Delmar Financial Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Delmar Financial Company 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Delmar Financial Company 1066 Executive Parkway Suite 100 St. Louis, MO 63141 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 2,735 |
| Total Mortgage Loan Application Amount | $585,906,000 |
| Average Mortgage Loan Application Amount | $214,000 |
| Highest Mortgage Loan Application Amount | $1,200,000 |
| Average Applicant Income | $103,000 |
| Highest Applicant Income | $1,860,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Delmar Financial Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Delmar Financial Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Delmar Financial Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Delmar Financial Company serves its applicants.
Each category highlights the total number of mortgage applications processed by Delmar Financial Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Delmar Financial Company's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 942 | $ 234,460,000 | $ 248,000 | $ 126,000 |
| St. Charles County Missouri | 415 | $ 85,568,000 | $ 206,000 | $ 88,000 |
| St. Clair County Illinois | 316 | $ 60,081,000 | $ 190,000 | $ 77,000 |
| Johnson County Kansas | 147 | $ 30,283,000 | $ 206,000 | $ 101,000 |
| Jackson County Missouri | 132 | $ 25,348,000 | $ 192,000 | $ 90,000 |
| St. Louis City County Missouri | 116 | $ 20,924,000 | $ 180,000 | $ 115,000 |
| Jefferson County Missouri | 112 | $ 20,420,000 | $ 182,000 | $ 66,000 |
| Madison County Illinois | 83 | $ 15,295,000 | $ 184,000 | $ 84,000 |
| Clay County Missouri | 45 | $ 10,180,000 | $ 226,000 | $ 104,000 |
| Lincoln County Missouri | 42 | $ 6,503,000 | $ 154,000 | $ 63,000 |
| Cass County Missouri | 29 | $ 5,697,000 | $ 196,000 | $ 103,000 |
| Franklin County Missouri | 21 | $ 3,791,000 | $ 180,000 | $ 84,000 |
| Warren County Missouri | 19 | $ 2,889,000 | $ 152,000 | $ 56,000 |
| Camden County Missouri | 17 | $ 3,940,000 | $ 231,000 | $ 155,000 |
| Platte County Missouri | 15 | $ 3,847,000 | $ 256,000 | $ 93,000 |
| Cook County Illinois | 13 | $ 3,729,000 | $ 286,000 | $ 108,000 |
| Miami County Kansas | 13 | $ 2,938,000 | $ 226,000 | $ 96,000 |
| Monroe County Illinois | 12 | $ 2,929,000 | $ 244,000 | $ 84,000 |
| Clinton County Illinois | 10 | $ 1,449,000 | $ 144,000 | $ 52,000 |
| Leavenworth County Kansas | 8 | $ 1,708,000 | $ 213,000 | $ 104,000 |
| Shawnee County Kansas | 8 | $ 1,439,000 | $ 179,000 | $ 106,000 |
| Wyandotte County Kansas | 8 | $ 1,207,000 | $ 150,000 | $ 80,000 |
| Morgan County Missouri | 8 | $ 979,000 | $ 122,000 | $ 92,000 |
| Adams County Illinois | 7 | $ 837,000 | $ 119,000 | $ 58,000 |
| Douglas County Kansas | 6 | $ 944,000 | $ 157,000 | $ 81,000 |
| Boone County Missouri | 5 | $ 1,081,000 | $ 216,000 | $ 110,000 |
| Miller County Missouri | 5 | $ 653,000 | $ 130,000 | $ 105,000 |
| Boulder County Colorado | 4 | $ 1,004,000 | $ 251,000 | $ 113,000 |
| Duval County Florida | 4 | $ 675,000 | $ 168,000 | $ 99,000 |
| Macon County Illinois | 4 | $ 531,000 | $ 132,000 | $ 80,000 |
| Cape Girardeau County Missouri | 4 | $ 520,000 | $ 130,000 | $ 34,000 |
| Lafayette County Missouri | 4 | $ 616,000 | $ 154,000 | $ 78,000 |
| Marion County Missouri | 4 | $ 377,000 | $ 94,000 | $ 43,000 |
| Cuyahoga County Ohio | 4 | $ 1,099,000 | $ 274,000 | $ 116,000 |
| Hillsborough County Florida | 3 | $ 1,152,000 | $ 384,000 | $ 174,000 |
| Lake County Illinois | 3 | $ 872,000 | $ 290,000 | $ 126,000 |
| Macoupin County Illinois | 3 | $ 478,000 | $ 159,000 | $ 95,000 |
| McLean County Illinois | 3 | $ 543,000 | $ 181,000 | $ 35,000 |
| Linn County Kansas | 3 | $ 530,000 | $ 176,000 | $ 89,000 |
