Empeople Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Empeople Credit Union 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Empeople Credit Union 3950 38Th Avenue Moline, IL 61265 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 2,404 |
| Total Mortgage Loan Application Amount | $314,959,000 |
| Average Mortgage Loan Application Amount | $114,333 |
| Highest Mortgage Loan Application Amount | $2,400,000 |
| Average Applicant Income | $101,666 |
| Highest Applicant Income | $1,250,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Empeople Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Empeople Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Empeople Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Empeople Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Empeople Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Empeople Credit Union's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Scott County Iowa | 330 | $ 51,485,000 | $ 156,000 | $ 120,000 |
| Rock Island County Illinois | 270 | $ 23,326,000 | $ 86,000 | $ 83,000 |
| Polk County Iowa | 188 | $ 24,418,000 | $ 129,000 | $ 108,000 |
| Black Hawk County Iowa | 185 | $ 20,741,000 | $ 112,000 | $ 90,000 |
| Henry County Illinois | 78 | $ 7,449,000 | $ 95,000 | $ 104,000 |
| Dubuque County Iowa | 74 | $ 9,536,000 | $ 128,000 | $ 94,000 |
| Wake County North Carolina | 56 | $ 11,002,000 | $ 196,000 | $ 135,000 |
| Dallas County Iowa | 53 | $ 9,592,000 | $ 180,000 | $ 143,000 |
| Johnson County Kansas | 51 | $ 10,086,000 | $ 197,000 | $ 101,000 |
| Cass County North Dakota | 47 | $ 6,791,000 | $ 144,000 | $ 92,000 |
| Dodge County Wisconsin | 47 | $ 4,230,000 | $ 90,000 | $ 91,000 |
| Columbia County Georgia | 38 | $ 7,186,000 | $ 189,000 | $ 116,000 |
| Wapello County Iowa | 34 | $ 3,073,000 | $ 90,000 | $ 87,000 |
| Bremer County Iowa | 30 | $ 3,369,000 | $ 112,000 | $ 78,000 |
| Buchanan County Iowa | 24 | $ 1,770,000 | $ 73,000 | $ 76,000 |
| Dane County Wisconsin | 18 | $ 2,746,000 | $ 152,000 | $ 138,000 |
| Butler County Iowa | 17 | $ 1,997,000 | $ 117,000 | $ 92,000 |
| Montgomery County Kansas | 16 | $ 1,450,000 | $ 90,000 | $ 72,000 |
| Jackson County Iowa | 15 | $ 1,509,000 | $ 100,000 | $ 86,000 |
| Greenville County South Carolina | 14 | $ 409,000 | $ 29,000 | $ 72,000 |
| Grundy County Iowa | 13 | $ 1,052,000 | $ 80,000 | $ 98,000 |
| Linn County Iowa | 12 | $ 888,000 | $ 74,000 | $ 106,000 |
| Warren County Iowa | 12 | $ 993,000 | $ 82,000 | $ 80,000 |
| Forsyth County North Carolina | 12 | $ 1,524,000 | $ 127,000 | $ 104,000 |
| Denton County Texas | 12 | $ 875,000 | $ 72,000 | $ 98,000 |
| Hillsborough County Florida | 11 | $ 2,065,000 | $ 187,000 | $ 97,000 |
| Chickasaw County Iowa | 11 | $ 836,000 | $ 76,000 | $ 69,000 |
| Clinton County Iowa | 11 | $ 1,122,000 | $ 102,000 | $ 81,000 |
| Mercer County Illinois | 10 | $ 1,254,000 | $ 125,000 | $ 93,000 |
| Lafourche County Louisiana | 9 | $ 646,000 | $ 71,000 | $ 151,000 |
| Harnett County North Carolina | 9 | $ 757,000 | $ 84,000 | $ 58,000 |
| Greene County Tennessee | 9 | $ 918,000 | $ 102,000 | $ 182,000 |
| Jasper County Iowa | 8 | $ 376,000 | $ 47,000 | $ 137,000 |
| Multnomah County Oregon | 8 | $ 867,000 | $ 108,000 | $ 132,000 |
| Spartanburg County South Carolina | 8 | $ 396,000 | $ 49,000 | $ 92,000 |
| Grant County Wisconsin | 8 | $ 1,170,000 | $ 146,000 | $ 107,000 |
