Direct Lenders, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Direct Lenders, Llc 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Direct Lenders, Llc 1600 Kennesaw Due West Road Suite 610 Lawrenceville, GA 30152 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2015 2012 |
| Total Number of Mortgage Applications | 1,534 |
| Total Mortgage Loan Application Amount | $227,791,000 |
| Average Mortgage Loan Application Amount | $145,000 |
| Highest Mortgage Loan Application Amount | $537,000 |
| Average Applicant Income | $23,333 |
| Highest Applicant Income | $420,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Direct Lenders, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Direct Lenders, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Direct Lenders, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Direct Lenders, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Direct Lenders, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Direct Lenders, Llc's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cobb County Georgia | 95 | $ 16,387,000 | $ 172,000 | $ 35,000 |
| Gwinnett County Georgia | 62 | $ 8,850,000 | $ 142,000 | $ 12,000 |
| Paulding County Georgia | 49 | $ 5,692,000 | $ 116,000 | $ 20,000 |
| DeKalb County Georgia | 46 | $ 5,924,000 | $ 128,000 | $ 16,000 |
| Newton County Georgia | 38 | $ 5,071,000 | $ 133,000 | $ 4,000 |
| Henry County Georgia | 35 | $ 4,839,000 | $ 138,000 | $ 3,000 |
| Cherokee County Georgia | 33 | $ 4,807,000 | $ 145,000 | $ 19,000 |
| Chatham County Georgia | 30 | $ 4,282,000 | $ 142,000 | $ 4,000 |
| Clayton County Georgia | 28 | $ 3,400,000 | $ 121,000 | $ 3,000 |
| Orange County Florida | 27 | $ 5,686,000 | $ 210,000 | $ 44,000 |
| Fulton County Georgia | 27 | $ 4,373,000 | $ 161,000 | $ 22,000 |
| Bartow County Georgia | 24 | $ 3,124,000 | $ 130,000 | $ 2,000 |
| Bexar County Texas | 24 | $ 3,798,000 | $ 158,000 | $ 0 |
| Duval County Florida | 22 | $ 3,660,000 | $ 166,000 | $ 12,000 |
| Coweta County Georgia | 22 | $ 3,204,000 | $ 145,000 | $ 17,000 |
| Douglas County Georgia | 21 | $ 3,171,000 | $ 151,000 | $ 18,000 |
| Hillsborough County Florida | 18 | $ 3,023,000 | $ 167,000 | $ 12,000 |
| Houston County Georgia | 18 | $ 2,565,000 | $ 142,000 | $ 2,000 |
| Rockdale County Georgia | 18 | $ 2,404,000 | $ 133,000 | $ 14,000 |
| Brevard County Florida | 16 | $ 3,030,000 | $ 189,000 | $ 72,000 |
| Wake County North Carolina | 16 | $ 2,186,000 | $ 136,000 | $ 5,000 |
| Barrow County Georgia | 15 | $ 1,802,000 | $ 120,000 | $ 4,000 |
| Forsyth County Georgia | 15 | $ 2,890,000 | $ 192,000 | $ 42,000 |
| Hall County Georgia | 15 | $ 2,250,000 | $ 150,000 | $ 0 |
| Harris County Texas | 15 | $ 2,079,000 | $ 138,000 | $ 0 |
| Carroll County Georgia | 14 | $ 1,777,000 | $ 126,000 | $ 8,000 |
| Columbia County Georgia | 14 | $ 1,993,000 | $ 142,000 | $ 8,000 |
| Floyd County Georgia | 13 | $ 1,719,000 | $ 132,000 | $ 7,000 |
| Bell County Texas | 13 | $ 1,637,000 | $ 125,000 | $ 0 |
| Tarrant County Texas | 13 | $ 1,609,000 | $ 123,000 | $ 0 |
| Riverside County California | 12 | $ 2,756,000 | $ 229,000 | $ 0 |
| Clay County Florida | 12 | $ 2,105,000 | $ 175,000 | $ 47,000 |
| Miami-Dade County Florida | 12 | $ 2,283,000 | $ 190,000 | $ 22,000 |
| Polk County Florida | 12 | $ 1,738,000 | $ 144,000 | $ 32,000 |
| Okaloosa County Florida | 11 | $ 1,839,000 | $ 167,000 | $ 0 |
| Richmond County Georgia | 11 | $ 1,711,000 | $ 155,000 | $ 20,000 |
| Mecklenburg County North Carolina | 11 | $ 1,788,000 | $ 162,000 | $ 14,000 |
| Los Angeles County California | 10 | $ 2,170,000 | $ 217,000 | $ 0 |
| San Bernardino County California | 10 | $ 1,314,000 | $ 131,000 | $ 0 |
| Pasco County Florida | 10 | $ 1,896,000 | $ 189,000 | $ 58,000 |
| Pinellas County Florida | 10 | $ 1,538,000 | $ 153,000 | $ 14,000 |
| Liberty County Georgia | 10 | $ 1,292,000 | $ 129,000 | $ 4,000 |
| Muscogee County Georgia | 10 | $ 1,438,000 | $ 143,000 | $ 0 |
| Walton County Georgia | 10 | $ 1,676,000 | $ 167,000 | $ 0 |
| Williamson County Texas | 10 | $ 1,578,000 | $ 157,000 | $ 12,000 |
| Mobile County Alabama | 9 | $ 1,161,000 | $ 129,000 | $ 3,000 |
| Clarke County Georgia | 9 | $ 1,081,000 | $ 120,000 | $ 5,000 |
| Cumberland County North Carolina | 9 | $ 1,019,000 | $ 113,000 | $ 0 |
| Travis County Texas | 9 | $ 1,422,000 | $ 158,000 | $ 20,000 |
| Sacramento County California | 8 | $ 999,000 | $ 124,000 | $ 8,000 |
| Broward County Florida | 8 | $ 1,418,000 | $ 177,000 | $ 37,000 |
