Delmar Financial Company Mortgage Lending & HMDA Data, 2017

In 2017, Delmar Financial Company of St Louis, MO reported 2,945 mortgage applications totaling $601.7 million, up 8% from 2016. The average application was for $204,299, and applicants reported an average income of $94,368. 72% of its applications resulted in an originated loan and 5% were denied. Its largest markets were St. Louis, MO-IL (1,873), Kansas City, MO-KS (213) and Omaha-Council Bluffs, NE-IA (115) (applications in parentheses).

Mortgage Company & Address Delmar Financial Company
1066 Executive Parkway Suite 100
St Louis, MO 63141
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  
Total Number of Mortgage Applications 2,945
Total Mortgage Loan Application Amount $601,663,000
Average Mortgage Loan Application Amount $204,299
Highest Mortgage Loan Application Amount $1,500,000
Average Applicant Income $94,368
Highest Applicant Income $2,800,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Delmar Financial Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Delmar Financial Company by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
St. Louis, Missouri 788 $ 184,677,000 $ 234,361 $ 106,000
St. Charles, Missouri 369 $ 74,935,000 $ 203,075 $ 100,000
St. Clair, Illinois 295 $ 58,609,000 $ 198,674 $ 102,000
St. Louis City, Missouri 165 $ 27,633,000 $ 167,472 $ 86,000
Jefferson, Missouri 97 $ 17,935,000 $ 184,896 $ 75,000
Johnson, Kansas 89 $ 21,762,000 $ 244,516 $ 97,000
Douglas, Nebraska 72 $ 13,916,000 $ 193,277 $ 82,000
Jackson, Missouri 67 $ 13,398,000 $ 199,970 $ 86,000
Pulaski, Arkansas 64 $ 11,470,000 $ 179,218 $ 72,000
Madison, Illinois 62 $ 10,987,000 $ 177,209 $ 82,000
Lincoln, Missouri 41 $ 7,254,000 $ 176,926 $ 67,000
Lancaster, Nebraska 39 $ 6,092,000 $ 156,205 $ 114,000
Cook, Illinois 36 $ 10,311,000 $ 286,416 $ 105,000
Sedgwick, Kansas 36 $ 5,618,000 $ 156,055 $ 72,000
Leon, Florida 30 $ 4,995,000 $ 166,500 $ 58,000
Sarpy, Nebraska 30 $ 6,068,000 $ 202,266 $ 77,000
Camden, Missouri 27 $ 4,236,000 $ 156,888 $ 125,000
Taney, Missouri 25 $ 3,050,000 $ 122,000 $ 60,000
Franklin, Missouri 20 $ 4,142,000 $ 207,100 $ 94,000
Tulsa, Oklahoma 20 $ 2,477,000 $ 123,850 $ 56,000
Clay, Missouri 19 $ 3,358,000 $ 176,736 $ 75,000
Travis, Texas 19 $ 5,401,000 $ 284,263 $ 103,000
Cass, Missouri 18 $ 2,927,000 $ 162,611 $ 68,000
Williamson, Texas 16 $ 4,287,000 $ 267,937 $ 99,000
Saline, Arkansas 13 $ 2,117,000 $ 162,846 $ 81,000
Warren, Missouri 13 $ 2,073,000 $ 159,461 $ 79,000
Clinton, Illinois 12 $ 1,832,000 $ 152,666 $ 80,000
Benton, Arkansas 11 $ 1,318,000 $ 119,818 $ 47,000
Monroe, Illinois 11 $ 2,182,000 $ 198,363 $ 76,000
