Customers Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Customers Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Customers Bank 99 Bridge Street Phoenixville, PA 19460 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 |
| Total Number of Mortgage Applications | 1,341 |
| Total Mortgage Loan Application Amount | $1,766,885,000 |
| Average Mortgage Loan Application Amount | $1,224,000 |
| Highest Mortgage Loan Application Amount | $60,005,000 |
| Average Applicant Income | $101,000 |
| Highest Applicant Income | $1,936,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Customers Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Customers Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Customers Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Customers Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Customers Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Customers Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia County Pennsylvania | 224 | $ 143,920,000 | $ 642,000 | $ 62,000 |
| Berks County Pennsylvania | 216 | $ 44,800,000 | $ 207,000 | $ 60,000 |
| Montgomery County Pennsylvania | 53 | $ 20,835,000 | $ 393,000 | $ 74,000 |
| Kings County New York | 51 | $ 396,915,000 | $ 7,782,000 | $ 0 |
| Delaware County Pennsylvania | 45 | $ 11,615,000 | $ 258,000 | $ 48,000 |
| Bucks County Pennsylvania | 38 | $ 13,450,000 | $ 353,000 | $ 152,000 |
| Allegheny County Pennsylvania | 35 | $ 7,725,000 | $ 220,000 | $ 26,000 |
| Chester County Pennsylvania | 33 | $ 9,085,000 | $ 275,000 | $ 195,000 |
| Bronx County New York | 23 | $ 298,275,000 | $ 12,968,000 | $ 0 |
| New York County New York | 21 | $ 96,225,000 | $ 4,582,000 | $ 0 |
| Mercer County New Jersey | 18 | $ 6,610,000 | $ 367,000 | $ 169,000 |
| Harris County Texas | 14 | $ 35,230,000 | $ 2,516,000 | $ 0 |
| Palm Beach County Florida | 13 | $ 24,455,000 | $ 1,881,000 | $ 0 |
| Lancaster County Pennsylvania | 13 | $ 4,035,000 | $ 310,000 | $ 90,000 |
| Broward County Florida | 12 | $ 82,990,000 | $ 6,915,000 | $ 0 |
| Westchester County New York | 12 | $ 11,590,000 | $ 965,000 | $ 136,000 |
| Queens County New York | 11 | $ 10,175,000 | $ 925,000 | $ 208,000 |
| Lee County Florida | 10 | $ 20,240,000 | $ 2,024,000 | $ 0 |
| Essex County New Jersey | 10 | $ 23,130,000 | $ 2,313,000 | $ 0 |
| Prince William County Virginia | 10 | $ 4,020,000 | $ 402,000 | $ 0 |
| New Castle County Delaware | 9 | $ 2,615,000 | $ 290,000 | $ 0 |
| Middlesex County New Jersey | 8 | $ 2,840,000 | $ 355,000 | $ 365,000 |
| Nassau County New York | 8 | $ 3,880,000 | $ 485,000 | $ 0 |
| Lehigh County Pennsylvania | 8 | $ 2,750,000 | $ 343,000 | $ 54,000 |
| Virginia Beach County Virginia | 8 | $ 1,690,000 | $ 211,000 | $ 0 |
| Sussex County Delaware | 7 | $ 1,875,000 | $ 267,000 | $ 211,000 |
| Pinellas County Florida | 7 | $ 9,275,000 | $ 1,325,000 | $ 0 |
| Beaver County Pennsylvania | 7 | $ 1,325,000 | $ 189,000 | $ 0 |
| Luzerne County Pennsylvania | 7 | $ 1,065,000 | $ 152,000 | $ 23,000 |
| Schuylkill County Pennsylvania | 7 | $ 3,665,000 | $ 523,000 | $ 278,000 |
| York County Pennsylvania | 7 | $ 6,585,000 | $ 940,000 | $ 0 |
| Fairfax County Virginia | 7 | $ 3,125,000 | $ 446,000 | $ 0 |
| District of Columbia County District Of Columbia | 6 | $ 2,920,000 | $ 486,000 | $ 0 |
| Collier County Florida | 6 | $ 2,890,000 | $ 481,000 | $ 410,000 |
| Duval County Florida | 6 | $ 920,000 | $ 153,000 | $ 0 |
| Orange County Florida | 6 | $ 1,860,000 | $ 310,000 | $ 0 |
| Camden County New Jersey | 6 | $ 6,380,000 | $ 1,063,000 | $ 39,000 |
| Hudson County New Jersey | 6 | $ 27,050,000 | $ 4,508,000 | $ 0 |
| Providence County Rhode Island | 6 | $ 10,370,000 | $ 1,728,000 | $ 60,000 |
| Travis County Texas | 6 | $ 2,330,000 | $ 388,000 | $ 0 |
| Chesapeake County Virginia | 6 | $ 1,370,000 | $ 228,000 | $ 0 |
| Lake County Florida | 5 | $ 975,000 | $ 195,000 | $ 0 |
| Marion County Florida | 5 | $ 1,755,000 | $ 351,000 | $ 0 |
| Miami-Dade County Florida | 5 | $ 2,075,000 | $ 415,000 | $ 0 |
| St. Lucie County Florida | 5 | $ 1,235,000 | $ 247,000 | $ 0 |
| Volusia County Florida | 5 | $ 5,905,000 | $ 1,181,000 | $ 0 |
| Bergen County New Jersey | 5 | $ 1,575,000 | $ 315,000 | $ 0 |
| Ocean County New Jersey | 5 | $ 1,635,000 | $ 327,000 | $ 0 |
| Richmond County New York | 5 | $ 2,775,000 | $ 555,000 | $ 0 |
| Monroe County Pennsylvania | 5 | $ 1,235,000 | $ 247,000 | $ 0 |
