Discover Home Loans, Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Discover Home Loans, Inc 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Discover Home Loans, Inc 173 Technology Drive Irvine, CA 92618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 |
| Total Number of Mortgage Applications | 35,879 |
| Total Mortgage Loan Application Amount | $8,344,747,000 |
| Average Mortgage Loan Application Amount | $230,000 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $104,666 |
| Highest Applicant Income | $3,300,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Discover Home Loans, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Discover Home Loans, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Discover Home Loans, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Discover Home Loans, Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Discover Home Loans, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Discover Home Loans, Inc's mortgage activity for 2015.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 1,547 | $ 471,263,000 | $ 304,000 | $ 122,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1,457 | $ 485,263,000 | $ 333,000 | $ 116,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 1,100 | $ 217,711,000 | $ 197,000 | $ 90,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 965 | $ 303,953,000 | $ 286,750 | $ 114,750 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 894 | $ 219,769,000 | $ 245,000 | $ 98,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 893 | $ 203,176,000 | $ 227,000 | $ 110,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 820 | $ 169,180,000 | $ 206,000 | $ 97,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 780 | $ 151,605,000 | $ 194,000 | $ 114,000 |
| DENVER-AURORA-LAKEWOOD, CO | 691 | $ 160,076,000 | $ 231,000 | $ 95,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 610 | $ 228,511,000 | $ 374,000 | $ 128,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 556 | $ 197,589,000 | $ 355,000 | $ 124,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 485 | $ 126,933,000 | $ 261,000 | $ 115,000 |
| DALLAS-PLANO-IRVING, TX | 482 | $ 101,699,000 | $ 210,000 | $ 122,000 |
| NEWARK, NJ-PA | 482 | $ 140,705,000 | $ 237,000 | $ 151,500 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 464 | $ 142,788,000 | $ 307,000 | $ 133,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 463 | $ 120,812,000 | $ 260,000 | $ 103,000 |
| SAN DIEGO-CARLSBAD, CA | 447 | $ 148,936,000 | $ 333,000 | $ 119,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 446 | $ 101,578,000 | $ 257,500 | $ 116,500 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 373 | $ 74,480,000 | $ 199,000 | $ 96,500 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 350 | $ 69,989,000 | $ 199,000 | $ 104,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 340 | $ 97,106,000 | $ 285,000 | $ 111,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 336 | $ 72,872,000 | $ 216,000 | $ 101,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 310 | $ 67,166,000 | $ 216,000 | $ 101,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 309 | $ 76,463,000 | $ 247,000 | $ 109,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 301 | $ 58,726,000 | $ 195,000 | $ 93,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 281 | $ 82,028,000 | $ 291,000 | $ 121,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 280 | $ 65,836,000 | $ 232,500 | $ 93,500 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 264 | $ 83,934,000 | $ 317,000 | $ 134,000 |
| AUSTIN-ROUND ROCK, TX | 258 | $ 53,605,000 | $ 207,000 | $ 109,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 256 | $ 109,267,000 | $ 426,000 | $ 137,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 253 | $ 48,507,000 | $ 191,000 | $ 100,000 |
