Cu Channels
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Cu Channels 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cu Channels 1551 Win Hentschel Blvd., Po Box 2433 West Lafayette, IN 47906 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 314 |
| Total Mortgage Loan Application Amount | $31,637,000 |
| Average Mortgage Loan Application Amount | $88,333 |
| Highest Mortgage Loan Application Amount | $351,000 |
| Average Applicant Income | $64,666 |
| Highest Applicant Income | $289,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Cu Channels. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cu Channels's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Cu Channels's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cu Channels serves its applicants.
Each category highlights the total number of mortgage applications processed by Cu Channels, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cu Channels's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LaPorte County Indiana | 58 | $ 6,005,000 | $ 103,000 | $ 68,000 |
| Jefferson County Kentucky | 38 | $ 5,055,000 | $ 133,000 | $ 72,000 |
| Wayne County Indiana | 33 | $ 2,661,000 | $ 80,000 | $ 65,000 |
| St. Joseph County Indiana | 18 | $ 1,479,000 | $ 82,000 | $ 47,000 |
| Henry County Indiana | 14 | $ 923,000 | $ 65,000 | $ 62,000 |
| Madison County Illinois | 12 | $ 1,552,000 | $ 129,000 | $ 80,000 |
| Greene County Indiana | 8 | $ 593,000 | $ 74,000 | $ 23,000 |
| Daviess County Kentucky | 8 | $ 770,000 | $ 96,000 | $ 57,000 |
| Clark County Indiana | 7 | $ 727,000 | $ 103,000 | $ 47,000 |
| Warren County Kentucky | 7 | $ 1,020,000 | $ 145,000 | $ 79,000 |
| Bullitt County Kentucky | 6 | $ 801,000 | $ 133,000 | $ 52,000 |
| Daviess County Indiana | 5 | $ 372,000 | $ 74,000 | $ 40,000 |
| Fayette County Indiana | 5 | $ 446,000 | $ 89,000 | $ 55,000 |
| Randolph County Indiana | 5 | $ 295,000 | $ 59,000 | $ 31,000 |
| Nelson County Kentucky | 5 | $ 491,000 | $ 98,000 | $ 40,000 |
| Delaware County Indiana | 4 | $ 316,000 | $ 79,000 | $ 36,000 |
| Howard County Indiana | 4 | $ 279,000 | $ 69,000 | $ 56,000 |
| Marion County Indiana | 4 | $ 313,000 | $ 78,000 | $ 36,000 |
| Monroe County Indiana | 4 | $ 374,000 | $ 93,000 | $ 58,000 |
| Porter County Indiana | 4 | $ 490,000 | $ 122,000 | $ 60,000 |
| Elkhart County Indiana | 3 | $ 136,000 | $ 45,000 | $ 33,000 |
| Perry County Indiana | 3 | $ 321,000 | $ 107,000 | $ 19,000 |
| Dearborn County Indiana | 2 | $ 91,000 | $ 45,000 | $ 18,000 |
| Floyd County Indiana | 2 | $ 290,000 | $ 145,000 | $ 85,000 |
| Hamilton County Indiana | 2 | $ 266,000 | $ 133,000 | $ 66,000 |
| Marshall County Indiana | 2 | $ 125,000 | $ 62,000 | $ 30,000 |
| Morgan County Indiana | 2 | $ 265,000 | $ 132,000 | $ 107,000 |
| Noble County Indiana | 2 | $ 106,000 | $ 53,000 | $ 36,000 |
| Starke County Indiana | 2 | $ 124,000 | $ 62,000 | $ 53,000 |
| Union County Indiana | 2 | $ 228,000 | $ 114,000 | $ 56,000 |
| Vigo County Indiana | 2 | $ 179,000 | $ 89,000 | $ 46,000 |
| Boyd County Kentucky | 2 | $ 104,000 | $ 52,000 | $ 44,000 |
| Shelby County Kentucky | 2 | $ 309,000 | $ 154,000 | $ 72,000 |
| Jersey County Illinois | 1 | $ 138,000 | $ 138,000 | $ 105,000 |
| Logan County Illinois | 1 | $ 250,000 | $ 250,000 | $ 87,000 |
| St. Clair County Illinois | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Hancock County Indiana | 1 | $ 30,000 | $ 30,000 | $ 30,000 |
| Harrison County Indiana | 1 | $ 73,000 | $ 73,000 | $ 52,000 |
| Hendricks County Indiana | 1 | $ 68,000 | $ 68,000 | $ 25,000 |
| Johnson County Indiana | 1 | $ 177,000 | $ 177,000 | $ 98,000 |
| Knox County Indiana | 1 | $ 87,000 | $ 87,000 | $ 0 |
| LaGrange County Indiana | 1 | $ 80,000 | $ 80,000 | $ 29,000 |
