Credit Union Of Texas
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Credit Union Of Texas 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Credit Union Of Texas 8131 Lbj Freeway, Suite 500 Allen, TX 75251 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 733 |
| Total Mortgage Loan Application Amount | $43,066,000 |
| Average Mortgage Loan Application Amount | $57,666 |
| Highest Mortgage Loan Application Amount | $307,000 |
| Average Applicant Income | $110,333 |
| Highest Applicant Income | $634,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Credit Union Of Texas. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Credit Union Of Texas's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Credit Union Of Texas's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Credit Union Of Texas serves its applicants.
Each category highlights the total number of mortgage applications processed by Credit Union Of Texas, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Credit Union Of Texas's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 189 | $ 11,845,000 | $ 62,000 | $ 93,000 |
| Collin County Texas | 107 | $ 7,166,000 | $ 66,000 | $ 131,000 |
| Denton County Texas | 69 | $ 4,164,000 | $ 60,000 | $ 144,000 |
| Harris County Texas | 60 | $ 3,490,000 | $ 58,000 | $ 151,000 |
| Fort Bend County Texas | 24 | $ 1,658,000 | $ 69,000 | $ 180,000 |
| Montgomery County Texas | 17 | $ 1,064,000 | $ 62,000 | $ 160,000 |
| Rockwall County Texas | 15 | $ 1,186,000 | $ 79,000 | $ 123,000 |
| Bexar County Texas | 11 | $ 580,000 | $ 52,000 | $ 124,000 |
| Ellis County Texas | 11 | $ 676,000 | $ 61,000 | $ 115,000 |
| Smith County Texas | 11 | $ 284,000 | $ 25,000 | $ 92,000 |
| Travis County Texas | 10 | $ 789,000 | $ 78,000 | $ 171,000 |
| Brazos County Texas | 9 | $ 343,000 | $ 38,000 | $ 129,000 |
| Kaufman County Texas | 9 | $ 435,000 | $ 48,000 | $ 71,000 |
| Orange County Texas | 9 | $ 426,000 | $ 47,000 | $ 46,000 |
| Tarrant County Texas | 8 | $ 450,000 | $ 56,000 | $ 154,000 |
| Comal County Texas | 6 | $ 268,000 | $ 44,000 | $ 108,000 |
| Ector County Texas | 6 | $ 206,000 | $ 34,000 | $ 60,000 |
| Galveston County Texas | 6 | $ 216,000 | $ 36,000 | $ 128,000 |
| Hardin County Texas | 5 | $ 246,000 | $ 49,000 | $ 49,000 |
| Jefferson County Texas | 5 | $ 211,000 | $ 42,000 | $ 35,000 |
| Midland County Texas | 5 | $ 275,000 | $ 55,000 | $ 51,000 |
| Parker County Texas | 5 | $ 206,000 | $ 41,000 | $ 66,000 |
| Bell County Texas | 4 | $ 200,000 | $ 50,000 | $ 133,000 |
| Harrison County Texas | 4 | $ 187,000 | $ 46,000 | $ 41,000 |
| Hidalgo County Texas | 4 | $ 192,000 | $ 48,000 | $ 60,000 |
| Nueces County Texas | 4 | $ 136,000 | $ 34,000 | $ 138,000 |
| Anderson County Texas | 3 | $ 174,000 | $ 58,000 | $ 58,000 |
| Bowie County Texas | 3 | $ 185,000 | $ 61,000 | $ 78,000 |
| Brazoria County Texas | 3 | $ 123,000 | $ 41,000 | $ 95,000 |
| El Paso County Texas | 3 | $ 199,000 | $ 66,000 | $ 249,000 |
| Grayson County Texas | 3 | $ 154,000 | $ 51,000 | $ 161,000 |
| Johnson County Texas | 3 | $ 184,000 | $ 61,000 | $ 62,000 |
| Lubbock County Texas | 3 | $ 99,000 | $ 33,000 | $ 49,000 |
