Delta Community Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Delta Community Credit Union 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Delta Community Credit Union 3270 Riverwood Pkwy Atlanta, GA 30339 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,101 |
| Total Mortgage Loan Application Amount | $885,051,000 |
| Average Mortgage Loan Application Amount | $144,666 |
| Highest Mortgage Loan Application Amount | $10,400,000 |
| Average Applicant Income | $107,000 |
| Highest Applicant Income | $2,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Delta Community Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Delta Community Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Delta Community Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Delta Community Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Delta Community Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Delta Community Credit Union's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 763 | $ 140,060,000 | $ 183,000 | $ 110,000 |
| Cobb County Georgia | 606 | $ 111,304,000 | $ 183,000 | $ 103,000 |
| Coweta County Georgia | 544 | $ 87,732,000 | $ 161,000 | $ 95,000 |
| Fayette County Georgia | 476 | $ 86,960,000 | $ 182,000 | $ 115,000 |
| Gwinnett County Georgia | 400 | $ 61,766,000 | $ 154,000 | $ 88,000 |
| Henry County Georgia | 383 | $ 60,851,000 | $ 158,000 | $ 81,000 |
| DeKalb County Georgia | 343 | $ 61,810,000 | $ 180,000 | $ 95,000 |
| Cherokee County Georgia | 158 | $ 27,826,000 | $ 176,000 | $ 98,000 |
| Clayton County Georgia | 148 | $ 14,484,000 | $ 97,000 | $ 63,000 |
| Forsyth County Georgia | 113 | $ 24,336,000 | $ 215,000 | $ 126,000 |
| Douglas County Georgia | 67 | $ 9,811,000 | $ 146,000 | $ 79,000 |
| Paulding County Georgia | 56 | $ 6,715,000 | $ 119,000 | $ 69,000 |
| Hall County Georgia | 47 | $ 7,358,000 | $ 156,000 | $ 112,000 |
| Spalding County Georgia | 38 | $ 4,529,000 | $ 119,000 | $ 71,000 |
| Newton County Georgia | 26 | $ 3,262,000 | $ 125,000 | $ 74,000 |
| Broward County Florida | 23 | $ 4,735,000 | $ 205,000 | $ 132,000 |
| Rockdale County Georgia | 23 | $ 2,618,000 | $ 113,000 | $ 93,000 |
| Tarrant County Texas | 23 | $ 3,271,000 | $ 142,000 | $ 74,000 |
| Pike County Georgia | 21 | $ 3,956,000 | $ 188,000 | $ 98,000 |
| Orange County Florida | 20 | $ 3,775,000 | $ 188,000 | $ 96,000 |
| Carroll County Georgia | 20 | $ 2,803,000 | $ 140,000 | $ 70,000 |
| Barrow County Georgia | 19 | $ 2,090,000 | $ 110,000 | $ 66,000 |
| Palm Beach County Florida | 18 | $ 4,394,000 | $ 244,000 | $ 92,000 |
| Los Angeles County California | 16 | $ 4,796,000 | $ 299,000 | $ 100,000 |
| Jackson County Georgia | 16 | $ 2,270,000 | $ 141,000 | $ 83,000 |
| Meriwether County Georgia | 15 | $ 1,697,000 | $ 113,000 | $ 69,000 |
| Walton County Georgia | 14 | $ 2,228,000 | $ 159,000 | $ 78,000 |
| Salt Lake County Utah | 14 | $ 2,893,000 | $ 206,000 | $ 113,000 |
| Pinellas County Florida | 12 | $ 2,053,000 | $ 171,000 | $ 131,000 |
| Walton County Florida | 12 | $ 4,572,000 | $ 381,000 | $ 289,000 |
| Chatham County Georgia | 12 | $ 2,834,000 | $ 236,000 | $ 88,000 |
| Fannin County Georgia | 12 | $ 2,802,000 | $ 233,000 | $ 143,000 |
| Volusia County Florida | 10 | $ 2,168,000 | $ 216,000 | $ 121,000 |
