Empeople Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Empeople Credit Union 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Empeople Credit Union 3950 38Th Avenue Moline, IL 61265 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 1,245 |
| Total Mortgage Loan Application Amount | $179,109,000 |
| Average Mortgage Loan Application Amount | $107,000 |
| Highest Mortgage Loan Application Amount | $500,000 |
| Average Applicant Income | $89,000 |
| Highest Applicant Income | $453,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Empeople Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Empeople Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Empeople Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Empeople Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Empeople Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Empeople Credit Union's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Scott County Iowa | 139 | $ 25,506,000 | $ 183,000 | $ 108,000 |
| Rock Island County Illinois | 133 | $ 12,819,000 | $ 96,000 | $ 81,000 |
| Polk County Iowa | 130 | $ 18,235,000 | $ 140,000 | $ 94,000 |
| Black Hawk County Iowa | 114 | $ 15,993,000 | $ 140,000 | $ 86,000 |
| Henry County Illinois | 38 | $ 4,345,000 | $ 114,000 | $ 90,000 |
| Johnson County Kansas | 29 | $ 6,088,000 | $ 209,000 | $ 97,000 |
| Dubuque County Iowa | 28 | $ 4,446,000 | $ 158,000 | $ 84,000 |
| Dallas County Iowa | 23 | $ 4,512,000 | $ 196,000 | $ 112,000 |
| Wake County North Carolina | 23 | $ 4,133,000 | $ 179,000 | $ 116,000 |
| Mercer County Illinois | 15 | $ 1,450,000 | $ 96,000 | $ 91,000 |
| Bremer County Iowa | 15 | $ 1,846,000 | $ 123,000 | $ 74,000 |
| Buchanan County Iowa | 13 | $ 1,295,000 | $ 99,000 | $ 73,000 |
| Grundy County Iowa | 11 | $ 1,585,000 | $ 144,000 | $ 75,000 |
| Columbia County Georgia | 9 | $ 1,202,000 | $ 133,000 | $ 97,000 |
| Champaign County Illinois | 8 | $ 1,429,000 | $ 178,000 | $ 126,000 |
| Butler County Iowa | 7 | $ 635,000 | $ 90,000 | $ 95,000 |
| Greene County Tennessee | 7 | $ 1,103,000 | $ 157,000 | $ 71,000 |
| Boone County Iowa | 6 | $ 777,000 | $ 129,000 | $ 103,000 |
| Wapello County Iowa | 6 | $ 958,000 | $ 159,000 | $ 93,000 |
| Warren County Iowa | 6 | $ 453,000 | $ 75,000 | $ 75,000 |
| Lafourche County Louisiana | 6 | $ 922,000 | $ 153,000 | $ 84,000 |
| Cass County North Dakota | 6 | $ 745,000 | $ 124,000 | $ 118,000 |
| Greenville County South Carolina | 6 | $ 434,000 | $ 72,000 | $ 69,000 |
| Fayette County Iowa | 5 | $ 551,000 | $ 110,000 | $ 87,000 |
| Jackson County Iowa | 5 | $ 605,000 | $ 121,000 | $ 58,000 |
| Dodge County Wisconsin | 5 | $ 575,000 | $ 115,000 | $ 82,000 |
| Maricopa County Arizona | 4 | $ 794,000 | $ 198,000 | $ 90,000 |
| San Diego County California | 4 | $ 1,152,000 | $ 288,000 | $ 129,000 |
| Jo Daviess County Illinois | 4 | $ 518,000 | $ 129,000 | $ 151,000 |
| Whiteside County Illinois | 4 | $ 504,000 | $ 126,000 | $ 82,000 |
| Story County Iowa | 4 | $ 329,000 | $ 82,000 | $ 87,000 |
| Tama County Iowa | 4 | $ 464,000 | $ 116,000 | $ 83,000 |
| Greene County Missouri | 4 | $ 451,000 | $ 112,000 | $ 63,000 |
| Jackson County Missouri | 4 | $ 594,000 | $ 148,000 | $ 99,000 |
| Grant County Wisconsin | 4 | $ 341,000 | $ 85,000 | $ 67,000 |
| Washington County Wisconsin | 4 | $ 797,000 | $ 199,000 | $ 125,000 |