| BOSTON, MA | 248 | $ 67,338,000 | $ 271,000 | $ 105,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 242 | $ 53,347,000 | $ 220,000 | $ 109,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 241 | $ 42,283,000 | $ 171,000 | $ 85,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 225 | $ 46,444,000 | $ 206,000 | $ 87,000 |
| CAMDEN, NJ | 224 | $ 45,223,000 | $ 201,000 | $ 105,000 |
| FORT WORTH-ARLINGTON, TX | 224 | $ 42,410,000 | $ 189,000 | $ 113,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 223 | $ 44,738,000 | $ 200,000 | $ 96,000 |
| PHILADELPHIA, PA | 218 | $ 42,014,000 | $ 192,000 | $ 87,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 212 | $ 37,251,000 | $ 175,000 | $ 90,000 |
| ST. LOUIS, MO-IL | 211 | $ 38,553,000 | $ 171,000 | $ 100,500 |
| COLUMBUS, OH | 209 | $ 38,724,000 | $ 185,000 | $ 92,000 |
| RICHMOND, VA | 207 | $ 46,357,000 | $ 223,000 | $ 93,000 |
| KANSAS CITY, MO-KS | 189 | $ 34,357,000 | $ 181,000 | $ 97,000 |
| RALEIGH, NC | 188 | $ 38,061,000 | $ 202,000 | $ 108,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 188 | $ 39,529,000 | $ 215,500 | $ 116,500 |
| SALT LAKE CITY, UT | 183 | $ 40,662,000 | $ 222,000 | $ 79,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 175 | $ 36,288,000 | $ 207,000 | $ 112,000 |
| NEW ORLEANS-METAIRIE, LA | 174 | $ 32,050,000 | $ 184,000 | $ 88,000 |
| CINCINNATI, OH-KY-IN | 170 | $ 30,325,000 | $ 161,000 | $ 88,333 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 168 | $ 56,590,000 | $ 336,000 | $ 115,000 |
| WILMINGTON, DE-MD-NJ | 166 | $ 37,812,000 | $ 215,333 | $ 89,333 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 165 | $ 30,770,000 | $ 186,000 | $ 100,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 158 | $ 38,993,000 | $ 223,000 | $ 112,500 |
| CLEVELAND-ELYRIA, OH | 152 | $ 27,681,000 | $ 182,000 | $ 94,000 |
| PITTSBURGH, PA | 151 | $ 28,602,000 | $ 189,000 | $ 108,000 |
| TUCSON, AZ | 150 | $ 27,332,000 | $ 182,000 | $ 93,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 146 | $ 61,394,000 | $ 420,000 | $ 137,000 |
| JACKSONVILLE, FL | 144 | $ 28,809,000 | $ 200,000 | $ 111,000 |
| PROVIDENCE-WARWICK, RI-MA | 141 | $ 30,611,000 | $ 217,500 | $ 98,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 139 | $ 26,169,000 | $ 188,000 | $ 96,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 138 | $ 44,088,000 | $ 319,000 | $ 129,000 |
| MEMPHIS, TN-MS-AR | 137 | $ 24,630,000 | $ 164,666 | $ 93,000 |
| WORCESTER, MA-CT | 124 | $ 26,483,000 | $ 202,000 | $ 104,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 123 | $ 24,997,000 | $ 203,000 | $ 106,000 |
| STOCKTON-LODI, CA | 122 | $ 27,520,000 | $ 225,000 | $ 78,000 |
| VALLEJO-FAIRFIELD, CA | 122 | $ 31,473,000 | $ 257,000 | $ 98,000 |
| FRESNO, CA | 121 | $ 26,017,000 | $ 215,000 | $ 105,000 |
| ALBUQUERQUE, NM | 118 | $ 21,962,000 | $ 186,000 | $ 91,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 118 | $ 25,460,000 | $ 236,500 | $ 117,500 |
| BAKERSFIELD, CA | 116 | $ 22,308,000 | $ 192,000 | $ 86,000 |
| CAPE CORAL-FORT MYERS, FL | 111 | $ 22,717,000 | $ 204,000 | $ 100,000 |
| BIRMINGHAM-HOOVER, AL | 108 | $ 21,261,000 | $ 196,000 | $ 97,000 |
| COLORADO SPRINGS, CO | 108 | $ 24,466,000 | $ 226,000 | $ 97,000 |
| NEW HAVEN-MILFORD, CT | 102 | $ 20,776,000 | $ 203,000 | $ 108,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 98 | $ 15,774,000 | $ 160,000 | $ 88,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 93 | $ 18,518,000 | $ 199,000 | $ 89,000 |
| COLUMBIA, SC | 92 | $ 15,945,000 | $ 173,000 | $ 86,000 |
| BATON ROUGE, LA | 91 | $ 16,556,000 | $ 181,000 | $ 85,000 |
| ALBANY-SCHENECTADY-TROY, NY | 88 | $ 16,510,000 | $ 187,000 | $ 97,000 |
| OKLAHOMA CITY, OK | 86 | $ 16,513,000 | $ 192,000 | $ 98,000 |
| GARY, IN | 83 | $ 13,813,000 | $ 166,000 | $ 80,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 83 | $ 14,136,000 | $ 170,000 | $ 81,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 82 | $ 20,431,000 | $ 249,000 | $ 119,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 81 | $ 15,833,000 | $ 195,000 | $ 104,000 |