| Bartow County Georgia | 10 | $ 1,662,000 | $ 166,000 | $ 76,000 |
| Butts County Georgia | 10 | $ 1,259,000 | $ 125,000 | $ 61,000 |
| Gilmer County Georgia | 10 | $ 1,270,000 | $ 127,000 | $ 99,000 |
| Troup County Georgia | 10 | $ 1,564,000 | $ 156,000 | $ 87,000 |
| Davis County Utah | 10 | $ 2,203,000 | $ 220,000 | $ 162,000 |
| Duval County Florida | 9 | $ 1,858,000 | $ 206,000 | $ 116,000 |
| Lamar County Georgia | 9 | $ 1,662,000 | $ 184,000 | $ 140,000 |
| Hamilton County Ohio | 9 | $ 862,000 | $ 95,000 | $ 79,000 |
| Seminole County Florida | 8 | $ 1,820,000 | $ 227,000 | $ 76,000 |
| Lumpkin County Georgia | 8 | $ 2,110,000 | $ 263,000 | $ 142,000 |
| Boone County Kentucky | 8 | $ 1,542,000 | $ 192,000 | $ 92,000 |
| Randolph County Alabama | 7 | $ 981,000 | $ 140,000 | $ 102,000 |
| Miami-Dade County Florida | 7 | $ 1,059,000 | $ 151,000 | $ 79,000 |
| Davidson County Tennessee | 7 | $ 1,969,000 | $ 281,000 | $ 186,000 |
| Jefferson County Alabama | 6 | $ 1,800,000 | $ 300,000 | $ 137,000 |
| Bay County Florida | 6 | $ 995,000 | $ 165,000 | $ 162,000 |
| Hillsborough County Florida | 6 | $ 587,000 | $ 97,000 | $ 91,000 |
| Clarke County Georgia | 6 | $ 1,000,000 | $ 166,000 | $ 61,000 |
| Floyd County Georgia | 6 | $ 622,000 | $ 103,000 | $ 118,000 |
| Glynn County Georgia | 6 | $ 1,279,000 | $ 213,000 | $ 206,000 |
| Monroe County Georgia | 6 | $ 1,812,000 | $ 302,000 | $ 193,000 |
| Morgan County Georgia | 6 | $ 1,213,000 | $ 202,000 | $ 156,000 |
| Pickens County Georgia | 6 | $ 578,000 | $ 96,000 | $ 69,000 |
| Putnam County Georgia | 6 | $ 1,183,000 | $ 197,000 | $ 122,000 |
| Union County Georgia | 6 | $ 1,332,000 | $ 222,000 | $ 167,000 |
| Kenton County Kentucky | 6 | $ 611,000 | $ 101,000 | $ 120,000 |
| Wake County North Carolina | 6 | $ 1,420,000 | $ 236,000 | $ 78,000 |
| Hamilton County Tennessee | 6 | $ 1,120,000 | $ 186,000 | $ 112,000 |
| Dallas County Texas | 6 | $ 1,264,000 | $ 210,000 | $ 88,000 |
| Lee County Florida | 5 | $ 898,000 | $ 179,000 | $ 142,000 |
| Hancock County Georgia | 5 | $ 772,000 | $ 154,000 | $ 169,000 |
| Oconee County Georgia | 5 | $ 1,126,000 | $ 225,000 | $ 136,000 |
| Hennepin County Minnesota | 5 | $ 1,123,000 | $ 224,000 | $ 136,000 |
| Queens County New York | 5 | $ 764,000 | $ 152,000 | $ 65,000 |
| Fort Bend County Texas | 5 | $ 1,365,000 | $ 273,000 | $ 104,000 |
| Summit County Utah | 5 | $ 2,006,000 | $ 401,000 | $ 249,000 |
| Baldwin County Alabama | 4 | $ 510,000 | $ 127,000 | $ 120,000 |
| Tallapoosa County Alabama | 4 | $ 855,000 | $ 213,000 | $ 213,000 |
| Brevard County Florida | 4 | $ 1,082,000 | $ 270,000 | $ 133,000 |
| Pasco County Florida | 4 | $ 244,000 | $ 61,000 | $ 157,000 |
| Bibb County Georgia | 4 | $ 467,000 | $ 116,000 | $ 65,000 |
| Dawson County Georgia | 4 | $ 552,000 | $ 138,000 | $ 197,000 |
| Greene County Georgia | 4 | $ 1,112,000 | $ 278,000 | $ 335,000 |
| Jasper County Georgia | 4 | $ 560,000 | $ 140,000 | $ 122,000 |
| Richmond County Georgia | 4 | $ 300,000 | $ 75,000 | $ 59,000 |
| Towns County Georgia | 4 | $ 649,000 | $ 162,000 | $ 99,000 |
| Crow Wing County Minnesota | 4 | $ 864,000 | $ 216,000 | $ 322,000 |
| Suffolk County New York | 4 | $ 1,040,000 | $ 260,000 | $ 135,000 |
| Mecklenburg County North Carolina | 4 | $ 841,000 | $ 210,000 | $ 92,000 |
