Crescent Bank & Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Crescent Bank & Trust 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Crescent Bank & Trust P.O. Box 2020 Jasper, GA 30143 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,681 |
| Total Mortgage Loan Application Amount | $723,914,000 |
| Average Mortgage Loan Application Amount | $136,655 |
| Highest Mortgage Loan Application Amount | $1,300,000 |
| Average Applicant Income | $65,448 |
| Highest Applicant Income | $2,352,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Crescent Bank & Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Crescent Bank & Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Crescent Bank & Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Crescent Bank & Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by Crescent Bank & Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Crescent Bank & Trust's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Catoosa County Georgia | 127 | $ 14,442,000 | $ 113,000 | $ 44,000 |
| Pickens County Georgia | 124 | $ 16,623,000 | $ 134,000 | $ 79,000 |
| Cherokee County Georgia | 121 | $ 16,630,000 | $ 137,000 | $ 59,000 |
| Bartow County Georgia | 119 | $ 15,431,000 | $ 129,000 | $ 71,000 |
| Lowndes County Georgia | 119 | $ 15,938,000 | $ 133,000 | $ 106,000 |
| Nelson County Kentucky | 114 | $ 12,682,000 | $ 111,000 | $ 51,000 |
| Etowah County Alabama | 113 | $ 13,843,000 | $ 122,000 | $ 48,000 |
| Cobb County Georgia | 112 | $ 17,246,000 | $ 153,000 | $ 76,000 |
| Fulton County Georgia | 110 | $ 22,505,000 | $ 204,000 | $ 86,000 |
| Gwinnett County Georgia | 110 | $ 16,427,000 | $ 149,000 | $ 66,000 |
| Gaston County North Carolina | 98 | $ 10,193,000 | $ 104,000 | $ 72,000 |
| Hamblen County Tennessee | 91 | $ 7,965,000 | $ 87,000 | $ 45,000 |
| Colquitt County Georgia | 87 | $ 8,453,000 | $ 97,000 | $ 44,000 |
| Newton County Georgia | 87 | $ 10,777,000 | $ 123,000 | $ 55,000 |
| Buncombe County North Carolina | 87 | $ 11,563,000 | $ 132,000 | $ 48,000 |
| Iredell County North Carolina | 84 | $ 10,809,000 | $ 128,000 | $ 70,000 |
| Grady County Georgia | 78 | $ 8,308,000 | $ 106,000 | $ 64,000 |
| Whitfield County Georgia | 76 | $ 8,305,000 | $ 109,000 | $ 53,000 |
| Rockdale County Georgia | 71 | $ 10,122,000 | $ 142,000 | $ 72,000 |
| Chatham County Georgia | 68 | $ 8,721,000 | $ 128,000 | $ 64,000 |
| DeKalb County Georgia | 68 | $ 12,111,000 | $ 178,000 | $ 84,000 |
| Rowan County North Carolina | 66 | $ 8,206,000 | $ 124,000 | $ 77,000 |
| Franklin County Kentucky | 64 | $ 7,426,000 | $ 116,000 | $ 67,000 |
| Barrow County Georgia | 62 | $ 8,175,000 | $ 131,000 | $ 48,000 |
| Thomas County Georgia | 62 | $ 7,830,000 | $ 126,000 | $ 65,000 |
| Union County North Carolina | 60 | $ 7,741,000 | $ 129,000 | $ 45,000 |
| Fayette County Kentucky | 59 | $ 9,094,000 | $ 154,000 | $ 104,000 |
| Butts County Georgia | 56 | $ 7,396,000 | $ 132,000 | $ 43,000 |
| Henry County Georgia | 53 | $ 6,439,000 | $ 121,000 | $ 125,000 |
| Walker County Georgia | 50 | $ 5,460,000 | $ 109,000 | $ 53,000 |
| Blount County Tennessee | 46 | $ 6,120,000 | $ 133,000 | $ 41,000 |
| Carroll County Georgia | 43 | $ 5,841,000 | $ 135,000 | $ 79,000 |
| Coffee County Georgia | 43 | $ 4,596,000 | $ 106,000 | $ 120,000 |
| Whitley County Kentucky | 43 | $ 4,367,000 | $ 101,000 | $ 61,000 |
| Sevier County Tennessee | 42 | $ 6,081,000 | $ 144,000 | $ 69,000 |
| Ware County Georgia | 41 | $ 4,359,000 | $ 106,000 | $ 89,000 |
| Monroe County Tennessee | 41 | $ 3,788,000 | $ 92,000 | $ 42,000 |
| Hall County Georgia | 40 | $ 6,253,000 | $ 156,000 | $ 65,000 |
| Jasper County Georgia | 40 | $ 5,650,000 | $ 141,000 | $ 62,000 |
| DeSoto County Mississippi | 40 | $ 5,688,000 | $ 142,000 | $ 64,000 |
| Decatur County Georgia | 39 | $ 4,866,000 | $ 124,000 | $ 98,000 |
| Floyd County Georgia | 39 | $ 3,654,000 | $ 93,000 | $ 44,000 |
| Forsyth County Georgia | 39 | $ 6,758,000 | $ 173,000 | $ 64,000 |
| Shelby County Tennessee | 39 | $ 5,006,000 | $ 128,000 | $ 77,000 |
| Hart County Georgia | 38 | $ 5,130,000 | $ 135,000 | $ 56,000 |
