Delmar Financial Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020

Delmar Financial Company 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Delmar Financial Company
1066 Executive Parkway Suite 100
St. Louis, MO 63141
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  
Total Number of Mortgage Applications 8,469
Total Mortgage Loan Application Amount $1,987,975,000
Average Mortgage Loan Application Amount $228,000
Highest Mortgage Loan Application Amount $1,485,000
Average Applicant Income $130,333
Highest Applicant Income $1,560,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Delmar Financial Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Delmar Financial Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2020 breaks down Delmar Financial Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Delmar Financial Company serves its applicants.

Each category highlights the total number of mortgage applications processed by Delmar Financial Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Delmar Financial Company's mortgage activity for 2020.

Mortgage Loan Application Totals for Delmar Financial Company by Metropolitan Area in 2020

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
ST. LOUIS, MO-IL 3,684 $ 933,750,000 $ 238,500 $ 116,000
KANSAS CITY, MO-KS 1,170 $ 287,800,000 $ 245,000 $ 121,500
OMAHA-COUNCIL BLUFFS, NE-IA 410 $ 84,830,000 $ 225,500 $ 99,000
GULFPORT-BILOXI-PASCAGOULA, MS 407 $ 64,685,000 $ 158,000 $ 67,000
NA (OUTSIDE OF MSA/MD) 370 $ 68,080,000 $ 198,222 $ 107,833
MEMPHIS, TN-MS-AR 272 $ 22,950,000 $ 109,500 $ 143,500
WICHITA, KS 238 $ 41,600,000 $ 174,000 $ 74,000
HUNTSVILLE, AL 133 $ 29,545,000 $ 222,000 $ 95,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 124 $ 34,750,000 $ 280,000 $ 139,000
CHICAGO-NAPERVILLE, IL 116 $ 36,930,000 $ 318,000 $ 185,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 106 $ 32,350,000 $ 305,000 $ 166,000
TALLAHASSEE, FL 104 $ 20,180,000 $ 194,000 $ 59,000
DALLAS-PLANO-IRVING, TX 103 $ 31,885,000 $ 309,000 $ 142,000
LINCOLN, NE 93 $ 18,365,000 $ 197,000 $ 74,000
CAPE GIRARDEAU, MO-IL 68 $ 11,650,000 $ 171,000 $ 81,000
AUSTIN-ROUND ROCK, TX 61 $ 18,375,000 $ 301,000 $ 152,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 53 $ 16,195,000 $ 305,000 $ 123,000
CLEVELAND-ELYRIA, OH 51 $ 9,135,000 $ 179,000 $ 107,000
BIRMINGHAM-HOOVER, AL 50 $ 6,740,000 $ 134,000 $ 159,000
DENVER-AURORA-LAKEWOOD, CO 47 $ 16,455,000 $ 350,000 $ 155,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 45 $ 12,425,000 $ 276,000 $ 140,000
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 43 $ 4,885,000 $ 113,000 $ 156,000
FORT WORTH-ARLINGTON, TX 29 $ 7,345,000 $ 253,000 $ 126,000
ORLANDO-KISSIMMEE-SANFORD, FL 29 $ 7,775,000 $ 268,000 $ 114,000
NEW ORLEANS-METAIRIE, LA 27 $ 5,945,000 $ 220,000 $ 120,000
SAN ANTONIO-NEW BRAUNFELS, TX 27 $ 7,265,000 $ 269,000 $ 138,000
COLORADO SPRINGS, CO 23 $ 6,845,000 $ 297,000 $ 126,000