| SANTA ROSA, CA | 78 | $ 24,811,000 | $ 318,000 | $ 121,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 77 | $ 18,657,000 | $ 242,000 | $ 114,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 76 | $ 13,892,000 | $ 182,000 | $ 100,000 |
| FORT COLLINS, CO | 75 | $ 15,775,000 | $ 210,000 | $ 80,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 75 | $ 14,857,000 | $ 199,500 | $ 87,000 |
| URBAN HONOLULU, HI | 75 | $ 25,901,000 | $ 345,000 | $ 99,000 |
| TACOMA-LAKEWOOD, WA | 74 | $ 17,232,000 | $ 232,000 | $ 90,000 |
| ELGIN, IL | 72 | $ 15,722,000 | $ 218,000 | $ 112,000 |
| PORTLAND-SOUTH PORTLAND, ME | 72 | $ 14,501,000 | $ 201,000 | $ 112,000 |
| BOULDER, CO | 71 | $ 18,274,000 | $ 257,000 | $ 99,000 |
| GREENSBORO-HIGH POINT, NC | 70 | $ 12,380,000 | $ 176,000 | $ 87,000 |
| JACKSON, MS | 70 | $ 13,459,000 | $ 192,000 | $ 78,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 70 | $ 15,837,000 | $ 226,000 | $ 102,000 |
| SALISBURY, MD-DE | 70 | $ 14,515,000 | $ 205,500 | $ 98,500 |
| LEXINGTON-FAYETTE, KY | 69 | $ 13,158,000 | $ 190,000 | $ 83,000 |
| TRENTON, NJ | 69 | $ 17,769,000 | $ 257,000 | $ 127,000 |
| SPRINGFIELD, MA | 68 | $ 12,200,000 | $ 179,000 | $ 84,000 |
| KNOXVILLE, TN | 67 | $ 12,659,000 | $ 188,000 | $ 84,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 67 | $ 11,610,000 | $ 173,000 | $ 84,000 |
| OGDEN-CLEARFIELD, UT | 66 | $ 13,353,000 | $ 202,000 | $ 80,000 |
| MODESTO, CA | 65 | $ 13,815,000 | $ 212,000 | $ 89,000 |
| PORT ST. LUCIE, FL | 65 | $ 13,885,000 | $ 213,000 | $ 99,000 |
| DURHAM-CHAPEL HILL, NC | 64 | $ 11,790,000 | $ 184,000 | $ 110,000 |
| BOISE CITY, ID | 63 | $ 13,137,000 | $ 208,000 | $ 97,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 63 | $ 11,954,000 | $ 189,000 | $ 106,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 61 | $ 11,265,000 | $ 184,000 | $ 91,000 |
| RENO, NV | 59 | $ 15,872,000 | $ 269,000 | $ 99,000 |
| GREELEY, CO | 58 | $ 12,630,000 | $ 217,000 | $ 87,000 |
| ROCHESTER, NY | 58 | $ 8,712,000 | $ 150,000 | $ 89,000 |
| TULSA, OK | 58 | $ 10,424,000 | $ 179,000 | $ 91,000 |
| YORK-HANOVER, PA | 58 | $ 10,799,000 | $ 186,000 | $ 96,000 |
| DES MOINES-WEST DES MOINES, IA | 57 | $ 9,675,000 | $ 169,000 | $ 88,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 57 | $ 9,551,000 | $ 140,500 | $ 77,000 |
| MANCHESTER-NASHUA, NH | 55 | $ 11,921,000 | $ 216,000 | $ 118,000 |
| PROVO-OREM, UT | 55 | $ 12,269,000 | $ 223,000 | $ 89,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 54 | $ 10,117,000 | $ 186,500 | $ 81,500 |
| ANCHORAGE, AK | 53 | $ 13,907,000 | $ 262,000 | $ 119,000 |
| AKRON, OH | 52 | $ 9,395,000 | $ 180,000 | $ 96,000 |
| HUNTSVILLE, AL | 52 | $ 10,293,000 | $ 197,000 | $ 98,000 |
| CHATTANOOGA, TN-GA | 50 | $ 9,010,000 | $ 172,500 | $ 91,000 |
| SANTA MARIA-SANTA BARBARA, CA | 50 | $ 16,670,000 | $ 333,000 | $ 146,000 |
| SPOKANE-SPOKANE VALLEY, WA | 50 | $ 9,591,000 | $ 191,000 | $ 93,000 |
| VISALIA-PORTERVILLE, CA | 50 | $ 10,628,000 | $ 212,000 | $ 88,000 |
| WINSTON-SALEM, NC | 50 | $ 8,976,000 | $ 179,000 | $ 82,000 |
| HARRISBURG-CARLISLE, PA | 49 | $ 9,412,000 | $ 192,000 | $ 91,000 |
| SALEM, OR | 48 | $ 9,107,000 | $ 189,000 | $ 77,000 |
| SALINAS, CA | 47 | $ 16,422,000 | $ 349,000 | $ 115,000 |
| LAKELAND-WINTER HAVEN, FL | 45 | $ 7,846,000 | $ 174,000 | $ 88,000 |
| SANTA CRUZ-WATSONVILLE, CA | 45 | $ 15,595,000 | $ 346,000 | $ 124,000 |
| MADISON, WI | 44 | $ 8,595,000 | $ 195,000 | $ 95,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 44 | $ 14,236,000 | $ 323,000 | $ 139,000 |
| ANN ARBOR, MI | 43 | $ 8,234,000 | $ 191,000 | $ 101,000 |
| ASHEVILLE, NC | 43 | $ 8,290,000 | $ 192,000 | $ 86,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 43 | $ 9,244,000 | $ 214,000 | $ 99,000 |
