Dupaco Community 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Dupaco Community Po Box 179 Dubuque, IA 52004 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,576 |
| Total Mortgage Loan Application Amount | $328,770,000 |
| Average Mortgage Loan Application Amount | $96,000 |
| Highest Mortgage Loan Application Amount | $6,005,000 |
| Average Applicant Income | $72,400 |
| Highest Applicant Income | $824,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Dupaco Community. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Dupaco Community's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Dupaco Community's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Dupaco Community serves its applicants.
Each category highlights the total number of mortgage applications processed by Dupaco Community, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Dupaco Community's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dubuque County Iowa | 1,385 | $ 126,315,000 | $ 91,000 | $ 75,000 |
| Linn County Iowa | 454 | $ 43,560,000 | $ 95,000 | $ 73,000 |
| Grant County Wisconsin | 315 | $ 26,935,000 | $ 85,000 | $ 78,000 |
| Jo Daviess County Illinois | 226 | $ 19,660,000 | $ 86,000 | $ 69,000 |
| Black Hawk County Iowa | 180 | $ 10,410,000 | $ 57,000 | $ 61,000 |
| Delaware County Iowa | 126 | $ 9,240,000 | $ 73,000 | $ 69,000 |
| Carroll County Iowa | 102 | $ 7,750,000 | $ 75,000 | $ 63,000 |
| Jackson County Iowa | 97 | $ 8,905,000 | $ 91,000 | $ 71,000 |
| Lafayette County Wisconsin | 84 | $ 6,870,000 | $ 81,000 | $ 69,000 |
| Benton County Iowa | 57 | $ 3,975,000 | $ 69,000 | $ 63,000 |
| Clayton County Iowa | 53 | $ 4,535,000 | $ 85,000 | $ 68,000 |
| Jones County Iowa | 52 | $ 3,130,000 | $ 60,000 | $ 69,000 |
| Iowa County Wisconsin | 43 | $ 3,365,000 | $ 78,000 | $ 60,000 |
| Buchanan County Iowa | 24 | $ 1,190,000 | $ 49,000 | $ 64,000 |
| Johnson County Iowa | 21 | $ 2,215,000 | $ 105,000 | $ 80,000 |
| Polk County Iowa | 17 | $ 2,735,000 | $ 160,000 | $ 93,000 |
| Sac County Iowa | 16 | $ 870,000 | $ 54,000 | $ 75,000 |
| Scott County Iowa | 15 | $ 7,575,000 | $ 505,000 | $ 135,000 |
| Bremer County Iowa | 13 | $ 1,125,000 | $ 86,000 | $ 82,000 |
| Fayette County Iowa | 13 | $ 1,005,000 | $ 77,000 | $ 66,000 |
| Dane County Wisconsin | 12 | $ 1,910,000 | $ 159,000 | $ 100,000 |
| Clinton County Iowa | 11 | $ 905,000 | $ 82,000 | $ 46,000 |
| Iowa County Iowa | 10 | $ 790,000 | $ 79,000 | $ 67,000 |
| Crawford County Wisconsin | 10 | $ 770,000 | $ 77,000 | $ 58,000 |
| Grundy County Iowa | 9 | $ 385,000 | $ 42,000 | $ 79,000 |
| Calhoun County Iowa | 8 | $ 660,000 | $ 82,000 | $ 57,000 |
| Cedar County Iowa | 8 | $ 810,000 | $ 101,000 | $ 73,000 |
| Maricopa County Arizona | 7 | $ 835,000 | $ 119,000 | $ 105,000 |
| Crawford County Iowa | 6 | $ 480,000 | $ 80,000 | $ 79,000 |
| Greene County Iowa | 5 | $ 235,000 | $ 47,000 | $ 49,000 |
| Guthrie County Iowa | 5 | $ 275,000 | $ 55,000 | $ 42,000 |
| Tama County Iowa | 5 | $ 205,000 | $ 41,000 | $ 49,000 |
| Sauk County Wisconsin | 5 | $ 915,000 | $ 183,000 | $ 97,000 |
| Cook County Illinois | 4 | $ 710,000 | $ 177,000 | $ 109,000 |
| Stephenson County Illinois | 4 | $ 440,000 | $ 110,000 | $ 116,000 |
| Hardin County Iowa | 4 | $ 470,000 | $ 117,000 | $ 62,000 |
| Winneshiek County Iowa | 4 | $ 400,000 | $ 100,000 | $ 93,000 |
| Columbia County Wisconsin | 4 | $ 540,000 | $ 135,000 | $ 100,000 |
| Rock County Wisconsin | 4 | $ 370,000 | $ 92,000 | $ 85,000 |
| Lee County Florida | 3 | $ 615,000 | $ 205,000 | $ 97,000 |
| Carroll County Illinois | 3 | $ 105,000 | $ 35,000 | $ 52,000 |
| Rock Island County Illinois | 3 | $ 125,000 | $ 41,000 | $ 31,000 |