Stone, Missouri 10 $ 1,618,000 $ 161,800 $ 127,000
Lonoke, Arkansas 9 $ 1,420,000 $ 157,777 $ 54,000
Butler, Kansas 9 $ 1,234,000 $ 137,111 $ 58,000
Greene, Missouri 9 $ 1,463,000 $ 162,555 $ 85,000
Dodge, Nebraska 9 $ 1,433,000 $ 159,222 $ 66,000
Tarrant, Texas 9 $ 2,559,000 $ 284,333 $ 134,000
Broward, Florida 8 $ 1,762,000 $ 220,250 $ 79,000
Cape Girardeau, Missouri 8 $ 1,420,000 $ 177,500 $ 60,000
Collin, Texas 8 $ 1,973,000 $ 246,625 $ 107,000
Gadsden, Florida 7 $ 1,124,000 $ 160,571 $ 63,000
Palm Beach, Florida 7 $ 1,978,000 $ 282,571 $ 101,000
Pinellas, Florida 7 $ 1,571,000 $ 224,428 $ 127,000
DuPage, Illinois 7 $ 2,231,000 $ 318,714 $ 171,000
Cleveland, Oklahoma 7 $ 992,000 $ 141,714 $ 111,000
Harris, Texas 7 $ 2,130,000 $ 304,285 $ 123,000
Orange, Florida 6 $ 2,107,000 $ 351,166 $ 147,000
Will, Illinois 6 $ 1,158,000 $ 193,000 $ 111,000
Denton, Texas 6 $ 1,412,000 $ 235,333 $ 70,000
Faulkner, Arkansas 5 $ 640,000 $ 128,000 $ 43,000
Wakulla, Florida 5 $ 976,000 $ 195,200 $ 66,000
Pottawattamie, Iowa 5 $ 1,635,000 $ 327,000 $ 184,000
Wyandotte, Kansas 5 $ 1,187,000 $ 237,400 $ 109,000
Lafayette, Missouri 5 $ 1,186,000 $ 237,200 $ 69,000
Marion, Missouri 5 $ 649,000 $ 129,800 $ 72,000
Miller, Missouri 5 $ 622,000 $ 124,400 $ 76,000
Platte, Missouri 5 $ 1,497,000 $ 299,400 $ 116,000
Oklahoma, Oklahoma 5 $ 1,088,000 $ 217,600 $ 97,000
Fort Bend, Texas 5 $ 1,551,000 $ 310,200 $ 116,000
Washington, Arkansas 4 $ 901,000 $ 225,250 $ 200,000
Manatee, Florida 4 $ 915,000 $ 228,750 $ 99,000
Miami-Dade, Florida 4 $ 839,000 $ 209,750 $ 126,000
St. Lucie, Florida 4 $ 375,000 $ 93,750 $ 40,000
Washington, Illinois 4 $ 1,090,000 $ 272,500 $ 102,000
Douglas, Kansas 4 $ 509,000 $ 127,250 $ 62,000
Christian, Missouri 4 $ 761,000 $ 190,250 $ 60,000
Montgomery, Missouri 4 $ 350,000 $ 87,500 $ 58,000
Oregon, Missouri 4 $ 359,000 $ 89,750 $ 51,000
Rogers, Oklahoma 4 $ 772,000 $ 193,000 $ 75,000
Wagoner, Oklahoma 4 $ 725,000 $ 181,250 $ 59,000
Bastrop, Texas 4 $ 715,000 $ 178,750 $ 76,000
Bexar, Texas 4 $ 1,094,000 $ 273,500 $ 92,000
Dallas, Texas 4 $ 1,108,000 $ 277,000 $ 82,000
Montgomery, Texas 4 $ 953,000 $ 238,250 $ 104,000
Grand, Colorado 3 $ 705,000 $ 235,000 $ 65,000
Calhoun, Florida 3 $ 608,000 $ 202,666 $ 43,000
Hillsborough, Florida 3 $ 649,000 $ 216,333 $ 115,000
Pasco, Florida 3 $ 669,000 $ 223,000 $ 91,000
Volusia, Florida 3 $ 775,000 $ 258,333 $ 74,000
Sumner, Kansas 3 $ 248,000 $ 82,666 $ 48,000
Boone, Missouri 3 $ 406,000 $ 135,333 $ 89,000
Johnson, Missouri 3 $ 517,000 $ 172,333 $ 87,000
Ralls, Missouri 3 $ 345,000 $ 115,000 $ 29,000
Saunders, Nebraska 3 $ 672,000 $ 224,000 $ 70,000
Washington, Nebraska 3 $ 317,000 $ 105,666 $ 61,000