| Walton County Georgia | 3 | $ 375,000 | $ 125,000 | $ 94,000 |
| Cook County Illinois | 3 | $ 621,000 | $ 207,000 | $ 108,000 |
| Jasper County Iowa | 3 | $ 334,000 | $ 111,000 | $ 81,000 |
| Montgomery County Kansas | 3 | $ 259,000 | $ 86,000 | $ 70,000 |
| Harnett County North Carolina | 3 | $ 129,000 | $ 43,000 | $ 61,000 |
| Mecklenburg County North Carolina | 3 | $ 447,000 | $ 149,000 | $ 63,000 |
| Washington County Oklahoma | 3 | $ 734,000 | $ 244,000 | $ 121,000 |
| Spartanburg County South Carolina | 3 | $ 265,000 | $ 88,000 | $ 99,000 |
| Albemarle County Virginia | 3 | $ 401,000 | $ 133,000 | $ 64,000 |
| Pinal County Arizona | 2 | $ 592,000 | $ 296,000 | $ 142,000 |
| Larimer County Colorado | 2 | $ 410,000 | $ 205,000 | $ 71,000 |
| Henry County Georgia | 2 | $ 294,000 | $ 147,000 | $ 83,000 |
| Bureau County Illinois | 2 | $ 352,000 | $ 176,000 | $ 137,000 |
| Cedar County Iowa | 2 | $ 112,000 | $ 56,000 | $ 114,000 |
| Chickasaw County Iowa | 2 | $ 164,000 | $ 82,000 | $ 58,000 |
| Clinton County Iowa | 2 | $ 78,000 | $ 39,000 | $ 71,000 |
| Davis County Iowa | 2 | $ 331,000 | $ 165,000 | $ 82,000 |
| Muscatine County Iowa | 2 | $ 349,000 | $ 174,000 | $ 99,000 |
| Calloway County Kentucky | 2 | $ 92,000 | $ 46,000 | $ 62,000 |
| Berrien County Michigan | 2 | $ 230,000 | $ 115,000 | $ 120,000 |
| Wayne County Michigan | 2 | $ 135,000 | $ 67,000 | $ 99,000 |
| Hennepin County Minnesota | 2 | $ 309,000 | $ 154,000 | $ 116,000 |
| Scott County Minnesota | 2 | $ 377,000 | $ 188,000 | $ 94,000 |
| Sherburne County Minnesota | 2 | $ 238,000 | $ 119,000 | $ 84,000 |
| Rankin County Mississippi | 2 | $ 573,000 | $ 286,000 | $ 151,000 |
| Camden County Missouri | 2 | $ 199,000 | $ 99,000 | $ 146,000 |
| Cass County Missouri | 2 | $ 208,000 | $ 104,000 | $ 121,000 |
| Douglas County Nebraska | 2 | $ 156,000 | $ 78,000 | $ 144,000 |
| Lancaster County Nebraska | 2 | $ 243,000 | $ 121,000 | $ 80,000 |
| Rockingham County North Carolina | 2 | $ 55,000 | $ 27,000 | $ 40,000 |
| Summit County Ohio | 2 | $ 102,000 | $ 51,000 | $ 56,000 |
| Gibson County Tennessee | 2 | $ 97,000 | $ 48,000 | $ 93,000 |
| Washington County Tennessee | 2 | $ 307,000 | $ 153,000 | $ 69,000 |
| Dallas County Texas | 2 | $ 235,000 | $ 117,000 | $ 75,000 |
| Botetourt County Virginia | 2 | $ 424,000 | $ 212,000 | $ 117,000 |
| Crawford County Wisconsin | 2 | $ 197,000 | $ 98,000 | $ 30,000 |
| Dane County Wisconsin | 2 | $ 346,000 | $ 173,000 | $ 94,000 |
| Craighead County Arkansas | 1 | $ 50,000 | $ 50,000 | $ 275,000 |
| Pulaski County Arkansas | 1 | $ 195,000 | $ 195,000 | $ 92,000 |
| Saline County Arkansas | 1 | $ 180,000 | $ 180,000 | $ 59,000 |
| Colusa County California | 1 | $ 30,000 | $ 30,000 | $ 53,000 |
| Placer County California | 1 | $ 50,000 | $ 50,000 | $ 182,000 |
| San Joaquin County California | 1 | $ 12,000 | $ 12,000 | $ 75,000 |
| Adams County Colorado | 1 | $ 35,000 | $ 35,000 | $ 56,000 |
| Denver County Colorado | 1 | $ 256,000 | $ 256,000 | $ 65,000 |
| Elbert County Colorado | 1 | $ 186,000 | $ 186,000 | $ 53,000 |
| Litchfield County Connecticut | 1 | $ 395,000 | $ 395,000 | $ 80,000 |
| New Castle County Delaware | 1 | $ 164,000 | $ 164,000 | $ 82,000 |
| Broward County Florida | 1 | $ 43,000 | $ 43,000 | $ 303,000 |
| Citrus County Florida | 1 | $ 97,000 | $ 97,000 | $ 79,000 |