| Maricopa County Arizona | 7 | $ 1,085,000 | $ 155,000 | $ 92,000 |
| Lee County Florida | 7 | $ 1,184,000 | $ 169,000 | $ 90,000 |
| Orange County Florida | 7 | $ 1,385,000 | $ 197,000 | $ 161,000 |
| Boone County Iowa | 7 | $ 543,000 | $ 77,000 | $ 80,000 |
| Fayette County Iowa | 7 | $ 463,000 | $ 66,000 | $ 56,000 |
| Mahaska County Iowa | 7 | $ 888,000 | $ 126,000 | $ 92,000 |
| Tama County Iowa | 7 | $ 507,000 | $ 72,000 | $ 61,000 |
| Ramsey County Minnesota | 7 | $ 1,081,000 | $ 154,000 | $ 99,000 |
| Washington County Wisconsin | 7 | $ 1,147,000 | $ 163,000 | $ 113,000 |
| Miami-Dade County Florida | 6 | $ 1,405,000 | $ 234,000 | $ 120,000 |
| Knox County Illinois | 6 | $ 817,000 | $ 136,000 | $ 78,000 |
| Whiteside County Illinois | 6 | $ 422,000 | $ 70,000 | $ 98,000 |
| Benton County Iowa | 6 | $ 607,000 | $ 101,000 | $ 108,000 |
| Keokuk County Iowa | 6 | $ 343,000 | $ 57,000 | $ 115,000 |
| Clay County Minnesota | 6 | $ 306,000 | $ 51,000 | $ 62,000 |
| Durham County North Carolina | 6 | $ 803,000 | $ 133,000 | $ 57,000 |
| Iredell County North Carolina | 6 | $ 1,056,000 | $ 176,000 | $ 89,000 |
| Franklin County Ohio | 6 | $ 337,000 | $ 56,000 | $ 118,000 |
| Collin County Texas | 6 | $ 1,455,000 | $ 242,000 | $ 139,000 |
| Fond du Lac County Wisconsin | 6 | $ 625,000 | $ 104,000 | $ 89,000 |
| Denver County Colorado | 5 | $ 1,594,000 | $ 318,000 | $ 185,000 |
| DeKalb County Georgia | 5 | $ 1,517,000 | $ 303,000 | $ 137,000 |
| Richmond County Georgia | 5 | $ 296,000 | $ 59,000 | $ 60,000 |
| Madison County Iowa | 5 | $ 1,016,000 | $ 203,000 | $ 104,000 |
| Story County Iowa | 5 | $ 1,039,000 | $ 207,000 | $ 99,000 |
| Jackson County Missouri | 5 | $ 687,000 | $ 137,000 | $ 151,000 |
| Douglas County Nebraska | 5 | $ 1,538,000 | $ 307,000 | $ 173,000 |
| Dallas County Texas | 5 | $ 625,000 | $ 125,000 | $ 55,000 |
| Tarrant County Texas | 5 | $ 48,000 | $ 9,000 | $ 113,000 |
| Jefferson County Wisconsin | 5 | $ 1,005,000 | $ 201,000 | $ 103,000 |
| Benton County Arkansas | 4 | $ 813,000 | $ 203,000 | $ 120,000 |
| Kent County Delaware | 4 | $ 522,000 | $ 130,000 | $ 91,000 |
| Collier County Florida | 4 | $ 996,000 | $ 249,000 | $ 85,000 |
| Fulton County Georgia | 4 | $ 1,574,000 | $ 393,000 | $ 122,000 |
| Morgan County Illinois | 4 | $ 64,000 | $ 16,000 | $ 27,000 |
| Will County Illinois | 4 | $ 587,000 | $ 146,000 | $ 120,000 |
| Marshall County Iowa | 4 | $ 345,000 | $ 86,000 | $ 83,000 |
| Union County Iowa | 4 | $ 489,000 | $ 122,000 | $ 96,000 |
| Webster County Iowa | 4 | $ 298,000 | $ 74,000 | $ 67,000 |
| Wright County Iowa | 4 | $ 199,000 | $ 49,000 | $ 81,000 |
| Clark County Nevada | 4 | $ 523,000 | $ 130,000 | $ 196,000 |
| Davidson County North Carolina | 4 | $ 604,000 | $ 151,000 | $ 142,000 |
| Johnston County North Carolina | 4 | $ 267,000 | $ 66,000 | $ 92,000 |
| Barnes County North Dakota | 4 | $ 421,000 | $ 105,000 | $ 78,000 |
| Butler County Ohio | 4 | $ 362,000 | $ 90,000 | $ 230,000 |
| Cleveland County Oklahoma | 4 | $ 657,000 | $ 164,000 | $ 83,000 |
| Allegheny County Pennsylvania | 4 | $ 681,000 | $ 170,000 | $ 110,000 |
| Hamblen County Tennessee | 4 | $ 327,000 | $ 81,000 | $ 128,000 |
| Lafayette County Wisconsin | 4 | $ 216,000 | $ 54,000 | $ 79,000 |
| Winnebago County Wisconsin | 4 | $ 505,000 | $ 126,000 | $ 113,000 |
