Directions Equity, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Directions Equity, Llc 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Directions Equity, Llc 2915 W Bitters Rd #102 San Antonio, TX 78248 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2017 |
| Total Number of Mortgage Applications | 2,412 |
| Total Mortgage Loan Application Amount | $609,930,000 |
| Average Mortgage Loan Application Amount | $254,666 |
| Highest Mortgage Loan Application Amount | $1,315,000 |
| Average Applicant Income | $118,666 |
| Highest Applicant Income | $1,749,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Directions Equity, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Directions Equity, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Directions Equity, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Directions Equity, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Directions Equity, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Directions Equity, Llc's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bexar County Texas | 1,167 | $ 306,885,000 | $ 262,000 | $ 104,000 |
| Hidalgo County Texas | 469 | $ 98,435,000 | $ 209,000 | $ 96,000 |
| Cameron County Texas | 137 | $ 25,215,000 | $ 184,000 | $ 83,000 |
| Comal County Texas | 124 | $ 43,440,000 | $ 350,000 | $ 132,000 |
| Guadalupe County Texas | 94 | $ 23,060,000 | $ 245,000 | $ 88,000 |
| Harris County Texas | 43 | $ 9,745,000 | $ 226,000 | $ 129,000 |
| Kendall County Texas | 30 | $ 10,370,000 | $ 345,000 | $ 129,000 |
| Montgomery County Texas | 27 | $ 8,915,000 | $ 330,000 | $ 254,000 |
| Medina County Texas | 26 | $ 8,040,000 | $ 309,000 | $ 103,000 |
| Atascosa County Texas | 18 | $ 3,770,000 | $ 209,000 | $ 82,000 |
| Wilson County Texas | 18 | $ 7,800,000 | $ 433,000 | $ 136,000 |
| Nueces County Texas | 13 | $ 3,235,000 | $ 248,000 | $ 151,000 |
| Webb County Texas | 11 | $ 2,645,000 | $ 240,000 | $ 79,000 |
| Fort Bend County Texas | 10 | $ 3,120,000 | $ 312,000 | $ 139,000 |
| Travis County Texas | 10 | $ 4,180,000 | $ 418,000 | $ 158,000 |
| Collin County Texas | 9 | $ 2,805,000 | $ 311,000 | $ 203,000 |
| Dallas County Texas | 9 | $ 2,015,000 | $ 223,000 | $ 157,000 |
| Hays County Texas | 9 | $ 1,975,000 | $ 219,000 | $ 109,000 |
| Tarrant County Texas | 8 | $ 2,530,000 | $ 316,000 | $ 160,000 |
| Ellis County Texas | 7 | $ 2,075,000 | $ 296,000 | $ 204,000 |
| Johnson County Texas | 7 | $ 1,785,000 | $ 255,000 | $ 93,000 |
| Williamson County Texas | 7 | $ 2,005,000 | $ 286,000 | $ 261,000 |
| Bandera County Texas | 6 | $ 1,330,000 | $ 221,000 | $ 122,000 |
| Brazoria County Texas | 5 | $ 1,905,000 | $ 381,000 | $ 105,000 |
| Denton County Texas | 5 | $ 1,855,000 | $ 371,000 | $ 153,000 |
| Victoria County Texas | 5 | $ 985,000 | $ 197,000 | $ 79,000 |
| Aransas County Texas | 4 | $ 1,070,000 | $ 267,000 | $ 169,000 |
| Bastrop County Texas | 4 | $ 1,090,000 | $ 272,000 | $ 161,000 |
| Bell County Texas | 4 | $ 570,000 | $ 142,000 | $ 59,000 |
| Galveston County Texas | 4 | $ 760,000 | $ 190,000 | $ 121,000 |
| Gillespie County Texas | 4 | $ 1,390,000 | $ 347,000 | $ 104,000 |
| Washington County Utah | 4 | $ 1,870,000 | $ 467,000 | $ 153,000 |
| Brazos County Texas | 3 | $ 815,000 | $ 271,000 | $ 170,000 |
| Colorado County Texas | 3 | $ 525,000 | $ 175,000 | $ 81,000 |
| Frio County Texas | 3 | $ 625,000 | $ 208,000 | $ 77,000 |
| Kerr County Texas | 3 | $ 1,025,000 | $ 341,000 | $ 144,000 |
| Llano County Texas | 3 | $ 925,000 | $ 308,000 | $ 211,000 |
| Starr County Texas | 3 | $ 435,000 | $ 145,000 | $ 47,000 |
| Val Verde County Texas | 3 | $ 585,000 | $ 195,000 | $ 82,000 |
| Moffat County Colorado | 2 | $ 570,000 | $ 285,000 | $ 54,000 |
| DeWitt County Texas | 2 | $ 590,000 | $ 295,000 | $ 80,000 |
| Gonzales County Texas | 2 | $ 730,000 | $ 365,000 | $ 202,000 |
| Gregg County Texas | 2 | $ 510,000 | $ 255,000 | $ 106,000 |
| Kaufman County Texas | 2 | $ 620,000 | $ 310,000 | $ 72,000 |
| Kleberg County Texas | 2 | $ 250,000 | $ 125,000 | $ 47,000 |
| La Salle County Texas | 2 | $ 410,000 | $ 205,000 | $ 184,000 |
| Leon County Texas | 2 | $ 250,000 | $ 125,000 | $ 36,000 |
| San Patricio County Texas | 2 | $ 390,000 | $ 195,000 | $ 76,000 |
| Taylor County Texas | 2 | $ 440,000 | $ 220,000 | $ 58,000 |
| Uvalde County Texas | 2 | $ 440,000 | $ 220,000 | $ 179,000 |
| Orange County Florida | 1 | $ 365,000 | $ 365,000 | $ 137,000 |