Sumner, Tennessee 3 $ 859,000 $ 286,333 $ 23,000
Hays, Texas 3 $ 1,093,000 $ 364,333 $ 107,000
Rockwall, Texas 3 $ 601,000 $ 200,333 $ 125,000
Bay, Florida 2 $ 274,000 $ 137,000 $ 1,267,000
Brevard, Florida 2 $ 382,000 $ 191,000 $ 96,000
Citrus, Florida 2 $ 92,000 $ 46,000 $ 19,000
Indian River, Florida 2 $ 318,000 $ 159,000 $ 58,000
Marion, Florida 2 $ 419,000 $ 209,500 $ 91,000
Polk, Florida 2 $ 606,000 $ 303,000 $ 105,000
Seminole, Florida 2 $ 438,000 $ 219,000 $ 151,000
Adams, Illinois 2 $ 382,000 $ 191,000 $ 127,000
Grundy, Illinois 2 $ 238,000 $ 119,000 $ 105,000
Kane, Illinois 2 $ 318,000 $ 159,000 $ 68,000
Kendall, Illinois 2 $ 380,000 $ 190,000 $ 45,000
Lake, Illinois 2 $ 611,000 $ 305,500 $ 130,000
LaSalle, Illinois 2 $ 399,000 $ 199,500 $ 67,000
Peoria, Illinois 2 $ 347,000 $ 173,500 $ 78,000
Randolph, Illinois 2 $ 178,000 $ 89,000 $ 81,000
Hamilton, Indiana 2 $ 421,000 $ 210,500 $ 70,000
Jefferson, Kansas 2 $ 215,000 $ 107,500 $ 47,000
Miami, Kansas 2 $ 536,000 $ 268,000 $ 120,000
Scott, Kansas 2 $ 213,000 $ 106,500 $ 34,000
Hancock, Mississippi 2 $ 564,000 $ 282,000 $ 144,000
Cole, Missouri 2 $ 332,000 $ 166,000 $ 52,000
Scott, Missouri 2 $ 180,000 $ 90,000 $ 52,000
Shannon, Missouri 2 $ 203,000 $ 101,500 $ 42,000
St. Francois, Missouri 2 $ 311,000 $ 155,500 $ 56,000
Texas, Missouri 2 $ 82,000 $ 41,000 $ 25,000
Webster, Missouri 2 $ 253,000 $ 126,500 $ 36,000
Burt, Nebraska 2 $ 207,000 $ 103,500 $ 93,000
Cass, Nebraska 2 $ 391,000 $ 195,500 $ 74,000
Otoe, Nebraska 2 $ 357,000 $ 178,500 $ 100,000
Seward, Nebraska 2 $ 256,000 $ 128,000 $ 43,000
Cherokee, Oklahoma 2 $ 314,000 $ 157,000 $ 126,000
Creek, Oklahoma 2 $ 116,000 $ 58,000 $ 40,000
Muskogee, Oklahoma 2 $ 515,000 $ 257,500 $ 20,000
Brazoria, Texas 2 $ 362,000 $ 181,000 $ 94,000
Hardin, Texas 2 $ 181,000 $ 90,500 $ 42,000
Johnson, Texas 2 $ 475,000 $ 237,500 $ 114,000
Lubbock, Texas 2 $ 398,000 $ 199,000 $ 141,000
Alachua, Florida 1 $ 90,000 $ 90,000 $ 57,000
Collier, Florida 1 $ 299,000 $ 299,000 $ 69,000
Duval, Florida 1 $ 328,000 $ 328,000 $ 150,000
Jackson, Florida 1 $ 190,000 $ 190,000 $ 133,000
Lake, Florida 1 $ 410,000 $ 410,000 $ 97,000
Lee, Florida 1 $ 258,000 $ 258,000 $ 92,000
Levy, Florida 1 $ 356,000 $ 356,000 $ 124,000
Madison, Florida 1 $ 103,000 $ 103,000 $ 54,000
Okaloosa, Florida 1 $ 187,000 $ 187,000 $ 81,000
Osceola, Florida 1 $ 177,000 $ 177,000 $ 100,000
Santa Rosa, Florida 1 $ 230,000 $ 230,000 $ 65,000
Sarasota, Florida 1 $ 168,000 $ 168,000 $ 39,000
St. Johns, Florida 1 $ 315,000 $ 315,000 $ 88,000
Sumter, Florida 1 $ 252,000 $ 252,000 $ 87,000
Washington, Florida 1 $ 70,000 $ 70,000 $ 22,000
