Credit Union Of Texas
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Credit Union Of Texas 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Credit Union Of Texas 8131 Lbj Freeway, Suite 500 Allen, TX 75251 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,747 |
| Total Mortgage Loan Application Amount | $76,251,000 |
| Average Mortgage Loan Application Amount | $43,000 |
| Highest Mortgage Loan Application Amount | $469,000 |
| Average Applicant Income | $117,000 |
| Highest Applicant Income | $800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Credit Union Of Texas. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Credit Union Of Texas's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Credit Union Of Texas's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Credit Union Of Texas serves its applicants.
Each category highlights the total number of mortgage applications processed by Credit Union Of Texas, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Credit Union Of Texas's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Collin County Texas | 348 | $ 14,272,000 | $ 41,000 | $ 132,000 |
| Dallas County Texas | 306 | $ 13,136,000 | $ 42,000 | $ 117,000 |
| Denton County Texas | 247 | $ 10,345,000 | $ 41,000 | $ 137,000 |
| Harris County Texas | 116 | $ 5,050,000 | $ 43,000 | $ 145,000 |
| Fort Bend County Texas | 60 | $ 2,754,000 | $ 45,000 | $ 152,000 |
| Rockwall County Texas | 37 | $ 1,692,000 | $ 45,000 | $ 119,000 |
| Montgomery County Texas | 34 | $ 1,709,000 | $ 50,000 | $ 143,000 |
| Bexar County Texas | 31 | $ 1,390,000 | $ 44,000 | $ 138,000 |
| Travis County Texas | 31 | $ 1,701,000 | $ 54,000 | $ 161,000 |
| Tarrant County Texas | 28 | $ 1,895,000 | $ 67,000 | $ 124,000 |
| Ellis County Texas | 23 | $ 841,000 | $ 36,000 | $ 100,000 |
| Kaufman County Texas | 19 | $ 650,000 | $ 34,000 | $ 82,000 |
| El Paso County Texas | 18 | $ 672,000 | $ 37,000 | $ 75,000 |
| Smith County Texas | 18 | $ 604,000 | $ 33,000 | $ 93,000 |
| Brazoria County Texas | 13 | $ 622,000 | $ 47,000 | $ 146,000 |
| Brazos County Texas | 13 | $ 553,000 | $ 42,000 | $ 131,000 |
| Hidalgo County Texas | 13 | $ 499,000 | $ 38,000 | $ 79,000 |
| Midland County Texas | 13 | $ 584,000 | $ 44,000 | $ 59,000 |
| Van Zandt County Texas | 13 | $ 590,000 | $ 45,000 | $ 56,000 |
| Ector County Texas | 12 | $ 707,000 | $ 58,000 | $ 58,000 |
| Galveston County Texas | 12 | $ 570,000 | $ 47,000 | $ 154,000 |
| Orange County Texas | 12 | $ 645,000 | $ 53,000 | $ 73,000 |
| Hardin County Texas | 11 | $ 609,000 | $ 55,000 | $ 63,000 |
| Williamson County Texas | 11 | $ 343,000 | $ 31,000 | $ 102,000 |
| Henderson County Texas | 10 | $ 474,000 | $ 47,000 | $ 66,000 |
| Wise County Texas | 10 | $ 310,000 | $ 31,000 | $ 75,000 |
| Anderson County Texas | 9 | $ 453,000 | $ 50,000 | $ 53,000 |
| Guadalupe County Texas | 9 | $ 334,000 | $ 37,000 | $ 70,000 |
| Hays County Texas | 9 | $ 360,000 | $ 40,000 | $ 85,000 |
| Wood County Texas | 8 | $ 272,000 | $ 34,000 | $ 59,000 |
| Bell County Texas | 7 | $ 244,000 | $ 34,000 | $ 114,000 |