| Santa Clara County California | 3 | $ 208,000 | $ 69,000 | $ 88,000 |
| Arapahoe County Colorado | 3 | $ 748,000 | $ 249,000 | $ 68,000 |
| Douglas County Colorado | 3 | $ 185,000 | $ 61,000 | $ 206,000 |
| Jefferson County Colorado | 3 | $ 1,276,000 | $ 425,000 | $ 92,000 |
| Larimer County Colorado | 3 | $ 448,000 | $ 149,000 | $ 122,000 |
| Broward County Florida | 3 | $ 324,000 | $ 108,000 | $ 159,000 |
| Coweta County Georgia | 3 | $ 379,000 | $ 126,000 | $ 135,000 |
| Champaign County Illinois | 3 | $ 422,000 | $ 140,000 | $ 84,000 |
| DuPage County Illinois | 3 | $ 337,000 | $ 112,000 | $ 121,000 |
| Hendricks County Indiana | 3 | $ 230,000 | $ 76,000 | $ 90,000 |
| Cerro Gordo County Iowa | 3 | $ 515,000 | $ 171,000 | $ 79,000 |
| Johnson County Iowa | 3 | $ 205,000 | $ 68,000 | $ 15,000 |
| Sioux County Iowa | 3 | $ 450,000 | $ 150,000 | $ 63,000 |
| Douglas County Kansas | 3 | $ 534,000 | $ 178,000 | $ 213,000 |
| Labette County Kansas | 3 | $ 18,000 | $ 6,000 | $ 103,000 |
| Sedgwick County Kansas | 3 | $ 506,000 | $ 168,000 | $ 71,000 |
| Ascension County Louisiana | 3 | $ 651,000 | $ 217,000 | $ 148,000 |
| Hennepin County Minnesota | 3 | $ 982,000 | $ 327,000 | $ 121,000 |
| Otter Tail County Minnesota | 3 | $ 798,000 | $ 266,000 | $ 47,000 |
| St. Charles County Missouri | 3 | $ 194,000 | $ 64,000 | $ 108,000 |
| Cabarrus County North Carolina | 3 | $ 492,000 | $ 164,000 | $ 123,000 |
| Guilford County North Carolina | 3 | $ 592,000 | $ 197,000 | $ 146,000 |
| Rockingham County North Carolina | 3 | $ 196,000 | $ 65,000 | $ 110,000 |
| Stokes County North Carolina | 3 | $ 529,000 | $ 176,000 | $ 101,000 |
| Sargent County North Dakota | 3 | $ 205,000 | $ 68,000 | $ 97,000 |
| Nowata County Oklahoma | 3 | $ 292,000 | $ 97,000 | $ 68,000 |
| Wayne County Pennsylvania | 3 | $ 240,000 | $ 80,000 | $ 189,000 |
| Fort Bend County Texas | 3 | $ 265,000 | $ 88,000 | $ 136,000 |
| Fairfax County Virginia | 3 | $ 238,000 | $ 79,000 | $ 202,000 |
| Mobile County Alabama | 2 | $ 651,000 | $ 325,000 | $ 125,000 |
| Greene County Arkansas | 2 | $ 126,000 | $ 63,000 | $ 82,000 |
| San Diego County California | 2 | $ 596,000 | $ 298,000 | $ 105,000 |
| Santa Cruz County California | 2 | $ 60,000 | $ 30,000 | $ 172,000 |
| El Paso County Colorado | 2 | $ 716,000 | $ 358,000 | $ 178,000 |
| Weld County Colorado | 2 | $ 413,000 | $ 206,000 | $ 149,000 |
| Brevard County Florida | 2 | $ 272,000 | $ 136,000 | $ 100,000 |
| Palm Beach County Florida | 2 | $ 337,000 | $ 168,000 | $ 92,000 |
| Pinellas County Florida | 2 | $ 182,000 | $ 91,000 | $ 145,000 |
| Sarasota County Florida | 2 | $ 550,000 | $ 275,000 | $ 111,000 |
| Seminole County Florida | 2 | $ 150,000 | $ 75,000 | $ 92,000 |
| Sumter County Florida | 2 | $ 371,000 | $ 185,000 | $ 87,000 |
| Forsyth County Georgia | 2 | $ 200,000 | $ 100,000 | $ 148,000 |
| Gordon County Georgia | 2 | $ 436,000 | $ 218,000 | $ 113,000 |
| Rockdale County Georgia | 2 | $ 224,000 | $ 112,000 | $ 69,000 |
| Union County Georgia | 2 | $ 560,000 | $ 280,000 | $ 0 |
| Cook County Illinois | 2 | $ 157,000 | $ 78,000 | $ 255,000 |
| McDonough County Illinois | 2 | $ 136,000 | $ 68,000 | $ 37,000 |
| Peoria County Illinois | 2 | $ 324,000 | $ 162,000 | $ 68,000 |
| Scott County Illinois | 2 | $ 120,000 | $ 60,000 | $ 86,000 |
| St. Clair County Illinois | 2 | $ 56,000 | $ 28,000 | $ 142,000 |
