Dba Homepoint Lending
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Dba Homepoint Lending 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Dba Homepoint Lending 959 South Coast Drive #490 Costa Mesa, CA 92626 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 |
| Total Number of Mortgage Applications | 891 |
| Total Mortgage Loan Application Amount | $222,317,000 |
| Average Mortgage Loan Application Amount | $255,666 |
| Highest Mortgage Loan Application Amount | $975,000 |
| Average Applicant Income | $5,333 |
| Highest Applicant Income | $180,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Dba Homepoint Lending. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Dba Homepoint Lending's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Dba Homepoint Lending's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Dba Homepoint Lending serves its applicants.
Each category highlights the total number of mortgage applications processed by Dba Homepoint Lending, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Dba Homepoint Lending's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 31 | $ 11,259,000 | $ 363,000 | $ 6,000 |
| King County Washington | 25 | $ 7,858,000 | $ 314,000 | $ 6,000 |
| Miami-Dade County Florida | 19 | $ 4,242,000 | $ 223,000 | $ 3,000 |
| Ada County Idaho | 19 | $ 4,285,000 | $ 225,000 | $ 6,000 |
| Hillsborough County Florida | 16 | $ 3,210,000 | $ 200,000 | $ 5,000 |
| Worcester County Massachusetts | 16 | $ 3,719,000 | $ 232,000 | $ 5,000 |
| Orange County California | 12 | $ 4,850,000 | $ 404,000 | $ 7,000 |
| Orange County Florida | 12 | $ 3,040,000 | $ 253,000 | $ 19,000 |
| Middlesex County Massachusetts | 12 | $ 3,624,000 | $ 302,000 | $ 5,000 |
| Broward County Florida | 11 | $ 2,860,000 | $ 260,000 | $ 5,000 |
| Duval County Florida | 11 | $ 2,279,000 | $ 207,000 | $ 6,000 |
| Norfolk County Massachusetts | 11 | $ 3,746,000 | $ 340,000 | $ 5,000 |
| Snohomish County Washington | 11 | $ 3,204,000 | $ 291,000 | $ 8,000 |
| Palm Beach County Florida | 10 | $ 2,677,000 | $ 267,000 | $ 5,000 |
| Pierce County Washington | 10 | $ 2,724,000 | $ 272,000 | $ 5,000 |
| Santa Clara County California | 9 | $ 4,309,000 | $ 478,000 | $ 7,000 |
| Bristol County Massachusetts | 9 | $ 2,524,000 | $ 280,000 | $ 11,000 |
| Clark County Washington | 9 | $ 1,826,000 | $ 202,000 | $ 7,000 |
| Pulaski County Arkansas | 8 | $ 1,633,000 | $ 204,000 | $ 4,000 |
| Riverside County California | 8 | $ 2,127,000 | $ 265,000 | $ 5,000 |
| Pinellas County Florida | 8 | $ 1,768,000 | $ 221,000 | $ 4,000 |
| Polk County Florida | 8 | $ 1,335,000 | $ 166,000 | $ 3,000 |
| Plymouth County Massachusetts | 8 | $ 2,149,000 | $ 268,000 | $ 4,000 |
| Suffolk County Massachusetts | 8 | $ 1,461,000 | $ 182,000 | $ 5,000 |
| Bernalillo County New Mexico | 8 | $ 1,674,000 | $ 209,000 | $ 5,000 |
| Hartford County Connecticut | 7 | $ 1,702,000 | $ 243,000 | $ 4,000 |
