Member Home Loan Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Member Home Loan Llc 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Member Home Loan Llc 9601 Jones Rd Suite 108 Houston, TX 77065 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 1,571 |
| Total Mortgage Loan Application Amount | $231,934,000 |
| Average Mortgage Loan Application Amount | $145,000 |
| Highest Mortgage Loan Application Amount | $947,000 |
| Average Applicant Income | $109,500 |
| Highest Applicant Income | $1,260,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Member Home Loan Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Member Home Loan Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Member Home Loan Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Member Home Loan Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Member Home Loan Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Member Home Loan Llc's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 786 | $ 117,404,000 | $ 149,000 | $ 111,000 |
| Fort Bend County Texas | 209 | $ 38,599,000 | $ 184,000 | $ 121,000 |
| Montgomery County Texas | 82 | $ 14,271,000 | $ 174,000 | $ 139,000 |
| Randall County Texas | 69 | $ 8,080,000 | $ 117,000 | $ 78,000 |
| Luzerne County Pennsylvania | 47 | $ 4,539,000 | $ 96,000 | $ 95,000 |
| Potter County Texas | 41 | $ 3,729,000 | $ 90,000 | $ 80,000 |
| Brazoria County Texas | 37 | $ 6,357,000 | $ 171,000 | $ 120,000 |
| Dallas County Texas | 36 | $ 3,376,000 | $ 93,000 | $ 93,000 |
| Galveston County Texas | 30 | $ 4,144,000 | $ 138,000 | $ 113,000 |
| St. Louis County Missouri | 17 | $ 2,065,000 | $ 121,000 | $ 90,000 |
| Jefferson County Missouri | 13 | $ 2,109,000 | $ 162,000 | $ 83,000 |
| Tarrant County Texas | 12 | $ 1,722,000 | $ 143,000 | $ 157,000 |
| Waller County Texas | 11 | $ 1,887,000 | $ 171,000 | $ 125,000 |
| Travis County Texas | 8 | $ 1,156,000 | $ 144,000 | $ 87,000 |
| Calcasieu County Louisiana | 7 | $ 836,000 | $ 119,000 | $ 81,000 |
| Chambers County Texas | 7 | $ 1,061,000 | $ 151,000 | $ 97,000 |
| Matagorda County Texas | 7 | $ 815,000 | $ 116,000 | $ 78,000 |
| Victoria County Texas | 7 | $ 708,000 | $ 101,000 | $ 78,000 |
| Colorado County Texas | 6 | $ 922,000 | $ 153,000 | $ 135,000 |
| Kaufman County Texas | 6 | $ 666,000 | $ 111,000 | $ 79,000 |
| Tom Green County Texas | 6 | $ 465,000 | $ 77,000 | $ 79,000 |
| Collin County Texas | 5 | $ 925,000 | $ 185,000 | $ 103,000 |
| Comal County Texas | 5 | $ 1,405,000 | $ 281,000 | $ 160,000 |
| Gray County Texas | 5 | $ 382,000 | $ 76,000 | $ 73,000 |
| Jasper County Texas | 5 | $ 437,000 | $ 87,000 | $ 53,000 |
| Nueces County Texas | 5 | $ 822,000 | $ 164,000 | $ 101,000 |
| San Jacinto County Texas | 5 | $ 782,000 | $ 156,000 | $ 146,000 |
| St. Louis City County Missouri | 4 | $ 336,000 | $ 84,000 | $ 55,000 |
| Wyoming County Pennsylvania | 4 | $ 485,000 | $ 121,000 | $ 70,000 |
| Hardin County Texas | 3 | $ 314,000 | $ 104,000 | $ 81,000 |
| Liberty County Texas | 3 | $ 500,000 | $ 166,000 | $ 130,000 |
| Polk County Texas | 3 | $ 209,000 | $ 69,000 | $ 91,000 |