| Andrews County Texas | 1 | $ 435,000 | $ 435,000 | $ 170,000 |
| Bee County Texas | 1 | $ 195,000 | $ 195,000 | $ 101,000 |
| Brooks County Texas | 1 | $ 355,000 | $ 355,000 | $ 107,000 |
| Burnet County Texas | 1 | $ 245,000 | $ 245,000 | $ 167,000 |
| Coryell County Texas | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| El Paso County Texas | 1 | $ 95,000 | $ 95,000 | $ 74,000 |
| Fayette County Texas | 1 | $ 125,000 | $ 125,000 | $ 75,000 |
| Henderson County Texas | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Houston County Texas | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| Howard County Texas | 1 | $ 105,000 | $ 105,000 | $ 159,000 |
| Jefferson County Texas | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| Liberty County Texas | 1 | $ 165,000 | $ 165,000 | $ 106,000 |
| Live Oak County Texas | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Marion County Texas | 1 | $ 165,000 | $ 165,000 | $ 107,000 |
| Matagorda County Texas | 1 | $ 285,000 | $ 285,000 | $ 235,000 |
| Maverick County Texas | 1 | $ 195,000 | $ 195,000 | $ 67,000 |
| Orange County Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Parker County Texas | 1 | $ 395,000 | $ 395,000 | $ 100,000 |
| Randall County Texas | 1 | $ 255,000 | $ 255,000 | $ 197,000 |
| Tyler County Texas | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Washington County Texas | 1 | $ 435,000 | $ 435,000 | $ 125,000 |
| Willacy County Texas | 1 | $ 25,000 | $ 25,000 | $ 16,000 |
| Summit County Utah | 1 | $ 705,000 | $ 705,000 | $ 433,000 |
| Weber County Utah | 1 | $ 805,000 | $ 805,000 | $ 350,000 |
Mortgage Loan Application Detail Totals for Directions Equity, Llc in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,786 | $452,670,000 | $253,000 | $1,315,000 | $101,000 | $1,344,000 |
| Refinancing | 527 | $131,125,000 | $248,000 | $1,045,000 | $125,000 | $1,749,000 |
| Cash-out Refinancing | 99 | $26,135,000 | $263,000 | $545,000 | $130,000 | $360,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 1,130 | $250,380,000 | $221,000 | $925,000 | $86,000 | $1,332,000 |
| White | 613 | $172,125,000 | $280,000 | $1,095,000 | $122,000 | $1,749,000 |
| Not Provided | 491 | $137,845,000 | $280,000 | $1,315,000 | $133,000 | $1,344,000 |
| Black or African American | 105 | $29,795,000 | $283,000 | $805,000 | $101,000 | $388,000 |
| Asian | 55 | $13,965,000 | $253,000 | $545,000 | $145,000 | $672,000 |
| American Indian or Alaskan Native | 4 | $1,030,000 | $257,000 | $355,000 | $66,000 | $77,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,412 | $371,170,000 | $262,000 | $1,045,000 | $132,000 | $1,749,000 |
| FHA-insured (Federal Housing Administration) | 756 | $156,730,000 | $207,000 | $415,000 | $67,000 | $1,344,000 |
| VA-guaranteed (Veterans Administration) | 230 | $78,800,000 | $342,000 | $1,315,000 | $95,000 | $688,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 14 | $3,230,000 | $230,000 | $275,000 | $64,000 | $81,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,591 | $413,705,000 | $260,000 | $1,315,000 | $109,000 | $1,749,000 |
| Application Withdrawn By Applicant | 500 | $118,390,000 | $236,000 | $1,045,000 | $107,000 | $1,344,000 |
| Application Approved But Not Accepted | 145 | $34,025,000 | $234,000 | $565,000 | $98,000 | $428,000 |
| File Closed For Incompleteness | 125 | $31,495,000 | $251,000 | $805,000 | $105,000 | $534,000 |
| Application Denied By Financial Institution | 51 | $12,315,000 | $241,000 | $1,045,000 | $94,000 | $753,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,361 | $597,615,000 | $253,000 | $1,315,000 | $108,000 | $1,749,000 |
| Debt-To-Income Ratio | 12 | $2,680,000 | $223,000 | $355,000 | $68,000 | $135,000 |
| Credit History | 11 | $3,485,000 | $316,000 | $1,045,000 | $152,000 | $753,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,605,000 | $178,000 | $275,000 | $71,000 | $159,000 |
| Collateral | 8 | $1,840,000 | $230,000 | $455,000 | $112,000 | $288,000 |
| Employment History | 7 | $1,495,000 | $213,000 | $275,000 | $72,000 | $175,000 |
| Other | 3 | $895,000 | $298,000 | $365,000 | $62,000 | $75,000 |
| Unverifiable Information | 1 | $315,000 | $315,000 | $315,000 | $80,000 | $80,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Directions Equity, Llc's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Directions Equity, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.