| Sarasota County Florida | 7 | $ 1,338,000 | $ 191,000 | $ 6,000 |
| Barnstable County Massachusetts | 7 | $ 2,240,000 | $ 320,000 | $ 6,000 |
| Kern County California | 6 | $ 1,494,000 | $ 249,000 | $ 5,000 |
| San Diego County California | 6 | $ 2,534,000 | $ 422,000 | $ 10,000 |
| District of Columbia County District Of Columbia | 6 | $ 1,751,000 | $ 291,000 | $ 6,000 |
| Lee County Florida | 6 | $ 1,312,000 | $ 218,000 | $ 8,000 |
| Volusia County Florida | 6 | $ 1,229,000 | $ 204,000 | $ 5,000 |
| Rockingham County New Hampshire | 6 | $ 1,806,000 | $ 301,000 | $ 6,000 |
| Washington County Arkansas | 5 | $ 1,393,000 | $ 278,000 | $ 7,000 |
| Alameda County California | 5 | $ 1,706,000 | $ 341,000 | $ 7,000 |
| Fresno County California | 5 | $ 1,232,000 | $ 246,000 | $ 3,000 |
| San Bernardino County California | 5 | $ 969,000 | $ 193,000 | $ 5,000 |
| Kent County Delaware | 5 | $ 951,000 | $ 190,000 | $ 4,000 |
| New Castle County Delaware | 5 | $ 1,152,000 | $ 230,000 | $ 4,000 |
| Bay County Florida | 5 | $ 951,000 | $ 190,000 | $ 5,000 |
| Pasco County Florida | 5 | $ 1,031,000 | $ 206,000 | $ 8,000 |
| Essex County Massachusetts | 5 | $ 1,499,000 | $ 299,000 | $ 5,000 |
| Chesterfield County Virginia | 5 | $ 828,000 | $ 165,000 | $ 5,000 |
| Henrico County Virginia | 5 | $ 767,000 | $ 153,000 | $ 4,000 |
| Spokane County Washington | 5 | $ 1,320,000 | $ 264,000 | $ 6,000 |
| Solano County California | 4 | $ 1,372,000 | $ 343,000 | $ 6,000 |
| Tulare County California | 4 | $ 1,269,000 | $ 317,000 | $ 7,000 |
| Charlotte County Florida | 4 | $ 969,000 | $ 242,000 | $ 4,000 |
| Nassau County Florida | 4 | $ 988,000 | $ 247,000 | $ 5,000 |
| St. Johns County Florida | 4 | $ 1,293,000 | $ 323,000 | $ 8,000 |
| Gwinnett County Georgia | 4 | $ 759,000 | $ 189,000 | $ 6,000 |
| Canyon County Idaho | 4 | $ 580,000 | $ 145,000 | $ 4,000 |
| Kootenai County Idaho | 4 | $ 1,464,000 | $ 366,000 | $ 7,000 |
| St. Louis County Missouri | 4 | $ 1,134,000 | $ 283,000 | $ 7,000 |
| Strafford County New Hampshire | 4 | $ 736,000 | $ 184,000 | $ 3,000 |
| Beaufort County South Carolina | 4 | $ 974,000 | $ 243,000 | $ 6,000 |
| Richland County South Carolina | 4 | $ 713,000 | $ 178,000 | $ 5,000 |
| York County South Carolina | 4 | $ 1,337,000 | $ 334,000 | $ 11,000 |
| Arlington County Virginia | 4 | $ 1,559,000 | $ 389,000 | $ 9,000 |
| Prince William County Virginia | 4 | $ 1,390,000 | $ 347,000 | $ 7,000 |
| Virginia Beach County Virginia | 4 | $ 992,000 | $ 248,000 | $ 5,000 |
| Skagit County Washington | 4 | $ 727,000 | $ 181,000 | $ 4,000 |
| Madison County Alabama | 3 | $ 797,000 | $ 265,000 | $ 8,000 |
| St. Clair County Alabama | 3 | $ 610,000 | $ 203,000 | $ 4,000 |
| Contra Costa County California | 3 | $ 1,404,000 | $ 468,000 | $ 17,000 |
| Placer County California | 3 | $ 1,821,000 | $ 607,000 | $ 12,000 |
| San Mateo County California | 3 | $ 1,307,000 | $ 435,000 | $ 6,000 |