| Northampton County Pennsylvania | 5 | $ 8,665,000 | $ 1,733,000 | $ 0 |
| Westmoreland County Pennsylvania | 5 | $ 915,000 | $ 183,000 | $ 0 |
| Hartford County Connecticut | 4 | $ 38,020,000 | $ 9,505,000 | $ 0 |
| New Haven County Connecticut | 4 | $ 58,070,000 | $ 14,517,000 | $ 0 |
| Kent County Delaware | 4 | $ 790,000 | $ 197,000 | $ 0 |
| Manatee County Florida | 4 | $ 1,250,000 | $ 312,000 | $ 0 |
| Polk County Florida | 4 | $ 2,170,000 | $ 542,000 | $ 0 |
| Seminole County Florida | 4 | $ 1,170,000 | $ 292,000 | $ 0 |
| St. Johns County Florida | 4 | $ 1,190,000 | $ 297,000 | $ 0 |
| Sumter County Florida | 4 | $ 1,010,000 | $ 252,000 | $ 0 |
| Burlington County New Jersey | 4 | $ 2,180,000 | $ 545,000 | $ 202,000 |
| Adams County Pennsylvania | 4 | $ 960,000 | $ 240,000 | $ 0 |
| Franklin County Pennsylvania | 4 | $ 650,000 | $ 162,000 | $ 0 |
| Somerset County Pennsylvania | 4 | $ 560,000 | $ 140,000 | $ 0 |
| Dallas County Texas | 4 | $ 1,140,000 | $ 285,000 | $ 0 |
| Tarrant County Texas | 4 | $ 1,690,000 | $ 422,000 | $ 708,000 |
| Williamson County Texas | 4 | $ 950,000 | $ 237,000 | $ 0 |
| Hampton County Virginia | 4 | $ 780,000 | $ 195,000 | $ 0 |
| Loudoun County Virginia | 4 | $ 1,410,000 | $ 352,000 | $ 0 |
| Brevard County Florida | 3 | $ 1,025,000 | $ 341,000 | $ 0 |
| Charlotte County Florida | 3 | $ 725,000 | $ 241,000 | $ 0 |
| Clay County Florida | 3 | $ 765,000 | $ 255,000 | $ 0 |
| Hernando County Florida | 3 | $ 605,000 | $ 201,000 | $ 0 |
| Indian River County Florida | 3 | $ 655,000 | $ 218,000 | $ 0 |
| Okaloosa County Florida | 3 | $ 655,000 | $ 218,000 | $ 0 |
| Pasco County Florida | 3 | $ 895,000 | $ 298,000 | $ 0 |
| Sarasota County Florida | 3 | $ 12,095,000 | $ 4,031,000 | $ 0 |
| Hampden County Massachusetts | 3 | $ 20,085,000 | $ 6,695,000 | $ 0 |
| Atlantic County New Jersey | 3 | $ 3,555,000 | $ 1,185,000 | $ 830,000 |
| Monmouth County New Jersey | 3 | $ 33,305,000 | $ 11,101,000 | $ 0 |
| Passaic County New Jersey | 3 | $ 6,455,000 | $ 2,151,000 | $ 0 |
| Warren County New Jersey | 3 | $ 595,000 | $ 198,000 | $ 0 |
| Orange County New York | 3 | $ 35,085,000 | $ 11,695,000 | $ 0 |
| Rockland County New York | 3 | $ 5,425,000 | $ 1,808,000 | $ 0 |
| Suffolk County New York | 3 | $ 1,625,000 | $ 541,000 | $ 0 |
| Butler County Pennsylvania | 3 | $ 585,000 | $ 195,000 | $ 0 |
| Cambria County Pennsylvania | 3 | $ 5,005,000 | $ 1,668,000 | $ 0 |
| Centre County Pennsylvania | 3 | $ 1,025,000 | $ 341,000 | $ 0 |
| Cumberland County Pennsylvania | 3 | $ 515,000 | $ 171,000 | $ 0 |
| Erie County Pennsylvania | 3 | $ 595,000 | $ 198,000 | $ 0 |
| Kent County Rhode Island | 3 | $ 2,335,000 | $ 778,000 | $ 0 |
| Bexar County Texas | 3 | $ 745,000 | $ 248,000 | $ 0 |
| Denton County Texas | 3 | $ 795,000 | $ 265,000 | $ 0 |
| Fort Bend County Texas | 3 | $ 1,015,000 | $ 338,000 | $ 0 |
| Hood County Texas | 3 | $ 585,000 | $ 195,000 | $ 0 |
| Chesterfield County Virginia | 3 | $ 865,000 | $ 288,000 | $ 0 |
| Roanoke County Virginia | 3 | $ 575,000 | $ 191,000 | $ 0 |
| Bay County Florida | 2 | $ 8,290,000 | $ 4,145,000 | $ 0 |
| Flagler County Florida | 2 | $ 560,000 | $ 280,000 | $ 0 |
| Hillsborough County Florida | 2 | $ 720,000 | $ 360,000 | $ 0 |
| Baltimore City County Maryland | 2 | $ 8,130,000 | $ 4,065,000 | $ 0 |
| Middlesex County Massachusetts | 2 | $ 920,000 | $ 460,000 | $ 0 |
| Plymouth County Massachusetts | 2 | $ 1,370,000 | $ 685,000 | $ 0 |
| Cape May County New Jersey | 2 | $ 490,000 | $ 245,000 | $ 0 |
| Gloucester County New Jersey | 2 | $ 410,000 | $ 205,000 | $ 66,000 |
| Somerset County New Jersey | 2 | $ 3,880,000 | $ 1,940,000 | $ 0 |
| Dauphin County Pennsylvania | 2 | $ 15,350,000 | $ 7,675,000 | $ 0 |
| Fayette County Pennsylvania | 2 | $ 460,000 | $ 230,000 | $ 0 |
| Lackawanna County Pennsylvania | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Lawrence County Pennsylvania | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Lebanon County Pennsylvania | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Comal County Texas | 2 | $ 650,000 | $ 325,000 | $ 0 |
| Johnson County Texas | 2 | $ 650,000 | $ 325,000 | $ 0 |
| Montgomery County Texas | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Polk County Texas | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Accomack County Virginia | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Amherst County Virginia | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Fauquier County Virginia | 2 | $ 720,000 | $ 360,000 | $ 0 |