| DAYTON, OH | 42 | $ 7,725,000 | $ 183,000 | $ 112,000 |
| GRAND RAPIDS-WYOMING, MI | 42 | $ 7,475,000 | $ 177,000 | $ 102,000 |
| SAVANNAH, GA | 42 | $ 7,899,000 | $ 188,000 | $ 97,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 41 | $ 6,685,000 | $ 163,000 | $ 97,000 |
| SHREVEPORT-BOSSIER CITY, LA | 41 | $ 7,529,000 | $ 183,000 | $ 86,000 |
| SPRINGFIELD, MO | 40 | $ 6,894,000 | $ 172,000 | $ 106,000 |
| CHICO, CA | 39 | $ 8,831,000 | $ 226,000 | $ 104,000 |
| TALLAHASSEE, FL | 39 | $ 6,459,000 | $ 165,000 | $ 69,000 |
| WILMINGTON, NC | 39 | $ 8,687,000 | $ 222,000 | $ 97,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 38 | $ 7,239,000 | $ 190,000 | $ 96,000 |
| EL PASO, TX | 38 | $ 6,702,000 | $ 176,000 | $ 86,000 |
| LAFAYETTE, LA | 38 | $ 6,805,000 | $ 179,000 | $ 99,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 37 | $ 5,935,000 | $ 160,500 | $ 76,000 |
| MONTGOMERY, AL | 37 | $ 6,810,000 | $ 184,000 | $ 92,000 |
| SYRACUSE, NY | 37 | $ 5,922,000 | $ 160,000 | $ 135,000 |
| LANCASTER, PA | 36 | $ 6,935,000 | $ 192,000 | $ 91,000 |
| READING, PA | 36 | $ 6,524,000 | $ 181,000 | $ 83,000 |
| CORPUS CHRISTI, TX | 35 | $ 6,626,000 | $ 189,000 | $ 106,000 |
| WICHITA, KS | 35 | $ 5,404,000 | $ 154,000 | $ 74,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 34 | $ 5,166,000 | $ 151,000 | $ 105,000 |
| MERCED, CA | 34 | $ 7,963,000 | $ 234,000 | $ 95,000 |
| PRESCOTT, AZ | 34 | $ 7,644,000 | $ 224,000 | $ 79,000 |
| LANSING-EAST LANSING, MI | 33 | $ 5,981,000 | $ 181,000 | $ 125,000 |
| MOBILE, AL | 33 | $ 5,491,000 | $ 166,000 | $ 94,000 |
| EUGENE, OR | 32 | $ 6,757,000 | $ 211,000 | $ 89,000 |
| HOUMA-THIBODAUX, LA | 32 | $ 5,553,000 | $ 173,000 | $ 106,000 |
| OCALA, FL | 32 | $ 5,715,000 | $ 178,000 | $ 77,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 31 | $ 7,222,000 | $ 232,000 | $ 105,000 |
| DOVER, DE | 31 | $ 6,544,000 | $ 211,000 | $ 79,000 |
| EAST STROUDSBURG, PA | 31 | $ 5,009,000 | $ 161,000 | $ 100,000 |
| MCALLEN-EDINBURG-MISSION, TX | 31 | $ 4,376,000 | $ 141,000 | $ 71,000 |
| BREMERTON-SILVERDALE, WA | 30 | $ 8,075,000 | $ 269,000 | $ 113,000 |
| GAINESVILLE, FL | 30 | $ 5,971,000 | $ 199,000 | $ 87,000 |
| HICKORY-LENOIR-MORGANTON, NC | 30 | $ 4,638,000 | $ 154,000 | $ 68,000 |
| COLUMBUS, GA-AL | 29 | $ 5,193,000 | $ 150,000 | $ 93,500 |
| NAPA, CA | 29 | $ 10,655,000 | $ 367,000 | $ 155,000 |
| NORWICH-NEW LONDON, CT | 29 | $ 5,686,000 | $ 196,000 | $ 101,000 |
| BARNSTABLE TOWN, MA | 28 | $ 7,304,000 | $ 260,000 | $ 129,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 28 | $ 10,266,000 | $ 366,000 | $ 173,000 |
| OCEAN CITY, NJ | 28 | $ 6,516,000 | $ 232,000 | $ 100,000 |
| CHARLOTTESVILLE, VA | 27 | $ 6,457,000 | $ 239,000 | $ 103,000 |
| GAINESVILLE, GA | 27 | $ 6,629,000 | $ 245,000 | $ 221,000 |
| LINCOLN, NE | 27 | $ 4,554,000 | $ 168,000 | $ 80,000 |
| LYNCHBURG, VA | 27 | $ 5,322,000 | $ 197,000 | $ 84,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 27 | $ 5,578,000 | $ 206,000 | $ 105,000 |
| ROANOKE, VA | 27 | $ 5,197,000 | $ 192,000 | $ 88,000 |
| SPARTANBURG, SC | 27 | $ 4,441,000 | $ 164,000 | $ 82,000 |
| GRAND JUNCTION, CO | 26 | $ 5,108,000 | $ 196,000 | $ 66,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 26 | $ 4,164,000 | $ 160,000 | $ 68,000 |
| TOLEDO, OH | 26 | $ 4,142,000 | $ 159,000 | $ 95,000 |
| ATHENS-CLARKE COUNTY, GA | 25 | $ 5,098,000 | $ 203,000 | $ 82,000 |
| LAKE CHARLES, LA | 25 | $ 4,166,000 | $ 166,000 | $ 95,000 |
| THE VILLAGES, FL | 25 | $ 4,419,000 | $ 176,000 | $ 83,000 |
| CANTON-MASSILLON, OH | 24 | $ 3,536,000 | $ 147,000 | $ 76,000 |
| FORT WAYNE, IN | 24 | $ 3,342,000 | $ 139,000 | $ 92,000 |
| OLYMPIA-TUMWATER, WA | 24 | $ 5,201,000 | $ 216,000 | $ 119,000 |
| SAN RAFAEL, CA | 24 | $ 10,146,000 | $ 422,000 | $ 137,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 23 | $ 5,657,000 | $ 245,000 | $ 131,000 |