| Escambia County Florida | 8 | $ 1,279,000 | $ 159,000 | $ 0 |
| Seminole County Florida | 8 | $ 1,249,000 | $ 156,000 | $ 39,000 |
| Troup County Georgia | 8 | $ 1,026,000 | $ 128,000 | $ 0 |
| Onslow County North Carolina | 8 | $ 1,088,000 | $ 136,000 | $ 0 |
| Osceola County Florida | 7 | $ 1,064,000 | $ 152,000 | $ 0 |
| Palm Beach County Florida | 7 | $ 1,121,000 | $ 160,000 | $ 12,000 |
| Fayette County Georgia | 7 | $ 1,590,000 | $ 227,000 | $ 98,000 |
| Autauga County Alabama | 6 | $ 991,000 | $ 165,000 | $ 13,000 |
| Jefferson County Alabama | 6 | $ 715,000 | $ 119,000 | $ 5,000 |
| Lee County Alabama | 6 | $ 1,121,000 | $ 186,000 | $ 12,000 |
| Montgomery County Alabama | 6 | $ 892,000 | $ 148,000 | $ 36,000 |
| Sarasota County Florida | 6 | $ 795,000 | $ 132,000 | $ 10,000 |
| Dougherty County Georgia | 6 | $ 726,000 | $ 121,000 | $ 0 |
| Guilford County North Carolina | 6 | $ 818,000 | $ 136,000 | $ 5,000 |
| El Paso County Texas | 6 | $ 863,000 | $ 143,000 | $ 7,000 |
| Baldwin County Alabama | 5 | $ 828,000 | $ 165,000 | $ 0 |
| Elmore County Alabama | 5 | $ 633,000 | $ 126,000 | $ 5,000 |
| Madison County Alabama | 5 | $ 690,000 | $ 138,000 | $ 0 |
| St. Clair County Alabama | 5 | $ 1,125,000 | $ 225,000 | $ 0 |
| Tuscaloosa County Alabama | 5 | $ 685,000 | $ 137,000 | $ 58,000 |
| Lake County Florida | 5 | $ 749,000 | $ 149,000 | $ 12,000 |
| Lee County Florida | 5 | $ 1,005,000 | $ 201,000 | $ 57,000 |
| Manatee County Florida | 5 | $ 1,141,000 | $ 228,000 | $ 42,000 |
| St. Lucie County Florida | 5 | $ 681,000 | $ 136,000 | $ 14,000 |
| Volusia County Florida | 5 | $ 643,000 | $ 128,000 | $ 0 |
| Effingham County Georgia | 5 | $ 709,000 | $ 141,000 | $ 11,000 |
| Jackson County Georgia | 5 | $ 630,000 | $ 126,000 | $ 7,000 |
| Whitfield County Georgia | 5 | $ 594,000 | $ 118,000 | $ 0 |
| Union County North Carolina | 5 | $ 768,000 | $ 153,000 | $ 27,000 |
| Limestone County Alabama | 4 | $ 503,000 | $ 125,000 | $ 0 |
| San Diego County California | 4 | $ 932,000 | $ 233,000 | $ 0 |
| Collier County Florida | 4 | $ 777,000 | $ 194,000 | $ 57,000 |
| Marion County Florida | 4 | $ 431,000 | $ 107,000 | $ 0 |
| Santa Rosa County Florida | 4 | $ 774,000 | $ 193,000 | $ 0 |
| Bryan County Georgia | 4 | $ 878,000 | $ 219,000 | $ 27,000 |
| Bulloch County Georgia | 4 | $ 519,000 | $ 129,000 | $ 20,000 |
| Catoosa County Georgia | 4 | $ 490,000 | $ 122,000 | $ 0 |
| Lowndes County Georgia | 4 | $ 548,000 | $ 137,000 | $ 0 |
| Murray County Georgia | 4 | $ 487,000 | $ 121,000 | $ 22,000 |
| Spalding County Georgia | 4 | $ 481,000 | $ 120,000 | $ 0 |
| Craven County North Carolina | 4 | $ 582,000 | $ 145,000 | $ 0 |
| Forsyth County North Carolina | 4 | $ 520,000 | $ 130,000 | $ 0 |
| Gaston County North Carolina | 4 | $ 477,000 | $ 119,000 | $ 0 |
| New Hanover County North Carolina | 4 | $ 683,000 | $ 170,000 | $ 0 |
| Rowan County North Carolina | 4 | $ 469,000 | $ 117,000 | $ 0 |
| Montgomery County Texas | 4 | $ 593,000 | $ 148,000 | $ 0 |
| Parker County Texas | 4 | $ 654,000 | $ 163,000 | $ 0 |
| Houston County Alabama | 3 | $ 353,000 | $ 117,000 | $ 0 |
| Russell County Alabama | 3 | $ 396,000 | $ 132,000 | $ 0 |
| Shelby County Alabama | 3 | $ 657,000 | $ 219,000 | $ 95,000 |
| Bay County Florida | 3 | $ 464,000 | $ 154,000 | $ 0 |
| Washington County Florida | 3 | $ 497,000 | $ 165,000 | $ 0 |
| Bibb County Georgia | 3 | $ 368,000 | $ 122,000 | $ 0 |
| Dawson County Georgia | 3 | $ 321,000 | $ 107,000 | $ 0 |
| Gordon County Georgia | 3 | $ 307,000 | $ 102,000 | $ 35,000 |
| Habersham County Georgia | 3 | $ 508,000 | $ 169,000 | $ 0 |
| Lee County Georgia | 3 | $ 578,000 | $ 192,000 | $ 40,000 |
| Tift County Georgia | 3 | $ 368,000 | $ 122,000 | $ 0 |
| White County Georgia | 3 | $ 455,000 | $ 151,000 | $ 0 |
| Hoke County North Carolina | 3 | $ 372,000 | $ 124,000 | $ 0 |
| Johnston County North Carolina | 3 | $ 464,000 | $ 154,000 | $ 0 |
| Lenoir County North Carolina | 3 | $ 300,000 | $ 100,000 | $ 0 |
| Pitt County North Carolina | 3 | $ 291,000 | $ 97,000 | $ 0 |
| Brazoria County Texas | 3 | $ 506,000 | $ 168,000 | $ 22,000 |
| Cass County Texas | 3 | $ 305,000 | $ 101,000 | $ 0 |
| Collin County Texas | 3 | $ 502,000 | $ 167,000 | $ 0 |
| Dallas County Texas | 3 | $ 632,000 | $ 210,000 | $ 24,000 |
| Galveston County Texas | 3 | $ 387,000 | $ 129,000 | $ 25,000 |
| Guadalupe County Texas | 3 | $ 350,000 | $ 116,000 | $ 0 |
| Wichita County Texas | 3 | $ 298,000 | $ 99,000 | $ 0 |