| York County South Carolina | 38 | $ 4,025,000 | $ 105,000 | $ 48,000 |
| Jefferson County Alabama | 37 | $ 4,879,000 | $ 131,000 | $ 62,000 |
| Houston County Georgia | 37 | $ 4,028,000 | $ 108,000 | $ 111,000 |
| Walton County Georgia | 36 | $ 5,596,000 | $ 155,000 | $ 90,000 |
| Chilton County Alabama | 35 | $ 4,138,000 | $ 118,000 | $ 40,000 |
| Darlington County South Carolina | 34 | $ 4,669,000 | $ 137,000 | $ 80,000 |
| Hamilton County Tennessee | 34 | $ 5,009,000 | $ 147,000 | $ 91,000 |
| Mobile County Alabama | 33 | $ 5,285,000 | $ 160,000 | $ 70,000 |
| Jones County Georgia | 33 | $ 3,513,000 | $ 106,000 | $ 55,000 |
| Tift County Georgia | 33 | $ 3,822,000 | $ 115,000 | $ 61,000 |
| Columbia County Georgia | 32 | $ 4,162,000 | $ 130,000 | $ 55,000 |
| Franklin County Georgia | 32 | $ 3,738,000 | $ 116,000 | $ 47,000 |
| Morgan County Georgia | 32 | $ 5,158,000 | $ 161,000 | $ 53,000 |
| Georgetown County South Carolina | 32 | $ 3,941,000 | $ 123,000 | $ 67,000 |
| Mecklenburg County North Carolina | 29 | $ 4,561,000 | $ 157,000 | $ 61,000 |
| Rabun County Georgia | 27 | $ 4,120,000 | $ 152,000 | $ 58,000 |
| Union County Georgia | 27 | $ 2,795,000 | $ 103,000 | $ 45,000 |
| Laurel County Kentucky | 26 | $ 2,327,000 | $ 89,000 | $ 50,000 |
| Cabarrus County North Carolina | 26 | $ 3,483,000 | $ 133,000 | $ 58,000 |
| Knox County Tennessee | 26 | $ 3,534,000 | $ 135,000 | $ 108,000 |
| Bulloch County Georgia | 25 | $ 2,735,000 | $ 109,000 | $ 47,000 |
| Troup County Georgia | 25 | $ 2,797,000 | $ 111,000 | $ 40,000 |
| Elbert County Georgia | 24 | $ 3,326,000 | $ 138,000 | $ 75,000 |
| Paulding County Georgia | 24 | $ 2,928,000 | $ 122,000 | $ 84,000 |
| Barren County Kentucky | 23 | $ 2,609,000 | $ 113,000 | $ 47,000 |
| Henderson County North Carolina | 23 | $ 2,601,000 | $ 113,000 | $ 30,000 |
| Houston County Alabama | 22 | $ 3,685,000 | $ 167,000 | $ 68,000 |
| Franklin County Florida | 22 | $ 3,167,000 | $ 143,000 | $ 76,000 |
| Lumpkin County Georgia | 22 | $ 2,407,000 | $ 109,000 | $ 40,000 |
| Cabell County West Virginia | 22 | $ 2,300,000 | $ 104,000 | $ 86,000 |
| Lamar County Alabama | 21 | $ 2,177,000 | $ 103,000 | $ 56,000 |
| Glynn County Georgia | 21 | $ 3,197,000 | $ 152,000 | $ 80,000 |
| Shelby County Alabama | 20 | $ 3,294,000 | $ 164,000 | $ 54,000 |
| Oldham County Kentucky | 20 | $ 2,846,000 | $ 142,000 | $ 70,000 |
| Horry County South Carolina | 20 | $ 3,236,000 | $ 161,000 | $ 112,000 |
| Ben Hill County Georgia | 19 | $ 1,687,000 | $ 88,000 | $ 49,000 |
| Pierce County Georgia | 19 | $ 1,683,000 | $ 88,000 | $ 57,000 |
| Woodford County Kentucky | 19 | $ 2,676,000 | $ 140,000 | $ 89,000 |
| Warren County Kentucky | 18 | $ 2,116,000 | $ 117,000 | $ 63,000 |
| Fannin County Georgia | 17 | $ 1,967,000 | $ 115,000 | $ 55,000 |
| Gibson County Tennessee | 17 | $ 1,669,000 | $ 98,000 | $ 59,000 |
| Lonoke County Arkansas | 16 | $ 1,637,000 | $ 102,000 | $ 51,000 |
| Knox County Kentucky | 16 | $ 1,482,000 | $ 92,000 | $ 44,000 |
| Richland County South Carolina | 16 | $ 2,043,000 | $ 127,000 | $ 48,000 |
| Murray County Georgia | 15 | $ 1,665,000 | $ 111,000 | $ 42,000 |
| Tattnall County Georgia | 15 | $ 1,395,000 | $ 93,000 | $ 77,000 |
| Anderson County Kentucky | 15 | $ 1,723,000 | $ 114,000 | $ 68,000 |
| Charleston County South Carolina | 15 | $ 2,230,000 | $ 148,000 | $ 53,000 |
| Bibb County Georgia | 14 | $ 1,579,000 | $ 112,000 | $ 59,000 |
| Emanuel County Georgia | 14 | $ 1,326,000 | $ 94,000 | $ 51,000 |
| Putnam County Georgia | 14 | $ 2,079,000 | $ 148,000 | $ 71,000 |
| Trimble County Kentucky | 14 | $ 1,393,000 | $ 99,000 | $ 32,000 |
| Wayne County Mississippi | 14 | $ 1,509,000 | $ 107,000 | $ 64,000 |
| Dawson County Georgia | 13 | $ 2,238,000 | $ 172,000 | $ 56,000 |
| Jackson County Georgia | 13 | $ 1,579,000 | $ 121,000 | $ 58,000 |
| Laurens County Georgia | 13 | $ 1,371,000 | $ 105,000 | $ 106,000 |
| Muscogee County Georgia | 13 | $ 1,732,000 | $ 133,000 | $ 43,000 |
| White County Georgia | 13 | $ 2,160,000 | $ 166,000 | $ 68,000 |
| Adair County Kentucky | 13 | $ 1,275,000 | $ 98,000 | $ 32,000 |