| Highlands County Florida | 1 | $ 89,000 | $ 89,000 | $ 58,000 |
| Palm Beach County Florida | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Pinellas County Florida | 1 | $ 162,000 | $ 162,000 | $ 107,000 |
| Sarasota County Florida | 1 | $ 91,000 | $ 91,000 | $ 46,000 |
| Cobb County Georgia | 1 | $ 130,000 | $ 130,000 | $ 150,000 |
| Fannin County Georgia | 1 | $ 150,000 | $ 150,000 | $ 151,000 |
| Forsyth County Georgia | 1 | $ 87,000 | $ 87,000 | $ 84,000 |
| Fulton County Georgia | 1 | $ 20,000 | $ 20,000 | $ 220,000 |
| Lee County Georgia | 1 | $ 102,000 | $ 102,000 | $ 90,000 |
| Lincoln County Georgia | 1 | $ 156,000 | $ 156,000 | $ 184,000 |
| McDuffie County Georgia | 1 | $ 113,000 | $ 113,000 | $ 32,000 |
| Richmond County Georgia | 1 | $ 64,000 | $ 64,000 | $ 58,000 |
| Rockdale County Georgia | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
| Knox County Illinois | 1 | $ 325,000 | $ 325,000 | $ 146,000 |
| Lake County Illinois | 1 | $ 215,000 | $ 215,000 | $ 214,000 |
| LaSalle County Illinois | 1 | $ 254,000 | $ 254,000 | $ 250,000 |
| Macoupin County Illinois | 1 | $ 114,000 | $ 114,000 | $ 40,000 |
| Sangamon County Illinois | 1 | $ 69,000 | $ 69,000 | $ 45,000 |
| Warren County Illinois | 1 | $ 18,000 | $ 18,000 | $ 29,000 |
| Hamilton County Indiana | 1 | $ 127,000 | $ 127,000 | $ 67,000 |
| Marion County Indiana | 1 | $ 280,000 | $ 280,000 | $ 105,000 |
| Cerro Gordo County Iowa | 1 | $ 104,000 | $ 104,000 | $ 77,000 |
| Clarke County Iowa | 1 | $ 160,000 | $ 160,000 | $ 94,000 |
| Clayton County Iowa | 1 | $ 72,000 | $ 72,000 | $ 45,000 |
| Des Moines County Iowa | 1 | $ 10,000 | $ 10,000 | $ 67,000 |
| Dickinson County Iowa | 1 | $ 104,000 | $ 104,000 | $ 78,000 |
| Iowa County Iowa | 1 | $ 122,000 | $ 122,000 | $ 78,000 |
| Jefferson County Iowa | 1 | $ 96,000 | $ 96,000 | $ 42,000 |
| Johnson County Iowa | 1 | $ 291,000 | $ 291,000 | $ 126,000 |
| Jones County Iowa | 1 | $ 128,000 | $ 128,000 | $ 41,000 |
| Lee County Iowa | 1 | $ 125,000 | $ 125,000 | $ 81,000 |
| Linn County Iowa | 1 | $ 120,000 | $ 120,000 | $ 62,000 |
| Mahaska County Iowa | 1 | $ 169,000 | $ 169,000 | $ 81,000 |
| Sioux County Iowa | 1 | $ 175,000 | $ 175,000 | $ 76,000 |
| Worth County Iowa | 1 | $ 10,000 | $ 10,000 | $ 177,000 |
| Douglas County Kansas | 1 | $ 334,000 | $ 334,000 | $ 100,000 |
| Finney County Kansas | 1 | $ 144,000 | $ 144,000 | $ 84,000 |
| Harvey County Kansas | 1 | $ 122,000 | $ 122,000 | $ 110,000 |
| Labette County Kansas | 1 | $ 163,000 | $ 163,000 | $ 52,000 |
| Sedgwick County Kansas | 1 | $ 138,000 | $ 138,000 | $ 68,000 |
| Casey County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 94,000 |
| Cumberland County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 22,000 |
| Henry County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| Ouachita County Louisiana | 1 | $ 129,000 | $ 129,000 | $ 80,000 |
| Terrebonne County Louisiana | 1 | $ 201,000 | $ 201,000 | $ 79,000 |
| Plymouth County Massachusetts | 1 | $ 20,000 | $ 20,000 | $ 117,000 |
| Kalamazoo County Michigan | 1 | $ 193,000 | $ 193,000 | $ 85,000 |
| Leelanau County Michigan | 1 | $ 297,000 | $ 297,000 | $ 149,000 |
| Macomb County Michigan | 1 | $ 99,000 | $ 99,000 | $ 39,000 |
| St. Joseph County Michigan | 1 | $ 240,000 | $ 240,000 | $ 160,000 |
