Dollar Bank, FSB Mortgage Lending & HMDA Data, 2006

In 2006, Dollar Bank, FSB of Pittsburgh, PA reported 7,455 mortgage applications totaling $808.7 million, down 13% from 2005. The average application was for $108,481, and applicants reported an average income of $84,402. 66% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Pittsburgh, PA (3,690), Cleveland-Elyria-Mentor, OH (2,014) and Columbus, OH (187) (applications in parentheses).

Mortgage Company & Address Dollar Bank, FSB
#3 Gateway Center
Pittsburgh, PA 15222
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 7,455
Total Mortgage Loan Application Amount $808,730,000
Average Mortgage Loan Application Amount $108,481
Highest Mortgage Loan Application Amount $3,600,000
Average Applicant Income $84,402
Highest Applicant Income $2,500,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Dollar Bank, FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Dollar Bank, FSB by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Allegheny, Pennsylvania 2,614 $ 166,467,000 $ 63,682 $ 73,000
Cuyahoga, Ohio 1,403 $ 97,485,000 $ 69,483 $ 62,000
Westmoreland, Pennsylvania 494 $ 36,224,000 $ 73,327 $ 71,000
Washington, Pennsylvania 244 $ 20,745,000 $ 85,020 $ 70,000
Lorain, Ohio 239 $ 22,965,000 $ 96,087 $ 74,000
Lake, Ohio 236 $ 15,915,000 $ 67,436 $ 67,000
Butler, Pennsylvania 194 $ 17,728,000 $ 91,381 $ 76,000
Summit, Ohio 146 $ 15,620,000 $ 106,986 $ 79,000
Franklin, Ohio 117 $ 23,828,000 $ 203,658 $ 121,000
Cook, Illinois 110 $ 44,323,000 $ 402,936 $ 196,000
Beaver, Pennsylvania 89 $ 5,485,000 $ 61,629 $ 61,000
Medina, Ohio 87 $ 9,487,000 $ 109,045 $ 95,000
Geauga, Ohio 49 $ 6,987,000 $ 142,591 $ 102,000
Mecklenburg, North Carolina 48 $ 10,842,000 $ 225,875 $ 100,000
Delaware, Ohio 47 $ 14,804,000 $ 314,978 $ 202,000
Marion, Indiana 41 $ 8,810,000 $ 214,878 $ 104,000
DuPage, Illinois 39 $ 14,701,000 $ 376,948 $ 203,000
Johnson, Kansas 38 $ 6,710,000 $ 176,578 $ 103,000
Hamilton, Indiana 34 $ 9,046,000 $ 266,058 $ 152,000
Stark, Ohio 34 $ 3,830,000 $ 112,647 $ 74,000
Lake, Illinois 32 $ 15,995,000 $ 499,843 $ 311,000
Portage, Ohio 32 $ 3,600,000 $ 112,500 $ 83,000
Fayette, Pennsylvania 28 $ 2,202,000 $ 78,642 $ 84,000
Armstrong, Pennsylvania 27 $ 1,342,000 $ 49,703 $ 72,000
Waukesha, Wisconsin 27 $ 7,931,000 $ 293,740 $ 130,000
Henrico, Virginia 21 $ 5,142,000 $ 244,857 $ 84,000
Milwaukee, Wisconsin 21 $ 6,631,000 $ 315,761 $ 240,000
Ashtabula, Ohio 19 $ 1,337,000 $ 70,368 $ 77,000
Hamilton, Ohio 18 $ 4,680,000 $ 260,000 $ 113,000
Kane, Illinois 16 $ 4,989,000 $ 311,812 $ 138,000
Hennepin, Minnesota 16 $ 2,713,000 $ 169,562 $ 58,000
Union, North Carolina 16 $ 3,054,000 $ 190,875 $ 60,000
Greenville, South Carolina 16 $ 2,433,000 $ 152,062 $ 96,000
