Discover Home Loans, Inc
Mortgage Loan Application
Totals and Details
for 2015
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Discover Home Loans, Inc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Discover Home Loans, Inc 173 Technology Drive Irvine, CA 92618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 |
| Total Number of Mortgage Applications | 35,879 |
| Total Mortgage Loan Application Amount | $8,344,747,000 |
| Average Mortgage Loan Application Amount | $230,000 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $104,666 |
| Highest Applicant Income | $3,300,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Orange County Texas | 1 | $ 96,000 | $ 96,000 | $ 85,000 |
| Somervell County Texas | 1 | $ 215,000 | $ 215,000 | $ 65,000 |
| Stephens County Texas | 1 | $ 256,000 | $ 256,000 | $ 100,000 |
| Titus County Texas | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Van Zandt County Texas | 1 | $ 145,000 | $ 145,000 | $ 90,000 |
| Young County Texas | 1 | $ 196,000 | $ 196,000 | $ 53,000 |
| Morgan County Utah | 1 | $ 380,000 | $ 380,000 | $ 124,000 |
| Sanpete County Utah | 1 | $ 200,000 | $ 200,000 | $ 116,000 |
| Alleghany County Virginia | 1 | $ 102,000 | $ 102,000 | $ 11,000 |
| Amherst County Virginia | 1 | $ 200,000 | $ 200,000 | $ 165,000 |
| Bath County Virginia | 1 | $ 520,000 | $ 520,000 | $ 114,000 |
| Bristol County Virginia | 1 | $ 80,000 | $ 80,000 | $ 37,000 |
| Brunswick County Virginia | 1 | $ 155,000 | $ 155,000 | $ 93,000 |
| Buckingham County Virginia | 1 | $ 167,000 | $ 167,000 | $ 34,000 |
| Colonial Heights County Virginia | 1 | $ 126,000 | $ 126,000 | $ 25,000 |
| Dickenson County Virginia | 1 | $ 112,000 | $ 112,000 | $ 42,000 |
| Essex County Virginia | 1 | $ 173,000 | $ 173,000 | $ 85,000 |
| Floyd County Virginia | 1 | $ 131,000 | $ 131,000 | $ 66,000 |
| Manassas Park County Virginia | 1 | $ 290,000 | $ 290,000 | $ 38,000 |
| Mathews County Virginia | 1 | $ 149,000 | $ 149,000 | $ 55,000 |
| Middlesex County Virginia | 1 | $ 70,000 | $ 70,000 | $ 15,000 |
| Nelson County Virginia | 1 | $ 215,000 | $ 215,000 | $ 78,000 |
| Northumberland County Virginia | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Page County Virginia | 1 | $ 268,000 | $ 268,000 | $ 65,000 |
| Pittsylvania County Virginia | 1 | $ 116,000 | $ 116,000 | $ 60,000 |
| Poquoson County Virginia | 1 | $ 77,000 | $ 77,000 | $ 101,000 |
| Prince George County Virginia | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Richmond County Virginia | 1 | $ 352,000 | $ 352,000 | $ 140,000 |
| Smyth County Virginia | 1 | $ 133,000 | $ 133,000 | $ 40,000 |
| Westmoreland County Virginia | 1 | $ 170,000 | $ 170,000 | $ 130,000 |
| Williamsburg County Virginia | 1 | $ 155,000 | $ 155,000 | $ 210,000 |
| Columbia County Washington | 1 | $ 207,000 | $ 207,000 | $ 110,000 |
| Douglas County Washington | 1 | $ 80,000 | $ 80,000 | $ 25,000 |
| Klickitat County Washington | 1 | $ 156,000 | $ 156,000 | $ 34,000 |
| Lincoln County Washington | 1 | $ 150,000 | $ 150,000 | $ 120,000 |
| Pend Oreille County Washington | 1 | $ 170,000 | $ 170,000 | $ 73,000 |
| Wahkiakum County Washington | 1 | $ 151,000 | $ 151,000 | $ 33,000 |
| Barbour County West Virginia | 1 | $ 150,000 | $ 150,000 | $ 153,000 |
| Brooke County West Virginia | 1 | $ 138,000 | $ 138,000 | $ 58,000 |
| Clay County West Virginia | 1 | $ 110,000 | $ 110,000 | $ 82,000 |
| Hampshire County West Virginia | 1 | $ 121,000 | $ 121,000 | $ 100,000 |
| Hardy County West Virginia | 1 | $ 104,000 | $ 104,000 | $ 44,000 |
| Lewis County West Virginia | 1 | $ 73,000 | $ 73,000 | $ 39,000 |
| Lincoln County West Virginia | 1 | $ 175,000 | $ 175,000 | $ 79,000 |
| McDowell County West Virginia | 1 | $ 112,000 | $ 112,000 | $ 66,000 |
| Mineral County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 85,000 |
| Nicholas County West Virginia | 1 | $ 80,000 | $ 80,000 | $ 36,000 |
| Ohio County West Virginia | 1 | $ 202,000 | $ 202,000 | $ 81,000 |
| Pocahontas County West Virginia | 1 | $ 371,000 | $ 371,000 | $ 300,000 |