| KINGSTON, NY | 23 | $ 4,458,000 | $ 193,000 | $ 100,000 |
| PUEBLO, CO | 23 | $ 3,274,000 | $ 142,000 | $ 63,000 |
| PUNTA GORDA, FL | 23 | $ 4,763,000 | $ 207,000 | $ 82,000 |
| REDDING, CA | 23 | $ 4,910,000 | $ 213,000 | $ 78,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 22 | $ 4,847,000 | $ 220,000 | $ 98,000 |
| FLAGSTAFF, AZ | 22 | $ 4,733,000 | $ 215,000 | $ 106,000 |
| LAS CRUCES, NM | 22 | $ 3,698,000 | $ 168,000 | $ 92,000 |
| MADERA, CA | 22 | $ 4,696,000 | $ 213,000 | $ 113,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 22 | $ 3,232,000 | $ 144,000 | $ 80,000 |
| YUBA CITY, CA | 22 | $ 4,455,000 | $ 202,000 | $ 89,000 |
| BILLINGS, MT | 21 | $ 3,611,000 | $ 171,000 | $ 91,000 |
| CHARLESTON, WV | 21 | $ 3,433,000 | $ 163,000 | $ 76,000 |
| DULUTH, MN-WI | 21 | $ 3,877,000 | $ 163,000 | $ 71,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 21 | $ 3,199,000 | $ 177,000 | $ 30,000 |
| ST. GEORGE, UT | 21 | $ 3,838,000 | $ 182,000 | $ 74,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 20 | $ 3,141,000 | $ 157,000 | $ 63,000 |
| MONROE, LA | 20 | $ 3,394,000 | $ 169,000 | $ 98,000 |
| BROWNSVILLE-HARLINGEN, TX | 19 | $ 2,897,000 | $ 152,000 | $ 90,000 |
| MACON, GA | 19 | $ 2,598,000 | $ 136,000 | $ 81,000 |
| MEDFORD, OR | 19 | $ 3,925,000 | $ 206,000 | $ 89,000 |
| WINCHESTER, VA-WV | 19 | $ 4,304,000 | $ 176,500 | $ 100,500 |
| COEUR D'ALENE, ID | 18 | $ 3,689,000 | $ 204,000 | $ 85,000 |
| COLLEGE STATION-BRYAN, TX | 18 | $ 3,938,000 | $ 218,000 | $ 146,000 |
| SANTA FE, NM | 18 | $ 4,779,000 | $ 265,000 | $ 101,000 |
| STATE COLLEGE, PA | 18 | $ 3,457,000 | $ 192,000 | $ 96,000 |
| VINELAND-BRIDGETON, NJ | 18 | $ 2,946,000 | $ 163,000 | $ 75,000 |
| EL CENTRO, CA | 17 | $ 3,491,000 | $ 205,000 | $ 113,000 |
| EVANSVILLE, IN-KY | 17 | $ 2,953,000 | $ 151,000 | $ 75,500 |
| GLENS FALLS, NY | 17 | $ 2,599,000 | $ 152,000 | $ 55,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 17 | $ 2,472,000 | $ 142,333 | $ 81,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 17 | $ 2,600,000 | $ 160,000 | $ 72,500 |
| LAREDO, TX | 17 | $ 3,636,000 | $ 213,000 | $ 168,000 |
| PEORIA, IL | 17 | $ 2,542,000 | $ 149,000 | $ 82,000 |
| ROCKFORD, IL | 17 | $ 2,881,000 | $ 169,000 | $ 112,000 |
| WARNER ROBINS, GA | 17 | $ 2,846,000 | $ 167,000 | $ 91,000 |
| YUMA, AZ | 17 | $ 2,737,000 | $ 161,000 | $ 90,000 |
| BEAUMONT-PORT ARTHUR, TX | 16 | $ 2,520,000 | $ 157,000 | $ 104,000 |
| BEND-REDMOND, OR | 16 | $ 3,596,000 | $ 224,000 | $ 83,000 |
| CLARKSVILLE, TN-KY | 16 | $ 2,144,000 | $ 131,500 | $ 84,000 |
| FAYETTEVILLE, NC | 16 | $ 2,734,000 | $ 170,000 | $ 113,000 |
| GREEN BAY, WI | 16 | $ 2,652,000 | $ 165,000 | $ 93,000 |
| HATTIESBURG, MS | 16 | $ 3,253,000 | $ 203,000 | $ 98,000 |
| KENNEWICK-RICHLAND, WA | 16 | $ 3,168,000 | $ 198,000 | $ 100,000 |
| SIERRA VISTA-DOUGLAS, AZ | 16 | $ 2,702,000 | $ 168,000 | $ 81,000 |
| TYLER, TX | 16 | $ 2,589,000 | $ 161,000 | $ 108,000 |
| BELLINGHAM, WA | 15 | $ 3,856,000 | $ 257,000 | $ 94,000 |
| BURLINGTON, NC | 15 | $ 2,649,000 | $ 176,000 | $ 97,000 |
| ERIE, PA | 15 | $ 3,009,000 | $ 200,000 | $ 109,000 |
| FLORENCE, SC | 15 | $ 2,481,000 | $ 165,000 | $ 72,000 |
| GETTYSBURG, PA | 15 | $ 3,200,000 | $ 213,000 | $ 120,000 |
| LOGAN, UT-ID | 15 | $ 2,786,000 | $ 203,500 | $ 72,500 |
| PANAMA CITY, FL | 15 | $ 2,724,000 | $ 181,000 | $ 116,000 |
| CEDAR RAPIDS, IA | 14 | $ 2,202,000 | $ 157,000 | $ 77,000 |
| FORT SMITH, AR-OK | 14 | $ 2,324,000 | $ 172,500 | $ 82,000 |
| GRAND FORKS, ND-MN | 14 | $ 2,282,000 | $ 220,000 | $ 118,000 |
| HOMOSASSA SPRINGS, FL | 14 | $ 2,128,000 | $ 152,000 | $ 80,000 |
| KALAMAZOO-PORTAGE, MI | 14 | $ 2,338,000 | $ 167,000 | $ 83,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 14 | $ 1,857,000 | $ 132,000 | $ 64,000 |
| MORGANTOWN, WV | 14 | $ 2,679,000 | $ 191,000 | $ 95,000 |
