Dupaco Community
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Dupaco Community 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Dupaco Community Po Box 179 Dubuque, IA 52004 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,495 |
| Total Mortgage Loan Application Amount | $427,165,000 |
| Average Mortgage Loan Application Amount | $129,400 |
| Highest Mortgage Loan Application Amount | $13,455,000 |
| Average Applicant Income | $99,400 |
| Highest Applicant Income | $7,304,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Dupaco Community. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Dupaco Community's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Dupaco Community's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Dupaco Community serves its applicants.
Each category highlights the total number of mortgage applications processed by Dupaco Community, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Dupaco Community's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dubuque County Iowa | 1,169 | $ 137,365,000 | $ 117,000 | $ 100,000 |
| Linn County Iowa | 407 | $ 31,545,000 | $ 77,000 | $ 84,000 |
| Grant County Wisconsin | 290 | $ 31,240,000 | $ 107,000 | $ 92,000 |
| Black Hawk County Iowa | 196 | $ 13,470,000 | $ 68,000 | $ 109,000 |
| Jo Daviess County Illinois | 166 | $ 16,240,000 | $ 97,000 | $ 93,000 |
| Delaware County Iowa | 150 | $ 12,130,000 | $ 80,000 | $ 86,000 |
| Polk County Iowa | 90 | $ 16,180,000 | $ 179,000 | $ 117,000 |
| Jackson County Iowa | 73 | $ 7,615,000 | $ 104,000 | $ 127,000 |
| Dane County Wisconsin | 67 | $ 48,755,000 | $ 727,000 | $ 141,000 |
| Carroll County Iowa | 66 | $ 5,730,000 | $ 86,000 | $ 96,000 |
| Lafayette County Wisconsin | 61 | $ 5,145,000 | $ 84,000 | $ 200,000 |
| Jones County Iowa | 51 | $ 6,245,000 | $ 122,000 | $ 93,000 |
| Iowa County Wisconsin | 46 | $ 5,920,000 | $ 128,000 | $ 96,000 |
| Clayton County Iowa | 41 | $ 4,835,000 | $ 117,000 | $ 94,000 |
| Johnson County Iowa | 38 | $ 4,500,000 | $ 118,000 | $ 128,000 |
| Benton County Iowa | 36 | $ 2,810,000 | $ 78,000 | $ 93,000 |
| Buchanan County Iowa | 29 | $ 2,825,000 | $ 97,000 | $ 296,000 |
| Dallas County Iowa | 27 | $ 3,455,000 | $ 127,000 | $ 224,000 |
| Greene County Iowa | 17 | $ 965,000 | $ 56,000 | $ 66,000 |
| Scott County Iowa | 17 | $ 7,365,000 | $ 433,000 | $ 233,000 |
| Cedar County Iowa | 16 | $ 1,630,000 | $ 101,000 | $ 94,000 |
| Fayette County Iowa | 16 | $ 1,500,000 | $ 93,000 | $ 73,000 |
| Bremer County Iowa | 14 | $ 1,420,000 | $ 101,000 | $ 88,000 |
| Grundy County Iowa | 14 | $ 1,160,000 | $ 82,000 | $ 90,000 |
| Butler County Iowa | 11 | $ 1,025,000 | $ 93,000 | $ 103,000 |
| Clinton County Iowa | 10 | $ 1,270,000 | $ 127,000 | $ 83,000 |
| Sac County Iowa | 10 | $ 1,280,000 | $ 128,000 | $ 84,000 |
| Tama County Iowa | 10 | $ 830,000 | $ 83,000 | $ 58,000 |
| Calhoun County Iowa | 9 | $ 935,000 | $ 103,000 | $ 93,000 |
| Guthrie County Iowa | 9 | $ 785,000 | $ 87,000 | $ 98,000 |
| Iowa County Iowa | 9 | $ 905,000 | $ 100,000 | $ 102,000 |
| Rock County Wisconsin | 9 | $ 595,000 | $ 66,000 | $ 49,000 |
| Audubon County Iowa | 8 | $ 620,000 | $ 77,000 | $ 76,000 |
| Crawford County Iowa | 8 | $ 610,000 | $ 76,000 | $ 65,000 |
| Maricopa County Arizona | 7 | $ 665,000 | $ 95,000 | $ 117,000 |
| Warren County Iowa | 7 | $ 1,805,000 | $ 257,000 | $ 150,000 |
| Sauk County Wisconsin | 7 | $ 885,000 | $ 126,000 | $ 565,000 |
| Boone County Iowa | 6 | $ 1,090,000 | $ 181,000 | $ 68,000 |
| Jasper County Iowa | 6 | $ 480,000 | $ 80,000 | $ 39,000 |