| James City County Virginia | 2 | $ 470,000 | $ 235,000 | $ 0 |
| San Diego County California | 1 | $ 3,045,000 | $ 3,045,000 | $ 1,438,000 |
| Fairfield County Connecticut | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Escambia County Florida | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Gilchrist County Florida | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Leon County Florida | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Martin County Florida | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Okeechobee County Florida | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Osceola County Florida | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Walton County Florida | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 8,435,000 | $ 8,435,000 | $ 0 |
| Bristol County Massachusetts | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Essex County Massachusetts | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Franklin County Massachusetts | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Worcester County Massachusetts | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Jackson County Missouri | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Hunterdon County New Jersey | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Morris County New Jersey | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Salem County New Jersey | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Sussex County New Jersey | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Union County New Jersey | 1 | $ 3,935,000 | $ 3,935,000 | $ 0 |
| Cattaraugus County New York | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Columbia County New York | 1 | $ 2,505,000 | $ 2,505,000 | $ 0 |
| Dutchess County New York | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Greene County New York | 1 | $ 285,000 | $ 285,000 | $ 311,000 |
| Rensselaer County New York | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Sullivan County New York | 1 | $ 995,000 | $ 995,000 | $ 0 |
| Cumberland County North Carolina | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 5,705,000 | $ 5,705,000 | $ 0 |
| Onslow County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Carbon County Pennsylvania | 1 | $ 355,000 | $ 355,000 | $ 68,000 |
| Columbia County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Indiana County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Lycoming County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Mercer County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Mifflin County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Perry County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Potter County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Warren County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Washington County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Washington County Rhode Island | 1 | $ 1,675,000 | $ 1,675,000 | $ 0 |
| Colleton County South Carolina | 1 | $ 4,105,000 | $ 4,105,000 | $ 0 |
| Horry County South Carolina | 1 | $ 8,005,000 | $ 8,005,000 | $ 0 |
| Lexington County South Carolina | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Bell County Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Collin County Texas | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Galveston County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Grayson County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Hidalgo County Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Hill County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Kerr County Texas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Maverick County Texas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Midland County Texas | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Nueces County Texas | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Parker County Texas | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Rockwall County Texas | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Rusk County Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Val Verde County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Webb County Texas | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Alexandria County Virginia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Appomattox County Virginia | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Arlington