Franklin, Illinois 1 $ 91,000 $ 91,000 $ 0
Jefferson, Illinois 1 $ 65,000 $ 65,000 $ 67,000
Macon, Illinois 1 $ 175,000 $ 175,000 $ 100,000
Marion, Illinois 1 $ 88,000 $ 88,000 $ 31,000
Morgan, Illinois 1 $ 263,000 $ 263,000 $ 0
Pike, Illinois 1 $ 59,000 $ 59,000 $ 70,000
Rock Island, Illinois 1 $ 63,000 $ 63,000 $ 37,000
Sangamon, Illinois 1 $ 75,000 $ 75,000 $ 53,000
Williamson, Illinois 1 $ 222,000 $ 222,000 $ 77,000
Winnebago, Illinois 1 $ 125,000 $ 125,000 $ 72,000
Dickinson, Iowa 1 $ 186,000 $ 186,000 $ 239,000
Page, Iowa 1 $ 207,000 $ 207,000 $ 341,000
Polk, Iowa 1 $ 308,000 $ 308,000 $ 110,000
Atchison, Kansas 1 $ 141,000 $ 141,000 $ 106,000
Crawford, Kansas 1 $ 122,000 $ 122,000 $ 88,000
Finney, Kansas 1 $ 145,000 $ 145,000 $ 93,000
Geary, Kansas 1 $ 178,000 $ 178,000 $ 86,000
Kingman, Kansas 1 $ 113,000 $ 113,000 $ 52,000
Leavenworth, Kansas 1 $ 307,000 $ 307,000 $ 120,000
Linn, Kansas 1 $ 150,000 $ 150,000 $ 56,000
Lyon, Kansas 1 $ 385,000 $ 385,000 $ 121,000
Osage, Kansas 1 $ 152,000 $ 152,000 $ 112,000
Pottawatomie, Kansas 1 $ 362,000 $ 362,000 $ 239,000
Riley, Kansas 1 $ 147,000 $ 147,000 $ 66,000
Shawnee, Kansas 1 $ 180,000 $ 180,000 $ 0
Audrain, Missouri 1 $ 186,000 $ 186,000 $ 49,000
Barry, Missouri 1 $ 103,000 $ 103,000 $ 48,000
Callaway, Missouri 1 $ 170,000 $ 170,000 $ 20,000
Clinton, Missouri 1 $ 125,000 $ 125,000 $ 41,000
Crawford, Missouri 1 $ 137,000 $ 137,000 $ 88,000
Gasconade, Missouri 1 $ 72,000 $ 72,000 $ 37,000
Grundy, Missouri 1 $ 147,000 $ 147,000 $ 92,000
Hickory, Missouri 1 $ 196,000 $ 196,000 $ 75,000
Jasper, Missouri 1 $ 144,000 $ 144,000 $ 38,000
Madison, Missouri 1 $ 105,000 $ 105,000 $ 0
Morgan, Missouri 1 $ 138,000 $ 138,000 $ 165,000
Newton, Missouri 1 $ 67,000 $ 67,000 $ 29,000
Pettis, Missouri 1 $ 89,000 $ 89,000 $ 38,000
Phelps, Missouri 1 $ 119,000 $ 119,000 $ 54,000
Pike, Missouri 1 $ 122,000 $ 122,000 $ 83,000
Pulaski, Missouri 1 $ 36,000 $ 36,000 $ 34,000
Shelby, Missouri 1 $ 286,000 $ 286,000 $ 166,000
Dawson, Nebraska 1 $ 123,000 $ 123,000 $ 68,000
Gage, Nebraska 1 $ 424,000 $ 424,000 $ 132,000
Nuckolls, Nebraska 1 $ 68,000 $ 68,000 $ 52,000
Saline, Nebraska 1 $ 200,000 $ 200,000 $ 91,000
Franklin, Ohio 1 $ 200,000 $ 200,000 $ 66,000
Canadian, Oklahoma 1 $ 130,000 $ 130,000 $ 23,000
Delaware, Oklahoma 1 $ 215,000 $ 215,000 $ 58,000
Pittsburg, Oklahoma 1 $ 104,000 $ 104,000 $ 40,000
Davidson, Tennessee 1 $ 226,000 $ 226,000 $ 65,000
Hamilton, Tennessee 1 $ 240,000 $ 240,000 $ 202,000
Shelby, Tennessee 1 $ 100,000 $ 100,000 $ 165,000
Caldwell, Texas 1 $ 217,000 $ 217,000 $ 105,000
Comal, Texas 1 $ 324,000 $ 324,000 $ 98,000
El Paso, Texas 1 $ 336,000 $ 336,000 $ 163,000