| RACINE, WI | 14 | $ 2,542,000 | $ 181,000 | $ 71,000 |
| ST. CLOUD, MN | 14 | $ 2,082,000 | $ 148,000 | $ 77,000 |
| YAKIMA, WA | 14 | $ 2,502,000 | $ 178,000 | $ 96,000 |
| AUBURN-OPELIKA, AL | 13 | $ 2,278,000 | $ 175,000 | $ 77,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 13 | $ 2,175,000 | $ 134,000 | $ 44,000 |
| FLINT, MI | 13 | $ 2,191,000 | $ 168,000 | $ 102,000 |
| HARRISONBURG, VA | 13 | $ 3,044,000 | $ 234,000 | $ 73,000 |
| IDAHO FALLS, ID | 13 | $ 2,302,000 | $ 177,000 | $ 85,000 |
| MICHIGAN CITY-LA PORTE, IN | 13 | $ 1,998,000 | $ 153,000 | $ 70,000 |
| MIDLAND, TX | 13 | $ 3,137,000 | $ 241,000 | $ 100,000 |
| ROCHESTER, MN | 13 | $ 2,111,000 | $ 162,000 | $ 71,000 |
| SIOUX CITY, IA-NE-SD | 13 | $ 2,498,000 | $ 205,000 | $ 104,666 |
| SIOUX FALLS, SD | 13 | $ 2,070,000 | $ 159,000 | $ 80,000 |
| ALEXANDRIA, LA | 12 | $ 2,312,000 | $ 192,000 | $ 83,000 |
| AMARILLO, TX | 12 | $ 2,069,000 | $ 172,000 | $ 71,000 |
| BLOOMINGTON, IN | 12 | $ 2,131,000 | $ 177,000 | $ 100,000 |
| BOWLING GREEN, KY | 12 | $ 2,282,000 | $ 190,000 | $ 95,000 |
| CASPER, WY | 12 | $ 2,510,000 | $ 209,000 | $ 93,000 |
| CHEYENNE, WY | 12 | $ 2,699,000 | $ 224,000 | $ 86,000 |
| FARGO, ND-MN | 12 | $ 2,263,000 | $ 182,500 | $ 100,500 |
| GREENVILLE, NC | 12 | $ 1,563,000 | $ 130,000 | $ 78,000 |
| IOWA CITY, IA | 12 | $ 2,001,000 | $ 166,000 | $ 101,000 |
| LAWRENCE, KS | 12 | $ 2,356,000 | $ 196,000 | $ 67,000 |
| TOPEKA, KS | 12 | $ 2,066,000 | $ 172,000 | $ 86,000 |
| TUSCALOOSA, AL | 12 | $ 2,057,000 | $ 171,000 | $ 76,000 |
| UTICA-ROME, NY | 12 | $ 1,758,000 | $ 146,000 | $ 99,000 |
| WACO, TX | 12 | $ 2,036,000 | $ 169,000 | $ 89,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 11 | $ 2,016,000 | $ 183,000 | $ 105,000 |
| KILLEEN-TEMPLE, TX | 11 | $ 1,647,000 | $ 149,000 | $ 84,000 |
| LUBBOCK, TX | 11 | $ 2,075,000 | $ 188,000 | $ 117,000 |
| MONROE, MI | 11 | $ 1,603,000 | $ 145,000 | $ 90,000 |
| ODESSA, TX | 11 | $ 1,551,000 | $ 141,000 | $ 121,000 |
| ALTOONA, PA | 10 | $ 2,040,000 | $ 204,000 | $ 100,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 10 | $ 1,745,000 | $ 174,000 | $ 83,000 |
| EAU CLAIRE, WI | 10 | $ 2,068,000 | $ 206,000 | $ 127,000 |
| ELKHART-GOSHEN, IN | 10 | $ 1,271,000 | $ 127,000 | $ 87,000 |
| FARMINGTON, NM | 10 | $ 1,692,000 | $ 169,000 | $ 107,000 |
| HAMMOND, LA | 10 | $ 1,862,000 | $ 186,000 | $ 91,000 |
| HANFORD-CORCORAN, CA | 10 | $ 1,786,000 | $ 178,000 | $ 64,000 |
| JACKSON, TN | 10 | $ 1,502,000 | $ 150,000 | $ 85,000 |
| JANESVILLE-BELOIT, WI | 10 | $ 1,337,000 | $ 133,000 | $ 82,000 |
| NILES-BENTON HARBOR, MI | 10 | $ 1,688,000 | $ 168,000 | $ 131,000 |
| SHERMAN-DENISON, TX | 10 | $ 1,493,000 | $ 149,000 | $ 76,000 |
| STAUNTON-WAYNESBORO, VA | 10 | $ 1,743,000 | $ 174,000 | $ 73,000 |
| ALBANY, GA | 9 | $ 1,321,000 | $ 146,000 | $ 84,000 |
| BATTLE CREEK, MI | 9 | $ 1,450,000 | $ 161,000 | $ 107,000 |
| BISMARCK, ND | 9 | $ 1,388,000 | $ 154,000 | $ 66,000 |
| BLOOMINGTON, IL | 9 | $ 1,747,000 | $ 194,000 | $ 90,000 |
| CHAMPAIGN-URBANA, IL | 9 | $ 1,730,000 | $ 192,000 | $ 99,000 |
| CORVALLIS, OR | 9 | $ 1,691,000 | $ 187,000 | $ 84,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 9 | $ 1,743,000 | $ 193,000 | $ 94,000 |
| JOPLIN, MO | 9 | $ 1,369,000 | $ 152,000 | $ 74,000 |
| LEBANON, PA | 9 | $ 1,617,000 | $ 179,000 | $ 99,000 |
| LONGVIEW, TX | 9 | $ 1,567,000 | $ 174,000 | $ 96,000 |
| LONGVIEW, WA | 9 | $ 1,761,000 | $ 195,000 | $ 57,000 |
| MANHATTAN, KS | 9 | $ 1,511,000 | $ 167,000 | $ 87,000 |
| PITTSFIELD, MA | 9 | $ 2,400,000 | $ 266,000 | $ 126,000 |
| SEBASTIAN-VERO BEACH, FL | 9 | $ 1,799,000 | $ 199,000 | $ 92,000 |
| VALDOSTA, GA | 9 | $ 1,969,000 | $ 218,000 | $ 108,000 |
| BECKLEY, WV | 8 | $ 1,347,000 | $ 168,000 | $ 111,000 |
| HOT SPRINGS, AR | 8 | $ 1,351,000 | $ 168,000 | $ 65,000 |
| JACKSONVILLE, NC | 8 | $ 1,201,000 | $ 150,000 | $ 73,000 |