| Lee County Florida | 5 | $ 975,000 | $ 195,000 | $ 142,000 |
| Cerro Gordo County Iowa | 5 | $ 1,155,000 | $ 231,000 | $ 179,000 |
| Poweshiek County Iowa | 5 | $ 505,000 | $ 101,000 | $ 69,000 |
| Camden County Missouri | 5 | $ 1,395,000 | $ 279,000 | $ 173,000 |
| Green County Wisconsin | 5 | $ 595,000 | $ 119,000 | $ 113,000 |
| Juneau County Wisconsin | 5 | $ 1,715,000 | $ 343,000 | $ 219,000 |
| Milwaukee County Wisconsin | 5 | $ 615,000 | $ 123,000 | $ 112,000 |
| Cook County Illinois | 4 | $ 890,000 | $ 222,000 | $ 188,000 |
| Kane County Illinois | 4 | $ 340,000 | $ 85,000 | $ 117,000 |
| Rock Island County Illinois | 4 | $ 450,000 | $ 112,000 | $ 1,474,000 |
| Whiteside County Illinois | 4 | $ 140,000 | $ 35,000 | $ 40,000 |
| Winnebago County Illinois | 4 | $ 580,000 | $ 145,000 | $ 81,000 |
| Chickasaw County Iowa | 4 | $ 440,000 | $ 110,000 | $ 97,000 |
| Hardin County Iowa | 4 | $ 350,000 | $ 87,000 | $ 64,000 |
| Story County Iowa | 4 | $ 570,000 | $ 142,000 | $ 106,000 |
| Carroll County Illinois | 3 | $ 145,000 | $ 48,000 | $ 44,000 |
| Stephenson County Illinois | 3 | $ 75,000 | $ 25,000 | $ 69,000 |
| Lee County Iowa | 3 | $ 385,000 | $ 128,000 | $ 114,000 |
| Madison County Iowa | 3 | $ 225,000 | $ 75,000 | $ 154,000 |
| Scott County Minnesota | 3 | $ 565,000 | $ 188,000 | $ 587,000 |
| Adams County Wisconsin | 3 | $ 1,135,000 | $ 378,000 | $ 95,000 |
| Columbia County Wisconsin | 3 | $ 575,000 | $ 191,000 | $ 141,000 |
| Crawford County Wisconsin | 3 | $ 125,000 | $ 41,000 | $ 88,000 |
| Jefferson County Wisconsin | 3 | $ 555,000 | $ 185,000 | $ 57,000 |
| La Crosse County Wisconsin | 3 | $ 825,000 | $ 275,000 | $ 98,000 |
| Waushara County Wisconsin | 3 | $ 915,000 | $ 305,000 | $ 182,000 |
| Winnebago County Wisconsin | 3 | $ 125,000 | $ 41,000 | $ 112,000 |
| Denver County Colorado | 2 | $ 1,110,000 | $ 555,000 | $ 130,000 |
| Charlotte County Florida | 2 | $ 580,000 | $ 290,000 | $ 145,000 |
| Gwinnett County Georgia | 2 | $ 440,000 | $ 220,000 | $ 142,000 |
| Canyon County Idaho | 2 | $ 370,000 | $ 185,000 | $ 156,000 |
| Hancock County Illinois | 2 | $ 60,000 | $ 30,000 | $ 75,000 |
| Lee County Illinois | 2 | $ 120,000 | $ 60,000 | $ 79,000 |
| McHenry County Illinois | 2 | $ 130,000 | $ 65,000 | $ 59,000 |
| Ogle County Illinois | 2 | $ 210,000 | $ 105,000 | $ 169,000 |
| Sangamon County Illinois | 2 | $ 220,000 | $ 110,000 | $ 62,000 |
| Allamakee County Iowa | 2 | $ 810,000 | $ 405,000 | $ 146,000 |
| Appanoose County Iowa | 2 | $ 200,000 | $ 100,000 | $ 112,000 |
| Floyd County Iowa | 2 | $ 90,000 | $ 45,000 | $ 66,000 |
| Humboldt County Iowa | 2 | $ 80,000 | $ 40,000 | $ 113,000 |
| Ida County Iowa | 2 | $ 100,000 | $ 50,000 | $ 79,000 |
| Muscatine County Iowa | 2 | $ 90,000 | $ 45,000 | $ 97,000 |
| Pottawattamie County Iowa | 2 | $ 50,000 | $ 25,000 | $ 60,000 |
| Ringgold County Iowa | 2 | $ 980,000 | $ 490,000 | $ 478,000 |
| Washington County Iowa | 2 | $ 750,000 | $ 375,000 | $ 150,000 |
| Woodbury County Iowa | 2 | $ 380,000 | $ 190,000 | $ 95,000 |
| Wright County Iowa | 2 | $ 330,000 | $ 165,000 | $ 100,000 |
| Knox County Maine | 2 | $ 260,000 | $ 130,000 | $ 84,000 |
| Mackinac County Michigan | 2 | $ 1,450,000 | $ 725,000 | $ 271,000 |
| Dakota County Minnesota | 2 | $ 600,000 | $ 300,000 | $ 303,000 |
| Hennepin County Minnesota | 2 | $ 190,000 | $ 95,000 | $ 80,000 |
| Olmsted County Minnesota | 2 | $ 270,000 | $ 135,000 | $ 98,000 |
| Ramsey County Minnesota | 2 | $ 300,000 | $ 150,000 | $ 84,000 |