New Castle, Delaware 15 $ 5,101,000 $ 340,066 $ 115,000
Jackson, Missouri 15 $ 2,351,000 $ 156,733 $ 80,000
Mahoning, Ohio 15 $ 2,036,000 $ 135,733 $ 206,000
McLean, Illinois 14 $ 2,524,000 $ 180,285 $ 105,000
Chester, Pennsylvania 14 $ 3,847,000 $ 274,785 $ 107,000
Ozaukee, Wisconsin 14 $ 6,569,000 $ 469,214 $ 263,000
Oakland, Michigan 13 $ 4,599,000 $ 353,769 $ 211,000
Warren, Ohio 13 $ 3,101,000 $ 238,538 $ 85,000
York, South Carolina 13 $ 2,310,000 $ 177,692 $ 64,000
Trumbull, Ohio 11 $ 1,280,000 $ 116,363 $ 119,000
Indiana, Pennsylvania 11 $ 513,000 $ 46,636 $ 60,000
Somerset, Pennsylvania 11 $ 1,838,000 $ 167,090 $ 194,000
Frederick, Maryland 10 $ 4,588,000 $ 458,800 $ 141,000
Clermont, Ohio 10 $ 2,132,000 $ 213,200 $ 75,000
Ottawa, Ohio 10 $ 1,736,000 $ 173,600 $ 190,000
Emmet, Michigan 9 $ 2,183,000 $ 242,555 $ 156,000
St. Louis, Missouri 9 $ 3,744,000 $ 416,000 $ 644,000
Cabarrus, North Carolina 9 $ 1,702,000 $ 189,111 $ 91,000
Will, Illinois 8 $ 2,449,000 $ 306,125 $ 129,000
Prince George's, Maryland 8 $ 3,984,000 $ 498,000 $ 142,000
Butler, Ohio 8 $ 1,097,000 $ 137,125 $ 82,000
Fairfield, Ohio 8 $ 1,818,000 $ 227,250 $ 99,000
Licking, Ohio 8 $ 2,330,000 $ 291,250 $ 104,000
Bucks, Pennsylvania 8 $ 2,636,000 $ 329,500 $ 115,000
Lawrence, Pennsylvania 8 $ 595,000 $ 74,375 $ 67,000
Mercer, Pennsylvania 8 $ 718,000 $ 89,750 $ 64,000
Dane, Wisconsin 8 $ 1,696,000 $ 212,000 $ 123,000
Erie, Ohio 7 $ 474,000 $ 67,714 $ 73,000
Wayne, Ohio 7 $ 1,040,000 $ 148,571 $ 45,000
Chesterfield, Virginia 7 $ 2,403,000 $ 343,285 $ 117,000
Boulder, Colorado 6 $ 1,796,000 $ 299,333 $ 107,000
Boone, Indiana 6 $ 2,002,000 $ 333,666 $ 196,000
Charlevoix, Michigan 6 $ 1,532,000 $ 255,333 $ 141,000
Montgomery, Pennsylvania 6 $ 2,217,000 $ 369,500 $ 154,000
Northampton, Pennsylvania 6 $ 1,479,000 $ 246,500 $ 80,000
Columbiana, Ohio 5 $ 606,000 $ 121,200 $ 86,000
Collier, Florida 4 $ 2,158,000 $ 539,500 $ 826,000
Hillsborough, Florida 4 $ 1,018,000 $ 254,500 $ 211,000
McHenry, Illinois 4 $ 993,000 $ 248,250 $ 133,000
Hendricks, Indiana 4 $ 733,000 $ 183,250 $ 71,000
Anne Arundel, Maryland 4 $ 1,641,000 $ 410,250 $ 125,000
Baltimore, Maryland 4 $ 1,513,000 $ 378,250 $ 212,000
Macomb, Michigan 4 $ 876,000 $ 219,000 $ 89,000
Ottawa, Michigan 4 $ 1,599,000 $ 399,750 $ 120,000
Scott, Minnesota 4 $ 1,093,000 $ 273,250 $ 85,000
St. Charles, Missouri 4 $ 1,591,000 $ 397,750 $ 157,000
Monroe, New York 4 $ 982,000 $ 245,500 $ 119,000
Gaston, North Carolina 4 $ 1,108,000 $ 277,000 $ 239,000
Jefferson, Ohio 4 $ 474,000 $ 118,500 $ 44,000
Lucas, Ohio 4 $ 311,000 $ 77,750 $ 84,000
Union, Ohio 4 $ 867,000 $ 216,750 $ 59,000
Bedford, Pennsylvania 4 $ 428,000 $ 107,000 $ 285,000
Berks, Pennsylvania 4 $ 1,021,000 $ 255,250 $ 184,000
