Dollar Bank, FSB Mortgage Lending & HMDA Data, 2022
In 2022, Dollar Bank, FSB of Pittsburgh, PA reported 9,889 mortgage applications totaling $2.0 billion, down 20% from 2021. The average application was for $197,588, and applicants reported an average income of $128,829. 66% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Pittsburgh, PA (5,450), Cleveland-Elyria, OH (2,166) and Virginia Beach-Norfolk-Newport News, VA-NC (337) (applications in parentheses).
| Mortgage Company & Address | Dollar Bank, FSB #3 Gateway Center, Seven West Pittsburgh, PA 15222 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 9,889 |
| Total Mortgage Loan Application Amount | $1,953,955,000 |
| Average Mortgage Loan Application Amount | $197,588 |
| Highest Mortgage Loan Application Amount | $37,405,000 |
| Average Applicant Income | $128,829 |
| Highest Applicant Income | $4,860,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Dollar Bank, FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pittsburgh, PA | 5,450 | $ 853,820,000 | $ 156,664 | $ 121,000 |
| Cleveland-Elyria, OH | 2,166 | $ 273,250,000 | $ 126,154 | $ 100,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 337 | $ 70,445,000 | $ 209,035 | $ 122,350 |
| Outside any metro area | 248 | $ 54,650,000 | $ 220,362 | $ 145,322 |
| Akron, OH | 216 | $ 32,590,000 | $ 150,879 | $ 140,000 |
| Charlotte-Concord-Gastonia, NC-SC | 165 | $ 106,255,000 | $ 643,969 | $ 277,121 |
| Cumberland, MD-WV | 60 | $ 6,520,000 | $ 108,666 | $ 76,516 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 54 | $ 22,700,000 | $ 420,370 | $ 240,000 |
| Milwaukee-Waukesha-West Allis, WI | 50 | $ 19,030,000 | $ 380,600 | $ 206,000 |
| Youngstown-Warren-Boardman, OH-PA | 49 | $ 8,575,000 | $ 175,000 | $ 105,877 |
| Baltimore-Columbia-Towson, MD | 47 | $ 30,115,000 | $ 640,744 | $ 265,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 44 | $ 26,810,000 | $ 609,318 | $ 235,767 |
| Canton-Massillon, OH | 43 | $ 8,305,000 | $ 193,139 | $ 134,000 |
| Greenville-Anderson-Mauldin, SC | 40 | $ 13,100,000 | $ 327,500 | $ 106,000 |
| Indianapolis-Carmel-Anderson, IN | 40 | $ 15,670,000 | $ 391,750 | $ 230,000 |
| Columbus, OH | 39 | $ 14,395,000 | $ 369,102 | $ 255,000 |
| Kansas City, MO-KS | 34 | $ 18,240,000 | $ 536,470 | $ 365,294 |
| St. Louis, MO-IL | 34 | $ 22,590,000 | $ 664,411 | $ 402,000 |
| Chicago-Naperville, IL | 33 | $ 13,895,000 | $ 421,060 | $ 207,000 |
| Montgomery County-Bucks County-Chester County, PA | 32 | $ 13,990,000 | $ 437,187 | $ 414,000 |
| Raleigh, NC | 32 | $ 14,710,000 | $ 459,687 | $ 239,000 |
| Denver-Aurora-Lakewood, CO | 27 | $ 21,095,000 | $ 781,296 | $ 279,000 |
| Cincinnati, OH-KY-IN | 26 | $ 11,070,000 | $ 425,769 | $ 204,192 |
| Durham-Chapel Hill, NC | 26 | $ 9,650,000 | $ 371,153 | $ 124,000 |
| Washington-Baltimore-Arlington, DC | 25 | $ 12,855,000 | $ 514,200 | $ 242,000 |
| Salisbury, MD-DE | 22 | $ 10,480,000 | $ 476,363 | $ 261,045 |
| Atlanta-Sandy Springs-Roswell, GA | 20 | $ 15,810,000 | $ 790,500 | $ 359,000 |
| Cambridge-Newton-Framingham, MA | 19 | $ 15,875,000 | $ 835,526 | $ 266,000 |
| Boulder, CO | 18 | $ 12,000,000 | $ 666,666 | $ 321,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 15 | $ 7,215,000 | $ 481,000 | $ 174,000 |
| Boston, MA | 14 | $ 7,830,000 | $ 559,285 | $ 182,000 |
| Richmond, VA | 13 | $ 5,415,000 | $ 416,538 | $ 107,000 |