| Santa Barbara County California | 3 | $ 1,382,000 | $ 460,000 | $ 6,000 |
| Ventura County California | 3 | $ 882,000 | $ 294,000 | $ 2,000 |
| Brevard County Florida | 3 | $ 1,230,000 | $ 410,000 | $ 10,000 |
| Clay County Florida | 3 | $ 576,000 | $ 192,000 | $ 4,000 |
| Collier County Florida | 3 | $ 554,000 | $ 184,000 | $ 3,000 |
| Escambia County Florida | 3 | $ 385,000 | $ 128,000 | $ 6,000 |
| Hernando County Florida | 3 | $ 626,000 | $ 208,000 | $ 7,000 |
| Manatee County Florida | 3 | $ 662,000 | $ 220,000 | $ 3,000 |
| Marion County Florida | 3 | $ 740,000 | $ 246,000 | $ 6,000 |
| Seminole County Florida | 3 | $ 565,000 | $ 188,000 | $ 3,000 |
| Payette County Idaho | 3 | $ 474,000 | $ 158,000 | $ 4,000 |
| York County Maine | 3 | $ 441,000 | $ 147,000 | $ 6,000 |
| Baltimore County Maryland | 3 | $ 687,000 | $ 229,000 | $ 2,000 |
| Frederick County Maryland | 3 | $ 890,000 | $ 296,000 | $ 5,000 |
| Prince George's County Maryland | 3 | $ 652,000 | $ 217,000 | $ 7,000 |
| Hampden County Massachusetts | 3 | $ 578,000 | $ 192,000 | $ 4,000 |
| Hillsborough County New Hampshire | 3 | $ 777,000 | $ 259,000 | $ 6,000 |
| Chaves County New Mexico | 3 | $ 538,000 | $ 179,000 | $ 3,000 |
| Santa Fe County New Mexico | 3 | $ 663,000 | $ 221,000 | $ 2,000 |
| Tulsa County Oklahoma | 3 | $ 521,000 | $ 173,000 | $ 3,000 |
| Chesapeake County Virginia | 3 | $ 456,000 | $ 152,000 | $ 5,000 |
| Portsmouth County Virginia | 3 | $ 441,000 | $ 147,000 | $ 1,000 |
| Stafford County Virginia | 3 | $ 1,376,000 | $ 458,000 | $ 7,000 |
| Island County Washington | 3 | $ 718,000 | $ 239,000 | $ 5,000 |
| Kitsap County Washington | 3 | $ 413,000 | $ 137,000 | $ 3,000 |
| Montgomery County Alabama | 2 | $ 423,000 | $ 211,000 | $ 4,000 |
| Garland County Arkansas | 2 | $ 431,000 | $ 215,000 | $ 9,000 |
| Saline County Arkansas | 2 | $ 273,000 | $ 136,000 | $ 3,000 |
| Sebastian County Arkansas | 2 | $ 221,000 | $ 110,000 | $ 26,000 |
| Butte County California | 2 | $ 697,000 | $ 348,000 | $ 5,000 |
| El Dorado County California | 2 | $ 454,000 | $ 227,000 | $ 5,000 |
| Kings County California | 2 | $ 352,000 | $ 176,000 | $ 8,000 |
| Mendocino County California | 2 | $ 169,000 | $ 84,000 | $ 1,000 |
| Merced County California | 2 | $ 522,000 | $ 261,000 | $ 5,000 |
| Sacramento County California | 2 | $ 470,000 | $ 235,000 | $ 2,000 |
| New Haven County Connecticut | 2 | $ 524,000 | $ 262,000 | $ 6,000 |
| Windham County Connecticut | 2 | $ 299,000 | $ 149,000 | $ 4,000 |
| Sussex County Delaware | 2 | $ 370,000 | $ 185,000 | $ 7,000 |
| Citrus County Florida | 2 | $ 348,000 | $ 174,000 | $ 6,000 |
| Flagler County Florida | 2 | $ 361,000 | $ 180,000 | $ 4,000 |
| Indian River County Florida | 2 | $ 580,000 | $ 290,000 | $ 7,000 |
| Lake County Florida | 2 | $ 286,000 | $ 143,000 | $ 4,000 |
| Leon County Florida | 2 | $ 380,000 | $ 190,000 | $ 5,000 |
| Osceola County Florida | 2 | $ 456,000 | $ 228,000 | $ 4,000 |