| Parker County Texas | 7 | $ 318,000 | $ 45,000 | $ 67,000 |
| Comal County Texas | 6 | $ 283,000 | $ 47,000 | $ 119,000 |
| Hunt County Texas | 6 | $ 252,000 | $ 42,000 | $ 98,000 |
| Jefferson County Texas | 6 | $ 240,000 | $ 40,000 | $ 79,000 |
| Lubbock County Texas | 6 | $ 225,000 | $ 37,000 | $ 53,000 |
| Bowie County Texas | 5 | $ 329,000 | $ 65,000 | $ 45,000 |
| Hood County Texas | 5 | $ 201,000 | $ 40,000 | $ 63,000 |
| McLennan County Texas | 5 | $ 181,000 | $ 36,000 | $ 81,000 |
| Randall County Texas | 5 | $ 285,000 | $ 57,000 | $ 49,000 |
| Angelina County Texas | 4 | $ 182,000 | $ 45,000 | $ 52,000 |
| Cameron County Texas | 4 | $ 156,000 | $ 39,000 | $ 68,000 |
| Chambers County Texas | 4 | $ 194,000 | $ 48,000 | $ 91,000 |
| Cherokee County Texas | 4 | $ 193,000 | $ 48,000 | $ 49,000 |
| Freestone County Texas | 4 | $ 225,000 | $ 56,000 | $ 41,000 |
| Grayson County Texas | 4 | $ 148,000 | $ 37,000 | $ 95,000 |
| Hockley County Texas | 4 | $ 219,000 | $ 54,000 | $ 60,000 |
| Johnson County Texas | 4 | $ 225,000 | $ 56,000 | $ 98,000 |
| Leon County Texas | 4 | $ 162,000 | $ 40,000 | $ 45,000 |
| Nacogdoches County Texas | 4 | $ 226,000 | $ 56,000 | $ 31,000 |
| Wilson County Texas | 4 | $ 191,000 | $ 47,000 | $ 71,000 |
| Burnet County Texas | 3 | $ 125,000 | $ 41,000 | $ 32,000 |
| Cass County Texas | 3 | $ 85,000 | $ 28,000 | $ 49,000 |
| Eastland County Texas | 3 | $ 103,000 | $ 34,000 | $ 34,000 |
| Gaines County Texas | 3 | $ 265,000 | $ 88,000 | $ 99,000 |
| Gregg County Texas | 3 | $ 80,000 | $ 26,000 | $ 50,000 |
| Harrison County Texas | 3 | $ 140,000 | $ 46,000 | $ 58,000 |
| Jim Wells County Texas | 3 | $ 117,000 | $ 39,000 | $ 87,000 |
| Jones County Texas | 3 | $ 107,000 | $ 35,000 | $ 26,000 |
| Liberty County Texas | 3 | $ 144,000 | $ 48,000 | $ 53,000 |
| Navarro County Texas | 3 | $ 147,000 | $ 49,000 | $ 42,000 |
| Newton County Texas | 3 | $ 116,000 | $ 38,000 | $ 68,000 |
| Palo Pinto County Texas | 3 | $ 127,000 | $ 42,000 | $ 52,000 |
| Polk County Texas | 3 | $ 139,000 | $ 46,000 | $ 60,000 |
| Tyler County Texas | 3 | $ 120,000 | $ 40,000 | $ 51,000 |
| Washington County Texas | 3 | $ 47,000 | $ 15,000 | $ 58,000 |
| Atascosa County Texas | 2 | $ 76,000 | $ 38,000 | $ 77,000 |
| Bastrop County Texas | 2 | $ 77,000 | $ 38,000 | $ 70,000 |
| Bee County Texas | 2 | $ 138,000 | $ 69,000 | $ 38,000 |
| Colorado County Texas | 2 | $ 71,000 | $ 35,000 | $ 35,000 |
| Erath County Texas | 2 | $ 46,000 | $ 23,000 | $ 53,000 |
| Fayette County Texas | 2 | $ 100,000 | $ 50,000 | $ 71,000 |
| Frio County Texas | 2 | $ 104,000 | $ 52,000 | $ 88,000 |
| Grimes County Texas | 2 | $ 47,000 | $ 23,000 | $ 49,000 |
| Hill County Texas | 2 | $ 99,000 | $ 49,000 | $ 40,000 |
| Hopkins County Texas | 2 | $ 96,000 | $ 48,000 | $ 43,000 |
| Houston County Texas | 2 | $ 93,000 | $ 46,000 | $ 50,000 |
| Kendall County Texas | 2 | $ 113,000 | $ 56,000 | $ 106,000 |
| Kerr County Texas | 2 | $ 101,000 | $ 50,000 | $ 49,000 |
| Lamar County Texas | 2 | $ 84,000 | $ 42,000 | $ 32,000 |
