Dubuque Bank And Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Dubuque Bank And Trust Company 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Dubuque Bank And Trust Company 1398 Central Avenue Dubuque, IA 52001 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,337 |
| Total Mortgage Loan Application Amount | $160,541,000 |
| Average Mortgage Loan Application Amount | $95,000 |
| Highest Mortgage Loan Application Amount | $1,700,000 |
| Average Applicant Income | $43,333 |
| Highest Applicant Income | $1,912,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Dubuque Bank And Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Dubuque Bank And Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Dubuque Bank And Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Dubuque Bank And Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by Dubuque Bank And Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Dubuque Bank And Trust Company's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dubuque County Iowa | 517 | $ 53,178,000 | $ 102,000 | $ 63,000 |
| Winnebago County Illinois | 163 | $ 20,227,000 | $ 124,000 | $ 0 |
| Jo Daviess County Illinois | 156 | $ 22,167,000 | $ 142,000 | $ 21,000 |
| Lee County Iowa | 55 | $ 4,479,000 | $ 81,000 | $ 1,000 |
| Jackson County Iowa | 42 | $ 2,878,000 | $ 68,000 | $ 66,000 |
| Carroll County Illinois | 36 | $ 3,105,000 | $ 86,000 | $ 0 |
| Grant County Wisconsin | 31 | $ 3,017,000 | $ 97,000 | $ 42,000 |
| Hancock County Illinois | 26 | $ 1,833,000 | $ 70,000 | $ 0 |
| Maricopa County Arizona | 21 | $ 4,207,000 | $ 200,000 | $ 16,000 |
| Yellowstone County Montana | 18 | $ 3,453,000 | $ 191,000 | $ 0 |
| Clinton County Iowa | 17 | $ 1,338,000 | $ 78,000 | $ 20,000 |
| Green County Wisconsin | 17 | $ 2,353,000 | $ 138,000 | $ 3,000 |
| Santa Fe County New Mexico | 16 | $ 4,406,000 | $ 275,000 | $ 0 |
| Curry County New Mexico | 14 | $ 1,420,000 | $ 101,000 | $ 0 |
| Dane County Wisconsin | 14 | $ 2,544,000 | $ 181,000 | $ 0 |
| Boone County Illinois | 13 | $ 3,064,000 | $ 235,000 | $ 0 |
| Rock County Wisconsin | 10 | $ 1,041,000 | $ 104,000 | $ 0 |
| Lafayette County Wisconsin | 9 | $ 1,068,000 | $ 118,000 | $ 29,000 |
| Delaware County Iowa | 8 | $ 863,000 | $ 107,000 | $ 40,000 |
| Johnson County Iowa | 7 | $ 307,000 | $ 43,000 | $ 63,000 |
| Stephenson County Illinois | 6 | $ 793,000 | $ 132,000 | $ 0 |
| Clayton County Iowa | 6 | $ 398,000 | $ 66,000 | $ 47,000 |
| Jones County Iowa | 6 | $ 698,000 | $ 116,000 | $ 57,000 |
| Cook County Illinois | 5 | $ 1,228,000 | $ 245,000 | $ 0 |
| Clark County Missouri | 5 | $ 397,000 | $ 79,000 | $ 0 |
| Jefferson County Montana | 5 | $ 755,000 | $ 151,000 | $ 0 |
| DuPage County Illinois | 4 | $ 962,000 | $ 240,000 | $ 0 |
| Kane County Illinois | 4 | $ 598,000 | $ 149,000 | $ 0 |
| Polk County Iowa | 4 | $ 601,000 | $ 150,000 | $ 59,000 |
| Flathead County Montana | 4 | $ 1,037,000 | $ 259,000 | $ 0 |
| Ogle County Illinois | 3 | $ 732,000 | $ 244,000 | $ 0 |
| Des Moines County Iowa | 3 | $ 172,000 | $ 57,000 | $ 69,000 |
| Linn County Iowa | 3 | $ 347,000 | $ 115,000 | $ 40,000 |
| Clear Creek County Colorado | 2 | $ 260,000 | $ 130,000 | $ 57,000 |
| Sumter County Florida | 2 | $ 395,000 | $ 197,000 | $ 0 |
| McDonough County Illinois | 2 | $ 73,000 | $ 36,000 | $ 0 |
| McHenry County Illinois | 2 | $ 227,000 | $ 113,000 | $ 0 |
| McLean County Illinois | 2 | $ 198,000 | $ 99,000 | $ 0 |
| Whiteside County Illinois | 2 | $ 123,000 | $ 61,000 | $ 0 |
| Scott County Iowa | 2 | $ 211,000 | $ 105,000 | $ 27,000 |
| Bernalillo County New Mexico | 2 | $ 346,000 | $ 173,000 | $ 0 |
| Roosevelt County New Mexico | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Hamilton County Ohio | 2 | $ 126,000 | $ 63,000 | $ 266,000 |
| Randall County Texas | 2 | $ 134,000 | $ 67,000 | $ 0 |
| Adams County Wisconsin | 2 | $ 342,000 | $ 171,000 | $ 0 |
| Columbia County Wisconsin | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Iron County Wisconsin | 2 | $ 207,000 | $ 103,000 | $ 0 |
| Sauk County Wisconsin | 2 | $ 432,000 | $ 216,000 | $ 0 |
| Gila County Arizona | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Nevada County California | 1 | $ 185,000 | $ 185,000 | $ 79,000 |
| Archuleta County Colorado | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Custer County Colorado | 1 | $ 176,000 | $ 176,000 | $ 44,000 |
| Denver County Colorado | 1 | $ 264,000 | $ 264,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Summit County Colorado | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Collier County Florida | 1 | $ 617,000 | $ 617,000 | $ 382,000 |
| Hernando County Florida | 1 | $ 338,000 | $ 338,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Martin County Florida | 1 | $ 1,700,000 | $ 1,700,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 117,000 | $ 117,000 | $ 53,000 |