| Washtenaw County Michigan | 1 | $ 160,000 | $ 160,000 | $ 53,000 |
| Anoka County Minnesota | 1 | $ 232,000 | $ 232,000 | $ 145,000 |
| Clay County Minnesota | 1 | $ 30,000 | $ 30,000 | $ 185,000 |
| Morrison County Minnesota | 1 | $ 252,000 | $ 252,000 | $ 240,000 |
| Ramsey County Minnesota | 1 | $ 136,000 | $ 136,000 | $ 89,000 |
| Wabasha County Minnesota | 1 | $ 272,000 | $ 272,000 | $ 150,000 |
| Waseca County Minnesota | 1 | $ 141,000 | $ 141,000 | $ 64,000 |
| Washington County Minnesota | 1 | $ 151,000 | $ 151,000 | $ 145,000 |
| Wright County Minnesota | 1 | $ 204,000 | $ 204,000 | $ 185,000 |
| DeSoto County Mississippi | 1 | $ 123,000 | $ 123,000 | $ 79,000 |
| Christian County Missouri | 1 | $ 85,000 | $ 85,000 | $ 66,000 |
| Clay County Missouri | 1 | $ 83,000 | $ 83,000 | $ 58,000 |
| Dallas County Missouri | 1 | $ 4,000 | $ 4,000 | $ 72,000 |
| Lawrence County Missouri | 1 | $ 55,000 | $ 55,000 | $ 45,000 |
| Stone County Missouri | 1 | $ 323,000 | $ 323,000 | $ 166,000 |
| Webster County Missouri | 1 | $ 67,000 | $ 67,000 | $ 35,000 |
| Hall County Nebraska | 1 | $ 50,000 | $ 50,000 | $ 74,000 |
| Sarpy County Nebraska | 1 | $ 110,000 | $ 110,000 | $ 32,000 |
| Clark County Nevada | 1 | $ 144,000 | $ 144,000 | $ 177,000 |
| Washoe County Nevada | 1 | $ 194,000 | $ 194,000 | $ 199,000 |
| Burke County North Carolina | 1 | $ 264,000 | $ 264,000 | $ 250,000 |
| Davidson County North Carolina | 1 | $ 4,000 | $ 4,000 | $ 61,000 |
| Durham County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 92,000 |
| Forsyth County North Carolina | 1 | $ 164,000 | $ 164,000 | $ 87,000 |
| Union County North Carolina | 1 | $ 330,000 | $ 330,000 | $ 92,000 |
| Yadkin County North Carolina | 1 | $ 209,000 | $ 209,000 | $ 95,000 |
| Barnes County North Dakota | 1 | $ 10,000 | $ 10,000 | $ 80,000 |
| Grand Forks County North Dakota | 1 | $ 82,000 | $ 82,000 | $ 49,000 |
| Butler County Ohio | 1 | $ 6,000 | $ 6,000 | $ 196,000 |
| Delaware County Ohio | 1 | $ 417,000 | $ 417,000 | $ 107,000 |
| Knox County Ohio | 1 | $ 102,000 | $ 102,000 | $ 50,000 |
| Lake County Ohio | 1 | $ 36,000 | $ 36,000 | $ 39,000 |
| Multnomah County Oregon | 1 | $ 155,000 | $ 155,000 | $ 87,000 |
| Allegheny County Pennsylvania | 1 | $ 334,000 | $ 334,000 | $ 99,000 |
| Centre County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 85,000 |
| Lancaster County Pennsylvania | 1 | $ 257,000 | $ 257,000 | $ 94,000 |
| Horry County South Carolina | 1 | $ 54,000 | $ 54,000 | $ 116,000 |
| Laurens County South Carolina | 1 | $ 92,000 | $ 92,000 | $ 42,000 |
| York County South Carolina | 1 | $ 194,000 | $ 194,000 | $ 111,000 |
| Lincoln County South Dakota | 1 | $ 175,000 | $ 175,000 | $ 141,000 |
| Minnehaha County South Dakota | 1 | $ 139,000 | $ 139,000 | $ 73,000 |
| Union County South Dakota | 1 | $ 112,000 | $ 112,000 | $ 120,000 |
| Crockett County Tennessee | 1 | $ 104,000 | $ 104,000 | $ 80,000 |
| Hamilton County Tennessee | 1 | $ 2,000 | $ 2,000 | $ 41,000 |
| Angelina County Texas | 1 | $ 24,000 | $ 24,000 | $ 136,000 |
| Bell County Texas | 1 | $ 127,000 | $ 127,000 | $ 61,000 |
| Cameron County Texas | 1 | $ 200,000 | $ 200,000 | $ 193,000 |
| Collin County Texas | 1 | $ 287,000 | $ 287,000 | $ 96,000 |
| Denton County Texas | 1 | $ 140,000 | $ 140,000 | $ 43,000 |
| Fort Bend County Texas | 1 | $ 209,000 | $ 209,000 | $ 80,000 |