| Randolph County West Virginia | 1 | $ 131,000 | $ 131,000 | $ 36,000 |
| Ritchie County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 88,000 |
| Wetzel County West Virginia | 1 | $ 340,000 | $ 340,000 | $ 108,000 |
| Wyoming County West Virginia | 1 | $ 140,000 | $ 140,000 | $ 77,000 |
| Bayfield County Wisconsin | 1 | $ 73,000 | $ 73,000 | $ 80,000 |
| Kewaunee County Wisconsin | 1 | $ 140,000 | $ 140,000 | $ 116,000 |
| Lafayette County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 66,000 |
| Langlade County Wisconsin | 1 | $ 110,000 | $ 110,000 | $ 50,000 |
| Shawano County Wisconsin | 1 | $ 140,000 | $ 140,000 | $ 96,000 |
| Vernon County Wisconsin | 1 | $ 139,000 | $ 139,000 | $ 68,000 |
| Winnebago County Wisconsin | 1 | $ 131,000 | $ 131,000 | $ 52,000 |
| Wood County Wisconsin | 1 | $ 174,000 | $ 174,000 | $ 67,000 |
| Albany County Wyoming | 1 | $ 153,000 | $ 153,000 | $ 16,000 |
| Big Horn County Wyoming | 1 | $ 91,000 | $ 91,000 | $ 92,000 |
| Crook County Wyoming | 1 | $ 93,000 | $ 93,000 | $ 60,000 |
| Niobrara County Wyoming | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Park County Wyoming | 1 | $ 127,000 | $ 127,000 | $ 26,000 |
| Weston County Wyoming | 1 | $ 83,000 | $ 83,000 | $ 33,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Discover Home Loans, Inc in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 31,182 | $7,225,515,000 | $231,000 | $1,500,000 | $103,000 | $3,300,000 |
| Home Purchase | 3,969 | $960,746,000 | $242,000 | $1,275,000 | $108,000 | $2,050,000 |
| Home Improvement | 728 | $158,486,000 | $217,000 | $913,000 | $103,000 | $1,355,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 22,766 | $5,106,442,000 | $224,000 | $1,275,000 | $103,000 | $3,300,000 |
| Asian | 3,586 | $1,012,343,000 | $282,000 | $1,143,000 | $117,000 | $1,479,000 |
| Not Provided | 3,360 | $828,765,000 | $246,000 | $1,110,000 | $112,000 | $2,400,000 |
| Hispanic | 3,335 | $782,865,000 | $234,000 | $1,500,000 | $95,000 | $1,376,000 |
| Black or African American | 2,400 | $505,791,000 | $210,000 | $740,000 | $89,000 | $1,200,000 |
| American Indian or Alaskan Native | 254 | $57,133,000 | $224,000 | $657,000 | $93,000 | $455,000 |
| Native Hawaiian or Other Pacific Islander | 178 | $51,408,000 | $288,000 | $626,000 | $108,000 | $576,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 29,309 | $6,988,885,000 | $238,000 | $1,500,000 | $109,000 | $3,300,000 |
| FHA-insured (Federal Housing Administration) | 6,250 | $1,280,132,000 | $204,000 | $699,000 | $78,000 | $1,477,000 |
| VA-guaranteed (Veterans Administration) | 320 | $75,730,000 | $236,000 | $638,000 | $91,000 | $284,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,217 | $2,506,680,000 | $245,000 | $1,000,000 | $107,000 | $1,083,000 |
| File Closed For Incompleteness | 9,483 | $2,144,954,000 | $226,000 | $1,500,000 | $104,000 | $2,050,000 |
| Application Denied By Financial Institution | 9,376 | $2,120,007,000 | $226,000 | $1,150,000 | $97,000 | $3,300,000 |
| Application Withdrawn By Applicant | 6,185 | $1,426,155,000 | $230,000 | $1,250,000 | $106,000 | $3,099,000 |
| Application Approved But Not Accepted | 618 | $146,951,000 | $237,000 | $944,000 | $106,000 | $1,160,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 1,907 | $431,371,000 | $226,000 | $1,143,000 | $108,000 | $1,477,000 |
| Credit Application Incomplete | 1,871 | $422,346,000 | $225,000 | $950,000 | $103,000 | $985,000 |
| Debt-To-Income Ratio | 1,203 | $271,655,000 | $225,000 | $954,000 | $61,000 | $300,000 |
| Other | 1,184 | $278,662,000 | $235,000 | $975,000 | $102,000 | $750,000 |
| Credit History | 1,086 | $216,330,000 | $199,000 | $900,000 | $87,000 | $3,300,000 |
| Unverifiable Information | 227 | $52,825,000 | $232,000 | $692,000 | $99,000 | $1,376,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 36 | $7,621,000 | $211,000 | $626,000 | $94,000 | $490,000 |
| Employment History | 18 | $4,274,000 | $237,000 | $416,000 | $88,000 | $218,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.