| Spartanburg, SC | 12 | $ 4,060,000 | $ 338,333 | $ 129,000 |
| Lake County-Kenosha County, IL-WI | 11 | $ 3,895,000 | $ 354,090 | $ 134,000 |
| Johnstown, PA | 10 | $ 1,010,000 | $ 101,000 | $ 156,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 9 | $ 3,545,000 | $ 393,888 | $ 138,000 |
| Asheville, NC | 9 | $ 4,245,000 | $ 471,666 | $ 153,000 |
| Charlottesville, VA | 8 | $ 3,020,000 | $ 377,500 | $ 131,000 |
| Toledo, OH | 8 | $ 1,100,000 | $ 137,500 | $ 165,000 |
| Worcester, MA-CT | 8 | $ 5,380,000 | $ 672,500 | $ 254,250 |
| Dayton-Springfield-Kettering, OH | 7 | $ 1,485,000 | $ 212,142 | $ 112,000 |
| Elgin, IL | 7 | $ 2,145,000 | $ 306,428 | $ 126,000 |
| Fayetteville, NC | 7 | $ 2,005,000 | $ 286,428 | $ 58,000 |
| Fort Collins, CO | 7 | $ 4,155,000 | $ 593,571 | $ 303,000 |
| Greensboro-High Point, NC | 7 | $ 2,485,000 | $ 355,000 | $ 155,000 |
| Louisville/Jefferson County, KY-IN | 7 | $ 4,515,000 | $ 645,000 | $ 374,857 |
| Morgantown, WV | 7 | $ 2,665,000 | $ 380,714 | $ 210,000 |
| North Port-Sarasota-Bradenton, FL | 7 | $ 3,675,000 | $ 525,000 | $ 342,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 7 | $ 4,545,000 | $ 649,285 | $ 188,857 |
| Bend-Redmond, OR | 6 | $ 4,410,000 | $ 735,000 | $ 371,000 |
| Cape Coral-Fort Myers, FL | 6 | $ 2,300,000 | $ 383,333 | $ 343,000 |
| Harrisburg-Carlisle, PA | 6 | $ 2,860,000 | $ 476,666 | $ 115,000 |
| Naples-Immokalee-Marco Island, FL | 6 | $ 2,900,000 | $ 483,333 | $ 501,000 |
| Philadelphia, PA | 6 | $ 2,020,000 | $ 336,666 | $ 139,000 |
| Providence-Warwick, RI-MA | 6 | $ 3,330,000 | $ 555,000 | $ 313,666 |
| Camden, NJ | 5 | $ 1,775,000 | $ 355,000 | $ 361,000 |
| Charleston-North Charleston, SC | 5 | $ 2,825,000 | $ 565,000 | $ 197,000 |
| Erie, PA | 5 | $ 925,000 | $ 185,000 | $ 103,000 |
| Wilmington, DE-MD-NJ | 5 | $ 2,365,000 | $ 473,000 | $ 346,000 |
| Bridgeport-Stamford-Norwalk, CT | 4 | $ 2,280,000 | $ 570,000 | $ 354,000 |
| State College, PA | 4 | $ 840,000 | $ 210,000 | $ 151,000 |
| Warren-Troy-Farmington Hills, MI | 4 | $ 23,590,000 | $ 5,897,500 | $ 288,000 |
| Wilmington, NC | 4 | $ 2,940,000 | $ 735,000 | $ 515,000 |
| Winston-Salem, NC | 4 | $ 1,810,000 | $ 452,500 | $ 174,000 |
| York-Hanover, PA | 4 | $ 950,000 | $ 237,500 | $ 95,000 |
| Jacksonville, FL | 3 | $ 935,000 | $ 311,666 | $ 184,000 |
| Lancaster, PA | 3 | $ 425,000 | $ 141,666 | $ 33,000 |
| Racine, WI | 3 | $ 895,000 | $ 298,333 | $ 164,000 |
| Salem, OR | 3 | $ 2,005,000 | $ 668,333 | $ 152,000 |
| Tampa-St. Petersburg-Clearwater, FL | 3 | $ 2,085,000 | $ 695,000 | $ 488,000 |
| Weirton-Steubenville, WV-OH | 3 | $ 275,000 | $ 91,666 | $ 118,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 3 | $ 1,195,000 | $ 398,333 | $ 404,000 |
| Altoona, PA | 2 | $ 210,000 | $ 105,000 | $ 50,000 |
| Barnstable Town, MA | 2 | $ 870,000 | $ 435,000 | $ 359,000 |
| Colorado Springs, CO | 2 | $ 1,350,000 | $ 675,000 | $ 148,000 |
| Columbia, SC | 2 | $ 1,590,000 | $ 795,000 | $ 278,000 |
| Harrisonburg, VA | 2 | $ 1,190,000 | $ 595,000 | $ 180,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 2 | $ 1,400,000 | $ 700,000 | $ 683,000 |
| Lafayette-West Lafayette, IN | 2 | $ 920,000 | $ 460,000 | $ 196,000 |
| Lakeland-Winter Haven, FL | 2 | $ 1,760,000 | $ 880,000 | $ 741,000 |
| Lima, OH | 2 | $ 350,000 | $ 175,000 | $ 204,000 |
| Madison, WI | 2 | $ 1,470,000 | $ 735,000 | $ 201,000 |
