Member Home Loan Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Member Home Loan Llc 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Member Home Loan Llc 9601 Jones Rd Suite 108 Houston, TX 77065 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 2,717 |
| Total Mortgage Loan Application Amount | $477,052,000 |
| Average Mortgage Loan Application Amount | $171,000 |
| Highest Mortgage Loan Application Amount | $2,920,000 |
| Average Applicant Income | $113,000 |
| Highest Applicant Income | $2,600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Member Home Loan Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Member Home Loan Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Member Home Loan Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Member Home Loan Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Member Home Loan Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Member Home Loan Llc's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 807 | $ 155,392,000 | $ 192,000 | $ 115,000 |
| Fort Bend County Texas | 143 | $ 31,947,000 | $ 223,000 | $ 128,000 |
| Galveston County Texas | 114 | $ 19,514,000 | $ 171,000 | $ 111,000 |
| Brazoria County Texas | 85 | $ 14,142,000 | $ 166,000 | $ 111,000 |
| Montgomery County Texas | 73 | $ 19,147,000 | $ 262,000 | $ 164,000 |
| Randall County Texas | 35 | $ 4,662,000 | $ 133,000 | $ 75,000 |
| St. Louis County Missouri | 31 | $ 4,320,000 | $ 139,000 | $ 74,000 |
| Tarrant County Texas | 28 | $ 3,739,000 | $ 133,000 | $ 100,000 |
| Potter County Texas | 20 | $ 2,128,000 | $ 106,000 | $ 75,000 |
| Dallas County Texas | 19 | $ 2,543,000 | $ 133,000 | $ 84,000 |
| Victoria County Texas | 18 | $ 2,667,000 | $ 148,000 | $ 121,000 |
| Jefferson County Missouri | 15 | $ 2,115,000 | $ 141,000 | $ 69,000 |
| Chambers County Texas | 10 | $ 2,054,000 | $ 205,000 | $ 108,000 |
| Luzerne County Pennsylvania | 9 | $ 993,000 | $ 110,000 | $ 72,000 |
| Liberty County Texas | 9 | $ 1,068,000 | $ 118,000 | $ 130,000 |
| St. Louis City County Missouri | 8 | $ 873,000 | $ 109,000 | $ 77,000 |
| Matagorda County Texas | 8 | $ 1,320,000 | $ 165,000 | $ 183,000 |
| Smith County Texas | 8 | $ 792,000 | $ 99,000 | $ 80,000 |
| Bexar County Texas | 7 | $ 757,000 | $ 108,000 | $ 131,000 |
| Travis County Texas | 7 | $ 1,617,000 | $ 231,000 | $ 162,000 |
| Waller County Texas | 7 | $ 1,545,000 | $ 220,000 | $ 128,000 |
| St. Clair County Illinois | 6 | $ 802,000 | $ 133,000 | $ 192,000 |
| Calcasieu County Louisiana | 6 | $ 803,000 | $ 133,000 | $ 84,000 |
| Madison County Illinois | 5 | $ 290,000 | $ 58,000 | $ 78,000 |
| Brazos County Texas | 5 | $ 656,000 | $ 131,000 | $ 212,000 |
| Lubbock County Texas | 5 | $ 690,000 | $ 138,000 | $ 143,000 |
| San Jacinto County Texas | 5 | $ 577,000 | $ 115,000 | $ 108,000 |
| St. Charles County Missouri | 4 | $ 728,000 | $ 182,000 | $ 120,000 |
| Calhoun County Texas | 4 | $ 485,000 | $ 121,000 | $ 85,000 |
| Gray County Texas | 4 | $ 297,000 | $ 74,000 | $ 71,000 |
| Gregg County Texas | 4 | $ 546,000 | $ 136,000 | $ 71,000 |
| Jasper County Texas | 4 | $ 447,000 | $ 111,000 | $ 50,000 |
| Jefferson County Texas | 4 | $ 560,000 | $ 140,000 | $ 95,000 |
| Walker County Texas | 4 | $ 853,000 | $ 213,000 | $ 97,000 |
| Denton County Texas | 3 | $ 732,000 | $ 244,000 | $ 121,000 |
