Member Home Loan, L.L.C.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Member Home Loan, L.L.C. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Member Home Loan, L.L.C. 9601 Jones Rd Ste 108 Austin, TX 77065 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 2,083 |
| Total Mortgage Loan Application Amount | $491,365,000 |
| Average Mortgage Loan Application Amount | $238,250 |
| Highest Mortgage Loan Application Amount | $1,705,000 |
| Average Applicant Income | $159,250 |
| Highest Applicant Income | $6,204,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Member Home Loan, L.L.C.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Member Home Loan, L.L.C.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Member Home Loan, L.L.C.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Member Home Loan, L.L.C. serves its applicants.
Each category highlights the total number of mortgage applications processed by Member Home Loan, L.L.C., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Member Home Loan, L.L.C.'s mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 897 | $ 214,175,000 | $ 238,000 | $ 143,000 |
| Fort Bend County Texas | 317 | $ 92,195,000 | $ 290,000 | $ 152,000 |
| Montgomery County Texas | 123 | $ 30,855,000 | $ 250,000 | $ 153,000 |
| Bexar County Texas | 69 | $ 14,615,000 | $ 211,000 | $ 150,000 |
| Tarrant County Texas | 61 | $ 14,725,000 | $ 241,000 | $ 166,000 |
| Dallas County Texas | 60 | $ 12,070,000 | $ 201,000 | $ 175,000 |
| Brazoria County Texas | 54 | $ 13,140,000 | $ 243,000 | $ 138,000 |
| Nueces County Texas | 44 | $ 6,980,000 | $ 158,000 | $ 265,000 |
| Collin County Texas | 22 | $ 6,230,000 | $ 283,000 | $ 158,000 |
| Denton County Texas | 22 | $ 6,310,000 | $ 286,000 | $ 140,000 |
| Jefferson County Texas | 21 | $ 3,845,000 | $ 183,000 | $ 84,000 |
| Galveston County Texas | 19 | $ 3,945,000 | $ 207,000 | $ 278,000 |
| Travis County Texas | 18 | $ 7,620,000 | $ 423,000 | $ 264,000 |
| Waller County Texas | 17 | $ 4,655,000 | $ 273,000 | $ 121,000 |
| St. Louis County Missouri | 16 | $ 2,350,000 | $ 146,000 | $ 110,000 |
| Jefferson County Missouri | 14 | $ 2,510,000 | $ 179,000 | $ 100,000 |
| San Patricio County Texas | 14 | $ 1,870,000 | $ 133,000 | $ 84,000 |
| Comal County Texas | 10 | $ 2,590,000 | $ 259,000 | $ 125,000 |
| Ellis County Texas | 10 | $ 3,140,000 | $ 314,000 | $ 130,000 |
| Matagorda County Texas | 10 | $ 2,010,000 | $ 201,000 | $ 98,000 |
| San Jacinto County Texas | 10 | $ 2,280,000 | $ 228,000 | $ 148,000 |
| Calcasieu County Louisiana | 9 | $ 1,505,000 | $ 167,000 | $ 86,000 |
| St. Louis City County Missouri | 8 | $ 960,000 | $ 120,000 | $ 148,000 |
| Kerr County Texas | 8 | $ 1,070,000 | $ 133,000 | $ 61,000 |
| Liberty County Texas | 7 | $ 1,235,000 | $ 176,000 | $ 91,000 |
| Val Verde County Texas | 7 | $ 1,025,000 | $ 146,000 | $ 116,000 |
| Chambers County Texas | 6 | $ 610,000 | $ 101,000 | $ 84,000 |
| Hidalgo County Texas | 6 | $ 980,000 | $ 163,000 | $ 128,000 |
| Potter County Texas | 6 | $ 550,000 | $ 91,000 | $ 39,000 |
| Randall County Texas | 6 | $ 660,000 | $ 110,000 | $ 103,000 |
| Refugio County Texas | 6 | $ 480,000 | $ 80,000 | $ 66,000 |
| Brazos County Texas | 5 | $ 1,425,000 | $ 285,000 | $ 134,000 |
| Hays County Texas | 5 | $ 1,195,000 | $ 239,000 | $ 92,000 |
| Johnson County Texas | 5 | $ 955,000 | $ 191,000 | $ 128,000 |
| Medina County Texas | 5 | $ 955,000 | $ 191,000 | $ 131,000 |
| Aransas County Texas | 4 | $ 830,000 | $ 207,000 | $ 114,000 |
| Austin County Texas | 4 | $ 1,130,000 | $ 282,000 | $ 136,000 |
| Duval County Texas | 4 | $ 470,000 | $ 117,000 | $ 87,000 |
| Kaufman County Texas | 4 | $ 660,000 | $ 165,000 | $ 115,000 |