| Waseca County Minnesota | 2 | $ 70,000 | $ 35,000 | $ 106,000 |
| Dodge County Wisconsin | 2 | $ 250,000 | $ 125,000 | $ 187,000 |
| Eau Claire County Wisconsin | 2 | $ 150,000 | $ 75,000 | $ 75,000 |
| Green Lake County Wisconsin | 2 | $ 200,000 | $ 100,000 | $ 550,000 |
| Sheboygan County Wisconsin | 2 | $ 390,000 | $ 195,000 | $ 67,000 |
| Coconino County Arizona | 1 | $ 55,000 | $ 55,000 | $ 94,000 |
| Pima County Arizona | 1 | $ 595,000 | $ 595,000 | $ 219,000 |
| Pulaski County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 120,000 |
| Marin County California | 1 | $ 165,000 | $ 165,000 | $ 496,000 |
| Orange County California | 1 | $ 35,000 | $ 35,000 | $ 230,000 |
| Arapahoe County Colorado | 1 | $ 455,000 | $ 455,000 | $ 93,000 |
| Douglas County Colorado | 1 | $ 45,000 | $ 45,000 | $ 133,000 |
| Larimer County Colorado | 1 | $ 305,000 | $ 305,000 | $ 208,000 |
| Weld County Colorado | 1 | $ 85,000 | $ 85,000 | $ 105,000 |
| Brevard County Florida | 1 | $ 485,000 | $ 485,000 | $ 377,000 |
| Collier County Florida | 1 | $ 5,000 | $ 5,000 | $ 23,000 |
| Highlands County Florida | 1 | $ 65,000 | $ 65,000 | $ 54,000 |
| Santa Rosa County Florida | 1 | $ 115,000 | $ 115,000 | $ 96,000 |
| Sumter County Florida | 1 | $ 155,000 | $ 155,000 | $ 196,000 |
| Butts County Georgia | 1 | $ 135,000 | $ 135,000 | $ 137,000 |
| Dawson County Georgia | 1 | $ 45,000 | $ 45,000 | $ 141,000 |
| Forsyth County Georgia | 1 | $ 385,000 | $ 385,000 | $ 121,000 |
| Gordon County Georgia | 1 | $ 225,000 | $ 225,000 | $ 80,000 |
| Bureau County Illinois | 1 | $ 55,000 | $ 55,000 | $ 120,000 |
| DuPage County Illinois | 1 | $ 5,000 | $ 5,000 | $ 48,000 |
| Henry County Illinois | 1 | $ 85,000 | $ 85,000 | $ 8,000 |
| Kendall County Illinois | 1 | $ 475,000 | $ 475,000 | $ 108,000 |
| LaSalle County Illinois | 1 | $ 205,000 | $ 205,000 | $ 176,000 |
| Macon County Illinois | 1 | $ 45,000 | $ 45,000 | $ 98,000 |
| Menard County Illinois | 1 | $ 35,000 | $ 35,000 | $ 159,000 |
| Peoria County Illinois | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| Boone County Indiana | 1 | $ 215,000 | $ 215,000 | $ 129,000 |
| Elkhart County Indiana | 1 | $ 35,000 | $ 35,000 | $ 118,000 |
| Adair County Iowa | 1 | $ 95,000 | $ 95,000 | $ 137,000 |
| Buena Vista County Iowa | 1 | $ 335,000 | $ 335,000 | $ 116,000 |
| Cass County Iowa | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Dickinson County Iowa | 1 | $ 35,000 | $ 35,000 | $ 97,000 |
| Hamilton County Iowa | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Howard County Iowa | 1 | $ 15,000 | $ 15,000 | $ 45,000 |
| Jefferson County Iowa | 1 | $ 25,000 | $ 25,000 | $ 47,000 |
| Keokuk County Iowa | 1 | $ 45,000 | $ 45,000 | $ 227,000 |
| Kossuth County Iowa | 1 | $ 25,000 | $ 25,000 | $ 37,000 |
| Mahaska County Iowa | 1 | $ 35,000 | $ 35,000 | $ 88,000 |
| Marshall County Iowa | 1 | $ 205,000 | $ 205,000 | $ 69,000 |
| Montgomery County Iowa | 1 | $ 65,000 | $ 65,000 | $ 115,000 |
| Plymouth County Iowa | 1 | $ 185,000 | $ 185,000 | $ 125,000 |
| Pocahontas County Iowa | 1 | $ 35,000 | $ 35,000 | $ 110,000 |
| Shelby County Iowa | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
| Union County Iowa | 1 | $ 15,000 | $ 15,000 | $ 79,000 |
| Wapello County Iowa | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| Wayne County Iowa | 1 | $ 35,000 | $ 35,000 | $ 73,000 |
| Webster County Iowa | 1 | $ 55,000 | $ 55,000 | $ 168,000 |
| Winneshiek County Iowa | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