| Rockwall County Texas | 3 | $ 539,000 | $ 179,000 | $ 214,000 |
| Wharton County Texas | 3 | $ 368,000 | $ 122,000 | $ 71,000 |
| Franklin County Missouri | 2 | $ 138,000 | $ 69,000 | $ 45,000 |
| Lackawanna County Pennsylvania | 2 | $ 265,000 | $ 132,000 | $ 79,000 |
| Austin County Texas | 2 | $ 254,000 | $ 127,000 | $ 115,000 |
| Bastrop County Texas | 2 | $ 437,000 | $ 218,000 | $ 183,000 |
| Brazos County Texas | 2 | $ 165,000 | $ 82,000 | $ 129,000 |
| Cameron County Texas | 2 | $ 287,000 | $ 143,000 | $ 86,000 |
| Carson County Texas | 2 | $ 139,000 | $ 69,000 | $ 532,000 |
| Denton County Texas | 2 | $ 262,000 | $ 131,000 | $ 59,000 |
| Fayette County Texas | 2 | $ 354,000 | $ 177,000 | $ 61,000 |
| Franklin County Texas | 2 | $ 193,000 | $ 96,000 | $ 219,000 |
| Grayson County Texas | 2 | $ 184,000 | $ 92,000 | $ 132,000 |
| Hays County Texas | 2 | $ 196,000 | $ 98,000 | $ 91,000 |
| Hidalgo County Texas | 2 | $ 184,000 | $ 92,000 | $ 91,000 |
| Hunt County Texas | 2 | $ 122,000 | $ 61,000 | $ 70,000 |
| Lavaca County Texas | 2 | $ 293,000 | $ 146,000 | $ 158,000 |
| Lubbock County Texas | 2 | $ 162,000 | $ 81,000 | $ 107,000 |
| Midland County Texas | 2 | $ 270,000 | $ 135,000 | $ 142,000 |
| Smith County Texas | 2 | $ 280,000 | $ 140,000 | $ 146,000 |
| Washington County Texas | 2 | $ 600,000 | $ 300,000 | $ 75,000 |
| Beauregard County Louisiana | 1 | $ 72,000 | $ 72,000 | $ 90,000 |
| Jefferson County Louisiana | 1 | $ 107,000 | $ 107,000 | $ 61,000 |
| St. Martin County Louisiana | 1 | $ 62,000 | $ 62,000 | $ 20,000 |
| St. Francois County Missouri | 1 | $ 144,000 | $ 144,000 | $ 97,000 |
| Lake County Ohio | 1 | $ 146,000 | $ 146,000 | $ 60,000 |
| Allegheny County Pennsylvania | 1 | $ 159,000 | $ 159,000 | $ 133,000 |
| Columbia County Pennsylvania | 1 | $ 109,000 | $ 109,000 | $ 45,000 |
| Lycoming County Pennsylvania | 1 | $ 321,000 | $ 321,000 | $ 200,000 |
| Anderson County Texas | 1 | $ 210,000 | $ 210,000 | $ 247,000 |
| Bandera County Texas | 1 | $ 220,000 | $ 220,000 | $ 198,000 |
| Bexar County Texas | 1 | $ 283,000 | $ 283,000 | $ 120,000 |
| Burleson County Texas | 1 | $ 104,000 | $ 104,000 | $ 92,000 |
| Calhoun County Texas | 1 | $ 276,000 | $ 276,000 | $ 85,000 |
| Cochran County Texas | 1 | $ 191,000 | $ 191,000 | $ 60,000 |
| Deaf Smith County Texas | 1 | $ 150,000 | $ 150,000 | $ 900,000 |
| Ector County Texas | 1 | $ 61,000 | $ 61,000 | $ 83,000 |
| Ellis County Texas | 1 | $ 46,000 | $ 46,000 | $ 46,000 |
| Gregg County Texas | 1 | $ 41,000 | $ 41,000 | $ 22,000 |
| Hansford County Texas | 1 | $ 62,000 | $ 62,000 | $ 42,000 |
| Henderson County Texas | 1 | $ 50,000 | $ 50,000 | $ 35,000 |
| Houston County Texas | 1 | $ 54,000 | $ 54,000 | $ 73,000 |
| Hutchinson County Texas | 1 | $ 41,000 | $ 41,000 | $ 35,000 |
| Johnson County Texas | 1 | $ 102,000 | $ 102,000 | $ 76,000 |
| Limestone County Texas | 1 | $ 100,000 | $ 100,000 | $ 61,000 |
| Maverick County Texas | 1 | $ 27,000 | $ 27,000 | $ 58,000 |
| Moore County Texas | 1 | $ 161,000 | $ 161,000 | $ 60,000 |