| Transylvania County North Carolina | 13 | $ 2,280,000 | $ 175,000 | $ 93,000 |
| Marshall County Alabama | 12 | $ 926,000 | $ 77,000 | $ 41,000 |
| Gulf County Florida | 12 | $ 1,097,000 | $ 91,000 | $ 64,000 |
| Okaloosa County Florida | 12 | $ 2,824,000 | $ 235,000 | $ 149,000 |
| Coweta County Georgia | 12 | $ 1,670,000 | $ 139,000 | $ 91,000 |
| Douglas County Georgia | 12 | $ 1,435,000 | $ 119,000 | $ 82,000 |
| Gilmer County Georgia | 12 | $ 1,781,000 | $ 148,000 | $ 84,000 |
| Pike County Georgia | 12 | $ 1,307,000 | $ 108,000 | $ 65,000 |
| New Hanover County North Carolina | 12 | $ 2,260,000 | $ 188,000 | $ 95,000 |
| Baldwin County Alabama | 11 | $ 2,394,000 | $ 217,000 | $ 112,000 |
| Cherokee County North Carolina | 11 | $ 1,364,000 | $ 124,000 | $ 56,000 |
| Macon County North Carolina | 11 | $ 1,394,000 | $ 126,000 | $ 91,000 |
| Clayton County Georgia | 10 | $ 1,438,000 | $ 143,000 | $ 51,000 |
| Haralson County Georgia | 10 | $ 1,068,000 | $ 106,000 | $ 60,000 |
| Monroe County Georgia | 10 | $ 1,064,000 | $ 106,000 | $ 33,000 |
| Richmond County Georgia | 10 | $ 1,116,000 | $ 111,000 | $ 63,000 |
| Scott County Kentucky | 10 | $ 1,225,000 | $ 122,000 | $ 65,000 |
| McDowell County North Carolina | 10 | $ 903,000 | $ 90,000 | $ 44,000 |
| Lexington County South Carolina | 10 | $ 1,496,000 | $ 149,000 | $ 75,000 |
| Covington County Alabama | 9 | $ 927,000 | $ 103,000 | $ 85,000 |
| Crisp County Georgia | 9 | $ 1,062,000 | $ 118,000 | $ 28,000 |
| Gordon County Georgia | 9 | $ 1,101,000 | $ 122,000 | $ 79,000 |
| Habersham County Georgia | 9 | $ 1,718,000 | $ 190,000 | $ 74,000 |
| Irwin County Georgia | 9 | $ 624,000 | $ 69,000 | $ 44,000 |
| Lamar County Georgia | 9 | $ 1,546,000 | $ 171,000 | $ 51,000 |
| Lee County Georgia | 9 | $ 1,150,000 | $ 127,000 | $ 120,000 |
| Stephens County Georgia | 9 | $ 1,586,000 | $ 176,000 | $ 106,000 |
| Jessamine County Kentucky | 9 | $ 1,508,000 | $ 167,000 | $ 35,000 |
| Greene County Mississippi | 9 | $ 812,000 | $ 90,000 | $ 37,000 |
| Brunswick County North Carolina | 9 | $ 1,193,000 | $ 132,000 | $ 82,000 |
| Jackson County North Carolina | 9 | $ 2,622,000 | $ 291,000 | $ 68,000 |
| Watauga County North Carolina | 9 | $ 1,229,000 | $ 136,000 | $ 274,000 |
| Jefferson County Tennessee | 9 | $ 642,000 | $ 71,000 | $ 27,000 |
| Morgan County Alabama | 8 | $ 782,000 | $ 97,000 | $ 27,000 |
| Randolph County Alabama | 8 | $ 593,000 | $ 74,000 | $ 75,000 |
| Brooks County Georgia | 8 | $ 703,000 | $ 87,000 | $ 54,000 |
| Camden County Georgia | 8 | $ 1,111,000 | $ 138,000 | $ 63,000 |
| Mitchell County Georgia | 8 | $ 625,000 | $ 78,000 | $ 54,000 |
| Towns County Georgia | 8 | $ 1,855,000 | $ 231,000 | $ 135,000 |
| La Salle County Louisiana | 8 | $ 819,000 | $ 102,000 | $ 53,000 |
| Lafayette County Mississippi | 8 | $ 1,387,000 | $ 173,000 | $ 154,000 |
| Campbell County Tennessee | 8 | $ 1,243,000 | $ 155,000 | $ 129,000 |
| Grainger County Tennessee | 8 | $ 708,000 | $ 88,000 | $ 23,000 |
| Loudon County Tennessee | 8 | $ 1,432,000 | $ 179,000 | $ 106,000 |
| Rutherford County Tennessee | 8 | $ 747,000 | $ 93,000 | $ 61,000 |
| Lee County Alabama | 7 | $ 855,000 | $ 122,000 | $ 77,000 |
| Walton County Florida | 7 | $ 1,581,000 | $ 225,000 | $ 188,000 |
| Fayette County Georgia | 7 | $ 1,344,000 | $ 192,000 | $ 62,000 |
| Meriwether County Georgia | 7 | $ 777,000 | $ 111,000 | $ 79,000 |
| Wayne County Georgia | 7 | $ 1,109,000 | $ 158,000 | $ 82,000 |
| Grayson County Kentucky | 7 | $ 736,000 | $ 105,000 | $ 49,000 |
| Jefferson County Kentucky | 7 | $ 784,000 | $ 112,000 | $ 66,000 |
| Larue County Kentucky | 7 | $ 718,000 | $ 102,000 | $ 60,000 |
| Shelby County Kentucky | 7 | $ 1,126,000 | $ 160,000 | $ 89,000 |
| Franklin County Ohio | 7 | $ 995,000 | $ 142,000 | $ 61,000 |
| Aiken County South Carolina | 7 | $ 748,000 | $ 106,000 | $ 48,000 |
| Madison County Tennessee | 7 | $ 657,000 | $ 93,000 | $ 48,000 |
| McMinn County Tennessee | 7 | $ 760,000 | $ 108,000 | $ 53,000 |
| St. Clair County Alabama | 6 | $ 743,000 | $ 123,000 | $ 86,000 |