| Hardin County Texas | 3 | $ 268,000 | $ 89,000 | $ 81,000 |
| Johnson County Texas | 3 | $ 501,000 | $ 167,000 | $ 121,000 |
| Rusk County Texas | 3 | $ 459,000 | $ 153,000 | $ 77,000 |
| Upshur County Texas | 3 | $ 338,000 | $ 112,000 | $ 80,000 |
| Williamson County Texas | 3 | $ 590,000 | $ 196,000 | $ 96,000 |
| Monroe County Illinois | 2 | $ 440,000 | $ 220,000 | $ 140,000 |
| Lafayette County Louisiana | 2 | $ 235,000 | $ 117,000 | $ 134,000 |
| Anderson County Texas | 2 | $ 598,000 | $ 299,000 | $ 123,000 |
| Collin County Texas | 2 | $ 609,000 | $ 304,000 | $ 133,000 |
| Comal County Texas | 2 | $ 940,000 | $ 470,000 | $ 295,000 |
| Ellis County Texas | 2 | $ 567,000 | $ 283,000 | $ 110,000 |
| Lavaca County Texas | 2 | $ 629,000 | $ 314,000 | $ 86,000 |
| Nueces County Texas | 2 | $ 364,000 | $ 182,000 | $ 69,000 |
| Parker County Texas | 2 | $ 270,000 | $ 135,000 | $ 72,000 |
| Wharton County Texas | 2 | $ 224,000 | $ 112,000 | $ 101,000 |
| Wise County Texas | 2 | $ 271,000 | $ 135,000 | $ 83,000 |
| Macoupin County Illinois | 1 | $ 20,000 | $ 20,000 | $ 43,000 |
| Avoyelles County Louisiana | 1 | $ 58,000 | $ 58,000 | $ 251,000 |
| Ouachita County Louisiana | 1 | $ 32,000 | $ 32,000 | $ 124,000 |
| St. Martin County Louisiana | 1 | $ 50,000 | $ 50,000 | $ 52,000 |
| Cape Girardeau County Missouri | 1 | $ 74,000 | $ 74,000 | $ 84,000 |
| Franklin County Missouri | 1 | $ 95,000 | $ 95,000 | $ 34,000 |
| Jackson County Missouri | 1 | $ 166,000 | $ 166,000 | $ 154,000 |
| Ste. Genevieve County Missouri | 1 | $ 57,000 | $ 57,000 | $ 46,000 |
| Stone County Missouri | 1 | $ 445,000 | $ 445,000 | $ 189,000 |
| Washington County Missouri | 1 | $ 130,000 | $ 130,000 | $ 58,000 |
| Wright County Missouri | 1 | $ 97,000 | $ 97,000 | $ 60,000 |
| Lackawanna County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 80,000 |
| Wayne County Pennsylvania | 1 | $ 192,000 | $ 192,000 | $ 61,000 |
| Aransas County Texas | 1 | $ 100,000 | $ 100,000 | $ 224,000 |
| Austin County Texas | 1 | $ 107,000 | $ 107,000 | $ 81,000 |
| Bastrop County Texas | 1 | $ 130,000 | $ 130,000 | $ 220,000 |
| Burleson County Texas | 1 | $ 100,000 | $ 100,000 | $ 95,000 |
| Burnet County Texas | 1 | $ 78,000 | $ 78,000 | $ 115,000 |
| Carson County Texas | 1 | $ 56,000 | $ 56,000 | $ 27,000 |
| Cherokee County Texas | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Childress County Texas | 1 | $ 30,000 | $ 30,000 | $ 40,000 |
| Colorado County Texas | 1 | $ 96,000 | $ 96,000 | $ 39,000 |
| Deaf Smith County Texas | 1 | $ 128,000 | $ 128,000 | $ 1,587,000 |
| DeWitt County Texas | 1 | $ 70,000 | $ 70,000 | $ 96,000 |
| Grimes County Texas | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Hall County Texas | 1 | $ 114,000 | $ 114,000 | $ 53,000 |
| Henderson County Texas | 1 | $ 88,000 | $ 88,000 | $ 53,000 |
| Hutchinson County Texas | 1 | $ 71,000 | $ 71,000 | $ 44,000 |
| Kaufman County Texas | 1 | $ 108,000 | $ 108,000 | $ 26,000 |
| Kerr County Texas | 1 | $ 394,000 | $ 394,000 | $ 178,000 |
| Live Oak County Texas | 1 | $ 160,000 | $ 160,000 | $ 111,000 |
| Madison County Texas | 1 | $ 35,000 | $ 35,000 | $ 89,000 |
| McLennan County Texas | 1 | $ 87,000 | $ 87,000 | $ 60,000 |
| Midland County Texas | 1 | $ 473,000 | $ 473,000 | $ 272,000 |
| Moore County Texas | 1 | $ 153,000 | $ 153,000 | $ 64,000 |
| Nacogdoches County Texas | 1 | $ 50,000 | $ 50,000 | $ 76,000 |