| New York-Newark, NY | 2 | $ 710,000 | $ 355,000 | $ 229,000 |
| Newark, NJ-PA | 2 | $ 320,000 | $ 160,000 | $ 89,000 |
| Orlando-Kissimmee-Sanford, FL | 2 | $ 2,760,000 | $ 1,380,000 | $ 703,000 |
| Reading, PA | 2 | $ 450,000 | $ 225,000 | $ 157,000 |
| Rockingham County-Strafford County, NH | 2 | $ 1,200,000 | $ 600,000 | $ 151,000 |
| Wheeling, WV-OH | 2 | $ 50,000 | $ 25,000 | $ 49,000 |
| Brunswick, GA | 1 | $ 435,000 | $ 435,000 | $ 112,000 |
| Burlington, NC | 1 | $ 395,000 | $ 395,000 | $ 142,000 |
| Chattanooga, TN-GA | 1 | $ 255,000 | $ 255,000 | $ 95,000 |
| Columbus, IN | 1 | $ 205,000 | $ 205,000 | $ 52,000 |
| Crestview-Fort Walton Beach-Destin, FL | 1 | $ 115,000 | $ 115,000 | $ 81,000 |
| Des Moines-West Des Moines, IA | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Duluth, MN-WI | 1 | $ 185,000 | $ 185,000 | $ 450,000 |
| Fond Du Lac, WI | 1 | $ 325,000 | $ 325,000 | $ 123,000 |
| Greenville, NC | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 65,000 | $ 65,000 | $ 58,000 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 1,005,000 | $ 1,005,000 | $ 347,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 385,000 | $ 385,000 | $ 205,000 |
| Jacksonville, NC | 1 | $ 325,000 | $ 325,000 | $ 323,000 |
| Janesville-Beloit, WI | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Kankakee, IL | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Lexington-Fayette, KY | 1 | $ 325,000 | $ 325,000 | $ 105,000 |
| Lynchburg, VA | 1 | $ 805,000 | $ 805,000 | $ 206,000 |
| Macon-Bibb County, GA | 1 | $ 715,000 | $ 715,000 | $ 145,000 |
| Manhattan, KS | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Medford, OR | 1 | $ 675,000 | $ 675,000 | $ 207,000 |
| Miami-Miami Beach-Kendall, FL | 1 | $ 275,000 | $ 275,000 | $ 510,000 |
| Midland, MI | 1 | $ 365,000 | $ 365,000 | $ 229,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 1 | $ 275,000 | $ 275,000 | $ 89,000 |
| Nassau County-Suffolk County, NY | 1 | $ 875,000 | $ 875,000 | $ 1,518,000 |
| New Haven-Milford, CT | 1 | $ 275,000 | $ 275,000 | $ 0 |
| New York-Jersey City-White Plains, NY-NJ | 1 | $ 485,000 | $ 485,000 | $ 290,000 |
| Norwich-New London, CT | 1 | $ 255,000 | $ 255,000 | $ 93,000 |
| Ocean City, NJ | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Oklahoma City, OK | 1 | $ 695,000 | $ 695,000 | $ 220,000 |
| Oshkosh-Neenah, WI | 1 | $ 95,000 | $ 95,000 | $ 122,000 |
| Phoenix-Mesa-Scottsdale, AZ | 1 | $ 265,000 | $ 265,000 | $ 100,000 |
| Portland-South Portland, ME | 1 | $ 965,000 | $ 965,000 | $ 463,000 |
| Punta Gorda, FL | 1 | $ 165,000 | $ 165,000 | $ 73,000 |
| Rocky Mount, NC | 1 | $ 325,000 | $ 325,000 | $ 141,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 185,000 | $ 185,000 | $ 110,000 |
| Springfield, MA | 1 | $ 515,000 | $ 515,000 | $ 475,000 |
| Springfield, OH | 1 | $ 705,000 | $ 705,000 | $ 418,000 |
| Sumter, SC | 1 | $ 255,000 | $ 255,000 | $ 71,000 |
| Tacoma-Lakewood, WA | 1 | $ 715,000 | $ 715,000 | $ 150,000 |
| Terre Haute, IN | 1 | $ 215,000 | $ 215,000 | $ 120,000 |
| The Villages, FL | 1 | $ 205,000 | $ 205,000 | $ 160,000 |
| Trenton, NJ | 1 | $ 645,000 | $ 645,000 | $ 218,000 |
| Winchester, VA-WV | 1 | $ 395,000 | $ 395,000 | $ 0 |
Mortgage Loan Application Detail Totals for Dollar Bank, FSB in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,119 | $540,295,000 | $173,000 | $19,005,000 | $123,000 | $3,500,000 |
