Credit Union Of Texas
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Credit Union Of Texas 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Credit Union Of Texas 8131 Lbj Freeway, Suite 500 Allen, TX 75251 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,514 |
| Total Mortgage Loan Application Amount | $71,374,000 |
| Average Mortgage Loan Application Amount | $47,666 |
| Highest Mortgage Loan Application Amount | $218,000 |
| Average Applicant Income | $101,666 |
| Highest Applicant Income | $500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Credit Union Of Texas. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Credit Union Of Texas's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Credit Union Of Texas's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Credit Union Of Texas serves its applicants.
Each category highlights the total number of mortgage applications processed by Credit Union Of Texas, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Credit Union Of Texas's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Collin County Texas | 323 | $ 15,837,000 | $ 49,000 | $ 116,000 |
| Dallas County Texas | 249 | $ 11,591,000 | $ 46,000 | $ 99,000 |
| Denton County Texas | 179 | $ 8,366,000 | $ 46,000 | $ 117,000 |
| Harris County Texas | 64 | $ 2,954,000 | $ 46,000 | $ 118,000 |
| Ellis County Texas | 26 | $ 1,147,000 | $ 44,000 | $ 106,000 |
| Rockwall County Texas | 25 | $ 1,102,000 | $ 44,000 | $ 107,000 |
| Montgomery County Texas | 23 | $ 1,058,000 | $ 46,000 | $ 124,000 |
| Fort Bend County Texas | 21 | $ 990,000 | $ 47,000 | $ 103,000 |
| Tarrant County Texas | 20 | $ 895,000 | $ 44,000 | $ 101,000 |
| Bexar County Texas | 16 | $ 704,000 | $ 44,000 | $ 98,000 |
| Ector County Texas | 16 | $ 915,000 | $ 57,000 | $ 68,000 |
| Kaufman County Texas | 16 | $ 586,000 | $ 36,000 | $ 65,000 |
| Tulsa County Oklahoma | 14 | $ 405,000 | $ 28,000 | $ 67,000 |
| Brazoria County Texas | 14 | $ 593,000 | $ 42,000 | $ 89,000 |
| Hidalgo County Texas | 14 | $ 518,000 | $ 37,000 | $ 43,000 |
| Travis County Texas | 13 | $ 626,000 | $ 48,000 | $ 132,000 |
| Orange County Texas | 12 | $ 546,000 | $ 45,000 | $ 55,000 |
| Smith County Texas | 12 | $ 475,000 | $ 39,000 | $ 90,000 |
| Douglas County Colorado | 11 | $ 719,000 | $ 65,000 | $ 102,000 |
| El Paso County Texas | 11 | $ 520,000 | $ 47,000 | $ 73,000 |
| Midland County Texas | 11 | $ 524,000 | $ 47,000 | $ 63,000 |
| Oklahoma County Oklahoma | 10 | $ 319,000 | $ 31,000 | $ 81,000 |
| Williamson County Texas | 10 | $ 435,000 | $ 43,000 | $ 91,000 |
| Arapahoe County Colorado | 7 | $ 389,000 | $ 55,000 | $ 101,000 |
| Bell County Texas | 7 | $ 387,000 | $ 55,000 | $ 81,000 |
| Comal County Texas | 7 | $ 343,000 | $ 49,000 | $ 111,000 |