| Cobb County Georgia | 2 | $ 931,000 | $ 465,000 | $ 15,000 |
| DeKalb County Georgia | 2 | $ 499,000 | $ 249,000 | $ 6,000 |
| Douglas County Georgia | 2 | $ 414,000 | $ 207,000 | $ 8,000 |
| Henry County Georgia | 2 | $ 309,000 | $ 154,000 | $ 5,000 |
| Adams County Idaho | 2 | $ 314,000 | $ 157,000 | $ 0 |
| Bannock County Idaho | 2 | $ 226,000 | $ 113,000 | $ 6,000 |
| Bonner County Idaho | 2 | $ 510,000 | $ 255,000 | $ 7,000 |
| Bonneville County Idaho | 2 | $ 343,000 | $ 171,000 | $ 7,000 |
| Valley County Idaho | 2 | $ 338,000 | $ 169,000 | $ 8,000 |
| DuPage County Illinois | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Lake County Indiana | 2 | $ 450,000 | $ 225,000 | $ 12,000 |
| Marion County Indiana | 2 | $ 328,000 | $ 164,000 | $ 7,000 |
| Morgan County Indiana | 2 | $ 357,000 | $ 178,000 | $ 4,000 |
| Porter County Indiana | 2 | $ 287,000 | $ 143,000 | $ 3,000 |
| Aroostook County Maine | 2 | $ 391,000 | $ 195,000 | $ 10,000 |
| Cumberland County Maine | 2 | $ 357,000 | $ 178,000 | $ 5,000 |
| Hancock County Maine | 2 | $ 448,000 | $ 224,000 | $ 7,000 |
| Kennebec County Maine | 2 | $ 360,000 | $ 180,000 | $ 1,000 |
| Anne Arundel County Maryland | 2 | $ 608,000 | $ 304,000 | $ 3,000 |
| Baltimore City County Maryland | 2 | $ 271,000 | $ 135,000 | $ 8,000 |
| Caroline County Maryland | 2 | $ 630,000 | $ 315,000 | $ 5,000 |
| Harford County Maryland | 2 | $ 517,000 | $ 258,000 | $ 5,000 |
| Howard County Maryland | 2 | $ 394,000 | $ 197,000 | $ 6,000 |
| Montgomery County Maryland | 2 | $ 901,000 | $ 450,000 | $ 13,000 |
| St. Mary's County Maryland | 2 | $ 718,000 | $ 359,000 | $ 4,000 |
| Berkshire County Massachusetts | 2 | $ 347,000 | $ 173,000 | $ 4,000 |
| Callaway County Missouri | 2 | $ 393,000 | $ 196,000 | $ 2,000 |
| Jackson County Missouri | 2 | $ 454,000 | $ 227,000 | $ 7,000 |
| St. Louis City County Missouri | 2 | $ 295,000 | $ 147,000 | $ 0 |
| Coos County New Hampshire | 2 | $ 407,000 | $ 203,000 | $ 7,000 |
| Grafton County New Hampshire | 2 | $ 287,000 | $ 143,000 | $ 4,000 |
| Merrimack County New Hampshire | 2 | $ 381,000 | $ 190,000 | $ 6,000 |
| Sullivan County New Hampshire | 2 | $ 400,000 | $ 200,000 | $ 5,000 |
| Dona Ana County New Mexico | 2 | $ 440,000 | $ 220,000 | $ 0 |
| San Miguel County New Mexico | 2 | $ 432,000 | $ 216,000 | $ 5,000 |
| Berkeley County South Carolina | 2 | $ 378,000 | $ 189,000 | $ 4,000 |
| Horry County South Carolina | 2 | $ 414,000 | $ 207,000 | $ 5,000 |
| Lexington County South Carolina | 2 | $ 634,000 | $ 317,000 | $ 9,000 |
| Fairfax County Virginia | 2 | $ 731,000 | $ 365,000 | $ 8,000 |
| King George County Virginia | 2 | $ 446,000 | $ 223,000 | $ 2,000 |
| Powhatan County Virginia | 2 | $ 449,000 | $ 224,000 | $ 6,000 |
| Grays Harbor County Washington | 2 | $ 493,000 | $ 246,000 | $ 5,000 |
| Thurston County Washington | 2 | $ 510,000 | $ 255,000 | $ 5,000 |
| Calhoun County Alabama | 1 | $ 370,000 | $ 370,000 | $ 5,000 |