| Live Oak County Texas | 2 | $ 94,000 | $ 47,000 | $ 92,000 |
| Medina County Texas | 2 | $ 85,000 | $ 42,000 | $ 51,000 |
| Montague County Texas | 2 | $ 72,000 | $ 36,000 | $ 137,000 |
| Rains County Texas | 2 | $ 65,000 | $ 32,000 | $ 26,000 |
| Sabine County Texas | 2 | $ 107,000 | $ 53,000 | $ 76,000 |
| San Jacinto County Texas | 2 | $ 99,000 | $ 49,000 | $ 57,000 |
| Swisher County Texas | 2 | $ 53,000 | $ 26,000 | $ 40,000 |
| Taylor County Texas | 2 | $ 103,000 | $ 51,000 | $ 63,000 |
| Tom Green County Texas | 2 | $ 117,000 | $ 58,000 | $ 34,000 |
| Victoria County Texas | 2 | $ 73,000 | $ 36,000 | $ 47,000 |
| Wharton County Texas | 2 | $ 52,000 | $ 26,000 | $ 89,000 |
| Whitfield County Georgia | 1 | $ 48,000 | $ 48,000 | $ 165,000 |
| Andrews County Texas | 1 | $ 129,000 | $ 129,000 | $ 100,000 |
| Aransas County Texas | 1 | $ 77,000 | $ 77,000 | $ 130,000 |
| Austin County Texas | 1 | $ 52,000 | $ 52,000 | $ 67,000 |
| Bandera County Texas | 1 | $ 32,000 | $ 32,000 | $ 42,000 |
| Briscoe County Texas | 1 | $ 99,000 | $ 99,000 | $ 60,000 |
| Brooks County Texas | 1 | $ 62,000 | $ 62,000 | $ 44,000 |
| Brown County Texas | 1 | $ 66,000 | $ 66,000 | $ 36,000 |
| Burleson County Texas | 1 | $ 19,000 | $ 19,000 | $ 17,000 |
| Callahan County Texas | 1 | $ 35,000 | $ 35,000 | $ 69,000 |
| Camp County Texas | 1 | $ 41,000 | $ 41,000 | $ 147,000 |
| Castro County Texas | 1 | $ 32,000 | $ 32,000 | $ 37,000 |
| Clay County Texas | 1 | $ 54,000 | $ 54,000 | $ 84,000 |
| Cooke County Texas | 1 | $ 31,000 | $ 31,000 | $ 108,000 |
| Coryell County Texas | 1 | $ 16,000 | $ 16,000 | $ 40,000 |
| Crane County Texas | 1 | $ 38,000 | $ 38,000 | $ 32,000 |
| Delta County Texas | 1 | $ 23,000 | $ 23,000 | $ 31,000 |
| Dimmit County Texas | 1 | $ 97,000 | $ 97,000 | $ 60,000 |
| Edwards County Texas | 1 | $ 49,000 | $ 49,000 | $ 32,000 |
| Gonzales County Texas | 1 | $ 67,000 | $ 67,000 | $ 150,000 |
| Gray County Texas | 1 | $ 26,000 | $ 26,000 | $ 75,000 |
| Hamilton County Texas | 1 | $ 69,000 | $ 69,000 | $ 69,000 |
| Hutchinson County Texas | 1 | $ 133,000 | $ 133,000 | $ 123,000 |
| Jack County Texas | 1 | $ 33,000 | $ 33,000 | $ 48,000 |
| Jackson County Texas | 1 | $ 98,000 | $ 98,000 | $ 92,000 |
| Jasper County Texas | 1 | $ 58,000 | $ 58,000 | $ 45,000 |
| Karnes County Texas | 1 | $ 69,000 | $ 69,000 | $ 87,000 |
| Kleberg County Texas | 1 | $ 62,000 | $ 62,000 | $ 49,000 |
| Lampasas County Texas | 1 | $ 44,000 | $ 44,000 | $ 27,000 |
| Lavaca County Texas | 1 | $ 38,000 | $ 38,000 | $ 43,000 |
| Lee County Texas | 1 | $ 17,000 | $ 17,000 | $ 91,000 |
| Limestone County Texas | 1 | $ 54,000 | $ 54,000 | $ 56,000 |
| Llano County Texas | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| Matagorda County Texas | 1 | $ 32,000 | $ 32,000 | $ 29,000 |
| Mitchell County Texas | 1 | $ 43,000 | $ 43,000 | $ 35,000 |
| Moore County Texas | 1 | $ 71,000 | $ 71,000 | $ 30,000 |
| Nueces County Texas | 1 | $ 47,000 | $ 47,000 | $ 42,000 |
| Panola County Texas | 1 | $ 58,000 | $ 58,000 | $ 32,000 |
| Pecos County Texas | 1 | $ 77,000 | $ 77,000 | $ 89,000 |