| Bay County Florida | 6 | $ 834,000 | $ 139,000 | $ 90,000 |
| Appling County Georgia | 6 | $ 961,000 | $ 160,000 | $ 66,000 |
| Brantley County Georgia | 6 | $ 512,000 | $ 85,000 | $ 62,000 |
| Bryan County Georgia | 6 | $ 917,000 | $ 152,000 | $ 110,000 |
| Harris County Georgia | 6 | $ 713,000 | $ 118,000 | $ 49,000 |
| Liberty County Georgia | 6 | $ 891,000 | $ 148,000 | $ 92,000 |
| Polk County Georgia | 6 | $ 726,000 | $ 121,000 | $ 52,000 |
| Toombs County Georgia | 6 | $ 553,000 | $ 92,000 | $ 59,000 |
| Boyle County Kentucky | 6 | $ 638,000 | $ 106,000 | $ 71,000 |
| Clark County Kentucky | 6 | $ 784,000 | $ 130,000 | $ 72,000 |
| Edmonson County Kentucky | 6 | $ 714,000 | $ 119,000 | $ 28,000 |
| Harrison County Kentucky | 6 | $ 449,000 | $ 74,000 | $ 37,000 |
| Lowndes County Mississippi | 6 | $ 863,000 | $ 143,000 | $ 90,000 |
| Catawba County North Carolina | 6 | $ 983,000 | $ 163,000 | $ 64,000 |
| Wood County West Virginia | 6 | $ 1,166,000 | $ 194,000 | $ 63,000 |
| Calhoun County Alabama | 5 | $ 564,000 | $ 112,000 | $ 55,000 |
| Elmore County Alabama | 5 | $ 535,000 | $ 107,000 | $ 12,000 |
| Madison County Alabama | 5 | $ 670,000 | $ 134,000 | $ 52,000 |
| Pulaski County Arkansas | 5 | $ 544,000 | $ 108,000 | $ 52,000 |
| Brevard County Florida | 5 | $ 557,000 | $ 111,000 | $ 50,000 |
| Hamilton County Florida | 5 | $ 490,000 | $ 98,000 | $ 75,000 |
| Pulaski County Georgia | 5 | $ 604,000 | $ 120,000 | $ 90,000 |
| Worth County Georgia | 5 | $ 428,000 | $ 85,000 | $ 86,000 |
| Allen County Kentucky | 5 | $ 385,000 | $ 77,000 | $ 42,000 |
| Bell County Kentucky | 5 | $ 350,000 | $ 70,000 | $ 52,000 |
| Carroll County Kentucky | 5 | $ 551,000 | $ 110,000 | $ 83,000 |
| Lauderdale County Mississippi | 5 | $ 631,000 | $ 126,000 | $ 46,000 |
| Cleveland County North Carolina | 5 | $ 503,000 | $ 100,000 | $ 61,000 |
| Lawrence County Ohio | 5 | $ 455,000 | $ 91,000 | $ 71,000 |
| Beaufort County South Carolina | 5 | $ 647,000 | $ 129,000 | $ 39,000 |
| Carroll County Tennessee | 5 | $ 184,000 | $ 36,000 | $ 49,000 |
| Cocke County Tennessee | 5 | $ 389,000 | $ 77,000 | $ 36,000 |
| Davidson County Tennessee | 5 | $ 666,000 | $ 133,000 | $ 86,000 |
| Upshur County West Virginia | 5 | $ 446,000 | $ 89,000 | $ 52,000 |
| Wayne County West Virginia | 5 | $ 721,000 | $ 144,000 | $ 91,000 |
| Walker County Alabama | 4 | $ 519,000 | $ 129,000 | $ 45,000 |
| Leon County Florida | 4 | $ 445,000 | $ 111,000 | $ 91,000 |
| Nassau County Florida | 4 | $ 667,000 | $ 166,000 | $ 232,000 |
| Atkinson County Georgia | 4 | $ 372,000 | $ 93,000 | $ 62,000 |
| Charlton County Georgia | 4 | $ 534,000 | $ 133,000 | $ 82,000 |
| Chattooga County Georgia | 4 | $ 387,000 | $ 96,000 | $ 58,000 |
| Clarke County Georgia | 4 | $ 517,000 | $ 129,000 | $ 59,000 |
| Dougherty County Georgia | 4 | $ 551,000 | $ 137,000 | $ 44,000 |
| Greene County Georgia | 4 | $ 781,000 | $ 195,000 | $ 101,000 |
| Jeff Davis County Georgia | 4 | $ 394,000 | $ 98,000 | $ 38,000 |
| Madison County Georgia | 4 | $ 634,000 | $ 158,000 | $ 74,000 |
| Peach County Georgia | 4 | $ 281,000 | $ 70,000 | $ 43,000 |
| Spalding County Georgia | 4 | $ 332,000 | $ 83,000 | $ 90,000 |
| Turner County Georgia | 4 | $ 301,000 | $ 75,000 | $ 57,000 |
| Upson County Georgia | 4 | $ 600,000 | $ 150,000 | $ 57,000 |
| Lincoln County Kentucky | 4 | $ 297,000 | $ 74,000 | $ 63,000 |
| Montgomery County Kentucky | 4 | $ 512,000 | $ 128,000 | $ 53,000 |
| Union County Kentucky | 4 | $ 253,000 | $ 63,000 | $ 36,000 |
| Washington County Kentucky | 4 | $ 492,000 | $ 123,000 | $ 72,000 |
| Rapides County Louisiana | 4 | $ 533,000 | $ 133,000 | $ 62,000 |
| George County Mississippi | 4 | $ 382,000 | $ 95,000 | $ 49,000 |
| Clay County North Carolina | 4 | $ 388,000 | $ 97,000 | $ 64,000 |
| Lincoln County North Carolina | 4 | $ 426,000 | $ 106,000 | $ 52,000 |
| Pender County North Carolina | 4 | $ 353,000 | $ 88,000 | $ 74,000 |
| Pitt County North Carolina | 4 | $ 372,000 | $ 93,000 | $ 45,000 |
| Anderson County South Carolina | 4 | $ 592,000 | $ 148,000 | $ 52,000 |
| Marion County South Carolina | 4 | $ 380,000 | $ 95,000 | $ 64,000 |