Cambria, Pennsylvania 4 $ 61,000 $ 15,250 $ 35,000
York, Pennsylvania 4 $ 1,067,000 $ 266,750 $ 112,000
Fauquier, Virginia 4 $ 1,333,000 $ 333,250 $ 171,000
Prince William, Virginia 4 $ 1,854,000 $ 463,500 $ 206,000
Maricopa, Arizona 3 $ 747,000 $ 249,000 $ 63,000
Denver, Colorado 3 $ 948,000 $ 316,000 $ 224,000
Kent, Delaware 3 $ 638,000 $ 212,666 $ 165,000
Lee, Florida 3 $ 1,178,000 $ 392,666 $ 164,000
Sumter, Florida 3 $ 629,000 $ 209,666 $ 60,000
Carroll, Maryland 3 $ 1,022,000 $ 340,666 $ 100,000
Norfolk, Massachusetts 3 $ 1,514,000 $ 504,666 $ 176,000
Cheboygan, Michigan 3 $ 380,000 $ 126,666 $ 131,000
Dakota, Minnesota 3 $ 710,000 $ 236,666 $ 115,000
Platte, Missouri 3 $ 526,000 $ 175,333 $ 68,000
Johnston, North Carolina 3 $ 438,000 $ 146,000 $ 91,000
Pitt, North Carolina 3 $ 1,012,000 $ 337,333 $ 134,000
Ashland, Ohio 3 $ 308,000 $ 102,666 $ 91,000
Cumberland, Pennsylvania 3 $ 830,000 $ 276,666 $ 26,000
Erie, Pennsylvania 3 $ 932,000 $ 310,666 $ 316,000
Greene, Pennsylvania 3 $ 83,000 $ 27,666 $ 26,000
Philadelphia, Pennsylvania 3 $ 757,000 $ 252,333 $ 64,000
Horry, South Carolina 3 $ 360,000 $ 120,000 $ 0
Hanover, Virginia 3 $ 1,041,000 $ 347,000 $ 85,000
Brown, Wisconsin 3 $ 1,203,000 $ 401,000 $ 221,000
Washington, Wisconsin 3 $ 1,176,000 $ 392,000 $ 218,000
Jefferson, Colorado 2 $ 410,000 $ 205,000 $ 95,000
Pueblo, Colorado 2 $ 378,000 $ 189,000 $ 77,000
Sussex, Delaware 2 $ 615,000 $ 307,500 $ 89,000
Palm Beach, Florida 2 $ 745,000 $ 372,500 $ 505,000
St. Johns, Florida 2 $ 606,000 $ 303,000 $ 65,000
Allen, Indiana 2 $ 157,000 $ 78,500 $ 57,000
York, Maine 2 $ 596,000 $ 298,000 $ 192,000
Howard, Maryland 2 $ 770,000 $ 385,000 $ 109,000
Middlesex, Massachusetts 2 $ 971,000 $ 485,500 $ 128,000
Worcester, Massachusetts 2 $ 500,000 $ 250,000 $ 96,000
Otsego, Michigan 2 $ 295,000 $ 147,500 $ 68,000
Wayne, Michigan 2 $ 1,121,000 $ 560,500 $ 186,000
Olmsted, Minnesota 2 $ 546,000 $ 273,000 $ 289,000
Ramsey, Minnesota 2 $ 333,000 $ 166,500 $ 57,000
Washington, Minnesota 2 $ 261,000 $ 130,500 $ 42,000
Hillsborough, New Hampshire 2 $ 728,000 $ 364,000 $ 107,000
Chautauqua, New York 2 $ 517,000 $ 258,500 $ 730,000
New York, New York 2 $ 425,000 $ 212,500 $ 0
Davie, North Carolina 2 $ 484,000 $ 242,000 $ 126,000
Guilford, North Carolina 2 $ 596,000 $ 298,000 $ 76,000
Iredell, North Carolina 2 $ 310,000 $ 155,000 $ 60,000
Lincoln, North Carolina 2 $ 618,000 $ 309,000 $ 164,000
Holmes, Ohio 2 $ 111,000 $ 55,500 $ 41,000
Huron, Ohio 2 $ 44,000 $ 22,000 $ 67,000
Knox, Ohio 2 $ 721,000 $ 360,500 $ 260,000
Pickaway, Ohio 2 $ 227,000 $ 113,500 $ 63,000
Richland, Ohio 2 $ 331,000 $ 165,500 $ 88,000
Tuscarawas, Ohio 2 $ 258,000 $ 129,000 $ 52,000
Centre, Pennsylvania 2 $ 326,000 $ 163,000 $ 120,000
