Dubuque Bank And Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Dubuque Bank And Trust Company 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Dubuque Bank And Trust Company 1398 Central Avenue Dubuque, IA 52001 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,215 |
| Total Mortgage Loan Application Amount | $461,618,000 |
| Average Mortgage Loan Application Amount | $263,486 |
| Highest Mortgage Loan Application Amount | $4,652,000 |
| Average Applicant Income | $84,945 |
| Highest Applicant Income | $1,054,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Dubuque Bank And Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Dubuque Bank And Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Dubuque Bank And Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Dubuque Bank And Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by Dubuque Bank And Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Dubuque Bank And Trust Company's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dubuque County Iowa | 1,840 | $ 178,067,000 | $ 96,000 | $ 65,000 |
| Jo Daviess County Illinois | 524 | $ 67,326,000 | $ 128,000 | $ 89,000 |
| Winnebago County Illinois | 516 | $ 52,863,000 | $ 102,000 | $ 83,000 |
| Dane County Wisconsin | 256 | $ 44,243,000 | $ 172,000 | $ 67,000 |
| Lee County Iowa | 218 | $ 13,837,000 | $ 63,000 | $ 64,000 |
| Green County Wisconsin | 150 | $ 14,654,000 | $ 97,000 | $ 61,000 |
| Boone County Illinois | 78 | $ 13,211,000 | $ 169,000 | $ 100,000 |
| Jackson County Iowa | 74 | $ 7,403,000 | $ 100,000 | $ 71,000 |
| Hancock County Illinois | 69 | $ 4,922,000 | $ 71,000 | $ 60,000 |
| Clinton County Iowa | 67 | $ 5,521,000 | $ 82,000 | $ 49,000 |
| Grant County Wisconsin | 62 | $ 6,012,000 | $ 96,000 | $ 55,000 |
| Santa Fe County New Mexico | 43 | $ 11,422,000 | $ 265,000 | $ 97,000 |
| Lafayette County Wisconsin | 28 | $ 2,663,000 | $ 95,000 | $ 65,000 |
| Carroll County Illinois | 27 | $ 5,223,000 | $ 193,000 | $ 126,000 |
| Cook County Illinois | 17 | $ 2,990,000 | $ 175,000 | $ 182,000 |
| Clayton County Iowa | 15 | $ 1,425,000 | $ 95,000 | $ 50,000 |
| Delaware County Iowa | 14 | $ 1,485,000 | $ 106,000 | $ 53,000 |
| Jones County Iowa | 14 | $ 1,528,000 | $ 109,000 | $ 50,000 |
| Ogle County Illinois | 11 | $ 1,558,000 | $ 141,000 | $ 67,000 |
| DuPage County Illinois | 9 | $ 1,878,000 | $ 208,000 | $ 149,000 |
| Columbia County Wisconsin | 9 | $ 1,571,000 | $ 174,000 | $ 104,000 |
| Linn County Iowa | 8 | $ 697,000 | $ 87,000 | $ 51,000 |
| Stephenson County Illinois | 7 | $ 611,000 | $ 87,000 | $ 63,000 |
| Whiteside County Illinois | 7 | $ 599,000 | $ 85,000 | $ 56,000 |
| Clark County Missouri | 7 | $ 520,000 | $ 74,000 | $ 81,000 |
| Sheboygan County Wisconsin | 6 | $ 944,000 | $ 157,000 | $ 123,000 |
| Lake County Illinois | 5 | $ 1,009,000 | $ 201,000 | $ 159,000 |
| Curry County New Mexico | 5 | $ 301,000 | $ 60,000 | $ 51,000 |
| Brown County Wisconsin | 5 | $ 686,000 | $ 137,000 | $ 71,000 |
| Will County Illinois | 4 | $ 732,000 | $ 183,000 | $ 151,000 |
| Maricopa County Arizona | 3 | $ 436,000 | $ 145,000 | $ 81,000 |
| Kane County Illinois | 3 | $ 561,000 | $ 187,000 | $ 154,000 |
| Polk County Iowa | 3 | $ 280,000 | $ 93,000 | $ 86,000 |
| Scott County Iowa | 3 | $ 162,000 | $ 54,000 | $ 62,000 |
| Hennepin County Minnesota | 3 | $ 606,000 | $ 202,000 | $ 134,000 |
| Lewis County Missouri | 3 | $ 251,000 | $ 83,000 | $ 51,000 |
| Dallas County Texas | 3 | $ 594,000 | $ 198,000 | $ 97,000 |
| Jefferson County Wisconsin | 3 | $ 321,000 | $ 107,000 | $ 75,000 |
| Rock County Wisconsin | 3 | $ 222,000 | $ 74,000 | $ 81,000 |