| Tyler County Texas | 3 | $ 100,000 | $ 33,000 | $ 32,000 |
| Washington County Texas | 3 | $ 125,000 | $ 41,000 | $ 75,000 |
| Williamson County Texas | 3 | $ 279,000 | $ 93,000 | $ 191,000 |
| Wise County Texas | 3 | $ 166,000 | $ 55,000 | $ 62,000 |
| Bandera County Texas | 2 | $ 91,000 | $ 45,000 | $ 80,000 |
| Cass County Texas | 2 | $ 108,000 | $ 54,000 | $ 41,000 |
| Cherokee County Texas | 2 | $ 106,000 | $ 53,000 | $ 84,000 |
| Comanche County Texas | 2 | $ 105,000 | $ 52,000 | $ 90,000 |
| Erath County Texas | 2 | $ 44,000 | $ 22,000 | $ 56,000 |
| Gregg County Texas | 2 | $ 55,000 | $ 27,000 | $ 99,000 |
| Hill County Texas | 2 | $ 117,000 | $ 58,000 | $ 46,000 |
| Hockley County Texas | 2 | $ 80,000 | $ 40,000 | $ 37,000 |
| Hunt County Texas | 2 | $ 118,000 | $ 59,000 | $ 51,000 |
| Jasper County Texas | 2 | $ 186,000 | $ 93,000 | $ 65,000 |
| Lavaca County Texas | 2 | $ 85,000 | $ 42,000 | $ 36,000 |
| Liberty County Texas | 2 | $ 67,000 | $ 33,000 | $ 28,000 |
| McLennan County Texas | 2 | $ 52,000 | $ 26,000 | $ 39,000 |
| Navarro County Texas | 2 | $ 144,000 | $ 72,000 | $ 69,000 |
| Randall County Texas | 2 | $ 90,000 | $ 45,000 | $ 92,000 |
| Rusk County Texas | 2 | $ 183,000 | $ 91,000 | $ 44,000 |
| San Jacinto County Texas | 2 | $ 122,000 | $ 61,000 | $ 40,000 |
| Taylor County Texas | 2 | $ 121,000 | $ 60,000 | $ 41,000 |
| Upshur County Texas | 2 | $ 91,000 | $ 45,000 | $ 28,000 |
| Van Zandt County Texas | 2 | $ 202,000 | $ 101,000 | $ 69,000 |
| Victoria County Texas | 2 | $ 59,000 | $ 29,000 | $ 138,000 |
| Wharton County Texas | 2 | $ 108,000 | $ 54,000 | $ 63,000 |
| Yoakum County Texas | 2 | $ 156,000 | $ 78,000 | $ 93,000 |
| Young County Texas | 2 | $ 75,000 | $ 37,000 | $ 40,000 |
| Polk County Arkansas | 1 | $ 124,000 | $ 124,000 | $ 81,000 |
| Andrews County Texas | 1 | $ 41,000 | $ 41,000 | $ 82,000 |
| Atascosa County Texas | 1 | $ 32,000 | $ 32,000 | $ 48,000 |
| Bastrop County Texas | 1 | $ 28,000 | $ 28,000 | $ 106,000 |
| Brown County Texas | 1 | $ 37,000 | $ 37,000 | $ 36,000 |
| Burleson County Texas | 1 | $ 58,000 | $ 58,000 | $ 41,000 |
| Caldwell County Texas | 1 | $ 67,000 | $ 67,000 | $ 107,000 |
| Camp County Texas | 1 | $ 33,000 | $ 33,000 | $ 54,000 |
| Colorado County Texas | 1 | $ 47,000 | $ 47,000 | $ 28,000 |
| Culberson County Texas | 1 | $ 22,000 | $ 22,000 | $ 48,000 |
| Edwards County Texas | 1 | $ 29,000 | $ 29,000 | $ 55,000 |
| Gillespie County Texas | 1 | $ 31,000 | $ 31,000 | $ 160,000 |
| Goliad County Texas | 1 | $ 46,000 | $ 46,000 | $ 45,000 |
| Gonzales County Texas | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Grimes County Texas | 1 | $ 48,000 | $ 48,000 | $ 74,000 |
| Guadalupe County Texas | 1 | $ 25,000 | $ 25,000 | $ 99,000 |
| Hays County Texas | 1 | $ 52,000 | $ 52,000 | $ 120,000 |
| Henderson County Texas | 1 | $ 13,000 | $ 13,000 | $ 32,000 |
| Hopkins County Texas | 1 | $ 32,000 | $ 32,000 | $ 42,000 |
| Houston County Texas | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
| Howard County Texas | 1 | $ 67,000 | $ 67,000 | $ 72,000 |
