Dha Financial, LLC Mortgage Lending & HMDA Data, 2015

In 2015, Dha Financial, LLC of Centennial, CO reported 672 mortgage applications totaling $145.4 million, up 6% from 2014. The average application was for $216,440, and applicants reported an average income of $82,031. 40% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Denver-Aurora-Lakewood, CO (351), Greeley, CO (38) and Colorado Springs, CO (37) (applications in parentheses).

Mortgage Company & Address Dha Financial, LLC
7600 E. Arapahoe Rd. Suite 319
Centennial, CO 80112
Tel #: available with data download
Federal Regulator * available with data download
Years 2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  
Total Number of Mortgage Applications 672
Total Mortgage Loan Application Amount $145,448,000
Average Mortgage Loan Application Amount $216,440
Highest Mortgage Loan Application Amount $810,000
Average Applicant Income $82,031
Highest Applicant Income $1,240,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Dha Financial, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Dha Financial, LLC by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Arapahoe, Colorado 111 $ 25,847,000 $ 232,855 $ 80,000
Jefferson, Colorado 72 $ 16,114,000 $ 223,805 $ 82,000
Adams, Colorado 60 $ 13,009,000 $ 216,816 $ 73,000
Denver, Colorado 50 $ 10,961,000 $ 219,220 $ 76,000
Douglas, Colorado 48 $ 13,653,000 $ 284,437 $ 98,000
Weld, Colorado 38 $ 8,204,000 $ 215,894 $ 86,000
El Paso, Colorado 36 $ 6,433,000 $ 178,694 $ 72,000
Larimer, Colorado 32 $ 6,900,000 $ 215,625 $ 93,000
Gregg, Texas 24 $ 3,843,000 $ 160,125 $ 65,000
Pueblo, Colorado 13 $ 2,209,000 $ 169,923 $ 84,000
Eagle, Colorado 12 $ 3,460,000 $ 288,333 $ 70,000
Garfield, Colorado 10 $ 2,619,000 $ 261,900 $ 78,000
Mesa, Colorado 10 $ 2,051,000 $ 205,100 $ 80,000
Boulder, Colorado 9 $ 2,128,000 $ 236,444 $ 120,000
Summit, Colorado 8 $ 1,479,000 $ 184,875 $ 56,000
Harrison, Texas 7 $ 1,347,000 $ 192,428 $ 74,000
Fremont, Colorado 6 $ 1,097,000 $ 182,833 $ 84,000
Broomfield, Colorado 5 $ 918,000 $ 183,600 $ 81,000
San Miguel, Colorado 5 $ 1,901,000 $ 380,200 $ 603,000
Milwaukee, Wisconsin 5 $ 690,000 $ 138,000 $ 69,000
Chaffee, Colorado 4 $ 948,000 $ 237,000 $ 69,000
Montezuma, Colorado 4 $ 575,000 $ 143,750 $ 39,000
Morgan, Colorado 4 $ 714,000 $ 178,500 $ 67,000
Park, Colorado 4 $ 931,000 $ 232,750 $ 40,000
King, Washington 4 $ 940,000 $ 235,000 $ 30,000
La Plata, Colorado 3 $ 691,000 $ 230,333 $ 123,000
Moffat, Colorado 3 $ 450,000 $ 150,000 $ 57,000
Rio Blanco, Colorado 3 $ 641,000 $ 213,666 $ 109,000
Dallas, Texas 3 $ 526,000 $ 175,333 $ 39,000
Denton, Texas 3 $ 922,000 $ 307,333 $ 53,000
Pierce, Washington 3 $ 580,000 $ 193,333 $ 0
Spokane, Washington 3 $ 488,000 $ 162,666 $ 0
Grand, Colorado 2 $ 530,000 $ 265,000 $ 55,000
Gunnison, Colorado 2 $ 322,000 $ 161,000 $ 112,000
Huerfano, Colorado 2 $ 304,000 $ 152,000 $ 64,000
Rio Grande, Colorado 2 $ 271,000 $ 135,500 $ 49,000
Saguache, Colorado 2 $ 152,000 $ 76,000 $ 41,000
Jefferson, Texas 2 $ 133,000 $ 66,500 $ 67,000
Rusk, Texas 2 $ 254,000 $ 127,000 $ 62,000
Benton, Washington 2 $ 346,000 $ 173,000 $ 22,000
Grant, Washington 2 $ 347,000 $ 173,500 $ 35,000
Snohomish, Washington 2 $ 349,000 $ 174,500 $ 86,000
Dane, Wisconsin 2 $ 306,000 $ 153,000 $ 116,000
Washington, Wisconsin 2 $ 335,000 $ 167,500 $ 87,000
Kern, California 1 $ 164,000 $ 164,000 $ 60,000
Merced, California 1 $ 88,000 $ 88,000 $ 50,000
Orange, California 1 $ 322,000 $ 322,000 $ 97,000
San Joaquin, California 1 $ 197,000 $ 197,000 $ 45,000
Ventura, California 1 $ 338,000 $ 338,000 $ 229,000
Custer, Colorado 1 $ 160,000 $ 160,000 $ 44,000
Delta, Colorado 1 $ 168,000 $ 168,000 $ 72,000
Elbert, Colorado 1 $ 317,000 $ 317,000 $ 155,000
Las Animas, Colorado 1 $ 120,000 $ 120,000 $ 45,000
Montrose, Colorado 1 $ 142,000 $ 142,000 $ 33,000
Pitkin, Colorado 1 $ 60,000 $ 60,000 $ 112,000
Prowers, Colorado 1 $ 325,000 $ 325,000 $ 100,000
Teller, Colorado 1 $ 98,000 $ 98,000 $ 0
Camp, Texas 1 $ 202,000 $ 202,000 $ 48,000
Fort Bend, Texas 1 $ 239,000 $ 239,000 $ 108,000
Harris, Texas 1 $ 194,000 $ 194,000 $ 88,000
Hidalgo, Texas 1 $ 183,000 $ 183,000 $ 93,000
Hood, Texas 1 $ 196,000 $ 196,000 $ 88,000
McLennan, Texas 1 $ 106,000 $ 106,000 $ 192,000
Nueces, Texas 1 $ 201,000 $ 201,000 $ 72,000
Polk, Texas 1 $ 170,000 $ 170,000 $ 69,000
Tarrant, Texas 1 $ 91,000 $ 91,000 $ 42,000
Travis, Texas 1 $ 262,000 $ 262,000 $ 93,000
Upshur, Texas 1 $ 153,000 $ 153,000 $ 49,000
Wichita, Texas 1 $ 232,000 $ 232,000 $ 112,000
Williamson, Texas 1 $ 227,000 $ 227,000 $ 72,000
Wise, Texas 1 $ 183,000 $ 183,000 $ 62,000
Wood, Texas 1 $ 84,000 $ 84,000 $ 34,000
Chelan, Washington 1 $ 179,000 $ 179,000 $ 72,000
Douglas, Washington 1 $ 242,000 $ 242,000 $ 96,000
Grays Harbor, Washington 1 $ 168,000 $ 168,000 $ 0
Kitsap, Washington 1 $ 249,000 $ 249,000 $ 73,000
Mason, Washington 1 $ 220,000 $ 220,000 $ 98,000
Pend Oreille, Washington 1 $ 243,000 $ 243,000 $ 79,000
Thurston, Washington 1 $ 214,000 $ 214,000 $ 0
Whatcom, Washington 1 $ 180,000 $ 180,000 $ 48,000
Yakima, Washington 1 $ 126,000 $ 126,000 $ 54,000
Brown, Wisconsin 1 $ 111,000 $ 111,000 $ 60,000
Jefferson, Wisconsin 1 $ 208,000 $ 208,000 $ 92,000
Marathon, Wisconsin 1 $ 170,000 $ 170,000 $ 84,000
Marquette, Wisconsin 1 $ 83,000 $ 83,000 $ 18,000
Outagamie, Wisconsin 1 $ 235,000 $ 235,000 $ 95,000
Sheboygan, Wisconsin 1 $ 179,000 $ 179,000 $ 88,000
Waukesha, Wisconsin 1 $ 155,000 $ 155,000 $ 106,000
Waupaca, Wisconsin 1 $ 193,000 $ 193,000 $ 63,000
Winnebago, Wisconsin 1 $ 153,000 $ 153,000 $ 0