| Hawkins County Tennessee | 4 | $ 365,000 | $ 91,000 | $ 29,000 |
| Autauga County Alabama | 3 | $ 273,000 | $ 91,000 | $ 59,000 |
| Cherokee County Alabama | 3 | $ 514,000 | $ 171,000 | $ 58,000 |
| Choctaw County Alabama | 3 | $ 223,000 | $ 74,000 | $ 0 |
| Talladega County Alabama | 3 | $ 601,000 | $ 200,000 | $ 76,000 |
| Cleburne County Arkansas | 3 | $ 324,000 | $ 108,000 | $ 49,000 |
| Craighead County Arkansas | 3 | $ 432,000 | $ 144,000 | $ 48,000 |
| Jefferson County Arkansas | 3 | $ 417,000 | $ 139,000 | $ 134,000 |
| White County Arkansas | 3 | $ 278,000 | $ 92,000 | $ 35,000 |
| Santa Rosa County Florida | 3 | $ 438,000 | $ 146,000 | $ 105,000 |
| Baldwin County Georgia | 3 | $ 390,000 | $ 130,000 | $ 47,000 |
| Banks County Georgia | 3 | $ 320,000 | $ 106,000 | $ 50,000 |
| Berrien County Georgia | 3 | $ 400,000 | $ 133,000 | $ 66,000 |
| Effingham County Georgia | 3 | $ 503,000 | $ 167,000 | $ 95,000 |
| Heard County Georgia | 3 | $ 490,000 | $ 163,000 | $ 61,000 |
| Johnson County Georgia | 3 | $ 383,000 | $ 127,000 | $ 98,000 |
| Oconee County Georgia | 3 | $ 665,000 | $ 221,000 | $ 88,000 |
| Wilcox County Georgia | 3 | $ 368,000 | $ 122,000 | $ 70,000 |
| Wilkinson County Georgia | 3 | $ 608,000 | $ 202,000 | $ 83,000 |
| Breckinridge County Kentucky | 3 | $ 193,000 | $ 64,000 | $ 48,000 |
| Hardin County Kentucky | 3 | $ 249,000 | $ 83,000 | $ 73,000 |
| Simpson County Kentucky | 3 | $ 284,000 | $ 94,000 | $ 42,000 |
| Jones County Mississippi | 3 | $ 234,000 | $ 78,000 | $ 30,000 |
| Forsyth County North Carolina | 3 | $ 370,000 | $ 123,000 | $ 50,000 |
| Madison County North Carolina | 3 | $ 236,000 | $ 78,000 | $ 28,000 |
| Hardeman County Tennessee | 3 | $ 268,000 | $ 89,000 | $ 29,000 |
| Haywood County Tennessee | 3 | $ 255,000 | $ 85,000 | $ 48,000 |
| Bibb County Alabama | 2 | $ 163,000 | $ 81,000 | $ 71,000 |
| Blount County Alabama | 2 | $ 352,000 | $ 176,000 | $ 92,000 |
| Butler County Alabama | 2 | $ 188,000 | $ 94,000 | $ 69,000 |
| Dale County Alabama | 2 | $ 138,000 | $ 69,000 | $ 62,000 |
| Dallas County Alabama | 2 | $ 166,000 | $ 83,000 | $ 26,000 |
| DeKalb County Alabama | 2 | $ 235,000 | $ 117,000 | $ 69,000 |
| Limestone County Alabama | 2 | $ 81,000 | $ 40,000 | $ 25,000 |
| Marion County Alabama | 2 | $ 256,000 | $ 128,000 | $ 13,000 |
| Benton County Arkansas | 2 | $ 241,000 | $ 120,000 | $ 90,000 |
| Prairie County Arkansas | 2 | $ 211,000 | $ 105,000 | $ 79,000 |
| Saline County Arkansas | 2 | $ 116,000 | $ 58,000 | $ 31,000 |
| Duval County Florida | 2 | $ 251,000 | $ 125,000 | $ 49,000 |
| Hillsborough County Florida | 2 | $ 162,000 | $ 81,000 | $ 77,000 |
| Miami-Dade County Florida | 2 | $ 234,000 | $ 117,000 | $ 68,000 |
| St. Johns County Florida | 2 | $ 412,000 | $ 206,000 | $ 206,000 |
| Volusia County Florida | 2 | $ 386,000 | $ 193,000 | $ 114,000 |
| Wakulla County Florida | 2 | $ 535,000 | $ 267,000 | $ 180,000 |
| Bacon County Georgia | 2 | $ 495,000 | $ 247,000 | $ 135,000 |
| Candler County Georgia | 2 | $ 147,000 | $ 73,000 | $ 62,000 |
| Cook County Georgia | 2 | $ 106,000 | $ 53,000 | $ 61,000 |
| Dade County Georgia | 2 | $ 112,000 | $ 56,000 | $ 35,000 |
| Echols County Georgia | 2 | $ 217,000 | $ 108,000 | $ 53,000 |
| Seminole County Georgia | 2 | $ 170,000 | $ 85,000 | $ 49,000 |
| Sumter County Georgia | 2 | $ 144,000 | $ 72,000 | $ 67,000 |
| Telfair County Georgia | 2 | $ 89,000 | $ 44,000 | $ 27,000 |
| Bullitt County Kentucky | 2 | $ 220,000 | $ 110,000 | $ 50,000 |
| Cumberland County Kentucky | 2 | $ 140,000 | $ 70,000 | $ 39,000 |
| Garrard County Kentucky | 2 | $ 97,000 | $ 48,000 | $ 14,000 |
| Grant County Kentucky | 2 | $ 157,000 | $ 78,000 | $ 124,000 |
| Green County Kentucky | 2 | $ 132,000 | $ 66,000 | $ 42,000 |
| Logan County Kentucky | 2 | $ 160,000 | $ 80,000 | $ 40,000 |
| Monroe County Kentucky | 2 | $ 256,000 | $ 128,000 | $ 6,000 |
| Muhlenberg County Kentucky | 2 | $ 115,000 | $ 57,000 | $ 34,000 |
| Taylor County Kentucky | 2 | $ 188,000 | $ 94,000 | $ 48,000 |
| Perry County Mississippi | 2 | $ 75,000 | $ 37,000 | $ 43,000 |