| Coffee County Alabama | 1 | $ 296,000 | $ 296,000 | $ 8,000 |
| Cullman County Alabama | 1 | $ 180,000 | $ 180,000 | $ 4,000 |
| Escambia County Alabama | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Lee County Alabama | 1 | $ 193,000 | $ 193,000 | $ 6,000 |
| Limestone County Alabama | 1 | $ 192,000 | $ 192,000 | $ 9,000 |
| Mobile County Alabama | 1 | $ 134,000 | $ 134,000 | $ 4,000 |
| Cleburne County Arkansas | 1 | $ 168,000 | $ 168,000 | $ 7,000 |
| Crawford County Arkansas | 1 | $ 167,000 | $ 167,000 | $ 6,000 |
| Faulkner County Arkansas | 1 | $ 254,000 | $ 254,000 | $ 5,000 |
| Grant County Arkansas | 1 | $ 293,000 | $ 293,000 | $ 7,000 |
| Lonoke County Arkansas | 1 | $ 133,000 | $ 133,000 | $ 4,000 |
| Madison County Arkansas | 1 | $ 163,000 | $ 163,000 | $ 4,000 |
| White County Arkansas | 1 | $ 275,000 | $ 275,000 | $ 6,000 |
| Colusa County California | 1 | $ 257,000 | $ 257,000 | $ 8,000 |
| Humboldt County California | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Napa County California | 1 | $ 485,000 | $ 485,000 | $ 10,000 |
| Plumas County California | 1 | $ 311,000 | $ 311,000 | $ 7,000 |
| San Francisco County California | 1 | $ 672,000 | $ 672,000 | $ 17,000 |
| San Luis Obispo County California | 1 | $ 630,000 | $ 630,000 | $ 7,000 |
| Shasta County California | 1 | $ 220,000 | $ 220,000 | $ 6,000 |
| Sonoma County California | 1 | $ 452,000 | $ 452,000 | $ 0 |
| Stanislaus County California | 1 | $ 413,000 | $ 413,000 | $ 7,000 |
| Tuolumne County California | 1 | $ 220,000 | $ 220,000 | $ 6,000 |
| Fairfield County Connecticut | 1 | $ 189,000 | $ 189,000 | $ 6,000 |
| Middlesex County Connecticut | 1 | $ 289,000 | $ 289,000 | $ 7,000 |
| New London County Connecticut | 1 | $ 209,000 | $ 209,000 | $ 5,000 |
| Tolland County Connecticut | 1 | $ 145,000 | $ 145,000 | $ 10,000 |
| Alachua County Florida | 1 | $ 196,000 | $ 196,000 | $ 8,000 |
| Columbia County Florida | 1 | $ 130,000 | $ 130,000 | $ 3,000 |
| Gadsden County Florida | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Glades County Florida | 1 | $ 198,000 | $ 198,000 | $ 5,000 |
| Gulf County Florida | 1 | $ 102,000 | $ 102,000 | $ 5,000 |
| Hardee County Florida | 1 | $ 168,000 | $ 168,000 | $ 6,000 |
| Highlands County Florida | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Martin County Florida | 1 | $ 306,000 | $ 306,000 | $ 13,000 |
| Monroe County Florida | 1 | $ 295,000 | $ 295,000 | $ 8,000 |
| Okaloosa County Florida | 1 | $ 104,000 | $ 104,000 | $ 6,000 |
| Santa Rosa County Florida | 1 | $ 267,000 | $ 267,000 | $ 0 |
| St. Lucie County Florida | 1 | $ 171,000 | $ 171,000 | $ 5,000 |
| Sumter County Florida | 1 | $ 180,000 | $ 180,000 | $ 6,000 |
| Suwannee County Florida | 1 | $ 70,000 | $ 70,000 | $ 1,000 |
| Bartow County Georgia | 1 | $ 220,000 | $ 220,000 | $ 8,000 |
| Bryan County Georgia | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Butts County Georgia | 1 | $ 251,000 | $ 251,000 | $ 0 |