Mortgage Loan Application Detail Totals for Dha Financial, LLC in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 483 $103,739,000 $214,000 $810,000 $84,000 $1,240,000
Home Purchase 189 $41,709,000 $220,000 $480,000 $77,000 $271,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 500 $110,770,000 $221,000 $500,000 $85,000 $1,240,000
Hispanic 82 $17,667,000 $215,000 $810,000 $74,000 $239,000
Black or African American 42 $7,277,000 $173,000 $279,000 $63,000 $129,000
Asian 27 $5,349,000 $198,000 $337,000 $76,000 $159,000
Not Provided 13 $2,734,000 $210,000 $358,000 $88,000 $150,000
Native Hawaiian or Other Pacific Islander 5 $1,198,000 $239,000 $265,000 $50,000 $70,000
American Indian or Alaskan Native 3 $453,000 $151,000 $179,000 $71,000 $93,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 427 $93,379,000 $218,000 $810,000 $93,000 $872,000
FHA-insured (Federal Housing Administration) 192 $40,059,000 $208,000 $480,000 $60,000 $1,240,000
VA-guaranteed (Veterans Administration) 43 $10,136,000 $235,000 $432,000 $71,000 $157,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 10 $1,874,000 $187,000 $265,000 $56,000 $80,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 309 $66,763,000 $216,000 $810,000 $81,000 $1,240,000
Loan Originated 269 $57,908,000 $215,000 $432,000 $82,000 $332,000
File Closed For Incompleteness 80 $17,014,000 $212,000 $389,000 $73,000 $204,000
Application Denied By Financial Institution 9 $2,482,000 $275,000 $473,000 $149,000 $872,000
Application Approved But Not Accepted 5 $1,281,000 $256,000 $351,000 $92,000 $114,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 2 $506,000 $253,000 $253,000 $90,000 $92,000
Collateral 2 $773,000 $386,000 $473,000 $469,000 $872,000
Other 2 $426,000 $213,000 $273,000 $26,000 $38,000
Debt-To-Income Ratio 1 $454,000 $454,000 $454,000 $64,000 $64,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Dha Financial, LLC's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Dha Financial, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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