| Worth County Iowa | 1 | $ 85,000 | $ 85,000 | $ 96,000 |
| Johnson County Kansas | 1 | $ 375,000 | $ 375,000 | $ 299,000 |
| Thomas County Kansas | 1 | $ 25,000 | $ 25,000 | $ 131,000 |
| Laurel County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 134,000 |
| McCracken County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| East Baton Rouge County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 196,000 |
| Anne Arundel County Maryland | 1 | $ 275,000 | $ 275,000 | $ 410,000 |
| Queen Anne's County Maryland | 1 | $ 55,000 | $ 55,000 | $ 485,000 |
| Norfolk County Massachusetts | 1 | $ 305,000 | $ 305,000 | $ 400,000 |
| Branch County Michigan | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Kalamazoo County Michigan | 1 | $ 145,000 | $ 145,000 | $ 137,000 |
| Menominee County Michigan | 1 | $ 195,000 | $ 195,000 | $ 98,000 |
| Cottonwood County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 213,000 |
| Dodge County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 173,000 |
| Faribault County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Goodhue County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 245,000 |
| Sherburne County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 83,000 |
| Benton County Missouri | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| Boone County Missouri | 1 | $ 25,000 | $ 25,000 | $ 67,000 |
| Miller County Missouri | 1 | $ 165,000 | $ 165,000 | $ 108,000 |
| Morgan County Missouri | 1 | $ 135,000 | $ 135,000 | $ 107,000 |
| Pike County Missouri | 1 | $ 185,000 | $ 185,000 | $ 90,000 |
| St. Charles County Missouri | 1 | $ 35,000 | $ 35,000 | $ 122,000 |
| Douglas County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 69,000 |
| Lancaster County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 136,000 |
| Cibola County New Mexico | 1 | $ 45,000 | $ 45,000 | $ 74,000 |
| San Juan County New Mexico | 1 | $ 85,000 | $ 85,000 | $ 152,000 |
| Cumberland County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Harnett County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 67,000 |
| Hamilton County Ohio | 1 | $ 135,000 | $ 135,000 | $ 43,000 |
| Lucas County Ohio | 1 | $ 105,000 | $ 105,000 | $ 71,000 |
| Medina County Ohio | 1 | $ 35,000 | $ 35,000 | $ 57,000 |
| Cherokee County Oklahoma | 1 | $ 5,000 | $ 5,000 | $ 40,000 |
| Lancaster County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Dorchester County South Carolina | 1 | $ 335,000 | $ 335,000 | $ 125,000 |
| Hamilton County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Monroe County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 94,000 |
| Overton County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| Robertson County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 83,000 |
| Wilson County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 88,000 |
| Dallas County Texas | 1 | $ 5,000 | $ 5,000 | $ 33,000 |
| Harris County Texas | 1 | $ 5,000 | $ 5,000 | $ 89,000 |
| Johnson County Texas | 1 | $ 15,000 | $ 15,000 | $ 69,000 |
| Chesterfield County Virginia | 1 | $ 365,000 | $ 365,000 | $ 140,000 |
| Newport News County Virginia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Pulaski County Virginia | 1 | $ 245,000 | $ 245,000 | $ 218,000 |
| Clark County Washington | 1 | $ 725,000 | $ 725,000 | $ 315,000 |
| Burnett County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 369,000 |
| Chippewa County Wisconsin | 1 | $ 365,000 | $ 365,000 | $ 119,000 |
| Fond du Lac County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 132,000 |
