |
| Philadelphia County Pennsylvania | 1 | $ 425,000 | $ 425,000 | $ 209,000 |
| Berkeley County South Carolina | 1 | $ 395,000 | $ 395,000 | $ 161,000 |
| Clarendon County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 40,000 |
| Jasper County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 71,000 |
| Kershaw County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 63,000 |
| Lancaster County South Carolina | 1 | $ 645,000 | $ 645,000 | $ 273,000 |
| Orangeburg County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 40,000 |
| Saluda County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 29,000 |
| Cumberland County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 164,000 |
| DeKalb County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| Dickson County Tennessee | 1 | $ 775,000 | $ 775,000 | $ 294,000 |
| Fentress County Tennessee | 1 | $ 575,000 | $ 575,000 | $ 140,000 |
| Grainger County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 69,000 |
| Hawkins County Tennessee | 1 | $ 545,000 | $ 545,000 | $ 251,000 |
| Montgomery County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 84,000 |
| Rhea County Tennessee | 1 | $ 455,000 | $ 455,000 | $ 265,000 |
| Rutherford County Tennessee | 1 | $ 465,000 | $ 465,000 | $ 78,000 |
| Shelby County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 35,000 |
| Union County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 96,000 |
| Lubbock County Texas | 1 | $ 225,000 | $ 225,000 | $ 86,000 |
| Norfolk County Virginia | 1 | $ 215,000 | $ 215,000 | $ 82,000 |
| Petersburg County Virginia | 1 | $ 215,000 | $ 215,000 | $ 122,000 |
| Smyth County Virginia | 1 | $ 155,000 | $ 155,000 | $ 203,000 |
Mortgage Loan Application Detail Totals for Countybank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 743 | $214,655,000 | $288,000 | $1,545,000 | $118,000 | $1,176,000 |
| Cash-out Refinancing | 231 | $54,625,000 | $236,000 | $2,305,000 | $96,000 | $550,000 |
| Refinancing | 116 | $31,840,000 | $274,000 | $1,535,000 | $144,000 | $1,241,000 |
| Other Purpose | 35 | $5,565,000 | $159,000 | $685,000 | $100,000 | $288,000 |
| Home Improvement | 18 | $2,420,000 | $134,000 | $335,000 | $104,000 | $257,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 892 | $241,770,000 | $271,000 | $1,545,000 | $118,000 | $1,241,000 |
| Not Provided | 151 | $40,515,000 | $268,000 | $645,000 | $102,000 | $395,000 |
| Black or African American | 33 | $6,725,000 | $203,000 | $465,000 | $89,000 | $336,000 |
| Asian | 30 | $8,540,000 | $284,000 | $705,000 | $113,000 | $319,000 |
| Hispanic | 28 | $7,350,000 | $262,000 | $645,000 | $106,000 | $400,000 |
| Not applicable | 6 | $3,120,000 | $520,000 | $2,305,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,016 | $276,150,000 | $271,000 | $2,305,000 | $119,000 | $1,241,000 |
| FHA-insured (Federal Housing Administration) | 69 | $15,525,000 | $225,000 | $425,000 | $77,000 | $248,000 |
| VA-guaranteed (Veterans Administration) | 44 | $14,390,000 | $327,000 | $795,000 | $104,000 | $300,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 14 | $3,040,000 | $217,000 | $335,000 | $68,000 | $101,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 830 | $229,780,000 | $276,000 | $2,305,000 | $119,000 | $1,176,000 |
| Application Withdrawn By Applicant | 238 | $65,170,000 | $273,000 | $1,535,000 | $117,000 | $1,241,000 |
| Application Denied By Financial Institution | 66 | $11,970,000 | $181,000 | $645,000 | $68,000 | $257,000 |
| Application Approved But Not Accepted | 6 | $1,580,000 | $263,000 | $355,000 | $148,000 | $300,000 |
| File Closed For Incompleteness | 3 | $605,000 | $201,000 | $275,000 | $67,000 | $127,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,077 | $297,135,000 | $275,000 | $2,305,000 | $118,000 | $1,241,000 |
| Credit History | 27 | $3,495,000 | $129,000 | $405,000 | $79,000 | $257,000 |
| Debt-To-Income Ratio | 21 | $5,385,000 | $256,000 | $645,000 | $46,000 | $87,000 |
| Collateral | 12 | $2,100,000 | $175,000 | $465,000 | $90,000 | $216,000 |
| Other | 3 | $555,000 | $185,000 | $265,000 | $57,000 | $78,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $270,000 | $135,000 | $205,000 | $56,000 | $78,000 |
| Employment History | 1 | $165,000 | $165,000 | $165,000 | $45,000 | $45,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Countybank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Countybank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.