| Buchanan County Missouri | 3 | $ 646,000 | $ 215,000 | $ 60,000 |
| Gasconade County Missouri | 3 | $ 703,000 | $ 234,000 | $ 83,000 |
| Pike County Missouri | 3 | $ 479,000 | $ 159,000 | $ 76,000 |
| Ralls County Missouri | 3 | $ 491,000 | $ 163,000 | $ 52,000 |
| Lincoln County Nebraska | 3 | $ 460,000 | $ 153,000 | $ 65,000 |
| Delaware County Ohio | 3 | $ 824,000 | $ 274,000 | $ 114,000 |
| Adams County Colorado | 2 | $ 366,000 | $ 183,000 | $ 58,000 |
| Arapahoe County Colorado | 2 | $ 554,000 | $ 277,000 | $ 91,000 |
| Summit County Colorado | 2 | $ 834,000 | $ 417,000 | $ 916,000 |
| Weld County Colorado | 2 | $ 485,000 | $ 242,000 | $ 107,000 |
| Lee County Florida | 2 | $ 490,000 | $ 245,000 | $ 206,000 |
| Christian County Illinois | 2 | $ 199,000 | $ 99,000 | $ 35,000 |
| Randolph County Illinois | 2 | $ 167,000 | $ 83,000 | $ 37,000 |
| Bollinger County Missouri | 2 | $ 167,000 | $ 83,000 | $ 31,000 |
| Christian County Missouri | 2 | $ 188,000 | $ 94,000 | $ 68,000 |
| Crawford County Missouri | 2 | $ 348,000 | $ 174,000 | $ 229,000 |
| Greene County Missouri | 2 | $ 161,000 | $ 80,000 | $ 85,000 |
| Lewis County Missouri | 2 | $ 102,000 | $ 51,000 | $ 49,000 |
| Osage County Missouri | 2 | $ 269,000 | $ 134,000 | $ 96,000 |
| Polk County Missouri | 2 | $ 220,000 | $ 110,000 | $ 28,000 |
| Saline County Missouri | 2 | $ 744,000 | $ 372,000 | $ 160,000 |
| St. Francois County Missouri | 2 | $ 313,000 | $ 156,000 | $ 107,000 |
| Stone County Missouri | 2 | $ 540,000 | $ 270,000 | $ 167,000 |
| Harris County Texas | 2 | $ 1,288,000 | $ 644,000 | $ 462,000 |
| Benton County Arkansas | 1 | $ 247,000 | $ 247,000 | $ 92,000 |
| Faulkner County Arkansas | 1 | $ 164,000 | $ 164,000 | $ 58,000 |
| Pulaski County Arkansas | 1 | $ 668,000 | $ 668,000 | $ 165,000 |
| Broomfield County Colorado | 1 | $ 417,000 | $ 417,000 | $ 195,000 |
| Douglas County Colorado | 1 | $ 199,000 | $ 199,000 | $ 143,000 |
| Grand County Colorado | 1 | $ 216,000 | $ 216,000 | $ 38,000 |
| Jefferson County Colorado | 1 | $ 337,000 | $ 337,000 | $ 0 |
| Larimer County Colorado | 1 | $ 583,000 | $ 583,000 | $ 170,000 |
| Brevard County Florida | 1 | $ 243,000 | $ 243,000 | $ 163,000 |
| Manatee County Florida | 1 | $ 225,000 | $ 225,000 | $ 320,000 |
| Sarasota County Florida | 1 | $ 417,000 | $ 417,000 | $ 162,000 |
| Bond County Illinois | 1 | $ 179,000 | $ 179,000 | $ 47,000 |
| Champaign County Illinois | 1 | $ 146,000 | $ 146,000 | $ 151,000 |
| Douglas County Illinois | 1 | $ 72,000 | $ 72,000 | $ 72,000 |
| DuPage County Illinois | 1 | $ 640,000 | $ 640,000 | $ 438,000 |
| Hancock County Illinois | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
| Jackson County Illinois | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| Jasper County Illinois | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Jefferson County Illinois | 1 | $ 207,000 | $ 207,000 | $ 149,000 |
| Jersey County Illinois | 1 | $ 386,000 | $ 386,000 | $ 161,000 |
| Marion County Illinois | 1 | $ 116,000 | $ 116,000 | $ 75,000 |
| Menard County Illinois | 1 | $ 142,000 | $ 142,000 | $ 41,000 |
| Sangamon County Illinois | 1 | $ 240,000 | $ 240,000 | $ 85,000 |
| Tazewell County Illinois | 1 | $ 279,000 | $ 279,000 | $ 49,000 |
| Will County Illinois | 1 | $ 144,000 | $ 144,000 | $ 190,000 |
| Finney County Kansas | 1 | $ 63,000 | $ 63,000 | $ 19,000 |
| Franklin County Kansas | 1 | $ 106,000 | $ 106,000 | $ 102,000 |
| Jackson County Kansas | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Osage County Kansas | 1 | $ 84,000 | $ 84,000 | $ 48,000 |
| Benton County Missouri | 1 | $ 101,000 | $ 101,000 | $ 49,000 |
| Clinton County Missouri | 1 | $ 109,000 | $ 109,000 | $ 85,000 |