| Vilas County Wisconsin | 3 | $ 466,000 | $ 155,000 | $ 117,000 |
| Waukesha County Wisconsin | 3 | $ 552,000 | $ 184,000 | $ 85,000 |
| Winnebago County Wisconsin | 3 | $ 375,000 | $ 125,000 | $ 102,000 |
| Henry County Illinois | 2 | $ 185,000 | $ 92,000 | $ 121,000 |
| McHenry County Illinois | 2 | $ 197,000 | $ 98,000 | $ 87,000 |
| Rock Island County Illinois | 2 | $ 187,000 | $ 93,000 | $ 79,000 |
| Black Hawk County Iowa | 2 | $ 182,000 | $ 91,000 | $ 56,000 |
| Marquette County Michigan | 2 | $ 363,000 | $ 181,000 | $ 234,000 |
| St. Louis County Missouri | 2 | $ 480,000 | $ 240,000 | $ 116,000 |
| Roosevelt County New Mexico | 2 | $ 258,000 | $ 129,000 | $ 105,000 |
| Adams County Wisconsin | 2 | $ 263,000 | $ 131,000 | $ 72,000 |
| Iowa County Wisconsin | 2 | $ 175,000 | $ 87,000 | $ 55,000 |
| Marathon County Wisconsin | 2 | $ 172,000 | $ 86,000 | $ 95,000 |
| Sauk County Wisconsin | 2 | $ 273,000 | $ 136,000 | $ 138,000 |
| Washington County Wisconsin | 2 | $ 322,000 | $ 161,000 | $ 90,000 |
| Baldwin County Alabama | 1 | $ 188,000 | $ 188,000 | $ 219,000 |
| Arapahoe County Colorado | 1 | $ 36,000 | $ 36,000 | $ 30,000 |
| Boulder County Colorado | 1 | $ 263,000 | $ 263,000 | $ 110,000 |
| Denver County Colorado | 1 | $ 119,000 | $ 119,000 | $ 43,000 |
| Collier County Florida | 1 | $ 168,000 | $ 168,000 | $ 277,000 |
| Sarasota County Florida | 1 | $ 298,000 | $ 298,000 | $ 65,000 |
| Cobb County Georgia | 1 | $ 169,000 | $ 169,000 | $ 123,000 |
| Adams County Illinois | 1 | $ 59,000 | $ 59,000 | $ 45,000 |
| DeKalb County Illinois | 1 | $ 180,000 | $ 180,000 | $ 109,000 |
| Fulton County Illinois | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| Kendall County Illinois | 1 | $ 208,000 | $ 208,000 | $ 227,000 |
| Knox County Illinois | 1 | $ 40,000 | $ 40,000 | $ 37,000 |
| Lee County Illinois | 1 | $ 47,000 | $ 47,000 | $ 68,000 |
| McDonough County Illinois | 1 | $ 50,000 | $ 50,000 | $ 80,000 |
| McLean County Illinois | 1 | $ 140,000 | $ 140,000 | $ 86,000 |
| Allen County Indiana | 1 | $ 134,000 | $ 134,000 | $ 39,000 |
| Benton County Iowa | 1 | $ 90,000 | $ 90,000 | $ 62,000 |
| Cedar County Iowa | 1 | $ 146,000 | $ 146,000 | $ 42,000 |
| Cerro Gordo County Iowa | 1 | $ 38,000 | $ 38,000 | $ 43,000 |
| Hardin County Iowa | 1 | $ 64,000 | $ 64,000 | $ 70,000 |
| Johnson County Iowa | 1 | $ 295,000 | $ 295,000 | $ 102,000 |
| Muscatine County Iowa | 1 | $ 125,000 | $ 125,000 | $ 111,000 |
| Story County Iowa | 1 | $ 141,000 | $ 141,000 | $ 80,000 |
| Johnson County Kansas | 1 | $ 126,000 | $ 126,000 | $ 75,000 |
| Anne Arundel County Maryland | 1 | $ 168,000 | $ 168,000 | $ 91,000 |
| Ottawa County Michigan | 1 | $ 106,000 | $ 106,000 | $ 59,000 |
| Washtenaw County Michigan | 1 | $ 258,000 | $ 258,000 | $ 112,000 |
| Wayne County Michigan | 1 | $ 151,000 | $ 151,000 | $ 91,000 |
| Anoka County Minnesota | 1 | $ 220,000 | $ 220,000 | $ 132,000 |
| Crow Wing County Minnesota | 1 | $ 64,000 | $ 64,000 | $ 50,000 |
| Goodhue County Minnesota | 1 | $ 70,000 | $ 70,000 | $ 25,000 |
| Howell County Missouri | 1 | $ 106,000 | $ 106,000 | $ 84,000 |
| Ralls County Missouri | 1 | $ 80,000 | $ 80,000 | $ 38,000 |
| Schuyler County Missouri | 1 | $ 74,000 | $ 74,000 | $ 46,000 |
| St. Charles County Missouri | 1 | $ 138,000 | $ 138,000 | $ 72,000 |
| Bernalillo County New Mexico | 1 | $ 111,000 | $ 111,000 | $ 18,000 |
| Sandoval County New Mexico | 1 | $ 102,000 | $ 102,000 | $ 40,000 |
| Erie County New York | 1 | $ 102,000 | $ 102,000 | $ 51,000 |
| Henderson County North Carolina | 1 | $ 141,000 | $ 141,000 | $ 46,000 |
| Ashland County Ohio | 1 | $ 120,000 | $ 120,000 | $ 76,000 |