| Monroe County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 36,000 |
| Outagamie County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 81,000 |
| Ozaukee County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 69,000 |
| Richland County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 35,000 |
| Vilas County Wisconsin | 1 | $ 555,000 | $ 555,000 | $ 273,000 |
| Walworth County Wisconsin | 1 | $ 495,000 | $ 495,000 | $ 155,000 |
| Washburn County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 103,000 |
| Washington County Wisconsin | 1 | $ 475,000 | $ 475,000 | $ 133,000 |
| Waupaca County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 186,000 |
Mortgage Loan Application Detail Totals for Dupaco Community in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 1,764 | $98,950,000 | $56,000 | $805,000 | $119,000 | $7,304,000 |
| Home Purchase | 956 | $233,770,000 | $244,000 | $13,455,000 | $100,000 | $625,000 |
| Refinancing | 420 | $49,670,000 | $118,000 | $4,765,000 | $94,000 | $709,000 |
| Cash-out Refinancing | 216 | $35,750,000 | $165,000 | $6,205,000 | $77,000 | $299,000 |
| Home Improvement | 139 | $9,025,000 | $64,000 | $1,615,000 | $107,000 | $446,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,921 | $319,575,000 | $109,000 | $1,925,000 | $105,000 | $7,304,000 |
| Not Provided | 329 | $28,725,000 | $87,000 | $585,000 | $108,000 | $1,290,000 |
| Not applicable | 87 | $65,045,000 | $747,000 | $13,455,000 | $0 | $0 |
| Hispanic | 61 | $4,865,000 | $79,000 | $315,000 | $138,000 | $2,089,000 |
| Black or African American | 51 | $2,745,000 | $53,000 | $215,000 | $166,000 | $5,536,000 |
| Asian | 30 | $3,540,000 | $118,000 | $375,000 | $127,000 | $1,278,000 |
| American Indian or Alaskan Native | 11 | $2,025,000 | $184,000 | $645,000 | $88,000 | $308,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $370,000 | $92,000 | $315,000 | $724,000 | $2,631,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,495 | $427,165,000 | $122,000 | $13,455,000 | $108,000 | $7,304,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,490 | $349,680,000 | $140,000 | $13,455,000 | $104,000 | $1,520,000 |
| Application Denied By Financial Institution | 759 | $50,935,000 | $67,000 | $805,000 | $120,000 | $7,304,000 |
| Application Withdrawn By Applicant | 174 | $19,500,000 | $112,000 | $1,615,000 | $103,000 | $1,670,000 |
| Application Approved But Not Accepted | 72 | $7,050,000 | $97,000 | $545,000 | $89,000 | $550,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,736 | $376,230,000 | $137,000 | $13,455,000 | $104,000 | $1,670,000 |
| Credit History | 387 | $22,195,000 | $57,000 | $645,000 | $120,000 | $7,304,000 |
| Debt-To-Income Ratio | 150 | $13,480,000 | $89,000 | $515,000 | $64,000 | $223,000 |
| Other | 82 | $4,620,000 | $56,000 | $405,000 | $89,000 | $496,000 |
| Credit Application Incomplete | 61 | $3,585,000 | $58,000 | $805,000 | $232,000 | $6,656,000 |
| Collateral | 45 | $3,715,000 | $82,000 | $245,000 | $199,000 | $5,536,000 |
| Unverifiable Information | 23 | $2,405,000 | $104,000 | $505,000 | $77,000 | $161,000 |
| Employment History | 9 | $655,000 | $72,000 | $285,000 | $362,000 | $2,631,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $280,000 | $140,000 | $155,000 | $52,000 | $70,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Dupaco Community's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Dupaco Community's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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