| Beaufort County South Carolina | 4 | $ 506,000 | $ 126,000 | $ 305,000 |
| Greenville County South Carolina | 4 | $ 1,153,000 | $ 288,000 | $ 184,000 |
| Knox County Tennessee | 4 | $ 852,000 | $ 213,000 | $ 285,000 |
| Shelby County Tennessee | 4 | $ 288,000 | $ 72,000 | $ 87,000 |
| Collin County Texas | 4 | $ 627,000 | $ 156,000 | $ 58,000 |
| Denton County Texas | 4 | $ 1,044,000 | $ 261,000 | $ 50,000 |
| Washington County Utah | 4 | $ 745,000 | $ 186,000 | $ 131,000 |
| Lee County Alabama | 3 | $ 633,000 | $ 211,000 | $ 235,000 |
| Maricopa County Arizona | 3 | $ 410,000 | $ 136,000 | $ 197,000 |
| Riverside County California | 3 | $ 669,000 | $ 223,000 | $ 151,000 |
| San Diego County California | 3 | $ 1,301,000 | $ 433,000 | $ 57,000 |
| Indian River County Florida | 3 | $ 420,000 | $ 140,000 | $ 117,000 |
| Marion County Florida | 3 | $ 454,000 | $ 151,000 | $ 57,000 |
| Osceola County Florida | 3 | $ 706,000 | $ 235,000 | $ 176,000 |
| Sumter County Florida | 3 | $ 541,000 | $ 180,000 | $ 108,000 |
| Camden County Georgia | 3 | $ 525,000 | $ 175,000 | $ 75,000 |
| Habersham County Georgia | 3 | $ 842,000 | $ 280,000 | $ 119,000 |
| Campbell County Kentucky | 3 | $ 349,000 | $ 116,000 | $ 85,000 |
| Dakota County Minnesota | 3 | $ 653,000 | $ 217,000 | $ 224,000 |
| Nassau County New York | 3 | $ 1,203,000 | $ 401,000 | $ 121,000 |
| Davidson County North Carolina | 3 | $ 134,000 | $ 44,000 | $ 95,000 |
| Forsyth County North Carolina | 3 | $ 486,000 | $ 162,000 | $ 129,000 |
| Guilford County North Carolina | 3 | $ 430,000 | $ 143,000 | $ 41,000 |
| Macon County North Carolina | 3 | $ 1,039,000 | $ 346,000 | $ 213,000 |
| Cuyahoga County Ohio | 3 | $ 1,092,000 | $ 364,000 | $ 221,000 |
| Carter County Tennessee | 3 | $ 360,000 | $ 120,000 | $ 96,000 |
| Williamson County Tennessee | 3 | $ 734,000 | $ 244,000 | $ 72,000 |
| Harris County Texas | 3 | $ 430,000 | $ 143,000 | $ 96,000 |
| Travis County Texas | 3 | $ 385,000 | $ 128,000 | $ 211,000 |
| Wasatch County Utah | 3 | $ 577,000 | $ 192,000 | $ 93,000 |
| Fairfax County Virginia | 3 | $ 665,000 | $ 221,000 | $ 141,000 |
| Prince William County Virginia | 3 | $ 770,000 | $ 256,000 | $ 159,000 |
| Marshall County Alabama | 2 | $ 145,000 | $ 72,000 | $ 7,000 |
| Mobile County Alabama | 2 | $ 218,000 | $ 109,000 | $ 84,000 |
| Coconino County Arizona | 2 | $ 230,000 | $ 115,000 | $ 319,000 |
| San Bernardino County California | 2 | $ 296,000 | $ 148,000 | $ 141,000 |
| Santa Cruz County California | 2 | $ 145,000 | $ 72,000 | $ 10,000 |
| District of Columbia County District Of Columbia | 2 | $ 557,000 | $ 278,000 | $ 70,000 |
| Charlotte County Florida | 2 | $ 488,000 | $ 244,000 | $ 86,000 |
| Escambia County Florida | 2 | $ 298,000 | $ 149,000 | $ 44,000 |
| Lake County Florida | 2 | $ 489,000 | $ 244,000 | $ 265,000 |
| St. Johns County Florida | 2 | $ 511,000 | $ 255,000 | $ 45,000 |
| Bryan County Georgia | 2 | $ 97,000 | $ 48,000 | $ 121,000 |
| Bulloch County Georgia | 2 | $ 230,000 | $ 115,000 | $ 197,000 |
| Columbia County Georgia | 2 | $ 779,000 | $ 389,000 | $ 208,000 |
| Dodge County Georgia | 2 | $ 85,000 | $ 42,000 | $ 176,000 |
| Harris County Georgia | 2 | $ 190,000 | $ 95,000 | $ 87,000 |
| Hart County Georgia | 2 | $ 157,000 | $ 78,000 | $ 128,000 |
| Heard County Georgia | 2 | $ 312,000 | $ 156,000 | $ 69,000 |
