Cunningham & Company
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Cunningham & Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Cunningham & Company 804 Green Valley Road, Suite 106 Greensboro, NC 27408 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,251 |
| Total Mortgage Loan Application Amount | $487,148,000 |
| Average Mortgage Loan Application Amount | $164,000 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $91,714 |
| Highest Applicant Income | $2,815,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Guilford County North Carolina | 1,062 | $ 164,336,000 | $ 154,000 | $ 77,000 |
| Buncombe County North Carolina | 657 | $ 100,515,000 | $ 152,000 | $ 77,000 |
| Mecklenburg County North Carolina | 360 | $ 51,528,000 | $ 143,000 | $ 103,000 |
| Henderson County North Carolina | 183 | $ 26,812,000 | $ 146,000 | $ 75,000 |
| Wake County North Carolina | 179 | $ 31,280,000 | $ 174,000 | $ 63,000 |
| Forsyth County North Carolina | 163 | $ 18,257,000 | $ 112,000 | $ 76,000 |
| York County South Carolina | 108 | $ 14,688,000 | $ 136,000 | $ 56,000 |
| Greenville County South Carolina | 55 | $ 7,121,000 | $ 129,000 | $ 49,000 |
| Union County North Carolina | 45 | $ 7,544,000 | $ 167,000 | $ 116,000 |
| Davidson County North Carolina | 35 | $ 3,582,000 | $ 102,000 | $ 48,000 |
| Randolph County North Carolina | 30 | $ 3,376,000 | $ 112,000 | $ 49,000 |
| Madison County North Carolina | 21 | $ 2,688,000 | $ 128,000 | $ 62,000 |
| Cabarrus County North Carolina | 17 | $ 2,333,000 | $ 137,000 | $ 77,000 |
| Rockingham County North Carolina | 17 | $ 2,041,000 | $ 120,000 | $ 57,000 |
| Gaston County North Carolina | 15 | $ 2,016,000 | $ 134,000 | $ 61,000 |
| Iredell County North Carolina | 15 | $ 3,357,000 | $ 223,000 | $ 85,000 |
| Alamance County North Carolina | 13 | $ 1,601,000 | $ 123,000 | $ 67,000 |
| Pickens County South Carolina | 13 | $ 1,453,000 | $ 111,000 | $ 51,000 |
| Vance County North Carolina | 12 | $ 1,159,000 | $ 96,000 | $ 41,000 |
| New Hanover County North Carolina | 10 | $ 4,613,000 | $ 461,000 | $ 331,000 |
| Surry County North Carolina | 10 | $ 1,470,000 | $ 147,000 | $ 68,000 |
| Watauga County North Carolina | 10 | $ 1,266,000 | $ 126,000 | $ 113,000 |
| Horry County South Carolina | 10 | $ 1,428,000 | $ 142,000 | $ 103,000 |
| Brunswick County North Carolina | 9 | $ 1,530,000 | $ 170,000 | $ 131,000 |
| Haywood County North Carolina | 9 | $ 918,000 | $ 102,000 | $ 57,000 |
| Durham County North Carolina | 8 | $ 1,153,000 | $ 144,000 | $ 69,000 |
| Granville County North Carolina | 8 | $ 1,044,000 | $ 130,000 | $ 65,000 |
| Chatham County North Carolina | 7 | $ 812,000 | $ 116,000 | $ 61,000 |
| Johnston County North Carolina | 7 | $ 978,000 | $ 139,000 | $ 71,000 |
| Lincoln County North Carolina | 7 | $ 914,000 | $ 130,000 | $ 76,000 |
| Franklin County North Carolina | 6 | $ 624,000 | $ 104,000 | $ 55,000 |
| Orange County North Carolina | 6 | $ 1,155,000 | $ 192,000 | $ 140,000 |
| Avery County North Carolina | 5 | $ 927,000 | $ 185,000 | $ 297,000 |
| Warren County North Carolina | 5 | $ 591,000 | $ 118,000 | $ 54,000 |
| Caldwell County North Carolina | 4 | $ 1,016,000 | $ 254,000 | $ 78,000 |
| Catawba County North Carolina | 4 | $ 726,000 | $ 181,000 | $ 88,000 |
| Davie County North Carolina | 4 | $ 716,000 | $ 179,000 | $ 90,000 |
| Montgomery County North Carolina | 4 | $ 799,000 | $ 199,000 | $ 240,000 |
| Polk County North Carolina | 4 | $ 641,000 | $ 160,000 | $ 99,000 |
| Transylvania County North Carolina | 4 | $ 486,000 | $ 121,000 | $ 60,000 |
| Spartanburg County South Carolina | 4 | $ 466,000 | $ 116,000 | $ 58,000 |
| Franklin County Virginia | 4 | $ 742,000 | $ 185,000 | $ 197,000 |
| Carteret County North Carolina | 3 | $ 571,000 | $ 190,000 | $ 176,000 |
| Cleveland County North Carolina | 3 | $ 265,000 | $ 88,000 | $ 50,000 |
| Dare County North Carolina | 3 | $ 1,208,000 | $ 402,000 | $ 213,000 |
| McDowell County North Carolina | 3 | $ 416,000 | $ 138,000 | $ 89,000 |
| Rowan County North Carolina | 3 | $ 502,000 | $ 167,000 | $ 72,000 |
| Rutherford County North Carolina | 3 | $ 492,000 | $ 164,000 | $ 125,000 |
| Stokes County North Carolina | 3 | $ 343,000 | $ 114,000 | $ 65,000 |
| Yadkin County North Carolina | 3 | $ 301,000 | $ 100,000 | $ 57,000 |
| Anderson County South Carolina | 3 | $ 479,000 | $ 159,000 | $ 63,000 |
| Cherokee County South Carolina | 3 | $ 445,000 | $ 148,000 | $ 73,000 |
| Henrico County Virginia | 3 | $ 716,000 | $ 238,000 | $ 142,000 |
| Ashe County North Carolina | 2 | $ 527,000 | $ 263,000 | $ 82,000 |
| Craven County North Carolina | 2 | $ 159,000 | $ 79,000 | $ 66,000 |