| Sarasota County Florida | 1 | $ 126,000 | $ 126,000 | $ 227,000 |
| Henderson County Illinois | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Lake County Illinois | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Mercer County Illinois | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Elkhart County Indiana | 1 | $ 200,000 | $ 200,000 | $ 298,000 |
| Allamakee County Iowa | 1 | $ 45,000 | $ 45,000 | $ 37,000 |
| Black Hawk County Iowa | 1 | $ 16,000 | $ 16,000 | $ 35,000 |
| Boone County Iowa | 1 | $ 96,000 | $ 96,000 | $ 427,000 |
| Cerro Gordo County Iowa | 1 | $ 110,000 | $ 110,000 | $ 200,000 |
| Henry County Iowa | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Story County Iowa | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Winneshiek County Iowa | 1 | $ 111,000 | $ 111,000 | $ 54,000 |
| East Baton Rouge County Louisiana | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Berrien County Michigan | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Beltrami County Minnesota | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 120,000 | $ 120,000 | $ 35,000 |
| Beaverhead County Montana | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Big Horn County Montana | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Carbon County Montana | 1 | $ 232,000 | $ 232,000 | $ 0 |
| Gallatin County Montana | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Lake County Montana | 1 | $ 234,000 | $ 234,000 | $ 0 |
| Mineral County Montana | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Sanders County Montana | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Dona Ana County New Mexico | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Sandoval County New Mexico | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Taos County New Mexico | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Monroe County New York | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Onslow County North Carolina | 1 | $ 201,000 | $ 201,000 | $ 47,000 |
| Payne County Oklahoma | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Island County Washington | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Brown County Wisconsin | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Burnett County Wisconsin | 1 | $ 276,000 | $ 276,000 | $ 98,000 |
| Iowa County Wisconsin | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Langlade County Wisconsin | 1 | $ 238,000 | $ 238,000 | $ 0 |
| Marquette County Wisconsin | 1 | $ 71,000 | $ 71,000 | $ 0 |
| St. Croix County Wisconsin | 1 | $ 417,000 | $ 417,000 | $ 218,000 |
| Walworth County Wisconsin | 1 | $ 377,000 | $ 377,000 | $ 0 |
| Washington County Wisconsin | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Waukesha County Wisconsin | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Sublette County Wyoming | 1 | $ 180,000 | $ 180,000 | $ 0 |
Mortgage Loan Application Detail Totals for Dubuque Bank And Trust Company in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 828 | $97,361,000 | $117,000 | $448,000 | $34,000 | $1,912,000 |
| Refinancing | 446 | $61,167,000 | $137,000 | $1,700,000 | $32,000 | $1,331,000 |
| Home Improvement | 63 | $2,013,000 | $31,000 | $280,000 | $64,000 | $876,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 668 | $93,723,000 | $140,000 | $1,700,000 | $0 | $75,000 |
| White | 566 | $62,693,000 | $110,000 | $617,000 | $69,000 | $1,912,000 |
| Not Provided | 94 | $3,297,000 | $35,000 | $170,000 | $72,000 | $1,331,000 |
| Asian | 4 | $395,000 | $98,000 | $128,000 | $72,000 | $103,000 |
| Hispanic | 3 | $275,000 | $91,000 | $148,000 | $44,000 | $58,000 |
| Black or African American | 2 | $158,000 | $79,000 | $106,000 | $148,000 | $266,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,319 | $158,135,000 | $119,000 | $1,700,000 | $34,000 | $1,912,000 |
| VA-guaranteed (Veterans Administration) | 17 | $2,138,000 | $125,000 | $258,000 | $49,000 | $108,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $268,000 | $268,000 | $268,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 657 | $90,701,000 | $138,000 | $417,000 | $0 | $75,000 |
| Loan Originated | 582 | $63,792,000 | $109,000 | $1,700,000 | $69,000 | $1,912,000 |
| Application Denied By Financial Institution | 50 | $2,202,000 | $44,000 | $275,000 | $43,000 | $221,000 |
| Application Approved But Not Accepted | 42 | $3,171,000 | $75,000 | $315,000 | $55,000 | $145,000 |
| Application Withdrawn By Applicant | 6 | $675,000 | $112,000 | $270,000 | $248,000 | $1,224,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Dubuque Bank And Trust Company's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Dubuque Bank And Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Iowa, download the full spreadsheet
with aggregated HMDA statistics today.