| Cole County Missouri | 1 | $ 123,000 | $ 123,000 | $ 48,000 |
| Johnson County Missouri | 1 | $ 417,000 | $ 417,000 | $ 181,000 |
| Montgomery County Missouri | 1 | $ 83,000 | $ 83,000 | $ 48,000 |
| Perry County Missouri | 1 | $ 121,000 | $ 121,000 | $ 46,000 |
| Scott County Missouri | 1 | $ 110,000 | $ 110,000 | $ 38,000 |
| Ste. Genevieve County Missouri | 1 | $ 360,000 | $ 360,000 | $ 313,000 |
| Sullivan County Missouri | 1 | $ 120,000 | $ 120,000 | $ 37,000 |
| Taney County Missouri | 1 | $ 43,000 | $ 43,000 | $ 160,000 |
| Washington County Missouri | 1 | $ 122,000 | $ 122,000 | $ 84,000 |
| Ashland County Ohio | 1 | $ 156,000 | $ 156,000 | $ 52,000 |
| Franklin County Ohio | 1 | $ 176,000 | $ 176,000 | $ 170,000 |
| Geauga County Ohio | 1 | $ 210,000 | $ 210,000 | $ 146,000 |
| Medina County Ohio | 1 | $ 270,000 | $ 270,000 | $ 128,000 |
| Portage County Ohio | 1 | $ 200,000 | $ 200,000 | $ 173,000 |
| Oklahoma County Oklahoma | 1 | $ 386,000 | $ 386,000 | $ 188,000 |
| Bexar County Texas | 1 | $ 184,000 | $ 184,000 | $ 105,000 |
| Fort Bend County Texas | 1 | $ 558,000 | $ 558,000 | $ 202,000 |
Mortgage Loan Application Detail Totals for Delmar Financial Company in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,389 | $267,437,000 | $192,000 | $1,152,000 | $94,000 | $1,499,000 |
| Refinancing | 1,346 | $318,469,000 | $236,000 | $1,200,000 | $112,000 | $1,860,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,118 | $457,678,000 | $216,000 | $1,200,000 | $103,000 | $1,860,000 |
| Not Provided | 216 | $44,995,000 | $208,000 | $632,000 | $111,000 | $600,000 |
| Black or African American | 176 | $29,607,000 | $168,000 | $517,000 | $64,000 | $339,000 |
| Asian | 143 | $37,388,000 | $261,000 | $792,000 | $144,000 | $794,000 |
| Hispanic | 59 | $11,636,000 | $197,000 | $417,000 | $86,000 | $300,000 |
| American Indian or Alaskan Native | 17 | $3,580,000 | $210,000 | $392,000 | $104,000 | $263,000 |
| Native Hawaiin or Other Pacific Islander | 6 | $1,022,000 | $170,000 | $305,000 | $89,000 | $122,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,762 | $415,281,000 | $235,000 | $1,200,000 | $127,000 | $1,860,000 |
| FHA-insured (Federal Housing Administration) | 635 | $98,017,000 | $154,000 | $380,000 | $57,000 | $362,000 |
| VA-guaranteed (Veterans Administration) | 289 | $65,506,000 | $226,000 | $517,000 | $64,000 | $262,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 49 | $7,102,000 | $144,000 | $264,000 | $53,000 | $113,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,136 | $467,153,000 | $218,000 | $1,200,000 | $103,000 | $1,538,000 |
| Application Withdrawn By Applicant | 496 | $99,605,000 | $200,000 | $1,000,000 | $105,000 | $1,860,000 |
| Application Denied By Financial Institution | 100 | $18,163,000 | $181,000 | $750,000 | $95,000 | $1,089,000 |
| File Closed For Incompleteness | 3 | $985,000 | $328,000 | $750,000 | $253,000 | $589,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 28 | $6,451,000 | $230,000 | $750,000 | $127,000 | $506,000 |
| Debt-To-Income Ratio | 22 | $3,416,000 | $155,000 | $346,000 | $50,000 | $116,000 |
| Credit History | 17 | $2,179,000 | $128,000 | $270,000 | $54,000 | $240,000 |
| Collateral | 9 | $1,444,000 | $160,000 | $284,000 | $76,000 | $116,000 |
| Employment History | 8 | $1,001,000 | $125,000 | $285,000 | $70,000 | $94,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,354,000 | $169,000 | $276,000 | $63,000 | $135,000 |
| Unverifiable Information | 4 | $1,247,000 | $311,000 | $679,000 | $344,000 | $1,089,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Delmar Financial Company's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Delmar Financial Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.