| Clatsop County Oregon | 1 | $ 128,000 | $ 128,000 | $ 83,000 |
| Washington County Oregon | 1 | $ 152,000 | $ 152,000 | $ 69,000 |
| Charleston County South Carolina | 1 | $ 323,000 | $ 323,000 | $ 183,000 |
| Denton County Texas | 1 | $ 177,000 | $ 177,000 | $ 157,000 |
| Chittenden County Vermont | 1 | $ 136,000 | $ 136,000 | $ 38,000 |
| Crawford County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 22,000 |
| Dodge County Wisconsin | 1 | $ 71,000 | $ 71,000 | $ 56,000 |
| Door County Wisconsin | 1 | $ 189,000 | $ 189,000 | $ 92,000 |
| Eau Claire County Wisconsin | 1 | $ 93,000 | $ 93,000 | $ 66,000 |
| Green Lake County Wisconsin | 1 | $ 118,000 | $ 118,000 | $ 120,000 |
| Iron County Wisconsin | 1 | $ 102,000 | $ 102,000 | $ 85,000 |
| Lincoln County Wisconsin | 1 | $ 83,000 | $ 83,000 | $ 42,000 |
| Manitowoc County Wisconsin | 1 | $ 210,000 | $ 210,000 | $ 145,000 |
| Marquette County Wisconsin | 1 | $ 119,000 | $ 119,000 | $ 197,000 |
| Milwaukee County Wisconsin | 1 | $ 147,000 | $ 147,000 | $ 70,000 |
| Oneida County Wisconsin | 1 | $ 79,000 | $ 79,000 | $ 179,000 |
| Outagamie County Wisconsin | 1 | $ 121,000 | $ 121,000 | $ 110,000 |
| Ozaukee County Wisconsin | 1 | $ 93,000 | $ 93,000 | $ 43,000 |
| Richland County Wisconsin | 1 | $ 99,000 | $ 99,000 | $ 73,000 |
| Washburn County Wisconsin | 1 | $ 134,000 | $ 134,000 | $ 116,000 |
Mortgage Loan Application Detail Totals for Dubuque Bank And Trust Company in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 3,435 | $377,183,000 | $156,428 | $1,000,000 | $96,380 | $1,054,000 |
| Home Purchase (one-to-four family) | 745 | $77,737,000 | $139,166 | $600,000 | $83,583 | $969,000 |
| Home Improvement (one-to-four family) | 31 | $1,886,000 | $44,500 | $224,000 | $58,000 | $150,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 4 | $4,812,000 | $2,352,500 | $4,652,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,995 | $431,237,000 | $158,909 | $1,000,000 | $90,863 | $1,054,000 |
| Information not provided by applicant in mail or telephone application | 77 | $8,505,000 | $175,000 | $770,000 | $87,333 | $325,000 |
| Not applicable | 64 | $11,914,000 | $862,000 | $4,652,000 | $81,000 | $527,000 |
| Asian or Pacific Islander | 34 | $4,621,000 | $160,000 | $323,000 | $126,400 | $290,000 |
| Hispanic | 26 | $3,077,000 | $122,800 | $323,000 | $66,200 | $153,000 |
| Black | 12 | $1,210,000 | $102,333 | $300,000 | $60,333 | $156,000 |
| Other | 6 | $945,000 | $151,000 | $300,000 | $62,500 | $165,000 |
| American Indian or Alaskan Native | 1 | $109,000 | $109,000 | $109,000 | $28,000 | $28,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,198 | $460,669,000 | $158,181 | $4,652,000 | $95,318 | $1,054,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 17 | $949,000 | $55,666 | $87,000 | $36,666 | $49,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,077 | $217,394,000 | $157,562 | $4,652,000 | $75,437 | $1,054,000 |
| Loan Purchased By The Institution | 2,015 | $234,346,000 | $156,533 | $454,000 | $114,600 | $969,000 |
| Application Denied By Financial Institution | 57 | $3,301,000 | $52,200 | $250,000 | $37,200 | $178,000 |
| Application Withdrawn By Applicant | 43 | $4,179,000 | $72,500 | $300,000 | $63,500 | $204,000 |
| Application Approved But Not Accepted | 23 | $2,398,000 | $147,000 | $450,000 | $81,000 | $140,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Dubuque Bank And Trust Company's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Dubuque Bank And Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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