| Johnson County Texas | 7 | $ 228,000 | $ 32,000 | $ 59,000 |
| Nueces County Texas | 7 | $ 357,000 | $ 51,000 | $ 57,000 |
| Rusk County Texas | 7 | $ 397,000 | $ 56,000 | $ 59,000 |
| Wichita County Texas | 7 | $ 304,000 | $ 43,000 | $ 38,000 |
| Adams County Colorado | 6 | $ 263,000 | $ 43,000 | $ 76,000 |
| Atascosa County Texas | 6 | $ 335,000 | $ 55,000 | $ 64,000 |
| Harrison County Texas | 6 | $ 279,000 | $ 46,000 | $ 61,000 |
| Hopkins County Texas | 6 | $ 154,000 | $ 25,000 | $ 38,000 |
| McLennan County Texas | 6 | $ 261,000 | $ 43,000 | $ 101,000 |
| Newton County Texas | 6 | $ 302,000 | $ 50,000 | $ 47,000 |
| Parker County Texas | 6 | $ 267,000 | $ 44,000 | $ 113,000 |
| San Patricio County Texas | 6 | $ 267,000 | $ 44,000 | $ 48,000 |
| Washington County Texas | 6 | $ 357,000 | $ 59,000 | $ 58,000 |
| Wise County Texas | 6 | $ 210,000 | $ 35,000 | $ 69,000 |
| Jefferson County Colorado | 5 | $ 236,000 | $ 47,000 | $ 82,000 |
| Cleveland County Oklahoma | 5 | $ 183,000 | $ 36,000 | $ 133,000 |
| Bowie County Texas | 5 | $ 217,000 | $ 43,000 | $ 44,000 |
| Cameron County Texas | 5 | $ 203,000 | $ 40,000 | $ 53,000 |
| Gregg County Texas | 5 | $ 239,000 | $ 47,000 | $ 63,000 |
| Henderson County Texas | 5 | $ 277,000 | $ 55,000 | $ 42,000 |
| Hunt County Texas | 5 | $ 181,000 | $ 36,000 | $ 35,000 |
| Jefferson County Texas | 5 | $ 209,000 | $ 41,000 | $ 36,000 |
| Medina County Texas | 5 | $ 291,000 | $ 58,000 | $ 45,000 |
| Potter County Texas | 5 | $ 219,000 | $ 43,000 | $ 39,000 |
| Wood County Texas | 5 | $ 319,000 | $ 63,000 | $ 60,000 |
| Denver County Colorado | 4 | $ 186,000 | $ 46,000 | $ 98,000 |
| Larimer County Colorado | 4 | $ 199,000 | $ 49,000 | $ 85,000 |
| Angelina County Texas | 4 | $ 250,000 | $ 62,000 | $ 73,000 |
| Austin County Texas | 4 | $ 153,000 | $ 38,000 | $ 38,000 |
| Brazos County Texas | 4 | $ 228,000 | $ 57,000 | $ 112,000 |
| Cooke County Texas | 4 | $ 135,000 | $ 33,000 | $ 106,000 |
| DeWitt County Texas | 4 | $ 191,000 | $ 47,000 | $ 50,000 |
| Gaines County Texas | 4 | $ 189,000 | $ 47,000 | $ 41,000 |
| Galveston County Texas | 4 | $ 133,000 | $ 33,000 | $ 91,000 |
| Gillespie County Texas | 4 | $ 174,000 | $ 43,000 | $ 44,000 |
| Gonzales County Texas | 4 | $ 172,000 | $ 43,000 | $ 50,000 |
| Grayson County Texas | 4 | $ 170,000 | $ 42,000 | $ 77,000 |
| Hardeman County Texas | 4 | $ 280,000 | $ 70,000 | $ 64,000 |
| Kerr County Texas | 4 | $ 174,000 | $ 43,000 | $ 49,000 |
| Lavaca County Texas | 4 | $ 182,000 | $ 45,000 | $ 45,000 |
| Nacogdoches County Texas | 4 | $ 89,000 | $ 22,000 | $ 31,000 |
| Panola County Texas | 4 | $ 157,000 | $ 39,000 | $ 56,000 |
| Canadian County Oklahoma | 3 | $ 93,000 | $ 31,000 | $ 62,000 |
| Carter County Oklahoma | 3 | $ 142,000 | $ 47,000 | $ 108,000 |