| Potter County Texas | 1 | $ 86,000 | $ 86,000 | $ 52,000 |
| Real County Texas | 1 | $ 30,000 | $ 30,000 | $ 40,000 |
| Red River County Texas | 1 | $ 48,000 | $ 48,000 | $ 29,000 |
| Robertson County Texas | 1 | $ 31,000 | $ 31,000 | $ 58,000 |
| Runnels County Texas | 1 | $ 16,000 | $ 16,000 | $ 110,000 |
| Rusk County Texas | 1 | $ 39,000 | $ 39,000 | $ 36,000 |
| San Augustine County Texas | 1 | $ 69,000 | $ 69,000 | $ 29,000 |
| San Patricio County Texas | 1 | $ 24,000 | $ 24,000 | $ 48,000 |
| Terry County Texas | 1 | $ 68,000 | $ 68,000 | $ 29,000 |
| Trinity County Texas | 1 | $ 46,000 | $ 46,000 | $ 40,000 |
| Upshur County Texas | 1 | $ 33,000 | $ 33,000 | $ 36,000 |
| Val Verde County Texas | 1 | $ 52,000 | $ 52,000 | $ 48,000 |
| Walker County Texas | 1 | $ 10,000 | $ 10,000 | $ 78,000 |
| Ward County Texas | 1 | $ 151,000 | $ 151,000 | $ 245,000 |
| Wichita County Texas | 1 | $ 16,000 | $ 16,000 | $ 89,000 |
| Yoakum County Texas | 1 | $ 26,000 | $ 26,000 | $ 32,000 |
| Young County Texas | 1 | $ 43,000 | $ 43,000 | $ 54,000 |
Mortgage Loan Application Detail Totals for Credit Union Of Texas in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,041 | $47,779,000 | $45,000 | $293,000 | $110,000 | $800,000 |
| Refinancing | 520 | $19,865,000 | $38,000 | $469,000 | $127,000 | $593,000 |
| Home Improvement | 186 | $8,607,000 | $46,000 | $150,000 | $114,000 | $551,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,328 | $56,980,000 | $42,000 | $150,000 | $116,000 | $800,000 |
| Not Provided | 186 | $9,672,000 | $52,000 | $469,000 | $126,000 | $561,000 |
| Hispanic | 122 | $5,176,000 | $42,000 | $151,000 | $86,000 | $458,000 |
| Asian | 72 | $2,635,000 | $36,000 | $136,000 | $124,000 | $375,000 |
| Black or African American | 35 | $1,591,000 | $45,000 | $100,000 | $117,000 | $442,000 |
| American Indian or Alaskan Native | 3 | $161,000 | $53,000 | $73,000 | $38,000 | $49,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $36,000 | $36,000 | $36,000 | $124,000 | $124,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,747 | $76,251,000 | $43,000 | $469,000 | $115,000 | $800,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,560 | $67,473,000 | $43,000 | $469,000 | $119,000 | $800,000 |
| Loan Originated | 154 | $7,180,000 | $46,000 | $150,000 | $88,000 | $302,000 |
| Application Denied By Financial Institution | 22 | $1,118,000 | $50,000 | $125,000 | $68,000 | $187,000 |
| Application Withdrawn By Applicant | 11 | $480,000 | $43,000 | $136,000 | $78,000 | $169,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 14 | $719,000 | $51,000 | $125,000 | $65,000 | $113,000 |
| Debt-To-Income Ratio | 4 | $263,000 | $65,000 | $116,000 | $50,000 | $110,000 |
| Other | 3 | $96,000 | $32,000 | $50,000 | $118,000 | $187,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $40,000 | $40,000 | $40,000 | $25,000 | $25,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Credit Union Of Texas's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Credit Union Of Texas's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.