| Anson County North Carolina | 2 | $ 331,000 | $ 165,000 | $ 71,000 |
| Carteret County North Carolina | 2 | $ 244,000 | $ 122,000 | $ 74,000 |
| Haywood County North Carolina | 2 | $ 276,000 | $ 138,000 | $ 30,000 |
| Wake County North Carolina | 2 | $ 203,000 | $ 101,000 | $ 56,000 |
| Chester County South Carolina | 2 | $ 178,000 | $ 89,000 | $ 47,000 |
| Dillon County South Carolina | 2 | $ 146,000 | $ 73,000 | $ 47,000 |
| Edgefield County South Carolina | 2 | $ 398,000 | $ 199,000 | $ 11,000 |
| Florence County South Carolina | 2 | $ 239,000 | $ 119,000 | $ 118,000 |
| Pickens County South Carolina | 2 | $ 63,000 | $ 31,000 | $ 66,000 |
| Sumter County South Carolina | 2 | $ 128,000 | $ 64,000 | $ 45,000 |
| Anderson County Tennessee | 2 | $ 194,000 | $ 97,000 | $ 13,000 |
| Bradley County Tennessee | 2 | $ 205,000 | $ 102,000 | $ 52,000 |
| Claiborne County Tennessee | 2 | $ 158,000 | $ 79,000 | $ 42,000 |
| Marion County Tennessee | 2 | $ 195,000 | $ 97,000 | $ 49,000 |
| Polk County Tennessee | 2 | $ 153,000 | $ 76,000 | $ 76,000 |
| Scott County Tennessee | 2 | $ 228,000 | $ 114,000 | $ 44,000 |
| Barbour County Alabama | 1 | $ 66,000 | $ 66,000 | $ 30,000 |
| Chambers County Alabama | 1 | $ 59,000 | $ 59,000 | $ 23,000 |
| Coffee County Alabama | 1 | $ 126,000 | $ 126,000 | $ 62,000 |
| Crenshaw County Alabama | 1 | $ 40,000 | $ 40,000 | $ 27,000 |
| Cullman County Alabama | 1 | $ 58,000 | $ 58,000 | $ 78,000 |
| Escambia County Alabama | 1 | $ 200,000 | $ 200,000 | $ 20,000 |
| Fayette County Alabama | 1 | $ 67,000 | $ 67,000 | $ 13,000 |
| Hale County Alabama | 1 | $ 270,000 | $ 270,000 | $ 82,000 |
| Henry County Alabama | 1 | $ 113,000 | $ 113,000 | $ 56,000 |
| Lawrence County Alabama | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
| Montgomery County Alabama | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Tallapoosa County Alabama | 1 | $ 180,000 | $ 180,000 | $ 71,000 |
| Tuscaloosa County Alabama | 1 | $ 115,000 | $ 115,000 | $ 113,000 |
| Washington County Alabama | 1 | $ 154,000 | $ 154,000 | $ 44,000 |
| Arkansas County Arkansas | 1 | $ 68,000 | $ 68,000 | $ 102,000 |
| Crittenden County Arkansas | 1 | $ 107,000 | $ 107,000 | $ 63,000 |
| Faulkner County Arkansas | 1 | $ 232,000 | $ 232,000 | $ 151,000 |
| Union County Arkansas | 1 | $ 52,000 | $ 52,000 | $ 40,000 |
| Washington County Arkansas | 1 | $ 120,000 | $ 120,000 | $ 60,000 |
| Alachua County Florida | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Broward County Florida | 1 | $ 107,000 | $ 107,000 | $ 68,000 |
| Calhoun County Florida | 1 | $ 204,000 | $ 204,000 | $ 134,000 |
| Charlotte County Florida | 1 | $ 110,000 | $ 110,000 | $ 67,000 |
| Clay County Florida | 1 | $ 107,000 | $ 107,000 | $ 141,000 |
| DeSoto County Florida | 1 | $ 50,000 | $ 50,000 | $ 150,000 |
| Dixie County Florida | 1 | $ 40,000 | $ 40,000 | $ 30,000 |
| Highlands County Florida | 1 | $ 270,000 | $ 270,000 | $ 71,000 |
| Holmes County Florida | 1 | $ 123,000 | $ 123,000 | $ 42,000 |
| Lee County Florida | 1 | $ 42,000 | $ 42,000 | $ 39,000 |
| Madison County Florida | 1 | $ 136,000 | $ 136,000 | $ 66,000 |
| Monroe County Florida | 1 | $ 130,000 | $ 130,000 | $ 67,000 |
| Orange County Florida | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Washington County Florida | 1 | $ 176,000 | $ 176,000 | $ 120,000 |
| Baker County Georgia | 1 | $ 63,000 | $ 63,000 | $ 91,000 |
| Burke County Georgia | 1 | $ 67,000 | $ 67,000 | $ 1,000 |
| Clay County Georgia | 1 | $ 225,000 | $ 225,000 | $ 138,000 |
| Crawford County Georgia | 1 | $ 82,000 | $ 82,000 | $ 64,000 |
| Dooly County Georgia | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Early County Georgia | 1 | $ 69,000 | $ 69,000 | $ 41,000 |
| Evans County Georgia | 1 | $ 230,000 | $ 230,000 | $ 148,000 |
| Hancock County Georgia | 1 | $ 77,000 | $ 77,000 | $ 84,000 |
| Jenkins County Georgia | 1 | $ 50,000 | $ 50,000 | $ 96,000 |
| Lanier County Georgia | 1 | $ 115,000 | $ 115,000 | $ 66,000 |
| Lincoln County Georgia | 1 | $ 108,000 | $ 108,000 | $ 84,000 |
| Long County Georgia | 1 | $ 118,000 | $ 118,000 | $ 90,000 |