| Muscogee County Georgia | 2 | $ 137,000 | $ 68,000 | $ 16,000 |
| Oglethorpe County Georgia | 2 | $ 253,000 | $ 126,000 | $ 50,000 |
| Sumter County Georgia | 2 | $ 89,000 | $ 44,000 | $ 23,000 |
| White County Georgia | 2 | $ 253,000 | $ 126,000 | $ 110,000 |
| Hamilton County Indiana | 2 | $ 110,000 | $ 55,000 | $ 136,000 |
| Marion County Indiana | 2 | $ 151,000 | $ 75,000 | $ 57,000 |
| Fayette County Kentucky | 2 | $ 520,000 | $ 260,000 | $ 247,000 |
| Itasca County Minnesota | 2 | $ 387,000 | $ 193,000 | $ 310,000 |
| Richmond County New York | 2 | $ 518,000 | $ 259,000 | $ 44,000 |
| Brunswick County North Carolina | 2 | $ 990,000 | $ 495,000 | $ 253,000 |
| Buncombe County North Carolina | 2 | $ 325,000 | $ 162,000 | $ 70,000 |
| Cherokee County North Carolina | 2 | $ 473,000 | $ 236,000 | $ 122,000 |
| Orange County North Carolina | 2 | $ 505,000 | $ 252,000 | $ 135,000 |
| Lucas County Ohio | 2 | $ 514,000 | $ 257,000 | $ 33,000 |
| Miami County Ohio | 2 | $ 488,000 | $ 244,000 | $ 151,000 |
| Montgomery County Ohio | 2 | $ 240,000 | $ 120,000 | $ 95,000 |
| Anderson County South Carolina | 2 | $ 567,000 | $ 283,000 | $ 148,000 |
| Berkeley County South Carolina | 2 | $ 217,000 | $ 108,000 | $ 63,000 |
| Charleston County South Carolina | 2 | $ 590,000 | $ 295,000 | $ 193,000 |
| Lexington County South Carolina | 2 | $ 768,000 | $ 384,000 | $ 111,000 |
| Oconee County South Carolina | 2 | $ 608,000 | $ 304,000 | $ 171,000 |
| Richland County South Carolina | 2 | $ 233,000 | $ 116,000 | $ 125,000 |
| Monroe County Tennessee | 2 | $ 201,000 | $ 100,000 | $ 42,000 |
| Gonzales County Texas | 2 | $ 338,000 | $ 169,000 | $ 99,000 |
| Morgan County Utah | 2 | $ 515,000 | $ 257,000 | $ 150,000 |
| James City County Virginia | 2 | $ 827,000 | $ 413,000 | $ 216,000 |
| Richmond City County Virginia | 2 | $ 268,000 | $ 134,000 | $ 139,000 |
| Williamsburg County Virginia | 2 | $ 820,000 | $ 410,000 | $ 205,000 |
| Autauga County Alabama | 1 | $ 102,000 | $ 102,000 | $ 129,000 |
| Barbour County Alabama | 1 | $ 108,000 | $ 108,000 | $ 31,000 |
| Chambers County Alabama | 1 | $ 123,000 | $ 123,000 | $ 78,000 |
| Cherokee County Alabama | 1 | $ 243,000 | $ 243,000 | $ 145,000 |
| Chilton County Alabama | 1 | $ 37,000 | $ 37,000 | $ 217,000 |
| Clay County Alabama | 1 | $ 208,000 | $ 208,000 | $ 258,000 |
| Elmore County Alabama | 1 | $ 120,000 | $ 120,000 | $ 57,000 |
| Houston County Alabama | 1 | $ 123,000 | $ 123,000 | $ 53,000 |
| Lauderdale County Alabama | 1 | $ 40,000 | $ 40,000 | $ 113,000 |
| Morgan County Alabama | 1 | $ 38,000 | $ 38,000 | $ 49,000 |
| Shelby County Alabama | 1 | $ 218,000 | $ 218,000 | $ 63,000 |
| Walker County Alabama | 1 | $ 86,000 | $ 86,000 | $ 78,000 |
| Pima County Arizona | 1 | $ 636,000 | $ 636,000 | $ 309,000 |
| Alameda County California | 1 | $ 750,000 | $ 750,000 | $ 164,000 |
| Fresno County California | 1 | $ 244,000 | $ 244,000 | $ 99,000 |
| Orange County California | 1 | $ 600,000 | $ 600,000 | $ 129,000 |
| San Mateo County California | 1 | $ 75,000 | $ 75,000 | $ 142,000 |
| Santa Clara County California | 1 | $ 245,000 | $ 245,000 | $ 244,000 |
| Sonoma County California | 1 | $ 500,000 | $ 500,000 | $ 574,000 |
| Arapahoe County Colorado | 1 | $ 235,000 | $ 235,000 | $ 146,000 |