| Warren County Illinois | 2 | $ 476,000 | $ 238,000 | $ 261,000 |
| Winnebago County Illinois | 2 | $ 16,000 | $ 8,000 | $ 64,000 |
| Dubois County Indiana | 2 | $ 123,000 | $ 61,000 | $ 36,000 |
| Marion County Indiana | 2 | $ 114,000 | $ 57,000 | $ 81,000 |
| Carroll County Iowa | 2 | $ 231,000 | $ 115,000 | $ 88,000 |
| Clarke County Iowa | 2 | $ 320,000 | $ 160,000 | $ 58,000 |
| Guthrie County Iowa | 2 | $ 491,000 | $ 245,000 | $ 217,000 |
| Hancock County Iowa | 2 | $ 202,000 | $ 101,000 | $ 83,000 |
| Iowa County Iowa | 2 | $ 190,000 | $ 95,000 | $ 122,000 |
| Jones County Iowa | 2 | $ 351,000 | $ 175,000 | $ 29,000 |
| Monroe County Iowa | 2 | $ 102,000 | $ 51,000 | $ 31,000 |
| Shelby County Iowa | 2 | $ 370,000 | $ 185,000 | $ 84,000 |
| Miami County Kansas | 2 | $ 180,000 | $ 90,000 | $ 54,000 |
| Reno County Kansas | 2 | $ 24,000 | $ 12,000 | $ 42,000 |
| Morehouse County Louisiana | 2 | $ 325,000 | $ 162,000 | $ 50,000 |
| Kennebec County Maine | 2 | $ 16,000 | $ 8,000 | $ 91,000 |
| Harford County Maryland | 2 | $ 522,000 | $ 261,000 | $ 125,000 |
| Leelanau County Michigan | 2 | $ 235,000 | $ 117,000 | $ 62,000 |
| Lenawee County Michigan | 2 | $ 161,000 | $ 80,000 | $ 97,000 |
| Carver County Minnesota | 2 | $ 339,000 | $ 169,000 | $ 155,000 |
| Dakota County Minnesota | 2 | $ 686,000 | $ 343,000 | $ 130,000 |
| Goodhue County Minnesota | 2 | $ 190,000 | $ 95,000 | $ 63,000 |
| Scott County Minnesota | 2 | $ 265,000 | $ 132,000 | $ 111,000 |
| Washington County Minnesota | 2 | $ 335,000 | $ 167,000 | $ 115,000 |
| DeSoto County Mississippi | 2 | $ 325,000 | $ 162,000 | $ 92,000 |
| Greene County Missouri | 2 | $ 81,000 | $ 40,000 | $ 65,000 |
| St. Louis County Missouri | 2 | $ 370,000 | $ 185,000 | $ 106,000 |
| Sarpy County Nebraska | 2 | $ 10,000 | $ 5,000 | $ 53,000 |
| Ocean County New Jersey | 2 | $ 220,000 | $ 110,000 | $ 61,000 |
| Allegany County New York | 2 | $ 59,000 | $ 29,000 | $ 36,000 |
| Cayuga County New York | 2 | $ 456,000 | $ 228,000 | $ 116,000 |
| Alamance County North Carolina | 2 | $ 8,000 | $ 4,000 | $ 75,000 |
| Chatham County North Carolina | 2 | $ 100,000 | $ 50,000 | $ 107,000 |
| Davie County North Carolina | 2 | $ 535,000 | $ 267,000 | $ 127,000 |
| Mecklenburg County North Carolina | 2 | $ 431,000 | $ 215,000 | $ 101,000 |
| Burleigh County North Dakota | 2 | $ 309,000 | $ 154,000 | $ 88,000 |
| Stutsman County North Dakota | 2 | $ 60,000 | $ 30,000 | $ 83,000 |
| Clermont County Ohio | 2 | $ 401,000 | $ 200,000 | $ 109,000 |
| Washington County Oklahoma | 2 | $ 126,000 | $ 63,000 | $ 76,000 |
| Lancaster County Pennsylvania | 2 | $ 443,000 | $ 221,000 | $ 98,000 |
| Washington County Pennsylvania | 2 | $ 554,000 | $ 277,000 | $ 138,000 |
| Beaufort County South Carolina | 2 | $ 310,000 | $ 155,000 | $ 51,000 |
| Davidson County Tennessee | 2 | $ 213,000 | $ 106,000 | $ 84,000 |
| Gibson County Tennessee | 2 | $ 94,000 | $ 47,000 | $ 63,000 |
| Maury County Tennessee | 2 | $ 170,000 | $ 85,000 | $ 51,000 |
| Sumner County Tennessee | 2 | $ 16,000 | $ 8,000 | $ 69,000 |
| Williamson County Tennessee | 2 | $ 759,000 | $ 379,000 | $ 192,000 |
| Harrison County Texas | 2 | $ 139,000 | $ 69,000 | $ 140,000 |
| Lubbock County Texas | 2 | $ 397,000 | $ 198,000 | $ 101,000 |
| Williamson County Texas | 2 | $ 20,000 | $ 10,000 | $ 105,000 |