| McIntosh County Georgia | 1 | $ 26,000 | $ 26,000 | $ 71,000 |
| Montgomery County Georgia | 1 | $ 112,000 | $ 112,000 | $ 53,000 |
| Screven County Georgia | 1 | $ 124,000 | $ 124,000 | $ 56,000 |
| Wheeler County Georgia | 1 | $ 82,000 | $ 82,000 | $ 41,000 |
| Wilkes County Georgia | 1 | $ 163,000 | $ 163,000 | $ 87,000 |
| Floyd County Indiana | 1 | $ 167,000 | $ 167,000 | $ 67,000 |
| Bourbon County Kentucky | 1 | $ 46,000 | $ 46,000 | $ 52,000 |
| Caldwell County Kentucky | 1 | $ 70,000 | $ 70,000 | $ 71,000 |
| Casey County Kentucky | 1 | $ 110,000 | $ 110,000 | $ 58,000 |
| Christian County Kentucky | 1 | $ 99,000 | $ 99,000 | $ 65,000 |
| Clinton County Kentucky | 1 | $ 76,000 | $ 76,000 | $ 23,000 |
| Crittenden County Kentucky | 1 | $ 93,000 | $ 93,000 | $ 54,000 |
| Daviess County Kentucky | 1 | $ 114,000 | $ 114,000 | $ 40,000 |
| Estill County Kentucky | 1 | $ 59,000 | $ 59,000 | $ 45,000 |
| Henderson County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Knott County Kentucky | 1 | $ 136,000 | $ 136,000 | $ 48,000 |
| Lewis County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 37,000 |
| Lyon County Kentucky | 1 | $ 68,000 | $ 68,000 | $ 33,000 |
| Madison County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 1,000 |
| Mercer County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| Metcalfe County Kentucky | 1 | $ 51,000 | $ 51,000 | $ 25,000 |
| Ohio County Kentucky | 1 | $ 48,000 | $ 48,000 | $ 56,000 |
| Owen County Kentucky | 1 | $ 68,000 | $ 68,000 | $ 30,000 |
| Rockcastle County Kentucky | 1 | $ 29,000 | $ 29,000 | $ 21,000 |
| Russell County Kentucky | 1 | $ 346,000 | $ 346,000 | $ 246,000 |
| Catahoula County Louisiana | 1 | $ 114,000 | $ 114,000 | $ 70,000 |
| Prince George's County Maryland | 1 | $ 85,000 | $ 85,000 | $ 21,000 |
| Adams County Mississippi | 1 | $ 224,000 | $ 224,000 | $ 88,000 |
| Clarke County Mississippi | 1 | $ 56,000 | $ 56,000 | $ 51,000 |
| Hinds County Mississippi | 1 | $ 124,000 | $ 124,000 | $ 73,000 |
| Leake County Mississippi | 1 | $ 151,000 | $ 151,000 | $ 83,000 |
| Lee County Mississippi | 1 | $ 104,000 | $ 104,000 | $ 15,000 |
| Marshall County Mississippi | 1 | $ 147,000 | $ 147,000 | $ 67,000 |
| Monroe County Mississippi | 1 | $ 73,000 | $ 73,000 | $ 106,000 |
| Rankin County Mississippi | 1 | $ 139,000 | $ 139,000 | $ 117,000 |
| Tunica County Mississippi | 1 | $ 112,000 | $ 112,000 | $ 51,000 |
| Alleghany County North Carolina | 1 | $ 154,000 | $ 154,000 | $ 81,000 |
| Ashe County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Chatham County North Carolina | 1 | $ 82,000 | $ 82,000 | $ 36,000 |
| Davidson County North Carolina | 1 | $ 106,000 | $ 106,000 | $ 32,000 |
| Johnston County North Carolina | 1 | $ 149,000 | $ 149,000 | $ 45,000 |
| Polk County North Carolina | 1 | $ 143,000 | $ 143,000 | $ 1,000 |
| Randolph County North Carolina | 1 | $ 144,000 | $ 144,000 | $ 47,000 |
| Stanly County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 60,000 |
| Stokes County North Carolina | 1 | $ 93,000 | $ 93,000 | $ 59,000 |
| Yancey County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 84,000 |
| Washington County Ohio | 1 | $ 77,000 | $ 77,000 | $ 55,000 |
| Abbeville County South Carolina | 1 | $ 70,000 | $ 70,000 | $ 40,000 |
| Barnwell County South Carolina | 1 | $ 116,000 | $ 116,000 | $ 1,000 |
| Berkeley County South Carolina | 1 | $ 73,000 | $ 73,000 | $ 60,000 |
| Cherokee County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 64,000 |
| Chesterfield County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 81,000 |
| Clarendon County South Carolina | 1 | $ 44,000 | $ 44,000 | $ 35,000 |
| Greenville County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Kershaw County South Carolina | 1 | $ 140,000 | $ 140,000 | $ 131,000 |
| Lancaster County South Carolina | 1 | $ 103,000 | $ 103,000 | $ 102,000 |
| Laurens County South Carolina | 1 | $ 70,000 | $ 70,000 | $ 54,000 |
| Oconee County South Carolina | 1 | $ 63,000 | $ 63,000 | $ 24,000 |
| Spartanburg County South Carolina | 1 | $ 122,000 | $ 122,000 | $ 50,000 |