| Coffee County Alabama | 2 | $ 312,000 | $ 156,000 | $ 0 |
| Cullman County Alabama | 2 | $ 238,000 | $ 119,000 | $ 0 |
| Dale County Alabama | 2 | $ 247,000 | $ 123,000 | $ 0 |
| Marshall County Alabama | 2 | $ 297,000 | $ 148,000 | $ 64,000 |
| Contra Costa County California | 2 | $ 201,000 | $ 100,000 | $ 0 |
| Kern County California | 2 | $ 377,000 | $ 188,000 | $ 0 |
| San Joaquin County California | 2 | $ 388,000 | $ 194,000 | $ 0 |
| Baker County Florida | 2 | $ 245,000 | $ 122,000 | $ 0 |
| Bradford County Florida | 2 | $ 186,000 | $ 93,000 | $ 66,000 |
| Citrus County Florida | 2 | $ 255,000 | $ 127,000 | $ 0 |
| Flagler County Florida | 2 | $ 269,000 | $ 134,000 | $ 0 |
| Hernando County Florida | 2 | $ 306,000 | $ 153,000 | $ 96,000 |
| Martin County Florida | 2 | $ 541,000 | $ 270,000 | $ 96,000 |
| Wakulla County Florida | 2 | $ 232,000 | $ 116,000 | $ 0 |
| Butts County Georgia | 2 | $ 276,000 | $ 138,000 | $ 0 |
| Coffee County Georgia | 2 | $ 368,000 | $ 184,000 | $ 0 |
| Glynn County Georgia | 2 | $ 374,000 | $ 187,000 | $ 0 |
| Harris County Georgia | 2 | $ 262,000 | $ 131,000 | $ 0 |
| McIntosh County Georgia | 2 | $ 201,000 | $ 100,000 | $ 0 |
| Peach County Georgia | 2 | $ 307,000 | $ 153,000 | $ 0 |
| Stephens County Georgia | 2 | $ 241,000 | $ 120,000 | $ 0 |
| Sumter County Georgia | 2 | $ 257,000 | $ 128,000 | $ 0 |
| Walker County Georgia | 2 | $ 236,000 | $ 118,000 | $ 0 |
| Ware County Georgia | 2 | $ 188,000 | $ 94,000 | $ 57,000 |
| Franklin County North Carolina | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Granville County North Carolina | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Moore County North Carolina | 2 | $ 313,000 | $ 156,000 | $ 0 |
| Randolph County North Carolina | 2 | $ 298,000 | $ 149,000 | $ 0 |
| Robeson County North Carolina | 2 | $ 390,000 | $ 195,000 | $ 92,000 |
| Wayne County North Carolina | 2 | $ 239,000 | $ 119,000 | $ 0 |
| Fort Bend County Texas | 2 | $ 476,000 | $ 238,000 | $ 0 |
| Hardin County Texas | 2 | $ 435,000 | $ 217,000 | $ 0 |
| Hays County Texas | 2 | $ 229,000 | $ 114,000 | $ 0 |
| Nueces County Texas | 2 | $ 221,000 | $ 110,000 | $ 0 |
| Randall County Texas | 2 | $ 292,000 | $ 146,000 | $ 0 |
| Val Verde County Texas | 2 | $ 186,000 | $ 93,000 | $ 0 |
| Webb County Texas | 2 | $ 347,000 | $ 173,000 | $ 0 |
| Barbour County Alabama | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Bibb County Alabama | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Blount County Alabama | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Butler County Alabama | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Calhoun County Alabama | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Chambers County Alabama | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Chilton County Alabama | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Cleburne County Alabama | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Covington County Alabama | 1 | $ 107,000 | $ 107,000 | $ 0 |
| DeKalb County Alabama | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Etowah County Alabama | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Hale County Alabama | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Jackson County Alabama | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Lawrence County Alabama | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Morgan County Alabama | 1 | $ 120,000 | $ 120,000 | $ 17,000 |
| Maricopa County Arizona | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Alameda County California | 1 | $ 396,000 | $ 396,000 | $ 0 |
| Fresno County California | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Lassen County California | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Merced County California | 1 | $ 173,000 | $ 173,000 | $ 0 |
| San Benito County California | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Santa Clara County California | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Shasta County California | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Siskiyou County California | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Solano County California | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Stanislaus County California | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Tulare County California | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Ventura County California | 1 | $ 443,000 | $ 443,000 | $ 0 |