| Henrico County Virginia | 2 | $ 356,000 | $ 178,000 | $ 113,000 |
| Columbia County Wisconsin | 2 | $ 190,000 | $ 95,000 | $ 99,000 |
| Iowa County Wisconsin | 2 | $ 103,000 | $ 51,000 | $ 55,000 |
| Rock County Wisconsin | 2 | $ 290,000 | $ 145,000 | $ 89,000 |
| Sauk County Wisconsin | 2 | $ 10,000 | $ 5,000 | $ 49,000 |
| Houston County Alabama | 1 | $ 83,000 | $ 83,000 | $ 428,000 |
| Jefferson County Alabama | 1 | $ 230,000 | $ 230,000 | $ 113,000 |
| Cochise County Arizona | 1 | $ 2,000 | $ 2,000 | $ 66,000 |
| Yavapai County Arizona | 1 | $ 279,000 | $ 279,000 | $ 64,000 |
| Washington County Arkansas | 1 | $ 126,000 | $ 126,000 | $ 310,000 |
| Colusa County California | 1 | $ 144,000 | $ 144,000 | $ 39,000 |
| Contra Costa County California | 1 | $ 25,000 | $ 25,000 | $ 32,000 |
| San Joaquin County California | 1 | $ 20,000 | $ 20,000 | $ 117,000 |
| Ventura County California | 1 | $ 195,000 | $ 195,000 | $ 305,000 |
| Adams County Colorado | 1 | $ 396,000 | $ 396,000 | $ 137,000 |
| Elbert County Colorado | 1 | $ 25,000 | $ 25,000 | $ 105,000 |
| Grand County Colorado | 1 | $ 220,000 | $ 220,000 | $ 87,000 |
| Routt County Colorado | 1 | $ 621,000 | $ 621,000 | $ 190,000 |
| Summit County Colorado | 1 | $ 2,400,000 | $ 2,400,000 | $ 1,250,000 |
| Litchfield County Connecticut | 1 | $ 404,000 | $ 404,000 | $ 90,000 |
| Flagler County Florida | 1 | $ 150,000 | $ 150,000 | $ 84,000 |
| Manatee County Florida | 1 | $ 700,000 | $ 700,000 | $ 162,000 |
| Martin County Florida | 1 | $ 5,000 | $ 5,000 | $ 68,000 |
| Pasco County Florida | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| Volusia County Florida | 1 | $ 128,000 | $ 128,000 | $ 66,000 |
| Bryan County Georgia | 1 | $ 375,000 | $ 375,000 | $ 165,000 |
| Cherokee County Georgia | 1 | $ 176,000 | $ 176,000 | $ 81,000 |
| Clarke County Georgia | 1 | $ 195,000 | $ 195,000 | $ 69,000 |
| Colquitt County Georgia | 1 | $ 120,000 | $ 120,000 | $ 102,000 |
| Dougherty County Georgia | 1 | $ 132,000 | $ 132,000 | $ 121,000 |
| Fayette County Georgia | 1 | $ 190,000 | $ 190,000 | $ 142,000 |
| Gwinnett County Georgia | 1 | $ 22,000 | $ 22,000 | $ 55,000 |
| Henry County Georgia | 1 | $ 168,000 | $ 168,000 | $ 53,000 |
| Lee County Georgia | 1 | $ 248,000 | $ 248,000 | $ 158,000 |
| Lowndes County Georgia | 1 | $ 221,000 | $ 221,000 | $ 120,000 |
| Bingham County Idaho | 1 | $ 158,000 | $ 158,000 | $ 53,000 |
| Bonneville County Idaho | 1 | $ 6,000 | $ 6,000 | $ 312,000 |
| Bond County Illinois | 1 | $ 240,000 | $ 240,000 | $ 95,000 |
| Clinton County Illinois | 1 | $ 212,000 | $ 212,000 | $ 95,000 |
| Effingham County Illinois | 1 | $ 20,000 | $ 20,000 | $ 340,000 |
| Jo Daviess County Illinois | 1 | $ 176,000 | $ 176,000 | $ 128,000 |
| McHenry County Illinois | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Tazewell County Illinois | 1 | $ 186,000 | $ 186,000 | $ 100,000 |
| Washington County Illinois | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Boone County Indiana | 1 | $ 116,000 | $ 116,000 | $ 38,000 |
| DeKalb County Indiana | 1 | $ 81,000 | $ 81,000 | $ 93,000 |
| Floyd County Indiana | 1 | $ 296,000 | $ 296,000 | $ 129,000 |
| Cedar County Iowa | 1 | $ 70,000 | $ 70,000 | $ 60,000 |
| Davis County Iowa | 1 | $ 202,000 | $ 202,000 | $ 194,000 |
| Delaware County Iowa | 1 | $ 100,000 | $ 100,000 | $ 104,000 |
