Dubuque Bank And Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Dubuque Bank And Trust Company 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Dubuque Bank And Trust Company 1398 Central Avenue Dubuque, IA 52001 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,554 |
| Total Mortgage Loan Application Amount | $244,463,000 |
| Average Mortgage Loan Application Amount | $126,666 |
| Highest Mortgage Loan Application Amount | $3,812,000 |
| Average Applicant Income | $40,000 |
| Highest Applicant Income | $3,876,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Dubuque Bank And Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Dubuque Bank And Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Dubuque Bank And Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Dubuque Bank And Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by Dubuque Bank And Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Dubuque Bank And Trust Company's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dubuque County Iowa | 491 | $ 58,430,000 | $ 119,000 | $ 64,000 |
| Winnebago County Illinois | 188 | $ 27,442,000 | $ 145,000 | $ 1,000 |
| Jo Daviess County Illinois | 180 | $ 33,035,000 | $ 183,000 | $ 15,000 |
| Santa Fe County New Mexico | 134 | $ 32,838,000 | $ 245,000 | $ 0 |
| Dane County Wisconsin | 86 | $ 17,698,000 | $ 205,000 | $ 2,000 |
| Lee County Iowa | 44 | $ 4,024,000 | $ 91,000 | $ 0 |
| Grant County Wisconsin | 33 | $ 3,411,000 | $ 103,000 | $ 55,000 |
| Carroll County Illinois | 31 | $ 3,420,000 | $ 110,000 | $ 0 |
| Bernalillo County New Mexico | 28 | $ 5,953,000 | $ 212,000 | $ 0 |
| Jackson County Iowa | 21 | $ 2,483,000 | $ 118,000 | $ 76,000 |
| Boone County Illinois | 20 | $ 4,346,000 | $ 217,000 | $ 0 |
| Maricopa County Arizona | 18 | $ 3,515,000 | $ 195,000 | $ 0 |
| Hancock County Illinois | 17 | $ 1,278,000 | $ 75,000 | $ 0 |
| Clinton County Iowa | 15 | $ 1,847,000 | $ 123,000 | $ 26,000 |
| Curry County New Mexico | 15 | $ 2,757,000 | $ 183,000 | $ 0 |
| Green County Wisconsin | 15 | $ 1,839,000 | $ 122,000 | $ 0 |
| Clayton County Iowa | 14 | $ 1,728,000 | $ 123,000 | $ 326,000 |
| Yellowstone County Montana | 12 | $ 2,090,000 | $ 174,000 | $ 0 |
| Delaware County Iowa | 8 | $ 671,000 | $ 83,000 | $ 65,000 |
| Flathead County Montana | 6 | $ 1,345,000 | $ 224,000 | $ 0 |
| Lafayette County Wisconsin | 6 | $ 539,000 | $ 89,000 | $ 31,000 |
| Sauk County Wisconsin | 6 | $ 1,101,000 | $ 183,000 | $ 0 |
| Johnson County Iowa | 5 | $ 783,000 | $ 156,000 | $ 122,000 |
| Gallatin County Montana | 5 | $ 877,000 | $ 175,000 | $ 0 |
| Brown County Wisconsin | 5 | $ 939,000 | $ 187,000 | $ 0 |
| Rock County Wisconsin | 5 | $ 627,000 | $ 125,000 | $ 0 |
| Boulder County Colorado | 4 | $ 837,000 | $ 209,000 | $ 0 |
| Jefferson County Colorado | 4 | $ 887,000 | $ 221,000 | $ 0 |
| Kane County Illinois | 4 | $ 600,000 | $ 150,000 | $ 0 |
| Ogle County Illinois | 4 | $ 969,000 | $ 242,000 | $ 0 |
| Sanders County Montana | 4 | $ 778,000 | $ 194,000 | $ 0 |
| Sandoval County New Mexico | 4 | $ 1,296,000 | $ 324,000 | $ 0 |
| Cook County Illinois | 3 | $ 798,000 | $ 266,000 | $ 0 |
| DeKalb County Illinois | 3 | $ 462,000 | $ 154,000 | $ 0 |
| Polk County Iowa | 3 | $ 611,000 | $ 203,000 | $ 84,000 |
| Scott County Iowa | 3 | $ 623,000 | $ 207,000 | $ 13,000 |
| Clark County Missouri | 3 | $ 157,000 | $ 52,000 | $ 0 |
| Missoula County Montana | 3 | $ 408,000 | $ 136,000 | $ 0 |
| Ravalli County Montana | 3 | $ 400,000 | $ 133,000 | $ 0 |
| Rio Arriba County New Mexico | 3 | $ 917,000 | $ 305,000 | $ 0 |
| Winnebago County Wisconsin | 3 | $ 753,000 | $ 251,000 | $ 0 |
| Lee County Florida | 2 | $ 333,000 | $ 166,000 | $ 340,000 |
| DuPage County Illinois | 2 | $ 575,000 | $ 287,000 | $ 0 |
| Henderson County Illinois | 2 | $ 99,000 | $ 49,000 | $ 0 |
| Bremer County Iowa | 2 | $ 285,000 | $ 142,000 | $ 50,000 |
| Jones County Iowa | 2 | $ 227,000 | $ 113,000 | $ 22,000 |
| Clark County Nevada | 2 | $ 241,000 | $ 120,000 | $ 16,000 |
| Roosevelt County New Mexico | 2 | $ 209,000 | $ 104,000 | $ 0 |
| San Miguel County New Mexico | 2 | $ 239,000 | $ 119,000 | $ 0 |
| Valencia County New Mexico | 2 | $ 176,000 | $ 88,000 | $ 0 |
| Lehigh County Pennsylvania | 2 | $ 815,000 | $ 407,000 | $ 0 |
| Knox County Tennessee | 2 | $ 156,000 | $ 78,000 | $ 0 |
| Columbia County Wisconsin | 2 | $ 378,000 | $ 189,000 | $ 0 |
| Forest County Wisconsin | 2 | $ 356,000 | $ 178,000 | $ 0 |
| Oneida County Wisconsin | 2 | $ 768,000 | $ 384,000 | $ 0 |
| Walworth County Wisconsin | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Coconino County Arizona | 1 | $ 258,000 | $ 258,000 | $ 0 |
| Mohave County Arizona | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Pima County Arizona | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Broomfield County Colorado | 1 | $ 308,000 | $ 308,000 | $ 0 |
| Chaffee County Colorado | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Douglas County Colorado | 1 | $ 323,000 | $ 323,000 | $ 0 |
| Weld County Colorado | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Collier County Florida | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Orange County Florida | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Pinellas County Florida | 1 | $ 308,000 | $ 308,000 | $ 0 |