| Smith County Texas | 4 | $ 330,000 | $ 82,000 | $ 31,000 |
| Walker County Texas | 4 | $ 1,050,000 | $ 262,000 | $ 116,000 |
| Williamson County Texas | 4 | $ 770,000 | $ 192,000 | $ 89,000 |
| Cook County Illinois | 3 | $ 1,025,000 | $ 341,000 | $ 341,000 |
| St. Charles County Missouri | 3 | $ 385,000 | $ 128,000 | $ 827,000 |
| Atascosa County Texas | 3 | $ 1,125,000 | $ 375,000 | $ 172,000 |
| Colorado County Texas | 3 | $ 605,000 | $ 201,000 | $ 120,000 |
| Grayson County Texas | 3 | $ 385,000 | $ 128,000 | $ 134,000 |
| Gregg County Texas | 3 | $ 495,000 | $ 165,000 | $ 97,000 |
| Guadalupe County Texas | 3 | $ 455,000 | $ 151,000 | $ 132,000 |
| Jasper County Texas | 3 | $ 695,000 | $ 231,000 | $ 89,000 |
| Nacogdoches County Texas | 3 | $ 245,000 | $ 81,000 | $ 61,000 |
| Parker County Texas | 3 | $ 635,000 | $ 211,000 | $ 126,000 |
| Rockwall County Texas | 3 | $ 545,000 | $ 181,000 | $ 85,000 |
| Tom Green County Texas | 3 | $ 655,000 | $ 218,000 | $ 98,000 |
| Washington County Texas | 3 | $ 455,000 | $ 151,000 | $ 121,000 |
| Randolph County Illinois | 2 | $ 290,000 | $ 145,000 | $ 123,000 |
| St. Clair County Illinois | 2 | $ 220,000 | $ 110,000 | $ 128,000 |
| Franklin County Missouri | 2 | $ 380,000 | $ 190,000 | $ 94,000 |
| Colfax County New Mexico | 2 | $ 230,000 | $ 115,000 | $ 71,000 |
| Armstrong County Texas | 2 | $ 330,000 | $ 165,000 | $ 63,000 |
| Calhoun County Texas | 2 | $ 490,000 | $ 245,000 | $ 46,000 |
| Fayette County Texas | 2 | $ 290,000 | $ 145,000 | $ 51,000 |
| Goliad County Texas | 2 | $ 310,000 | $ 155,000 | $ 60,000 |
| Hardin County Texas | 2 | $ 280,000 | $ 140,000 | $ 51,000 |
| Jackson County Texas | 2 | $ 190,000 | $ 95,000 | $ 270,000 |
| Lubbock County Texas | 2 | $ 390,000 | $ 195,000 | $ 82,000 |
| Orange County Texas | 2 | $ 260,000 | $ 130,000 | $ 53,000 |
| Rusk County Texas | 2 | $ 140,000 | $ 70,000 | $ 52,000 |
| Taylor County Texas | 2 | $ 300,000 | $ 150,000 | $ 114,000 |
| Uvalde County Texas | 2 | $ 540,000 | $ 270,000 | $ 98,000 |
| Victoria County Texas | 2 | $ 220,000 | $ 110,000 | $ 89,000 |
| Wilson County Texas | 2 | $ 500,000 | $ 250,000 | $ 126,000 |
| Wise County Texas | 2 | $ 610,000 | $ 305,000 | $ 99,000 |
| DuPage County Illinois | 1 | $ 265,000 | $ 265,000 | $ 139,000 |
| Hancock County Illinois | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| Tazewell County Illinois | 1 | $ 35,000 | $ 35,000 | $ 76,000 |
| Acadia County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Beauregard County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 192,000 |
| East Baton Rouge County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 114,000 |
| La Salle County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 92,000 |
| Lafayette County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 84,000 |
| Camden County Missouri | 1 | $ 105,000 | $ 105,000 | $ 139,000 |
| Maries County Missouri | 1 | $ 155,000 | $ 155,000 | $ 57,000 |
| Marion County Missouri | 1 | $ 75,000 | $ 75,000 | $ 79,000 |
| St. Francois County Missouri | 1 | $ 305,000 | $ 305,000 | $ 209,000 |
| Taos County New Mexico | 1 | $ 185,000 | $ 185,000 | $ 76,000 |
| Ashtabula County Ohio | 1 | $ 25,000 | $ 25,000 | $ 24,000 |
| Greene County Ohio | 1 | $ 95,000 | $ 95,000 | $ 248,000 |
| Lucas County Ohio | 1 | $ 45,000 | $ 45,000 | $ 79,000 |
| Warren County Ohio | 1 | $ 115,000 | $ 115,000 | $ 135,000 |
| Payne County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 99,000 |
| Bandera County Texas | 1 | $ 175,000 | $ 175,000 | $ 71,000 |
| Blanco County Texas | 1 | $ 255,000 | $ 255,000 | $ 267,000 |
| Bosque County Texas | 1 | $ 55,000 | $ 55,000 | $ 240,000 |