| Franklin County Iowa | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Hamilton County Iowa | 1 | $ 52,000 | $ 52,000 | $ 35,000 |
| Hardin County Iowa | 1 | $ 130,000 | $ 130,000 | $ 68,000 |
| Humboldt County Iowa | 1 | $ 25,000 | $ 25,000 | $ 103,000 |
| Kossuth County Iowa | 1 | $ 79,000 | $ 79,000 | $ 139,000 |
| Lucas County Iowa | 1 | $ 224,000 | $ 224,000 | $ 155,000 |
| Marion County Iowa | 1 | $ 5,000 | $ 5,000 | $ 90,000 |
| Muscatine County Iowa | 1 | $ 25,000 | $ 25,000 | $ 191,000 |
| Plymouth County Iowa | 1 | $ 95,000 | $ 95,000 | $ 79,000 |
| Pottawattamie County Iowa | 1 | $ 26,000 | $ 26,000 | $ 218,000 |
| Ringgold County Iowa | 1 | $ 18,000 | $ 18,000 | $ 91,000 |
| Van Buren County Iowa | 1 | $ 44,000 | $ 44,000 | $ 63,000 |
| Leavenworth County Kansas | 1 | $ 246,000 | $ 246,000 | $ 142,000 |
| Marshall County Kansas | 1 | $ 154,000 | $ 154,000 | $ 176,000 |
| McPherson County Kansas | 1 | $ 113,000 | $ 113,000 | $ 149,000 |
| Logan County Kentucky | 1 | $ 23,000 | $ 23,000 | $ 96,000 |
| Powell County Kentucky | 1 | $ 132,000 | $ 132,000 | $ 155,000 |
| Lafayette County Louisiana | 1 | $ 186,000 | $ 186,000 | $ 97,000 |
| Ouachita County Louisiana | 1 | $ 235,000 | $ 235,000 | $ 94,000 |
| St. Tammany County Louisiana | 1 | $ 384,000 | $ 384,000 | $ 140,000 |
| Terrebonne County Louisiana | 1 | $ 259,000 | $ 259,000 | $ 105,000 |
| Clinton County Michigan | 1 | $ 75,000 | $ 75,000 | $ 85,000 |
| Delta County Michigan | 1 | $ 114,000 | $ 114,000 | $ 83,000 |
| Monroe County Michigan | 1 | $ 127,000 | $ 127,000 | $ 94,000 |
| Oakland County Michigan | 1 | $ 220,000 | $ 220,000 | $ 135,000 |
| Saginaw County Michigan | 1 | $ 102,000 | $ 102,000 | $ 140,000 |
| Blue Earth County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 53,000 |
| Cass County Minnesota | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Kandiyohi County Minnesota | 1 | $ 33,000 | $ 33,000 | $ 70,000 |
| St. Louis County Minnesota | 1 | $ 134,000 | $ 134,000 | $ 90,000 |
| Steele County Minnesota | 1 | $ 132,000 | $ 132,000 | $ 63,000 |
| Madison County Mississippi | 1 | $ 208,000 | $ 208,000 | $ 164,000 |
| Pearl River County Mississippi | 1 | $ 103,000 | $ 103,000 | $ 75,000 |
| Rankin County Mississippi | 1 | $ 173,000 | $ 173,000 | $ 87,000 |
| Christian County Missouri | 1 | $ 200,000 | $ 200,000 | $ 84,000 |
| Clay County Missouri | 1 | $ 102,000 | $ 102,000 | $ 188,000 |
| Jasper County Missouri | 1 | $ 22,000 | $ 22,000 | $ 61,000 |
| Platte County Missouri | 1 | $ 440,000 | $ 440,000 | $ 150,000 |
| Schuyler County Missouri | 1 | $ 345,000 | $ 345,000 | $ 236,000 |
| Gallatin County Montana | 1 | $ 116,000 | $ 116,000 | $ 33,000 |
| Cherry County Nebraska | 1 | $ 90,000 | $ 90,000 | $ 97,000 |
| Colfax County Nebraska | 1 | $ 84,000 | $ 84,000 | $ 88,000 |
| Red Willow County Nebraska | 1 | $ 136,000 | $ 136,000 | $ 115,000 |
| Valley County Nebraska | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Washoe County Nevada | 1 | $ 235,000 | $ 235,000 | $ 72,000 |
| Cheshire County New Hampshire | 1 | $ 179,000 | $ 179,000 | $ 69,000 |
| Hillsborough County New Hampshire | 1 | $ 354,000 | $ 354,000 | $ 89,000 |
| Rockingham County New Hampshire | 1 | $ 59,000 | $ 59,000 | $ 142,000 |
| Strafford County New Hampshire | 1 | $ 299,000 | $ 299,000 | $ 108,000 |
| Union County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 126,000 |