COLUMBUS, OH 23 $ 6,935,000 $ 301,000 $ 136,000
INDIANAPOLIS-CARMEL-ANDERSON, IN 23 $ 5,015,000 $ 218,000 $ 151,000
CINCINNATI, OH-KY-IN 22 $ 5,430,000 $ 246,000 $ 153,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 20 $ 6,370,000 $ 318,000 $ 171,000
NORTH PORT-SARASOTA-BRADENTON, FL 20 $ 6,610,000 $ 330,000 $ 135,000
JACKSONVILLE, FL 18 $ 4,930,000 $ 273,000 $ 95,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 18 $ 5,570,000 $ 309,000 $ 139,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 16 $ 5,350,000 $ 321,500 $ 564,000
OKLAHOMA CITY, OK 16 $ 4,060,000 $ 253,000 $ 134,000
JEFFERSON CITY, MO 15 $ 2,605,000 $ 173,000 $ 100,000
LAWRENCE, KS 14 $ 2,680,000 $ 191,000 $ 91,000
PENSACOLA-FERRY PASS-BRENT, FL 14 $ 3,330,000 $ 237,000 $ 136,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 13 $ 3,525,000 $ 271,000 $ 159,000
TULSA, OK 13 $ 3,445,000 $ 265,000 $ 182,000
COLUMBIA, MO 12 $ 2,750,000 $ 229,000 $ 112,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 12 $ 3,140,000 $ 261,000 $ 209,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 11 $ 2,535,000 $ 230,000 $ 143,000
MIAMI-MIAMI BEACH-KENDALL, FL 11 $ 3,115,000 $ 283,000 $ 157,000
SPRINGFIELD, MO 11 $ 2,425,000 $ 220,000 $ 134,000
ST. JOSEPH, MO-KS 11 $ 2,195,000 $ 199,000 $ 103,000
CAPE CORAL-FORT MYERS, FL 10 $ 2,480,000 $ 248,000 $ 117,000
TOPEKA, KS 10 $ 1,640,000 $ 164,000 $ 77,000
HATTIESBURG, MS 9 $ 1,695,000 $ 188,000 $ 80,000
BOULDER, CO 8 $ 3,940,000 $ 492,000 $ 186,000
CHATTANOOGA, TN-GA 8 $ 1,980,000 $ 186,000 $ 106,000
GAINESVILLE, GA 8 $ 2,110,000 $ 263,000 $ 81,000
AKRON, OH 7 $ 1,775,000 $ 253,000 $ 119,000
BATON ROUGE, LA 7 $ 2,315,000 $ 330,000 $ 123,000
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 7 $ 1,895,000 $ 270,000 $ 130,000
WARNER ROBINS, GA 7 $ 1,905,000 $ 272,000 $ 100,000
DECATUR, AL 6 $ 840,000 $ 140,000 $ 57,000
DES MOINES-WEST DES MOINES, IA 6 $ 1,890,000 $ 315,000 $ 167,000
JACKSON, MS 6 $ 1,270,000 $ 211,000 $ 118,000
PORT ST. LUCIE, FL 6 $ 1,610,000 $ 268,000 $ 143,000
SAVANNAH, GA 6 $ 1,340,000 $ 223,000 $ 90,000
GAINESVILLE, FL 5 $ 1,365,000 $ 273,000 $ 98,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 5 $ 1,345,000 $ 269,000 $ 280,000
KNOXVILLE, TN 5 $ 1,525,000 $ 305,000 $ 90,000
MOBILE, AL 5 $ 1,505,000 $ 301,000 $ 169,000
NAPLES-IMMOKALEE-MARCO ISLAND, FL 5 $ 2,515,000 $ 503,000 $ 210,000
ABILENE, TX 4 $ 470,000 $ 117,000 $ 105,000
CARBONDALE-MARION, IL 4 $ 720,000 $ 180,000 $ 88,000
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 4 $ 730,000 $ 166,500 $ 67,500
ELGIN, IL 4 $ 990,000 $ 247,000 $ 129,000
GARY, IN 4 $ 760,000 $ 190,000 $ 116,000
MADISON, WI 4 $ 930,000 $ 232,000 $ 138,000
OCALA, FL 4 $ 500,000 $ 125,000 $ 116,000
SEBASTIAN-VERO BEACH, FL 4 $ 970,000 $ 242,000 $ 61,000
WARREN-TROY-FARMINGTON HILLS, MI 4 $ 790,000 $ 197,000 $ 101,000
CLARKSVILLE, TN-KY 3 $ 585,000 $ 195,000 $ 102,000