| Lake County Indiana | 1 | $ 70,000 | $ 70,000 | $ 52,000 |
| Martin County Indiana | 1 | $ 85,000 | $ 85,000 | $ 12,000 |
| Miami County Indiana | 1 | $ 73,000 | $ 73,000 | $ 71,000 |
| Rush County Indiana | 1 | $ 133,000 | $ 133,000 | $ 90,000 |
| Sullivan County Indiana | 1 | $ 48,000 | $ 48,000 | $ 25,000 |
| Tipton County Indiana | 1 | $ 44,000 | $ 44,000 | $ 59,000 |
| Butler County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 65,000 |
| Carroll County Kentucky | 1 | $ 77,000 | $ 77,000 | $ 37,000 |
| Clark County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Hancock County Kentucky | 1 | $ 127,000 | $ 127,000 | $ 46,000 |
| Jessamine County Kentucky | 1 | $ 77,000 | $ 77,000 | $ 38,000 |
| Laurel County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 82,000 |
| Logan County Kentucky | 1 | $ 47,000 | $ 47,000 | $ 25,000 |
| Marshall County Kentucky | 1 | $ 154,000 | $ 154,000 | $ 101,000 |
| Meade County Kentucky | 1 | $ 104,000 | $ 104,000 | $ 40,000 |
| Mercer County Kentucky | 1 | $ 179,000 | $ 179,000 | $ 124,000 |
| Ohio County Kentucky | 1 | $ 133,000 | $ 133,000 | $ 53,000 |
| Oldham County Kentucky | 1 | $ 122,000 | $ 122,000 | $ 41,000 |
| Spencer County Kentucky | 1 | $ 138,000 | $ 138,000 | $ 60,000 |
| Trimble County Kentucky | 1 | $ 107,000 | $ 107,000 | $ 77,000 |
| Cass County Michigan | 1 | $ 83,000 | $ 83,000 | $ 73,000 |
| Claiborne County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 70,000 |
Mortgage Loan Application Detail Totals for Cu Channels in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 160 | $15,947,000 | $99,000 | $351,000 | $54,000 | $216,000 |
| Refinancing | 153 | $15,626,000 | $102,000 | $322,000 | $65,000 | $289,000 |
| Home Improvement | 1 | $64,000 | $64,000 | $64,000 | $75,000 | $75,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 270 | $27,187,000 | $100,000 | $351,000 | $61,000 | $289,000 |
| Not Provided | 18 | $1,660,000 | $92,000 | $185,000 | $54,000 | $135,000 |
| Black or African American | 13 | $1,318,000 | $101,000 | $180,000 | $43,000 | $88,000 |
| Hispanic | 12 | $1,249,000 | $104,000 | $210,000 | $50,000 | $126,000 |
| Asian | 1 | $223,000 | $223,000 | $223,000 | $72,000 | $72,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 220 | $23,020,000 | $104,000 | $351,000 | $65,000 | $289,000 |
| FHA-insured (Federal Housing Administration) | 76 | $6,875,000 | $90,000 | $290,000 | $46,000 | $145,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 12 | $876,000 | $73,000 | $125,000 | $32,000 | $56,000 |
| VA-guaranteed (Veterans Administration) | 6 | $866,000 | $144,000 | $215,000 | $70,000 | $124,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 114 | $10,031,000 | $87,000 | $221,000 | $48,000 | $216,000 |
| Loan Originated | 95 | $10,458,000 | $110,000 | $322,000 | $74,000 | $289,000 |
| Application Withdrawn By Applicant | 86 | $9,231,000 | $107,000 | $351,000 | $58,000 | $145,000 |
| File Closed For Incompleteness | 19 | $1,917,000 | $100,000 | $203,000 | $59,000 | $175,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 75 | $6,770,000 | $90,000 | $221,000 | $50,000 | $216,000 |
| Debt-To-Income Ratio | 21 | $1,910,000 | $90,000 | $181,000 | $41,000 | $96,000 |
| Collateral | 9 | $724,000 | $80,000 | $143,000 | $58,000 | $120,000 |
| Other | 5 | $321,000 | $64,000 | $144,000 | $42,000 | $70,000 |
| Credit Application Incomplete | 3 | $208,000 | $69,000 | $127,000 | $26,000 | $46,000 |
| Employment History | 1 | $98,000 | $98,000 | $98,000 | $27,000 | $27,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cu Channels's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cu Channels's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.