Ditech.Com LLC F/K/A Ditech.Co Mortgage Lending & HMDA Data, 2007
In 2007, Ditech.Com LLC F/K/A Ditech.Co of Ft. Washington, PA reported 3,826 mortgage applications totaling $926.2 million, down 1% from 2006. The average application was for $242,071, and applicants reported an average income of $90,422. 6% of its applications resulted in an originated loan and 37% were denied. Its largest markets were Boston-Quincy, MA (683), Cambridge-Newton-Framingham, MA (495) and Worcester, MA (437) (applications in parentheses).
| Mortgage Company & Address | Ditech.Com LLC F/K/A Ditech.Co 1100 Virginia Drive Ft. Washington, PA 19034 |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 3,826 |
| Total Mortgage Loan Application Amount | $926,165,000 |
| Average Mortgage Loan Application Amount | $242,071 |
| Highest Mortgage Loan Application Amount | $1,925,000 |
| Average Applicant Income | $90,422 |
| Highest Applicant Income | $2,136,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ditech.Com LLC F/K/A Ditech.Co filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Ditech.Com LLC F/K/A Ditech.Co in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,197 | $781,001,000 | $244,000 | $1,925,000 | $86,000 | $2,040,000 |
| Home Purchase | 500 | $123,610,000 | $247,000 | $1,498,000 | $117,000 | $2,136,000 |
| Home Improvement | 129 | $21,554,000 | $167,000 | $512,000 | $97,000 | $1,395,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,806 | $418,992,000 | $232,000 | $1,498,000 | $91,000 | $1,992,000 |
| Not Provided | 1,615 | $398,762,000 | $246,000 | $1,925,000 | $92,000 | $2,136,000 |
| Hispanic | 136 | $31,542,000 | $231,000 | $570,000 | $78,000 | $696,000 |
| Asian | 104 | $32,759,000 | $314,000 | $600,000 | $82,000 | $400,000 |
| Black or African American | 83 | $22,683,000 | $273,000 | $610,000 | $91,000 | $1,488,000 |
| Native Hawaiian or Other Pacific Islander | 51 | $14,891,000 | $291,000 | $945,000 | $68,000 | $200,000 |
| American Indian or Alaskan Native | 31 | $6,536,000 | $210,000 | $515,000 | $54,000 | $114,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,826 | $926,165,000 | $242,000 | $1,925,000 | $90,000 | $2,136,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 1,430 | $341,516,000 | $238,000 | $1,498,000 | $83,000 | $1,992,000 |
| Application Withdrawn By Applicant | 1,345 | $331,359,000 | $246,000 | $1,925,000 | $88,000 | $1,825,000 |
| File Closed For Incompleteness | 808 | $198,321,000 | $245,000 | $1,000,000 | $111,000 | $2,136,000 |
| Loan Originated | 217 | $49,913,000 | $230,000 | $599,000 | $81,000 | $268,000 |
| Application Approved But Not Accepted | 26 | $5,056,000 | $194,000 | $586,000 | $82,000 | $231,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ditech.Com LLC F/K/A Ditech.Co's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ditech.Com LLC F/K/A Ditech.Co's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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