Ellis, Texas 1 $ 272,000 $ 272,000 $ 44,000
Jefferson, Texas 1 $ 147,000 $ 147,000 $ 44,000
Nueces, Texas 1 $ 119,000 $ 119,000 $ 97,000
Randall, Texas 1 $ 148,000 $ 148,000 $ 47,000
Smith, Texas 1 $ 216,000 $ 216,000 $ 125,000

Mortgage Loan Application Detail Totals for Delmar Financial Company in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,073 $408,184,000 $196,000 $940,000 $92,000 $2,800,000
Refinancing 872 $193,479,000 $221,000 $1,500,000 $100,000 $1,754,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,298 $477,360,000 $207,000 $1,500,000 $95,000 $2,800,000
Black or African American 234 $36,325,000 $155,000 $424,000 $72,000 $2,100,000
Not Provided 161 $34,155,000 $212,000 $548,000 $94,000 $294,000
Asian 129 $31,965,000 $247,000 $1,158,000 $142,000 $2,500,000
Hispanic 94 $16,492,000 $175,000 $403,000 $80,000 $273,000
American Indian or Alaskan Native 22 $4,328,000 $196,000 $424,000 $78,000 $194,000
Native Hawaiian or Other Pacific Islander 7 $1,038,000 $148,000 $193,000 $67,000 $171,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,743 $396,060,000 $227,000 $1,500,000 $111,000 $2,800,000
FHA-insured (Federal Housing Administration) 764 $116,419,000 $152,000 $367,000 $66,000 $2,500,000
VA-guaranteed (Veterans Administration) 338 $76,088,000 $225,000 $669,000 $87,000 $1,754,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 100 $13,096,000 $130,000 $335,000 $48,000 $105,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,122 $435,962,000 $205,000 $1,330,000 $97,000 $2,800,000
Application Withdrawn By Applicant 604 $126,563,000 $209,000 $1,500,000 $93,000 $2,500,000
Application Denied By Financial Institution 140 $23,366,000 $166,000 $632,000 $72,000 $1,754,000
File Closed For Incompleteness 76 $15,307,000 $201,000 $873,000 $89,000 $259,000
Application Approved But Not Accepted 3 $465,000 $155,000 $217,000 $91,000 $181,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 44 $7,472,000 $169,000 $632,000 $63,000 $280,000
Collateral 27 $4,381,000 $162,000 $492,000 $90,000 $395,000
Debt-To-Income Ratio 22 $3,840,000 $174,000 $342,000 $119,000 $1,754,000
Credit History 9 $1,154,000 $128,000 $192,000 $42,000 $78,000
Employment History 4 $653,000 $163,000 $182,000 $57,000 $80,000
Unverifiable Information 4 $947,000 $236,000 $280,000 $65,000 $180,000
Insufficient Cash (Downpayment, Closing Cost) 3 $829,000 $276,000 $339,000 $80,000 $132,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Delmar Financial Company's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Delmar Financial Company's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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