Desert Hills Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Desert Hills Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Desert Hills Bank 3001 E. Camelback Road Phoenix, AZ 85016 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,263 |
| Total Mortgage Loan Application Amount | $387,803,000 |
| Average Mortgage Loan Application Amount | $322,666 |
| Highest Mortgage Loan Application Amount | $6,500,000 |
| Average Applicant Income | $125,666 |
| Highest Applicant Income | $1,906,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Desert Hills Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Desert Hills Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Desert Hills Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Desert Hills Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Desert Hills Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Desert Hills Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 494 | $ 174,677,000 | $ 353,000 | $ 122,000 |
| Spokane County Washington | 256 | $ 47,908,000 | $ 187,000 | $ 102,000 |
| Yavapai County Arizona | 209 | $ 85,258,000 | $ 407,000 | $ 136,000 |
| Pinal County Arizona | 66 | $ 13,072,000 | $ 198,000 | $ 240,000 |
| Kootenai County Idaho | 30 | $ 7,438,000 | $ 247,000 | $ 120,000 |
| Coconino County Arizona | 23 | $ 11,923,000 | $ 518,000 | $ 190,000 |
| Pima County Arizona | 12 | $ 3,735,000 | $ 311,000 | $ 113,000 |
| King County Washington | 12 | $ 5,129,000 | $ 427,000 | $ 190,000 |
| Okanogan County Washington | 10 | $ 1,849,000 | $ 184,000 | $ 68,000 |
| Gila County Arizona | 9 | $ 2,576,000 | $ 286,000 | $ 128,000 |
| Navajo County Arizona | 6 | $ 1,348,000 | $ 224,000 | $ 191,000 |
| Stevens County Washington | 6 | $ 1,088,000 | $ 181,000 | $ 117,000 |
| Mohave County Arizona | 5 | $ 930,000 | $ 186,000 | $ 16,000 |
| Los Angeles County California | 5 | $ 1,929,000 | $ 385,000 | $ 117,000 |
| Ada County Idaho | 5 | $ 856,000 | $ 171,000 | $ 182,000 |
| Bonner County Idaho | 5 | $ 1,317,000 | $ 263,000 | $ 80,000 |
| Weber County Utah | 5 | $ 626,000 | $ 125,000 | $ 58,000 |
| Kitsap County Washington | 5 | $ 955,000 | $ 191,000 | $ 80,000 |
| Clackamas County Oregon | 4 | $ 622,000 | $ 155,000 | $ 152,000 |
| Multnomah County Oregon | 4 | $ 651,000 | $ 162,000 | $ 93,000 |
| Greenville County South Carolina | 4 | $ 496,000 | $ 124,000 | $ 162,000 |
| Thurston County Washington | 4 | $ 1,194,000 | $ 298,000 | $ 38,000 |
| Orange County California | 3 | $ 2,849,000 | $ 949,000 | $ 324,000 |
| Clearwater County Idaho | 3 | $ 426,000 | $ 142,000 | $ 68,000 |
| Davis County Utah | 3 | $ 955,000 | $ 318,000 | $ 267,000 |
| Lincoln County Washington | 3 | $ 431,000 | $ 143,000 | $ 50,000 |
| Snohomish County Washington | 3 | $ 1,007,000 | $ 335,000 | $ 88,000 |
| Anchorage County Alaska | 2 | $ 742,000 | $ 371,000 | $ 126,000 |
| La Paz County Arizona | 2 | $ 600,000 | $ 300,000 | $ 81,000 |
| Kern County California | 2 | $ 334,000 | $ 167,000 | $ 91,000 |
| Placer County California | 2 | $ 770,000 | $ 385,000 | $ 177,000 |
| Teton County Idaho | 2 | $ 578,000 | $ 289,000 | $ 21,000 |
| Churchill County Nevada | 2 | $ 351,000 | $ 175,000 | $ 61,000 |
| Clark County Nevada | 2 | $ 681,000 | $ 340,000 | $ 88,000 |
| Washoe County Nevada | 2 | $ 673,000 | $ 336,000 | $ 27,000 |
| Washington County Oregon | 2 | $ 409,000 | $ 204,000 | $ 71,000 |
| Sumter County South Carolina | 2 | $ 313,000 | $ 156,000 | $ 124,000 |
| Uintah County Utah | 2 | $ 191,000 | $ 95,000 | $ 90,000 |
| Benton County Washington | 2 | $ 242,000 | $ 121,000 | $ 27,000 |
| Chelan County Washington | 2 | $ 260,000 | $ 130,000 | $ 66,000 |
| Kittitas County Washington | 2 | $ 560,000 | $ 280,000 | $ 83,000 |
| Whitman County Washington | 2 | $ 105,000 | $ 52,000 | $ 101,000 |
| Sitka County Alaska | 1 | $ 266,000 | $ 266,000 | $ 150,000 |
| Cochise County Arizona | 1 | $ 87,000 | $ 87,000 | $ 40,000 |
| Graham County Arizona | 1 | $ 189,000 | $ 189,000 | $ 71,000 |
| Santa Cruz County Arizona | 1 | $ 330,000 | $ 330,000 | $ 63,000 |
| Alameda County California | 1 | $ 715,000 | $ 715,000 | $ 226,000 |
| El Dorado County California | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Riverside County California | 1 | $ 256,000 | $ 256,000 | $ 144,000 |