| Summit County Colorado | 1 | $ 650,000 | $ 650,000 | $ 221,000 |
| Collier County Florida | 1 | $ 425,000 | $ 425,000 | $ 479,000 |
| Columbia County Florida | 1 | $ 100,000 | $ 100,000 | $ 289,000 |
| Flagler County Florida | 1 | $ 158,000 | $ 158,000 | $ 65,000 |
| Gulf County Florida | 1 | $ 80,000 | $ 80,000 | $ 55,000 |
| Holmes County Florida | 1 | $ 133,000 | $ 133,000 | $ 151,000 |
| Leon County Florida | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| Martin County Florida | 1 | $ 128,000 | $ 128,000 | $ 40,000 |
| Okaloosa County Florida | 1 | $ 150,000 | $ 150,000 | $ 99,000 |
| Polk County Florida | 1 | $ 90,000 | $ 90,000 | $ 28,000 |
| St. Lucie County Florida | 1 | $ 528,000 | $ 528,000 | $ 503,000 |
| Baldwin County Georgia | 1 | $ 25,000 | $ 25,000 | $ 71,000 |
| Bleckley County Georgia | 1 | $ 153,000 | $ 153,000 | $ 190,000 |
| Catoosa County Georgia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Emanuel County Georgia | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Franklin County Georgia | 1 | $ 360,000 | $ 360,000 | $ 235,000 |
| Haralson County Georgia | 1 | $ 160,000 | $ 160,000 | $ 114,000 |
| Laurens County Georgia | 1 | $ 333,000 | $ 333,000 | $ 133,000 |
| Lowndes County Georgia | 1 | $ 109,000 | $ 109,000 | $ 41,000 |
| McIntosh County Georgia | 1 | $ 414,000 | $ 414,000 | $ 124,000 |
| Mitchell County Georgia | 1 | $ 38,000 | $ 38,000 | $ 61,000 |
| Polk County Georgia | 1 | $ 86,000 | $ 86,000 | $ 58,000 |
| Rabun County Georgia | 1 | $ 12,000 | $ 12,000 | $ 83,000 |
| Toombs County Georgia | 1 | $ 104,000 | $ 104,000 | $ 73,000 |
| Upson County Georgia | 1 | $ 109,000 | $ 109,000 | $ 38,000 |
| Walker County Georgia | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Wilkinson County Georgia | 1 | $ 132,000 | $ 132,000 | $ 246,000 |
| Dearborn County Indiana | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Elkhart County Indiana | 1 | $ 176,000 | $ 176,000 | $ 48,000 |
| Hendricks County Indiana | 1 | $ 74,000 | $ 74,000 | $ 111,000 |
| Lake County Indiana | 1 | $ 129,000 | $ 129,000 | $ 68,000 |
| Lawrence County Indiana | 1 | $ 129,000 | $ 129,000 | $ 58,000 |
| Madison County Indiana | 1 | $ 48,000 | $ 48,000 | $ 46,000 |
| Vigo County Indiana | 1 | $ 105,000 | $ 105,000 | $ 322,000 |
| Barren County Kentucky | 1 | $ 83,000 | $ 83,000 | $ 77,000 |
| Carroll County Kentucky | 1 | $ 140,000 | $ 140,000 | $ 51,000 |
| Cumberland County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 61,000 |
| Jefferson County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 200,000 |
| Jessamine County Kentucky | 1 | $ 489,000 | $ 489,000 | $ 222,000 |
| Trimble County Kentucky | 1 | $ 184,000 | $ 184,000 | $ 73,000 |
| Baltimore City County Maryland | 1 | $ 47,000 | $ 47,000 | $ 34,000 |
| Barnstable County Massachusetts | 1 | $ 205,000 | $ 205,000 | $ 170,000 |
| Essex County Massachusetts | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Norfolk County Massachusetts | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Plymouth County Massachusetts | 1 | $ 75,000 | $ 75,000 | $ 173,000 |
| Suffolk County Massachusetts | 1 | $ 70,000 | $ 70,000 | $ 177,000 |
| Blue Earth County Minnesota | 1 | $ 180,000 | $ 180,000 | $ 75,000 |