| Palo Pinto County Texas | 1 | $ 230,000 | $ 230,000 | $ 175,000 |
| Polk County Texas | 1 | $ 68,000 | $ 68,000 | $ 142,000 |
| Robertson County Texas | 1 | $ 75,000 | $ 75,000 | $ 259,000 |
| Sherman County Texas | 1 | $ 121,000 | $ 121,000 | $ 52,000 |
| Taylor County Texas | 1 | $ 39,000 | $ 39,000 | $ 59,000 |
| Webb County Texas | 1 | $ 500,000 | $ 500,000 | $ 300,000 |
| Wheeler County Texas | 1 | $ 109,000 | $ 109,000 | $ 128,000 |
Mortgage Loan Application Detail Totals for Member Home Loan Llc in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,809 | $323,216,000 | $178,000 | $2,920,000 | $102,000 | $2,600,000 |
| Refinancing | 817 | $138,730,000 | $169,000 | $1,100,000 | $112,000 | $734,000 |
| Home Improvement | 91 | $15,106,000 | $166,000 | $854,000 | $125,000 | $800,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,165 | $220,337,000 | $189,000 | $2,920,000 | $119,000 | $1,308,000 |
| Hispanic | 534 | $81,761,000 | $153,000 | $1,020,000 | $93,000 | $1,587,000 |
| Not Provided | 454 | $73,101,000 | $161,000 | $800,000 | $85,000 | $1,315,000 |
| Black or African American | 398 | $62,580,000 | $157,000 | $656,000 | $98,000 | $2,600,000 |
| Asian | 142 | $35,118,000 | $247,000 | $735,000 | $130,000 | $614,000 |
| American Indian or Alaskan Native | 20 | $3,314,000 | $165,000 | $360,000 | $139,000 | $550,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $841,000 | $210,000 | $364,000 | $125,000 | $175,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,531 | $450,051,000 | $177,000 | $2,920,000 | $109,000 | $2,600,000 |
| FHA-insured (Federal Housing Administration) | 165 | $23,225,000 | $140,000 | $332,000 | $66,000 | $201,000 |
| VA-guaranteed (Veterans Administration) | 20 | $3,638,000 | $181,000 | $308,000 | $79,000 | $165,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $138,000 | $138,000 | $138,000 | $62,000 | $62,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 795 | $166,660,000 | $209,000 | $2,920,000 | $124,000 | $1,211,000 |
| Application Withdrawn By Applicant | 785 | $143,100,000 | $182,000 | $1,020,000 | $107,000 | $800,000 |
| Application Denied By Financial Institution | 665 | $91,153,000 | $137,000 | $800,000 | $88,000 | $2,600,000 |
| File Closed For Incompleteness | 469 | $75,980,000 | $162,000 | $909,000 | $100,000 | $1,587,000 |
| Preapproval Denied by Financial Institution | 3 | $159,000 | $53,000 | $57,000 | $34,000 | $49,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 429 | $54,286,000 | $126,000 | $800,000 | $86,000 | $2,600,000 |
| Debt-To-Income Ratio | 84 | $13,413,000 | $159,000 | $384,000 | $73,000 | $649,000 |
| Collateral | 23 | $2,510,000 | $109,000 | $266,000 | $75,000 | $148,000 |
| Other | 13 | $1,383,000 | $106,000 | $238,000 | $79,000 | $187,000 |
| Employment History | 4 | $852,000 | $213,000 | $518,000 | $95,000 | $248,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $305,000 | $101,000 | $171,000 | $20,000 | $34,000 |
| Unverifiable Information | 3 | $427,000 | $142,000 | $270,000 | $97,000 | $115,000 |
| Credit Application Incomplete | 3 | $226,000 | $75,000 | $86,000 | $24,000 | $39,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Member Home Loan Llc's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Member Home Loan Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.