| San Benito County California | 1 | $ 540,000 | $ 540,000 | $ 92,000 |
| San Bernardino County California | 1 | $ 340,000 | $ 340,000 | $ 0 |
| San Luis Obispo County California | 1 | $ 412,000 | $ 412,000 | $ 131,000 |
| Ventura County California | 1 | $ 745,000 | $ 745,000 | $ 604,000 |
| Yolo County California | 1 | $ 250,000 | $ 250,000 | $ 45,000 |
| La Plata County Colorado | 1 | $ 417,000 | $ 417,000 | $ 179,000 |
| Mesa County Colorado | 1 | $ 200,000 | $ 200,000 | $ 36,000 |
| Sarasota County Florida | 1 | $ 52,000 | $ 52,000 | $ 33,000 |
| Canyon County Idaho | 1 | $ 120,000 | $ 120,000 | $ 36,000 |
| Latah County Idaho | 1 | $ 100,000 | $ 100,000 | $ 32,000 |
| Adams County Illinois | 1 | $ 43,000 | $ 43,000 | $ 42,000 |
| Cook County Illinois | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Elkhart County Indiana | 1 | $ 209,000 | $ 209,000 | $ 84,000 |
| Ascension County Louisiana | 1 | $ 149,000 | $ 149,000 | $ 103,000 |
| Hampden County Massachusetts | 1 | $ 496,000 | $ 496,000 | $ 306,000 |
| Camden County Missouri | 1 | $ 80,000 | $ 80,000 | $ 147,000 |
| Ravalli County Montana | 1 | $ 251,000 | $ 251,000 | $ 36,000 |
| Douglas County Nevada | 1 | $ 30,000 | $ 30,000 | $ 24,000 |
| Nye County Nevada | 1 | $ 179,000 | $ 179,000 | $ 67,000 |
| Franklin County Ohio | 1 | $ 136,000 | $ 136,000 | $ 48,000 |
| Atoka County Oklahoma | 1 | $ 126,000 | $ 126,000 | $ 67,000 |
| Jackson County Oregon | 1 | $ 180,000 | $ 180,000 | $ 37,000 |
| Anderson County South Carolina | 1 | $ 126,000 | $ 126,000 | $ 69,000 |
| Georgetown County South Carolina | 1 | $ 273,000 | $ 273,000 | $ 72,000 |
| Williamson County Texas | 1 | $ 112,000 | $ 112,000 | $ 33,000 |
| Salt Lake County Utah | 1 | $ 151,000 | $ 151,000 | $ 56,000 |
| Utah County Utah | 1 | $ 167,000 | $ 167,000 | $ 41,000 |
| Rockbridge County Virginia | 1 | $ 460,000 | $ 460,000 | $ 95,000 |
| Asotin County Washington | 1 | $ 200,000 | $ 200,000 | $ 165,000 |
| Grant County Washington | 1 | $ 150,000 | $ 150,000 | $ 85,000 |
| Pierce County Washington | 1 | $ 360,000 | $ 360,000 | $ 79,000 |
| Whatcom County Washington | 1 | $ 350,000 | $ 350,000 | $ 100,000 |
Mortgage Loan Application Detail Totals for Desert Hills Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 648 | $182,103,000 | $281,000 | $5,350,000 | $121,000 | $1,370,000 |
| Home Purchase | 552 | $183,274,000 | $332,000 | $6,500,000 | $131,000 | $1,906,000 |
| Home Improvement | 63 | $22,426,000 | $355,000 | $2,173,000 | $125,000 | $540,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 987 | $300,419,000 | $304,000 | $5,350,000 | $139,000 | $1,906,000 |
| Not Provided | 94 | $33,148,000 | $352,000 | $6,500,000 | $112,000 | $1,500,000 |
| Not applicable | 75 | $21,184,000 | $282,000 | $1,825,000 | $0 | $0 |
| Hispanic | 58 | $18,682,000 | $322,000 | $2,725,000 | $107,000 | $1,816,000 |
| Asian | 21 | $5,959,000 | $283,000 | $715,000 | $99,000 | $226,000 |
| Black or African American | 20 | $7,056,000 | $352,000 | $1,313,000 | $74,000 | $231,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $957,000 | $159,000 | $324,000 | $149,000 | $325,000 |
| American Indian or Alaskan Native | 2 | $398,000 | $199,000 | $284,000 | $141,000 | $255,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,262 | $387,719,000 | $307,000 | $6,500,000 | $126,000 | $1,906,000 |
| FHA-insured (Federal Housing Administration) | 1 | $84,000 | $84,000 | $84,000 | $37,000 | $37,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 768 | $232,316,000 | $302,000 | $4,600,000 | $138,000 | $1,906,000 |
| Application Withdrawn By Applicant | 228 | $78,706,000 | $345,000 | $6,500,000 | $116,000 | $1,500,000 |
| Application Denied By Financial Institution | 151 | $49,130,000 | $325,000 | $5,350,000 | $100,000 | $720,000 |
| Application Approved But Not Accepted | 114 | $27,112,000 | $237,000 | $1,262,000 | $97,000 | $486,000 |
| File Closed For Incompleteness | 2 | $539,000 | $269,000 | $400,000 | $171,000 | $257,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Desert Hills Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Desert Hills Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet
with aggregated HMDA statistics today.