| Bernalillo County New Mexico | 1 | $ 133,000 | $ 133,000 | $ 69,000 |
| Onondaga County New York | 1 | $ 25,000 | $ 25,000 | $ 37,000 |
| Queens County New York | 1 | $ 8,000 | $ 8,000 | $ 79,000 |
| Buncombe County North Carolina | 1 | $ 398,000 | $ 398,000 | $ 124,000 |
| Dare County North Carolina | 1 | $ 8,000 | $ 8,000 | $ 33,000 |
| Henderson County North Carolina | 1 | $ 507,000 | $ 507,000 | $ 118,000 |
| Lincoln County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 202,000 |
| Macon County North Carolina | 1 | $ 236,000 | $ 236,000 | $ 71,000 |
| New Hanover County North Carolina | 1 | $ 352,000 | $ 352,000 | $ 223,000 |
| Randolph County North Carolina | 1 | $ 79,000 | $ 79,000 | $ 82,000 |
| Yadkin County North Carolina | 1 | $ 8,000 | $ 8,000 | $ 56,000 |
| Richland County North Dakota | 1 | $ 154,000 | $ 154,000 | $ 64,000 |
| Mahoning County Ohio | 1 | $ 9,000 | $ 9,000 | $ 96,000 |
| Ross County Ohio | 1 | $ 187,000 | $ 187,000 | $ 132,000 |
| Wyandot County Ohio | 1 | $ 526,000 | $ 526,000 | $ 190,000 |
| Carter County Oklahoma | 1 | $ 77,000 | $ 77,000 | $ 70,000 |
| Harmon County Oklahoma | 1 | $ 94,000 | $ 94,000 | $ 150,000 |
| Marshall County Oklahoma | 1 | $ 48,000 | $ 48,000 | $ 87,000 |
| Rogers County Oklahoma | 1 | $ 132,000 | $ 132,000 | $ 62,000 |
| Tulsa County Oklahoma | 1 | $ 122,000 | $ 122,000 | $ 47,000 |
| Linn County Oregon | 1 | $ 228,000 | $ 228,000 | $ 87,000 |
| Butler County Pennsylvania | 1 | $ 355,000 | $ 355,000 | $ 225,000 |
| Charleston County South Carolina | 1 | $ 50,000 | $ 50,000 | $ 95,000 |
| Horry County South Carolina | 1 | $ 116,000 | $ 116,000 | $ 158,000 |
| Lancaster County South Carolina | 1 | $ 8,000 | $ 8,000 | $ 80,000 |
| Lexington County South Carolina | 1 | $ 137,000 | $ 137,000 | $ 82,000 |
| Newberry County South Carolina | 1 | $ 8,000 | $ 8,000 | $ 68,000 |
| Pickens County South Carolina | 1 | $ 5,000 | $ 5,000 | $ 34,000 |
| Brown County South Dakota | 1 | $ 190,000 | $ 190,000 | $ 304,000 |
| Minnehaha County South Dakota | 1 | $ 420,000 | $ 420,000 | $ 315,000 |
| Crockett County Tennessee | 1 | $ 24,000 | $ 24,000 | $ 49,000 |
| Grainger County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 30,000 |
| Jefferson County Tennessee | 1 | $ 148,000 | $ 148,000 | $ 88,000 |
| Rutherford County Tennessee | 1 | $ 288,000 | $ 288,000 | $ 115,000 |
| Scott County Tennessee | 1 | $ 204,000 | $ 204,000 | $ 174,000 |
| Sevier County Tennessee | 1 | $ 207,000 | $ 207,000 | $ 88,000 |
| Shelby County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 155,000 |
| Washington County Tennessee | 1 | $ 156,000 | $ 156,000 | $ 71,000 |
| Weakley County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Cherokee County Texas | 1 | $ 17,000 | $ 17,000 | $ 112,000 |
| Cooke County Texas | 1 | $ 180,000 | $ 180,000 | $ 73,000 |
| McLennan County Texas | 1 | $ 342,000 | $ 342,000 | $ 123,000 |
| Ochiltree County Texas | 1 | $ 123,000 | $ 123,000 | $ 130,000 |
| Parker County Texas | 1 | $ 179,000 | $ 179,000 | $ 60,000 |
| Randall County Texas | 1 | $ 185,000 | $ 185,000 | $ 97,000 |
| Travis County Texas | 1 | $ 252,000 | $ 252,000 | $ 68,000 |
| Webb County Texas | 1 | $ 350,000 | $ 350,000 | $ 102,000 |
| Wise County Texas | 1 | $ 220,000 | $ 220,000 | $ 107,000 |
| Box Elder County Utah | 1 | $ 200,000 | $ 200,000 | $ 57,000 |