| Rogers County Oklahoma | 3 | $ 159,000 | $ 53,000 | $ 105,000 |
| Andrews County Texas | 3 | $ 169,000 | $ 56,000 | $ 50,000 |
| Archer County Texas | 3 | $ 169,000 | $ 56,000 | $ 34,000 |
| Bandera County Texas | 3 | $ 101,000 | $ 33,000 | $ 33,000 |
| Bastrop County Texas | 3 | $ 148,000 | $ 49,000 | $ 29,000 |
| Chambers County Texas | 3 | $ 146,000 | $ 48,000 | $ 101,000 |
| Cherokee County Texas | 3 | $ 165,000 | $ 55,000 | $ 58,000 |
| Fannin County Texas | 3 | $ 154,000 | $ 51,000 | $ 72,000 |
| Hood County Texas | 3 | $ 120,000 | $ 40,000 | $ 39,000 |
| Houston County Texas | 3 | $ 198,000 | $ 66,000 | $ 58,000 |
| Jasper County Texas | 3 | $ 206,000 | $ 68,000 | $ 133,000 |
| Lee County Texas | 3 | $ 130,000 | $ 43,000 | $ 32,000 |
| Leon County Texas | 3 | $ 223,000 | $ 74,000 | $ 52,000 |
| Liberty County Texas | 3 | $ 155,000 | $ 51,000 | $ 70,000 |
| Lubbock County Texas | 3 | $ 104,000 | $ 34,000 | $ 41,000 |
| Navarro County Texas | 3 | $ 172,000 | $ 57,000 | $ 46,000 |
| Polk County Texas | 3 | $ 136,000 | $ 45,000 | $ 46,000 |
| Shelby County Texas | 3 | $ 227,000 | $ 75,000 | $ 65,000 |
| Taylor County Texas | 3 | $ 165,000 | $ 55,000 | $ 61,000 |
| Van Zandt County Texas | 3 | $ 131,000 | $ 43,000 | $ 51,000 |
| Boulder County Colorado | 2 | $ 130,000 | $ 65,000 | $ 105,000 |
| Broomfield County Colorado | 2 | $ 165,000 | $ 82,000 | $ 140,000 |
| Summit County Colorado | 2 | $ 185,000 | $ 92,000 | $ 128,000 |
| Weld County Colorado | 2 | $ 131,000 | $ 65,000 | $ 112,000 |
| Love County Oklahoma | 2 | $ 60,000 | $ 30,000 | $ 64,000 |
| Payne County Oklahoma | 2 | $ 73,000 | $ 36,000 | $ 49,000 |
| Wagoner County Oklahoma | 2 | $ 66,000 | $ 33,000 | $ 81,000 |
| Callahan County Texas | 2 | $ 82,000 | $ 41,000 | $ 35,000 |
| Cass County Texas | 2 | $ 138,000 | $ 69,000 | $ 29,000 |
| Colorado County Texas | 2 | $ 131,000 | $ 65,000 | $ 57,000 |
| Dawson County Texas | 2 | $ 111,000 | $ 55,000 | $ 61,000 |
| Eastland County Texas | 2 | $ 72,000 | $ 36,000 | $ 50,000 |
| Fayette County Texas | 2 | $ 81,000 | $ 40,000 | $ 35,000 |
| Hays County Texas | 2 | $ 86,000 | $ 43,000 | $ 61,000 |
| Jack County Texas | 2 | $ 126,000 | $ 63,000 | $ 47,000 |
| Jones County Texas | 2 | $ 89,000 | $ 44,000 | $ 44,000 |
| Marion County Texas | 2 | $ 93,000 | $ 46,000 | $ 57,000 |
| Mitchell County Texas | 2 | $ 134,000 | $ 67,000 | $ 58,000 |
| Parmer County Texas | 2 | $ 114,000 | $ 57,000 | $ 47,000 |
| Randall County Texas | 2 | $ 118,000 | $ 59,000 | $ 59,000 |
| Robertson County Texas | 2 | $ 60,000 | $ 30,000 | $ 86,000 |
| San Jacinto County Texas | 2 | $ 95,000 | $ 47,000 | $ 45,000 |
| Swisher County Texas | 2 | $ 108,000 | $ 54,000 | $ 48,000 |
| Victoria County Texas | 2 | $ 79,000 | $ 39,000 | $ 65,000 |
| Walker County Texas | 2 | $ 121,000 | $ 60,000 | $ 72,000 |