| Clayton County Georgia | 1 | $ 150,000 | $ 150,000 | $ 6,000 |
| Effingham County Georgia | 1 | $ 228,000 | $ 228,000 | $ 9,000 |
| Fayette County Georgia | 1 | $ 290,000 | $ 290,000 | $ 12,000 |
| Forsyth County Georgia | 1 | $ 133,000 | $ 133,000 | $ 6,000 |
| Gordon County Georgia | 1 | $ 122,000 | $ 122,000 | $ 2,000 |
| Hart County Georgia | 1 | $ 204,000 | $ 204,000 | $ 4,000 |
| Murray County Georgia | 1 | $ 228,000 | $ 228,000 | $ 3,000 |
| Troup County Georgia | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Blaine County Idaho | 1 | $ 197,000 | $ 197,000 | $ 5,000 |
| Custer County Idaho | 1 | $ 237,000 | $ 237,000 | $ 0 |
| Gem County Idaho | 1 | $ 272,000 | $ 272,000 | $ 7,000 |
| Twin Falls County Idaho | 1 | $ 176,000 | $ 176,000 | $ 5,000 |
| Kane County Illinois | 1 | $ 192,000 | $ 192,000 | $ 0 |
| McHenry County Illinois | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Will County Illinois | 1 | $ 289,000 | $ 289,000 | $ 0 |
| Allen County Indiana | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Elkhart County Indiana | 1 | $ 138,000 | $ 138,000 | $ 5,000 |
| Grant County Indiana | 1 | $ 119,000 | $ 119,000 | $ 4,000 |
| Hamilton County Indiana | 1 | $ 167,000 | $ 167,000 | $ 6,000 |
| Warrick County Indiana | 1 | $ 94,000 | $ 94,000 | $ 3,000 |
| Dallas County Iowa | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Dubuque County Iowa | 1 | $ 252,000 | $ 252,000 | $ 5,000 |
| Mills County Iowa | 1 | $ 183,000 | $ 183,000 | $ 7,000 |
| Muscatine County Iowa | 1 | $ 165,000 | $ 165,000 | $ 4,000 |
| Knox County Maine | 1 | $ 223,000 | $ 223,000 | $ 7,000 |
| Lincoln County Maine | 1 | $ 141,000 | $ 141,000 | $ 2,000 |
| Oxford County Maine | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Penobscot County Maine | 1 | $ 212,000 | $ 212,000 | $ 5,000 |
| Waldo County Maine | 1 | $ 194,000 | $ 194,000 | $ 4,000 |
| Washington County Maine | 1 | $ 165,000 | $ 165,000 | $ 6,000 |
| Carroll County Maryland | 1 | $ 140,000 | $ 140,000 | $ 8,000 |
| Cecil County Maryland | 1 | $ 223,000 | $ 223,000 | $ 16,000 |
| Dukes County Massachusetts | 1 | $ 331,000 | $ 331,000 | $ 4,000 |
| Hampshire County Massachusetts | 1 | $ 310,000 | $ 310,000 | $ 8,000 |
| Oakland County Michigan | 1 | $ 204,000 | $ 204,000 | $ 7,000 |
| DeSoto County Mississippi | 1 | $ 178,000 | $ 178,000 | $ 9,000 |
| Audrain County Missouri | 1 | $ 117,000 | $ 117,000 | $ 6,000 |
| Boone County Missouri | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Franklin County Missouri | 1 | $ 202,000 | $ 202,000 | $ 5,000 |
| Jefferson County Missouri | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Lincoln County Missouri | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Montgomery County Missouri | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Oregon County Missouri | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Platte County Missouri | 1 | $ 102,000 | $ 102,000 | $ 4,000 |