| Salt Lake County Utah | 1 | $ 388,000 | $ 388,000 | $ 151,000 |
| Utah County Utah | 1 | $ 40,000 | $ 40,000 | $ 61,000 |
| Washington County Utah | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Bedford County Virginia | 1 | $ 35,000 | $ 35,000 | $ 32,000 |
| Powhatan County Virginia | 1 | $ 199,000 | $ 199,000 | $ 61,000 |
| Benton County Washington | 1 | $ 184,000 | $ 184,000 | $ 96,000 |
| King County Washington | 1 | $ 8,000 | $ 8,000 | $ 54,000 |
| Barron County Wisconsin | 1 | $ 160,000 | $ 160,000 | $ 98,000 |
| Eau Claire County Wisconsin | 1 | $ 43,000 | $ 43,000 | $ 178,000 |
| Oneida County Wisconsin | 1 | $ 130,000 | $ 130,000 | $ 114,000 |
| Racine County Wisconsin | 1 | $ 260,000 | $ 260,000 | $ 160,000 |
| Washburn County Wisconsin | 1 | $ 335,000 | $ 335,000 | $ 230,000 |
| Waukesha County Wisconsin | 1 | $ 48,000 | $ 48,000 | $ 82,000 |
| Waushara County Wisconsin | 1 | $ 217,000 | $ 217,000 | $ 179,000 |
Mortgage Loan Application Detail Totals for Empeople Credit Union in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,214 | $210,365,000 | $173,000 | $2,400,000 | $108,000 | $1,250,000 |
| Refinancing | 618 | $88,113,000 | $142,000 | $771,000 | $99,000 | $673,000 |
| Home Improvement | 572 | $16,481,000 | $28,000 | $324,000 | $98,000 | $720,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 1,369 | $118,615,000 | $86,000 | $2,400,000 | $101,000 | $1,250,000 |
| White | 914 | $173,096,000 | $189,000 | $771,000 | $108,000 | $724,000 |
| Hispanic | 52 | $9,186,000 | $176,000 | $617,000 | $99,000 | $403,000 |
| Asian | 34 | $7,113,000 | $209,000 | $615,000 | $103,000 | $339,000 |
| Black or African American | 30 | $5,964,000 | $198,000 | $504,000 | $101,000 | $209,000 |
| American Indian or Alaskan Native | 4 | $699,000 | $174,000 | $320,000 | $96,000 | $138,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $286,000 | $286,000 | $286,000 | $112,000 | $112,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,404 | $314,959,000 | $131,000 | $2,400,000 | $103,000 | $1,250,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,806 | $212,094,000 | $117,000 | $771,000 | $107,000 | $724,000 |
| Application Withdrawn By Applicant | 238 | $44,911,000 | $188,000 | $2,400,000 | $95,000 | $1,250,000 |
| Application Denied By Financial Institution | 193 | $27,319,000 | $141,000 | $617,000 | $74,000 | $403,000 |
| File Closed For Incompleteness | 165 | $30,334,000 | $183,000 | $560,000 | $109,000 | $412,000 |
| Application Approved But Not Accepted | 2 | $301,000 | $150,000 | $160,000 | $121,000 | $168,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 63 | $6,762,000 | $107,000 | $354,000 | $54,000 | $168,000 |
| Debt-To-Income Ratio | 41 | $7,224,000 | $176,000 | $560,000 | $69,000 | $244,000 |
| Other | 32 | $4,967,000 | $155,000 | $375,000 | $80,000 | $250,000 |
| Collateral | 30 | $4,239,000 | $141,000 | $617,000 | $118,000 | $403,000 |
| Credit Application Incomplete | 14 | $2,699,000 | $192,000 | $400,000 | $101,000 | $252,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $1,179,000 | $117,000 | $280,000 | $33,000 | $74,000 |
| Unverifiable Information | 2 | $169,000 | $84,000 | $90,000 | $98,000 | $114,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Empeople Credit Union's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Empeople Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.