| Douglas County Minnesota | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Olmsted County Minnesota | 1 | $ 382,000 | $ 382,000 | $ 0 |
| Ramsey County Minnesota | 1 | $ 222,000 | $ 222,000 | $ 160,000 |
| Erie County New York | 1 | $ 73,000 | $ 73,000 | $ 41,000 |
| Kings County New York | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Monroe County New York | 1 | $ 32,000 | $ 32,000 | $ 240,000 |
| Oneida County New York | 1 | $ 31,000 | $ 31,000 | $ 63,000 |
| Onondaga County New York | 1 | $ 15,000 | $ 15,000 | $ 77,000 |
| Warren County New York | 1 | $ 347,000 | $ 347,000 | $ 510,000 |
| Avery County North Carolina | 1 | $ 266,000 | $ 266,000 | $ 245,000 |
| Craven County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 62,000 |
| Harnett County North Carolina | 1 | $ 249,000 | $ 249,000 | $ 518,000 |
| Haywood County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 26,000 |
| Henderson County North Carolina | 1 | $ 73,000 | $ 73,000 | $ 113,000 |
| Iredell County North Carolina | 1 | $ 208,000 | $ 208,000 | $ 132,000 |
| McDowell County North Carolina | 1 | $ 380,000 | $ 380,000 | $ 149,000 |
| Pender County North Carolina | 1 | $ 124,000 | $ 124,000 | $ 27,000 |
| Pitt County North Carolina | 1 | $ 41,000 | $ 41,000 | $ 101,000 |
| Transylvania County North Carolina | 1 | $ 206,000 | $ 206,000 | $ 112,000 |
| Wayne County North Carolina | 1 | $ 162,000 | $ 162,000 | $ 84,000 |
| Clermont County Ohio | 1 | $ 162,000 | $ 162,000 | $ 150,000 |
| Franklin County Ohio | 1 | $ 374,000 | $ 374,000 | $ 123,000 |
| Geauga County Ohio | 1 | $ 393,000 | $ 393,000 | $ 0 |
| Warren County Ohio | 1 | $ 183,000 | $ 183,000 | $ 58,000 |
| Florence County South Carolina | 1 | $ 112,000 | $ 112,000 | $ 71,000 |
| Lancaster County South Carolina | 1 | $ 60,000 | $ 60,000 | $ 288,000 |
| Spartanburg County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 107,000 |
| Blount County Tennessee | 1 | $ 139,000 | $ 139,000 | $ 54,000 |
| Bradley County Tennessee | 1 | $ 232,000 | $ 232,000 | $ 73,000 |
| Claiborne County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| Marion County Tennessee | 1 | $ 213,000 | $ 213,000 | $ 130,000 |
| McNairy County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 196,000 |
| Rhea County Tennessee | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Roane County Tennessee | 1 | $ 424,000 | $ 424,000 | $ 101,000 |
| Sevier County Tennessee | 1 | $ 57,000 | $ 57,000 | $ 65,000 |
| Smith County Tennessee | 1 | $ 164,000 | $ 164,000 | $ 66,000 |
| Sumner County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Unicoi County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 49,000 |
| Washington County Tennessee | 1 | $ 153,000 | $ 153,000 | $ 100,000 |
| Wilson County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 115,000 |
| Bexar County Texas | 1 | $ 218,000 | $ 218,000 | $ 103,000 |
| Brazoria County Texas | 1 | $ 100,000 | $ 100,000 | $ 65,000 |
| Ellis County Texas | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Galveston County Texas | 1 | $ 91,000 | $ 91,000 | $ 38,000 |
| Grayson County Texas | 1 | $ 131,000 | $ 131,000 | $ 60,000 |
| Montgomery County Texas | 1 | $ 464,000 | $ 464,000 | $ 148,000 |
| Rockwall County Texas | 1 | $ 92,000 | $ 92,000 | $ 51,000 |
| Alexandria County Virginia | 1 | $ 110,000 | $ 110,000 | $ 196,000 |