Crawford, Pennsylvania 2 $ 72,000 $ 36,000 $ 96,000
Delaware, Pennsylvania 2 $ 854,000 $ 427,000 $ 263,000
Lehigh, Pennsylvania 2 $ 279,000 $ 139,500 $ 97,000
Loudoun, Virginia 2 $ 975,000 $ 487,500 $ 147,000
Louisa, Virginia 2 $ 663,000 $ 331,500 $ 76,000
Dodge, Wisconsin 2 $ 505,000 $ 252,500 $ 93,000
Kenosha, Wisconsin 2 $ 483,000 $ 241,500 $ 138,000
Walworth, Wisconsin 2 $ 322,000 $ 161,000 $ 65,000
Yavapai, Arizona 1 $ 44,000 $ 44,000 $ 11,000
Larimer, Colorado 1 $ 279,000 $ 279,000 $ 392,000
Hartford, Connecticut 1 $ 215,000 $ 215,000 $ 184,000
New Haven, Connecticut 1 $ 500,000 $ 500,000 $ 143,000
New London, Connecticut 1 $ 215,000 $ 215,000 $ 48,000
Broward, Florida 1 $ 466,000 $ 466,000 $ 120,000
Citrus, Florida 1 $ 180,000 $ 180,000 $ 300,000
Duval, Florida 1 $ 200,000 $ 200,000 $ 45,000
Flagler, Florida 1 $ 275,000 $ 275,000 $ 66,000
Indian River, Florida 1 $ 3,600,000 $ 3,600,000 $ 1,100,000
Manatee, Florida 1 $ 185,000 $ 185,000 $ 130,000
Miami-Dade, Florida 1 $ 79,000 $ 79,000 $ 52,000
Nassau, Florida 1 $ 308,000 $ 308,000 $ 730,000
Polk, Florida 1 $ 35,000 $ 35,000 $ 66,000
Seminole, Florida 1 $ 490,000 $ 490,000 $ 138,000
St. Lucie, Florida 1 $ 188,000 $ 188,000 $ 69,000
Blaine, Idaho 1 $ 810,000 $ 810,000 $ 1,563,000
Macon, Illinois 1 $ 94,000 $ 94,000 $ 84,000
Peoria, Illinois 1 $ 140,000 $ 140,000 $ 60,000
Winnebago, Illinois 1 $ 102,000 $ 102,000 $ 44,000
Bartholomew, Indiana 1 $ 161,000 $ 161,000 $ 93,000
Brown, Indiana 1 $ 250,000 $ 250,000 $ 516,000
Carroll, Indiana 1 $ 117,000 $ 117,000 $ 28,000
Decatur, Indiana 1 $ 152,000 $ 152,000 $ 245,000
Madison, Indiana 1 $ 136,000 $ 136,000 $ 215,000
Monroe, Indiana 1 $ 415,000 $ 415,000 $ 176,000
Putnam, Indiana 1 $ 109,000 $ 109,000 $ 70,000
Linn, Iowa 1 $ 208,000 $ 208,000 $ 100,000
Leavenworth, Kansas 1 $ 147,000 $ 147,000 $ 69,000
Miami, Kansas 1 $ 82,000 $ 82,000 $ 21,000
Sedgwick, Kansas 1 $ 112,000 $ 112,000 $ 53,000
Campbell, Kentucky 1 $ 185,000 $ 185,000 $ 178,000
Fayette, Kentucky 1 $ 210,000 $ 210,000 $ 49,000
Cumberland, Maine 1 $ 234,000 $ 234,000 $ 140,000
Baltimore City, Maryland 1 $ 306,000 $ 306,000 $ 132,000
Cecil, Maryland 1 $ 281,000 $ 281,000 $ 62,000
Garrett, Maryland 1 $ 1,170,000 $ 1,170,000 $ 2,115,000
Harford, Maryland 1 $ 390,000 $ 390,000 $ 128,000
Talbot, Maryland 1 $ 532,000 $ 532,000 $ 128,000
Washington, Maryland 1 $ 330,000 $ 330,000 $ 75,000
Allegan, Michigan 1 $ 560,000 $ 560,000 $ 2,006,000
Antrim, Michigan 1 $ 100,000 $ 100,000 $ 100,000
Berrien, Michigan 1 $ 620,000 $ 620,000 $ 285,000
Kent, Michigan 1 $ 164,000 $ 164,000 $ 55,000
Livingston, Michigan 1 $ 360,000 $ 360,000 $ 120,000
Van Buren, Michigan 1 $ 240,000 $ 240,000 $ 332,000
