Crescom Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Crescom Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Crescom Bank 288 Meeting St Charleston, SC 29401 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 725 |
| Total Mortgage Loan Application Amount | $163,430,000 |
| Average Mortgage Loan Application Amount | $202,000 |
| Highest Mortgage Loan Application Amount | $4,750,000 |
| Average Applicant Income | $83,666 |
| Highest Applicant Income | $3,206,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Crescom Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Crescom Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Crescom Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Crescom Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Crescom Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Crescom Bank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Horry County South Carolina | 239 | $ 48,514,000 | $ 202,000 | $ 116,000 |
| Brunswick County North Carolina | 132 | $ 28,447,000 | $ 215,000 | $ 3,000 |
| Charleston County South Carolina | 55 | $ 21,971,000 | $ 399,000 | $ 219,000 |
| Columbus County North Carolina | 35 | $ 3,288,000 | $ 93,000 | $ 0 |
| Colleton County South Carolina | 29 | $ 5,807,000 | $ 200,000 | $ 12,000 |
| Dorchester County South Carolina | 27 | $ 3,300,000 | $ 122,000 | $ 37,000 |
| Berkeley County South Carolina | 13 | $ 3,467,000 | $ 266,000 | $ 202,000 |
| Georgetown County South Carolina | 13 | $ 12,737,000 | $ 979,000 | $ 85,000 |
| Bladen County North Carolina | 9 | $ 960,000 | $ 106,000 | $ 0 |
| Sevier County Tennessee | 5 | $ 594,000 | $ 118,000 | $ 34,000 |
| Marion County Florida | 4 | $ 827,000 | $ 206,000 | $ 0 |
| Calcasieu County Louisiana | 4 | $ 1,051,000 | $ 262,000 | $ 0 |
| Beaufort County South Carolina | 4 | $ 1,244,000 | $ 311,000 | $ 239,000 |
| Polk County Florida | 3 | $ 870,000 | $ 290,000 | $ 0 |
| Sarasota County Florida | 3 | $ 1,053,000 | $ 351,000 | $ 0 |
| Hall County Georgia | 3 | $ 278,000 | $ 92,000 | $ 0 |
| New Hanover County North Carolina | 3 | $ 641,000 | $ 213,000 | $ 0 |
| Hardin County Tennessee | 3 | $ 221,000 | $ 73,000 | $ 0 |
| Etowah County Alabama | 2 | $ 588,000 | $ 294,000 | $ 0 |
| Larimer County Colorado | 2 | $ 422,000 | $ 211,000 | $ 0 |
| Alachua County Florida | 2 | $ 527,000 | $ 263,000 | $ 0 |
| Lee County Florida | 2 | $ 990,000 | $ 495,000 | $ 0 |
| Laurens County Georgia | 2 | $ 297,000 | $ 148,000 | $ 0 |
| Lowndes County Georgia | 2 | $ 239,000 | $ 119,000 | $ 0 |
| Beauregard County Louisiana | 2 | $ 343,000 | $ 171,000 | $ 0 |
| St. Martin County Louisiana | 2 | $ 403,000 | $ 201,000 | $ 0 |
| Terrebonne County Louisiana | 2 | $ 294,000 | $ 147,000 | $ 0 |
| Oakland County Michigan | 2 | $ 134,000 | $ 67,000 | $ 0 |
| Wright County Minnesota | 2 | $ 275,000 | $ 137,000 | $ 0 |
| Robeson County North Carolina | 2 | $ 621,000 | $ 310,000 | $ 0 |
| Dauphin County Pennsylvania | 2 | $ 830,000 | $ 415,000 | $ 0 |
| Greenville County South Carolina | 2 | $ 120,000 | $ 60,000 | $ 42,000 |
| Lancaster County South Carolina | 2 | $ 51,000 | $ 25,000 | $ 0 |
| Coffee County Tennessee | 2 | $ 298,000 | $ 149,000 | $ 0 |
| Knox County Tennessee | 2 | $ 738,000 | $ 369,000 | $ 0 |
| Harris County Texas | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Salt Lake County Utah | 2 | $ 743,000 | $ 371,000 | $ 0 |
| Cabell County West Virginia | 2 | $ 406,000 | $ 203,000 | $ 0 |
| Sweetwater County Wyoming | 2 | $ 254,000 | $ 127,000 | $ 0 |
| Baldwin County Alabama | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Calhoun County Alabama | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Lauderdale County Alabama | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Lee County Alabama | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Marshall County Alabama | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Shelby County Alabama | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Tuscaloosa County Alabama | 1 | $ 750,000 | $ 750,000 | $ 0 |
| El Paso County Colorado | 1 | $ 499,000 | $ 499,000 | $ 0 |
| Gunnison County Colorado | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Weld County Colorado | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Sussex County Delaware | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Brevard County Florida | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Lake County Florida | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Seminole County Florida | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Ben Hill County Georgia | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Burke County Georgia | 1 | $ 80,000 | $ 80,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 741,000 | $ 741,000 | $ 0 |
| Gwinnett County Georgia | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Morgan County Georgia | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Oconee County Georgia | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Putnam County Georgia | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Toombs County Georgia | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Shoshone County Idaho | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Twin Falls County Idaho | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Clark County Indiana | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Jefferson County Indiana | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Owen County Indiana | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Whitley County Indiana | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Cowley County Kansas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Calloway County Kentucky | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Clark County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Estill County Kentucky | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Fayette County Kentucky | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Garrard County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Graves County Kentucky | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Hardin County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Jessamine County Kentucky | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Lyon County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Marshall County Kentucky | 1 | $ 278,000 | $ 278,000 | $ 0 |