| Winnebago County Illinois | 3 | $ 465,000 | $ 155,000 | $ 121,000 |
| Butler County Iowa | 3 | $ 205,000 | $ 68,000 | $ 77,000 |
| Shelby County Iowa | 3 | $ 215,000 | $ 71,000 | $ 46,000 |
| Webster County Iowa | 3 | $ 175,000 | $ 58,000 | $ 98,000 |
| Union County Arkansas | 2 | $ 170,000 | $ 85,000 | $ 92,000 |
| Boulder County Colorado | 2 | $ 230,000 | $ 115,000 | $ 53,000 |
| Denver County Colorado | 2 | $ 330,000 | $ 165,000 | $ 101,000 |
| Walton County Florida | 2 | $ 3,780,000 | $ 1,890,000 | $ 73,000 |
| Allamakee County Iowa | 2 | $ 180,000 | $ 90,000 | $ 85,000 |
| Appanoose County Iowa | 2 | $ 540,000 | $ 270,000 | $ 217,000 |
| Audubon County Iowa | 2 | $ 120,000 | $ 60,000 | $ 69,000 |
| Cerro Gordo County Iowa | 2 | $ 130,000 | $ 65,000 | $ 49,000 |
| Madison County Iowa | 2 | $ 390,000 | $ 195,000 | $ 82,000 |
| Story County Iowa | 2 | $ 120,000 | $ 60,000 | $ 202,000 |
| Washington County Iowa | 2 | $ 90,000 | $ 45,000 | $ 35,000 |
| Winnebago County Iowa | 2 | $ 150,000 | $ 75,000 | $ 93,000 |
| Emmet County Michigan | 2 | $ 620,000 | $ 310,000 | $ 148,000 |
| Hennepin County Minnesota | 2 | $ 480,000 | $ 240,000 | $ 129,000 |
| Rice County Minnesota | 2 | $ 630,000 | $ 315,000 | $ 115,000 |
| King County Washington | 2 | $ 830,000 | $ 415,000 | $ 136,000 |
| Green County Wisconsin | 2 | $ 180,000 | $ 90,000 | $ 72,000 |
| Juneau County Wisconsin | 2 | $ 220,000 | $ 110,000 | $ 78,000 |
| Monroe County Wisconsin | 2 | $ 150,000 | $ 75,000 | $ 99,000 |
| Price County Wisconsin | 2 | $ 110,000 | $ 55,000 | $ 71,000 |
| Sawyer County Wisconsin | 2 | $ 260,000 | $ 130,000 | $ 197,000 |
| Montgomery County Alabama | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
| Pima County Arizona | 1 | $ 125,000 | $ 125,000 | $ 85,000 |
| Yavapai County Arizona | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| El Dorado County California | 1 | $ 405,000 | $ 405,000 | $ 200,000 |
| Riverside County California | 1 | $ 35,000 | $ 35,000 | $ 106,000 |
| Adams County Colorado | 1 | $ 355,000 | $ 355,000 | $ 153,000 |
| Alachua County Florida | 1 | $ 105,000 | $ 105,000 | $ 259,000 |
| Flagler County Florida | 1 | $ 65,000 | $ 65,000 | $ 70,000 |
| Hillsborough County Florida | 1 | $ 235,000 | $ 235,000 | $ 78,000 |
| Indian River County Florida | 1 | $ 85,000 | $ 85,000 | $ 258,000 |
| Marion County Florida | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Okaloosa County Florida | 1 | $ 2,605,000 | $ 2,605,000 | $ 13,000 |
| Orange County Florida | 1 | $ 125,000 | $ 125,000 | $ 87,000 |
| Polk County Florida | 1 | $ 235,000 | $ 235,000 | $ 160,000 |
| Volusia County Florida | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| DeKalb County Georgia | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Gwinnett County Georgia | 1 | $ 155,000 | $ 155,000 | $ 125,000 |
| Boone County Illinois | 1 | $ 165,000 | $ 165,000 | $ 77,000 |
| Knox County Illinois | 1 | $ 265,000 | $ 265,000 | $ 109,000 |
| Logan County Illinois | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
| McHenry County Illinois | 1 | $ 225,000 | $ 225,000 | $ 85,000 |
| Ogle County Illinois | 1 | $ 45,000 | $ 45,000 | $ 159,000 |
| Schuyler County Illinois | 1 | $ 85,000 | $ 85,000 | $ 100,000 |
| Whiteside County Illinois | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Will County Illinois | 1 | $ 385,000 | $ 385,000 | $ 169,000 |
| Adams County Indiana | 1 | $ 55,000 | $ 55,000 | $ 76,000 |
| Lake County Indiana | 1 | $ 265,000 | $ 265,000 | $ 100,000 |
| Vanderburgh County Indiana | 1 | $ 5,000 | $ 5,000 | $ 208,000 |
| Adams County Iowa | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Boone County Iowa | 1 | $ 275,000 | $ 275,000 | $ 138,000 |