| Fauquier County Virginia | 1 | $ 420,000 | $ 420,000 | $ 143,000 |
| Hampton County Virginia | 1 | $ 360,000 | $ 360,000 | $ 194,000 |
| Henrico County Virginia | 1 | $ 97,000 | $ 97,000 | $ 77,000 |
| Lee County Virginia | 1 | $ 55,000 | $ 55,000 | $ 109,000 |
| Lexington County Virginia | 1 | $ 180,000 | $ 180,000 | $ 108,000 |
Mortgage Loan Application Detail Totals for Delta Community Credit Union in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,519 | $507,148,000 | $201,000 | $3,480,000 | $101,000 | $834,000 |
| Refinancing | 1,967 | $340,282,000 | $172,000 | $10,400,000 | $96,000 | $2,000,000 |
| Home Improvement | 615 | $37,621,000 | $61,000 | $485,000 | $124,000 | $873,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,408 | $414,911,000 | $172,000 | $1,400,000 | $115,000 | $1,638,000 |
| Not Provided | 1,535 | $288,206,000 | $187,000 | $10,400,000 | $94,000 | $760,000 |
| Black or African American | 711 | $103,905,000 | $146,000 | $713,000 | $79,000 | $465,000 |
| Hispanic | 246 | $36,706,000 | $149,000 | $937,000 | $90,000 | $2,000,000 |
| Asian | 160 | $33,592,000 | $209,000 | $628,000 | $112,000 | $724,000 |
| American Indian or Alaskan Native | 28 | $4,930,000 | $176,000 | $540,000 | $92,000 | $332,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $1,340,000 | $148,000 | $347,000 | $111,000 | $363,000 |
| Not applicable | 4 | $1,461,000 | $365,000 | $1,155,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,101 | $885,051,000 | $173,000 | $10,400,000 | $102,000 | $2,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,798 | $464,329,000 | $165,000 | $1,400,000 | $116,000 | $1,638,000 |
| Application Approved But Not Accepted | 1,268 | $242,140,000 | $190,000 | $1,000,000 | $111,000 | $2,000,000 |
| Application Denied By Financial Institution | 707 | $113,644,000 | $160,000 | $10,400,000 | $72,000 | $760,000 |
| Application Withdrawn By Applicant | 161 | $31,296,000 | $194,000 | $486,000 | $14,000 | $310,000 |
| File Closed For Incompleteness | 155 | $30,940,000 | $199,000 | $3,480,000 | $5,000 | $432,000 |
| Preapproval Approved but not Accepted | 10 | $1,926,000 | $192,000 | $416,000 | $101,000 | $200,000 |
| Preapproval Denied by Financial Institution | 2 | $776,000 | $388,000 | $672,000 | $130,000 | $229,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 282 | $38,825,000 | $137,000 | $683,000 | $63,000 | $438,000 |
| Debt-To-Income Ratio | 169 | $23,984,000 | $141,000 | $763,000 | $62,000 | $502,000 |
| Other | 131 | $21,620,000 | $165,000 | $713,000 | $81,000 | $735,000 |
| Collateral | 83 | $12,734,000 | $153,000 | $677,000 | $118,000 | $760,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 16 | $2,583,000 | $161,000 | $624,000 | $50,000 | $175,000 |
| Employment History | 13 | $2,191,000 | $168,000 | $386,000 | $78,000 | $144,000 |
| Unverifiable Information | 9 | $1,282,000 | $142,000 | $441,000 | $58,000 | $137,000 |
| Credit Application Incomplete | 3 | $10,725,000 | $3,575,000 | $10,400,000 | $23,000 | $70,000 |
| Mortgage Insurance Denied | 2 | $304,000 | $152,000 | $183,000 | $47,000 | $58,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Delta Community Credit Union's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Delta Community Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.