| Mercer County Kentucky | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Muhlenberg County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Shelby County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 0 |
| East Baton Rouge County Louisiana | 1 | $ 704,000 | $ 704,000 | $ 0 |
| Jefferson Davis County Louisiana | 1 | $ 709,000 | $ 709,000 | $ 0 |
| Lafourche County Louisiana | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Vernon County Louisiana | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Middlesex County Massachusetts | 1 | $ 680,000 | $ 680,000 | $ 0 |
| Lapeer County Michigan | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Benton County Minnesota | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Scott County Minnesota | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Adams County Mississippi | 1 | $ 72,000 | $ 72,000 | $ 0 |
| DeSoto County Mississippi | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Hinds County Mississippi | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Panola County Mississippi | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Rankin County Mississippi | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Andrew County Missouri | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Butler County Missouri | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Jefferson County Missouri | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Osage County Missouri | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Phelps County Missouri | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Stone County Missouri | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Flathead County Montana | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Elko County Nevada | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Buncombe County North Carolina | 1 | $ 330,000 | $ 330,000 | $ 0 |
| Cumberland County North Carolina | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 76,000 |
| McDowell County North Carolina | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Orange County North Carolina | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Rowan County North Carolina | 1 | $ 322,000 | $ 322,000 | $ 87,000 |
| Watauga County North Carolina | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Wilkes County North Carolina | 1 | $ 872,000 | $ 872,000 | $ 0 |
| McKenzie County North Dakota | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Le Flore County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Lincoln County Oregon | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Cumberland County Pennsylvania | 1 | $ 296,000 | $ 296,000 | $ 0 |
| Anderson County South Carolina | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Hampton County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Marion County South Carolina | 1 | $ 106,000 | $ 106,000 | $ 118,000 |
| Orangeburg County South Carolina | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Pickens County South Carolina | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Brookings County South Dakota | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Blount County Tennessee | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Claiborne County Tennessee | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Cocke County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 0 |
| McNairy County Tennessee | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Rutherford County Tennessee | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 635,000 | $ 635,000 | $ 0 |
| Colorado County Texas | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Liberty County Texas | 1 | $ 498,000 | $ 498,000 | $ 0 |
| McLennan County Texas | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Montgomery County Texas | 1 | $ 626,000 | $ 626,000 | $ 0 |
| Smith County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Henrico County Virginia | 1 | $ 440,000 | $ 440,000 | $ 183,000 |
| Chelan County Washington | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Lewis County Washington | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Wayne County West Virginia | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Fremont County Wyoming | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Laramie County Wyoming | 1 | $ 191,000 | $ 191,000 | $ 0 |
Mortgage Loan Application Detail Totals for Crescom Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 483 | $104,256,000 | $215,000 | $2,500,000 | $66,000 | $2,185,000 |
| Refinancing | 213 | $55,341,000 | $259,000 | $4,750,000 | $51,000 | $921,000 |
| Home Improvement | 29 | $3,833,000 | $132,000 | $694,000 | $134,000 | $3,206,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 435 | $96,130,000 | $220,000 | $4,750,000 | $0 | $0 |
| White | 266 | $63,455,000 | $238,000 | $2,250,000 | $167,000 | $3,206,000 |
| Asian | 7 | $841,000 | $120,000 | $183,000 | $95,000 | $178,000 |
| Hispanic | 6 | $1,400,000 | $233,000 | $335,000 | $132,000 | $314,000 |
| Black or African American | 5 | $541,000 | $108,000 | $142,000 | $59,000 | $108,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $450,000 | $150,000 | $202,000 | $166,000 | $295,000 |
| Not Provided | 3 | $613,000 | $204,000 | $335,000 | $115,000 | $251,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 712 | $161,119,000 | $226,000 | $4,750,000 | $65,000 | $3,206,000 |
| FHA-insured (Federal Housing Administration) | 8 | $1,243,000 | $155,000 | $270,000 | $53,000 | $104,000 |
| VA-guaranteed (Veterans Administration) | 3 | $827,000 | $275,000 | $320,000 | $129,000 | $225,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $241,000 | $120,000 | $142,000 | $34,000 | $44,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 406 | $76,546,000 | $188,000 | $969,000 | $0 | $0 |
| Loan Originated | 204 | $58,743,000 | $287,000 | $4,750,000 | $160,000 | $3,206,000 |
| Application Withdrawn By Applicant | 56 | $15,443,000 | $275,000 | $1,369,000 | $151,000 | $575,000 |
| Application Denied By Financial Institution | 51 | $10,826,000 | $212,000 | $1,462,000 | $98,000 | $711,000 |
| File Closed For Incompleteness | 6 | $1,388,000 | $231,000 | $322,000 | $120,000 | $294,000 |
| Application Approved But Not Accepted | 2 | $484,000 | $242,000 | $272,000 | $100,000 | $201,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Crescom Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Crescom Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.