| Bonner County Idaho | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Adams County Illinois | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Bureau County Illinois | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Lake County Illinois | 1 | $ 417,000 | $ 417,000 | $ 0 |
| LaSalle County Illinois | 1 | $ 258,000 | $ 258,000 | $ 0 |
| Marion County Illinois | 1 | $ 69,000 | $ 69,000 | $ 0 |
| McDonough County Illinois | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Rock Island County Illinois | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Stephenson County Illinois | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Whiteside County Illinois | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Buchanan County Iowa | 1 | $ 210,000 | $ 210,000 | $ 90,000 |
| Washington County Iowa | 1 | $ 40,000 | $ 40,000 | $ 49,000 |
| Baltimore City County Maryland | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Anoka County Minnesota | 1 | $ 366,000 | $ 366,000 | $ 140,000 |
| Jackson County Missouri | 1 | $ 71,000 | $ 71,000 | $ 95,000 |
| Taney County Missouri | 1 | $ 274,000 | $ 274,000 | $ 0 |
| Jefferson County Montana | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Madison County Montana | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Silver Bow County Montana | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Chaves County New Mexico | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Dona Ana County New Mexico | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Los Alamos County New Mexico | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Sierra County New Mexico | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Socorro County New Mexico | 1 | $ 309,000 | $ 309,000 | $ 0 |
| Taos County New Mexico | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Stark County North Dakota | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Marion County Oregon | 1 | $ 304,000 | $ 304,000 | $ 0 |
| Carter County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Sevier County Tennessee | 1 | $ 3,812,000 | $ 3,812,000 | $ 0 |
| Bexar County Texas | 1 | $ 294,000 | $ 294,000 | $ 0 |
| Dallas County Texas | 1 | $ 188,000 | $ 188,000 | $ 41,000 |
| Fort Bend County Texas | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Iron County Utah | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Door County Wisconsin | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Green Lake County Wisconsin | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Iowa County Wisconsin | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Jefferson County Wisconsin | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Oconto County Wisconsin | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Portage County Wisconsin | 1 | $ 107,000 | $ 107,000 | $ 56,000 |
| Sawyer County Wisconsin | 1 | $ 104,000 | $ 104,000 | $ 80,000 |
| Sheboygan County Wisconsin | 1 | $ 10,000 | $ 10,000 | $ 80,000 |
| Vilas County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Waukesha County Wisconsin | 1 | $ 274,000 | $ 274,000 | $ 0 |
| Sublette County Wyoming | 1 | $ 185,000 | $ 185,000 | $ 0 |
Mortgage Loan Application Detail Totals for Dubuque Bank And Trust Company in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 788 | $135,707,000 | $172,000 | $1,500,000 | $29,000 | $3,876,000 |
| Home Purchase | 699 | $104,850,000 | $150,000 | $3,812,000 | $28,000 | $1,070,000 |
| Home Improvement | 67 | $3,906,000 | $58,000 | $1,000,000 | $63,000 | $330,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 932 | $171,357,000 | $183,000 | $3,812,000 | $0 | $0 |
| White | 569 | $70,634,000 | $124,000 | $1,500,000 | $75,000 | $3,876,000 |
| Not Provided | 46 | $1,442,000 | $31,000 | $272,000 | $57,000 | $186,000 |
| Hispanic | 5 | $612,000 | $122,000 | $334,000 | $106,000 | $350,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $200,000 | $200,000 | $200,000 | $300,000 | $300,000 |
| Black or African American | 1 | $218,000 | $218,000 | $218,000 | $266,000 | $266,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,531 | $241,681,000 | $157,000 | $3,812,000 | $29,000 | $3,876,000 |
| VA-guaranteed (Veterans Administration) | 12 | $1,472,000 | $122,000 | $232,000 | $57,000 | $107,000 |
| FHA-insured (Federal Housing Administration) | 7 | $685,000 | $97,000 | $115,000 | $44,000 | $51,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $625,000 | $156,000 | $280,000 | $68,000 | $155,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 917 | $163,981,000 | $178,000 | $428,000 | $0 | $0 |
| Loan Originated | 556 | $76,353,000 | $137,000 | $3,812,000 | $76,000 | $3,876,000 |
| Application Denied By Financial Institution | 51 | $1,784,000 | $34,000 | $272,000 | $48,000 | $132,000 |
| Application Approved But Not Accepted | 27 | $1,856,000 | $68,000 | $224,000 | $59,000 | $224,000 |
| Application Withdrawn By Applicant | 2 | $478,000 | $239,000 | $338,000 | $88,000 | $96,000 |
| Preapproval Denied by Financial Institution | 1 | $11,000 | $11,000 | $11,000 | $55,000 | $55,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Dubuque Bank And Trust Company's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Dubuque Bank And Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.