| Nacogdoches County Texas | 1 | $ 170,000 | $ 170,000 | $ 70,000 |
| Newton County Texas | 1 | $ 74,000 | $ 74,000 | $ 86,000 |
| Roberts County Texas | 1 | $ 63,000 | $ 63,000 | $ 46,000 |
| San Patricio County Texas | 1 | $ 248,000 | $ 248,000 | $ 48,000 |
| Taylor County Texas | 1 | $ 150,000 | $ 150,000 | $ 50,000 |
| Tyler County Texas | 1 | $ 160,000 | $ 160,000 | $ 155,000 |
| Van Zandt County Texas | 1 | $ 63,000 | $ 63,000 | $ 74,000 |
| Walker County Texas | 1 | $ 111,000 | $ 111,000 | $ 48,000 |
| Williamson County Texas | 1 | $ 246,000 | $ 246,000 | $ 63,000 |
| Wise County Texas | 1 | $ 150,000 | $ 150,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for Member Home Loan Llc in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,245 | $185,827,000 | $149,000 | $775,000 | $110,000 | $1,260,000 |
| Refinancing | 326 | $46,107,000 | $141,000 | $947,000 | $109,000 | $759,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 803 | $122,704,000 | $152,000 | $947,000 | $113,000 | $1,260,000 |
| Not Provided | 311 | $43,925,000 | $141,000 | $675,000 | $109,000 | $1,141,000 |
| Hispanic | 214 | $27,875,000 | $130,000 | $710,000 | $98,000 | $900,000 |
| Black or African American | 125 | $16,474,000 | $131,000 | $413,000 | $104,000 | $792,000 |
| Asian | 103 | $18,733,000 | $181,000 | $716,000 | $124,000 | $801,000 |
| American Indian or Alaskan Native | 8 | $1,377,000 | $172,000 | $417,000 | $108,000 | $230,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $846,000 | $120,000 | $190,000 | $100,000 | $164,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,571 | $231,934,000 | $147,000 | $947,000 | $110,000 | $1,260,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,069 | $162,886,000 | $152,000 | $947,000 | $110,000 | $801,000 |
| File Closed For Incompleteness | 217 | $31,271,000 | $144,000 | $720,000 | $105,000 | $759,000 |
| Application Withdrawn By Applicant | 172 | $23,855,000 | $138,000 | $675,000 | $120,000 | $1,260,000 |
| Application Denied By Financial Institution | 106 | $12,659,000 | $119,000 | $705,000 | $107,000 | $1,020,000 |
| Application Approved But Not Accepted | 7 | $1,263,000 | $180,000 | $469,000 | $138,000 | $250,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 37 | $3,670,000 | $99,000 | $230,000 | $133,000 | $900,000 |
| Debt-To-Income Ratio | 23 | $2,553,000 | $111,000 | $288,000 | $66,000 | $200,000 |
| Collateral | 18 | $2,170,000 | $120,000 | $284,000 | $80,000 | $200,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,597,000 | $177,000 | $417,000 | $113,000 | $210,000 |
| Unverifiable Information | 3 | $516,000 | $172,000 | $391,000 | $91,000 | $204,000 |
| Mortgage Insurance Denied | 2 | $314,000 | $157,000 | $160,000 | $68,000 | $82,000 |
| Other | 2 | $157,000 | $78,000 | $79,000 | $81,000 | $130,000 |
| Credit Application Incomplete | 1 | $705,000 | $705,000 | $705,000 | $290,000 | $290,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Member Home Loan Llc's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Member Home Loan Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.