| Halifax County North Carolina | 2 | $ 179,000 | $ 89,000 | $ 26,000 |
| Harnett County North Carolina | 2 | $ 649,000 | $ 324,000 | $ 127,000 |
| Moore County North Carolina | 2 | $ 332,000 | $ 166,000 | $ 35,000 |
| Pender County North Carolina | 2 | $ 253,000 | $ 126,000 | $ 130,000 |
| Swain County North Carolina | 2 | $ 220,000 | $ 110,000 | $ 50,000 |
| Arlington County Virginia | 2 | $ 642,000 | $ 321,000 | $ 145,000 |
| Patrick County Virginia | 2 | $ 172,000 | $ 86,000 | $ 38,000 |
| Gwinnett County Georgia | 1 | $ 224,000 | $ 224,000 | $ 116,000 |
| Burke County North Carolina | 1 | $ 56,000 | $ 56,000 | $ 37,000 |
| Cumberland County North Carolina | 1 | $ 174,000 | $ 174,000 | $ 93,000 |
| Currituck County North Carolina | 1 | $ 314,000 | $ 314,000 | $ 135,000 |
| Hyde County North Carolina | 1 | $ 224,000 | $ 224,000 | $ 95,000 |
| Onslow County North Carolina | 1 | $ 113,000 | $ 113,000 | $ 104,000 |
| Person County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 41,000 |
| Pitt County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 70,000 |
| Sampson County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 33,000 |
| Stanly County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Beaufort County South Carolina | 1 | $ 330,000 | $ 330,000 | $ 169,000 |
| Berkeley County South Carolina | 1 | $ 200,000 | $ 200,000 | $ 70,000 |
| Charleston County South Carolina | 1 | $ 189,000 | $ 189,000 | $ 111,000 |
| Kershaw County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 82,000 |
| Lancaster County South Carolina | 1 | $ 146,000 | $ 146,000 | $ 78,000 |
| Lexington County South Carolina | 1 | $ 138,000 | $ 138,000 | $ 60,000 |
| Richland County South Carolina | 1 | $ 184,000 | $ 184,000 | $ 50,000 |
| Botetourt County Virginia | 1 | $ 110,000 | $ 110,000 | $ 38,000 |
| Chesterfield County Virginia | 1 | $ 73,000 | $ 73,000 | $ 29,000 |
| Fairfax County Virginia | 1 | $ 230,000 | $ 230,000 | $ 89,000 |
| Mecklenburg County Virginia | 1 | $ 100,000 | $ 100,000 | $ 148,000 |
| Montgomery County Virginia | 1 | $ 163,000 | $ 163,000 | $ 94,000 |
| Roanoke City County Virginia | 1 | $ 44,000 | $ 44,000 | $ 67,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Cunningham & Company in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase (one-to-four family) | 1,714 | $241,817,000 | $164,750 | $893,000 | $90,750 | $1,927,000 |
| Refinancing (home purchase or home improvement, one-to-four family) | 1,537 | $245,331,000 | $163,000 | $1,000,000 | $93,000 | $2,815,000 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,961 | $446,801,000 | $171,750 | $1,000,000 | $95,500 | $2,815,000 |
| Black | 107 | $13,427,000 | $120,666 | $413,000 | $60,333 | $398,000 |
| Information not provided by applicant in mail or telephone application | 79 | $13,116,000 | $166,000 | $893,000 | $88,000 | $345,000 |
| Hispanic | 52 | $7,174,000 | $142,500 | $350,000 | $66,000 | $250,000 |
| Asian or Pacific Islander | 35 | $4,152,000 | $114,500 | $230,000 | $59,000 | $132,000 |
| Other | 14 | $2,228,000 | $131,500 | $286,000 | $72,000 | $159,000 |
| American Indian or Alaskan Native | 3 | $250,000 | $83,000 | $90,000 | $45,000 | $82,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,828 | $438,178,000 | $175,750 | $1,000,000 | $101,000 | $2,815,000 |
| FHA-insured (Federal Housing Administration) | 357 | $39,676,000 | $149,000 | $230,000 | $59,666 | $801,000 |
| VA-guaranteed (Veterans Administration) | 64 | $9,040,000 | $129,333 | $240,000 | $63,666 | $104,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $254,000 | $127,000 | $139,000 | $88,000 | $119,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,929 | $440,464,000 | $169,750 | $1,000,000 | $95,500 | $2,815,000 |
| Application Withdrawn By Applicant | 275 | $40,664,000 | $139,500 | $893,000 | $63,500 | $900,000 |
| Application Denied By Financial Institution | 47 | $6,020,000 | $158,333 | $375,000 | $63,000 | $113,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 28 | $3,342,000 | $152,000 | $375,000 | $62,666 | $93,000 |
| Debt-To-Income Ratio | 5 | $879,000 | $151,500 | $237,000 | $47,500 | $67,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $597,000 | $115,000 | $141,000 | $41,000 | $113,000 |
| Collateral | 4 | $547,000 | $136,000 | $266,000 | $57,000 | $94,000 |
| Employment History | 2 | $255,000 | $127,000 | $147,000 | $56,000 | $65,000 |
| Other | 2 | $342,000 | $171,000 | $180,000 | $75,000 | $93,000 |
| Credit Application Incomplete | 1 | $58,000 | $58,000 | $58,000 | $31,000 | $31,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.