County Virginia | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Charlotte County Virginia | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Clarke County Virginia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Frederick County Virginia | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Gloucester County Virginia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Hanover County Virginia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Harrisonburg County Virginia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Henrico County Virginia | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Lancaster County Virginia | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Nelson County Virginia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Orange County Virginia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Portsmouth County Virginia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Roanoke City County Virginia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Salem County Virginia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Stafford County Virginia | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Suffolk County Virginia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Westmoreland County Virginia | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Berkeley County West Virginia | 1 | $ 21,505,000 | $ 21,505,000 | $ 0 |
Mortgage Loan Application Detail Totals for Customers Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 793 | $386,265,000 | $487,000 | $31,505,000 | $65,000 | $1,936,000 |
| Cash-out Refinancing | 364 | $965,310,000 | $2,651,000 | $60,005,000 | $235,000 | $1,395,000 |
| Refinancing | 165 | $410,055,000 | $2,485,000 | $55,005,000 | $74,000 | $88,000 |
| Other Purpose | 13 | $4,215,000 | $324,000 | $1,505,000 | $30,000 | $38,000 |
| Home Improvement | 6 | $1,040,000 | $173,000 | $405,000 | $101,000 | $186,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 948 | $1,686,150,000 | $1,778,000 | $60,005,000 | $0 | $0 |
| Hispanic | 276 | $42,640,000 | $154,000 | $415,000 | $51,000 | $1,936,000 |
| White | 48 | $18,590,000 | $387,000 | $3,005,000 | $227,000 | $1,395,000 |
| Black or African American | 39 | $7,335,000 | $188,000 | $755,000 | $52,000 | $202,000 |
| Not Provided | 20 | $5,660,000 | $283,000 | $855,000 | $122,000 | $311,000 |
| Asian | 10 | $6,510,000 | $651,000 | $3,045,000 | $323,000 | $1,438,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,238 | $1,749,200,000 | $1,412,000 | $60,005,000 | $91,000 | $1,936,000 |
| FHA-insured (Federal Housing Administration) | 103 | $17,685,000 | $171,000 | $415,000 | $48,000 | $150,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 711 | $206,285,000 | $290,000 | $955,000 | $0 | $0 |
| Loan Originated | 476 | $1,432,040,000 | $3,008,000 | $60,005,000 | $79,000 | $1,438,000 |
| Application Denied By Financial Institution | 62 | $36,200,000 | $583,000 | $13,205,000 | $100,000 | $1,936,000 |
| Application Approved But Not Accepted | 44 | $71,900,000 | $1,634,000 | $28,005,000 | $81,000 | $410,000 |
| Application Withdrawn By Applicant | 35 | $18,325,000 | $523,000 | $6,305,000 | $65,000 | $173,000 |
| File Closed For Incompleteness | 8 | $1,320,000 | $165,000 | $225,000 | $42,000 | $100,000 |
| Preapproval Approved but not Accepted | 3 | $445,000 | $148,000 | $165,000 | $46,000 | $51,000 |
| Preapproval Denied by Financial Institution | 2 | $370,000 | $185,000 | $195,000 | $28,000 | $47,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,277 | $1,730,315,000 | $1,354,000 | $60,005,000 | $77,000 | $1,438,000 |
| Debt-To-Income Ratio | 35 | $11,005,000 | $314,000 | $1,765,000 | $140,000 | $1,936,000 |
| Credit History | 9 | $6,015,000 | $668,000 | $4,655,000 | $52,000 | $91,000 |
| Other | 5 | $1,245,000 | $249,000 | $685,000 | $47,000 | $72,000 |
| Unverifiable Information | 5 | $13,785,000 | $2,757,000 | $13,205,000 | $26,000 | $37,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,010,000 | $252,000 | $545,000 | $41,000 | $47,000 |
| Credit Application Incomplete | 4 | $2,390,000 | $597,000 | $1,175,000 | $68,000 | $104,000 |
| Collateral | 1 | $915,000 | $915,000 | $915,000 | $0 | $0 |
| Employment History | 1 | $205,000 | $205,000 | $205,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Customers Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Customers Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.