| Ray County Missouri | 1 | $ 183,000 | $ 183,000 | $ 7,000 |
| Taney County Missouri | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Cuming County Nebraska | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Clark County Nevada | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Belknap County New Hampshire | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Cheshire County New Hampshire | 1 | $ 322,000 | $ 322,000 | $ 9,000 |
| Eddy County New Mexico | 1 | $ 215,000 | $ 215,000 | $ 8,000 |
| Grant County New Mexico | 1 | $ 155,000 | $ 155,000 | $ 6,000 |
| Lincoln County New Mexico | 1 | $ 120,000 | $ 120,000 | $ 3,000 |
| McKinley County New Mexico | 1 | $ 267,000 | $ 267,000 | $ 0 |
| Otero County New Mexico | 1 | $ 249,000 | $ 249,000 | $ 0 |
| San Juan County New Mexico | 1 | $ 137,000 | $ 137,000 | $ 6,000 |
| Guilford County North Carolina | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Canadian County Oklahoma | 1 | $ 123,000 | $ 123,000 | $ 5,000 |
| Grady County Oklahoma | 1 | $ 207,000 | $ 207,000 | $ 8,000 |
| Kay County Oklahoma | 1 | $ 239,000 | $ 239,000 | $ 8,000 |
| Logan County Oklahoma | 1 | $ 186,000 | $ 186,000 | $ 9,000 |
| Chester County Pennsylvania | 1 | $ 122,000 | $ 122,000 | $ 8,000 |
| Charleston County South Carolina | 1 | $ 228,000 | $ 228,000 | $ 3,000 |
| Colleton County South Carolina | 1 | $ 314,000 | $ 314,000 | $ 6,000 |
| Dorchester County South Carolina | 1 | $ 197,000 | $ 197,000 | $ 4,000 |
| Georgetown County South Carolina | 1 | $ 540,000 | $ 540,000 | $ 13,000 |
| Oconee County South Carolina | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Pickens County South Carolina | 1 | $ 173,000 | $ 173,000 | $ 4,000 |
| Spartanburg County South Carolina | 1 | $ 310,000 | $ 310,000 | $ 8,000 |
| Davis County Utah | 1 | $ 200,000 | $ 200,000 | $ 10,000 |
| Amherst County Virginia | 1 | $ 195,000 | $ 195,000 | $ 3,000 |
| Botetourt County Virginia | 1 | $ 179,000 | $ 179,000 | $ 4,000 |
| Caroline County Virginia | 1 | $ 351,000 | $ 351,000 | $ 0 |
| Gloucester County Virginia | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Hanover County Virginia | 1 | $ 245,000 | $ 245,000 | $ 8,000 |
| James City County Virginia | 1 | $ 447,000 | $ 447,000 | $ 8,000 |
| King William County Virginia | 1 | $ 339,000 | $ 339,000 | $ 10,000 |
| Lynchburg County Virginia | 1 | $ 178,000 | $ 178,000 | $ 7,000 |
| Mecklenburg County Virginia | 1 | $ 265,000 | $ 265,000 | $ 6,000 |
| Middlesex County Virginia | 1 | $ 188,000 | $ 188,000 | $ 6,000 |
| New Kent County Virginia | 1 | $ 216,000 | $ 216,000 | $ 6,000 |
| Newport News County Virginia | 1 | $ 191,000 | $ 191,000 | $ 7,000 |
| Norfolk County Virginia | 1 | $ 217,000 | $ 217,000 | $ 6,000 |
| Nottoway County Virginia | 1 | $ 269,000 | $ 269,000 | $ 5,000 |
| Orange County Virginia | 1 | $ 315,000 | $ 315,000 | $ 3,000 |