| Yuba County California | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Elbert County Colorado | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Charlotte County Florida | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Columbia County Florida | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Gadsden County Florida | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Gilchrist County Florida | 1 | $ 402,000 | $ 402,000 | $ 105,000 |
| Indian River County Florida | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Jackson County Florida | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Jefferson County Florida | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Leon County Florida | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Putnam County Florida | 1 | $ 131,000 | $ 131,000 | $ 0 |
| St. Johns County Florida | 1 | $ 246,000 | $ 246,000 | $ 0 |
| Union County Florida | 1 | $ 226,000 | $ 226,000 | $ 0 |
| Walton County Florida | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Ben Hill County Georgia | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Berrien County Georgia | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Bleckley County Georgia | 1 | $ 85,000 | $ 85,000 | $ 61,000 |
| Brooks County Georgia | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Colquitt County Georgia | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Crawford County Georgia | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Crisp County Georgia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Evans County Georgia | 1 | $ 113,000 | $ 113,000 | $ 13,000 |
| Fannin County Georgia | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Haralson County Georgia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Jones County Georgia | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Long County Georgia | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Madison County Georgia | 1 | $ 150,000 | $ 150,000 | $ 0 |
| McDuffie County Georgia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Meriwether County Georgia | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Oglethorpe County Georgia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Pike County Georgia | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Polk County Georgia | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Putnam County Georgia | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Rabun County Georgia | 1 | $ 167,000 | $ 167,000 | $ 192,000 |
| Talbot County Georgia | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Taylor County Georgia | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Thomas County Georgia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Warren County Georgia | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Alamance County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Burke County North Carolina | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Cabarrus County North Carolina | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Caldwell County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Catawba County North Carolina | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Chatham County North Carolina | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Cleveland County North Carolina | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Currituck County North Carolina | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Dare County North Carolina | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Davidson County North Carolina | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Edgecombe County North Carolina | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Halifax County North Carolina | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Harnett County North Carolina | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Henderson County North Carolina | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Hertford County North Carolina | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Lincoln County North Carolina | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Nash County North Carolina | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Pasquotank County North Carolina | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Richmond County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Sampson County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Scotland County North Carolina | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Stanly County North Carolina | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Surry County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Transylvania County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Wilkes County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Yadkin County North Carolina | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Brown County Ohio | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Columbiana County Ohio | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Lorain County Ohio | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Atascosa County Texas | 1 | $ 239,000 | $ 239,000 | $ 0 |
