Ditech.Com LLC F/K/A Ditech.Co Mortgage Lending & HMDA Data, 2008
In 2008, Ditech.Com LLC F/K/A Ditech.Co of Ft. Washington, PA reported 2,987 mortgage applications totaling $743.2 million, down 22% from 2007. The average application was for $248,817, and applicants reported an average income of $105,651. 6% of its applications resulted in an originated loan and 39% were denied. Its largest markets were Boston-Quincy, MA (553), Cambridge-Newton-Framingham, MA (424) and Worcester, MA (280) (applications in parentheses).
| Mortgage Company & Address | Ditech.Com LLC F/K/A Ditech.Co 1100 Virginia Drive Ft. Washington, PA 19034 |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 2,987 |
| Total Mortgage Loan Application Amount | $743,219,000 |
| Average Mortgage Loan Application Amount | $248,817 |
| Highest Mortgage Loan Application Amount | $1,900,000 |
| Average Applicant Income | $105,651 |
| Highest Applicant Income | $1,500,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ditech.Com LLC F/K/A Ditech.Co filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Middlesex, Massachusetts | 424 | $ 117,087,000 | $ 276,148 | $ 128,000 |
| Worcester, Massachusetts | 280 | $ 59,509,000 | $ 212,532 | $ 93,000 |
| Essex, Massachusetts | 277 | $ 66,031,000 | $ 238,379 | $ 112,000 |
| Honolulu, Hawaii | 215 | $ 79,600,000 | $ 370,232 | $ 113,000 |
| Norfolk, Massachusetts | 202 | $ 53,253,000 | $ 263,628 | $ 123,000 |
| Hampden, Massachusetts | 196 | $ 32,342,000 | $ 165,010 | $ 79,000 |
| Bristol, Massachusetts | 192 | $ 46,242,000 | $ 240,843 | $ 91,000 |
| Plymouth, Massachusetts | 180 | $ 47,206,000 | $ 262,255 | $ 106,000 |
| Suffolk, Massachusetts | 171 | $ 48,173,000 | $ 281,713 | $ 119,000 |
| Barnstable, Massachusetts | 130 | $ 32,325,000 | $ 248,653 | $ 109,000 |
| Hawaii, Hawaii | 94 | $ 25,568,000 | $ 272,000 | $ 101,000 |
| Berkshire, Massachusetts | 68 | $ 12,425,000 | $ 182,720 | $ 86,000 |
| Laramie, Wyoming | 64 | $ 9,514,000 | $ 148,656 | $ 104,000 |
| Natrona, Wyoming | 58 | $ 11,227,000 | $ 193,568 | $ 107,000 |
| Maui, Hawaii | 57 | $ 23,276,000 | $ 408,350 | $ 119,000 |
| Hampshire, Massachusetts | 42 | $ 8,354,000 | $ 198,904 | $ 90,000 |
| Campbell, Wyoming | 35 | $ 6,700,000 | $ 191,428 | $ 99,000 |
| Kauai, Hawaii | 32 | $ 12,179,000 | $ 380,593 | $ 142,000 |
| Lincoln, Wyoming | 28 | $ 5,029,000 | $ 179,607 | $ 77,000 |
| Sheridan, Wyoming | 26 | $ 5,043,000 | $ 193,961 | $ 63,000 |
| Franklin, Massachusetts | 25 | $ 4,548,000 | $ 181,920 | $ 87,000 |
| Sweetwater, Wyoming | 23 | $ 4,333,000 | $ 188,391 | $ 70,000 |
| Park, Wyoming | 22 | $ 5,045,000 | $ 229,318 | $ 115,000 |
| Fremont, Wyoming | 18 | $ 2,971,000 | $ 165,055 | $ 81,000 |
| Carbon, Wyoming | 17 | $ 1,948,000 | $ 114,588 | $ 75,000 |
| Dukes, Massachusetts | 15 | $ 4,588,000 | $ 305,866 | $ 138,000 |
| Converse, Wyoming | 14 | $ 2,362,000 | $ 168,714 | $ 79,000 |
| Uinta, Wyoming | 13 | $ 2,005,000 | $ 154,230 | $ 67,000 |
| Goshen, Wyoming | 12 | $ 1,345,000 | $ 112,083 | $ 56,000 |
| Albany, Wyoming | 9 | $ 1,449,000 | $ 161,000 | $ 63,000 |
| Teton, Wyoming | 9 | $ 2,813,000 | $ 312,555 | $ 116,000 |
| Johnson, Wyoming | 7 | $ 1,266,000 | $ 180,857 | $ 60,000 |
| Nantucket, Massachusetts | 6 | $ 3,834,000 | $ 639,000 | $ 111,000 |
| Sublette, Wyoming | 6 | $ 1,454,000 | $ 242,333 | $ 143,000 |
| Weston, Wyoming | 6 | $ 731,000 | $ 121,833 | $ 60,000 |
| Big Horn, Wyoming | 5 | $ 381,000 | $ 76,200 | $ 41,000 |
| Platte, Wyoming | 4 | $ 477,000 | $ 119,250 | $ 80,000 |
| Washakie, Wyoming | 3 | $ 302,000 | $ 100,666 | $ 86,000 |
| Crook, Wyoming | 1 | $ 69,000 | $ 69,000 | $ 178,000 |
| Hot Springs, Wyoming | 1 | $ 215,000 | $ 215,000 | $ 74,000 |
Mortgage Loan Application Detail Totals for Ditech.Com LLC F/K/A Ditech.Co in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,324 | $588,705,000 | $253,000 | $1,900,000 | $106,000 | $1,500,000 |
| Home Purchase | 559 | $134,234,000 | $240,000 | $1,125,000 | $106,000 | $804,000 |
| Home Improvement | 104 | $20,280,000 | $195,000 | $945,000 | $96,000 | $360,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,839 | $434,315,000 | $236,000 | $1,900,000 | $103,000 | $1,500,000 |
| Not Provided | 788 | $207,829,000 | $263,000 | $1,005,000 | $115,000 | $824,000 |
| Asian | 112 | $36,050,000 | $321,000 | $740,000 | $132,000 | $720,000 |
| Hispanic | 107 | $26,126,000 | $244,000 | $756,000 | $85,000 | $398,000 |
| Black or African American | 71 | $18,387,000 | $258,000 | $631,000 | $85,000 | $330,000 |
| Native Hawaiian or Other Pacific Islander | 46 | $15,443,000 | $335,000 | $750,000 | $84,000 | $240,000 |
| American Indian or Alaskan Native | 24 | $5,069,000 | $211,000 | $650,000 | $79,000 | $270,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,987 | $743,219,000 | $248,000 | $1,900,000 | $106,000 | $1,500,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 1,168 | $300,322,000 | $257,000 | $1,125,000 | $95,000 | $741,000 |
| Application Denied By Financial Institution | 1,162 | $280,920,000 | $241,000 | $1,900,000 | $78,000 | $1,500,000 |
| File Closed For Incompleteness | 445 | $108,423,000 | $243,000 | $900,000 | $210,000 | $912,000 |
| Loan Originated | 188 | $48,256,000 | $256,000 | $625,000 | $100,000 | $425,000 |
| Application Approved But Not Accepted | 24 | $5,298,000 | $220,000 | $410,000 | $85,000 | $180,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ditech.Com LLC F/K/A Ditech.Co's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ditech.Com LLC F/K/A Ditech.Co's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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