| Waller County Texas | 2 | $ 109,000 | $ 54,000 | $ 36,000 |
| Wilson County Texas | 2 | $ 69,000 | $ 34,000 | $ 58,000 |
| El Paso County Colorado | 1 | $ 39,000 | $ 39,000 | $ 67,000 |
| Mesa County Colorado | 1 | $ 42,000 | $ 42,000 | $ 74,000 |
| Creek County Oklahoma | 1 | $ 48,000 | $ 48,000 | $ 125,000 |
| McClain County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 150,000 |
| Anderson County Texas | 1 | $ 46,000 | $ 46,000 | $ 25,000 |
| Aransas County Texas | 1 | $ 44,000 | $ 44,000 | $ 80,000 |
| Baylor County Texas | 1 | $ 29,000 | $ 29,000 | $ 21,000 |
| Bee County Texas | 1 | $ 67,000 | $ 67,000 | $ 40,000 |
| Bosque County Texas | 1 | $ 20,000 | $ 20,000 | $ 34,000 |
| Brooks County Texas | 1 | $ 47,000 | $ 47,000 | $ 16,000 |
| Brown County Texas | 1 | $ 75,000 | $ 75,000 | $ 113,000 |
| Caldwell County Texas | 1 | $ 24,000 | $ 24,000 | $ 21,000 |
| Camp County Texas | 1 | $ 72,000 | $ 72,000 | $ 50,000 |
| Cochran County Texas | 1 | $ 51,000 | $ 51,000 | $ 37,000 |
| Concho County Texas | 1 | $ 34,000 | $ 34,000 | $ 36,000 |
| Freestone County Texas | 1 | $ 37,000 | $ 37,000 | $ 34,000 |
| Gray County Texas | 1 | $ 61,000 | $ 61,000 | $ 46,000 |
| Grimes County Texas | 1 | $ 22,000 | $ 22,000 | $ 28,000 |
| Guadalupe County Texas | 1 | $ 35,000 | $ 35,000 | $ 68,000 |
| Hardin County Texas | 1 | $ 28,000 | $ 28,000 | $ 29,000 |
| Hemphill County Texas | 1 | $ 41,000 | $ 41,000 | $ 50,000 |
| Hockley County Texas | 1 | $ 43,000 | $ 43,000 | $ 69,000 |
| Howard County Texas | 1 | $ 79,000 | $ 79,000 | $ 85,000 |
| Hudspeth County Texas | 1 | $ 33,000 | $ 33,000 | $ 91,000 |
| Jackson County Texas | 1 | $ 20,000 | $ 20,000 | $ 91,000 |
| Jeff Davis County Texas | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| Jim Hogg County Texas | 1 | $ 71,000 | $ 71,000 | $ 24,000 |
| Jim Wells County Texas | 1 | $ 80,000 | $ 80,000 | $ 77,000 |
| Limestone County Texas | 1 | $ 59,000 | $ 59,000 | $ 62,000 |
| Live Oak County Texas | 1 | $ 50,000 | $ 50,000 | $ 74,000 |
| Martin County Texas | 1 | $ 72,000 | $ 72,000 | $ 103,000 |
| Milam County Texas | 1 | $ 35,000 | $ 35,000 | $ 38,000 |
| Morris County Texas | 1 | $ 27,000 | $ 27,000 | $ 25,000 |
| Nolan County Texas | 1 | $ 46,000 | $ 46,000 | $ 34,000 |
| Palo Pinto County Texas | 1 | $ 45,000 | $ 45,000 | $ 49,000 |
| Pecos County Texas | 1 | $ 67,000 | $ 67,000 | $ 29,000 |
| Rains County Texas | 1 | $ 32,000 | $ 32,000 | $ 100,000 |
| Refugio County Texas | 1 | $ 36,000 | $ 36,000 | $ 42,000 |
| San Saba County Texas | 1 | $ 30,000 | $ 30,000 | $ 21,000 |
| Scurry County Texas | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
| Stephens County Texas | 1 | $ 74,000 | $ 74,000 | $ 38,000 |
| Sutton County Texas | 1 | $ 84,000 | $ 84,000 | $ 55,000 |