| Bowie County Texas | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Brazos County Texas | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Brown County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Coryell County Texas | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Denton County Texas | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Ellis County Texas | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Hood County Texas | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Hunt County Texas | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Kaufman County Texas | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Kerr County Texas | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Lubbock County Texas | 1 | $ 144,000 | $ 144,000 | $ 0 |
| McLennan County Texas | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Moore County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Refugio County Texas | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Taylor County Texas | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Waller County Texas | 1 | $ 100,000 | $ 100,000 | $ 0 |
Mortgage Loan Application Detail Totals for Direct Lenders, Llc in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,455 | $216,291,000 | $148,000 | $537,000 | $12,000 | $420,000 |
| Home Purchase | 76 | $11,072,000 | $145,000 | $357,000 | $58,000 | $360,000 |
| Home Improvement | 3 | $428,000 | $142,000 | $158,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 750 | $113,939,000 | $151,000 | $537,000 | $18,000 | $420,000 |
| Not Provided | 393 | $57,873,000 | $147,000 | $439,000 | $12,000 | $240,000 |
| Black or African American | 282 | $39,938,000 | $141,000 | $352,000 | $8,000 | $258,000 |
| Hispanic | 89 | $12,849,000 | $144,000 | $400,000 | $6,000 | $104,000 |
| Asian | 16 | $2,459,000 | $153,000 | $357,000 | $11,000 | $72,000 |
| American Indian or Alaskan Native | 3 | $643,000 | $214,000 | $290,000 | $61,000 | $185,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $90,000 | $90,000 | $90,000 | $115,000 | $115,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 877 | $117,112,000 | $133,000 | $402,000 | $8,000 | $360,000 |
| VA-guaranteed (Veterans Administration) | 515 | $79,355,000 | $154,000 | $537,000 | $2,000 | $216,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 142 | $31,324,000 | $220,000 | $439,000 | $92,000 | $420,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 627 | $91,626,000 | $146,000 | $443,000 | $7,000 | $329,000 |
| Application Denied By Financial Institution | 406 | $59,267,000 | $145,000 | $417,000 | $16,000 | $412,000 |
| Application Withdrawn By Applicant | 396 | $61,313,000 | $154,000 | $537,000 | $19,000 | $420,000 |
| File Closed For Incompleteness | 90 | $13,747,000 | $152,000 | $439,000 | $22,000 | $360,000 |
| Preapproval Denied by Financial Institution | 12 | $1,511,000 | $125,000 | $165,000 | $32,000 | $56,000 |
| Application Approved But Not Accepted | 2 | $234,000 | $117,000 | $118,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 1 | $93,000 | $93,000 | $93,000 | $66,000 | $66,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 271 | $37,372,000 | $137,000 | $417,000 | $10,000 | $412,000 |
| Other | 29 | $5,353,000 | $184,000 | $357,000 | $45,000 | $206,000 |
| Collateral | 24 | $3,793,000 | $158,000 | $332,000 | $25,000 | $107,000 |
| Debt-To-Income Ratio | 16 | $3,257,000 | $203,000 | $328,000 | $55,000 | $112,000 |
| Employment History | 3 | $409,000 | $136,000 | $150,000 | $23,000 | $49,000 |
| Mortgage Insurance Denied | 2 | $326,000 | $163,000 | $207,000 | $68,000 | $136,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Direct Lenders, Llc's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Direct Lenders, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.