| Buena Vista County Iowa | 1 | $ 95,000 | $ 95,000 | $ 189,000 |
| Cass County Iowa | 1 | $ 95,000 | $ 95,000 | $ 56,000 |
| Chickasaw County Iowa | 1 | $ 335,000 | $ 335,000 | $ 102,000 |
| Dallas County Iowa | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Floyd County Iowa | 1 | $ 145,000 | $ 145,000 | $ 106,000 |
| Franklin County Iowa | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Hancock County Iowa | 1 | $ 25,000 | $ 25,000 | $ 29,000 |
| Mills County Iowa | 1 | $ 265,000 | $ 265,000 | $ 96,000 |
| Mitchell County Iowa | 1 | $ 35,000 | $ 35,000 | $ 99,000 |
| Monroe County Iowa | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Pocahontas County Iowa | 1 | $ 15,000 | $ 15,000 | $ 109,000 |
| Pottawattamie County Iowa | 1 | $ 35,000 | $ 35,000 | $ 150,000 |
| Poweshiek County Iowa | 1 | $ 455,000 | $ 455,000 | $ 331,000 |
| Union County Iowa | 1 | $ 5,000 | $ 5,000 | $ 29,000 |
| Warren County Iowa | 1 | $ 115,000 | $ 115,000 | $ 100,000 |
| Wayne County Iowa | 1 | $ 25,000 | $ 25,000 | $ 108,000 |
| Woodbury County Iowa | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Wright County Iowa | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Greenwood County Kansas | 1 | $ 65,000 | $ 65,000 | $ 97,000 |
| Franklin County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Calcasieu County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 78,000 |
| West Baton Rouge County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 187,000 |
| Cecil County Maryland | 1 | $ 35,000 | $ 35,000 | $ 80,000 |
| Essex County Massachusetts | 1 | $ 55,000 | $ 55,000 | $ 103,000 |
| Ingham County Michigan | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Monroe County Michigan | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| Ramsey County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 242,000 |
| Wabasha County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 63,000 |
| Christian County Missouri | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Daviess County Missouri | 1 | $ 265,000 | $ 265,000 | $ 120,000 |
| Greene County Missouri | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Howell County Missouri | 1 | $ 35,000 | $ 35,000 | $ 28,000 |
| Jackson County Missouri | 1 | $ 55,000 | $ 55,000 | $ 225,000 |
| St. Charles County Missouri | 1 | $ 25,000 | $ 25,000 | $ 98,000 |
| St. Louis County Missouri | 1 | $ 15,000 | $ 15,000 | $ 132,000 |
| Douglas County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| Carroll County New Hampshire | 1 | $ 55,000 | $ 55,000 | $ 90,000 |
| Chaves County New Mexico | 1 | $ 115,000 | $ 115,000 | $ 34,000 |
| Queens County New York | 1 | $ 495,000 | $ 495,000 | $ 17,000 |
| Carteret County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| Harnett County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 82,000 |
| Fairfield County Ohio | 1 | $ 125,000 | $ 125,000 | $ 95,000 |
| Hardin County Ohio | 1 | $ 155,000 | $ 155,000 | $ 93,000 |
| Montgomery County Ohio | 1 | $ 45,000 | $ 45,000 | $ 90,000 |
| Lane County Oregon | 1 | $ 25,000 | $ 25,000 | $ 94,000 |
| Beaufort County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 94,000 |
| Greenville County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 126,000 |
| Spartanburg County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Maury County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 71,000 |
| Shelby County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 106,000 |
| Campbell County Virginia | 1 | $ 115,000 | $ 115,000 | $ 87,000 |
| Douglas County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 51,000 |
| Eau Claire County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 29,000 |