| Terrell County Texas | 1 | $ 26,000 | $ 26,000 | $ 108,000 |
| Titus County Texas | 1 | $ 80,000 | $ 80,000 | $ 39,000 |
| Tyler County Texas | 1 | $ 50,000 | $ 50,000 | $ 51,000 |
| Upshur County Texas | 1 | $ 42,000 | $ 42,000 | $ 60,000 |
| Uvalde County Texas | 1 | $ 68,000 | $ 68,000 | $ 78,000 |
| Ward County Texas | 1 | $ 45,000 | $ 45,000 | $ 44,000 |
| Wharton County Texas | 1 | $ 16,000 | $ 16,000 | $ 19,000 |
| Yoakum County Texas | 1 | $ 96,000 | $ 96,000 | $ 73,000 |
| Young County Texas | 1 | $ 43,000 | $ 43,000 | $ 42,000 |
| Zavala County Texas | 1 | $ 43,000 | $ 43,000 | $ 40,000 |
Mortgage Loan Application Detail Totals for Credit Union Of Texas in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,053 | $48,411,000 | $45,000 | $199,000 | $88,000 | $500,000 |
| Home Improvement | 253 | $12,594,000 | $49,000 | $150,000 | $109,000 | $371,000 |
| Refinancing | 208 | $10,369,000 | $49,000 | $218,000 | $108,000 | $320,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,101 | $53,622,000 | $48,000 | $218,000 | $97,000 | $500,000 |
| Not Provided | 161 | $6,946,000 | $43,000 | $138,000 | $94,000 | $398,000 |
| Hispanic | 122 | $4,807,000 | $39,000 | $97,000 | $69,000 | $213,000 |
| Black or African American | 66 | $3,101,000 | $46,000 | $137,000 | $93,000 | $252,000 |
| Asian | 49 | $2,433,000 | $49,000 | $150,000 | $114,000 | $355,000 |
| American Indian or Alaskan Native | 14 | $415,000 | $29,000 | $68,000 | $70,000 | $133,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $50,000 | $50,000 | $50,000 | $65,000 | $65,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,514 | $71,374,000 | $47,000 | $218,000 | $94,000 | $500,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,333 | $64,309,000 | $48,000 | $218,000 | $96,000 | $500,000 |
| Loan Originated | 134 | $5,287,000 | $39,000 | $150,000 | $86,000 | $270,000 |
| Application Denied By Financial Institution | 28 | $856,000 | $30,000 | $89,000 | $52,000 | $179,000 |
| Application Withdrawn By Applicant | 17 | $875,000 | $51,000 | $199,000 | $85,000 | $360,000 |
| File Closed For Incompleteness | 2 | $47,000 | $23,000 | $35,000 | $53,000 | $80,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 12 | $332,000 | $27,000 | $89,000 | $64,000 | $179,000 |
| Debt-To-Income Ratio | 9 | $247,000 | $27,000 | $54,000 | $35,000 | $104,000 |
| Collateral | 5 | $184,000 | $36,000 | $70,000 | $60,000 | $139,000 |
| Employment History | 1 | $68,000 | $68,000 | $68,000 | $44,000 | $44,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $25,000 | $25,000 | $25,000 | $39,000 | $39,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Credit Union Of Texas's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Credit Union Of Texas's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.