| JOHNSON CITY, TN | 8 | $ 1,433,000 | $ 179,000 | $ 76,000 |
| MANSFIELD, OH | 8 | $ 1,302,000 | $ 162,000 | $ 225,000 |
| MISSOULA, MT | 8 | $ 1,716,000 | $ 214,000 | $ 76,000 |
| NEW BERN, NC | 8 | $ 1,914,000 | $ 239,000 | $ 90,000 |
| OWENSBORO, KY | 8 | $ 866,000 | $ 108,000 | $ 75,000 |
| ROCKY MOUNT, NC | 8 | $ 1,084,000 | $ 135,000 | $ 65,000 |
| SPRINGFIELD, OH | 8 | $ 1,027,000 | $ 128,000 | $ 75,000 |
| ST. JOSEPH, MO-KS | 8 | $ 1,144,000 | $ 143,000 | $ 65,000 |
| WAUSAU, WI | 8 | $ 1,516,000 | $ 189,000 | $ 77,000 |
| AMES, IA | 7 | $ 1,479,000 | $ 211,000 | $ 121,000 |
| APPLETON, WI | 7 | $ 884,000 | $ 126,000 | $ 73,000 |
| BANGOR, ME | 7 | $ 1,151,000 | $ 164,000 | $ 76,000 |
| BINGHAMTON, NY | 7 | $ 912,000 | $ 130,000 | $ 96,000 |
| BRUNSWICK, GA | 7 | $ 1,338,000 | $ 191,000 | $ 91,000 |
| CAPE GIRARDEAU, MO-IL | 7 | $ 1,044,000 | $ 149,000 | $ 119,000 |
| CARBONDALE-MARION, IL | 7 | $ 902,000 | $ 128,000 | $ 108,000 |
| CLEVELAND, TN | 7 | $ 867,000 | $ 123,000 | $ 60,000 |
| DALTON, GA | 7 | $ 1,040,000 | $ 148,000 | $ 94,000 |
| DECATUR, AL | 7 | $ 1,037,000 | $ 148,000 | $ 93,000 |
| DOTHAN, AL | 7 | $ 887,000 | $ 126,000 | $ 92,000 |
| DUBUQUE, IA | 7 | $ 1,042,000 | $ 148,000 | $ 94,000 |
| FLORENCE-MUSCLE SHOALS, AL | 7 | $ 1,311,000 | $ 187,000 | $ 88,000 |
| JACKSON, MI | 7 | $ 1,269,000 | $ 181,000 | $ 70,000 |
| LEWISTON, ID-WA | 7 | $ 1,126,000 | $ 156,000 | $ 82,500 |
| MANKATO-NORTH MANKATO, MN | 7 | $ 1,343,000 | $ 191,000 | $ 115,000 |
| POCATELLO, ID | 7 | $ 1,011,000 | $ 144,000 | $ 52,000 |
| SAN ANGELO, TX | 7 | $ 1,127,000 | $ 161,000 | $ 74,000 |
| SHEBOYGAN, WI | 7 | $ 1,170,000 | $ 167,000 | $ 52,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 6 | $ 883,000 | $ 147,000 | $ 85,000 |
| COLUMBIA, MO | 6 | $ 1,170,000 | $ 195,000 | $ 73,000 |
| COLUMBUS, IN | 6 | $ 1,143,000 | $ 190,000 | $ 94,000 |
| KANKAKEE, IL | 6 | $ 1,133,000 | $ 188,000 | $ 97,000 |
| LEWISTON-AUBURN, ME | 6 | $ 891,000 | $ 148,000 | $ 72,000 |
| PARKERSBURG-VIENNA, WV | 6 | $ 995,000 | $ 165,000 | $ 56,000 |
| SUMTER, SC | 6 | $ 952,000 | $ 158,000 | $ 95,000 |
| TERRE HAUTE, IN | 6 | $ 679,000 | $ 113,000 | $ 66,000 |
| TEXARKANA, TX-AR | 6 | $ 750,000 | $ 125,000 | $ 102,500 |
| WATERLOO-CEDAR FALLS, IA | 6 | $ 1,065,000 | $ 177,000 | $ 66,000 |
| WATERTOWN-FORT DRUM, NY | 6 | $ 985,000 | $ 164,000 | $ 67,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 6 | $ 888,000 | $ 147,500 | $ 89,000 |
| WENATCHEE, WA | 6 | $ 1,221,000 | $ 203,000 | $ 74,000 |
| CARSON CITY, NV | 5 | $ 973,000 | $ 194,000 | $ 101,000 |
| FAIRBANKS, AK | 5 | $ 892,000 | $ 178,000 | $ 52,000 |
| GOLDSBORO, NC | 5 | $ 610,000 | $ 122,000 | $ 102,000 |
| GRANTS PASS, OR | 5 | $ 982,000 | $ 196,000 | $ 65,000 |
| ITHACA, NY | 5 | $ 733,000 | $ 146,000 | $ 82,000 |
| JONESBORO, AR | 5 | $ 651,000 | $ 130,000 | $ 73,000 |
| LAWTON, OK | 5 | $ 609,000 | $ 121,000 | $ 82,000 |
| MOUNT VERNON-ANACORTES, WA | 5 | $ 1,214,000 | $ 242,000 | $ 102,000 |
| MUSKEGON, MI | 5 | $ 467,000 | $ 93,000 | $ 54,000 |
| SPRINGFIELD, IL | 5 | $ 663,000 | $ 132,000 | $ 67,000 |
| WHEELING, WV-OH | 5 | $ 777,000 | $ 160,500 | $ 62,000 |
| ABILENE, TX | 4 | $ 713,000 | $ 178,000 | $ 53,000 |
| ALBANY, OR | 4 | $ 666,000 | $ 166,000 | $ 73,000 |
| BLOOMSBURG-BERWICK, PA | 4 | $ 782,000 | $ 195,000 | $ 99,000 |
| CUMBERLAND, MD-WV | 4 | $ 628,000 | $ 146,000 | $ 67,500 |
| DECATUR, IL | 4 | $ 571,000 | $ 142,000 | $ 124,000 |
| GADSDEN, AL | 4 | $ 627,000 | $ 156,000 | $ 76,000 |
| HINESVILLE, GA | 4 | $ 472,000 | $ 118,000 | $ 64,000 |
| JOHNSTOWN, PA | 4 | $ 461,000 | $ 115,000 | $ 51,000 |
| LA CROSSE-ONALASKA, WI-MN | 4 | $ 727,000 | $ 207,500 | $ 106,000 |
| LIMA, OH | 4 | $ 743,000 | $ 185,000 | $ 103,000 |
| MIDLAND, MI | 4 | $ 679,000 | $ 169,000 | $ 90,000 |
| MUNCIE, IN | 4 | $ 454,000 | $ 113,000 | $ 62,000 |
| PINE BLUFF, AR | 4 | $ 503,000 | $ 125,000 | $ 79,000 |