| Bedford County Tennessee | 1 | $ 99,000 | $ 99,000 | $ 66,000 |
| Benton County Tennessee | 1 | $ 240,000 | $ 240,000 | $ 50,000 |
| Cannon County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Crockett County Tennessee | 1 | $ 44,000 | $ 44,000 | $ 28,000 |
| Cumberland County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 46,000 |
| Franklin County Tennessee | 1 | $ 780,000 | $ 780,000 | $ 335,000 |
| Maury County Tennessee | 1 | $ 101,000 | $ 101,000 | $ 54,000 |
| Meigs County Tennessee | 1 | $ 159,000 | $ 159,000 | $ 78,000 |
| Putnam County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 46,000 |
| Rhea County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 56,000 |
| Tipton County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 18,000 |
| Washington County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 69,000 |
| Weakley County Tennessee | 1 | $ 41,000 | $ 41,000 | $ 86,000 |
| Williamson County Tennessee | 1 | $ 234,000 | $ 234,000 | $ 49,000 |
| Wilson County Tennessee | 1 | $ 132,000 | $ 132,000 | $ 36,000 |
| Craig County Virginia | 1 | $ 192,000 | $ 192,000 | $ 114,000 |
| Lincoln County West Virginia | 1 | $ 47,000 | $ 47,000 | $ 41,000 |
Mortgage Loan Application Detail Totals for Crescent Bank & Trust in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 4,657 | $597,774,000 | $129,928 | $1,300,000 | $70,428 | $2,352,000 |
| Home Purchase (one-to-four family) | 1,015 | $124,866,000 | $124,846 | $959,000 | $65,692 | $834,000 |
| Home Improvement (one-to-four family) | 7 | $324,000 | $46,000 | $90,000 | $58,000 | $117,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 2 | $950,000 | $475,000 | $900,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,689 | $597,642,000 | $132,071 | $1,300,000 | $75,714 | $1,018,000 |
| Information not provided by applicant in mail or telephone application | 754 | $96,597,000 | $117,416 | $750,000 | $41,083 | $2,352,000 |
| Black | 131 | $15,168,000 | $89,888 | $390,000 | $51,444 | $199,000 |
| Hispanic | 61 | $6,086,000 | $96,428 | $323,000 | $55,285 | $489,000 |
| Asian or Pacific Islander | 17 | $2,877,000 | $213,500 | $321,000 | $160,250 | $324,000 |
| Other | 15 | $2,944,000 | $204,333 | $568,000 | $109,333 | $260,000 |
| American Indian or Alaskan Native | 11 | $1,437,000 | $157,333 | $323,000 | $75,833 | $210,000 |
| Not applicable | 3 | $1,163,000 | $387,000 | $900,000 | $106,000 | $320,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,677 | $723,502,000 | $127,800 | $1,300,000 | $66,800 | $2,352,000 |
| FHA-insured (Federal Housing Administration) | 4 | $412,000 | $106,500 | $142,000 | $39,500 | $46,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,773 | $469,738,000 | $120,818 | $959,000 | $71,181 | $1,018,000 |
| Application Denied By Financial Institution | 900 | $120,276,000 | $118,857 | $1,300,000 | $60,500 | $759,000 |
| Application Approved But Not Accepted | 735 | $98,295,000 | $133,583 | $1,000,000 | $75,833 | $2,352,000 |
| Loan Purchased By The Institution | 242 | $30,607,000 | $122,400 | $504,000 | $52,600 | $456,000 |
| Application Withdrawn By Applicant | 28 | $4,415,000 | $157,000 | $399,000 | $71,000 | $282,000 |
| File Closed For Incompleteness | 3 | $583,000 | $194,000 | $235,000 | $58,000 | $66,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 342 | $43,092,000 | $107,818 | $825,000 | $52,363 | $340,000 |
| Collateral | 226 | $30,876,000 | $115,666 | $1,300,000 | $70,416 | $519,000 |
| Other | 154 | $20,108,000 | $133,222 | $545,000 | $68,888 | $759,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 105 | $13,660,000 | $126,818 | $300,000 | $60,000 | $366,000 |
| Debt-To-Income Ratio | 56 | $10,019,000 | $151,428 | $750,000 | $61,285 | $303,000 |
| Employment History | 16 | $2,447,000 | $174,833 | $323,000 | $90,666 | $300,000 |
| Credit Application Incomplete | 1 | $74,000 | $74,000 | $74,000 | $64,000 | $64,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Crescent Bank & Trust's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Crescent Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.