| Kewaunee County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 59,000 |
| Marathon County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 66,000 |
| Marinette County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 72,000 |
| Milwaukee County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Oconto County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 93,000 |
| Pierce County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 124,000 |
| Portage County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 70,000 |
| Richland County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 74,000 |
| Sheboygan County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Walworth County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 66,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,374 | $141,790,000 | $103,000 | $6,005,000 | $76,000 | $824,000 |
| Home Purchase | 1,037 | $137,625,000 | $132,000 | $2,605,000 | $70,000 | $525,000 |
| Other Purpose | 907 | $33,985,000 | $37,000 | $265,000 | $74,000 | $469,000 |
| Home Improvement | 243 | $13,045,000 | $53,000 | $4,805,000 | $73,000 | $199,000 |
| Cash-out Refinancing | 15 | $2,325,000 | $155,000 | $805,000 | $69,000 | $183,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,086 | $280,400,000 | $90,000 | $2,605,000 | $73,000 | $824,000 |
| Not Provided | 317 | $17,485,000 | $55,000 | $445,000 | $78,000 | $480,000 |
| Not applicable | 64 | $21,650,000 | $338,000 | $6,005,000 | $85,000 | $150,000 |
| Hispanic | 42 | $3,160,000 | $75,000 | $295,000 | $68,000 | $452,000 |
| Black or African American | 40 | $3,110,000 | $77,000 | $385,000 | $59,000 | $187,000 |
| Asian | 14 | $1,250,000 | $89,000 | $315,000 | $63,000 | $97,000 |
| American Indian or Alaskan Native | 9 | $975,000 | $108,000 | $265,000 | $62,000 | $153,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $80,000 | $40,000 | $55,000 | $98,000 | $181,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,572 | $328,210,000 | $91,000 | $6,005,000 | $74,000 | $824,000 |
| VA-guaranteed (Veterans Administration) | 3 | $455,000 | $151,000 | $215,000 | $64,000 | $116,000 |
| FHA-insured (Federal Housing Administration) | 1 | $105,000 | $105,000 | $105,000 | $57,000 | $57,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,597 | $259,825,000 | $100,000 | $6,005,000 | $76,000 | $824,000 |
| Application Denied By Financial Institution | 526 | $28,160,000 | $53,000 | $455,000 | $60,000 | $455,000 |
| Application Approved But Not Accepted | 261 | $31,535,000 | $120,000 | $455,000 | $76,000 | $452,000 |
| Application Withdrawn By Applicant | 176 | $7,560,000 | $42,000 | $275,000 | $73,000 | $480,000 |
| File Closed For Incompleteness | 16 | $1,690,000 | $105,000 | $255,000 | $55,000 | $103,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,050 | $300,610,000 | $98,000 | $6,005,000 | $76,000 | $824,000 |
| Credit History | 442 | $18,220,000 | $41,000 | $385,000 | $61,000 | $455,000 |
| Debt-To-Income Ratio | 58 | $7,740,000 | $133,000 | $455,000 | $52,000 | $157,000 |
| Collateral | 14 | $1,410,000 | $100,000 | $215,000 | $73,000 | $156,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $300,000 | $75,000 | $125,000 | $48,000 | $77,000 |
| Unverifiable Information | 3 | $165,000 | $55,000 | $115,000 | $22,000 | $41,000 |
| Other | 2 | $20,000 | $10,000 | $15,000 | $74,000 | $88,000 |
| Employment History | 2 | $280,000 | $140,000 | $165,000 | $42,000 | $49,000 |
| Credit Application Incomplete | 1 | $25,000 | $25,000 | $25,000 | $42,000 | $42,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Dupaco Community's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Dupaco Community's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.