| Hutchinson County Texas | 1 | $ 45,000 | $ 45,000 | $ 79,000 |
| Jim Wells County Texas | 1 | $ 91,000 | $ 91,000 | $ 58,000 |
| Kerr County Texas | 1 | $ 51,000 | $ 51,000 | $ 52,000 |
| Lamb County Texas | 1 | $ 74,000 | $ 74,000 | $ 90,000 |
| Llano County Texas | 1 | $ 49,000 | $ 49,000 | $ 78,000 |
| Martin County Texas | 1 | $ 37,000 | $ 37,000 | $ 81,000 |
| Newton County Texas | 1 | $ 49,000 | $ 49,000 | $ 51,000 |
| Polk County Texas | 1 | $ 28,000 | $ 28,000 | $ 42,000 |
| Potter County Texas | 1 | $ 43,000 | $ 43,000 | $ 21,000 |
| Rains County Texas | 1 | $ 120,000 | $ 120,000 | $ 63,000 |
| Somervell County Texas | 1 | $ 41,000 | $ 41,000 | $ 98,000 |
| Terry County Texas | 1 | $ 27,000 | $ 27,000 | $ 41,000 |
| Tom Green County Texas | 1 | $ 19,000 | $ 19,000 | $ 54,000 |
| Val Verde County Texas | 1 | $ 65,000 | $ 65,000 | $ 65,000 |
| Walker County Texas | 1 | $ 19,000 | $ 19,000 | $ 70,000 |
| Willacy County Texas | 1 | $ 72,000 | $ 72,000 | $ 37,000 |
| Wood County Texas | 1 | $ 28,000 | $ 28,000 | $ 33,000 |
| Zapata County Texas | 1 | $ 24,000 | $ 24,000 | $ 24,000 |
Mortgage Loan Application Detail Totals for Credit Union Of Texas in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 368 | $20,546,000 | $55,000 | $206,000 | $112,000 | $625,000 |
| Refinancing | 214 | $15,301,000 | $71,000 | $307,000 | $110,000 | $634,000 |
| Home Improvement | 151 | $7,219,000 | $47,000 | $166,000 | $109,000 | $360,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 486 | $28,292,000 | $58,000 | $307,000 | $114,000 | $634,000 |
| Not Provided | 95 | $6,500,000 | $68,000 | $222,000 | $131,000 | $394,000 |
| Hispanic | 82 | $4,345,000 | $52,000 | $129,000 | $65,000 | $294,000 |
| Black or African American | 45 | $2,273,000 | $50,000 | $150,000 | $88,000 | $518,000 |
| Asian | 24 | $1,553,000 | $64,000 | $150,000 | $174,000 | $625,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $103,000 | $103,000 | $103,000 | $73,000 | $73,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 733 | $43,066,000 | $58,000 | $307,000 | $111,000 | $634,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 522 | $31,813,000 | $60,000 | $307,000 | $124,000 | $634,000 |
| Loan Originated | 188 | $10,431,000 | $55,000 | $150,000 | $83,000 | $372,000 |
| Application Denied By Financial Institution | 18 | $647,000 | $35,000 | $65,000 | $39,000 | $104,000 |
| Application Withdrawn By Applicant | 5 | $175,000 | $35,000 | $65,000 | $61,000 | $110,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 9 | $342,000 | $38,000 | $65,000 | $32,000 | $74,000 |
| Credit History | 4 | $140,000 | $35,000 | $47,000 | $58,000 | $104,000 |
| Employment History | 2 | $65,000 | $32,000 | $50,000 | $24,000 | $48,000 |
| Collateral | 1 | $50,000 | $50,000 | $50,000 | $23,000 | $23,000 |
| Mortgage Insurance Denied | 1 | $40,000 | $40,000 | $40,000 | $67,000 | $67,000 |
| Other | 1 | $10,000 | $10,000 | $10,000 | $48,000 | $48,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Credit Union Of Texas's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Credit Union Of Texas's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.