DAPHNE-FAIRHOPE-FOLEY, AL 3 $ 765,000 $ 255,000 $ 131,000
DAYTON-SPRINGFIELD-KETTERING, OH 3 $ 505,000 $ 168,000 $ 126,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 3 $ 825,000 $ 275,000 $ 124,000
GADSDEN, AL 3 $ 415,000 $ 138,000 $ 62,000
LAKELAND-WINTER HAVEN, FL 3 $ 725,000 $ 241,000 $ 88,000
PINE BLUFF, AR 3 $ 615,000 $ 205,000 $ 107,000
SOUTH BEND-MISHAWAKA, IN-MI 3 $ 415,000 $ 180,000 $ 211,000
TOLEDO, OH 3 $ 695,000 $ 231,000 $ 117,000
YORK-HANOVER, PA 3 $ 435,000 $ 145,000 $ 139,000
AUGUSTA-RICHMOND COUNTY, GA-SC 2 $ 600,000 $ 300,000 $ 95,000
CANTON-MASSILLON, OH 2 $ 360,000 $ 180,000 $ 72,000
COLUMBUS, GA-AL 2 $ 510,000 $ 255,000 $ 103,500
DETROIT-DEARBORN-LIVONIA, MI 2 $ 490,000 $ 245,000 $ 245,000
EL PASO, TX 2 $ 510,000 $ 255,000 $ 129,000
FORT COLLINS, CO 2 $ 490,000 $ 245,000 $ 75,000
HOT SPRINGS, AR 2 $ 570,000 $ 285,000 $ 109,000
IOWA CITY, IA 2 $ 490,000 $ 245,000 $ 90,000
JACKSON, TN 2 $ 410,000 $ 205,000 $ 181,000
LAFAYETTE, LA 2 $ 560,000 $ 280,000 $ 146,000
LUBBOCK, TX 2 $ 470,000 $ 235,000 $ 182,000
MANHATTAN, KS 2 $ 290,000 $ 145,000 $ 187,000
MONTGOMERY, AL 2 $ 300,000 $ 150,000 $ 129,000
PANAMA CITY, FL 2 $ 440,000 $ 220,000 $ 87,000
PHILADELPHIA, PA 2 $ 440,000 $ 220,000 $ 178,000
PUEBLO, CO 2 $ 250,000 $ 125,000 $ 128,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 1 $ 85,000 $ 85,000 $ 76,000
AMES, IA 1 $ 305,000 $ 305,000 $ 141,000
ATHENS-CLARKE COUNTY, GA 1 $ 205,000 $ 205,000 $ 124,000
BILLINGS, MT 1 $ 175,000 $ 175,000 $ 54,000
CHAMPAIGN-URBANA, IL 1 $ 265,000 $ 265,000 $ 0
CLEVELAND, TN 1 $ 465,000 $ 465,000 $ 122,000
DUBUQUE, IA 1 $ 315,000 $ 315,000 $ 149,000
ELKHART-GOSHEN, IN 1 $ 175,000 $ 175,000 $ 59,000
ENID, OK 1 $ 325,000 $ 325,000 $ 154,000
FLINT, MI 1 $ 95,000 $ 95,000 $ 134,000
FORT WAYNE, IN 1 $ 105,000 $ 105,000 $ 56,000
GREAT FALLS, MT 1 $ 165,000 $ 165,000 $ 135,000
GREELEY, CO 1 $ 275,000 $ 275,000 $ 81,000
GREEN BAY, WI 1 $ 205,000 $ 205,000 $ 194,000
GREENVILLE-ANDERSON-MAULDIN, SC 1 $ 455,000 $ 455,000 $ 125,000
HARRISBURG-CARLISLE, PA 1 $ 85,000 $ 85,000 $ 91,000
HOMOSASSA SPRINGS, FL 1 $ 185,000 $ 185,000 $ 51,000
JACKSON, MI 1 $ 185,000 $ 185,000 $ 146,000
JOHNSON CITY, TN 1 $ 335,000 $ 335,000 $ 85,000
JONESBORO, AR 1 $ 265,000 $ 265,000 $ 143,000
JOPLIN, MO 1 $ 275,000 $ 275,000 $ 128,000
LAKE CHARLES, LA 1 $ 205,000 $ 205,000 $ 80,000
MACON-BIBB COUNTY, GA 1 $ 235,000 $ 235,000 $ 112,000
MANSFIELD, OH 1 $ 295,000 $ 295,000 $ 97,000
MCALLEN-EDINBURG-MISSION, TX 1 $ 285,000 $ 285,000 $ 144,000
MIDLAND, TX 1 $ 275,000 $ 275,000 $ 81,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 1 $ 445,000 $ 445,000 $ 132,000
MONROE, LA 1 $ 285,000 $ 285,000 $ 195,000
PEORIA, IL 1 $ 235,000 $ 235,000 $ 100,000
ROME, GA 1 $ 235,000 $ 235,000 $ 104,000
SAN ANGELO, TX 1 $ 155,000 $ 155,000 $ 72,000
SHERMAN-DENISON, TX 1 $ 405,000 $ 405,000 $ 79,000
SHREVEPORT-BOSSIER CITY, LA 1 $ 205,000 $ 205,000 $ 162,000