Washtenaw, Michigan 1 $ 640,000 $ 640,000 $ 195,000
Carver, Minnesota 1 $ 167,000 $ 167,000 $ 99,000
Crow Wing, Minnesota 1 $ 202,000 $ 202,000 $ 26,000
Otter Tail, Minnesota 1 $ 166,000 $ 166,000 $ 99,000
Wright, Minnesota 1 $ 210,000 $ 210,000 $ 77,000
Cass, Missouri 1 $ 168,000 $ 168,000 $ 70,000
Clay, Missouri 1 $ 344,000 $ 344,000 $ 333,000
Jefferson, Missouri 1 $ 186,000 $ 186,000 $ 75,000
St. Louis City, Missouri 1 $ 84,000 $ 84,000 $ 45,000
Douglas, Nebraska 1 $ 445,000 $ 445,000 $ 128,000
Rockingham, New Hampshire 1 $ 420,000 $ 420,000 $ 500,000
Burlington, New Jersey 1 $ 294,000 $ 294,000 $ 85,000
Cumberland, New Jersey 1 $ 347,000 $ 347,000 $ 72,000
Hunterdon, New Jersey 1 $ 565,000 $ 565,000 $ 308,000
Buncombe, North Carolina 1 $ 620,000 $ 620,000 $ 119,000
Dare, North Carolina 1 $ 446,000 $ 446,000 $ 200,000
Harnett, North Carolina 1 $ 125,000 $ 125,000 $ 62,000
Henderson, North Carolina 1 $ 237,000 $ 237,000 $ 117,000
New Hanover, North Carolina 1 $ 318,000 $ 318,000 $ 100,000
Rutherford, North Carolina 1 $ 300,000 $ 300,000 $ 384,000
Wake, North Carolina 1 $ 150,000 $ 150,000 $ 40,000
Athens, Ohio 1 $ 30,000 $ 30,000 $ 25,000
Carroll, Ohio 1 $ 73,000 $ 73,000 $ 208,000
Greene, Ohio 1 $ 287,000 $ 287,000 $ 109,000
Harrison, Ohio 1 $ 106,000 $ 106,000 $ 55,000
Marion, Ohio 1 $ 31,000 $ 31,000 $ 93,000
Miami, Ohio 1 $ 296,000 $ 296,000 $ 110,000
Montgomery, Ohio 1 $ 54,000 $ 54,000 $ 18,000
Morrow, Ohio 1 $ 384,000 $ 384,000 $ 198,000
Perry, Ohio 1 $ 500,000 $ 500,000 $ 210,000
Ross, Ohio 1 $ 554,000 $ 554,000 $ 187,000
Washington, Ohio 1 $ 120,000 $ 120,000 $ 30,000
Adams, Pennsylvania 1 $ 60,000 $ 60,000 $ 81,000
Clarion, Pennsylvania 1 $ 36,000 $ 36,000 $ 66,000
Clearfield, Pennsylvania 1 $ 135,000 $ 135,000 $ 37,000
Clinton, Pennsylvania 1 $ 65,000 $ 65,000 $ 177,000
Dauphin, Pennsylvania 1 $ 127,000 $ 127,000 $ 58,000
Elk, Pennsylvania 1 $ 14,000 $ 14,000 $ 122,000
Lancaster, Pennsylvania 1 $ 364,000 $ 364,000 $ 125,000
Lebanon, Pennsylvania 1 $ 98,000 $ 98,000 $ 54,000
Charleston, South Carolina 1 $ 204,000 $ 204,000 $ 491,000
Georgetown, South Carolina 1 $ 409,000 $ 409,000 $ 180,000
Lancaster, South Carolina 1 $ 50,000 $ 50,000 $ 32,000
Rutherford, Tennessee 1 $ 174,000 $ 174,000 $ 105,000
Accomack, Virginia 1 $ 132,000 $ 132,000 $ 72,000
Albemarle, Virginia 1 $ 176,000 $ 176,000 $ 78,000
Culpeper, Virginia 1 $ 368,000 $ 368,000 $ 78,000
Fairfax, Virginia 1 $ 508,000 $ 508,000 $ 158,000
Richmond City, Virginia 1 $ 100,000 $ 100,000 $ 82,000
Virginia Beach, Virginia 1 $ 237,000 $ 237,000 $ 194,000
Berkeley, West Virginia 1 $ 132,000 $ 132,000 $ 47,000
Brooke, West Virginia 1 $ 4,000 $ 4,000 $ 31,000
Ohio, West Virginia 1 $ 56,000 $ 56,000 $ 64,000
Florence, Wisconsin 1 $ 242,000 $ 242,000 $ 493,000