| Cameron County Texas | 1 | $ 155,000 | $ 155,000 | $ 92,000 |
| Frio County Texas | 1 | $ 25,000 | $ 25,000 | $ 139,000 |
| Grimes County Texas | 1 | $ 455,000 | $ 455,000 | $ 193,000 |
| Hunt County Texas | 1 | $ 855,000 | $ 855,000 | $ 777,000 |
| Jim Wells County Texas | 1 | $ 35,000 | $ 35,000 | $ 19,000 |
| Kendall County Texas | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| Kleberg County Texas | 1 | $ 95,000 | $ 95,000 | $ 114,000 |
| Leon County Texas | 1 | $ 225,000 | $ 225,000 | $ 167,000 |
| Limestone County Texas | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| Live Oak County Texas | 1 | $ 25,000 | $ 25,000 | $ 25,000 |
| Martin County Texas | 1 | $ 105,000 | $ 105,000 | $ 124,000 |
| McLennan County Texas | 1 | $ 195,000 | $ 195,000 | $ 110,000 |
| Navarro County Texas | 1 | $ 425,000 | $ 425,000 | $ 287,000 |
| Polk County Texas | 1 | $ 65,000 | $ 65,000 | $ 47,000 |
| Trinity County Texas | 1 | $ 125,000 | $ 125,000 | $ 250,000 |
| Van Zandt County Texas | 1 | $ 365,000 | $ 365,000 | $ 277,000 |
| Webb County Texas | 1 | $ 185,000 | $ 185,000 | $ 156,000 |
Mortgage Loan Application Detail Totals for Member Home Loan, L.L.C. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 900 | $217,530,000 | $241,000 | $1,165,000 | $157,000 | $6,204,000 |
| Home Purchase | 775 | $192,405,000 | $248,000 | $1,535,000 | $140,000 | $2,328,000 |
| Cash-out Refinancing | 407 | $81,165,000 | $199,000 | $1,705,000 | $136,000 | $1,126,000 |
| Other Purpose | 1 | $265,000 | $265,000 | $265,000 | $204,000 | $204,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 746 | $173,990,000 | $233,000 | $1,535,000 | $156,000 | $2,328,000 |
| Hispanic | 468 | $85,140,000 | $181,000 | $935,000 | $110,000 | $1,584,000 |
| Black or African American | 331 | $68,505,000 | $206,000 | $1,165,000 | $127,000 | $1,198,000 |
| Not Provided | 287 | $75,255,000 | $262,000 | $1,705,000 | $175,000 | $6,204,000 |
| Asian | 204 | $69,700,000 | $341,000 | $1,195,000 | $182,000 | $1,813,000 |
| American Indian or Alaskan Native | 8 | $1,480,000 | $185,000 | $355,000 | $123,000 | $258,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $275,000 | $275,000 | $275,000 | $151,000 | $151,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,978 | $471,530,000 | $238,000 | $1,705,000 | $149,000 | $6,204,000 |
| FHA-insured (Federal Housing Administration) | 100 | $18,260,000 | $182,000 | $385,000 | $94,000 | $2,328,000 |
| VA-guaranteed (Veterans Administration) | 5 | $1,575,000 | $315,000 | $555,000 | $151,000 | $258,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 856 | $197,650,000 | $230,000 | $1,535,000 | $156,000 | $6,204,000 |
| Loan Originated | 767 | $197,795,000 | $257,000 | $1,705,000 | $149,000 | $2,124,000 |
| File Closed For Incompleteness | 321 | $73,825,000 | $229,000 | $1,075,000 | $135,000 | $2,328,000 |
| Application Denied By Financial Institution | 139 | $22,095,000 | $158,000 | $655,000 | $101,000 | $1,812,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,944 | $469,270,000 | $241,000 | $1,705,000 | $150,000 | $6,204,000 |
| Credit History | 66 | $9,210,000 | $139,000 | $655,000 | $96,000 | $625,000 |
| Debt-To-Income Ratio | 45 | $8,255,000 | $183,000 | $515,000 | $78,000 | $242,000 |
| Other | 21 | $3,185,000 | $151,000 | $325,000 | $163,000 | $1,812,000 |
| Collateral | 6 | $1,190,000 | $198,000 | $345,000 | $109,000 | $167,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $255,000 | $255,000 | $255,000 | $137,000 | $137,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Member Home Loan, L.L.C.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Member Home Loan, L.L.C.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.