SPRINGFIELD, IL 1 $ 145,000 $ 145,000 $ 57,000
THE VILLAGES, FL 1 $ 315,000 $ 315,000 $ 0
TUSCALOOSA, AL 1 $ 895,000 $ 895,000 $ 591,000
WACO, TX 1 $ 155,000 $ 155,000 $ 176,000
WEIRTON-STEUBENVILLE, WV-OH 1 $ 315,000 $ 315,000 $ 88,000

Mortgage Loan Application Detail Totals for Delmar Financial Company in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,243 $1,098,075,000 $258,000 $1,255,000 $133,000 $1,560,000
Home Purchase 3,255 $657,425,000 $201,000 $1,485,000 $97,000 $850,000
Cash-out Refinancing 967 $231,625,000 $239,000 $995,000 $131,000 $997,000
Home Improvement 2 $360,000 $180,000 $275,000 $155,000 $219,000
Not Applicable 1 $405,000 $405,000 $405,000 $214,000 $214,000
Other Purpose 1 $85,000 $85,000 $85,000 $52,000 $52,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,320 $1,502,050,000 $237,000 $1,485,000 $119,000 $1,560,000
Asian 682 $178,600,000 $261,000 $1,445,000 $132,000 $878,000
Not Provided 654 $153,940,000 $235,000 $775,000 $133,000 $1,296,000
Black or African American 498 $86,600,000 $173,000 $715,000 $77,000 $352,000
Hispanic 266 $54,690,000 $205,000 $625,000 $98,000 $475,000
American Indian or Alaskan Native 39 $9,995,000 $256,000 $515,000 $116,000 $331,000
Native Hawaiian or Other Pacific Islander 10 $2,100,000 $210,000 $425,000 $91,000 $251,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,945 $1,694,555,000 $243,000 $1,485,000 $128,000 $1,560,000
FHA-insured (Federal Housing Administration) 868 $141,130,000 $162,000 $415,000 $60,000 $370,000
VA-guaranteed (Veterans Administration) 495 $128,335,000 $259,000 $715,000 $90,000 $253,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 161 $23,955,000 $148,000 $365,000 $53,000 $142,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,639 $1,580,165,000 $238,000 $1,485,000 $118,000 $1,336,000
Application Withdrawn By Applicant 1,236 $279,260,000 $225,000 $1,255,000 $129,000 $1,560,000
Application Approved But Not Accepted 415 $85,245,000 $205,000 $725,000 $109,000 $878,000
Application Denied By Financial Institution 141 $30,485,000 $216,000 $885,000 $82,000 $579,000
File Closed For Incompleteness 37 $12,575,000 $339,000 $1,445,000 $160,000 $960,000
Preapproval Denied by Financial Institution 1 $245,000 $245,000 $245,000 $158,000 $158,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 8,327 $1,957,245,000 $235,000 $1,485,000 $119,000 $1,560,000
Other 133 $28,425,000 $213,000 $885,000 $82,000 $579,000
Debt-To-Income Ratio 5 $1,315,000 $263,000 $495,000 $64,000 $116,000
Credit History 2 $330,000 $165,000 $245,000 $94,000 $158,000
Employment History 1 $135,000 $135,000 $135,000 $41,000 $41,000
Collateral 1 $525,000 $525,000 $525,000 $280,000 $280,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Delmar Financial Company's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Delmar Financial Company's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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