| Home Purchase | 2,860 | $1,010,980,000 | $353,000 | $37,405,000 | $147,000 | $4,860,000 |
| Home Improvement | 2,351 | $186,185,000 | $79,000 | $22,005,000 | $112,000 | $1,645,000 |
| Other Purpose | 1,196 | $121,980,000 | $101,000 | $2,215,000 | $133,000 | $1,913,000 |
| Cash-out Refinancing | 363 | $94,515,000 | $260,000 | $1,475,000 | $131,000 | $1,253,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,170 | $1,208,390,000 | $168,000 | $2,765,000 | $127,000 | $4,860,000 |
| Not applicable | 796 | $359,130,000 | $451,000 | $37,405,000 | $0 | $0 |
| Black or African American | 775 | $88,195,000 | $113,000 | $985,000 | $75,000 | $960,000 |
| Not Provided | 674 | $163,240,000 | $242,000 | $3,105,000 | $172,000 | $2,046,000 |
| Asian | 217 | $89,755,000 | $413,000 | $1,895,000 | $193,000 | $950,000 |
| Hispanic | 170 | $23,260,000 | $136,000 | $1,365,000 | $103,000 | $1,605,000 |
| American Indian or Alaskan Native | 32 | $7,270,000 | $227,000 | $805,000 | $113,000 | $415,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $3,015,000 | $274,000 | $1,195,000 | $167,000 | $909,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,664 | $1,914,190,000 | $198,000 | $37,405,000 | $129,000 | $4,860,000 |
| FHA-insured (Federal Housing Administration) | 184 | $27,930,000 | $151,000 | $425,000 | $67,000 | $524,000 |
| VA-guaranteed (Veterans Administration) | 41 | $11,835,000 | $288,000 | $635,000 | $88,000 | $207,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,565 | $1,332,545,000 | $202,000 | $37,405,000 | $138,000 | $3,500,000 |
| Application Denied By Financial Institution | 1,637 | $173,975,000 | $106,000 | $1,475,000 | $90,000 | $4,860,000 |
| Loan Purchased By The Institution | 617 | $228,065,000 | $369,000 | $1,035,000 | $0 | $0 |
| Application Approved But Not Accepted | 407 | $81,425,000 | $200,000 | $1,305,000 | $138,000 | $2,250,000 |
| Application Withdrawn By Applicant | 396 | $78,840,000 | $199,000 | $1,155,000 | $119,000 | $1,407,000 |
| File Closed For Incompleteness | 130 | $28,250,000 | $217,000 | $845,000 | $111,000 | $688,000 |
| Preapproval Approved but not Accepted | 119 | $25,405,000 | $213,000 | $1,505,000 | $73,000 | $653,000 |
| Preapproval Denied by Financial Institution | 18 | $5,450,000 | $302,000 | $1,105,000 | $73,000 | $226,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,234 | $1,774,530,000 | $215,000 | $37,405,000 | $136,000 | $3,500,000 |
| Credit History | 506 | $37,720,000 | $74,000 | $465,000 | $75,000 | $646,000 |
| Debt-To-Income Ratio | 460 | $58,140,000 | $126,000 | $1,025,000 | $57,000 | $286,000 |
| Credit Application Incomplete | 285 | $26,945,000 | $94,000 | $495,000 | $113,000 | $1,600,000 |
| Collateral | 254 | $36,990,000 | $145,000 | $1,475,000 | $142,000 | $4,860,000 |
| Other | 109 | $15,145,000 | $138,000 | $1,105,000 | $101,000 | $510,000 |
| Unverifiable Information | 33 | $3,445,000 | $104,000 | $335,000 | $136,000 | $1,637,000 |
| Employment History | 4 | $580,000 | $145,000 | $305,000 | $39,000 | $65,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $460,000 | $115,000 | $205,000 | $49,000 | $73,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Dollar Bank, FSB's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Dollar Bank, FSB's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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