| RAPID CITY, SD | 4 | $ 645,000 | $ 161,000 | $ 69,000 |
| WALLA WALLA, WA | 4 | $ 791,000 | $ 197,000 | $ 89,000 |
| WILLIAMSPORT, PA | 4 | $ 567,000 | $ 141,000 | $ 75,000 |
| ELMIRA, NY | 3 | $ 557,000 | $ 185,000 | $ 121,000 |
| JEFFERSON CITY, MO | 3 | $ 409,000 | $ 136,000 | $ 52,000 |
| MORRISTOWN, TN | 3 | $ 584,000 | $ 194,000 | $ 70,000 |
| ROME, GA | 3 | $ 541,000 | $ 180,000 | $ 74,000 |
| SAGINAW, MI | 3 | $ 518,000 | $ 172,000 | $ 138,000 |
| SEBRING, FL | 3 | $ 459,000 | $ 153,000 | $ 96,000 |
| VICTORIA, TX | 3 | $ 549,000 | $ 183,000 | $ 83,000 |
| BAY CITY, MI | 2 | $ 310,000 | $ 155,000 | $ 76,000 |
| GRAND ISLAND, NE | 2 | $ 322,000 | $ 161,000 | $ 82,000 |
| GREAT FALLS, MT | 2 | $ 230,000 | $ 115,000 | $ 13,000 |
| KOKOMO, IN | 2 | $ 324,000 | $ 162,000 | $ 53,000 |
| WICHITA FALLS, TX | 2 | $ 381,000 | $ 190,000 | $ 89,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 131,000 | $ 131,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for Discover Home Loans, Inc in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 31,182 | $7,225,515,000 | $231,000 | $1,500,000 | $103,000 | $3,300,000 |
| Home Purchase | 3,969 | $960,746,000 | $242,000 | $1,275,000 | $108,000 | $2,050,000 |
| Home Improvement | 728 | $158,486,000 | $217,000 | $913,000 | $103,000 | $1,355,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 22,766 | $5,106,442,000 | $224,000 | $1,275,000 | $103,000 | $3,300,000 |
| Asian | 3,586 | $1,012,343,000 | $282,000 | $1,143,000 | $117,000 | $1,479,000 |
| Not Provided | 3,360 | $828,765,000 | $246,000 | $1,110,000 | $112,000 | $2,400,000 |
| Hispanic | 3,335 | $782,865,000 | $234,000 | $1,500,000 | $95,000 | $1,376,000 |
| Black or African American | 2,400 | $505,791,000 | $210,000 | $740,000 | $89,000 | $1,200,000 |
| American Indian or Alaskan Native | 254 | $57,133,000 | $224,000 | $657,000 | $93,000 | $455,000 |
| Native Hawaiian or Other Pacific Islander | 178 | $51,408,000 | $288,000 | $626,000 | $108,000 | $576,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 29,309 | $6,988,885,000 | $238,000 | $1,500,000 | $109,000 | $3,300,000 |
| FHA-insured (Federal Housing Administration) | 6,250 | $1,280,132,000 | $204,000 | $699,000 | $78,000 | $1,477,000 |
| VA-guaranteed (Veterans Administration) | 320 | $75,730,000 | $236,000 | $638,000 | $91,000 | $284,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,217 | $2,506,680,000 | $245,000 | $1,000,000 | $107,000 | $1,083,000 |
| File Closed For Incompleteness | 9,483 | $2,144,954,000 | $226,000 | $1,500,000 | $104,000 | $2,050,000 |
| Application Denied By Financial Institution | 9,376 | $2,120,007,000 | $226,000 | $1,150,000 | $97,000 | $3,300,000 |
| Application Withdrawn By Applicant | 6,185 | $1,426,155,000 | $230,000 | $1,250,000 | $106,000 | $3,099,000 |
| Application Approved But Not Accepted | 618 | $146,951,000 | $237,000 | $944,000 | $106,000 | $1,160,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 1,907 | $431,371,000 | $226,000 | $1,143,000 | $108,000 | $1,477,000 |
| Credit Application Incomplete | 1,871 | $422,346,000 | $225,000 | $950,000 | $103,000 | $985,000 |
| Debt-To-Income Ratio | 1,203 | $271,655,000 | $225,000 | $954,000 | $61,000 | $300,000 |
| Other | 1,184 | $278,662,000 | $235,000 | $975,000 | $102,000 | $750,000 |
| Credit History | 1,086 | $216,330,000 | $199,000 | $900,000 | $87,000 | $3,300,000 |
| Unverifiable Information | 227 | $52,825,000 | $232,000 | $692,000 | $99,000 | $1,376,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 36 | $7,621,000 | $211,000 | $626,000 | $94,000 | $490,000 |
| Employment History | 18 | $4,274,000 | $237,000 | $416,000 | $88,000 | $218,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Discover Home Loans, Inc's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Discover Home Loans, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.