Marquette, Wisconsin 1 $ 163,000 $ 163,000 $ 41,000
Outagamie, Wisconsin 1 $ 197,000 $ 197,000 $ 100,000
Racine, Wisconsin 1 $ 152,000 $ 152,000 $ 90,000

Mortgage Loan Application Detail Totals for Dollar Bank, FSB in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 2,855 $82,499,000 $28,000 $730,000 $65,000 $774,000
Refinancing 2,323 $316,566,000 $136,000 $870,000 $91,000 $2,006,000
Home Purchase 2,277 $409,665,000 $179,000 $3,600,000 $102,000 $2,500,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,759 $668,727,000 $116,000 $3,600,000 $88,000 $2,424,000
Not Provided 751 $47,624,000 $63,000 $750,000 $74,000 $700,000
Black or African American 615 $44,701,000 $72,000 $695,000 $61,000 $2,500,000
Asian 155 $30,333,000 $195,000 $652,000 $114,000 $1,425,000
Hispanic 122 $11,857,000 $97,000 $650,000 $63,000 $380,000
American Indian or Alaskan Native 29 $1,531,000 $52,000 $253,000 $55,000 $116,000
Not applicable 16 $3,433,000 $214,000 $730,000 $170,000 $628,000
Native Hawaiian or Other Pacific Islander 8 $524,000 $65,000 $165,000 $42,000 $123,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,234 $788,642,000 $109,000 $3,600,000 $86,000 $2,500,000
FHA-insured (Federal Housing Administration) 202 $18,014,000 $89,000 $215,000 $39,000 $126,000
VA-guaranteed (Veterans Administration) 19 $2,074,000 $109,000 $265,000 $47,000 $109,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,916 $599,929,000 $122,000 $3,600,000 $96,000 $2,500,000
Application Denied By Financial Institution 1,143 $41,689,000 $36,000 $630,000 $48,000 $255,000
Application Withdrawn By Applicant 730 $62,935,000 $86,000 $740,000 $71,000 $864,000
Application Approved But Not Accepted 249 $52,329,000 $210,000 $750,000 $105,000 $2,250,000
File Closed For Incompleteness 222 $26,549,000 $119,000 $625,000 $62,000 $475,000
Preapproval Approved but not Accepted 171 $23,413,000 $136,000 $600,000 $59,000 $269,000
Preapproval Denied by Financial Institution 24 $1,886,000 $78,000 $215,000 $32,000 $126,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 625 $19,750,000 $31,000 $600,000 $46,000 $255,000
Debt-To-Income Ratio 351 $16,125,000 $45,000 $630,000 $45,000 $191,000
Other 112 $4,567,000 $40,000 $330,000 $58,000 $254,000
Collateral 59 $2,289,000 $38,000 $220,000 $67,000 $150,000
Credit Application Incomplete 10 $263,000 $26,000 $59,000 $51,000 $125,000
Unverifiable Information 7 $475,000 $67,000 $122,000 $52,000 $70,000
Employment History 3 $106,000 $35,000 $42,000 $22,000 $51,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Dollar Bank, FSB's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Dollar Bank, FSB's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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