| Prince George County Virginia | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Pulaski County Virginia | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Spotsylvania County Virginia | 1 | $ 210,000 | $ 210,000 | $ 9,000 |
| York County Virginia | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Cowlitz County Washington | 1 | $ 251,000 | $ 251,000 | $ 8,000 |
| Douglas County Washington | 1 | $ 143,000 | $ 143,000 | $ 4,000 |
| Lewis County Washington | 1 | $ 192,000 | $ 192,000 | $ 4,000 |
| Lincoln County Washington | 1 | $ 175,000 | $ 175,000 | $ 4,000 |
| Stevens County Washington | 1 | $ 140,000 | $ 140,000 | $ 7,000 |
| Walla Walla County Washington | 1 | $ 146,000 | $ 146,000 | $ 5,000 |
| Yakima County Washington | 1 | $ 175,000 | $ 175,000 | $ 5,000 |
Mortgage Loan Application Detail Totals for Dba Homepoint Lending in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 883 | $220,742,000 | $249,000 | $975,000 | $5,000 | $180,000 |
| Home Purchase | 6 | $807,000 | $134,000 | $280,000 | $4,000 | $7,000 |
| Home Improvement | 2 | $768,000 | $384,000 | $597,000 | $7,000 | $10,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 450 | $111,877,000 | $248,000 | $975,000 | $6,000 | $180,000 |
| White | 348 | $86,365,000 | $248,000 | $837,000 | $5,000 | $49,000 |
| Hispanic | 55 | $13,778,000 | $250,000 | $651,000 | $5,000 | $14,000 |
| Black or African American | 24 | $5,884,000 | $245,000 | $478,000 | $5,000 | $10,000 |
| Asian | 12 | $3,251,000 | $270,000 | $397,000 | $4,000 | $12,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $1,162,000 | $581,000 | $585,000 | $11,000 | $13,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 450 | $108,659,000 | $241,000 | $690,000 | $5,000 | $34,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 441 | $113,658,000 | $257,000 | $975,000 | $6,000 | $180,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 441 | $109,350,000 | $247,000 | $837,000 | $5,000 | $180,000 |
| Application Withdrawn By Applicant | 327 | $82,286,000 | $251,000 | $975,000 | $5,000 | $40,000 |
| Application Approved But Not Accepted | 87 | $22,114,000 | $254,000 | $654,000 | $7,000 | $18,000 |
| File Closed For Incompleteness | 36 | $8,567,000 | $237,000 | $550,000 | $5,000 | $18,000 |
| Loan Originated | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 235 | $51,821,000 | $220,000 | $774,000 | $6,000 | $180,000 |
| Collateral | 101 | $26,924,000 | $266,000 | $723,000 | $4,000 | $16,000 |
| Debt-To-Income Ratio | 75 | $23,156,000 | $308,000 | $837,000 | $5,000 | $17,000 |
| Other | 14 | $3,846,000 | $274,000 | $540,000 | $7,000 | $18,000 |
| Unverifiable Information | 9 | $2,375,000 | $263,000 | $415,000 | $7,000 | $10,000 |
| Employment History | 7 | $1,228,000 | $175,000 | $260,000 | $4,000 | $9,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Dba Homepoint Lending's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Dba Homepoint Lending's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.