| Hunt County Texas | 1 | $ 114,000 | $ 114,000 | $ 101,000 |
| Randall County Texas | 1 | $ 154,000 | $ 154,000 | $ 74,000 |
| Wilson County Texas | 1 | $ 233,000 | $ 233,000 | $ 96,000 |
| Utah County Utah | 1 | $ 229,000 | $ 229,000 | $ 42,000 |
| Fairfax City County Virginia | 1 | $ 50,000 | $ 50,000 | $ 112,000 |
| Whitman County Washington | 1 | $ 122,000 | $ 122,000 | $ 95,000 |
| Bayfield County Wisconsin | 1 | $ 70,000 | $ 70,000 | $ 67,000 |
| Columbia County Wisconsin | 1 | $ 300,000 | $ 300,000 | $ 105,000 |
| Fond du Lac County Wisconsin | 1 | $ 170,000 | $ 170,000 | $ 75,000 |
| Iowa County Wisconsin | 1 | $ 34,000 | $ 34,000 | $ 32,000 |
| Jefferson County Wisconsin | 1 | $ 172,000 | $ 172,000 | $ 77,000 |
| Outagamie County Wisconsin | 1 | $ 142,000 | $ 142,000 | $ 51,000 |
| Racine County Wisconsin | 1 | $ 76,000 | $ 76,000 | $ 68,000 |
| Sauk County Wisconsin | 1 | $ 108,000 | $ 108,000 | $ 172,000 |
| Waukesha County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 119,000 |
| Winnebago County Wisconsin | 1 | $ 89,000 | $ 89,000 | $ 27,000 |
Mortgage Loan Application Detail Totals for Empeople Credit Union in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 729 | $114,146,000 | $156,000 | $500,000 | $93,000 | $453,000 |
| Refinancing | 430 | $63,390,000 | $147,000 | $416,000 | $95,000 | $351,000 |
| Home Improvement | 86 | $1,573,000 | $18,000 | $150,000 | $79,000 | $220,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 963 | $148,047,000 | $153,000 | $424,000 | $92,000 | $453,000 |
| Not Provided | 206 | $19,678,000 | $95,000 | $500,000 | $95,000 | $303,000 |
| Hispanic | 37 | $4,812,000 | $130,000 | $320,000 | $88,000 | $259,000 |
| Asian | 19 | $3,879,000 | $204,000 | $417,000 | $107,000 | $220,000 |
| Black or African American | 19 | $2,493,000 | $131,000 | $373,000 | $78,000 | $155,000 |
| American Indian or Alaskan Native | 1 | $200,000 | $200,000 | $200,000 | $84,000 | $84,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,245 | $179,109,000 | $143,000 | $500,000 | $92,000 | $453,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 872 | $119,630,000 | $137,000 | $417,000 | $94,000 | $453,000 |
| Preapproval Approved but not Accepted | 134 | $24,724,000 | $184,000 | $500,000 | $95,000 | $363,000 |
| Application Withdrawn By Applicant | 128 | $21,192,000 | $165,000 | $417,000 | $91,000 | $259,000 |
| Application Denied By Financial Institution | 63 | $7,990,000 | $126,000 | $395,000 | $81,000 | $193,000 |
| Preapproval Denied by Financial Institution | 34 | $4,734,000 | $139,000 | $340,000 | $68,000 | $125,000 |
| Application Approved But Not Accepted | 9 | $411,000 | $45,000 | $138,000 | $81,000 | $200,000 |
| File Closed For Incompleteness | 5 | $428,000 | $85,000 | $162,000 | $75,000 | $107,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 6 | $178,000 | $29,000 | $50,000 | $88,000 | $193,000 |
| Collateral | 2 | $405,000 | $202,000 | $210,000 | $141,000 | $177,000 |
| Credit Application Incomplete | 1 | $100,000 | $100,000 | $100,000 | $129,000 | $129,000 |
| Debt-To-Income Ratio | 1 | $150,000 | $150,000 | $150,000 | $66,000 | $66,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Empeople Credit Union's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Empeople Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.